Sir jaise mene loan liya 60 month ke liye aur me use 36month me hi deposite karna chahta hun to isme kitne amount ka 3% interest dena padega isme pure pricipal amounts ka dena padega
Last jo 3% interest dena hai isko achchhe se samjha dijiye sir ye 3%kis amount ka padega ya jo balance month hain unka dena padega ye last me samajh nahi aaya
Painful to hear. Meet your branch manager and explain your grievances🙏🏽🙏🏽🙏🏽 And stay connected here gor updated information regarding pension related products of sbi 🙏🏽🙏🏽🙏🏽🙏🏽
Sir ek baat samajh nhi aa rha hai plz bataiye agar loan hum jaldi clear kar dete hai to uska 3 @℅ last mei nhi dena pade mera already pension account hai + joint account hai aapka video pura suna hu but last video ka 10 second samajha dijiye comment se plz
There is prepayment penalty if you close your account before actual repayment schedule. However, if you are taking another loan, you can close using the funds from that loan. In that case, no prepayment penalty will be levied on you.
Jab hamari jiwan punji jis Bank me hai O bank RBI ke interest per hi sainiko ku loans Deni chahiye, KIY KE SAINIKO KE BARE ME LAMBI CHAUDI BHASHAN DEWALE NETAGAN KYA E KAR PAYENGE.
Maine 2021me 5lakha ka lon liya tha jo ab 3lakha bacha hai ,uska interested 10.200%hai ab muze dubara lon lena hai 2lakha ka to pahla lon vaisa hi rakha ke dusra lon account khol sakta kya .is se 1%interest purane lon par kam hai Do account ho sakte kya lon ke
Mai Assam Rifles ka pensioner hu..65 years..Mera 2 account hai bank mai..Ek personal hai..ek join hai wife ke sath... Baat ye he ki health ke karan mai abhi bank jaa nahi paunga. Kya mera wife jayenge toh kam hoga ki loan ka??
Sir mere papa ne ye loan liya tha...ab unki death ho gai hai sir....sir unka 4 lakh Bacha hai...sir ji kya unka loan maaf ho sakta hai....sir please bataiye sir
Sir, loans are made for urgent and emergency requirements. We should never take it for unnecessary situations 🙏🏽🙏🏽🙏🏽 However, we respect your opinion 🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽👍
Sir, I understand the pain but the fact is “Car loan is a secured loan and personal loan is unsecured”. That’s why there is difference in interest rates
I am completely agree with you. Pension loan should be at concessional rates. However, in this video, we have discussed actual situation. We don’t post fancy data at this channel for any kind of personalise help you can write us using the link in that description box.
My dear brothers please kindly don't have any lone lf you are with proper planning one can do everything possible.at the end if you're calculateing you are with great loss if you're considered depreciation .
Bahut acha tarika hai sr aapka sabko samjh aa gyi aapki bat dhanyabad sr
Bahut hi achha bat bataye eske liye bahut bahut Danya bad rahega
Thanks for kind words 🙏🏽
आपकी दी हुई जानकारी 100% सही है,
जी धन्यवाद 🙏🏽
@@edutimoneyindianice info
बैंक एक कार लोन छः प्रतिशत पर मिलता है लेकिन एक सैनिकों को बारह प्रतिशत पर लोन मिलेगा यह भारत में हो रहा है।
Sir car loan aapko bhi sasta hi milega
श्रीमान मैने कार लोन 2023 अगस्त मे लिया जोकि 9,25:%(सवा नौ प्रतिशत) दर पर SBI से लिया है
@@sombirsharma464011 persent se to thik hi h,
@@sombirsharma4640 maine April 2024 mein PNB se car loan liya 8.8%ke hisab se.
F
Nice video sir❤❤
जानकारी बहुत ही अच्छी है जी
धन्यवाद श्रीमान
❤ बहुत बहुत आभार प्रकट करते है जी❤
धन्यवाद श्रीमान
Sir Keya 60 eage plash ex army 65 years tok pension kanrne liye ap eishi ka aege froword karne ka bhabastha and kousisc korega to bari mehaer bani
Good information sir thank you jai hind
Thank you so much, Sir
Jai Hind 🫡
बहुत शानदार जानकारी
🙏🏽🙏🏽🙏🏽🙏🏽
Very very thanks for your great valuable information ❤
My god bless you always 💖
Sir, thank you so much for kind words 🙏🏽🙏🏽🙏🏽🙏🏽
Very Good plan Thank you
🙏🏽
Dhanyavadh g.
🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽
Sir jaise mene loan liya 60 month ke liye aur me use 36month me hi deposite karna chahta hun to isme kitne amount ka 3% interest dena padega isme pure pricipal amounts ka dena padega
36 mahine baad band karoge to kuch nahi dena hai
Good
Thanks for good information sir ji.
Sir thank you so much for kind words 🙏🏽🙏🏽🙏🏽🙏🏽
Thanks for very useful guidance
🙏🏽🙏🏽🙏🏽🙏🏽
Excellent
Sir, thank you so much for your kind words 🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽😍
Sr cibil me defaulter remark he to kya mil jayega
Good information sir
Good morning Sir 🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽🫡
It is very good information jai hind sir
Jai hind, Sir 🫡
Very nice and thanks
Glad you think so 🙏🏽🙏🏽🙏🏽🙏🏽
Tq, sir, v, v, good, information, jai, hind, sir
Sir, Thank you so much for kind words 🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽
Sir, home loan per interest Kitana percent lagega. Jaihind.
Good information sir jai hind
Jai Hind Sir 🫡
Bahut bahut dhanyawad Bhai sab
Thank you so much for kind words 🙏🏽🙏🏽🙏🏽🙏🏽
@@edutimoneyindia 🙏🙏
Thank you sir for good information 🎉
Always welcome
Thanks for information 🙏🙏🙏
🙏🏽🙏🏽🙏🏽🙏🏽
Thanks
🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽
Last jo 3% interest dena hai isko achchhe se samjha dijiye sir ye 3%kis amount ka padega ya jo balance month hain unka dena padega ye last me samajh nahi aaya
Ye sirf closure k time dena hota hai…
Thank you sir
🙏🏽
Banking personal assured that interest will be six to eight percent but charged twelve percent, SBI Mata hail,code 1351
Painful to hear. Meet your branch manager and explain your grievances🙏🏽🙏🏽🙏🏽
And stay connected here gor updated information regarding pension related products of sbi 🙏🏽🙏🏽🙏🏽🙏🏽
Very good video
Thank you so much 😊🙏🏽🎊
Good information intrest rate is high
You are right
Hamne bahut bar lia .
Lekin interest bahut jada hai
Cibil score ke baare main stayed plz , Agar kisi wajah se cibil score Kam ho to ...
Interest rate is linked to cibil score
Sir ek baat samajh nhi aa rha hai plz bataiye agar loan hum jaldi clear kar dete hai to uska 3 @℅ last mei nhi dena pade mera already pension account hai + joint account hai aapka video pura suna hu but last video ka 10 second samajha dijiye comment se plz
There is prepayment penalty if you close your account before actual repayment schedule. However, if you are taking another loan, you can close using the funds from that loan. In that case, no prepayment penalty will be levied on you.
But Sbi bank is asking guarntee from spouse or two account holder
Unfortunately it is mandatory
PNB me pension A/c hai . Kya mai is Joy jowan pension Lone pa sakte houn kya ?
No Sir 🙏🏽🙏🏽
Rate of int is very high for defence per
Yes, we agree. 👍
It’s our duty to deliver right and accurate information 🙏🏽🙏🏽🙏🏽
पेंशन लोन सभी का ब्याज और मासिक EMI कम करो और पेंशन लोन की मर्यादा सभीको दस लाख तक करो
It’s already 14 lakhs, Sir
Sir agar credit score 599 hai toh pension loan milga? Meri pension bob me aati hai,toh kya karna hoga?
599 par no pension loan
Jab hamari jiwan punji jis Bank me hai O bank RBI ke interest per hi sainiko ku loans Deni chahiye, KIY KE SAINIKO KE BARE ME LAMBI CHAUDI BHASHAN DEWALE NETAGAN KYA E KAR PAYENGE.
Sachi baat h
Sir maximum kitne months ka advance salary loan me milega
18
Sir pension loan ke lie cibil jaruri ya nahi.
650 se jyada hona chahie cibil score
Mera CIBIL score down hai to p loan milega ki nahin.
Minimum 650 hona jaruri h
Mera CIBIL score down hai to mujhe loan milega ki nahin kripya aap log bataen
Sir meine pension loan lerakhahe to je loan ledsktahe kija?
