PERSONAL FINANCE W/

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  • Опубликовано: 22 окт 2024

Комментарии • 364

  • @lokeshvaswani6445
    @lokeshvaswani6445 4 года назад +146

    5:15 start
    6:45 insurance
    12:30 why others type of insurance
    35:1 traditional investment
    40:1 earn
    49:25 advice 🔥
    56.55 index fund
    1:2:25 gold
    1:5:25 stock market
    1:10 index fund is the key
    1:13 advice

  • @iJaswinderSingh
    @iJaswinderSingh 4 года назад +184

    Passive income is overrated. Active income is underrated - Neeraj Arora.

  • @armada70
    @armada70 4 года назад +144

    Thanks for this all of this free knowledge worth diamonds.

  • @rimagandhi6669
    @rimagandhi6669 4 года назад +184

    Disclaimer: This comment is just for education. You are responsible for your life decisions.
    1) Have an emergency fund of at least 6 months.
    (Your monthly expense × 6)
    2) Have a medical insurance of your entire family.
    3) Have a term plan.
    (Only earning member/s of family are eligible to buy term plan)
    (Term Plan is life cover. Your family gets the claim amount when you are no more. The premium amount you have to pay is lesser because if you don't die, nobody gets anything.)
    4) Don't mix insurance and investment.
    (Most products which are mix of insurance and investment pay return which is even less than inflation rate. Plus those products generally cost multiple times more than term plan.)
    5) Invest in equity only if you are going for long term.
    6) If you don't understand fundamental analysis, invest in index fund.
    (Index fund value is based on value of stock market index nifty or sensex whichever you select.)
    7) Don't have credit cards if you can't discipline yourself. They charge heavy interest.
    8) Understand the product fully before investing in it.
    9) Don't mix your temporary emotions with finance. Accept the fact that investing is boring.
    10) Don't mix insurance and investment. Products containing both insurance and investment generally pay even less than inflation rate. This deserves to be repeated.
    DISCLAIMER: THIS COMMENT IS JUST FOR EDUCATION. YOU ARE RESPONSIBLE FOR YOUR LIFE DECISIONS.

    • @gururaaaajsl2010
      @gururaaaajsl2010 4 года назад +5

      Life is chaotic. I have done all of this but the reality of life it is really being chaotic

    • @sagarmishra9332
      @sagarmishra9332 4 года назад +2

      हां ज्ञान मूल्यवान ❤️❤️

    • @UMI.EAT.TRAVEL
      @UMI.EAT.TRAVEL 4 года назад +1

      Good summary 👍🏼

    • @ashokmohapatra9684
      @ashokmohapatra9684 4 года назад

      ÀàÀÀaAaaa

    • @tushargupta4262
      @tushargupta4262 3 года назад

      @@gururaaaajsl2010 wym?

  • @tanishkayadav7351
    @tanishkayadav7351 4 года назад +44

    Bring Neeraj sir more prakhar. Loved him ❤

  • @Elitehector_x
    @Elitehector_x 3 года назад +10

    Great knowledge for this 18.5 years old guy. Thanks a lot.

  • @akashdey841
    @akashdey841 4 года назад +21

    Don't stop the personal finance series.

  • @aniket.pd18
    @aniket.pd18 3 года назад +1

    Yaar ye bahot knowledgeable conversation tha❤️❤️❤️ @NeerajArora @PrakharGupta

  • @aman4105
    @aman4105 4 года назад +46

    Already taken.
    Term insurance: maxlife
    And medical insurance: religare care

    • @life_is_awesome
      @life_is_awesome 4 года назад +1

      Sirf already taken likhta to b maan lete wo jinko manna tha...

    • @aman4105
      @aman4105 4 года назад +4

      @@life_is_awesome bro not writing for that log.... Wo maane ya na manne.... Just wrote these company name for those who wanna take, can easily take.

    • @aman4105
      @aman4105 4 года назад

      @@life_is_awesome because i already searched alot before taking the policies, and we are on same community so it will save your time.

    • @hemantbanik7493
      @hemantbanik7493 4 года назад +3

      Thank you so much for suggesting, will shorten my research time..!

