Get Out of the Cycle of Debt and Choose Peace Instead | December 5, 2024

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  • Опубликовано: 12 дек 2024

Комментарии • 159

  • @journeymanxth
    @journeymanxth 7 дней назад +58

    caller 1 - 3:35
    caller 2 - 10:55
    caller 3 - 21:55
    caller 4 - 34:20
    caller 5 - 38:10
    caller 6 - 43:55
    caller 7 - 1:12:00
    caller 8 - 1:17:25

  • @rschmidt9495
    @rschmidt9495 6 дней назад +10

    “Before you do that, why don’t you not do that” lol I’m gonna steal that one

  • @Jseppp
    @Jseppp 6 дней назад +7

    I’m glad I found this channel. Keeps me thinking of my actions

  • @patchworkfarms5327
    @patchworkfarms5327 7 дней назад +14

    I love it when Papa Dave and Dr. John have their Protective Father momens! 😂 Makes me feel so good when good, stand-up men call out the slimey, awful dudes!

    • @Trustbutverify2651
      @Trustbutverify2651 5 дней назад

      I would rather hear both sides of a story before name calling a "dude." There are a LOT of slimey, awful dudettes, too - about as many as the dudes these days.

  • @gracekennelly8534
    @gracekennelly8534 Час назад

    I love you guys!! Been watching Dave for 7 years now. I’m 65 a disabled woman, whose husband suddenly passed away 7 years ago. I learned so much from Papa Dave about $$$! I’m now debt free, and I own my home 🏡. Thank God ❤

  • @Lovingmylife24
    @Lovingmylife24 6 дней назад +4

    The steps gotta accept it. We all think we deserve a piece of the pie when people pass away and leave an inheritance. I don’t think you should feel bad about not sharing. The people that passed away didn’t include anyone else except who they left it to. We have to accept it and if people choose to share with us it is an act of kindness.

  • @HollyGarwell
    @HollyGarwell 6 дней назад +57

    Good advice to anyone today, Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.
    Everyone should have BTC in their portfolio….

    • @JimJamieson-z4h
      @JimJamieson-z4h 6 дней назад

      Trading in many source of income that are independent of government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Good asset and digital currencies are still good trading at this time.

    • @VictoriaFirmstone
      @VictoriaFirmstone 6 дней назад

      This is superb! Information, as a noob it gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this are you a pro investor?

    • @JimJamieson-z4h
      @JimJamieson-z4h 6 дней назад

      A big thanks to Jihan Wu with his trading advice, at least I can afford a good home and also have to retire early.

    • @GregFunnell-q9f
      @GregFunnell-q9f 6 дней назад

      As a beginner in this, it’s essential for you to have a mentor to keep you accountable.
      Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @AmirRezaie-d2h
      @AmirRezaie-d2h 6 дней назад

      Jihan Wu Services has set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of lives

  • @Datavendor3
    @Datavendor3 3 дня назад +83

    Thank you Lord Jesus for the gift of life and blessings to me and My family $14,120.47 weekly profit our lord Jesus have lifted up my Life!!!

    • @Vickicankor
      @Vickicankor 3 дня назад

      As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

    • @ElizabethMary-e5n
      @ElizabethMary-e5n 3 дня назад

      Investing in crypto/forex is a good idea,
      a good trading system would put you
      through many days of success.

    • @MarcSmith-iq5qh
      @MarcSmith-iq5qh 3 дня назад

      Investing $15,000 and received $174,000

    • @johnfrederick2944
      @johnfrederick2944 3 дня назад

      Same, I met Mrs Maria Daviz last
      year for the first time at a conference in
      Manchester, after then my family
      changed for good. God bless Mrs Maria

    • @najaatudauda5804
      @najaatudauda5804 3 дня назад

      Please who is Mrs Maria

  • @Sj-_3
    @Sj-_3 6 дней назад +52

    Last two episodes Dave’s been calling middle aged men “honey” a lot

    • @jimsmith9717
      @jimsmith9717 6 дней назад +6

      lol

    • @kevinsmit432
      @kevinsmit432 6 дней назад +8

      He's a granddad and father, it's sweet how caring he comes across.

    • @aarontate-moore893
      @aarontate-moore893 6 дней назад +8

      when youre 64 middle aged men seem like children and hes from tennessee

    • @bettedavis9261
      @bettedavis9261 6 дней назад +10

      He does it all the time, and he has for years.

