Tax Reduction Strategies For High Income Individuals in 2021

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  • Опубликовано: 7 фев 2025

Комментарии • 150

  • @christinem7156
    @christinem7156 2 года назад +2

    It's rare that I find a new channel that I love so much that I have to watch EVERY vIdeo....but today is my lucky day!

  • @silasgyimah301
    @silasgyimah301 3 года назад +9

    You are the man. I’m have been asking these questions and haven’t gotten any good response until today. I get the same blaa blaa you highlighted. You are a life saver. Great job

  • @funnygasim1281
    @funnygasim1281 2 года назад +5

    Honestly this video is probably the first one I came across that explained things instead of just saying random vague info, thank you!

  • @F_A_Maroon
    @F_A_Maroon 3 года назад +23

    Bro. your videos get me so excited. I'm studying trust structures/strategies and this video puts things together for me. Good to see quality information on RUclips. Good job, Sir. Please keep it up.

  • @holylabs
    @holylabs 2 года назад +3

    This dude is so awesome! Finally an channel i don’t have to speed up. He is already at 1.5. Gets straight to the point as well. Awesome find for me!

  • @nysteelhorse
    @nysteelhorse 10 месяцев назад

    My wife and I have built small but not insignificant investment and real estate portfolios. She is still a W2 earner. This video has been the most informative I've seen yet. I'm working with another content provider's organization and even they have not given me the true understanding of these strategies you've provided. This video alone has solidified my strategy for how to proceed with my estate planning! I'm about to watch it again!
    Thank you, this was outstanding!

  • @wardwalker30
    @wardwalker30 2 года назад +6

    Opened my eyes to ways to combat taxes as I drop out of qualified widower status. Single tax rate really sucks.

  • @zeenr6292
    @zeenr6292 2 года назад +2

    man youre videos are very helpful and eye opening, iv been looking for someone like you for a while and almost lost hope so thank you

  • @sarynhatcher3183
    @sarynhatcher3183 Год назад

    This was your best video you have made! Impressive teaching. Thats it! I am becoming an EA.

  • @tiffanywhite4076
    @tiffanywhite4076 2 года назад +1

    This right here Karlton?!!!! ALL LIFE CHANGING nuggets! Thank you!!!

  • @anonymous6594
    @anonymous6594 2 года назад +3

    Would you do a separate video on tax reduction strategies using trusts and foundations?

  • @chrisg7227
    @chrisg7227 2 года назад +2

    You’re on another level, love your videos

  • @mel20993
    @mel20993 Год назад

    Wow! Such great information. I need to research CRTs...very interested!!!

  • @icecold5746
    @icecold5746 3 года назад +27

    So many awesome tax strategies discussed in this video. As always, Karlton is full of knowledge. I like the philanthropic option. If you pay believe in paying tithes to a church, this can be your charitable donation. 😇 Thanks for this golden nugget Karlton!

  • @ramirocastano7444
    @ramirocastano7444 3 года назад +2

    Wow, I own some SF rentals and I did not know about the difference in having short term rentals in terms of losses. Great information, I need to look more into this.

  • @3WadeNumber1Fan
    @3WadeNumber1Fan Год назад

    The analysis on the CRT is off a bit. The deduction is limited to the contribution less the PV of the annuity.

  • @sheenabautista5112
    @sheenabautista5112 2 года назад +2

    Hey thank you for this knowledge you share. This year we had to pay and just went on with and bow I'm looking for ways to avoid paying taxes.

  • @Jahguaar
    @Jahguaar 3 года назад

    I am committed to self-development & thriving.

  • @pearlivory3483
    @pearlivory3483 2 года назад +1

    Let’s not forget there’s a phase out for the traditional IRA if you want a deduction

  • @ankaimen
    @ankaimen Год назад

    MIND BLOWN. ty for these tips

  • @tinawalker5335
    @tinawalker5335 2 года назад

    It’s insane how much I learn watching these. I definitely owe you money KD but I can’t book a consultation through your link 😢

  • @robertflannagan6093
    @robertflannagan6093 Год назад

    If your high income the ira and roth irs doesnt allow you to contribute if your over an certain amount

  • @naikeelovince7774
    @naikeelovince7774 2 года назад

    Karlton, I am speechless! You are awesome!

  • @Steve-holm
    @Steve-holm Год назад +1

    This is literally what I’ve been stressing over, thank you so much

  • @vishadpatel
    @vishadpatel 2 года назад

    So much information in such a short video. Thank you!!!

