@@ericbstudios9807 honest ridicule through observation does not equate to hate, mental midgy. Sure up that mental acuity of yours and acquire a lexicon while you're at it, the "hate" mantra is so 2000's and played out
You are one of those people who make me happy to see them happy, even if I don't know them, and they don't even know I exist. You're an inspiration, and I'm grateful to have found your channel a few years ago!! Happy New Year, Alex!!
9% is really high even for now. Love what you have done with the place and hope the interest can be negotiated down or you can find a way to pay it off early.
Yes, Farm Credit is making a nice return on their investment with no risk. The collateral is a nice solid building and some land. 9% interest is not what most businesses can afford.
Mortgage rates are high, and from what I've read, land loans tend to have higher interest rates and higher down payment requirements. Her credit is probably stellar, or else it would probably have been worse. Now doesn't seem like the greatest time to be buying property; especially if we go into a recession. Land prices are extraordinarily high right now, and while one could potentially refinance a loan if interest rates tank, keep in mind that if interest rates are tanking, then land prices are probably dropping too, and the bank may require you put more cash down or have more collateral on your now underwater loan. I've been considering looking for a slightly more rural house with a larger yard and the right geography for potentially planting a food forest. With how high interest rates are, and the risk of resetting my taxes at inflated home prices, now just seems like a terrible time. Even if the housing market crashes and takes my house value with it, I still think I'd be better off waiting for interest rates to drop before trying to sell my house... or maybe I'll just rent it. Not to want to profit off the misery of others, but renting was great during the last recession.
i think she didn't know to search for state-based first time home buyer loans or they didn't apply to her. i am using my local bank and a state-based program and getting 6% for $700k plus down payment assistance. farm credit east did me no such kindness and was unwilling to work on a farm homestead sale with the FSA. farm credit east is just a name. they're not all about farmers.
As a native NYer I have vacationed in the Adirondack’s every year since I was 5. It wasn’t until I was an adult that I discovered Saratoga and now I make a trip there every summer. Absolutely love it there. Always been my dream to retire up there. Congrats on the farm. Best of luck to you. You earned my sub with your sign off. Couldn’t agree more.
@ I have been all over the Lake George area. Warrensburg, Stoney Creek, Queensbury, North Creek, etc. just for some reason we always drove past Saratoga. Until about 20 years ago. Now it’s been a stop every summer and most winters since.
Wow, you are focused . It's very refreshing to see content straight to the point, no nonsense . This is my second clip of yours I'm watching, well listening to. You've been raving about a few of your experiences, so I'll rave about how good it is to listen to you put honest information out there for a person like me ,who doesn't like to dig in , hahaha. Thank you!
If you’re still trying to figure out what to grow on your land, there is a group of chestnut growers called “Bread Tree” in New York They will help you plant and raise a few acres of chestnut trees. Something to look into. Good luck and keep going!
You're so funny, I love that sense of humor. Great location & very well thought out. You definitely did the research before buying & it shows. Great job & love your shawl btw! Have a great day miss, thanks for another informative post as well. ❤
Just because these videos go out to the world, you know we could be anywhere on the planet. 2.5 years ago, we moved from Palisades Ny to the Saratoga/Milton line, two miles from SPAC. You never know where viewers are from? That home looks beautiful.
In 2019 I bought a little over 5 acres with a house in the Pennsylvania mountains,my land is on top of the mountain and it's flat,with farms all around me! My property was a bank foreclosure and you need cash to buy them. You can get great deals with bank foreclosures! I mainly bought my property to retire on! Happy New Year
You're gonna retire on the top of a mountain in PA where it's going to be damn near impossible to get to you in an emergency in the wintertime? Not ideal son.
@BillySBC LoL you might be right! It's no joke in the winter time! But I lived a heck of a great life! None of us are going to live forever. I don't like the heat but I sure love the cold! 🤕🥶 If you stood on my property you wouldn't want to leave! I should have died 3 times in my life but lived! I'll die on my mountain top in peace
@BillySBC My Grandfather fought the Japanese on the Philippines during WW2 and survived lived to be 96 and my Uncle put my Grandfather in a VA home! I ain't dying in an old age home! I don't think my grandfather wanted to die there either!
@BillySBC What's the tuffest thing you ever done in life? Life isn't meant to be easy look at the Amish they survive with No electric,No Refrigerator,No TV ,No car,No McDonald's,and they survive better than most! I worked with some Amish guys on a job site! Man they work very hard at a high skill level with no electric tools! Now that was a great time
thank you, at some point in our lives we will ask ourselves, " what's it all for " working 12 hour days that seem to only lead to more 12 hour days, lately I've been wanting to build something meaningful, build something real. listening to you speak with such a love and respect for the land, people and your beautiful barn, convinces me that we are not completely lost to greed and urban sprawl. a writer far more intelligent than myself once wrote " I feel if I'm not actively creating something, I'm actively destroying something " I may be twisting his words a bit, but i feel like creating something, you have given me the motivation to start something new, Thank You.
I am currently looking into all this here in California. Thank you so much for all the info. This would be my first real estate purchase and I am looking forward to this next part in life.
Congratulations! I absolutely fell in love with Saratoga Springs when I was there last fall. Living in down state Illinois, a large % of our land is agricultural so when timber land goes on the market it's pretty pricy. I'm glad a found your channel...looking forward to more content!
I grew up in Saratoga County in what at the time was a rural area of Waterford before subdivisions took it over. Moved away after high school and spent 30 years living literally all over America. Now in Central New York for the past 20 years. But after all that, I still consider Saratoga County to be 'Home'. Somehow your channel showed up on my feed and here I am now telling you that I truly love what you're doing! Congratulations on what you've accomplished so far and you go for it girl!
