How Does Credit Card Fraud Protection Work?

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  • Опубликовано: 10 дек 2024

Комментарии • 530

  • @TheEddiefiend
    @TheEddiefiend 6 лет назад +670

    Damn this dude has a great habit of getting haircuts between the video and outro lmao

    • @A_Casual_NPC
      @A_Casual_NPC 6 лет назад +3

      You beat me by 8 minutes xD took me a sec to figure out what was wrong with the add

    • @funbucket09
      @funbucket09 6 лет назад +4

      It also grew back by the end. Mad hardcore hair growth. Poor bugger probably has no money left from paying for haircuts!!

    • @brittanymike1014
      @brittanymike1014 4 года назад

      The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him b

  • @xctechs
    @xctechs 6 лет назад +1028

    did i see a haircut after 4minutes? you look cool with short hair dude.

    • @GeorgeWilkins
      @GeorgeWilkins 6 лет назад +14

      And a change in shirt

    • @MasicoreLord
      @MasicoreLord 6 лет назад +8

      The sponsored segment(s) were OBVIOUSLY filmed separately from the videos themselves.

    • @xctechs
      @xctechs 6 лет назад +1

      we known but just compliment that we love him more with short hair *wink*

    • @ohboiiPumba
      @ohboiiPumba 6 лет назад +1

      even moar beard

    • @QLTD
      @QLTD 6 лет назад

      yea, it happens in every video lol

  • @beanieMp4
    @beanieMp4 6 лет назад +396

    The haircut at the end

    • @carlostineo698
      @carlostineo698 6 лет назад +2

      LOL I was like waht de hell

    • @pablocamacho6142
      @pablocamacho6142 6 лет назад

      Seth Robertson aaaaaaaa

    • @brittanymike1014
      @brittanymike1014 4 года назад

      The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.

  • @PAY_D
    @PAY_D 6 лет назад +150

    How did you manage to lose hair and grow it back in like 4/5 minutes? 4:34 and 4:39

    • @moontruther5849
      @moontruther5849 6 лет назад +4

      prob just a jump cut, between a few days/weeks

    • @v.stampfitsun8683
      @v.stampfitsun8683 6 лет назад

      No pun inteded.

    • @MrKnocik
      @MrKnocik 6 лет назад +2

      This is what happens when you use a lot of older and newer shots montage. Some of those are just copy paste from library rater recording each time the same thing. Not great though for viewer.

    • @feynstein1004
      @feynstein1004 6 лет назад +1

      San Andreas logic :D

    • @kevinportillo1971
      @kevinportillo1971 6 лет назад

      That's the best image profile ever! lol

  • @feynstein1004
    @feynstein1004 6 лет назад +15

    I remember reading a reddit thread where a private detective who had worked on finding credit card fraud said that if the embezzled amount isn't that high (say a few thousand bucks), the cost of finding the culprit and taking him to court is higher than simply paying the customer the embezzled amount. And so the credit card companies don't bother investigating those cases. It's only when the amount is sufficiently large that an investigation takes place.

  • @kogure7235
    @kogure7235 6 лет назад +2

    I've heard a story that a guy who modified his car for some cross-US race to have tons of fuel in his trunk, he drove so far and so fast without stopping that it flagged new gas purchases as fraud, because the company didn't expect a car to get so far so fast, and no planes took of in that direction recently.

    • @kjl3080
      @kjl3080 6 лет назад +1

      Kogure interesting. Source?

  • @gchinmayvarma9030
    @gchinmayvarma9030 6 лет назад +157

    BUT CAN IT RUN CRYS .....
    oh wrong video

    • @deepant7036
      @deepant7036 6 лет назад +5

      G Chinmay Varma artificial neural networks can run crysis!!!

    • @brittanymike1014
      @brittanymike1014 4 года назад

      The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.

  • @tvtech2582
    @tvtech2582 6 лет назад +114

    What a great busy channel! I kept refreshing this page and watched the views go up by more than 125 views every 15 seconds.

    • @funbucket09
      @funbucket09 6 лет назад +6

      TV Tech That’s coz they use graphics cards to mine views. Pretty sneaky!

  • @falsinar
    @falsinar 6 лет назад +1

    I love how we get a nice, educational, pretty on point video about a relevant topic, and 50% of the comments are about a haircut, the other 50 is complaining about the accent...
    Really good vid, and an interesting topic!

