What is Conisurance and How to Solve for it for Homeowners on the Insurance Exam
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- Опубликовано: 27 сен 2024
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Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.
With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.
Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.
View my packages here: www.insuranceex...
Join my free support group here: / 10820. .
Subscribe to my RUclips Channel: www.youtube.co....
If you love ALL the fun details and back story...keep reading.
In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.
My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)
Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!
I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.
I would love to help you secure your pass!
Here is the link to view all of my packages: www.insurancee...
My FaceBook Group is a great resource as well: / 10820. .
Subscribe to my RUclips Channel: www.youtube.co....
Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!
Thank you SO MUCH!!! ❤ I passed my personal lines exam today on the first attempt! 🎉
I just binge watched your videos for one day.
Great job! thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all
For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support
Her Courses and Resources can be found here:
learn.theinsurancesalesqueen.com/courses
#motivation #inspiration #support
MAN!!!! I have NOT understood this from day 1, I've spent 87 hours studying with XCEL & have failed the GA p&c twice. Paid for XCEL twice already, have pretty much memorized ALL the questions but never understood coinsurance. On the exam I just guessed. NOW, Thanks to you
Go here to view whats important for your state. www.insuranceexamqueen.com/pc-state-requirements
Thank you so much for this video, I can pick up 3 to 4 points on my test because of this explanation! I'll give you an update on theory real soon once I take this test.
YES!! GET IT!!
@@insuranceexamqueen Hey Angela your first two questions pertains to NC Exam Math questions that you discussed. They are worded a little different, but I know for sure I at least picked up 1 point! When you in that 60 and up catory to pass sometimes that 1 point is all you need lol! Thank you for all you do!
Thank you so much. Because of you I signed up with Xcel to study for my license. And I joined your gold club. California.
Yay! Welcome! Make sure to join to FB Group too!facebook.com/groups/1082073882582049/
I just passed the Texas personal lines exam ! You made a huge difference. Thank you
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
Thank you so much for these videos I wish I would've took your classes instead of the one I did pay for. I understand co-insurance way more now. Taking my test Friday for All lines Adjuster, supper confident I will pass you are truly God sent.... Thanks!
You are so welcome!
Thanks for this, you really solidified it for me, funny thing is was ready, took my MO Personal Lines exam VIRTUALLY, No calculator, NO math , only a rudimentary "scratch pad" on a mouse input lol, & no score, just PASS.
Yes!!!
Thank you so much for all you do….you really break it down!
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
I'm taking a personal lines test in NC. Last week I tested and got 65.
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Thank you soooo much for this content! Do you have any tips or videos for someone taking their test in MD? Rules and Regs?
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Hello, I actually left a comment on your other video!
Thank you! I need to pass Property and casualty in Virginia!
What would you advise and which of your classes should I take?
Thank you
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
facebook.com/share/XbF6toywYh315Hca/or
State Exam Requirements: prepare2pass.com/requirements
Watch the videos on repeat and write down all notes that melissa has provided
We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
pass! ruclips.net/video/b8cl8AIM7j0/видео.html
I am sending you all the loves and vibes to pass the exam
I’m
In Alberta Canada 🇨🇦… do you have Canadian material/ study content for the PNC level 1 brokerage insurance program
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
I need a boot camp information to obtain my license 220 in Florida.
Property and Casualty
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
facebook.com/share/XbF6toywYh315Hca/or
State Exam Requirements: prepare2pass.com/requirements
Watch the videos on repeat and write down all notes that melissa has provided
We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
pass! ruclips.net/video/b8cl8AIM7j0/видео.html
I am sending you all the loves and vibes to pass the exam
We arent allowed any calculators on SC exam, what do you suggest for math then?!
A calculator is usually provide next to the question.
arkansas
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
On replay
Yes!!! When you're finished Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Indiana Personal Lines
Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/
I will be taking the Property & Casualty Exam in GA, in 1.5 weeks...What info/tips do you have for me...Noticed other GA inquiry didn't answer type of exam...Thanks in advance
Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
If you want One-On-One Tutoring you can book with Peter Here:
wkf.ms/3LSJC2B
If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
oklahoma. thanks so much for these. im 80% done on exam fx and this is the first time i understood the coinsurance
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class.
Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
If you want One-On-One Tutoring you can book with Peter Here:
www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register
If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
Thank you 🙏 I’m taking my RI exam next week!
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/