బ్యాడ్ బ్యాంక్ అఫ్ ఇండియాకు కేంద్రం ఆమోదం || Is Bad Bank of India a good idea ? ||
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- Опубликовано: 9 сен 2024
- బ్యాడ్ బ్యాంక్ అఫ్ ఇండియాకు కేంద్రం ఆమోదం || Is Bad Bank of India a good idea ? ||
Gross Non-Performing Assets (NPAs) under the Narendra Modi-led NDA rule till last year is nearly 365 per cent more than what banks suffered due to bad loans during the UPA’s last six years, shows an analysis of RBI data.
Another trend noticed during the scrutiny of banking data of last 12 years is that the Public Sector Banks (PSBs) are writing-off massive amount of bad loans in the recent years - there was a 21-time jump when one looks at the data from 2008-14 to 2014-20.
The RBI data show that new gross NPAs of PSBs from 2014-15 to 2019-20 stood at nearly Rs 18.28 lakh crore, up from nearly Rs 5 lakh crore from 2008-09 to 2013-14 in the UPA rule.
Gross NPA is the term used by banks that refer to the sum of any unpaid debt, which is classified as non-performing loans.
PSBs wrote off bad loans worth Rs 6,83,388 crore in the last six years, a massive rise from Rs 32,109 crore incurred in the period from 2008 to 2014. Banks write off NPAs which are over four-year-old as part of their exercise to clean up balance-sheet.
“As borrowers of written-off loans continue to be liable for repayment and the process of recovery of dues in written-off loan accounts continues, write-off does not benefit the borrower,” Junior Finance Minister Anurag Thakur had informed Parliament in 2019.
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🍊 కి నిజాలు ఆధారాలు తో సహా చెప్పిన నమ్మరు వీళ్ళకి కేవలం ఊకదంపుడు ప్రసంగాలతో సొళ్ళు చెప్తే వీళ్ళ చెవులు కి వినసొంపుగా ఉంటుంది.....
అంధభక్త్ పేరుని సార్థకం చేసుకోవడం లో ఎప్పుడు మీరు జనాల్ని dispoint చెయ్యరు keep it up guys.... మీలాంటి వాళ్ళ అవసరం ఈ రాజకీయ పార్టీ లకి చాలా ఉంది.........👏👏🙏🙏
పేదవాడికి కనీస అవసరాల నిమిత్తం అంటే జీవించడానికి తిండికి బట్టకి అందునా కరోనా కష్ట కాలం లో ఆర్థిక సహాయం చేస్తే పప్పూ బెళ్ళాలు అంటూ అవమానించే దౌర్భాగ్యపు రాజకీయా నాయకులకు ప్రజల సొమ్మును పెద్దల ముసుగులో ఉన్నడే పందికొక్కులుకు పెంచి పెడుతున్న తీరు అత్మ నిర్భర భారత్ అందమా అందిన కాడ దోచుకున్న బాగోతం అందమా
Professor garu me videos pandemic nuchi follow avtunna mana desham nijamina paristithi grahicha galugutunnanu thanks a lot sir
Sir, unfortunate thing is there is no action on such bloody financial terrorists….all these NPAs and their owners are to be punished severely and put them behind bars……
భక్తులకే తెలియాలి. లేదంటే కలియుగ సత్య హరిశ్చంద్రుడు మోడీ గారికి తెలియాలి.... కామెంట్ లోకి రావడం లేదు భక్తులు.
Yearly one lakh crores right off chesestannaru,desa bhakthi kukkalu
Good morning sir good information . These government support only for rich people only not poor people. See in India every day hanging only farmers and poor families but not rich people. Same time government have funds for give subsidies to rich people not poor farmers this is India ACHE DHIN AYA
You are analysis is fact and excellent sir
ఈ వోట్లు వేసే అత్యధికమందికి తెలుసుకోవాలని ధ్యాసే లేదు.మీలాటి తెలిసిన కొద్దిమంది చెప్పినా, ప్రభుత్వానికి చీమకుట్టినట్లు కుడా ఉండదు.ప్రజలు సరైన విజ్నానం పొందకుండా చవట దద్దమ్మల్లా తయారు చేయబడుతున్నారు. పాలకులు మారినా పరిపాలన మారట్లేదు.
ee professor chese biased videos nu chusi hysteria tecchukoku bro. bjp vacchina taruvatha recovery bill nu strengthen chesaru. ayina, deenini inka improve cheyyali.
vijay malya nunchi purthiga recovery jarigna, ee professor kavalane danni highlight cheyyadam ledu
@@mnrdev neerav modi lalith modi vellu
Why the Govt should support this financial culprits by writing off their debts…..this is all public money…..it is really shameful …..
