How do you compare with an average Australian? (Income, Saving, Super, Net Worth)

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Комментарии • 47

  • @IreneZhu
    @IreneZhu  Год назад +1

    How do you compare with an average Australian? 📈 Manage your portfolio on Sharesight and get 10% off your annual payment: portfolio.sharesight.com/refer/BRK22

  • @undeadondope1
    @undeadondope1 6 месяцев назад +2

    The level of detail, content and explanation is so incredibly well done.thank you

    • @IreneZhu
      @IreneZhu  6 месяцев назад

      Thank you for your kind words, and glad you enjoyed it!

  • @stevejackson1977
    @stevejackson1977 Год назад +38

    Hey, easy with the kiwi flag :-)

    • @IreneZhu
      @IreneZhu  Год назад +4

      Sorry I must've mislooked, will tell my editor to be careful next time.I Apologize if that comes across as offensive :(

    • @stevejackson1977
      @stevejackson1977 Год назад +4

      Ha ha, no need to apologize.

    • @SM-ol9nb
      @SM-ol9nb 5 месяцев назад +7

      I’m more offended that you blamed your editor

    • @Hypocrisywatch1
      @Hypocrisywatch1 4 месяца назад +3

      Aussies and new zealanders all look alike to chinese 😂

    • @peyman399
      @peyman399 Месяц назад

      ​@@SM-ol9nb these days everyone get offended simply. Could you make an informative video like this?

  • @romanbrandle319
    @romanbrandle319 6 месяцев назад +7

    Almost twenty years of wage stagnation that's what counts so the younger you are or the later you start in Australia the worse it looks for your future. I would suggest that half the population would not be able to afford retirement, which is a breach of the social contract between state and the working people.

    • @nitehawk9270
      @nitehawk9270 4 месяца назад

      So leave. Let the immigrants fund poor boomers. There is nothing here for young millennials and genz anymore. It's cheaper in tokyo and foreigners can buy houses. Interest rates are nothing. Inflation bugger all

  • @aussietaipan8700
    @aussietaipan8700 11 месяцев назад +1

    Just came across your channel and this was most interesting. For me, I made sure my wife and I at 50 years old (12 years ago) paid off all debit. We own our houses (2) outright, have money invested in shares and a very healthy bank balance. I plan to work into my retirement 2-3 days per week as I love my job but time will tell if these plans change. The main thing for me is I eat well, exercise to have a reasonable level of fitness to enjoy the future. Subscribed and liked.

    • @IreneZhu
      @IreneZhu  11 месяцев назад

      That's fantastic to hear! It sounds like you've made some wise financial decisions, and your proactive approach to retirement is commendable, something we younger folks all can learn from.

  • @walkingtofi
    @walkingtofi Год назад +1

    What a great snapshot of the Australian people. I found out I have more money outside Super than inside... I need to Hustle!

  • @Ragnar6000
    @Ragnar6000 Год назад +2

    Another enjoyable video Irene : )

    • @IreneZhu
      @IreneZhu  Год назад +1

      Thank YOU for your time to watch :)

  • @darrylcullen2409
    @darrylcullen2409 6 месяцев назад

    Thanks for this. It did help me feel a little more confident

  • @unclelive6918
    @unclelive6918 Год назад +1

    Better question what’s your age and your super at?

  • @shibafujiwatches2808
    @shibafujiwatches2808 Год назад +3

    That household net worth is not the medium. The medium (not by age) is $579,200

    • @anthonyplaysbass
      @anthonyplaysbass 10 месяцев назад

      What is household net worth? How is it measured?

  • @nitehawk9270
    @nitehawk9270 4 месяца назад

    Income 150k inc super only on above median wage since late 2022 , 39 , 300k in bank after paying off another 16k this week on mortgage, net worth couple about 1.5 to 1.6 million. Nearly 40 will be doing max consessional super until retirement. 600k together in Super, shes 40 and paid an additional 15k this yesr as well. I need a financial planner.

  • @jamesnolan7091
    @jamesnolan7091 3 месяца назад

    Would the mode be the most accurate though as the greatest number of people on a amount reflects what more people actually deal with financially. Though I understand the logic of Ur choice the majority of Australians won't actually have the amount of money you mention will they with the system you are using?