  • @Kinkajou1015
    @Kinkajou1015 6 лет назад +4

    Yeah, I went to GenCon in August, was super fun, when I went to buy some stuff from one of the vendors my card didn't work the first time but it went through the second time. I'm guessing because the convention was in Indianapolis and the vendor's system had Orem Utah in the transaction business name it flagged it, my card issuer called me but I had my phone muted because had been filming earlier in the day. I called my card issuer and let them know the transaction was gravy and I appreciated them for keeping an eye on that.

  • @maticvolk
    @maticvolk 6 лет назад +33

    Love the haircut change!

    • @brittanymike1014
      @brittanymike1014 4 года назад

      The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.

  • @h_wavey7006
    @h_wavey7006 6 лет назад +2

    That transition from 3:47 - 3:49 is next gen wizardry wtf

  • @HellDuke-
    @HellDuke- 6 лет назад +1

    I just use an android app from my bank company. Every time my card is charged I get a notification. An alternative is to have them send an SMS message if you don't have a smartphone. This would immediately alert me if anything happens with my card details. Also, the only way to log into my bank account is by using 2FA with my specific SIM card and phone.
    If any of these are lost or disabled, I have to physically go to the bank with my ID (I know the US doesn't have that) and personally request a reset (I can block access with a phone call). SIM card will not be given out without me physically going to the provider as well (ID required). If I want to change my cell phone I have to re-register my FA app with my ID number on the new phone and that only happens through my SIM card or bank. There might be ways to play the system, but unlikely since everything is tied to the goverment issued ID in some way. Loosing it is stresfull because getting a new one is going to be a long process (plus it will cost you as well). Oh yeah, and it's illegal not to own a passport or ID card.

  • @josephdestaubin7426
    @josephdestaubin7426 6 лет назад +1

    16% is a very reasonable interests rate, as long as you never have to pay it.

  • @HabeeShirzad
    @HabeeShirzad 6 лет назад +1

    This guy lost half of his hair explaining things for us.

  • @yuhrex
    @yuhrex 6 лет назад +1

    "Ahhh, I'm just kidding about that last one" 🤣😂

  • @nicholasanderson9019
    @nicholasanderson9019 6 лет назад +1

    interesting..... Perhaps you could do some features on how VISA, Mastercard, SWIFT payment systems work. Would be really interesting to see how they work under the hood.

  • @TmSpeedy0407
    @TmSpeedy0407 6 лет назад

    That moment when you are the guy using stolen credit cards but can't use your own anymore since your ip got marked as fraudulent.

  • @Callum-Wisp
    @Callum-Wisp 6 лет назад

    Its amazing to see a guy have his hair get cut so quickly then regrow just as quickly

  • @MatthewReardon
    @MatthewReardon 6 лет назад +1

    Jon does a good job hosting these episodes.

  • @nukeman4
    @nukeman4 5 лет назад

    *For everyone that complain about his hair at the end:*
    That is outro, that mean its recorded in a past not at moment when he was recording entire video.

  • @munjee2
    @munjee2 6 лет назад

    Ah the 90's back when your movie's clans could be called the wet bandits and no one bats an eye

  • @pa1Z
    @pa1Z 6 лет назад +1

    Im interested when the 'prefilmed' episodes come up with the 'adfilming-timeline' lol

  • @eddypalogrande
    @eddypalogrande 6 лет назад +3

    Why does my computer say my external storage device cannot be removed due to a program that is using a file from it when everything is closed?

  • @JamesFuston
    @JamesFuston 6 лет назад

    This sounds great and all, but my reality is that my card works flawlessly while I'm out of town and then is immediately flagged for "fraud" once I'm back where I live doing things I do every week.

  • @BubbleDouble
    @BubbleDouble 6 лет назад +11

    3:49 Nice haircut.

  • @goodkill1
    @goodkill1 6 лет назад +1

    My card is setup so I have to call my bank anytime I'm heading out of state so any out of state transactions are denied.

  • @Raprada
    @Raprada 6 лет назад +78

    Free skip 0:07

  • @j.p.knight7245
    @j.p.knight7245 6 лет назад +34

    What the heck? He suddenly appears with a haircut at in the sponsor spot.
    Nice haircut, l guess

  • @MrUhlus
    @MrUhlus 6 лет назад

    I really like the hair cut change at the end of the video.

