Accessing Your Money, Ordering Amazon and Having A US Number in The Philippines!
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- Опубликовано: 28 сен 2024
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Wise get your first transfer for free:
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Contact Michael Onstead for Medical Insurance for The Philippines:
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Order today!
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JOIN as a Member to get exclusive videos not shared on the main channel!
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Check out my website for more information on the Philippines.
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Book your hotel when traveling with my link for the best deals:
bit.ly/38CvDgr
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Contact me by visiting my website and clicking contact Gio
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I've had T-mobile for years, been in the Philippines for over 2 years and never once had a problem. I have the international plan and use my unlimited data all the time. I use wifi when I'm in my condo or in places that have free wifi, which isn't many here in the Philippines. I've never had a problem with my data. When I travel to other countries in SE Asia as soon as I land I get a message welcoming me to the country and that my data plan is on. I've never purchased a sim card in any country I've visited because my data works so well.
What does your international monthly plan cost you?.. do you still just use your regular state side phone number?.. do you get unlimited call mins and texts with that plan?.. thanks
Mine is unlimited calls, texts when in the US or on wifi. I get 5gb data monthly out of the US.
@@dennispetty4405 mine is $60 a month for unlimited data, and texting. I have my same US number, phone calls cost 25 cents a minute, but I use my Philippine phone to do local calls and if I call home I use Facebook Messenger. My data works in any country I'm in.
Yeah, I'm curious too@@dennispetty4405 I have the Magenta 55+ Unlimited.
I received the same message here in KL and Qutar but am afraid of using the phone because of unexpected charges. Got a Tune sim card for 30 days and turned off T-Mobile. Just leary of getting an outrageous bill .
Navy Fed, great choice.
I have T-Mobile and never have an issue in the Philippines. Looking forward to your insight.
I’ve been to every city and province. Only a good signal 40% of time
I visited the Philippines 2 months ago for 2 months and never had a problem on WiFi. I got all my text and other messages but I never tried making a call for fear. Next time I’ll try making calls.
So wi-fi calling is good for out going calls. What when your bank is texting you a pin? Is that on wi-fi calling also? Thanks for the info, Gio...Jim
Yes it is.
Great info! Thumbs up!
Gio! Thanks for doing this video. I will be visiting the Philippines for a couple of weeks in October. Can you suggest what I should do for my travel money? Also should I buy another type of phone charger that will work in the Philippines?
What bedevils me are US firms, banks, etc., that insist on 2-factor authentication using SMS. I live in a development of concrete homes and the concrete interferes with cell signals. When I do get the SMS, it is often too late to use the code.
I've experienced that too
When a glitch in the Matrix occurs, I usually reboot my phone to reset the Matrix.
If you have a WiFi or cellular data connection, which you must if you’re able to request the TOTP, then simply use a VoiP instead of your mobile number. The SMS will be directed to the VoiP and accessible through WiFi or data. I recommend Google Voice.
Great advice. I have NFCU and Schwab. Schwab is great because all the international ATM fees are refunded at the end of the month. You can pull 20K out at a time at 7 11's here.. so i do that. maybe 6 pulls of 20K each month on the average. and I always get my $30 dollars or so worth of ATM fees reimbursed at the end of the month with Schwab. So infact its like getting your money here without at fees at all. I'll have to get a T mobile acct when i'm in the states next time. Cause it would be nice to have an American number to be able to reset your pw or what ever with your bank or other entities you deal with in the usa.
Can she register her own Amazon account from the philippines? She says she needs a US phone number and email address
How about an iPhone with eSIM.. will that work in the Philippines 🇵🇭?
A year or so ago, the Philippines was put on a financial ""grey'" list. Since then, as soon as Schwab finds out you live here, they will drop you. I had no problems with them till then. They told me this is the reason. Any bank that has the investing option will be the same way, so keep your U.S. address as long as you can.
Gio- Have you ever seen any smart phones on Amazon that can ship to the Philippines? Either over or under $200?
Yes, I have.
