BUYING MY FIRST CAR AT 19 WITH NO CREDIT (down payment, + money tips)

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  • Опубликовано: 12 дек 2024

Комментарии • 61

  • @aidanhallinan03
    @aidanhallinan03 2 года назад +33

    my favorite part is that you went with a very good reliable car. a lot of other vlogs they bought like a jeep or land rover which are not going to get you very far

  • @Tendering
    @Tendering 2 года назад +50

    Congrats! I just got my license last week on 3/10/22 passing my test with one attempt and getting a car in 2 years

    • @AnayaChanel
      @AnayaChanel  2 года назад +1

      That’s amazing 💕you will get that car!

    • @aaliyahbullard9405
      @aaliyahbullard9405 Год назад

      Was the test hard bc I need to take my test soon but gotta practice first

    • @Jitcreep.
      @Jitcreep. Год назад +2

      @@aaliyahbullard9405 it’s not hard just common sense and a little skill

  • @Beth9228
    @Beth9228 2 года назад +13

    I gotten my vehicle since March 14,2022 just shortly after my last vehicle died on me. I had the vehicle since that day but, I had gotten the title from my last vehicle and even paid for it,too. I even did some paperwork for it. My sister had helped me on it,too. My vehicle is a 2020 Ford Escape SE in black. It is not my 1st car. My first car was a 1998 Ford Contour SE in light denim blue. I got that car when I was 29 years old in mid October 1999. Now I’m getting closer towards my 52nd birthday. Enjoy your first car. I’m enjoying my Ford Escape.

    • @AnayaChanel
      @AnayaChanel  2 года назад

      That’s amazing ! I hope your loving your new car

  • @shawndoe6843
    @shawndoe6843 2 года назад +9

    Interest rate ? Why didn’t you build credit first before buying a vehicle ?

  • @trxllshantii
    @trxllshantii 2 года назад +9

    Looking at a car right now and trying to find tips before actually buying💗Thnk u 💓💓

  • @liluzibiscuit8011
    @liluzibiscuit8011 Год назад +2

    I’m in the process of researching to get a 2020 ford explorer I’ll have 6k down and no credit so I’m hoping for the best looking at as much research as I can before I go

    • @AnayaChanel
      @AnayaChanel  Год назад +1

      Most definitely I hope you get the car 💕💕

    • @MayaO.
      @MayaO. 10 месяцев назад

      Did you get the car?

    • @liluzibiscuit8011
      @liluzibiscuit8011 10 месяцев назад +1

      @@MayaO.I did! loving it so far

  • @41yearoldnewdriver
    @41yearoldnewdriver 2 года назад +7

    I like your all-black Camry. I always liked Camry sedans. I am a big tall lady. I may get a used Jeep Commander that's going for $8,000. I can afford it. I love this Camry though! I am age 41 and I just got my license. It's really good that you bought your car on your own. Cool!

    • @AnayaChanel
      @AnayaChanel  2 года назад +2

      That’s amazing! Congrats on getting your license 💗that’s good praying for many blessings your way!

    • @41yearoldnewdriver
      @41yearoldnewdriver 2 года назад +1

      @@AnayaChanel Thank you Anaya. I am going to try to buy a used Jeep Commander by the end of the summer. I can't go over ten Gs for my vehicle purchase. I'll save for two years to buy a new Honda HR-V model in black. I can afford an HR-V too!

    • @MayaO.
      @MayaO. 10 месяцев назад

      @@41yearoldnewdriverdid you get it?

  • @dominiquesullivan3374
    @dominiquesullivan3374 2 года назад +10

    Congrats 😮‍💨✨! What year ? How u put down down & how much your car payment ?

    • @AnayaChanel
      @AnayaChanel  2 года назад +27

      Thank you 💕and it’s a 2019 LE and I put down 1,000 my payments is 530 it covers the warranty on it !

    • @tyiajailee8014
      @tyiajailee8014 Год назад

      ​@@AnayaChanel hey once you put your 1,000 deposit down did you have to still add in extra 530 or you pay it once your payment is ready next month
      And can I get approved with my permit

    • @AnayaChanel
      @AnayaChanel  Год назад +1

      @@tyiajailee8014 hey love and I make monthly payments of 530 a month I pay it every month and yes I believe you can get approve with a permit

  • @AmazingTonyYT
    @AmazingTonyYT Год назад +2

    Me 18 don’t have credit history and have 40k in my bank and want a 32k car but don’t want to basically spend all my money on the car and want a loan 💀

    • @AnayaChanel
      @AnayaChanel  Год назад +3

      You can get a co signer ! That way you could just put a down payment and make monthly payments on it or you didn’t wanna do that ?