Because politicians also part of these stupid acts....they are destroying country...RIP BJP Modi hatavo desh bachavooo
P
You seems to be Poor in politics
in worst case scenarios, govt will take decision to write off some debts whcih is qutie common process across the world. in general, any business comes with risk, so some may get succeeded and some may fail due to multiple reasons. dont get in to hysteria by watching these time passs sickualr videos, as these did not help anyone exccept getting likes. central govt took better initiatives to control the business fraud, but still long way to go from here.
Govt and political parties can form a syndicate to eat public money. Anyway, they can get away easily by repaying a nominal amount. These funds can be used in elections spending and EVM manipulations etc.,
@@mnrdev Em control chesaru sir? Bad bank pettaaru official ga loans eggottandi ani....culprits ni support chese ye desham bagupadadhu....present India lo politicians pedda dongalu.... Vaalla sontha labhalakosam deshanni nasanam chestunaru...Especially Modi vachaka culprits ekkuva ayipoyaru..he is the leader of culprit corporates.....
This is a important topic for competitive exams and current affairs. In last 3 years more than 3 lack crores of Mudra loans alone said to be turned in to NPAs. I asked many self employed, micro entrepreneurs about this who said they do not know about MUDRA. Only politicians said to be using this scheme for votes. Raghuram Rajan already warned the govt that Mudra loans create a big problem in recovery. Raghuram Rajan gave the list of big defaluters to govt while he was leaving RBI, but govt did not like to disclose the defaulters names. Congress known for corruption but BJP is playing cunning politics. It want to survive on Religious sentiment instead of good governance.
Very wonderful information and analysis
సార్ దయచేసి సెంట్రల్ రవాణా శాఖ విధివిధానాల గురించి ఒక వీడియో చేయండి
yes సర్, కావాలని financial irregularities చేసిన వారికి stringent punishment ఇవ్వాలి
Everyone should know these facts.... Good analysis...sir
most of Telegu industrialists are defaulters, for example lagadapati rajagopal ,rayapati ,madhukhan etc
Sujana cm ramesh kuda
even rahul and sonia gadi on bail due to financial frauds. on top of this, needless to say about financial frauds about a1/a2 in andhra.
Kavuri sambasivarao,
This guy's are frnds to central govt and they will not take any action on them .
YS Jagan also big defaulter and even defame india name on international platform
BAD BANK FOR COMMON MAN SAVINGS AND TAXES... GOOD BANK FOR POLITICAL BENAMI INDUSTRIALISTS AND GOVERNMENTS 🙏🙏🙏
P
P
Sir, due to these type of corporate business persons spoiling our country. So that Indians becoming poor and poorer. Our political leaders are directly or indirectly supporting these type of financial culprits. Government should change this policy
గతం లో ARC వుండేది దాని స్థానం లో bad Bank తెచ్చారు. Arc NPA ను ఏ మాత్రం వసూలు చేయలేదు.
ఇప్పుడు bad Bank..... ఏం చేస్తుందో చూడాలి
Ache din aaya hai...jai modi
I lost my money with unitech, Jayaprakesh, DHFL, SREI infra. What I can do. Only leaving tears 😢. Total my life spoiled. I thinking to do same thing in future. No action by RBI or central government. All are their followers only.
Sir,
Great information passed on to us by you. Please understand that every business is not a success story. No body starts a business to be on the loss making side. Every NPA is not by a willful default. There are circumstances which are beyond one's control such as natural calamities, rapid changes in technology, labour unrest, changes in government policies, international politics, non availability of raw materials, changes in life Style, fluctuations in foreign exchange, the list goes on. Yes, it's true that Indian banks ( public sector, private or foreign) are reporting huge NPAs yet a majority of them are reporting profits. The NPA problem is not restricted to India but it's a world wide phenomenon. No country is an exception in this regard. One shall not look at the number but percentage. As the economy is improving, the GDP gets increases and the savings of the public also which will be parked in Banks. Banks cannot just sit on those funds. They have to lend it to earn interest to pay interest for the depositors. Banks will try every possible way to protect their advances by providing further capital, rephasement of their dues and many other things. Bankers most of the time, calculates and takes a measured risk. The NPAs are not just restricted to corporate loans. There are many MSME, personal loans, agricultural loans, government sponsored schemes etc., As the amount looks bigger, we focus on the corporate loans. If you compare the number of defaulters in other segments to corporates, the scenario is different. If the bankers doesn't give loans to bigger clients or corporates - the economy, employment opportunities will not improve.