    • @aidanealy5078
      @aidanealy5078 6 дней назад +5

      Don’t say anything bad about papa Dave he’s a legend

  • @hannah4726
    @hannah4726 6 дней назад +3

    Dave is rallying! Love when he’s on the show so frequently

  • @deannahardemion2071
    @deannahardemion2071 6 дней назад +8

    Dad who was married to the 2nd wife for 16 years and dated for years beforehand and didn’t leave the “steps” any money is fine. However, if I inherited 3 million I would share some of it .. $50,000 per step is a kind gesture if you want to give … Live and GIVE like no one else.

    • @Scarface_445
      @Scarface_445 3 дня назад

      It required, but a good grace. However, her reaction is what would make me say NOPE. Crying and saying “why can’t we just share” sounds entitled af

  • @kevinsmit432
    @kevinsmit432 6 дней назад +6

    First time I think I've heard Dave mention REITs. Nice.

    • @bettedavis9261
      @bettedavis9261 6 дней назад

      He's mentioned them numerous times over the years.

    • @AnayaChiles
      @AnayaChiles 6 дней назад

      If the brother was still alive how would the judge see this? Would the judge have split 50/50 at the divorce settlement?
      How long were they married?
      I hope the family can heal from their loss.🕊️

  • @tomschumacher6655
    @tomschumacher6655 6 дней назад +10

    This show is one big ad and then ads on top of ads.

    • @Zee-zj2uh
      @Zee-zj2uh 6 дней назад +2

      They're also on the radio, and that's how they pay for air time😊

    • @ELevenhagen
      @ELevenhagen 5 дней назад

      Not true-it's sound advice- if you just get your mortgage through Churchill Mortgage, refinance your student loan through yRefi, and get unregulated fake health insurance through Christian Healthcare Ministries all of your financial dreams will come true!!!!

  • @stanmb4646
    @stanmb4646 6 дней назад +4

    CHOOSE YOUR HARD 👏🏿

  • @reneeantwi-boasiako3974
    @reneeantwi-boasiako3974 6 дней назад +4

    Didn't know Dr John was a Lecrae fan ❤

  • @pameladaffon525
    @pameladaffon525 4 дня назад +1

    Lol “i think i have too much coffee.. i think i need to calm down” I love their reactions to the con boyfriend.

  • @wichoflores9922
    @wichoflores9922 6 дней назад +5

    The more your house increases so does your taxes 🤷‍♂️

  • @Ak32235
    @Ak32235 6 дней назад +4

    Great show ❤

  • @MatthewFloydMarston
    @MatthewFloydMarston 5 дней назад +1

    1$ USD to 1$ francs = 2.85$ USD = Rtax return of 20.000$ USD quid Rtax return = 98.000$ USD

  • @regina4538
    @regina4538 6 дней назад +1

    48:16 I can’t talk to u u got to much money 😂😂😂

  • @zennsyan
    @zennsyan 2 дня назад

    The raptor mileage post, epic

  • @beefandchicken
    @beefandchicken 6 дней назад +2

    Tis but a scratch!! 😂😂😂

  • @cristianm6706
    @cristianm6706 6 дней назад +1

    Do Ramsey team have a HR team? Damn John and Dave poke fun at Kamal every chance they get

  • @Americano213
    @Americano213 3 дня назад +1

    David ramsey has a great personality and he is a pro, the other hosts need more training.

  • @wichoflores9922
    @wichoflores9922 6 дней назад +3

    He’s getting half doesn’t matter who paid . I sold my pre marriage home she talked me into putting her on the deed she got half 😢

    • @CF-ji1oj
      @CF-ji1oj 6 дней назад

      Not necessarily, it depends on the laws of their state and other extenuating circumstances

  • @HÀNHTRÌNHKHÔNGTÊN
    @HÀNHTRÌNHKHÔNGTÊN 6 дней назад +3

    I love you ❤❤❤❤❤

  • @PrincessLolly1
    @PrincessLolly1 6 дней назад +4

    The man who was left a few millions by his wealthy father SHOULD NOT be talking to all these stepfamily members about his inheritance. If he is in fact that close to the stepsister, and/or his Dad was, then maybe he should consider gifting her some funds. It’s sad his brother has passed and he has to deal with the brother’s wife. Sounds like the divorce wasn’t final so she’ll get the deceased brother’s (her husband’s) estate.

