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- Опубликовано: 2 июн 2024
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RF Financial Consulting LLC
For financial mentoring & coaching services contact me on Instagram @richardfain28 or rffinancialconsulting28@gmail.com
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
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What happens when everything crashes? Will I get me money back?
@@floraamazon8 remember 2008 crash, trillion or trillions was lost, I guess you have to be smart , don't put all your eggs in one investment
@T Adams Yes, I still remember. That's why I don't trust anything anymore. And with those globalists all around, I don't think they will let us become wealthy.
This is only for people who got money to loss not for people that live paycheck to paycheck if you already got A million take the leap
@@floraamazon8 only invest money you will not need for the next year. There is always a risk of losing all your investment in anything. So make sure to diversify. Never keep your cash all in one place.
I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. hence I will suggest you get yourself a financial-Advisor that can provide you with entry and exit points on best stocks to buy now or put on a watchlist.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances
Walter James Henry is the licensed fiduciary I use.
HE'S MOSTLY ON TELEGRAMS, USING THE USERNAME...
if the idea is to build an income stream to use as complement for retirement, or at any given point if needed, then building a dividend growth portfolio always buying adding to it could be a good and peaceful path. On the long run consistency and perseverance could guaranty the desired income stream goal with little worries
the idea is to Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions.
Well said, with the help of the an investment advi-sor, I diversified my 62K portfolio across many markets and in a matter of months, I was able to produce over 356K in net profit from high dividend yield equities, bonds, and exchange-traded funds (ETFs).
wow massive gains! my partner recently hinted on going same direction.. what did you invest in, and who is your investment advisr please, if you dont mind me asking? in dire need of asset allocation
Rachel Sarah Parrish, advanced lady in her 40s and professional, reserach if you care for supervision.
Impressive, I took a look at your advisr. I set up an appointment. I’m looking forward to her reply, I hope she sees my message.
Man is on a mad hustle, monetizing his afternoon stroll
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multimillionaires.I pray that anyone who reads this will be successful in life💯💯
{Starting early is the best way of getting ahead to build wealth,
investing remains a priority.}
People prefer to spend money on liabilities, Rather than investing in assets and be very profitable.
I urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted,i became more better the moment i realized this
(to be a successful person in life require him or her of hard work and times.)
Talking abot been successful. I know I am blessed if not I wouldn't have met someone who is as spectacular as Mrs Melissa price MP🇱🇷
Our parents don’t know and school don’t teach us as kids. We learn later in life while paying bills.
So true but better late than never and teach your children to start early
So true ❤
Purchasing stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $410K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skill set/knowledge to pull such trades off.
I agree. Based on personal experience working with an asset manager, I currently have achieved ($1m) in a well-diversified portfolio growth. It's not only about having money to buy stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
Sonya Lee Mitchell . You can easily look her up, she has years of financial market experience.
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
I want to invest roughly $70,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
It's true that many people underestimate the importance of advisers until their own feelings burn them out. A few summers ago, following an ongoing divorce, I needed a significant push to keep my company afloat. I looked for licensed advisors and found someone with outstanding qualifications. She has contributed to my reserve increasing from $275k to $850k regardless of inflation.
@@MariaJoseSanhueza_ how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
@@MariaJoseSanhueza_ how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
@@Beatriz_Barbosa0
Rebecca Charlotte Craig is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Richard is beyond amazing. wealth is attainable, do this.
Making money is action, keeping money is behavior and Growing money is knowIedge.
FaiIure to take good actions on your finance, lncome will remain stabIe while expenditures rise. The rich acquire fortune cause they seek the aid of finance-pro(s) to achieve their goaIs.
that’s an upright approach, l'm 54 and my financiaI Iife is in a mess. Any ldea wouId really go a long way in shaping my life.
I obtained massive growth in my finance (amount is confidentiaI) by varying into a lot with the aid of my finance pro. hereby making my financiaI goals a reaIity.
sear ch the name below, lf you care.