    • @IreneZhu
      @IreneZhu  3 месяца назад

      Hi James, The data in the middle of the Bell Curve normally reflects the typical data sample.

  • @betterthanlegoforchristmas
    @betterthanlegoforchristmas 4 месяца назад +2

    Forget super. For the next generation down... Government could change retirement age to 80 with one meeting. It gets higher every year, just as our life expectancy is declining.... Just have no debt. Its such an easier life. Leave the city, work 3 days a week.

  • @BenWilliams-jj8hc
    @BenWilliams-jj8hc 4 месяца назад +1

    At 50 y/o worked hard all my life and spent like a mizer have a net worth of zero with 6k in super. I guess I did'nt do so well.

    • @kirilcherry7612
      @kirilcherry7612 4 месяца назад +1

      sorry dude u doing something ong if u in australia , or is it uganda wher u lived ur 50 years bro, not joking,asking genuinely

    • @BenWilliams-jj8hc
      @BenWilliams-jj8hc 4 месяца назад

      @@kirilcherry7612 Worked as a removalist in Sydney and the sunshine coast. I can tell you that the ex-wife has nothing to worry about. I can't work with what I was good at now, my back is not up to it anymore

    • @jackchang455
      @jackchang455 3 месяца назад

      @@BenWilliams-jj8hcthanks your sharing

  • @Woodland26
    @Woodland26 7 месяцев назад

    In my early days super wasn't even compulsory and when it did, it was only 3%, plus soon after I was self employed anyway. In my 30s started to pay more attention into it and put in 20k per year as self employed. At 59 now my super balance is making same as my own income.

    • @IreneZhu
      @IreneZhu  7 месяцев назад

      Thank you for sharing!

    • @kerryryan5116
      @kerryryan5116 4 месяца назад

      Same for me my super payment is equivalent to my take home pay when I was working as a Virologist which in Australia is very well paid.

  • @Nerdificationing
    @Nerdificationing 4 месяца назад

    Explanation of stats was wrong. Median is not the most "accurate" - it is the most representative of a larger number of Australians. Also the only average is the mean, mode and median are two other descriptive stats not averages.

  • @smithjohn9968
    @smithjohn9968 Год назад

    is net worth measured by AUD or USD.THANKS

  • @cloud9eddie
    @cloud9eddie 6 месяцев назад

    Does household net worth mean couples?

    • @nitehawk9270
      @nitehawk9270 4 месяца назад

      Yes. But genz will start thruppling to make ends meet to afford luxuries like food and housing. Calling it now. 😢

  • @losk.s6555
    @losk.s6555 5 месяцев назад +1

    How is the household net worth so high, yet the earnings so low, it makes no sense.

    • @nitehawk9270
      @nitehawk9270 4 месяца назад

      Property if you bought before 2021.

  • @jasonstewart-y5i
    @jasonstewart-y5i 4 месяца назад

    Super is a bit of a scam. The carrot in front of the donkey. For a lot of ppl bad health kicks in over 60 decreasing ur ability to actually enjoy ur hard work

    • @kerryryan5116
      @kerryryan5116 4 месяца назад

      Nonsense! I just took early retirement. I put a small $20 a week into my super when I was younger then increased it for a few years out from retirement. I ended up with $180000 more than my colleagues and a big super. Bad does not kick just because you are nearing 60 ffs....

    • @jasonstewart-y5i
      @jasonstewart-y5i 4 месяца назад

      @kerryryan5116 Have to retire around 50. If u can do before then that's great of course

    • @jasonstewart-y5i
      @jasonstewart-y5i 4 месяца назад

      @kerryryan5116 Also other ways besides super including dividends and crypto

  • @bunthoeunhas549
    @bunthoeunhas549 4 месяца назад

    Age 42
    Income 14k
    Saving $2
    Super 90k
    Lol big fail😂

  • @Will5353_
    @Will5353_ Месяц назад

    Ik no one that makes 90k

  • @tomnguyen3305
    @tomnguyen3305 Год назад

    i saved a buck. yup.

  • @macca2342
    @macca2342 Год назад +2

    That's a Kiwi flag.

    • @IreneZhu
      @IreneZhu  Год назад +1

      Thanks for pointing out, I must've mislooked, will tell my editor to be careful next time.