    • @aman4105
      @aman4105 4 года назад +1

      @@hemantbanik7493 much appreciated brother

  • @selfgrowth7823
    @selfgrowth7823 3 года назад +5

    Keep doing such conversation with NEERAJ arora sir live his monk Vibe on finance

  • @srijanhardy2624
    @srijanhardy2624 4 года назад +3

    Learnt a lot of new things
    Thanks prakhar bhai
    And neeraj sir.

  • @satyamtripathy3867
    @satyamtripathy3867 4 года назад +12

    Great Conversation and very helpful to me. I am 18 yrs.
    And thanks @NeerajArora sir for taking my name at 31:17
    And Prakhar Sir thanks to you for bringing such content.

  • @tensfantasy2384
    @tensfantasy2384 4 года назад +2

    58:45 Prakhar is just waiting for Neeraj Sir to say something like ma#@&% ..bhe@#?**.. chu@*%*😂😂😂😂🤣🤣🤣🤣🤣

  • @krithikkumar959
    @krithikkumar959 3 года назад +11

    Most productive 1.5 hrs, thanks a lot for such a amazing content, we need more videos on financial knowledge.
    If possible please invite more guests who are specialized in real estate, stock market, business etc

  • @yatirajphene597
    @yatirajphene597 4 года назад +121

    We want Shwerabh×Neeraj Arora Collab!!🔥

    • @amalsatheesh1397
      @amalsatheesh1397 4 года назад +10

      Its there... Check out neeraj sir's channel

  • @krishalkarmacharya7240
    @krishalkarmacharya7240 4 года назад +4

    We want Neeraj sir more often .

  • @achalgoyal6252
    @achalgoyal6252 4 года назад +25

    Remember, compounding is the 8th wonder and it can only be beneficial in long term so be patient cause patient is the 9th wonder 😇

  • @ShaileshDagar
    @ShaileshDagar 4 года назад +4

    Yaar Maza aa gya aaj toh Prakhar. Would love to see this banter again with Neeraj Sir.

  • @jas728
    @jas728 4 года назад +3

    Amazing knowledge & it was so engaging .. loved it !!

  • @sntks8721
    @sntks8721 4 года назад +46

    The number of times prakhar uses OP is also compounding over time😂

  • @aman4105
    @aman4105 4 года назад +2

    Glad to see and listen this talk. Much love ❤❤

  • @abc229_Ab
    @abc229_Ab 4 года назад +1

    I AM LISTENING TO THIS IN B/W MY EXAMS AND I AM LOVING IT. ESI PODCAST LAATE RAHO.

  • @manjuchoudhary8337
    @manjuchoudhary8337 4 года назад +4

    Prakhar's laugh @55:59 . Raavan ki yaad aagyi

  • @ujwalkamath8387
    @ujwalkamath8387 4 года назад +2

    Awesome video bhai!! Need more like this!

  • @darshildhandh2734
    @darshildhandh2734 4 года назад +7

    Was reading "The Intelligent Investor", and RUclips popped up with the notification of this video.
    Man, I love this synchronicity! Bhaiya jabre fan ho gaye hai aapke and apke vicharon ke.
    There's a dillema that has been bothering me for a while, and I can't think of an answer to this.
    "Forgive and Forget or Forgive but never forget". I get that forgiving people reduces the baggage of those negative thoughts occupying the mind
    However, if we keep on forgiving people, we'll be falling for the same mistakes/traps repeatedly.
    Last time I requested for an analysis video of Jordan bhaiya, you did it. It'd make my day if you'd make a video on this as well i.e. the art of forgiveness

  • @sarthak2987
    @sarthak2987 4 года назад +2

    One of the best Livestream I had seen. Hats of bhaiya

  • @kartikthakur2454
    @kartikthakur2454 4 года назад +5

    This is the first video I'm watching of yours,bro best video i ever seen on RUclips 🔥

  • @himanshu5364
    @himanshu5364 4 года назад +3

    Yes bro definitely need this kinda of streams 🙌 feel thankful

  • @ajaybisht6146
    @ajaybisht6146 4 года назад +6

    Thanks for this one, It was worth watching. Insurance (health + term life) and financial buffer (6months equivalent of expenses) were already in my bucket list, although I am not even earning.