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Nailed it at 7:15mins. Anyone can homestead & farm on a small scale. I have one legit acre in Central Florida. “Food is the currency of tomorrow.” 30 Trillion for sale of farmland. Small scale agriculture, peer to peer & economic decentralization are the future.
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Congrats on your farm/ land. When we got our land in Maine, it was hard to get a loan for raw land. Ended up having to put 35% down to get it. That's not counting building our cabin.
Ooooh - this looks like the perfect gem of a start up farming channel I have been looking for! Great first video as far as I am concerned. Wishing you much success! 😁
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Large properties aren't for everyone. I'm a woodworker and log cabin/ timberframe builder, so I bought a larger property. Isolated land with streams, large timber, plenty of stone, and abundant wildlife was reasonable. I paid $707 an acre for my properties, and one place has 1.5 million feet of timber.
Very interesting purchase and build review. Thank you. I’m in the fingerlakes NY region with a little over 100 wooded acres, I’m looking to put it to work for me as a return on investment or sell a portion. AirBB cabins is my original focus and planning. All the things you mentioned aside from a building are significant cost to consider before a build, Well, Electric, Septic etc. use to be $10K each, but those cost have inflated too close to $15K each. Thanks again.
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Very interesting stuff...your a very intelligent young lady....I live in Schoharie County....worked with a Severino Fasulo in Massapequa NY...keep up the good work
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In future if you get a loan, get one with the longest term possible. Also make sure there are no prepayment penalties, the reason is your required monthly payments will be smaller which is important if something happens some month like a water heater goes out or a car problem. You can always pay off the loan sooner but you then have a safety if something goes wrong.
I have an Amish crew building a Barndominium on my 60+ Acres in WNY as you speak, hope to be moving in this summer. I paid less than $1000/acre, but I did buy the land in 2003. Feel a bit sorry for people trying to buy land these days, prices are crazy.
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Born and raised in Smallbany also. Still in the area. Curious if I know any uncles or your father but the name doesn't ring a bell. Anywho. Just clicked on bc of the title and enjoyed the vid very much. God bless you, dear. Your brain will take you wherever you want to go in life. I can see that!
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I’m not sure why the algorithm suggested your video but I am sure glad it did. Thank you for the terrific information and for the chuckles because you have a wicked sense of humor. The hell scape you were describing sounded just like the movie Soylent Green. If you haven’t seen it, you should. We love Saratoga and go every year to see friends up there. Best of luck on your farm and maybe we’ll swing by and pick up some produce next time we’re in town. 👍🏾Subscribing now.
Inspiring video, Alexandra. I spent 5 weeks in Stowe, VT this past Fall and visited upstate New York several times. Your video makes me think of many options for my future!
Wow I live in Saratoga Springs close to Broadway and my rent for a small 2 bedroom apartment is $1,374 a month, you pay way less and have all that land! Schuylerville is beautiful too. My husband and I do wanna get a house eventually, we're saving up.
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Acreage will determine if you are eligible for farm tax in your state. VT is 20 acres + 2 acres homestead OR $x (can't remember) income on schedule F federal income tax if smaller acreage . In MA, it's only 5 acres + x homestead, but there is no income option for a smaller lot. For the state, private and federal opportunities to put the land in a forever-farm or conservation status for a cash payout acreage matters. As it does for NRCS and other federal and state support programs. There are a lot of reasons, not just production, to consider acreage.
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If I was in the US, I would be doing the same as you, also encouraging others to do the same. Like you say, better to have loads of small farms run by families than the land taken over by corporations. Love the Barn you have, so well built by the Amish. I wish we had a community like that in the UK.
Excellent presentation and best of luck! As someone mentioned earlier, your generation is our future and pragmatism is the only way we can all adapt. I saw a segment on inner city coop farming in Detroit which was fascinating. Thanks for sharing!
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Great inspirational video and informative. Will be retiring in two years and moving back to the northeast from Florida. Fam, hunting and fishing land is what I am interested in. Please continue what you do we appreciate it. ✅✅👍🏾👍🏾💯💯🙂🙂
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Good for you. Gorgeous area out that way. I've been to it a few times and even will be going to a family reunion in the Adirondacks in a few months. I'd bet your land is beautiful. Thanks for posting this video.
nice to see your videos and good luck on your journey! be fun to see some videos of your farming practice, if you're doing microgreens, chickens, any winter sowing, how you're learning as you go or just whatever you're up to + whatnot
Good it worked for you. We had an operating loan from them. Bad thing both of our twin girls were murdered and when we were unable to payback after years of paying back from storm at same time of our loss. Bill lipinsky the CEO wrote how they help customers in time of need. Horrible experience. Now I am stuck living in a broken car. Joe from Joe The Grower in Poughquag NY Dutchess County
Nice videos, it is refreshing and inspiring to view such videos rather than politics and so much other garbage on youtube. I did a quick calculation on how much I paid for my land in a semi-remote area... It was $615,384 per acre but I only could afford a fraction of an acre :) Love the videos, and knowledge you are sharing; thanks for bing so transparent.
Hey Alex. You can solve your parking problem. You have a long driveway from the farm stand to the main building. Use your existing driveway as the turnaround for the cars. Group 5 parking spaces near the farm stand. All of the parking spaces are located directly adjacent to the driveway. Then, go back the driveway toward the main building and skip about 100 feet. Place another group of parking spaces along the driveway. Keep doing this until you reach the main building. Have another group of parking spaces at the main building along with the required ADA space. Before you know it, you will have the 25 required parking spaces. You do not need to pave over an acre of the farmland. Be creative with the parking layout!!! Locate the parking spaces adjacent to and along the main driveway.
