5 Questions to Ask Thanksgiving 2024 - First Time Homebuyer Tips and Advice

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  • Опубликовано: 31 дек 2024

Комментарии • 24

  • @KeelyB2318
    @KeelyB2318 Месяц назад +1

    We bought our first home at 38. We have now purchased our second home. Current at age 48. Our goal is to have three homes by the time of retirement. Glad to see we are average!

  • @debragilbert4110
    @debragilbert4110 Месяц назад +1

    Im a Veteran have been living in EXTENDED STAYS AS MY CURRENT RENTALS ! DUE TO THIS COUNTRYS EPIDEMIC OF VETERANS NOT HAVING HOUSING!
    I'VE LIVED IN MY CAR AS WELL THIS IS OVER A PERIOD OF 5YEARS THIS YEAR!

  • @debragilbert4110
    @debragilbert4110 Месяц назад +1

    I wont be using a Hud Vash voucher! I'm preparing for home ownership as a Veteran! Dream of VA New CONSTRUCTION LOAN.
    Miss Hill your Teaching have made me become serious and more discipline to save and boost my credit score and i can own a home at this time of my Widow years,& Senior

    • @ShaheedahHill
      @ShaheedahHill  Месяц назад

      Thanks so much for sharing and for your service. It's a shame that this is happening to our veterans. I hope and pray this turns around for you in 2025. Thank you for watching

  • @chefbrooklyn5140
    @chefbrooklyn5140 Месяц назад

    @Shaheeda I'm wishing you and Mr. Hill and your family Happy Thanksgiving

    • @ShaheedahHill
      @ShaheedahHill  Месяц назад

      Thank you Chef! Happy Thankgiving to you as well. Whats on the menu👀👀

  • @bjmiller9759
    @bjmiller9759 Месяц назад

    Shaheeda, I really appreciate your time today with my question regarding distance. Sincerely, Bridgett

    • @ShaheedahHill
      @ShaheedahHill  Месяц назад

      You are so welcome, thank you for joining my LIVE

  • @mauricebanks4761
    @mauricebanks4761 Месяц назад +1

    Hello Mrs Hill 😁👋 Sorry I missed your live yesterday!🙁 With regard to rental history, I have none since before getting married, only my wife’s name is on the rental agreement, but we’ve jointly paid the rent. What about that with regard to reporting rent payment history when buying an house?🙂

    • @ShaheedahHill
      @ShaheedahHill  Месяц назад

      If you haven't rented prior to buying a home you will just have to explain that. You don't have to have rental history to buy a house, but if you did rent prior they don't want to see late payments. However, there are a lot of people that have gone straight from living with parents to buying a home. You will be fine. Thanks for watching

  • @Classy_Lady23
    @Classy_Lady23 Месяц назад +3

    On that question why would she need to pay her realtor? I thought the realtor was paid by the seller?

    • @ShaheedahHill
      @ShaheedahHill  Месяц назад

      There were some compensation changes made this year, now buyers are required to have a written agreement in place that includes compensation to the buyers agent. The sellers can still contribute, but it is no longer advertised. I have a playlist that includes 3 videos explaining.

  • @debragilbert4110
    @debragilbert4110 Месяц назад +1

    Can i use the 2 yrs of 8k total of Rental cost
    From Extended Stay !?

    • @ShaheedahHill
      @ShaheedahHill  Месяц назад

      Honestly I am not sure, but you don't have to have rental history to buy, but you can't have a negative rental history. So they will likely just ask you to explain where you have lived prior.

  • @debbiesmith7723
    @debbiesmith7723 Месяц назад +1

    Who do we go to for help getting a will

    • @ShaheedahHill
      @ShaheedahHill  Месяц назад +2

      Will & Trust Lives
      2023 - ruclips.net/user/liveGUZ42wza4pk?feature=share
      2022 - ruclips.net/user/live3E5x1jWOMmA?feature=share
      2021 - ruclips.net/user/live_28V18alVQQ?feature=share

  • @yvettegentles2026
    @yvettegentles2026 Месяц назад +1

    Can you get a mortgage without your taxes. Can you find a lender that only uses your bank statements

    • @ShaheedahHill
      @ShaheedahHill  Месяц назад

      Taxes returns are not a requirement of mortgages, but they may pull your transcript to make sure you don't owe taxes. There are "bank statement" loans that lenders offer, often to entrepreneurs. They have higher down payment and interest rate requirements. Thanks for watching

  • @debragilbert4110
    @debragilbert4110 Месяц назад +1

    I want to be a Realtor for Veterans

    • @ShaheedahHill
      @ShaheedahHill  Месяц назад

      That is a great goal. It is not that expensive to get your real estate license, some local brokerage may have free license courses as well.

  • @zionrose007
    @zionrose007 Месяц назад +1

    Mrs Hill I just made an investment in myself and future by purchasing your masterclass!!! Shout out to me💯