  • @profileprofile7028
    @profileprofile7028 4 дня назад +3

    Deloney is so c r i n g e

  • @MatthewFloydMarston
    @MatthewFloydMarston 5 дней назад +1

    May I have a job, Sir❤ Uncle Sam David 🙏 ❤

  • @JustinLarmore-t9t
    @JustinLarmore-t9t 6 дней назад +4

    John is my favorite pseudo-counselor

  • @lakeishawatkins-adebayo3131
    @lakeishawatkins-adebayo3131 6 дней назад +3

    She wants you to tell her how to scam her husband. You picked him hun.

  • @bettedavis9261
    @bettedavis9261 6 дней назад

    1:14:34 unless his daughter and SIL told Patrick in Orlando if they borrowed money in the future, how would he know? Technically they could get a paid for house now, borrow money in the future and never tell Patrick. Not everyone shares their financial situation with friends and family. I'm not suggesting they would do that, but it could easily be done.

    • @ashleydodd9145
      @ashleydodd9145 6 дней назад

      The rule is they never barrow money again from Patrick.

    • @bettedavis9261
      @bettedavis9261 6 дней назад

      @ashleydodd9145 I'm aware. My question was how would Patrick know if they borrowed money in the future if they didn't tell him. I'm not condoning that, but it could happen.

  • @2dodger2
    @2dodger2 6 дней назад

    Why can’t I turn on the captions?

  • @reyrey992
    @reyrey992 7 дней назад

    I dunno about sound, but do it if you want to, he can't nor does control you

  • @ELevenhagen
    @ELevenhagen 5 дней назад

    First call is Dave selling debt! Lol

  • @Joce123
    @Joce123 6 дней назад +7

    Im a debt collector for Target.Along with my colleagues we are degreed..Christian..smart..kind..I help people solve their financial challenges ..No incestial marriages for any of us. SOME OF THE DEROGATORY STUFF YOU SAY ABOUT DEBT COLLECTORS..OMG. STOP IT.!!!

    • @YouMissedBro
      @YouMissedBro 6 дней назад

      Get a real job

    • @queensprinkles4348
      @queensprinkles4348 6 дней назад +2

      I agree. The card holder failed on their promise to pay. They are essentially thieves and broke the commandments. DR should shame them.

    • @notgivingmyemail3381
      @notgivingmyemail3381 6 дней назад

      He hates debt collectors and yet he endorses one (Yrefy).

    • @2dodger2
      @2dodger2 6 дней назад +4

      My life experience tells me that Dave is exactly right when he describes the people who become Debt Collectors.

    • @johnparker4484
      @johnparker4484 4 дня назад

      Chill out homie

  • @2dodger2
    @2dodger2 6 дней назад

    Captions?

  • @KariAdams-l5t
    @KariAdams-l5t 6 дней назад +1

    It's "mileage" and not "milage".

  • @tlberg7231
    @tlberg7231 7 дней назад

    Why not Jenna give her 6 months to tell her guy to say off what he can and see how he does? This will show if they are on the same page.

    • @TulsaDude
      @TulsaDude День назад

      Or just say our finances won't be combined until we're married, that's one of my core values. If the other party doesn't respect that then maybe don't get married

  • @sXePunkV2
    @sXePunkV2 6 дней назад +1

    Oh Madeleine 🙈

  • @TulsaDude
    @TulsaDude День назад

    For Jenna and her BF, maybe he was just suggesting this? You guys are acting like this guy held her hostage until she helped pay off his student loans. Maybe they plan to get married and he was just getting a plan together. I got no vibes of a con artist or leech lol.

  • @TulsaDude
    @TulsaDude День назад

    Madeline, do some homework on finances, watch George Kamels videos and learn the basics.

  • @brandonripperger8913
    @brandonripperger8913 6 дней назад +2

    Lucy sounds entitled and I’m happy this guy is going to get his fair share cause I don’t buy her victim role.

  • @mflee3772
    @mflee3772 6 дней назад +6

    Good ol john dephony

  • @amairiquinfra7449
    @amairiquinfra7449 6 дней назад

    Virginia, it's suck in all aspects.

  • @Trustbutverify2651
    @Trustbutverify2651 6 дней назад

    Jared's call - Clearly the steps were not adopted or they would have also inherited per stirpes. Adopted kids inherit at the same level as biological children.

    • @bettedavis9261
      @bettedavis9261 6 дней назад

      Doesn't it have to specify per stirpes in the will? My parents and in-laws both lived in the same state. My parents didn't have per stirpes verbage in their will, per our request, as it would have royally screwed over our disabled son with regards to his SSI, HCBS and Medicaid if I predeceased him. My in-laws didn't honor that request. Fortunately (inheritance-wise only), both of my in-laws passed away prior to my husband, so per stirpes didn't apply. Only the house and household goods were per stirpes, all investments had beneficiary designations.