“Thoughts become things. If you see it in your mind, you will hold it in your hand.”
― Bob Proctor, You Were Born Rich
Yeah ppl are lazy ash tf u mean @iatralready 😂😂look a ya name no wonder it ain’t working g
great video bro please I am in dear need of your assistance am a student in Africa, honestly things aren't Rosy for me due to bad leadership policies over here that why am reaching out to you and anybody that wish to help me in any way they can , I have a skill but do not have capital to start up something for myself self, am not a scammer am real I can give you my number if you wish to verify , I really need your assistance I believe there are good people in the world that can still help me , thanks you God bless you as I await your reply
I learned that quote from The Secret . Powerful book and dvd
I just 30 this year and have just under $40k in my own 401k and another $10k between my other retirement accounts. My wife has about $41k in her retirement accounts (she is not currently working). I currently make close to $63k a year. I only do 5% though to my 401k for the company match and another 10% of my income is split between an HSA and a ROTH IRA
51 years old. I have $295,588.25 in my Fidelity retirement account. I cranked my contributions up to 35% and I do all the investing on my own. Fidelity just holds my ETFs/stocks. I made that change earlier this year. I'm hoping to end the rat race by 60 but it's looking more like 63-ish. I want to have $1.5M and bring in about $60k in dividends each year. Pedal to the floor! Thanks for the video. Great content.
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. "Helene Claire Johnson" is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.
The question is how to convert your salary into the investment funnel without double taxation. you pay taxes once it's earned, then buy stocks and get taxed again once you sell. Want to invest over 300k on the stock market, how do I achieve this?
If you're not who understands strategies to invest, just invest through an advisor, making good profits, avoiding taxes.
Having an investment adviser is the best way to go about the stock market right now, I've been in touch with a coach for awhile now mostly and I made over $800K within a year
This is probably what I should do. Who is your advisor, please?
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
Very nice
Hey I love the youtube community and how people show their passion and love to others such postive vibes
You said it plain for all to understand!
Thank you
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits, such as regularly setting aside money for sound investments.
I invested with Mrs Jada bexley, i make about a 30,000USD every month.
Same here, a Transformation of £4000 to £15,400 in just 2 weeks, he's really the best
I've seen a lot of recommendation about Mrs jada bexley, Please can I have her info? I want to invest 2,000usd with her.
I was also surprised to see this name mentioned again. I recently came across a testimonial from one of her clients on CNBC news last week.
I used to think every investor lose out during recession, meanwhile some make millions. I also thought everybody went out of business during the Great Depression, but some went into business. Bottom line, there's always depression for some, and profit for others, it all starts from having the right mindset. That said, I've set asides $250k to invest for future, unfortunately I'm a complete noob.
the mkt has gone berserk! whether you're a newbie or a veteran trader, everyone needs a sort of coach at some point to thrive forward.
Well agreed, that's the more reason I prefer my day to day mkt decisions being guided by a invt-coach, seeing that their entire skillset is built around going long and short term, at the same time laying off risk as a hedge against inevitable downturns, coupled with the exclusive information & analysis they get, it's near impossible to not out-perform. I've been using a coach for over 3 years, and my portfolio has yielded from initial $500k to a ballpark estimate of $1.8m as of today.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
@@user-qx7td4oe7cy’all always manage to spam everyone’s financial channel. Relentless
@@user-qx7td4oe7c I use Ellie Mae Clampett, daughter of oil tycoon Jed Clampett. She's amazing!
Knowledge is power, and thank you for sharing. May God continue to bless you and others!
Absolutely, the best advice without any hype! Invest in companies that sell to the masses and aren’t drowning in debt. Be careful and patient, you will get there!
Thank you for this topic Richard this is your brother on the West Coast Los Angeles. Can’t wait for your next video. Thank you brother.
Great video Richard. Thanks for the posting. Best wishes for much continued prosperity.
Thank You for that information. You're a Blessing.
You are absolutely correct sir thank you so much!