    • @AmazingTonyYT
      @AmazingTonyYT Год назад +3

      @@AnayaChanel yes that’s what I would want to do, I could put down a good amount in down payment but idk how everything works yet and if I get approved

  • @MontManii
    @MontManii Год назад +8

    Omg I’m 19 with no car I need help tho idk how to afford it

    • @AnayaChanel
      @AnayaChanel  Год назад +1

      Saving most definitely helps love just save save save

    • @MontManii
      @MontManii Год назад

      @@AnayaChanel thanks love ❤️

    • @MontManii
      @MontManii Год назад +1

      @@AnayaChanel is getting Paid 16$ enough for me to save ?

    • @AnayaChanel
      @AnayaChanel  Год назад +1

      @@MontManii most definitely just budget and don’t do unnecessary spending it’s def manageable ! You got this !

    • @MontManii
      @MontManii Год назад

      @@AnayaChanel thank u🫶🏼🫶🏼

  • @foreverenyia
    @foreverenyia 10 месяцев назад

    I’m self employed and I’m so scared that people will give me a hard time getting my first car . My credit in the high 600’s though . What did you use to show proof of income bank statements or 1099’s ?

    • @LashayWeeden
      @LashayWeeden 9 месяцев назад

      I’m going through the exact same. I’m self employed and my credit is over 600+. And I have been trying to look for a car!! I’m 19

    • @LashayWeeden
      @LashayWeeden 9 месяцев назад

      And usually you would have to show bank statements mama.

  • @Kay-zl3qx
    @Kay-zl3qx 2 года назад +3

    Love the Camry! What's your dream car?

    • @AnayaChanel
      @AnayaChanel  2 года назад

      Thank you and a BENZ (CLA 250)

    • @Kay-zl3qx
      @Kay-zl3qx 2 года назад

      @@AnayaChanel that's the car I want in white 🥰🥰

  • @almac.1511
    @almac.1511 2 года назад +4

    If i buy from a dealer can i get warranty from the actual Toyota company??

    • @dreamteam182
      @dreamteam182 2 года назад +4

      No you can’t , you’ll have to buy a warranty from where you bought it

  • @BayronMedinaa
    @BayronMedinaa 10 месяцев назад

    bro the interest rate must’ve been crazy 😭

  • @shiestystacks9014
    @shiestystacks9014 9 месяцев назад

    What was the total of your car?

  • @Hahhaha68
    @Hahhaha68 6 месяцев назад

    Thanks queen

  • @nae899
    @nae899 Год назад +1

    how much was your down payment

    • @AnayaChanel
      @AnayaChanel  Год назад

      I put down over 2k

    • @AnayaChanel
      @AnayaChanel  Год назад

      But you can really put down whatever it just depends how much you gone pay monthly

    • @Lastnamesparko
      @Lastnamesparko Год назад

      How much was the down payment

    • @Yourabrokebitcht
      @Yourabrokebitcht Месяц назад

      How much wym over 2k​@@AnayaChanel

  • @Tnt.8294
    @Tnt.8294 5 дней назад

    Damn no credit?

  • @nanaebk6675
    @nanaebk6675 2 года назад +2

    Wat do you think is a good source of income?

  • @Flowwprincess
    @Flowwprincess Год назад

    What year is it?

  • @ohsoyoushaarose
    @ohsoyoushaarose Год назад

    what was the interest rate ?

  • @ItsTrajan
    @ItsTrajan 2 года назад +2

    👏🏾👏🏾

  • @heavaningram2174
    @heavaningram2174 Год назад +3

    Hey Anaya🥹 this literally gives me motivation and inspiration💛. Nobody wants to help me get this car and I have an appointment Friday!
    wish me luck I have a down payment/decent credit/ 😪
    paycheck history is one stub since I started my new job hope they accept me.

    • @AnayaChanel
      @AnayaChanel  Год назад +2

      I’m so proud of you ! I hope you get the car boo 💕💕

    • @heavaningram2174
      @heavaningram2174 Год назад +1

      @@AnayaChanel thank you babes I’ll be back Friday to give you guys an update❤️🤞🏾🥺

    • @heavaningram2174
      @heavaningram2174 Год назад +6

      Hey Anaya I got my car praise God💗💗💗✨

    • @AnayaChanel
      @AnayaChanel  Год назад +1

      @@heavaningram2174 I’m so happy for you YAYYY🥺💕do a car tour babes !