  • @ayumuchan3541
    @ayumuchan3541 6 лет назад

    That transition was so *fast* that his hair wasn't able to load in time.

  • @NickScott86
    @NickScott86 6 лет назад +2

    What I'm really interested in is the technology that will replace credit cards. It's laughable that the US just recently converted to chip readers when that technology is already decades old. I have to get my card replaced every year because of fraud. I really want something that's secure!

    • @MrRjizz
      @MrRjizz 6 лет назад

      there is so many ways to get around the system, all these thing he mention is pretty easy to get around

  • @martins7194
    @martins7194 6 лет назад +1

    Judging by the quick haircut, Jon still managed to get caught in Kevin McCallister's traps

  • @magmagon5572
    @magmagon5572 6 лет назад +1

    when you see your credit statement for $15000, and you see an order for 10 1080tis...

  • @KeppyKep
    @KeppyKep 6 лет назад

    Is this the second TechQuickie in a row where Jon's got a ninja haircut?

  • @pseudonymity0000
    @pseudonymity0000 6 лет назад

    On a side note, if you are dealing with a Stubben or questionable seller online, It is very important you run a chargeback with your card provider the moment it becomes unreasonable and a breach of contract is established.
    Generally speaking, if:
    A. It is taking more than a week (a reasonable amount of time) to get a seller to make contact with you despite your multiple attempts.
    or
    B. It is taking over 2 weeks for a refund to be initiated by the seller after the first contact.
    and
    You have solid evidence that there is a breach of contract / your rights are being violated.
    Call your card provider and get a chargeback rolling.
    The reason why this is important is that Card Networks have automated triggers in place for flagging a merchant as questionable and triggering an investigation into a merchant and their activity. MasterCard I know has this set to a chargeback rate of 50%. So you should not be patient and give a questionable seller any benefit of the doubt if your rights or contract has definitely been violated, and they seem uninterested to reunite you with your cash anytime soon.
    If everyone affected does this in a quick yet reasonable time frame, it will help push a bad actor past the threshold and puts an end to any scams and generally incompetent sellers quickly and efficiently.
    Another thing you should know. Refunds and Chargebacks can co-exist on Card Networks at the same time. If things have gotten unreasonable and your trust has been violated, don't be afraid to run a chargeback even if the seller has told you they will process a refund. Card Providers will understand your distrust and will do it for you if they agree that things have gotten out of hand even if the seller has stated they are refunding you. It basically becomes a race between which instruction compleats on a card network first, as the other will just be ignored by the network if a chargeback/refund has already been processed.

  • @syonide6253
    @syonide6253 6 лет назад

    jon is finally back

  • @TaylorPhase
    @TaylorPhase 6 лет назад

    this happened to me in mexico and i got stranded without knowing spanish. was scared for my life

  • @jad_games
    @jad_games 6 лет назад

    Was not ready for the haircut haha

  • @danishtamboli955
    @danishtamboli955 6 лет назад

    Jon the magician
    Makes Hair Appear,Then disappear,Then Poof Appear again.

  • @daltonriser1125
    @daltonriser1125 6 лет назад

    that moment when jon gets a haircut between e xlaining and the spnsor spot

  • @enby-girl5020
    @enby-girl5020 6 лет назад

    My bank no longer allows you to phone them to tell them if you're travelling because they deem it "no longer necessary" and I've been flagged multiple times for my own behaviour abroad. :/

  • @MrMagamarc
    @MrMagamarc 6 лет назад

    he got a haircut during the video, im impressed

  • @EhRandomGuy
    @EhRandomGuy 6 лет назад +1

    Between 3:48 to 3:50, quickest haircut in the world.

  • @testdasi
    @testdasi 6 лет назад

    The emergency haircut is hilarious! :D

  • @moraxushon
    @moraxushon 6 лет назад

    Okay the hair at the end was really unexpected 😂😂😂

  • @ca280491
    @ca280491 6 лет назад

    3:49 he went from long hair to short hair real quick 😂😂

  • @Dreadnaught1Aw
    @Dreadnaught1Aw 6 лет назад

    It's a great way to check if your VPN is working and actually does what it states it does.

  • @frosty9392
    @frosty9392 6 лет назад

    security through obscurity. the best kind of security

  • @gianpierpippocalogerpaolo6677
    @gianpierpippocalogerpaolo6677 6 лет назад +28

    3:49 4:36 Holy moly

  • @Michael-pm1tq
    @Michael-pm1tq 6 лет назад

    Fraud protection is only ever going to be as strong as the weakest link, the customer.

