Our Monthly Expenses, Income & Savings in Canada in 2022 | Inflation in Canada is on record high

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  • Опубликовано: 14 дек 2024

Комментарии • 243

  • @fatimaslittleworld716
    @fatimaslittleworld716 Год назад

    Hello, what do you do for a living? Thanks.

  • @rohitlala3966
    @rohitlala3966 Год назад +5

    They don't talk about income.. don't waste your time 😉..

  • @lailalalji9408
    @lailalalji9408 Год назад

    Happy new year..Shilpa..Enjoy..love to ammy..I agree gratitude ..yeh saal sahi main bahut accha gaya..love love love...

  • @kkjain3336
    @kkjain3336 Год назад

    Is Canadian house is Headache to clean specially in Snow 🌨️ ? Do you think a Condo is way better than House 🏡 ? Specially saving lots of time ?

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад +1

      snow cleaning is definitely a big task..but I would still prefer a home over condo as I enjoy my backyard

  • @tabssumbano6723
    @tabssumbano6723 Год назад

    Happy new year Shilpa hum app ka vlog dekh k new year celebrate kar Rahe hen

  • @marathimulgiingermany4297
    @marathimulgiingermany4297 Год назад +1

    Which app you use to maintain all this budget and expenses tracked?

  • @gourabsarker9552
    @gourabsarker9552 Год назад +1

    Mam how much do you save per month in Canada? Plz reply. Thanks a lot.

  • @sadhanalongani6688
    @sadhanalongani6688 Год назад

    Nice vlog 👍👍ye sahi hai ki budget ko cross karlo .. hard stop is imp 👍 itne differently pura expenses n income bata diya 🙏🙏 all the best to vaibhav 👍N happy New year 😍

  • @shrutirpatil-hr2uy
    @shrutirpatil-hr2uy Год назад

    Great idea to discuss Income versus Expenses. Appreciate the helpful information!

  • @mystical__3dimple273
    @mystical__3dimple273 Год назад +2

    Finally 🥺🤲🏻✍🏼🎉💃.. Happy my 2 months of subscribing to ur channel.. I celebrated it by watching 80% of ur Vlog within 5 hours 🤭🫶... Looking forward to complete all 100%

  • @navya1433
    @navya1433 Год назад

    Aap kaun si app use krte hai budgeting k liye.pls shate

  • @daniyaashraf4628
    @daniyaashraf4628 Год назад +2

    As i have calculated
    Your total income would be around 15500-16000 CAD
    And your incomes would be from 5 sources are
    Amit ji n Shilpa jii salaries would be around 14000-14500 CAD, after tax deduction 10000 CAD (maybe)
    Your rental income 5000CAD
    And from RUclips n extra mortgage agent income 1000 CAD
    So, total income would be 15500-16000 CAD (after tax deduction)
    Just analysing dear please don't mind 🙏
    I'm calculating because i live in Dubai and wanted to know how much we spend and save here
    Happpy new year to you n your family.. God bless you always 😘
    Love from 🇦🇪

  • @amritaa1634
    @amritaa1634 Год назад +2

    Hey Shilpa & Amit... Thanks for sharing... This was really insightful video ☺️

  • @its_narwal_51
    @its_narwal_51 Год назад

    Ma'am Indian Sim card best network in Canada like this Vodafone idea, Airtel, BSNL, Jio????
    Next week my tour Canada please Reply me...

  • @indubishnoi5401
    @indubishnoi5401 Год назад

    All the best Vaibhav
    God bless you

  • @interestingfacts5508
    @interestingfacts5508 Год назад

    Guys you didn't add medical expenses, pls share if you have any

  • @nadiyasunge1224
    @nadiyasunge1224 Год назад

    Hi shilpa Happy new year from my family to your🎉🎉🎉 dear i wanted to know which is that app you are talkin in this video for budget please suggest me i also want to check how it works.