Maximum 2 loans can be availed at a time 🙏🏽
Thank you very good information.
🙏🏽
Hum bank me rakhane se 11.15 do ya skim q nahi nikalta hai sbi
Ye to bank hi bta sakta h
👍👍👏
🙏🏽
Sir wife ki deth hone par bhi jawan loan mil sakta ha kya mai 80 yrs old hun please bataye
Pension Loan can be availed upto the age of 76 only. Sorry for the inconvenience 🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽
Why SBI charging insurance on pension loan. Is it mandatory?
No insurance required/mandatory.. if somebody force you to do so lodge a complaint….
Sir, meri pension central bank of india me aati hai
Kya mujhe loane milega
Sorry sir, only pensioners of State Bank of India can avail this loan🙏🏽🙏🏽
Mai jai jawan loan liya hu mera interest rate 11.2 hai or home loan lena hai to kitna interest hai plz conform
It starts from 8.50 %. Rest is depends upon your CIBIL score
Processing fee main aap Galt bhool rahe hai.I have paid Rs 2200/- liya hai.
Video is 14 month old… a lot of things changed since than
Sir maine ye loan liya tha.bank ne mere se processing fee 4000 li thi. Ab kya kr sakte hai
Contact your branch manager, only he can help🙏🏽
Mein army ka pensioner hun Mera pension monthly 23000 mistake hain Mera age 48year .ketna loan mil sakti Hai sir please batayega
415000/- approx
Cibil का कोई issue होता है क्या सर
650se kam nahi hona chahie
Sir phone se ye loan le sakte hai kya
No loan cannot be availed on PhonePe
Lon के लिए 10000 घुस लिया जा रहा है ,SBI Sahatwar ke fild ofecer. लिए है।
Complain kijie🙏🏽
सुज्ञाव बहुत ही अच्छा है इस पर एक्स मैन के लिए ईम आइ बहुत ज्यादा है आठ या नौ प्रतिशत होना चाहिए 😂😂❤
Agree 🙏🏽🙏🏽🙏🏽🙏🏽
GREF (Army/BRO) is not found included in ur video. ...
Yes, thay can avail too
Maine 2021me 5lakha ka lon liya tha jo ab 3lakha bacha hai ,uska interested 10.200%hai ab muze dubara lon lena hai 2lakha ka to pahla lon vaisa hi rakha ke dusra lon account khol sakta kya .is se 1%interest purane lon par kam hai
Do account ho sakte kya lon ke
Bilkul, maximum 2 loan le sakte hai
Is their age limit to avail a loan?
Previously pensioners above 65 Yrs were not eligible.
Yes sir, you can avail the loan upto the age of 76 years. It must be repaid before reaching 78
Mai Assam Rifles ka pensioner hu..65 years..Mera 2 account hai bank mai..Ek personal hai..ek join hai wife ke sath... Baat ye he ki health ke karan mai abhi bank jaa nahi paunga. Kya mera wife jayenge toh kam hoga ki loan ka??
Sorry Sir, Loan documents can not be executed without you. However, if branch is nearby, Branch official can visit your place for documentation. 🙏🏽
Mai joint account se loan le sakta hu kya?
Sir after taking loan can I pay my loan after one year
Yes Sir, bilkul
Mera pension account Bank of India men hain. Kya yah loan le sakta hua
Nop🙏🏽
Sir jaya jawan pensiin liya hu.6years ka ab 2sal bacha hai.kya fir se dubara loan le saktahu ?
Bilkul le sakte hai, Sir🙏🏽
@@edutimoneyindia❤tq sir
Usi loan me add karna milega ya dusra new loan account se hoga sir?
Ha le sakte ho
Sir my age is 66 years hi army pension hi Loan milja ga kay pension pNB bank
Yup
Sparsh migrate honeke bad abi sbi ne salary ka olny 18 guna loan de rqha hai ?pahale 36de rahatha. Ye sahi hey sir?plz
Sir it depends on your age. If age is less than 56 than you can take 36 times of nmi
Tq sir for information
🙏🏽
क्या फॅमिली पेन्शनर को लोन मील सकता है. मेरी उमर 82 साल है?