I hope they gave you the neck AC for free. $279 is ridiculous even with a 10% discount
What Tmobile plan do you have?
Go5G Military plus plan
Thanks. Not going to qualify for the military plan, so I'll find something close to it. It is, I assume, and international plan, correct?
@@patrickmchargue7122magenta
I used to order a lot off Amazon Gio back during the pandemic too much LOL and some Filipinos don't know how it works some guy coming to my house saying I owe some money from my orders no He was probably trying to Scam me but I know better
Is there a feature on the phone to turn off Roaming?
Yes
Gio, you mentioned you used a travel mail service, I assume to receive your US mail and either forward to you or hold it. Would you share information on the company and how the service works, if it is secure and reliable in forwarding items to you? Thanks.
Yes I did a video on it. ruclips.net/video/DUfalRUA66U/видео.html
@@GiointhePhilippines thanks GIO
🇺🇸🇺🇸🫡🇺🇸🇸🇽
👍🙏✌
Little fuzzy on the USA number via T Mobile... so you can use wifi to make calls and texts from the Philippines? Thanks, and just became a member. Thanks for the help. Hoping to start my journey here in January as I am still tying up loose ends here in the states.
Yes, connect to the WiFi and unlimited calls and texts.
Wise is the way transfer money I never had a problem with wise
I have a US number from T-Mobile also for almost 1 year now. I had them convert it to an eSIM and then I have a local globe physical SIM installed so I can use the same phone for local and U.S. instances. Two phone numbers on the same phone. Use the local data so you don’t need roaming. But I still have voice calls and sms going to my US number. Not sure if all phones can do this but I have an iPhone 12- so nothing too special.
I have used T-Mobile for years. Pre-paid plan. $15 a month. $17 after taxes. Unlimited text and calling. You get more data over the years. I have 3 or 4 GB of data. More than I need as I am mostly on wifi everywhere.
I use wifi calling in Philippines and worldwide also. I never have a problem calling or texting to anywhere in the world.
And with pre-paid you NEVER have roaming fees!
thats 'awesome. next time im in the states i will get one of those plans for sure.
I think Schwab declined you because they couldn't verify a physical address. They require residency in the USA. There's other benefits to keeping a US residency including free emergency medical internationally with Medicare advantage, no motel or car fees when in America, and having a backup plan if something changes in the Philippines.
There are many options for banking and USA phone number. I chose the least cost option of using a Philippines bank and Google voice. But Thanks to you I enjoy Amazon shopping free of shipping costs.
Thanks for your channel Gio!
Could be
Is USAA/NFCU just for ATM withdrawals? Could I still use apps like Grab/GCash and Shoppe with just Wise?
Starting the process of making the move across the pond at the ripe ol' age of 54. Monday I will be applying for my passport and hoping to make a 30 day recon visit to cebu. Why Cebu... well they have bjj, muay thai and a Calvary Chapel church I can attend. This right here was my biggest concern... "how to have access to my funds". Also my sister will be my USA Home base for VA and address if I need anything. Thank you for your content to help make this happen.
What are your thoughts on doing my visa's here in the states once I am ready to make the move a permanent thing?
360 degrees? On hot day? You sure it's cooling you bro? 😅
I know what you are talking about Gio. Just rattling your cage
One of the best things about living in the Philippines is that it is mainly a Cash society..
Just use your debit card to access your cash...
Plan your larger purchases..
Only carry what you need...
Unless someone physically robs you. That is what you may lose.
Its simple and much safer than the electronic ways..
Just stck with simple and have more than one sources of money.
Gio, which is better Navy Federal or USAA?
I have both, but I think NFCU
@@GiointhePhilippines Thank you, I have Schwab now and will add NFCU as a backup
Seriously? You spend 20k pesoes per month for cash items? I spend 50k/mo for cash items but mostly on girls.
I pamper my wife but I’m not cheap. No less than $5000 US cash here monthly
im surprised you havent found Johnny Air Cargo in Woodville NY . They forward to the philippines , used them many times
I heard of them but use Traveling mailbox.