  • @pritikachowdhary
    @pritikachowdhary Год назад +3

    Thankyou Shilpa for being so transparent always..... Wish you and your family a very very happy new year..... And you are right being grateful is one of the frst steps one can take to be at peace and happy.... Lots of love to the whole chit chat family happy happy new year again🫰☺️

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      Happy new Year to u & to ur family

    • @pritikachowdhary
      @pritikachowdhary Год назад

      @@chitchatwithshilpa Shilpa I have msgd u on insta plz chk whenever you get time😊

  • @roopcollection
    @roopcollection Год назад

    Thanks for the info. Happy new year to your family. We will go to gurdwara. Shilpa please tell the app which you are talking about to track the expenses and savings

  • @shafiazuber5172
    @shafiazuber5172 Год назад +2

    All the best brother. Allah bless u all 🥰🥰🥰🥰

  • @valentinadcosta9
    @valentinadcosta9 Год назад

    😊All the best Vaibhav

  • @smadeelibrahim
    @smadeelibrahim Год назад

    Hi Dear, soo which app you guys use for budgeting?
    I used to use Money Manager but that’s only for adding expenses, you cant limit Each category as you mentioned in the video

  • @affafsameera6816
    @affafsameera6816 Год назад

    We will be moving to Canada soon, and this question was bothering me will we be able to meet the monthly expenses, thank you Shilpa ❤

  • @ayusharora5783
    @ayusharora5783 Год назад

    All the best vabahv👍

  • @jamilai
    @jamilai Год назад

    Happy New Year to you and your family

  • @shivanirawat1235
    @shivanirawat1235 Год назад +1

    Thanks for this video...What about future investments like retirement plan,amy education,foreign trips etcc

    • @rohanutep81
      @rohanutep81 Год назад

      Resp rrsp Canada Pension plan Tfsa etcc

  • @DarkAtom411
    @DarkAtom411 Год назад

    Property insurance?
    Curious to know How do you pay Property insurance monthly/ repeatedly.
    I believe it's a one time investment and usually it happens during property Closing by ur title company at the time of purchase.

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      We pay property insurance twice or thrice an year for full 12 months… it’s calculated on per month basis..

  • @lalitamaheshi1444
    @lalitamaheshi1444 Год назад +1

    Wishing a very happy new year to dear Shilpa, Amit ji and loving Amy. Good luck for your bright future dear Vaibhav. Amazing vlog today. May this new year brings more happiness, good health, wealth and prosperity in your life. Enjoy your day and keep growing up❤❤

  • @anjalibugga1197
    @anjalibugga1197 Год назад +1

    All the best for Vaibhav. Wishing all the best in his coming life.

  • @ruchy.parmar
    @ruchy.parmar Год назад

    What app do you use for budgeting your expenses?

  • @Rupa_singh88
    @Rupa_singh88 Год назад

    Hope you have a good new years eve

  • @zaranapatel1494
    @zaranapatel1494 Год назад

    Lovely video Shilpa and Amit ..
    Wishing you a very Happy New Year..
    Talking about celebration nothing much Shilpa it’s new country will go out to explore .. 😊

  • @BANANAS2011
    @BANANAS2011 Год назад +1

    Which app do you use to log monthly expenses? And would you mind revealing your monthly incomes individually?

  • @vanitapatel7045
    @vanitapatel7045 Год назад

    Happy new year &God bless you

  • @vishalv7142
    @vishalv7142 Год назад

    Turks & Cacos for your next trip. Its gorgeous and if you book the Beaches resort Amy will have so much fun. Happy New Year!!

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      Heard about that Island and about it’s beauty. Also heard that the island might become a part of Canadian territory soon. Yo ho.. Happy New Year 🥳

  • @nidhi7095
    @nidhi7095 Год назад

    All the best vaibhav

  • @neelamkant3896
    @neelamkant3896 Год назад

    Happy new year beta god bless you 😘

  • @devyangini
    @devyangini Год назад

    Wow! Wonderful expense sheet 💃💃we live in family built homes , no mortgages💃💃 planning london trip, viewers ke liye 15 days london daily vlogs then💃💃 happy vlogging💕💕