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You crack me up Thank you for all the info We’re going to the Belmont stakes in may And want to stop by the farm stand Great job on videos and very helpful
I am a native Saratogian. I really enjoy your positive attitude. I went to Caroline Street school. There was a gym teacher named Ben Fasulo. He was a wonderful man we all loved him! I was wondering if you are related to him.
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I’m a 65 year old male, I work two full time jobs in nursing and I raised 5 adult children as a single parent, paid for 3 college tuitions and I’m still working, remarried yo a doctor and I want to homestead upstate. I love your tutorial. You present very well…but don’t lump all of us old farts together, just as I wouldn’t lump all Gen Z’s together. Keep up the good work.
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Wow! You are so smart and beautiful. I think you are going to be very successful and happy. I look forward to seeing more of your videos and learning from you. Keep up the great work.
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Back when I bought my home in 2012 it was 92k! ! It needed some new things, septic line needed repaired, new well, some floors were sagging and needed raised. New basement windows, new hot water tank, new sump pump, new doors, restoration and weatherproofing on the windows. I even put in a 2nd heat source pellet stove which worked great for the central staircase. When I do get around to selling it, it should sell for at least twice what I paid. It was a pretty good advantage growing up in the inner city knowing what was coming for suburbia to know the 20 mile radius was going to be the new suburbia eventually. Everyone wants a house out here now.
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Assuming you haven't done this already, I would like to see a video series addressing the steps of starting a farm, and some basic direction on how to do them. I would love to do this (start a farm), but there is just too much I don't know and too much risk given where I am at knowledge and situation wise. Here is a list of some questions. This is not an exhaustive list, it is not in order, and it probably doesn't all need answered Picking a region where you want to live. Locating land of interest. Financing (loans, grants, special programs) Picking products to sell. Building Growing Doing market research. How/where to sell Regulations Taxes I am thinking the first video would just be more of a list, basically "here are all the concerns, a rough order that you should address them in, and a few comments about each", and then you would follow up with additional videos discussing in more detail each point that you want to cover. I would be willing to work with you on this, if you are interested. I could come up with an outline, and a rough script for at least the first video. But (obviously, since I am asking for information) you would have to provide most of the in depth details and instructional content... If you are interested we would just need to work out some way to collaborate off-line.
You're an inspiration. I'm impressed that you're doing this in Saratoga County. It's beautiful country. (How far are you from the Saratoga Battlefield?) It would be a shame to see it covered in housing developments and corporate office parks. I embrace your vision of the future. Good luck!
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i have looked through almost all your videos looking for the cost breakdown of the barn and I cannot find it anywhere and started to get stressed out. Can you please put that somewhere? We are all looking for it bc we cannot start visualizing anything until we know that cost .
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Hi Alexandra. I am so thankful for coming across your video. I appreciate your sincerity and the straightforward manner in which you share your knowledge and experiences. I am now subscribed and look forward to learning more from your past and future videos. Be safe and be well.🙏🏾💙🤍❤️
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Our house as a kid in CT sat on 6.3 acres, so I have a good feeling for what size property that is and also that it takes a fair amount of work even if a lot of it is wooded. But I really like what you are doing and saying here. PS Damon Runyon has a great story about a gambler in Saratoga.
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You never completely own land cause of taxes, and, if you want to do something on your land, regulations. Your woodwork looks beautiful and your presentation is excellent
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Thanks for the info. I live in Rochester, but I've been interested in finding land closer to the Adirondacks, down in the Southern Tier. However, after this past week, I sure would love living in some place that doesn't drop below 50.
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I did the math...$160,000 less $48,000 (30%) leaves a principal of $112,000 @ 9% for 10 years. Mortgage calculator says that pays off at $1418.77 per month...but you are only paying $950. What am I missing? ps...love your channel.
Love this channel, small money making tip a friend of mine is making great money selling chestnut saplings he grows from seed he can't keep up with demand
You can buy seed chestnuts with a much better germination rate and varying strains, good luck with everything I'm enjoying the journey from the English lake district
I grow seedlings on my farm. Chestnut, different oaks, walnut, black cherry, locust, pecan, and several types of hickory. Chinquapins are another tree that we propagate.
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can you list either in your substack (which I subscribe to on the free version right now) or here, which personal finance books you read? Interesting you had so much experience prior to this in real estate acquisition. Really appreciate your efforts. Certainly inspired and taking action.
Also, we understand this is your personal experience. Farming in America is a much more complicated issue than 60 year olds are retiring and tired hence they are selling out. As part of a sixth generation farm family, there is much to consider regarding political issues, imports and exports, cost of production, cost of seed, cost of equipment, the farm market in general on a local, state, national and international level, and state and national regulations regarding farm and ranch production that impact a families' ability to maintain that farm/ranch and sustain the family, plus the issue of climate change (controlled by the government or not) has had a massive impact on farming and ranching nationally and internationally. Like any industry, there are cycles. Applause to you for your endeavor and willingness to be a small farmer and benefit your community. Hope to see it first hand soon.