  • @locomidget35
    @locomidget35 3 года назад +1

    You my friend a very sharp! This is an awesome video!

  • @Khaled-wl9fk
    @Khaled-wl9fk 3 года назад

    Traditional IRA doesn’t Lowe your tax bill if you make 500k. You meant IRA then convert to Roth IRA to protect the growth from taxation.

  • @colewildenhus7207
    @colewildenhus7207 Год назад

    U can only deduct medical and dental what’s above 7.5% of your AGI
    So if 7.5% of ur AGI is $5000 and ur medical amounts paid is $5000 there’s nothing to deduct

  • @gabriellaluzpm
    @gabriellaluzpm Год назад

    What’s the meaning of: you have control over the foundation? Can I send money to my parents in another country? It’s for medical expenses.

  • @Gio23Deloney
    @Gio23Deloney 2 года назад

    The PFF is the best route to go.

  • @MelodicMoments411
    @MelodicMoments411 2 года назад +1

    Nice information… could you make a video regarding applying this strategy to high 1040 income earners vs high w2 earners?

  • @alisonw6449
    @alisonw6449 2 года назад +2

    You explain things so clearly. Excellent and thank you.

  • @christiethompson3347
    @christiethompson3347 3 года назад +2

    He dropping gems! Great video. Thanks for sharing.

  • @mamadelta5608
    @mamadelta5608 Год назад

    Best explained!!! Thanks!

  • @guidosasson1141
    @guidosasson1141 2 года назад

    I strongly recommend you to see what the guys at Valur are building regarding charitable remainder trusts :)

  • @Ardley101
    @Ardley101 2 года назад

    Makes sense to me. Thanks! Not there yet but good to know.

  • @mccoyji
    @mccoyji Год назад

    Depreciation not that good for high incone w2...
    It goes into bucket for later.
    Kinda sucks.

  • @ILoveKoreanBBQ2023
    @ILoveKoreanBBQ2023 2 года назад

    My 308(b) is down almost 5%. Froze it. All my extra money is going to tsla.

  • @raymondfefee5921
    @raymondfefee5921 3 года назад +3

    Karlton, thanks for the very inciteful information! It feels great to have the financial problems I'm dealing with now versus when I was becoming a man! I do have a question, where would you recommend setting up the PFF since I'm more a c charitable person? I will definitely schedule an appointment to discuss our personal situation with you in detail! Thanks for all you do and keep up the great work!!!
    First of All, Servants of All, We Shall Transcend All!!!

  • @jamesbumpas6411
    @jamesbumpas6411 3 года назад +1

    Thanks for sharing these strategies typically reserved for millionaires. Our time is now!

  • @kenesa
    @kenesa 2 года назад +1

    Do you have or can you make a video for someone who is retired (medically from the military), and they win the lottery/ sweepstakes?

  • @Rahzay
    @Rahzay 2 года назад

    This was exactly what I was looking for. Recently hit a significant 6 figure mark with a recent promotion and Jesus… losing so much money. PFF is golden .

  • @cindyhardi
    @cindyhardi 2 года назад

    this is pure gold, thank you for sharing!!

  • @gerardmorris6191
    @gerardmorris6191 2 года назад +1

    Very thorough presentation! Thank you!

  • @miclarry
    @miclarry 2 года назад +1

    Liked. Commented. Subscribed!

  • @muradjoraevich3352
    @muradjoraevich3352 Год назад

    IRA(401k + Roth IRA) total contribution is $6000. I made this mistake thinking I have extra $6000 Roth IRA not including my 401k

  • @lilant9995
    @lilant9995 2 года назад

    I ain’t going to lie karlton this is like good to me in 2022🥇

  • @MarcioDec73
    @MarcioDec73 2 года назад

    you speak to us for real .... no shenanigans !!!

  • @willoa9685
    @willoa9685 3 года назад +2

    If you have a property management company, but make decisions, how do you capitalize on additional deductions?

  • @danshd.9316
    @danshd.9316 3 года назад +2

    Awesome thanks i love it very honest and thorough!

  • @derrikferguson3219
    @derrikferguson3219 Год назад

    Cool video. What threshold would you consider makes one a “high income” earner? $500,000?