Monetary wealth is the least of all wealth to accumulate. Spiritual and Relational wealth are my priorities.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too,
investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+
One of my goals is to employ the service of one this year. I've seen some off LinkedIn but wasn't able to get a response. Could you recommend who it is you work with?
Natalie Marie Tuttle is the licensed fiduciary I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
This recommendation came at right time, very much appreciate it. curiously inputted his full name on my browser and found her site top search
You seem like someone I should listen too thank you for sharing
My uncle sent me this and I thought it was gonna be a “get rich quick” thing. Get rich slow and patience is my style and I love the message.
He is a very smart man
@Trent Jones I think there’s a difference between rich and wealthy. He is teaching wealth, not how to become rich. Secondly, I think you’re misinterpreting his message. He is saying to be patient, consistent and stay disciplined. He never said don’t work hard and don’t grind.
I wonder how that’ll work once cbdc hits.
GREAT CONTENT OG! OUR COMMUNITY NEEDS THIS WE ARE ON ARE WAY!
We need this knowledge in our day to day lives. Gona try
Thank you RF!
One of the great clarity videos to date
You know your stuff, good sound and wise information. Thank you.
Thank you so much Richard to share this with us
Everyone have solutions,but don’t show how to do it🙄
Thank you for this valuable advice. They don’t teach ANYTHING about money in high school. Never have. So I thank you for your proper advice
Man, I used to watch you like 6 years ago and you popped up again on my RUclips!
Great video. Thanks for the heads up 🙏
Wow THE best video I’ve come across about this subject. Very well explained. I wish I would’ve seen this video 20 years ago 😢
REAL KNOWLEDGE💯💯
Thoughts become things, thank you for provoking this thought I’ve of mine!
Right you are brother also helps to look at quarterly report and annual report to know the company's earnings what they do in the community they operate in and who is at the helm
The video is excellent. The fact that U were walking the entire time shows that you're dedicated not just to being wealthy, but healthy also; very beneficial for the mind & body.
The information is clear, no ambuguity whatsoever. I understood everything. Plain English - "You like Walmart, buy Walmart stock. You like Home Depot, buy Home Depot stock."
Thank U.
Keep doing what you doing 🔥🔥🔥
Awesome... Education this mourning.. Thnx Richard.. I'm onboard... I needed that👍🙏
Thanks for this! I currently make £84k/yr. No investment and I work from home. I need to do something quick. What can I do?
Making £84k/yr and working from home is awesome. If you're looking for quick investment options, consider exploring cryptocurrencies. They offer potential growth and diversification. Just make sure to do your research and consult with an advisor
I’m very much aware of the great benefits of working with a pro but I haven't found one for myself.
@@LilyMorgan-yh2jj I totally get you! Finding the right pro can be challenging. I partner with Olivia charlotte Oswald on various projects, I found her on the CBNC interview, looked her up and we began our awesome partnership. Her services are exceptional.
Definitely grabbing this opportunity. Thanks so much, just found her webpage
Taking the first step is always tough, I made over 120k USD with a start of 30k in the last 7 months. Importance of investing cannot be overemphasized
Much respect sir!
I played this on highest speed and it still takes you freakin FOREVER to get to the point.
That’s kind of the point. The longer you watch the video, including any ads, the more their account gets fluffed in stats. Sounds like his decision worked to get you to watch the full video
just invest he literally said it at 1:33
Watch time gang
Same here. 1.5x speed. Some people teaching or not like camera time JUST because they know people are watching......TRUE Story.
😂😂
There is potential for considerable wealth increase with the correct strategy. I want to know; How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about 500k over time?
Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.
That’s impressive, have you always had a financial advisor?
I started out with a financial advisor called " Helene Claire Johnson " Her honest approach gives me complete ownership and control of my positions, and her rates are incredibly affordable given my ROI.
She appears to be very knowledgeable. I found her webpage and read through her resume, educational background, and qualifications, which were all very impressive. She is a fiduciary, which means she will act in my best interests. So I scheduled a call with her.