****SPAMMERS ARE TRYING TO TRICK YOUR SUBBIES*** Hoping others see this, but the comment I left was chosen for a spammer to try and pose as you with some telegram something at the end of your name telling me Merry Xmas which were long past LOL and yeah I didn't fall for it but reported it. I will scan other replies because maybe you hadn't seen them yet. ❤
Hopefully you tested for PFAS on your property and farm. It is already too late for many American farms bc it is everywhere.. PFAS will become a major factor in real estate prices in the coming years. This forever chemical is produced by chemical waste & sewage companies to use as fertilizer. We are not to far south in the Northern part of Hudson Valley and it is a major concern bc land with PFAS is essentially worthless.
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@AlexandraFasuloBiz5 Yeah yeah, I just send you a direct payment of $35,000 because I trust scanners so much. Alexandra would probably have more integrity.
Personal preference: Can you please stop saying age 60 and over are tired? This may be true for some farmers who've done hard work their whole lives. But some of us, who are near 60, dream about doing something like this after years of desk jobs and other less strenuous work....and we have the energy and enthusiasm to give it a try. I know I'm being nit picky, but if you could just say farmers are retiring, without mentioning age or fatigue, that would be much appreciated. I think you'll understand when you get to my age. I plan on being strong, vibrant and youthful for as long as possible. And it helps not to have certain suggestions about age. Thanks! Looking forward to future videos. Happy New Year! 😃💕
I think she’s referring to farmers doing farming the hard way, conventionally, for their entire lives when she says 60+ yo farmers. I’m 61, former IT consultant who’s interested in this option as well. Pretty sure she wasn’t talking about us 🙂
@@ThePracticalProgressive Thanks! I'll try to remember that she's not telling me I'm too old to do this. :) And even if she was, I shouldn't take other's opinions as truth. I'm working on unlearning old programs. All the Best in your endeavors! 😃
My dream for retirement is to move to Virginia ,buy some land and build my own barndominium.Complete w aquaponic system and a beautiful garden to grow most of my food.Chicken coop as well cus I love my omelettes.Glad to see your dream came true.
Ty for sharing. City guy here, but think I'll need to incorporate some measure of farming to insure my food quality and people I'll come into contact with. I hate the thpught of other countries buying our farmland and pricing people out of thier money for food. I'll keep watching.
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I bought my 80 wooded acres in WI 2 months after I bought my house. Paid $105k for it (got a steal). Stock market was down so I didn't want to pull too much out of brokerage or IRA. Put $50k down and hope to pay off a huge chunk of it this year. Traditional mortgage. Going to log it in 3 years and estimated to get $10k to $12k for the wood.
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Very detailed information, normally people don't share. Thanks
The Amish gentlemen really did a great job with the barn, thanks for all the very useful information ❤
@ ☺️
It is so gratifying seen you creating your own reality. This country needs more young people like you. All the best!
Thank you!
Yes what an amazing woman !
creating a delusional reality, but "reality" none-the-less I guess?!
@nowayagain8141hate much? Geez
@@ericbstudios9807 honest ridicule through observation does not equate to hate, mental midgy. Sure up that mental acuity of yours and acquire a lexicon while you're at it, the "hate" mantra is so 2000's and played out
You are one of those people who make me happy to see them happy, even if I don't know them, and they don't even know I exist. You're an inspiration, and I'm grateful to have found your channel a few years ago!! Happy New Year, Alex!!
That is so sweet - thank you!
If I had a barn like yours, I'd bust out the quad skates, do laps around the room, turn up the music, and practice my jam skating moves.
Grow up
9% is really high even for now. Love what you have done with the place and hope the interest can be negotiated down or you can find a way to pay it off early.
Yes, Farm Credit is making a nice return on their investment with no risk. The collateral is a nice solid building and some land. 9% interest is not what most businesses can afford.
Mortgage rates are high, and from what I've read, land loans tend to have higher interest rates and higher down payment requirements. Her credit is probably stellar, or else it would probably have been worse. Now doesn't seem like the greatest time to be buying property; especially if we go into a recession. Land prices are extraordinarily high right now, and while one could potentially refinance a loan if interest rates tank, keep in mind that if interest rates are tanking, then land prices are probably dropping too, and the bank may require you put more cash down or have more collateral on your now underwater loan.
I've been considering looking for a slightly more rural house with a larger yard and the right geography for potentially planting a food forest. With how high interest rates are, and the risk of resetting my taxes at inflated home prices, now just seems like a terrible time. Even if the housing market crashes and takes my house value with it, I still think I'd be better off waiting for interest rates to drop before trying to sell my house... or maybe I'll just rent it. Not to want to profit off the misery of others, but renting was great during the last recession.
This isn’t residential I think your confusing the two
i think she didn't know to search for state-based first time home buyer loans or they didn't apply to her.
i am using my local bank and a state-based program and getting 6% for $700k plus down payment assistance.
farm credit east did me no such kindness and was unwilling to work on a farm homestead sale with the FSA.
farm credit east is just a name. they're not all about farmers.
Damn..Sorry people are so rude on here.
I appreciate all your free info!
Thank you!!
I am in the early process of securing my first land farm. Your videos are super insightful pretty lady
why the creepy pretty lady part?
@@az55544 maybe I have been around too long but I would be interested to know if the lady thought the comment was creepy or complimentary.
As a native NYer I have vacationed in the Adirondack’s every year since I was 5. It wasn’t until I was an adult that I discovered Saratoga and now I make a trip there every summer. Absolutely love it there. Always been my dream to retire up there. Congrats on the farm. Best of luck to you. You earned my sub with your sign off. Couldn’t agree more.
Aw thank you - yes Saratoga is a best kept secret!!!
That is what New York is all about; dreams.😂
We have almost 10 acres 25 min north of Saratoga, you also need to go to Lake George near Glens Falls. The family and I love the area up there.