No sir, up to the age of 76
For me they made to go for insurance, lumpusum 16000 taken 😮
You should have denied strongly
Cibil score kitna chahiye
670
kiya cibil score hona chahiye sir
Min 670
Great job sir....sir meri pension 25000 aati h... mujhe kitna maximum loan mil skta h... reply please..age 45
900000
Sir mere papa ne ye loan liya tha...ab unki death ho gai hai sir....sir unka 4 lakh Bacha hai...sir ji kya unka loan maaf ho sakta hai....sir please bataiye sir
It depends on various factors… you have to visit branch and meet your branch manager 🙏🏽
I need loan jay jawan but my age above 65 can I apply for loan please guide me
Yes, you can apply up to the age of 72 years
Ya bank wale ghuma firake jo lena hai oo lenge inke chakar me mat pado pement ade mention adhi phir foji ghar kaise chalaiga
Sir, loans are made for urgent and emergency requirements. We should never take it for unnecessary situations 🙏🏽🙏🏽🙏🏽
However, we respect your opinion 🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽👍
Sir Mera credit score 635..sbi me Mera acct hai..home branch ne mama karthia hai...
CIBIL score is very low
Family. Pension ke kya prosses hey ple sir
Same hi hai
Cibil kitna hona chahiye
650
गाड़ी खरीदी पर ६,%है और लोन ११'३०है ये जवानों को वेवकुफ बनाया गया है।
Sir, I understand the pain but the fact is “Car loan is a secured loan and personal loan is unsecured”. That’s why there is difference in interest rates
Isme kya phayda hai
Loan me faida ????😱
What about home loan give full details.
SBI Home loan 2023 | SBI home loan latest interest rates | Best Home loan in india @edutimoneyindia
ruclips.net/video/T_unlRV3vUk/видео.html
What about other. Banks
No idea about other banks
Car loan sabko ekhi rate se hi milnacahie
Interest rate is linked to CIBIL score 🙏🏽🙏🏽🙏🏽
Loan tho acha lekin interest near about 12 percent lethe hi
Hopefully it will be reduced after RBI’s policy rates
Hopefully, it will be reduced in future
❤🎉🎉❤
🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽
Phayda kiya h isme personal lone ke taraf hi interest le rha to itna darma karne ka kiya phyda h
I am completely agree with you. Pension loan should be at concessional rates. However, in this video, we have discussed actual situation. We don’t post fancy data at this channel for any kind of personalise help you can write us using the link in that description box.
Family pensioner ko milta hain ??
Yes, Bilkul
Defence civilians applicable hi ?
It is treated as central government employees
Good morning 🌄 sab northeast se huin jai jawan ke loan johe kiyu allow nahihe? Kijuki northeast mebhi fouji log bahut he allow kardo sab pls
It’s available for entire india
पेंशन लोन में home loan से ज्यादा ब्याज है।
Bilkul
My dear brothers please kindly don't have any lone lf you are with proper planning one can do everything possible.at the end if you're calculateing you are with great loss if you're considered depreciation .
कया 80 वर्ष की आयु में लोन ले सकते हैं ?
Nahi Sir… 🙏🏽
Thanks. 0:48
Kyu nhii sirr@@edutimoneyindia
Kya Sbi ki kisi bhi branch se pension loan le sakta hun
I hope, it’s solved 💐
No
Mana kar rahe hai
. only home branch
Pensioner ke liye DSP acct ke fayde batay
Everything is free for defence pensioners including no process free for loans too
Interest bahut jada hai. Army ke liye kuch kam hona chahiye.
Interest rates depends upon RBI’s policy rates. Present interest rates mentioned in the video 🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽
2021 me main 10.200%tha ab dubara lon lene gaya tha to11.15%ho gaya hai
11.25 % to axis Bank me kisi ko bhi mil ja raha ...fir is loan me kya fark hi defence pensioner's k liye
1.b 2.b 3.a 4.d 5.d 6.c 7.a 8.b 9.b 10.d jay hind sir
Jai Hind, Sir🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡🫡
Sir mea ek defence pensioner hu sir mere age 47 hai our manthly 27,205 tu Keya muge 6 years ka loan kitna melaga sir
Bilkul mil jaaega sir. Visit nearest/ Home branch
Thanks 🙏🙏🙏🙏
🙏🏽
Good morning sir, Keya pensioner ko home loan lagu nahi hai sir
❤❤❤❤❤❤❤❤❤
🙏🏽🙏🏽🙏🏽