I am not saying that there are no black sheep. There are positive things such as near recovery of loan amount from Malya and some recovery from Chosky.
People love to hear negative comments and you are very good at spreading them to improve your views.
Try to have an interview with a banker and understand the situation. Common man feel that the defaulters shall be severely punished. Yes, only in the case of wilful defaulters. If you start to punish the defaulters treating it as a criminal offence( as suggested by some people, not by you), not only Corporates but many common men will also be behind the bars. No one will come forward to take loans to start new business and to establish new companies with innovative ideas. No depositor will get interest just like many of the western countries.
Dear friends, it's easy to get excited. In the recent past, I never saw Nageswar sir posting a positive video. Sir, all the decisions by central or state government are bad. I never saw you responding to any of the comments posted by the viewers. But at the same time, you want the governments to respond to your comments. What a funny attitude sir.
My request to you is that at least post a video in continuation basing on the comments or feedback received.
Have great times sir.
Nice
Bad bank may be an option to clean up the balance sheets so that respective banks balance sheet looks clean and attactive for selling or privatise. Instead of bad bank centre may think to introduce stringent law against the financial defaulters, which may leads to financial discipline in the people.
*This is my individual opinion, people got the right to differ with me*
Thank you 😊
Yeah, besides this we should expect better actions from govt to bring changes in laws for selfish defaulters.
Kanti mundu cheema pokududhu, kaani venakala yenugu vellochu.
అన్నం పెట్టె రైతు కి ఒక్క 1000 రూపాయలు ఇవ్వడానికి సస్తారు......
Super ga analysis chesaru sir
The Facts are also Always Eye Opening...
You are doing a great job sirr....
Plzzz keep doing this....
It's so helpful to all those who are unaware of it....
👏👏👏👏😇😇😇👍🏻👍🏻👍🏻
Good speech
Enta goppa manasu ...great modiji
Good analysis, one year central Budget
Sir, in case if the bad banks will not work properly, it is waste of infrastructure which is spending on bad banks. It adds extra work for the government.
ఏదేశ పారిశ్రామిక రంగంలోనైనా, కాలంతోబాటు కొన్ని పరిశ్రమలు మూతబడుతుండడమనివార్యం, రివాజు. పారిశ్రామిక ప్రగతిలో ఇదొక భాగం. అలా అనేక పరిశ్రమలున్నై. హైదరాబాదులో IDPL ఒకటి; ఇండో-నిప్పాన్ ప్రెసిషన్ బేరింగ్స్ మరొకటి. వాటి assets (ముఖ్యంగా భూమి) అలానే నిరుపయోగంగా వున్నై. ఇదెవరైనా వశంచెసుకుని, ఆ assets ని ఉపయోగించుకుంటే, దేశానికి మంచిది. ఈ బ్యాంక్ ఏర్పాటు ఆహ్వానించదగినదే.
After 2014 RBI kuda govt chetilo kiilu bomma ayipoindi. So RBI strong action teskodaniki ledu. Corporates are friends of central government.
Thanks sir
Creation of "Bad political party" is better for defaulters.
Recently some defaulters joined in BJP.
No use of new bank for bad loans.... because indians don't want to repay loans to psu banks....
#Bad bank of india ఏంట్రా 🍊 గా........
Created by మోడీబాబా
This is for convenience ot NPA only. Another way to close the account.
Telegu media deliberately ignoring these bad Telegu industrialists , everyday media doing thought policing
I am following your comments on economy I want still more on Indian and world
Sir 10k outstanding untene bank persons keep calling and they came home collect the amount. How can the banks leave big fishes like thousands crores?
Central govt interference in RBI activities
Political interference
the main issue is that recovery processs is not stenghtend since long time. central govt took losts of initiattiv to strengthen the recovery process but long way to go form here
Banks never leave anyone whether big or small borrowers.No bank will advice to borrowers not repay.Because of laws, Banks have no powers ,staff to recover bad loans.Banks are fighting like war without guns on bad loans.
Sir front line lbs...done superb document on 2008 financial crisis and bail out of banks....