  • @pf4773
    @pf4773 2 года назад +1

    Hi, Karlton: You have great energy and are charismatic. My concern is that I don't see any educational background or financially-related licenses listed in your "ABOUT" section, such as CFP, CPA, or a license as an attorney or security 7. Would you mind posting this,? or simply explain that you are self-educated.

  • @WinnersOnlyInc
    @WinnersOnlyInc 3 года назад +1

    Also how long is the scheduled one on one phone call? If we schedule one?

  • @katiebrandt7953
    @katiebrandt7953 2 года назад

    if i sell my property now but no property to roll it over to as of yet, how long do i have to avoid capital gain tax?

  • @Mostafizur_rahman188
    @Mostafizur_rahman188 2 года назад

    401K - Everyone suggests to max out one’s 401k. But don’t we eventually have to pay the tax on it later in life when One might not have the energy/capability to earn. Also we don’t know how much tax one might have to pay at that time, it could be higher than what one would have paid today.

  • @Kris-nf3fu
    @Kris-nf3fu 2 года назад +2

    Awesome video! Currently running 3 Airbnbs short term rentals. But currently forced to shut down 2 from the landlord change of ownership. Does that mean the rental income is now a loss for the rest of the year? Can I now deduct that from my w2 nurse wages?

    • @prettyladynyc4967
      @prettyladynyc4967 2 года назад +2

      No,because u don’t own the property. That’s the Tax loophole. This guy is AMAZING ❤️❤️❤️🍹

    • @jtowensbyiii6018
      @jtowensbyiii6018 2 года назад

      Landlord gets the deductions not you

  • @JayPatel-iu7pl
    @JayPatel-iu7pl Год назад

    Thanks you are great!!

  • @kenpowell3557
    @kenpowell3557 9 месяцев назад

    Great job 🎉

  • @TheJebell01
    @TheJebell01 3 года назад +1

    Great info Karlton!! Thank you!!

  • @WinnersOnlyInc
    @WinnersOnlyInc 3 года назад

    I love this video! CRT💯💪
    Hey Karlton could I have ur video editor video I need a good one?!

  • @swagymom
    @swagymom 3 года назад +1

    So can I add a PFF as part of my 501c 3 non profit?

  • @Freedomridingcompany
    @Freedomridingcompany 3 года назад +1

    Great video. I'm not certain that I understand the "Real Estate Professional" concept. I have two Commercial Strip Centers and no "Short Term" Tenants. How do you set up a seven day or less real estate business? Thanks

  • @ochicoloto3524
    @ochicoloto3524 2 года назад

    What happens to the money in the PFF?

  • @Woodflooralchemist
    @Woodflooralchemist 3 года назад +1

    How well does this translate to a small business owner?

  • @dataguru7342
    @dataguru7342 2 года назад

    You don't get tax savings from a traditional IRA if you make 500k per year.

  • @MrJoeCaffeine
    @MrJoeCaffeine 3 года назад +1

    I appreciate YOU sooooooooooo much, Karlton!!!!!!

  • @seaguls9974
    @seaguls9974 3 года назад +1

    Amazing KD! Highly useful.

  • @rplaisime
    @rplaisime 6 месяцев назад

    Love love this channel.

  • @thapowerexchange
    @thapowerexchange 2 года назад

    this dude is NAILS

  • @appliancerepairbymel2734
    @appliancerepairbymel2734 3 года назад +1

    Appreciate you, Karlton!

  • @innerscorecard9433
    @innerscorecard9433 2 года назад

    can you do both 401k (max ded) and IRA? I thought you coud one or the other

  • @lortunder
    @lortunder 3 года назад +1

    Nice! thanks, Karlton!

  • @MMCCENTURY1stofmygeneration
    @MMCCENTURY1stofmygeneration 11 месяцев назад

    Can the annuity left over go to a family or childs charity when you die ?

  • @michaelsmith5463
    @michaelsmith5463 2 года назад

    QUESTION: KD: I've heard some ppl espouse renting rooms of their investment home by the week. Would this still qualify as a short term rental if the renter continues to stay week to week to week?

  • @rodneylegend1804
    @rodneylegend1804 3 года назад +4

    For PFF can you donate 5% to your own 501 (C)?

  • @CompletedReview
    @CompletedReview 2 года назад

    But are the tax savings worth the additional effort/capital needed to start and maintain these strategies (managing a trust, running a real estate business)?

  • @mindrenewal7657
    @mindrenewal7657 2 года назад

    Can you combine personal business with unrelated compangy earnings

  • @carrandoholmesii9710
    @carrandoholmesii9710 2 года назад

    What about paying/investing into IUL's?