  • @momgrammer5265
    @momgrammer5265 Год назад

    Do you guys do RESP, RRSP, TFSA etc

  • @haardikpandit9610
    @haardikpandit9610 Год назад +3

    Lots of good wishes Vaibhav for your journey in Canada 👍👍
    Shilpa and Amitbhai you are very good in management - house, expenses, parties, RUclips and most importantly relationship with others 👏👏👍
    Adorable Amayra 🤗. Aunty ji ko bhi meri taraf se namaste and new year wish kar dena 🙏🏻
    One thing I'll count as an achievement in 2022 is being a part of ChitChat family 💖🤗. I wish ChitChat family grow more in 2023 and get more beautiful moments, celebrations, health and happiness 💐💐 💐💖💖💖🤗🤗🤗

  • @kantanagpal4922
    @kantanagpal4922 Год назад

    All the Best vabhav

  • @anuarora1630
    @anuarora1630 Год назад

    Welcome.... wating for your video 🥰🥰

  • @mousumi1217
    @mousumi1217 Год назад

    Hi Shilpa..... happy new year 🎉🎉

  • @Taniyabedi4548
    @Taniyabedi4548 Год назад

    Nice video Shilpa.. Thanku for sharing everything ❣️

  • @sidhaarthbajaj9007
    @sidhaarthbajaj9007 Год назад

    Amazing.......impressed

  • @neetuharish
    @neetuharish Год назад

    Happy New year Dear 💐

  • @extinct4227
    @extinct4227 Год назад

    Hey ! Shilpa Happy New year to you All. 🎆 aap k har video dekhti hu and motivation leti hu…!!
    Love 💕 purvi from Kuwait 🇰🇼

  • @sarikamalhotra7192
    @sarikamalhotra7192 Год назад

    All the best Vaibhav beta

  • @mrdesi5520
    @mrdesi5520 Год назад

    how are you keeping up with increasing interest rates on your two properties , please make a video on that

  • @saadarabvlogs
    @saadarabvlogs Год назад

    Your videos are really good and it’s also motivate me to make more videos

  • @dineshdahiya475
    @dineshdahiya475 Год назад +1

    Good luck Vaibhav.Finally Aman is saved 🤣

  • @rosykawal
    @rosykawal Год назад

    Hi
    We are going to miss vaibhav.
    Amit get ready to make tea again.....no more ready made tea dear.....vaibhav is full of massla..... cutest young man...
    All the best for his journey

  • @mystical__3dimple273
    @mystical__3dimple273 Год назад +1

    May U remain happy and energetic always 🤲🏻

  • @irischristina2632
    @irischristina2632 Год назад

    Wish you all happy and prosperous New year. May God bless you all abundantly.

  • @saleemakhtar87
    @saleemakhtar87 Год назад

    Very nice Vlog, thanks for sharing your lifestyle, your honesty is remarkable which I enjoy the-most. Keep enjoying & maintain that smile from all 3 of you in 2023....