  • @ishanraghav3391
    @ishanraghav3391 4 года назад +8

    Sir, emergency funds ko develop me discuss kiya jaye. EXCEL k saath.. best cheez lagi voh... thank you for teaching us.

  • @gururaaaajsl2010
    @gururaaaajsl2010 4 года назад +1

    Prakhar is a chilled guy I like it

  • @Manik-z2b
    @Manik-z2b 4 года назад +1

    Great content and also huge respect for neeraj arora sir

  • @anmol7721
    @anmol7721 4 года назад +8

    “Sun Yaar Chill Maar !” The Bindass TV show.

  • @jaygandhi11
    @jaygandhi11 3 года назад +1

    Underrated video.

  • @sakshammishra5759
    @sakshammishra5759 4 года назад +2

    Prakhar bhai....boht bdiaa....conversation ,
    I think these type of informative conversation should be more done.

  • @chintapallisubash8401
    @chintapallisubash8401 3 года назад

    Best video thankyou sir

  • @prafullatagade5365
    @prafullatagade5365 4 года назад

    Thank-you Neeraj sir and Prakhar

  • @51.prithviraparti44
    @51.prithviraparti44 3 года назад

    THANK YOU FOR EDUCATING US. GRATITUDE ❤

  • @himanshulohani3106
    @himanshulohani3106 2 года назад

    Ye bahut hi achi podcast hai it's simple and really very true things in happened in our life's and little funny all the time I watch neeraj Arora sir podcast it amzaed me

    • @akrshn_10_7
      @akrshn_10_7 Год назад

      Bro aur bhi bht si h esi but is chutiye ne private kr di taki aur kisi ko pta na chle😂

  • @harrybharadwaj7026
    @harrybharadwaj7026 4 года назад +2

    Bring neeraj sir more.
    Neeraj sir op

  • @ShashiKumar-mu6rz
    @ShashiKumar-mu6rz 4 года назад +6

    A Different kind of Channel with an Amazing type of content.. Keep it up Prakhar Bro, we need more knowledgeable Content like this. 👍

  • @Sachin.warrior
    @Sachin.warrior 4 года назад

    Done with both episodes with Neeraj Arora. Loved them! Keep them coming Prakhar!

  • @vivekprasad6784
    @vivekprasad6784 3 года назад +4

    My parents would be proud for providing me internet connection. This is Insane.🔥🔥 My all concept is clear now.

  • @tarunyadav229
    @tarunyadav229 4 года назад +243

    Better than honestly by Tanmaybhat

    • @wtfhah1
      @wtfhah1 4 года назад +17

      Right, much more information is given here

    • @igopalthakur
      @igopalthakur 4 года назад +32

      Bhai compare mt kro

    • @raw6435
      @raw6435 4 года назад +1

      Yep

    • @rahulop8846
      @rahulop8846 4 года назад

      🤩

    • @fincholaantarsese861
      @fincholaantarsese861 4 года назад +9

      How is it better. It's educational video and he does social commentary and entertainment

  • @vaibhavbaj5156
    @vaibhavbaj5156 4 года назад

    Fantastic session

  • @agrimmusic6458
    @agrimmusic6458 4 года назад

    This is the best video i have seen ever.
    ThankYou Prakhar.

  • @ShivamSharma-nl3nx
    @ShivamSharma-nl3nx 4 года назад +2

    Bro love from scotland you inspire me a good knowledge hopefully India will change

  • @abcdef-ml1mf
    @abcdef-ml1mf 4 года назад +1

    Thanks for this podcast it is going to be very helpful.....

  • @mayureshjadhav8002
    @mayureshjadhav8002 4 года назад

    Bro,i showed your both podcast with neeraj to my mom n dad,all of us got to learn alot,the conversation of money investment have started in my family,ty😎

  • @popatmane6703
    @popatmane6703 4 года назад +3

    I think it's safe to watch this with parents

  • @himanshujadaun2169
    @himanshujadaun2169 3 года назад

    Already a subscriber of Neeraj's sir RUclips Channel, But Collaboration with Prakhar is Amazing.

  • @Dawood0094
    @Dawood0094 3 года назад +1

    My college friends asked me ki inflation kya hota hai i said "Bhai first year mein Marlboro Advance 15rs ki thi abhi 20rs ki hai, that's inflation".