@ I have been all over the Lake George area. Warrensburg, Stoney Creek, Queensbury, North Creek, etc. just for some reason we always drove past Saratoga. Until about 20 years ago. Now it’s been a stop every summer and most winters since.
Why would anyone want to live in New York State and pay taxes for millions of illegal immigrants in NYC?
Wow, you are focused . It's very refreshing to see content straight to the point, no nonsense . This is my second clip of yours I'm watching, well listening to. You've been raving about a few of your experiences, so I'll rave about how good it is to listen to you put honest information out there for a person like me ,who doesn't like to dig in , hahaha. Thank you!
Aw thank you - that makes me happy!
If you’re still trying to figure out what to grow on your land, there is a group of chestnut growers called “Bread Tree” in New York
They will help you plant and raise a few acres of chestnut trees.
Something to look into.
Good luck and keep going!
and the local folks doing yellowbud/bitternut carya cordiformis for cooking oil
You're so funny, I love that sense of humor. Great location & very well thought out. You definitely did the research before buying & it shows. Great job & love your shawl btw! Have a great day miss, thanks for another informative post as well. ❤
Aw I am glad you are enjoying the vids!
Thanks for telling your story. I am starting to see the big picture of such a venture.
Nice! I actually live in Saratoga county too. Upstate New York is awesome! Glad to have you as my neighbor 👍🏼
Best county ever!
Shh...look what's happening out west, Montana, Idaho etc.
.regular folks can no longer afford to live there😥
Physically NY has anything anyone could want. The politicians have ruined it. People are leaving.
Just because these videos go out to the world, you know we could be anywhere on the planet. 2.5 years ago, we moved from Palisades Ny to the Saratoga/Milton line, two miles from SPAC. You never know where viewers are from? That home looks beautiful.
In 2019 I bought a little over 5 acres with a house in the Pennsylvania mountains,my land is on top of the mountain and it's flat,with farms all around me! My property was a bank foreclosure and you need cash to buy them. You can get great deals with bank foreclosures! I mainly bought my property to retire on! Happy New Year
You're gonna retire on the top of a mountain in PA where it's going to be damn near impossible to get to you in an emergency in the wintertime? Not ideal son.
@BillySBC LoL you might be right! It's no joke in the winter time! But I lived a heck of a great life! None of us are going to live forever. I don't like the heat but I sure love the cold! 🤕🥶 If you stood on my property you wouldn't want to leave! I should have died 3 times in my life but lived! I'll die on my mountain top in peace
@BillySBC My Grandfather fought the Japanese on the Philippines during WW2 and survived lived to be 96 and my Uncle put my Grandfather in a VA home! I ain't dying in an old age home! I don't think my grandfather wanted to die there either!
@@LaLaLucky7777 Well keep yelling and guess where you're going! Haha
@BillySBC What's the tuffest thing you ever done in life? Life isn't meant to be easy look at the Amish they survive with No electric,No Refrigerator,No TV ,No car,No McDonald's,and they survive better than most! I worked with some Amish guys on a job site! Man they work very hard at a high skill level with no electric tools! Now that was a great time
Thank you so much for sharing all this this valuable information. It’s inspiring to see someone so young doing this.
thank you, at some point in our lives we will ask ourselves, " what's it all for " working 12 hour days that seem to only lead to more 12 hour days, lately I've been wanting to build something meaningful, build something real. listening to you speak with such a love and respect for the land, people and your beautiful barn, convinces me that we are not completely lost to greed and urban sprawl. a writer far more intelligent than myself once wrote " I feel if I'm not actively creating something, I'm actively destroying something " I may be twisting his words a bit, but i feel like creating something, you have given me the motivation to start something new, Thank You.
We used Farm Credit back in the late 90s to buy our land. They were great.
I did too. 20 years ago. 8%. 10 year loan. They were great.
I am currently looking into all this here in California.
Thank you so much for all the info. This would be my first real estate purchase and I am looking forward to this next part in life.
Congratulations! I absolutely fell in love with Saratoga Springs when I was there last fall. Living in down state Illinois, a large % of our land is agricultural so when timber land goes on the market it's pretty pricy. I'm glad a found your channel...looking forward to more content!
I grew up in Saratoga County in what at the time was a rural area of Waterford before subdivisions took it over. Moved away after high school and spent 30 years living literally all over America. Now in Central New York for the past 20 years. But after all that, I still consider Saratoga County to be 'Home'. Somehow your channel showed up on my feed and here I am now telling you that I truly love what you're doing! Congratulations on what you've accomplished so far and you go for it girl!
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I'm class of 1980 Waterfordian
@@boatingfisherdude Class of 1972
OMG, you are my spirit animal, but smarter and younger. Wow. This is amazing content. THank you so much for sharing your experience.
Great story, it’s nice to hear from people who are going for it like you 🙂
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Best of luck, I can tell you will be successful. Need more people like you with wholesome hard working values.
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Ive replaced a few atms up in the Saratoga area. Beautiful place btw. Everything about it
Nailed it at 7:15mins. Anyone can homestead & farm on a small scale. I have one legit acre in Central Florida. “Food is the currency of tomorrow.” 30 Trillion for sale of farmland. Small scale agriculture, peer to peer & economic decentralization are the future.
Transact in Bitcoin for additional decentralization.
Glad to see you got out of Gotham and found peace Sofia. You and the Amish built a beautiful, Gigante barn.
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Congrats on your farm/ land. When we got our land in Maine, it was hard to get a loan for raw land. Ended up having to put 35% down to get it. That's not counting building our cabin.