  • @AngrezonKeZamaaneKaJailor
    @AngrezonKeZamaaneKaJailor Год назад +2

    Hello Shilpaji.
    First and foremost, A Very Very Happy and Prosperous New Year to you, Amitji and Amy. I hope the new year brings good health, lots of wealth, peace and harmony in your lives.
    1) Video was fantastic. $1000.00 grocery bill sun ke mere hosh ud gaye. Shilpaji aapne aur Amitji ne saare expenses to bataa diye, sivaay ek ke. I am sure you must have thought about it and there must be a good reason why you didn't mention it. I am talking about Pension, RRSP, TFSA and RESP contributions. Although strictly speaking these 4 contributions are savings but retirement ke liye ya education ke liye paise haath se jaa rahe hain to I always considered it as an expense. I hope aapko aur Amitji ko aapke respective employers ki taraf se RRSP match ya Pension match milta hoga. If yes, then it makes good sense to contribute to RRSP or DBPP (Defined Benefit Pension Plan) or DBCP (Defined Benefit Contribution Plan) kyonki employer ki taraf se free ke paise jo mil rahe hain. Same goes with Amy's RESP. I hope you are religiously contributing towards Amy's RESP kyonki wahaan bhi Government ki taraf se match milta hai (match matlab free ke paise). Mera begininng se ye usool rahaa hai ki ghar aati Laxmiji ko kabhi "Nahin" nahin bolna chahiye. Agar aapke employers free ke paise de rahe hain (for example RRSP or Pension match or Share Plan match), to please please enroll in these programs (if not already). Jitna zyada contribute karoge, utna zyada badaa refund milega, which then could be invested in your respective TFSAs).
    I don't want to start on how to invest and where to invest because then it's very difficult to stop me....😂lekin aajkal everything is on sale. WealthSimple Trade mein account open karo (because there's no commission) and invest (buy shares) regularly Markets itne down hain ki you should ideally be shopping for stocks of good Canadian companies instead of at Winners (that's of course, my humble opinion. Please don't mind. Varna main kaun hota hoon bolne waala) but you will thank me one day when in the near future the Bulls trounce the Bears.
    2) Rahi aapke foreign travel ki baat....well, ek se ek behtareen options aapke saamne honge once you acquire the Canadian passport. 185 countries (except India 😪) aap visit kar sakte hain without a visa. Across the pond waali countries (Denmark, France, Germany, Italy, Monaco, Norway, Sweden, UK to hai hi)....lekin please consider Japan. Main abhi is waqt Tokyo mein baitha hoon. This is my eighth visit to Japan. I can never have enough of this country. You visit this amazing country and its incredibly humble people once and you will fall in love with them forever. Agar aap Japan jaa rahe ho to please contact Yours Truly because I am now an authority on this country. 😂Vaise Singapore and Australia/New Zealand are also very beautiful countries.
    Canadian passport aate hi India ka OCI lena mat bhoolna. Once you get it, baar baar Indian Consulate ke chakkar nahin lagaane padenge VISIT VISA ke liye.
    And with that, I will wrap up. Bahot lamba and boring message ho gayaa na? Happy New Year once again.

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад +1

      Thank you Kulfi wale Ji..haha..your names are as interesting as your comments..yes, I do contribute in HOOP pension plan..Japan should be in our bucket list for sure..We will definitely contact u once we r ready to go there

    • @Pilot_747
      @Pilot_747 Год назад +2

      Khomche Waala ji …. Japan is on top of my bucket list.

    • @AngrezonKeZamaaneKaJailor
      @AngrezonKeZamaaneKaJailor Год назад

      @@Pilot_747 Good for you. You won't regret it. That's my promise to you.

  • @Raj-xk4on
    @Raj-xk4on Год назад +1

    Hello all,
    All the best Vaibhav for your future goals 👍
    Amy not feeling well?? Is she having sore throat??
    Wish you all happy new year 🎉
    I think you are doing your present basement as legal basement, in which catagory you consider this expense??

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад +1

      As per us, any expense that increases the value of our property should be considered Investment.

    • @Raj-xk4on
      @Raj-xk4on Год назад

      @@chitchatwithshilpa
      Great👍

    • @Raj-xk4on
      @Raj-xk4on Год назад

      @@chitchatwithshilpa
      You showed me the new perspective.
      I thought it was an expense but actually it's investment 👍

  • @purvitailor4934
    @purvitailor4934 Год назад

    All the Best to Vaibhav…May he get great success in his life 😊
    Wishing you a Very Happieee New Year to U n Family ..❤❤🎉🎉

  • @afran_pagarkar
    @afran_pagarkar Год назад

    Happy New Year to all of you

  • @divyagiri7000
    @divyagiri7000 Год назад

    Blessed New Year ❤

  • @Indiana_alks_2012
    @Indiana_alks_2012 Год назад +1

    Best wishes for Vaibhav. 1 question since Amit ji is also taking care of mortgage in addition to full time pvt co. job, so is it not against Corp law in Canada unlike in India , that someone doing private/ govt job can't do any other job??

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      No..in Canada, u can choose to do multiple jobs unless prohibited by ur employer for some
      Reasons

    • @Indiana_alks_2012
      @Indiana_alks_2012 Год назад

      @@chitchatwithshilpa Thanks for your reply 👍

    • @rohanutep81
      @rohanutep81 Год назад

      @@chitchatwithshilpa how does Amit manage mortgage plus full time job? Keen on knowing that full hats off to him!!