Pls see sir...if u seen pls make videos on that subject once sir...pls our people will know about banks lobby and crony capitalism issues
Govt. elanti panulu chesthunte manam em cheyyalem?
చేస్తున్నాం కదా ఓట్లు వెయ్యడం, కులం, మతం ఆధారంగా విడిపోయి, ఇలాంటి కుంభకోణలను మరిచిపోతుతున్నాం
This is a common practice followed globally to recover bad debts. It's too late but at least India taken a good step.
Common people raktam tagutunnar sir ee politicians and industrialists
Good analysis sir thank u
Strong opposition parties and questioning system is need of the hour.Aadhar based digital voting system should be initiated and public opinion should be taken before taking any major decisions.Aadhar based digital voting should be started for electoral polls as well.
Super idea bro.
Jago Bharat Jago
Hair cut anduke chadukunnavaallu YOUNG PM KAVALI E DESAANIKI KARRA PATEE VAYASU VAADI KAADU
Anni appulu pedaravuru kathalo rasesi NPA lu taggi poyayi ani cheptandi paniki Malina aarthika mantri
Bad bank created by bad PM.
Musko ra Pulka
Vijay Mallya ki and Other Businesses Man laki 1000s of Cr Appulu ichindi Congress Party...But Ee Broker Nageswar gadu Adhi Cheppadu 😂😂
@@suryasiva9833 మోడీ గాడు చెప్పాడా ఎవరికి ఎంత రుణమాఫీ చేసాడో?
@@asrini4u @ Ni Amma Ni Dobbina Ni iyya gadu Cheppindu.
@@suryasiva9833 అంటే నీ ఇష్టం వచ్చినట్లు మాట్లాడితే నడుస్తుంది అనుకుంటున్నావురా లఫంగా...నీ మోడీ బ్యాచ్ సంస్కృతే ఇంతరా...పెళ్ళాన్ని వదిలేసిన వాడి బ్యాచ్ అది.
Modi ki kavalani chestunnpudu , andhabhaktulu munamga vuntaru.
Great F.M
మోదీ జాతీయవాది కాదు, కార్పొరేట్ వాది.
Badluck for the India and the Indians future..
Sir, Can you say the details of Loans taken in the waiver of 2014 -2019 period, How they issued loans in 2004 to 2013 period , explain and what the government had done during this period?
Hi professor Can you please talk about teenmar Mallanna arrest?
Naku lanchalu ivvu,bank ki eaganamam pettuko.loan mafi cheyinchuko
Bad bank for corporate and politicians to make bad as worst.
India bane develop avutundi sir,Carona time lo kuda idi baga develop ayyindi
Bad bank will take all the NPA loans and which in return will help to clean books ..
And with clean books it will be easy to sell PSU banks in market
More pvt banks less risk on Govt book's ...
Simple logic ...
Don't need 8 mins to explain it. ..
Hi sir, income tax payers ki e country lo unde benefits meeda video chesthaara please, employee every year chala tax kaduthunnam, but govt benefits em levu...
మన రాజకీయ నాయకుల పేర్లు ఎందుకు చెప్పవు నాగేశ్వర్?
There is something called swiping under the carpet, for example the Videocon defunct was earlier period of UPA but resolved under NDA so it is showing in NDA period, what is using procrastination in resolution of these issues, settling the issues ans moving forward is better
in case Bhushan steel 50000 crores recovered out of around 70000 crore loan,in case of Lanco rajagopal only 6000 crores
recovered out of 56000 crores loan , by taking loan rajagopal did not create asset
🍊 కి 🔥🔥🔥 ఉంది........
bad bank is good idea ..let's see in positive side than watching everything as negative
(dont mine for your understand) only take water it works no need to take food. think positively food is waste for our body.
RRR, Sujana, Lanco and many more
Bad Government of India .. by Jhumla Modi ji
Mr. Nageshwar, please analyse the quality of assets possessed private banks ICICI, HDFC and PSU Banks
As long as defaulters of a billion rupees and above r not arrested any other efforts like bad bank r useless and eye wash sir
When a local bank can't handle a bad loan, a national bad bank cannot do its management either..
NPA కంటే బ్యాంకులో ఉద్యోగులు చేసే వారు ఎక్కువ ఫ్రాడ్ చేస్తున్నరు
Irrespective of governments in power
Big business people, politicians, bank higher ups, contractors, goons, Auditors have a nexus and make public money into hay.