  • @reneestenbjorn
    @reneestenbjorn 2 года назад

    Great video! One ?: can other family members contribute to the PFF and get a deduction? thanks for the great work.

  • @LakeCeo3
    @LakeCeo3 3 года назад +1

    Thank you for the insight.

  • @rbailou
    @rbailou 2 года назад +1

    great explanation bro

  • @christopherdupremd8897
    @christopherdupremd8897 2 года назад

    Can a 1099 Contractor start and fund a PFF??

  • @SIRafiq
    @SIRafiq Год назад

    You go bro!

  • @andrejerry2778
    @andrejerry2778 3 года назад +1

    Great job!

  • @QuantumLightworker
    @QuantumLightworker 3 года назад

    Put in a annuities or IUL’s..?

  • @vikb2251
    @vikb2251 3 года назад +2

    Is there any income limit for Traditional IRA deduction? Thought we can’t deduct if AGI is >140k.
    Btw, I learned so much watching your videos and I hope one day I’ll get a chance to meet you.

    • @EricSnellmanJava
      @EricSnellmanJava 3 года назад

      Ya most convert it to a Roth right after. Assuming they don't have other tradional ira balances

    • @nancee9101
      @nancee9101 3 года назад

      Correct, can't deduct traditional contributions if your MAGI is over the phase out limit. Hence, you'd have a non-deductible contribution...and that's why many people do the backdoor Roth ira anyway since now they're only able to focus that contribition on tax-free growth & distribution.

    • @Aijemcire99
      @Aijemcire99 2 года назад

      @Nancy Bui Is it true that the backdoor Roth option has gone by the wayside due to recent changes? This is what I heard when I inquired about a backdoor Roth recently.

    • @nancee9101
      @nancee9101 2 года назад

      @@Aijemcire99 nothing has changed. Backdoor Roth is still a strategy many use

    • @PRLcafe
      @PRLcafe Год назад

      Brilliant guy, ty

  • @Grippysockss
    @Grippysockss 3 года назад +2

    my estimate crypto/stock portfolio will be 1m+ can i use a pff for that? i plan to help pay my family members

    • @mxtv1258
      @mxtv1258 3 года назад

      I have a very similar question. My W-2 salary is about $100k but I have made about 640k in gain from stock investments, nothing sold yet, can I do the PFF too? I have maxed everything else out.

  • @eg2701
    @eg2701 2 года назад

    Could I set up a PFF and a CRT and set myself up for 60% taxable income?

  • @frontrowtennis
    @frontrowtennis 2 года назад

    Thank you for the great information. Is there anything that can be done for 2021 taxes regarding a PFF or CRT or even real estate if it is already 2022?

  • @machinedm3talbrains693
    @machinedm3talbrains693 Год назад

    It’s insanely hard to find a CPA where I live let alone get one to answer the phone or call you back. Absolute joke

  • @Rabiecakes
    @Rabiecakes Год назад

    This is the real stuff....

  • @aaronanderson3027
    @aaronanderson3027 2 года назад

    I'm a truck driver with rentals. Single (at the moment). Property management company manages my rentals. How could I become designated as a real estate professional? Could I aquire a realtor license?

  • @coolwater5407
    @coolwater5407 3 года назад +1

    Great video. Thank you!

  • @clarsen07
    @clarsen07 2 года назад

    Mans is the goat 🐐 that’s it

  • @AhmedMakkiyah
    @AhmedMakkiyah 2 года назад

    Why I didn't see your video before :( I love what you shared and it's been insightful 😃Thanks RUclips Algorithms for the money saving suggestions ChaChing🙏🏻

  • @SOOJ1NSOU
    @SOOJ1NSOU 3 года назад

    SUPER helpful content.

  • @mindrenewal7657
    @mindrenewal7657 2 года назад

    What about renting to yourself?

  • @rachellowery2262
    @rachellowery2262 3 года назад

    How do I go about getting you to be my financial advisor and tax guy

  • @ochicoloto3524
    @ochicoloto3524 2 года назад

    Your videos are so great but the music in the background is unnecessary. We can't focus

  • @wompol7117
    @wompol7117 Год назад

    i wil be head of my private family foundation and also of a 501c3 organization. How can i minimize taxes with itemization, real estate, any medical expenses (health insurance??), etc. - 9 figures