So investing's a gamble. Nothing's for sure.
Great info my friend….and for that I did smash that like button and I subbed as well. You seem like a great person and although I’m just one person, I’m glad to be a part of your channel growing.
Love the. Video! Look forward to hearing more. Thank you so much for sharing. Amen. Hallelujah.
Great advice. If only we had inside knowledge like politicians too
This Video makes U wanna get Healthy & Wealthy...Super impressed @ how still the camera was while He was walking
you have earned my sub, Richard! thank you for the words of wisdom.
Hit $200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with $20k in September 2023
I could do you one better , the platform I’m currently using allowed me beat that time frame in a couple less weeks it’s cool !
@@shannicedavidson2702may I ask which platform?
The failure of Silicon Valley Bank has torn into global markets, with investors ripping up their forecasts for further rises in interest rates and dumping bank stocks around the world. I'm at a crossroads deciding if to liquidate my dipping 200k stocck portfolio, what’s the best way to take advantage of this bear market?
The SVB situation is a reminder that Fed hikes are having an effect, even if the economy has held up so far,” It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor.
Very true! I've been able to scale from $350K to $650K this red season because my FA figured out Defensive strategies to protect my portfolio and profit from this roller coaster market.
@@robertosaviano215 that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.
@@elliot985 You can do your research and be on the lookout for one with intelligent strategies who'll help your portfolio maintain an unwavering and a progressive growth. Isabel Cecilia Ramsey is my FA. She has the Flexibility & Expertise to Meet Your Needs. Verify her yourself
@@robertosaviano215
I just looked up Isabel online and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Success depends on the actions or steps you take to achieve it. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .
Exactly ! my major concern is what kind of profitable business or investment can someone do with the current rise in economic downturn
I have been investing in stocks for over 10 years now and I have made a lot of money. My portfolio has grown exponentially and I can't thank stocks and Betty Sue Blanchard enough for such an amazing way to make money!
I don't have a full-time job; instead, I'm self-employed with a variety of sources of income. Regardless of how much money I generate each month, I maintain the same budget and adhere to my means-tested lifestyle.
Fantastic! can u share more details?
Ok.
Yes sir. Understood.
Thanks for your time. Cheers.
This video has come up twice and this is validation for me. Thank you Mr. Richard
You an inspiration to me and starring on the journey
Thank you, Richard, for your selfless advice!
Thank you so much for the knowledge!
Great generalization. Having my teen kids watch these videos. Thanks 🙏
This video should be played in every High School in America.
Most of them won't do anything but some might...
This video was so informative
Thanks, Mr.Fain...... I will proceed..... I'm a new subscriber
Thank bro. Fain for sharing I did exactly what you said do thank you again!🤗
Good advice. Thank you sir.
You are one of the most sophisticated and brilliant RUclipsr/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for *VRI TOKEN* much love from Chicago
Absolutely love this!!!
Excellent advised. Thank you for your important information!
Thank you for you caring about others...I am 74 and I have treasures in heaven....thats it...
And how do you know this? WAIT . Let me guess. Kuz Jesus (Zeus) said so right? Smh🤦🏿♂️ Strip making excuses and learn to better and enjoy the life God gave you NOW because you don't know what comes next. Nobody does
You can tell by the straight forward type way of explaining, that he know what he’s talking about, got a new subscriber from me
thank you for this brother!
Great vid! Thank you
Everybody has different goals in life,being wealthy and healthy to pass on family value....
Dude as a black man I honestly hope if I live to be your age I can live the way you're living. You seem to be living your best life.
Thank You For Posting This Information
Ok I’ve been thinking and it’s true I need to start, thank you.
My dad told me in 1985 to do this at only 15. Went to school in a program called academy of finance and still I'm just understanding
I'm hoping to retire next year at 55. My goal this year is to be more serious and consistent with my investments I’ve been investing since I was 22. 2024 is going to be more serous for me investing consistently for the long term. starting to save for a house down payment. I want to invest more than $105k, but I'm not sure on how to mitigate risk
Its unclear which stocks and sectors will lead the market in the next uptrend. It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.