  • @mayankramina
    @mayankramina 4 года назад +3

    Bohat woke content. Bhai hamesha itne genuine rehna aur itne genuine guest laate rehna

  • @skywalker1996
    @skywalker1996 2 года назад

    best finance advice i ever watch

  • @samarthchandra317
    @samarthchandra317 3 года назад +1

    Neeraj sir looks like Ayushmann khurana from the movie andhadhun

    • @dsmay6404
      @dsmay6404 3 года назад +2

      No , ayushmamn khurana looked like neeraj sir in andhadhund

  • @yogeshchand108
    @yogeshchand108 3 года назад +1

    Niraj Arora op 🔥🔥🔥😆

  • @Nyo0
    @Nyo0 3 года назад +1

    Thank you for the info

  • @vaibhavpalekar1151
    @vaibhavpalekar1151 3 года назад

    Thank you prakhar bhaii for this streams!!!! 🙏🙏🙏🙏🙏🙏

  • @kashishjindal3258
    @kashishjindal3258 4 года назад

    Thanks for doing this session

  • @trippysilence3031
    @trippysilence3031 3 года назад

    Prakhar respect brother 👍 thank you so much

  • @amaangul01
    @amaangul01 4 года назад +4

    54:33 Honeymoon.😂😂

  • @dhyeyy
    @dhyeyy 2 года назад +1

    What an amazing stream
    neeraj sir opp

  • @premjeetpandey3334
    @premjeetpandey3334 4 года назад

    Prakhar the way you talk 👌

  • @RealllSJ
    @RealllSJ 3 года назад +1

    Seems like I am already late...amazing session 💯❤️💯

  • @aniketjagtap6326
    @aniketjagtap6326 4 года назад +4

    Bhai aur aise guest la o bhai...

  • @rishitabaman6148
    @rishitabaman6148 4 года назад +1

    Mazay agaye❤️

    • @ShashiKumar-mu6rz
      @ShashiKumar-mu6rz 4 года назад +1

      Very Helpful btw.. a lot of practical information in 1.30hrs of Podcast

  • @shivamchawla6206
    @shivamchawla6206 4 года назад +2

    Bhai first live jisme ek b gaali nahi 😬 This is the first thing I'm showing to my family tomorrow morning :) thanks and do it again please!!!

  • @subhadipsamadder8456
    @subhadipsamadder8456 4 года назад +18

    Narrator - What do you do for a living?
    Tyler Durden - Why?So you can pretend you are interested?
    Narrator - 2:56
    Tyler Durden - You have a kind of Sick Desparation in Your Laugh.

  • @dheerajgava402
    @dheerajgava402 3 года назад +1

    It is third time I am watching this episode to understand the concept

  • @satyamboruah2852
    @satyamboruah2852 3 года назад +1

    You need to have a Spotify playlist of these livestreams as podcast

  • @bhaskarvikram05
    @bhaskarvikram05 4 года назад

    Neeraj Sir 🙏🏻

  • @skyscrapers9075
    @skyscrapers9075 4 года назад +2

    Please do finance stream like these atleast once a week

  • @rupanshukauldhar
    @rupanshukauldhar 3 года назад

    Ajay Jain Sir OP

  • @leenathakare1259
    @leenathakare1259 3 года назад +1

    I am started growing from now.

  • @vidursharma3766
    @vidursharma3766 3 года назад

    LOVE YOU LOVE YOU>>>LOVE YOU

  • @mayureshjadhav8002
    @mayureshjadhav8002 4 года назад

    Bro,just grateful 😎

  • @prashantkukreja5972
    @prashantkukreja5972 4 года назад +4

    I think we fall in that greed trap because when we see the money coming without doing any hard work we see it as a magic because from our childhood we are taught to earn money by doing hard work and when that money comes to us without doing anything it seems as if it is magic and within seconds we go to our fantasy which we used to create while we were kids.