Got T-mobile. $135.00 a month, a can-do until, no problems
Hi Gio,
You explained why you keep a Philippine phone, but can you go over the advantages of also having a US phone?
Thanx,
Dan H
You don't need two phones. I use only one and it can do the calls for US and local since I have a biz account thru Verizon and a local Philippine account thru Smart communications here in the Philippines. Plus another option you can go with to call the US is go thru Viber with their international call plan of $4.00.
Hi Gio, I have also set up a phone with Wi-Fi Calling and of course no roaming. Are you keeping the US phone turned off and only turn it on when you need to get an OTP or make a call to the US? I've heard of conflicting info also regarding WiFi Calling and not being connected to an actual tower for an extended period of time, but don't have a definitive answer. Thanks.
Shoppe Ph has all same items?
Absolutely not. They have Asian stuff geard for the Asian market. Different brands too that you never heard of. Personally although the same stuff sold I'd go with Lazada thru their AZ mall section for security reasons and foolproof purchase guarantee policy.
Thanks for sharing your setup. I've found that using a Skype Number with the unlimited US plan gets the job done. Works over data/wifi, and you get unlimited calls and incoming text. ~$7/mo. App based, no sim needed.
Does it work with your bank? Do you get the bank security codes?
@@thinkforyourself9334 Banks are iffy - some will use an IP phone number some won't but security with banks is always getting stricter.
I compare Amazon to Lazada/Shoppe (for same item). Often one or the other is a better deal.
¿ how does the g-cash account work
In addition to the ATM fee does Schwab still reimburse the 1% Visa foreign transaction fee? Also fyi..in the US Mint Mobile which uses the TMobile network offers a 55+ plan for $15 a month and offers an unlimited international call/text over WIFI.
Perfect will be very interesting video, just for me/ just what i had to have to get some things clear. Thank you
Great to hear!
thanks, Gio for this video. I was going to use T Mobile also, but now I'm wondering about Tello. Seems the cost is about half of what T Mobile charges for the same service. did you look into that carrier. I'll be coming to the Philippines in feb, going to Iloilo to start my journey because the infrastructure, the bicycle lanes, and the cleanliness of the city appeals to me more than Cebu, which was my pick for over a year. I'm lucky I've been living a good life here in Texas, but now, being 74, I want to enjoy some relaxation and different way of living. I've been to Europe in my earlier years, now it's time to see what SE Asia has to offer. Also, I've heard that Charles Schwab won't let you have an account there if you don't carry a large balance or a US address. so many different phone plans, not sure which one I should use and if it will work with my bank here in Texas.
I ported my # over to Tello before I came back to the Phils; $15/month for 5gs of data + unlimited wifi calling and texts on my US#. Works well
No need to have a prime account? But does it still need to have a regular account though or not at all? Thnx for this informations that are very helpful Gio.
No prime needed but you need to create an account on Amazon.
For as Charles Schwab account you need a usa physical address.
Any reason (other than price) not to go with a Verizon International Plan?
Interesting, I went with their business phone option for $15 a month deal that allows me to make unlimited calls to the US via an app on my US purchased phone here in the Philippines. Also, there is another cheap alternative thru Viber international calling plan here for $4.00 that let's you call for hours.
Hey Gio i bought a Samsung A54 and it has dual sim cards. Its not their flagship phone but it is still a quality phone. I also use Tmobile wifi calling and text to get the codes that seem to be everywhere now. I am much happier not carrying two phones with me all the time. Hopefully only another 2 weeks or so here but when i come back i will be checking out that neck fan. I have something similar but it just a fan. I am interested in one that has an actual cooling feature. Take care
The Torres neck AC 2024 seems to be on Amazon for $124
Previous models yes, which are also good.
One of the best videos. Thanks for editing the screens in and showing what you are talking about. It really helped.
So Gio should I get an unlocked phone from the states, or wait till I get there to get an unlocked phone?