A good number of people discredit the effectiveness of financial advisors, but over the past 10years I’ve had a an advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i find myself secure financially
I'm looking to give stocks another shot after staying on the sidelines since the pandemic. I have $5 million from the sale of some fo my Bel-Air properties and was advised to diversify between stocks and bonds, since they can help hedge against inflation, but can't tell which is safer at this point, or am I better off just holding cash?
Pamela Kay Regel deserves credit as one of the finest portfolio managers in the industry. Her reputation precedes her, and I highly recommend looking her up to locate her online if you are internet-savvy
Exactly what I’m doing again this week. The smartest thing I’ve ever done was having 30% in cash to buy on the way down in 2021. It hurt watching 30-40% discounts drop to 50, but grabbing Google, NVDIA, Apple, and others near the bottom has paid off. I love the bull outlook but I’m not confident to should hold all equities
Thank you sir for giving good advice to the world. God bless. I'll be looking into it.
MUCH APPRECIATED. GOD BLESS 🙏🏿🙏🏿🤙🏿
Good information very encouraging
Great info Brotha !!!
Well said . nice commentary .
Subscription deserved and like button smashed this deserves it
This the look Richard Fain. Definitely drawing in more viewers. keep it going, keep dropping gems 💎
Salute to pops from the Wayans Brothers for dropping this knowledge
Great video. A lot of information, made simple.
Thanks for ths I really appreciate it
I entirely agree that now is an ideal time to capitalize on the market for long-term gains, but it wouldn't hurt to know how to make short-term profit. I've heard of investors making over $400k profit in this current sinking market, and I'm looking for ideas on how to earn similar profits.
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.
@@ThomasHeintz Please can you leave the info of your investment advisor here? I’m in dire need for one.
Elise Marie Terry is my portfolio-coach, I found her on Bloomberg where she was featured, I looked up her name on the internet. Fortunately I came across her site and reached out to her, you can verify her yourself.
@@ThomasHeintz Thank you for this tip. it was easy to find your investment advisor. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
Karen was looking at you you at the end like she was considering calling the HOA. Great advice as always.
Love you sir,thanks for your teachings
Appreciate you. Thank you Richard. Great encouragement!
90% of my wealth is compound interest and stock gains, I started late at 42 and retired at 57. I went on a super saver/investment strategy, cutting back on all expenses such as manicures, dry cleaning, cable tv etc. I have no credit debt. I simply made a plan, buckled down and worked my plan.
You could do 25 dollars a month starting now in a Roth IRA and you’ll retire in style. Good on you for thinking about your future self early.
Hi could you help to guide me in starting?
@@marilynmonheaux6356could you help me or show me how to start I'm based in Jamaica though
Great post. Well timed reading for me. About to turn 42 next month. Congrats on your success.
Prob a bot
I don't have 20 years. I was hoping for a huge return like tomorrow.
casinos then.
Right 😂
Lottery
@@pursepearl4555 LOL
20 years will fly by like nothing
Just subscribed today. I find it informative and realistic.
Thanks alot big bro for making that video it was very useful I really needed that information
god bless you ❤️📈
I completely agree, The first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $3.2M
nest egg, thanks to the careful supervision of my CFP.
After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.
Will you tell me which stock to put the $150 dollars on please?
@@mekiaowens5806Well I suggest you seek a financial guidance someone who can help you carry out your trades perfectly to avoid loss because the losses in this game could make one depressed that’s while i always keep saying supervision of CFA is always necessary in the role of investment
@@mekiaowens5806 i suggest you seek a financial advisor who can help you manage your portfolio in other to achieve Financial break through and not losses
Its unclear which stocks and sectors will lead the market in the next uptrend. It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.
@@mekiaowens5806 did you get to contact the advisor?
Starting to invest, Thanks for the tip & the confidence !!!