I’m happy to have just found your channel. The “…dystopian hellscape😐,… bye guys!!☺️😄” switch up was funny
Hahaha I have a very dry sense of humor 🤣
Ooooh - this looks like the perfect gem of a start up farming channel I have been looking for! Great first video as far as I am concerned. Wishing you much success! 😁
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Large properties aren't for everyone. I'm a woodworker and log cabin/ timberframe builder, so I bought a larger property. Isolated land with streams, large timber, plenty of stone, and abundant wildlife was reasonable. I paid $707 an acre for my properties, and one place has 1.5 million feet of timber.
Super dope. You're crushing it lady. Looking to get some land soon with the alligators looking at me in the pond. You made it sound very doable.
Very interesting purchase and build review. Thank you. I’m in the fingerlakes NY region with a little over 100 wooded acres, I’m looking to put it to work for me as a return on investment or sell a portion. AirBB cabins is my original focus and planning. All the things you mentioned aside from a building are significant cost to consider before a build, Well, Electric, Septic etc. use to be $10K each, but those cost have inflated too close to $15K each. Thanks again.
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Very interesting stuff...your a very intelligent young lady....I live in Schoharie County....worked with a Severino Fasulo in Massapequa NY...keep up the good work
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That's wonderful, good for you! I live in Syracuse and am very familiar with that area - it's a lovely area. Congratulations to you!
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In future if you get a loan, get one with the longest term possible. Also make sure there are no prepayment penalties, the reason is your required monthly payments will be smaller which is important if something happens some month like a water heater goes out or a car problem. You can always pay off the loan sooner but you then have a safety if something goes wrong.
I have an Amish crew building a Barndominium on my 60+ Acres in WNY as you speak, hope to be moving in this summer. I paid less than $1000/acre, but I did buy the land in 2003. Feel a bit sorry for people trying to buy land these days, prices are crazy.
Where abouts in wny? Im in the beginning stages of seeking out a good post frame barndo builder
@@papierskispropertyservices2532 Niagara County
@@papierskispropertyservices2532this guy 😂
Brilliant idea and a fantastic location! Summers will keep you super busy!
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Born and raised in Smallbany also. Still in the area. Curious if I know any uncles or your father but the name doesn't ring a bell. Anywho. Just clicked on bc of the title and enjoyed the vid very much. God bless you, dear. Your brain will take you wherever you want to go in life. I can see that!
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I’m not sure why the algorithm suggested your video but I am sure glad it did. Thank you for the terrific information and for the chuckles because you have a wicked sense of humor. The hell scape you were describing sounded just like the movie Soylent Green.
If you haven’t seen it, you should. We love Saratoga and go every year to see friends up there. Best of luck on your farm and maybe we’ll swing by and pick up some produce next time we’re in town. 👍🏾Subscribing now.
Inspiring video, Alexandra. I spent 5 weeks in Stowe, VT this past Fall and visited upstate New York several times.
Your video makes me think of many options for my future!
I LOVEE VT! I am close to VT - one of the best states in the US!
Wow I live in Saratoga Springs close to Broadway and my rent for a small 2 bedroom apartment is $1,374 a month, you pay way less and have all that land! Schuylerville is beautiful too. My husband and I do wanna get a house eventually, we're saving up.
It will be your best investment ever, don't wait too long...
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Good you have that program in the United States for land loans. Canada sucks as far as farm and empty land goes. Good for you.
Thanks for the info! Love the details! Live in Albany New York and looking forward to visiting your farm stand in the spring! 🤗
Aw yay!!! We are aiming to have it back open April 1st
Great video & thanks for being straight up about everything 👍🏾
You are a Great Person, keep the videos coming.
Acreage will determine if you are eligible for farm tax in your state. VT is 20 acres + 2 acres homestead OR $x (can't remember) income on schedule F federal income tax if smaller acreage .
In MA, it's only 5 acres + x homestead, but there is no income option for a smaller lot.
For the state, private and federal opportunities to put the land in a forever-farm or conservation status for a cash payout acreage matters.
As it does for NRCS and other federal and state support programs.
There are a lot of reasons, not just production, to consider acreage.
Please keep up the tips! I will be starting the journey to find the perfect land for my family soon!
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If I was in the US, I would be doing the same as you, also encouraging others to do the same. Like you say, better to have loads of small farms run by families than the land taken over by corporations. Love the Barn you have, so well built by the Amish. I wish we had a community like that in the UK.
Excellent presentation and best of luck! As someone mentioned earlier, your generation is our future and pragmatism is the only way we can all adapt. I saw a segment on inner city coop farming in Detroit which was fascinating. Thanks for sharing!
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Great inspirational video and informative. Will be retiring in two years and moving back to the northeast from Florida. Fam, hunting and fishing land is what I am interested in. Please continue what you do we appreciate it. ✅✅👍🏾👍🏾💯💯🙂🙂
Great info, I’d like to buy a land in a year. Will be watching you videos to lean more. Thank you so much!
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Good for you. Gorgeous area out that way. I've been to it a few times and even will be going to a family reunion in the Adirondacks in a few months. I'd bet your land is beautiful. Thanks for posting this video.
It really is! You can see the Adirondacks to the north of the property - such a pretty area!