  • @andro564
    @andro564 6 лет назад

    that change of haircut midshow, and then reverting it ... lol

  • @IsaacSable
    @IsaacSable 6 лет назад

    THE HAIR BANDIT HAS STRIKEN AGAIN

  • @lostpanda5666
    @lostpanda5666 6 лет назад

    Did credit card fraud detection as a job. Machine learning would have been awesome we had manual rules and it was fairly hit and miss. Good video.

  • @biser1
    @biser1 6 лет назад

    Lool that haircut between scenes

  • @TheCreator919
    @TheCreator919 6 лет назад

    sees new techquickie upload
    has an interesting title
    clicks on video out of excitement
    Linus is not the host
    closes video

  • @joshuab1707
    @joshuab1707 6 лет назад

    As someone who works for a bank's credit card customer service, I approve. Too bad nearly everyone who NEEDS to watch this probably won't.

  • @8bitMicroFan
    @8bitMicroFan 6 лет назад

    Yay, another episode of 'haircut as fast as possible!'.

  • @The__Creeper
    @The__Creeper 6 лет назад

    I had a transaction of one dollar flagged as fraud before.

  • @romanpower3
    @romanpower3 6 лет назад

    THAT HAIRCUT CUT, DANGGG

  • @fearlesshusky
    @fearlesshusky 6 лет назад

    Great continuity at the end

  • @SirCheeseKnight
    @SirCheeseKnight 6 лет назад +6

    Would you stop cutting your hair every time you do the outro?

  • @kingm3llo
    @kingm3llo 6 лет назад +8

    3:44 -4:10 has hair changing powers.

  • @littlebit670
    @littlebit670 6 лет назад

    My dad got flagged by MasterCard when he tried to make a purchase at an online store that he didn't visit that often.

  • @i_am_scray
    @i_am_scray 6 лет назад +36

    I don’t understand: where is Luke?

    • @ryamelp
      @ryamelp 6 лет назад +1

      Павел Партола he left

    • @medokn99
      @medokn99 6 лет назад +1

      to floatland

    • @TheTechChef420
      @TheTechChef420 6 лет назад +9

      Luke left LTT a few months ago. He works for Floatplane which is a subsidiary of LTT But he legally can't work for LTT anymore.

    • @ArmandoBlue
      @ArmandoBlue 6 лет назад

      Trippin why not. What happened

    • @maxwellm1266
      @maxwellm1266 6 лет назад +2

      he works all the way at the floatplane media office(his office in lmg)

  • @dolmon4244
    @dolmon4244 6 лет назад

    3:49 hahaha the haircut

  • @Di-xp7uc
    @Di-xp7uc 6 лет назад

    3:47 No haircut
    3:49 new haircut

  • @mo2mo1mo
    @mo2mo1mo 6 лет назад

    The magical hair cut strikes again!

  • @lost-mau5
    @lost-mau5 6 лет назад

    I was a victim of fraud on Boxing day, gave the bank a call and then fixed it in 2 days, damn technology is neat.

  • @DLAnub1s
    @DLAnub1s 6 лет назад

    You know you've reserved your video content too long when your cast members have time for a haircut between filming content and sponsor rolls

  • @MohammadAli-n1h5l
    @MohammadAli-n1h5l Год назад

    Guy had a haircut in between videos lol

  • @HarvardHeinous
    @HarvardHeinous 6 лет назад

    Thanks for finally fixing the way you draw your speech balloons! Also, Jon is my favorite!

  • @xzxfin120965
    @xzxfin120965 6 лет назад

    Wholly haircut batman! Did you see that joker?

  • @HanshinOh
    @HanshinOh 6 лет назад +4

    I can't do his accent. I just can"t. Please bring back linus.

  • @Primusaur
    @Primusaur 6 лет назад

    I really enjoy when Jon does TQ

  • @randomuser-vs3oe
    @randomuser-vs3oe 6 лет назад

    that instant haircut kinda spooked me

  • @MannyRivera
    @MannyRivera 6 лет назад

    when you get a hair cut but your hair grows back quick as fuck

  • @JohnSmith-xq1pz
    @JohnSmith-xq1pz 6 лет назад +2

    Sigh the bad jokes continue lol

  • @VampiresDarkCreed
    @VampiresDarkCreed 6 лет назад

    Instant Haircut back at it again!