  • @sukhvinderkaur5373
    @sukhvinderkaur5373 Год назад

    Happy new year to ur family and friends 🎊🎊🎊😘

  • @fatimaijaz19
    @fatimaijaz19 Год назад

    Shilpa AP 1 proper video is p bnay gy Waha property Kesy buy KR sakty hai ... Complete procedure.
    Thank you

  • @noniaon113
    @noniaon113 Год назад

    Happy new year ❤❤❤❤🎉🎉🎉🎉🎉🎉🎉🎉🎉 diii

  • @mystical__3dimple273
    @mystical__3dimple273 Год назад +1

    Tysm same to you ❤️🫶🤭.. May ur next year be full of blessing but I don't know how many times I will keep commenting it but I will continue doing it I till see the vlog is that by the end of the next year u complete 100k Subscribers💃🤭🫶❤️🥺🥺

  • @countroshculla
    @countroshculla Год назад

    Happy new year to Shilpa, Amith, my beloved Amy (and Aman) 😄

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      Happy New Year to you and your family. Hope your health is better now.

  • @shabanabibi8942
    @shabanabibi8942 Год назад

    Love your family from Pakistan
    Wish you a cheerful newyear

  • @rosykawal
    @rosykawal Год назад

    Tell me one thing shilpa on what things you get angry......as i think you are a happy go lucky person.....so what things spoil your mood

  • @navya1433
    @navya1433 Год назад

    Apne income sources bataye par income to batayi ni

  • @kamleshnandu1
    @kamleshnandu1 Год назад

    See you Soon Vaibhav 👍.
    Amy Beta Mama will Surely Miss you.
    All the Best Vaibhav

  • @shubhamthakur3528
    @shubhamthakur3528 Год назад

    Happy new year to you and all your family members 🥂

  • @junaidhashim6010
    @junaidhashim6010 Год назад

    You haven't mentioned inflation in Canada in this video.

  • @sulaimanmehmood4855
    @sulaimanmehmood4855 Год назад

    Honest video hour's, but i think i not a good thought to share personal expenses.
    by the way best of luck for your life.

  • @koshamodi5598
    @koshamodi5598 Год назад

    Thank you Shilpa for wishing me on my birthday...

  • @hooriacollection326
    @hooriacollection326 Год назад

    Hello shilpa. I watch your vlogs and they are really exceptional. I want to move to Canada on PR without spouse with 2 dependent child. I want to ask wether my chances of getting PR are high or low? I scored 450+

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      hey hooria..I can't say 100% but this year CRS score should go down

    • @hooriacollection326
      @hooriacollection326 Год назад

      @@chitchatwithshilpa thanks a lot shilpa. Do you have any idea of a reliable consultant here in Canada. I want complete guidance as I am coming with kids without spouse. So I am afraid if I don't get PR for kids as I can't move without them. I will be really thankful to you for this.

  • @indubishnoi5401
    @indubishnoi5401 Год назад

    Happy new year 🎉 ✨️

  • @gourabsarker9552
    @gourabsarker9552 Год назад

    Happy new year shilpa

  • @Animal1may
    @Animal1may Год назад

    Go for All inclusive vacation at Punta Cana. Just came from their . It ws my best vacation so far

  • @jankipotdar9583
    @jankipotdar9583 Год назад

    Maatha tek ke aate hai👌😂😂muje bhi aisa maatha teknaa hai Roz🤣😜. I like ur jumper very much
    Very very happy n upto d point,👌👌.
    Amitji is very very clear like me in terms of finance!!
    HAPPY NEW YEAR TO ALL OF YOU 🎉🎉💐

  • @cheeranprasad6213
    @cheeranprasad6213 Год назад

    All the best to you and Amit .
    I am a new immigrant to Canada. You mentioned about child care benefit. I am curious to know how we would apply for that . Also, do they continue to pay CCB irrespective of our annual income?

