Glad to see you're still invested and the income coming in. As you know it's a long slog until dividends start to really snowball. Personally I no longer invest in individual stocks anymore, now in trackers and investment trusts for property. I moved into IUKD as it tracks the 40 biggest UK dividend payers in the FTSE350. Whatever you invest in, the important thing is to keep investing and hats off to you for doing that.
Great to see one of these videos again Nicola, must admit I haven't put anything into my ISA since April (my mom passed away suddenly at the age of 60 during May) but I've got nearly £500 in dividends to reinvest so hopefully I can get on and do that this month. I wish I had a share that went up 100% like with BAE systems (one I used to own oddly enough, and Legal & General), but my closest is Lloyds Bank that's gone up by about 35%. Hopefully I can have some others go up!
@@NicolaatTheFrugalCottage Thank you, it's really appreciated. I've taken over the care of my mom's dog so my shopping bill has gone up a fair bit (much as I love her, she does love her food). Trying to look at selling both my current flat (having to have the lease extended so my emergency pot has been raided) and my mom's property so that me and the pooch can move somewhere for a fresh start :)
Did you transfer half to your stocks to the other party or sell outright? Transferring would help avoid paying capital gains taxes on the transaction. I know that ship has sailed for you, and UK rules are probably different, but others in the U.S. facing a similar situation might want to consider this option. PS Happy to see that Legal & General dividend. Hooray! Tfs
I have money in a CD that gives me several hundred in interest each month for I think a year. Then I have to find another one. Not sure I want to invest until after the crazy election comes and goes! Voting Blue for sanity and women's rights. Project 2025 is awful!!
Nic I have always been wary of investing more of a premium bond girl and isa i am a saver now and love kakeibo method of budgeting and frugality no spends you get the drift im yet to start simply because im, not sure how and how much to invest it all seems pretty confusing to me i suppose whats stopped me is that I couldnt afford to loose any money as I earn a minimum wage the savings i have have been built gradually ill take a look at the link xx
Glad to see you're still invested and the income coming in.
As you know it's a long slog until dividends start to really snowball.
Personally I no longer invest in individual stocks anymore, now in trackers and investment trusts for property.
I moved into IUKD as it tracks the 40 biggest UK dividend payers in the FTSE350.
Whatever you invest in, the important thing is to keep investing and hats off to you for doing that.
I can’t find the link you mentioned
The link to what?
Thank you for sharing this video with us ❤.
Thank you for watching 💜
When you were investing, how much on average were you adding each month? Np if you dont wantvto answer as it is personal. Thanks
It was between £400 - £700 depending on real life spends. Now, as you can see, it's £0 :(
@@NicolaatTheFrugalCottage thanks
Hi Nicola do you reinvest the dividends? If so do you put them into the same companies or other ones?
I do reinvest - I put them all into a fund this time ☺️
@@NicolaatTheFrugalCottage If you reinvest, why does your table say cash invested £0?
Cash invested is what I add to the account each month - that's why there's two columns :)
Great to see one of these videos again Nicola, must admit I haven't put anything into my ISA since April (my mom passed away suddenly at the age of 60 during May) but I've got nearly £500 in dividends to reinvest so hopefully I can get on and do that this month. I wish I had a share that went up 100% like with BAE systems (one I used to own oddly enough, and Legal & General), but my closest is Lloyds Bank that's gone up by about 35%.
Hopefully I can have some others go up!
I'm so sorry to hear about your Mum; I hope you are managing ok. I'm sure in the long run things will go up :)
@@NicolaatTheFrugalCottage Thank you, it's really appreciated. I've taken over the care of my mom's dog so my shopping bill has gone up a fair bit (much as I love her, she does love her food). Trying to look at selling both my current flat (having to have the lease extended so my emergency pot has been raided) and my mom's property so that me and the pooch can move somewhere for a fresh start :)
Sounds like a plan 💜
Did you transfer half to your stocks to the other party or sell outright? Transferring would help avoid paying capital gains taxes on the transaction. I know that ship has sailed for you, and UK rules are probably different, but others in the U.S. facing a similar situation might want to consider this option. PS Happy to see that Legal & General dividend. Hooray! Tfs
I sold outright; not sure there was any other way here. Thank you for watching 💜
What are your holdings in each company?
It varies from each holding.
@@NicolaatTheFrugalCottage do you not show your holdings?
@AndrewWilliamSpence you can find the info on Davidenddata
I have money in a CD that gives me several hundred in interest each month for I think a year. Then I have to find another one. Not sure I want to invest until after the crazy election comes and goes! Voting Blue for sanity and women's rights. Project 2025 is awful!!
it's certainly an unsettling time....
Nic I have always been wary of investing more of a premium bond girl and isa i am a saver now and love kakeibo method of budgeting and frugality no spends you get the drift im yet to start simply because im, not sure how and how much to invest it all seems pretty confusing to me i suppose whats stopped me is that I couldnt afford to loose any money as I earn a minimum wage the savings i have have been built gradually ill take a look at the link xx
Take it slow and start small - you’ll learn along the way ☺️