  • @Deeptivity
    @Deeptivity 9 месяцев назад

    What a session

  • @user-vx7bu1jf4c
    @user-vx7bu1jf4c 4 года назад

    Niraj Parimal show is tooo good

  • @bhupenderpal6797
    @bhupenderpal6797 4 года назад +1

    It's a request to pls make more videos on same topics 😋😋😋😋🙏🏻🙏🏻

  • @ajsujit
    @ajsujit 3 года назад

    14:37 I agree, but value of 1 crore will also decrease by same proportion by that time. It's more.useful if policyholder dies in near future.

  • @rapstuff6769
    @rapstuff6769 4 года назад +1

    Just because of this video.. SUBSCRIBING...
    Too informative...thanks you guys.

  • @AdityaYadav-eu1nc
    @AdityaYadav-eu1nc 4 года назад

    Aree neeraj sir goggle lga ke full stylebaazi🔥🔥😂😂

  • @gouravpradhan271
    @gouravpradhan271 4 года назад

    Really enjoyed this stream. Aankhen khul gyi🤓 bhai sahab..plz do more this kind of stuff❤

  • @manishaggarwal2844
    @manishaggarwal2844 4 года назад +1

    Most of things Neeraj Arora said is much exact to what Varun Malhotra says. Don't know who copied whom. ;)

  • @uknow861
    @uknow861 4 года назад +2

    17:58 (Prakhar dialogue) ,4 saal to mene b pd li ,kachu gyaan ni h 😂😂

  • @akshayostwal1614
    @akshayostwal1614 4 года назад

    Kaafi maja aagaya. Thanks Prakhar and Neeraj sir. Aankhe kholke gotiyo ka game khelna sikha diya 😭❤️

  • @lifelonglearner1863
    @lifelonglearner1863 4 года назад +1

    Eagerly waiting for your book prakhar bhaiya!!!

  • @ankurjain6268
    @ankurjain6268 4 года назад

    Policy which is a must
    1. Term life insurance
    2. Mediclaim
    3. Accidental policy

  • @sauravmajumder2467
    @sauravmajumder2467 3 года назад

    Bhai u r juzt awsm ever seen most honest in youtube...straight forward to the point...alag hi level hai intellect ka...i wanna connect with u..how is it possible???👍❤️

  • @vpn741
    @vpn741 3 года назад

    Maza aa Gya👌

  • @arnavvats2460
    @arnavvats2460 3 года назад

    Pura dekhe hai kaafi acha content hai we want to see more personal finance streams

  • @kaviisuri9997
    @kaviisuri9997 4 года назад +4

    Can u plz make something about decision making and Analysis Paralysis?
    I am a college student and I regularly struggle with this, even for small decision.

  • @Articulatekarein
    @Articulatekarein 4 года назад

    Bhai maza aagaya
    Aisa content aur chahiye

  • @urstrulysumityadav
    @urstrulysumityadav 4 года назад +1

    Yes I'm a common student and want to know about investing and whole other stuff for my life.

    • @ronaldogomes9365
      @ronaldogomes9365 4 года назад +1

      U can buy his course on EDU 91 and on his channel
      He has investing channel !!

    • @urstrulysumityadav
      @urstrulysumityadav 4 года назад

      @@ronaldogomes9365 Thanks!!!

  • @haze7185
    @haze7185 4 года назад +6

    Basically index mai yeh krna hai ki chess khelna hai checkers nahi

  • @commercepaper466
    @commercepaper466 2 года назад

    1 Skill me excel karjao - Best advice from Prakhar

  • @SANTOSHKUMAR-qq9dr
    @SANTOSHKUMAR-qq9dr 2 года назад

    Very information video 😁

  • @ganeshfarkade405
    @ganeshfarkade405 4 года назад +3

    After 2 joint..
    .
    RUclips recommended this to me..

    • @rexsongodinho5623
      @rexsongodinho5623 4 года назад

      What 2 joint didn't get your joke. Could you explain?

    • @ganeshfarkade405
      @ganeshfarkade405 4 года назад +1

      @@rexsongodinho5623 A joint , which is also commonly referred to as a spliff, is a rolled cannabis cigarette . Unlike commercial tobacco cigarettes, the user ordinarily hand-rolls joints with rolling papers .

  • @kashishjindal3258
    @kashishjindal3258 4 года назад +2

    Bhai index fund wali baat sunke mere dimaag dopamine se bhr gaya😂