Definitely get a phone in the US if that is where you are coming from. All but Chinese phones are much more expensive here. So if you want a quality phone get it in the states or if you are ok with a Chinese phone that uses Huawei equipment in it. I personally bought a cheap realme phone in the beginning. After a while I decided to go ahead and pay for a Samsung on one of my trips home. It was $50 cheaper in the US
I have used Mint Mobile( T- mobile) almost 1 year with no problems. $15/month. I only use wifi calling and text/sms and 2FA and bank codes..I live in Thailand and purchased a Vivo V 23 (China made) phone with 2 physical sim slots so it holds my Mint sim and my Thai sim... Fortunately I took both phones back to USA when setting up the Mint account..my Samsung S22 Ultra wifi calling option disappeared and was no longer available on my phone so installed it on the Vivo phone and tossed the Samsung in the sock drawer!
Great video as always and hope the PEA thanked you for helping her get started etc !! hahah
Gio, for OTP, do you use data? Or Wifi?
Wifi
Hi Gio,
Why do you use a debit card instead of a credit card. In the US I avoid debit cards because they don't have the protections one gets with creit cards.
Both work here fine. WHO cares about little fees.
Gio get the navy federal credit cards one pays cash back 14% interest and the other card is 11% interest with a high credit limit with good credit
Very good idea!
With regard to Charles Schwab and the failure to launch, did you set up your account with a US or PI address? CS offers trading and investing for expats but only those living in certain foreign countries. Philippines is not one of those countries. Not sure why CS doesn't want to be involved with those living in PI but if you check out their website it does show what countries expats can live in and still invest with CS. Good video, please keep up the good work.
T mobile is great I lived in germany for over a year. I have the international with free texting and free wifi... i traveled to a bunch of different countries including Turkey and had free roaming along with text and wifi. Of course it was 25 cents a minute to call... however if you used the wifi base with WhatsApp there was no charge.
Subbed. Been curious about everything you covered. Looking forward to your other videos. I'll be retiring to the PI in fall 2025.
Hey Gio! I’m in L.A. where there is a PNB (Philippines National Bank). Do you think it would be wise to open an account here before moving to the Philippines???
good stuff
Does Duma still have constant brownouts ?
It's been a few months since I've experienced a brownout.
Gio, great informative about banking and phone plans for the Philippines 🇵🇭. I still haven't decided on which banking platform to use.
Is it ok for excessive use of using phone in wifi calling mode. I'm saying like if your on utube a lot.
A very nice and informative with great tips video sharing. Full support already& Best of luck po/Ned 👍👏👍
if you don't mind, how much to keep your TMobil line?
About $50
@@GiointhePhilippines thank you
I continue to collect $10,000+ per year from bank bonuses (banks pay you to open new accounts with them and deposit money). That hasn't changed at all since moving to PH. I use a US address on the app, IP address from PH and never turn on a VPN
After 3 years in South Korea and almost a year in PH, never had issues with text codes for my 25+ active open credit cards and the many bank accounts I've opened.
That being said, the T-mobile number is cheap insurance and I'll probably get the plan when I'm in the US.
@@wanderingdoc5075 >$10k/year!? Wow you really are churning those checking accounts and credit cards huh? You do any manufactured spending or anythin, or just make and/or spend a lot and take advantage of bonuses?
Good info. Thanks.
Problem is the poor selection of products when ordering overseas.
If Charles Schwab delcined me, the first thing I would check is my credit score and if thier are any glitches there. There could be a error in your financial history.
Could be.
Setting up a Amazon account, VPN on or off?
You don't need the VPN on
Gio,,, with regards to your Charles Schwab account, to my understanding after going up here locally and trying to open that account myself I found that you had to have a minimum of $25,000 in the account to open it and then there was other criteria’s you had to meet …
I chose not to open an account though I could I chose not to. I don’t want somebody controlling my money to the point where I have to have a certain amount of money in their bank. Hope this helps Andrew from Nashville, Tennessee