I read on the blog that if i opened a NatWest student account i should change my student loan to put the money in there. What's the reason for doing this and since i already have a Lloyds current account will this affect the process and my credit score. Thanks
Im debating opening multiple student accounts and transferring money between them to cash in on the free cash deals. Ive found 7 accounts I could open with £100 opening bonuses. I understand they specify that it should be your main account but how would they enforce that and would it have any long term affect on my credit score considering I am taking a 4 year course and am unlikely to apply for any loans within that time so can handle a temporary dip in score?
@@thatkid.b1480 I've opened 3 so far and made £300 that I've transfered to my main account. I recommend open a NatWest and rbs account first at the same time as they have the most lax t&C's and they pay quickly. I'm gonna open some more think I should be able to make £700 out of it just watch your credit score from opening too many accounts.
Having used Natwest, Barclays, Halifax, HSBC, Starling, Chase, Monzo. I use HSBC as they offer a student credit card which helps build up credit history. Then for budgeting and abroad spending, I use Monzo.
a lot of these accounts require you to live in the uk for minimally three years. as an international student who's starting uni in october, will it suffice to show my accommodation offer?
I think he did mention that most of these banks only offer the reward when you are in your first year of university. Therefore even if you opened a different account in the second year you wouldn’t be able to receive the reward.
Thanks for making this every year! Highly appreciate your efforts
I read on the blog that if i opened a NatWest student account i should change my student loan to put the money in there. What's the reason for doing this and since i already have a Lloyds current account will this affect the process and my credit score. Thanks
Im debating opening multiple student accounts and transferring money between them to cash in on the free cash deals. Ive found 7 accounts I could open with £100 opening bonuses. I understand they specify that it should be your main account but how would they enforce that and would it have any long term affect on my credit score considering I am taking a 4 year course and am unlikely to apply for any loans within that time so can handle a temporary dip in score?
Can you actually open multiple?
@@thatkid.b1480 I've opened 3 so far and made £300 that I've transfered to my main account. I recommend open a NatWest and rbs account first at the same time as they have the most lax t&C's and they pay quickly. I'm gonna open some more think I should be able to make £700 out of it just watch your credit score from opening too many accounts.
You cant open multiple with different banks.
i know of someone that has 2
Having used Natwest, Barclays, Halifax, HSBC, Starling, Chase, Monzo. I use HSBC as they offer a student credit card which helps build up credit history. Then for budgeting and abroad spending, I use Monzo.
Great help! Thanks
What about graduate bank accounts can you make a video explaining these as I have finished studies
insanely helpful thank you so much
Very helpful thank u!
I just want the bank for the freebies is it worth getting one
Can i issue a credit card as a fresher international student?
a lot of these accounts require you to live in the uk for minimally three years. as an international student who's starting uni in october, will it suffice to show my accommodation offer?
How will I know if I'll qualify for the overdrafts offered?
Depends on your credit score
I'm starting year 2 in October.
Never had students account.
Am I able to open one even though I'm not year one student?
TIA
Yup
I opened mine in my final year
Andy mentioned the £100 bonus is available to year 1 students only....bummer
Good information bor thanks 💯👍❣️
None of these student accounts apply to international students?
No, though some banks like HSBC have special intentional student accounts
Can I open a different student account each year and still get the reward?
I think he did mention that most of these banks only offer the reward when you are in your first year of university. Therefore even if you opened a different account in the second year you wouldn’t be able to receive the reward.
How many student accounts can we open?
For student accounts, he said most will explicitly say one only. But multiple current accounts
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