Hmm. 🙂
nice to see your videos and good luck on your journey! be fun to see some videos of your farming practice, if you're doing microgreens, chickens, any winter sowing, how you're learning as you go or just whatever you're up to + whatnot
Good it worked for you. We had an operating loan from them. Bad thing both of our twin girls were murdered and when we were unable to payback after years of paying back from storm at same time of our loss. Bill lipinsky the CEO wrote how they help customers in time of need. Horrible experience. Now I am stuck living in a broken car. Joe from Joe The Grower in Poughquag NY Dutchess County
Sorry to hear that！
Nice videos, it is refreshing and inspiring to view such videos rather than politics and so much other garbage on youtube. I did a quick calculation on how much I paid for my land in a semi-remote area... It was $615,384 per acre but I only could afford a fraction of an acre :) Love the videos, and knowledge you are sharing; thanks for bing so transparent.
Hey Alex. You can solve your parking problem. You have a long driveway from the farm stand to the main building. Use your existing driveway as the turnaround for the cars. Group 5 parking spaces near the farm stand. All of the parking spaces are located directly adjacent to the driveway. Then, go back the driveway toward the main building and skip about 100 feet. Place another group of parking spaces along the driveway. Keep doing this until you reach the main building. Have another group of parking spaces at the main building along with the required ADA space. Before you know it, you will have the 25 required parking spaces. You do not need to pave over an acre of the farmland. Be creative with the parking layout!!! Locate the parking spaces adjacent to and along the main driveway.
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You crack me up
Thank you for all the info
We’re going to the Belmont stakes in may
And want to stop by the farm stand
Great job on videos and very helpful
I am a native Saratogian. I really enjoy your positive attitude. I went to Caroline Street school. There was a gym teacher named Ben Fasulo. He was a wonderful man we all loved him! I was wondering if you are related to him.
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Glad you bought the land before Blackrock did. What a cutie. Very smart and insightful.
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I live in Saratoga Springs and am a fellow author. Looking forward to watching your journey!
I’m a 65 year old male, I work two full time jobs in nursing and I raised 5 adult children as a single parent, paid for 3 college tuitions and I’m still working, remarried yo a doctor and I want to homestead upstate. I love your tutorial. You present very well…but don’t lump all of us old farts together, just as I wouldn’t lump all Gen Z’s together. Keep up the good work.
Sounds like a good move, you won’t lose on this financially and reap many more intrinsic rewards.
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Please keep us along in this journey. I’ve been researching trying to do something too
I definitely will - I like keeping you guys in the loop!
Thank you for your transparency
Wow! You are so smart and beautiful. I think you are going to be very successful and happy. I look forward to seeing more of your videos and learning from you. Keep up the great work.
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Congrats!!
I am on the other end of Saratoga.
Keep farming!!
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So cool, I go to Saratoga every summer. Trying to build a little hobby farm in the Finger Lakes currently. TY for the video
Back when I bought my home in 2012 it was 92k! ! It needed some new things, septic line needed repaired, new well, some floors were sagging and needed raised. New basement windows, new hot water tank, new sump pump, new doors, restoration and weatherproofing on the windows. I even put in a 2nd heat source pellet stove which worked great for the central staircase. When I do get around to selling it, it should sell for at least twice what I paid. It was a pretty good advantage growing up in the inner city knowing what was coming for suburbia to know the 20 mile radius was going to be the new suburbia eventually. Everyone wants a house out here now.
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Happy New Year, thanks for being honest. Rich
I grew up in Saratoga and always thought Schulyerville offered great opportunities... Great area, good for you!
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Assuming you haven't done this already, I would like to see a video series addressing the steps of starting a farm, and some basic direction on how to do them. I would love to do this (start a farm), but there is just too much I don't know and too much risk given where I am at knowledge and situation wise. Here is a list of some questions. This is not an exhaustive list, it is not in order, and it probably doesn't all need answered
Picking a region where you want to live.
Locating land of interest.
Financing (loans, grants, special programs)
Picking products to sell.
Building
Growing
Doing market research.
How/where to sell
Regulations
Taxes
I am thinking the first video would just be more of a list, basically "here are all the concerns, a rough order that you should address them in, and a few comments about each", and then you would follow up with additional videos discussing in more detail each point that you want to cover.
I would be willing to work with you on this, if you are interested. I could come up with an outline, and a rough script for at least the first video. But (obviously, since I am asking for information) you would have to provide most of the in depth details and instructional content... If you are interested we would just need to work out some way to collaborate off-line.
You're an inspiration. I'm impressed that you're doing this in Saratoga County. It's beautiful country. (How far are you from the Saratoga Battlefield?) It would be a shame to see it covered in housing developments and corporate office parks. I embrace your vision of the future. Good luck!
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I have 6.56 acres in Southern Ontario.
Have fun!
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GREAT JOB EXPLAINING!!!!. Thank you so much.
Thanks for sharing these details. I've yet to play with Substack much, I just signed up to follow you.
I really like it on there! Feels like a place you don't need to 'clickbait' people haha.
i have looked through almost all your videos looking for the cost breakdown of the barn and I cannot find it anywhere and started to get stressed out. Can you please put that somewhere? We are all looking for it bc we cannot start visualizing anything until we know that cost .
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Good luck in your venture!
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Hi Alexandra. I am so thankful for coming across your video. I appreciate your sincerity and the straightforward manner in which you share your knowledge and experiences. I am now subscribed and look forward to learning more from your past and future videos. Be safe and be well.🙏🏾💙🤍❤️
I like your thinking. New subscriber here. Happy New Year!
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Our house as a kid in CT sat on 6.3 acres, so I have a good feeling for what size property that is and also that it takes a fair amount of work even if a lot of it is wooded. But I really like what you are doing and saying here. PS Damon Runyon has a great story about a gambler in Saratoga.
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You never completely own land cause of taxes, and, if you want to do something on your land, regulations.
