@@abcdefghijklmnopqrstuvwxyz1245 completely untrue. For a vast majority of people, having credit cards gives them a false sense of buying power and is often the entry point for them to get into never ending debt. IF you happen to be one of the select few who actually have the self control and ability to maintain discipline then sure credit cards can be helpful at helping you improve your fico score..
If you have bad credit and someone offers to give you credit, and you accept, you have just dumbed yourself down even further 😮
A better idea is dont use credit cards
Not. Having no credit is worst than having bad control of credit. Which is already really bad
@@abcdefghijklmnopqrstuvwxyz1245 completely untrue. For a vast majority of people, having credit cards gives them a false sense of buying power and is often the entry point for them to get into never ending debt. IF you happen to be one of the select few who actually have the self control and ability to maintain discipline then sure credit cards can be helpful at helping you improve your fico score..