Bad party always take desicion benifit for bad parsons
Still Now farmers could not get 1 lakh loan
Yenti saar Poor corporates ni brathakanivvara ..Memu power Loki vachchindhi Poor corporates funding tho Mari vaalla runam theerchukovaali kadhaaa Saar andhuke bad Bank ( Bad Bank ane Peru Yentha baadhaga undho Maaku Meeku theliyatam ledhaa Saar)pettamu.. India nu ammi Maa Poor corporates runam theerchukovaali Saar...Memy public ki ichchina 2cr Jobs per Year farmers income double black Money laanti Chinna visaymlo Memu maata thappaamu Gaani dhesaanni corporate looters ki ammeyyatam lo yetti paristhiti lo maata thappaamu Saar.. Dhesaanni Gujarat corporates ki ammeyyatam maa karthavyam Saar.. 😁😁😁😁
Daridram chaduvuleni moorkulu deshanni nasanam chestunaru....panikimalina panulu chesi....
BATTAILU IKANINA "KALLU TERA ANDI'
Bad bank is to Save big fishes
It is better to Swift all in cryptocurrency 🔥🔥❤️
Favor to BJP corporates
చెబుతున్నాడు ఈ లోఫర్ గాడు కాంగ్రెస్ కమ్యూనిస్ట్ గెలిపించాలని చూస్తున్నాడు
Why are you not mentioned telugu persons....
Bank lanu ala mosam cheyyalo oka sari video cheyyandi bank lanu mosam chesthe life set ipothadhi west ga duty lu chesthunnanu chali chalani salaritho.
How band bank will benefit businesses, consumers...??
If a bank has high non-performing assets (NPAs), a large part of its profits would be utilized to cut losses. As a result, any bank with high NPAs is likely to become more risk averse and would be less willing to lend money to borrowers. It would become more difficult for businesses and consumers to take loans from banks, thereby impacting the overall robustness of the economy.
Moreover, in India, a large portion of NPAs is with the government-owned public sector banks. In the past, the government had to infuse fresh capital to improve the financial health of PSBs. The government infusing fresh capital in PSBs means less money for other schemes.
Great step indeed, by GOI. 🙏
Sir china lo evergrande situation gurinchi chepandi
Sir ilanti vaatiki yenti solution...??
Sir how many start ups closed?
నేరంచేసి రాజకీయాలలోకి వచ్చే వారికోసం ఆలోచించి ఉంటారు.
Mundu neram chesina rajakiya nayakulanu gelipinchina prajalanu anandi.
munupati congress kanna e prabhutvam chala better.
Ippudu hair cut possible, before it was not there... Economy in 2015, economy in 2020 ni compare chesthara?? Recovered Malya...
బాడ్ బాంక్ కాకుండా ఆల్టరనేటివ్ ఉంటే చెప్పండి
Npa అనౌన్స్ చేశారు అంటే అంది కనీసం 5 సంవత్సరాల ముందు అయివుంటుంది. దానికి మీరు డేటా చెక్ చేసుకుని చెప్పడం అన్నది జస్ట్ ఎస్కేపిజం
People ke bad bank ,corporate jevule ke very good bank. BJP party ke 👊👊👊
Write off is for banks or private companies ?
Hereafter no interest may be paid on public deposits.
Birla run Vodaphone idea also is a big defaulter, can we blame him ? What is resolution can he pay by selling his stakes in other profitable companies? Can other companies where public is share holders pay this debts? What is private company debt obligations and what is public ltd company debt obligation by it’s promoters, can the government keep ignoring these bad debts and put under the carpet or find solution, recover by selling the assets? Simply blaming MIDI government for everything is Gassion to some analysts , appreciate this government is taking responsibility and resolving issues blaming simply is not rightw
Hair cut evariki sir. For people or industralists?
Corporates ki only
@@lokeshreddy1egondesi835 kanni mana money antha skhavarame kada bro. Whatever amount discounted is it not loss to us?
V Shame full to hear this kind of news
Central Government is giving bounus to govt employees..but this govt is waste
This is looks like official scam and dangerous than coal,2G scams
మాల్యా నుండి వసూలు చేసినట్టే... మీ యజమానుల నుండి వసూలు చేస్తాం...☝️
Neerav modi lalith modi
Nageswar sir ku Annapoornamma raksha
DESADROHULA KU badrakali shiksha
Poyee rojulu(70yrs)
Vachina budhi radera baabu