    • @Trustbutverify2651
      @Trustbutverify2651 5 дней назад

      @@bettedavis9261 I think that depends on the state. In Virginia bios and adopteds inherit equally UNLESS a child is specifically disinherited by name in the will or a codicil. Per stirpes is written in the will in the event a child of the parent dies and the grandchildren then would inherit the child's part. I apologize for not making myself clear - I was primarily responding to the discussion about whether adopteds inherit at the same level as bios.

    • @bettedavis9261
      @bettedavis9261 5 дней назад

      @@Trustbutverify2651 thank you for the clarification! My sister and I were listed as the inheritors in my parents' wills, but there were no per stirpes stipulations regarding my son's (my sister has no children). In my in-laws' wills, each of the three sons' names was listed, followed by per stirpes. I just remembered having discussions with both sets of parents asking them not to leave anything to our youngest, disabled son, as it would mess up his SSI and Medicaid benefits.

    • @bettedavis9261
      @bettedavis9261 5 дней назад

      @@Trustbutverify2651 thank you for the clarification! My sister and I were listed as the inheritors in my parents' wills, but there were no per stirpes stipulations regarding my sons (my sister has no children). My sister and I were also both listed as successor co-trustees in their trust. In my in-laws' wills, each of the three sons' names was listed, followed by per stirpes. I just remembered having discussions with both sets of parents asking them not to leave anything to our youngest, disabled son, as it would mess up his SSI and Medicaid benefits.

  • @nakke3
    @nakke3 7 дней назад

    So I'm a savings freak since I don't budget but I don't spend 😢 I can't pay money out of my account unless I need to. When I'm hungry I eat the cheapest meal I can or when my car needs electricity I charge. 4-6€ lunch is also a way to diet. I'm overall glad my wife makes us spend some. I just can't make the decision to pay money to get any stuff.

  • @phyllishutchinson9410
    @phyllishutchinson9410 4 дня назад

    How do they decide who gets financial peace, university and who doesn’t?

  • @Trustbutverify2651
    @Trustbutverify2651 6 дней назад

    Uh, no - see you next time.

  • @mattlaeff724
    @mattlaeff724 День назад

    The perpetual use of the 'word' Ya'll, that this program uses is appalling and grammatically wrong.

  • @Nigriff
    @Nigriff 7 дней назад +4

    Dave still doesn’t understands Bitcoin and it's at a record high over $100,000. I bought it at $11,000. He's preventing pei
    People from Prosperity. It's aound advice to invest in some Bitcoin and gold... both are near record highs

    • @amireallythatgrumpy6508
      @amireallythatgrumpy6508 7 дней назад +6

      The number of people on Earth who understand Bitcoin is exactly zero.

    • @americanpropertystars
      @americanpropertystars 6 дней назад +3

      So your advice is to invest when the commodity is at record highs?

    • @Vash610
      @Vash610 6 дней назад +1

      So many people are against bitcoin but soon or later cave in. Dave should be more open minded.

    • @HaveANiceDay108
      @HaveANiceDay108 6 дней назад

      100%. People who listen to this boomer won't be truly successful. Avoiding bitcoin is the biggest mistake they will make in their lifetimes. Thinking that 100k for btc is expensive shows complete ignorance. With perhaps 2% global adoption and a tiny 2 trillion market cap (compared to 900 trilling in global assets), BTC is grossly undervalued and has an easy 100x ahead of it. Fair value for BTC is around 10 million to 20 million in today's dollars. There is a good chance we'll hit 500k + in 2025 and 1 million by 2028.

    • @amireallythatgrumpy6508
      @amireallythatgrumpy6508 6 дней назад

      @@HaveANiceDay108 There is an even better chance that Bitcoin will not exist at all in 2028.

  • @senorgringopapi2059
    @senorgringopapi2059 6 дней назад

    Buy and hold bitcoin folks.

  • @MatthewFloydMarston
    @MatthewFloydMarston 5 дней назад +1

    1$ USD to 1$ peso = 65 cents × 20.000$ pesos to British Pound Rtax 24% = 366-1 12 6 7 = Rtax Return = 70.000$ USD quid in pesos =

  • @MatthewFloydMarston
    @MatthewFloydMarston 6 дней назад +1

    Terriff at 89% GDP Rtax 24% = 6 366 - 1 12 7 = x = $980.000