  • @zac5157
    @zac5157 6 лет назад

    this is second vid where he went and changed haircuts at the end

  • @bdouglas
    @bdouglas 6 лет назад

    Holy haircut Batman!

  • @Ca33ag3
    @Ca33ag3 6 лет назад

    I go to the supermarket just down from my work for lunch every day, after 2 years my bank have started blocking my card for fraud, its happened 3 times now and they've classed it as unusual (even though its daily routine and they didn't start blocking until 2 years after I started this job)

  • @deepant7036
    @deepant7036 6 лет назад

    3:49 quick haircuts

  • @EVRLYNMedia
    @EVRLYNMedia 6 лет назад

    that instant haircut tho

  • @Boa796
    @Boa796 6 лет назад

    3:47 "Fuck my shit up fam."

  • @TheGhastlyMiner
    @TheGhastlyMiner 6 лет назад

    That hair transition lol

  • @djordjejelic6125
    @djordjejelic6125 6 лет назад

    The quick haircut strikes again!!!

  • @megastories7134
    @megastories7134 6 лет назад +1

    Dude I think your video editor bymistake edited your hair as well lol

  • @lanksterprice
    @lanksterprice 6 лет назад

    The internet has become a learning place to learn how to fine tune your Credit Card Fraud skills... Its nice that so many show the back doors and what to do and not do to they can do it even better....
    One step more...
    Your ENV chip has been broken.. What is a ENV? Thats the (Credit Cards With EMV Smart Chips) on every card out there.. That should make it safe... NOPE!
    Even before Credit Card companys started using them the bad guys where ahead of them... by the time CC company's where full out putting them on there cards they found this to be a problem... Yep,,, All your information is out dated by about five years. There one to new ways that would scare most of the general public and to keep from people running down and pulling all there money out and keeping it under the carpet at home like our grandparents did back in the 30's... Thats the safest way right?? nope!.. one fire and your on the street...
    Protection company make a lot of money off of nothing...

  • @Im1CrazyCow
    @Im1CrazyCow 6 лет назад +1

    Did you use Your CC for the Hair Cut John?? LOL

  • @Aerochalklate
    @Aerochalklate 5 лет назад

    fraud protection saved my money two times. Can’t live without that shit. I am just confused to how thieves got my info even though I was careful. Well I thought I was careful

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  • @krismueller
    @krismueller 6 лет назад

    So is Jon the new leader in jump haircuts?

  • @mickelodiansurname9578
    @mickelodiansurname9578 6 лет назад

    Credit card fraud protection works much simpler than this. You have your card used, you didn't authorise the purchase, you ring the credit card company and tell them this and they sort it, its not your card its theirs.
    Security is their issue, not yours, that's why you have plastic in the first place. Its how they got to run a credit card company. They have to agree to cancel transactions after the fact on request. They guarantee the purchase too. Even if the goods break down, are not as advertised, etc. So if you buy a phone and it does not comply with your rights as a consumer then the CC company are responsible for shouldering the loss not you. They can take I up with the vendor.
    You will 'always' get the money back, or not be charged in the first place. You never spent it. Simple. Done it three times already. But you have to ASK for the transaction to be cancelled and a back payment initiated.
    Although the downside is that your card will be red flagged more by the credit card companies processing system if they know, that you know, its their responsibility and that its them buying the goods not you.

  • @BrianPvanOers
    @BrianPvanOers 6 лет назад

    SkillShare also gives you an instant haircut it seems

  • @Forgotten031511
    @Forgotten031511 6 лет назад

    3:50 INSTANT HAIRCUT AGAIN

  • @princepersona
    @princepersona 6 лет назад

    That haircut change at 3:46

  • @Zeke0816
    @Zeke0816 6 лет назад

    This is the second time he gets an instant haircut... I wonder if he uses something similar to dollarshaveclub for haircuts lol

  • @MusicRelatedSoundGuy
    @MusicRelatedSoundGuy 6 лет назад

    Credit card buyers actually use checkers nowadays instead of buying small amounts as it's suspicious.

  • @Aboode007
    @Aboode007 6 лет назад +1

    Ahhhhhhhhh, where did the hair goo??? *freakout*

  • @ppcx463
    @ppcx463 6 лет назад

    Finaly quickie video!