Your woodwork looks beautiful and your presentation is excellent
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Thanks for sharing all the info with us Alexandra.
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Thanks for the info. I live in Rochester, but I've been interested in finding land closer to the Adirondacks, down in the Southern Tier. However, after this past week, I sure would love living in some place that doesn't drop below 50.
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I worked in Saratoga for one month remodeling the Kohl’s store. Beautiful town
Very nice review❤.
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I did the math...$160,000 less $48,000 (30%) leaves a principal of $112,000 @ 9% for 10 years. Mortgage calculator says that pays off at $1418.77 per month...but you are only paying $950. What am I missing? ps...love your channel.
Love this channel, small money making tip a friend of mine is making great money selling chestnut saplings he grows from seed he can't keep up with demand
Oh yes - I have heard of this! I want some chestnut trees for my property.
You can buy seed chestnuts with a much better germination rate and varying strains, good luck with everything I'm enjoying the journey from the English lake district
@@AlexandraFasuloBiz Look into the blight which is still prevalent with American chestnut.
I grow seedlings on my farm. Chestnut, different oaks, walnut, black cherry, locust, pecan, and several types of hickory. Chinquapins are another tree that we propagate.
Please keep us posted. I have property up in Essex Co. Totally different planet. Best of luck!
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can you list either in your substack (which I subscribe to on the free version right now) or here, which personal finance books you read? Interesting you had so much experience prior to this in real estate acquisition. Really appreciate your efforts. Certainly inspired and taking action.
Also, we understand this is your personal experience. Farming in America is a much more complicated issue than 60 year olds are retiring and tired hence they are selling out. As part of a sixth generation farm family, there is much to consider regarding political issues, imports and exports, cost of production, cost of seed, cost of equipment, the farm market in general on a local, state, national and international level, and state and national regulations regarding farm and ranch production that impact a families' ability to maintain that farm/ranch and sustain the family, plus the issue of climate change (controlled by the government or not) has had a massive impact on farming and ranching nationally and internationally. Like any industry, there are cycles. Applause to you for your endeavor and willingness to be a small farmer and benefit your community. Hope to see it first hand soon.
Another excellent video. So much information I'm mind blown yet again. Thank you and Happy 2025
****SPAMMERS ARE TRYING TO TRICK YOUR SUBBIES*** Hoping others see this, but the comment I left was chosen for a spammer to try and pose as you with some telegram something at the end of your name telling me Merry Xmas which were long past LOL and yeah I didn't fall for it but reported it. I will scan other replies because maybe you hadn't seen them yet. ❤
Hopefully you tested for PFAS on your property and farm. It is already too late for many American farms bc it is everywhere.. PFAS will become a major factor in real estate prices in the coming years. This forever chemical is produced by chemical waste & sewage companies to use as fertilizer. We are not to far south in the Northern part of Hudson Valley and it is a major concern bc land with PFAS is essentially worthless.
Damn Alexandra, you just made a ton of sense, especially in the end.
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@AlexandraFasuloBiz5 Yeah yeah, I just send you a direct payment of $35,000 because I trust scanners so much. Alexandra would probably have more integrity.
Personal preference: Can you please stop saying age 60 and over are tired? This may be true for some farmers who've done hard work their whole lives. But some of us, who are near 60, dream about doing something like this after years of desk jobs and other less strenuous work....and we have the energy and enthusiasm to give it a try. I know I'm being nit picky, but if you could just say farmers are retiring, without mentioning age or fatigue, that would be much appreciated. I think you'll understand when you get to my age. I plan on being strong, vibrant and youthful for as long as possible. And it helps not to have certain suggestions about age. Thanks! Looking forward to future videos. Happy New Year! 😃💕
I think she’s referring to farmers doing farming the hard way, conventionally, for their entire lives when she says 60+ yo farmers.
I’m 61, former IT consultant who’s interested in this option as well. Pretty sure she wasn’t talking about us 🙂
@@ThePracticalProgressive Thanks! I'll try to remember that she's not telling me I'm too old to do this. :) And even if she was, I shouldn't take other's opinions as truth. I'm working on unlearning old programs. All the Best in your endeavors! 😃
I'm hitting that age and I'm starting in Nevada and proud of it...
Happy New Year.
Let her speak freely that’s her reality
My dream for retirement is to move to Virginia ,buy some land and build my own barndominium.Complete w aquaponic system and a beautiful garden to grow most of my food.Chicken coop as well cus I love my omelettes.Glad to see your dream came true.
Ty for sharing. City guy here, but think I'll need to incorporate some measure of farming to insure my food quality and people I'll come into contact with. I hate the thpught of other countries buying our farmland and pricing people out of thier money for food. I'll keep watching.
Good will surely finish what he stated in your life, for everything works together for good, if you love the podcast, to know more about this podcast 🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟿𝟶𝟹𝟺𝟹𝟼𝟾𝟸𝟶𝟽🔝🔝🔝
If people keep complainingabout the eco, check out maybe an Area Rug. For when you record, might help.
echo, mensa member
Yes, the echo makes it hard to listen to. But I love the message.
I bought my 80 wooded acres in WI 2 months after I bought my house. Paid $105k for it (got a steal). Stock market was down so I didn't want to pull too much out of brokerage or IRA. Put $50k down and hope to pay off a huge chunk of it this year. Traditional mortgage. Going to log it in 3 years and estimated to get $10k to $12k for the wood.
Good will surely finish what he stated in your life, for everything works together for good, if you love the podcast, to know more about this podcast 🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟿𝟶𝟹𝟺𝟹𝟼𝟾𝟸𝟶𝟽🔝🔝