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      CCB gets decreased with increasing family income.. we have made video on CCB benefit., u send application for this to CRA…u can find info on cic wensite

  • @samridhimehra
    @samridhimehra Год назад

    Happy new year😃❤

  • @rosykawal
    @rosykawal Год назад

    A Very Happy New Year To You All.We go to Gurudware for kirtan samagan .....

  • @payalkhan6176
    @payalkhan6176 Год назад +1

    Such a transparent video. Love you both. I wish to meet you in Canada one day 🥰

  • @2009lubna
    @2009lubna Год назад

    Good wishes 🎉🎉🎉 for the new year. You look so much like Saba Qamar

  • @krutikakokane6127
    @krutikakokane6127 Год назад

    Happy new year to all

  • @manjotsinghsandhu1351
    @manjotsinghsandhu1351 Год назад

    Happy New Year 🥳 🎊 🎉❤

  • @Rupa_singh88
    @Rupa_singh88 Год назад

    All the best to Vaibhav . See you soon in the vlogs

  • @Rupa_singh88
    @Rupa_singh88 Год назад

    I’m celebrating new year eve in my living room 😂 we are doing appetizers and pizza party and lots of snacks , watching countdown on Netflix or early New Year’s Eve party a with ball drop RUclips , I have a teen aged kid and a 9 year old so I’ll make it fun for them by doing 10 balloons on wall and they pop with new years countdown at midnight . Not going anywhere because it’s raining all day .
    London sounds great for a trip as family for you three next year❤ my suggestion is an experience to royal Caribbean international (anthem of the seas) I really want to go there with my family some day 🫶🏽

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      Happy new Year to u & to ur family…Great way to start New Year

  • @drm2407
    @drm2407 Год назад

    Happy new year to all of you😇😇😇😇

  • @Indiana_alks_2012
    @Indiana_alks_2012 Год назад

    Hey Shilpa and Hi Amitji....btw, Vlog was nice, crisp, to the point, however just one point, about mortgage , i.e. it's never considered an expense because it's investment on property and the same will reap you profit in future ( already one is giving you in the form of rent) ..hence the $ 7,000 ( mortgage per month) can't be included in monthly expenses of $13,500. ...😃...jus saying...Also Video editing and you & Amit ji were coming alternately in the vlogg, it was done nicely 👍👌👌

  • @barindersingh939
    @barindersingh939 Год назад

    U should have asked them the ‘open’ sign is shining

  • @sidhaarthbajaj9007
    @sidhaarthbajaj9007 Год назад

    Amazon.......impressed

  • @arundhingra1038
    @arundhingra1038 Год назад

    Happy New Year Amit and Shilpa. I am paying very high for car and home insurance, please share the number of your insurance agent.

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      We got it directly from TD. You may call them and ask for a quote.

  • @drawingzone1912
    @drawingzone1912 Год назад

    Happy new year in advance 🎉🎉🎊

  • @shariquece
    @shariquece Год назад

    Wish you a Happy New Year guys.

  • @shrinapatel2116
    @shrinapatel2116 Год назад

    Hi Shilpa Happy new year when you are talking about trip I recommend you go to kenya to see the real wild life Ami will definately enjoy if you want to go anytime let me know will recommend you to nice places I am from Kenya.

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      We’re supposed to go to Tanzania and Kenya in Jan but just waiting for citizenship ceremony date..might visit there

  • @renududeja877
    @renududeja877 Год назад

    Happy new year to all of you guys stay blessed always 💐❤️

  • @ashwinderkaurmehta3075
    @ashwinderkaurmehta3075 Год назад

    All the best to Vaibhav. My son and DIL were in Walmart at the same time as you were. They had msg me at that time

  • @nileshgajara7883
    @nileshgajara7883 Год назад

    Happy New Year !! we are having celebration in our society. my both angels are going to perform solo dances and wife will be performing group dance..as usual i will be recording them and will cheer for all my cuteies .... Happy new year to all ...

    • @chitchatwithshilpa
      @chitchatwithshilpa  Год назад

      Wow. That sounds like lots of fun. Please share the video on Insta.

  • @Malik_family5179
    @Malik_family5179 Год назад

    Information vlog as always love from Saudia Arabia.