I just did some calculating, can't help myself. You only have 27 x $30 payments left on Western Balkans. This takes you to being paid off the first week of July. Given your savings challenges goes towards it, you are not far away at all!! Well done!
Nice job friend, and Happy New Year! As you know, I'm in the US, but we would have to buy a new mail box. I'm sending you a challenge this year, so you need to fit it in somewhere eventually, and I want it to go towards your trips! I'm all about it!
Here is an idea for the Christmas challenge: Find the last ones so that you suffer less in the future! Not the very first 10 for example, but the last one!!
I love to watch you and Budget with mads in the UK. I was doing my cash stuffing and found myself saying pounds instead of dollars to myself. Lol You ladies are wearing off on me. I live in the US.😅
Ran to etsy and got my £5 challenge ordered, nice to follow along with you throughout the year x Happy New Year and cheers 🍻 to another year of saving/budgeting. I started last January and managed to fully fund a uk holiday + spending money for family of 5, fully fund Christmas and kids days and the odd treat for me. All cos I sorted our budget out and I feel like it sorted our lives out ❤ love you videos 🎉❤xx
I will be religiously checking your shop over the next week because im DESPERATE for a Christmas one, and always end up an hour out. Sometimes not even that before they sell out. It's also funny your brought up your flap..s.. I need a new one and no idea if you can get just the flap. X
For Ira’s scratch off, the save 10% of groceries…I think the idea would be to take £5 out of your grocery money and only give yourself £45 for the week versus budgeting an extra £5 to put in that challenge. Excited to see what cash stuffing looks like this year!! My budget is never complete/finalized as it changes all of the time. I get bored, and new things come up. Certainly have core things to cash stuff but pretty fluid with my budget when it comes to savings categories.
Happy New year Iris! Thanks to you and a couple of other youtube cash stuffers ive just had my 1st EVER debt free christmas! (At 42 no less!) Im planning on this year being my year for savings!! 🤞🏻🤞🏻🤞🏻🤞🏻
Still working on my binders for 2024, but have my budget for January finlized. Think I will try doing the 5 challenge with you this year.... $5 here in U.S. i will be counting throughout year and putting in the bank. I use prop money for my envelopes so I don't have much money in the house. Joyful, healthy, prosperous 2024 to you Iris. 🎉 23:41
My only knowledge about letter boxes, is that one protected against draughts, can significantly reduce heating bills! Savings from last £5 challenge were amazing so I'm looking forward to next years!
I went to an island in Croatia but landed in split June last year. It was absolutely gorgeous you’re going to love it as part of your trip. Me and my partner have booked Cape Verde for June this year and can’t wait 😁 great stuffing ❤️
Such a great idea, the £5 challenge! I love it. Brilliant, as always ❤. I have many New Year's resolutions😂, but I'm trying to focus on four for now. xx
Happy new year Iris 😊 Another great video and I am Glad you doing £5 challenge again is so much fun at the end of the year to found out how much you saved 😅💪 💗💙💗
Hey Iris. I don't do New year's resolution videos..cause like you I break them too😂.. But I did a reflection video called 27.40 Rule.. Which includes things I'd like to do and stop doing etc..
I'm about to start my own cash stuffing journey, have had a starling account for over a year and had no idea about the pots!!! How did I miss that?! Thank you for the heads up, queen!
21:55 I think what you’re meant to do with this one is like Monday you do Newcastle’s weather only Tuesday you do Bali’s weather only and so on for the week.
@@irisbudgets it’s INSANE 😂 we never get this much at once. If it only stops snowing I’m ok with the cold temperatures. They say -12 to -20 on Saturday. The good thing about cold weather is that the snow won’t turn into ice 😅😅
Buzzing you are listing nothing but Christmas binders in a week or so, I might have more of a chance 😂 Also just ran straight to Etsy to purchase a £5 challenge envelope and it looks like I’m too late 😢 will you be listing them again at some point? Great cash stuffing by the way and happy new year 🎉
Happy new year!🥳 love your channel, I have just started my own cash stuffing journey on RUclips, I was just wondering what you use to edit your videos? Thank you and hope you have an amazing 2024 🩷xx
Hi Charlotte, I just restocked on Sunday so it’ll be a couple of weeks. Not sure on a date yet as I have quite a few to make. If you are able to follow me on Instagram I post on my stories when they’re restocked xx
Do you hear random fireworks all NYE where you live? We hear people setting them off around the neighborhood all evening. I know it drives a lot of pets bonkers. I hope that if you did hear them that Mr. Bruno tolerated them ok!
I just did some calculating, can't help myself. You only have 27 x $30 payments left on Western Balkans. This takes you to being paid off the first week of July. Given your savings challenges goes towards it, you are not far away at all!! Well done!
Ooh thank you!! That’s not many! So looking forward to getting it done! X
Got lucky with the fresh start challenge. I remember we share a birthday. Very lucky having bdays in the beginning of the month x
Yes I think we are lucky! 😂😂
I love my Starling spaces 🙌 Great video 🥰
Omg me too!! Just wish they paid even more interest 😂
Fab video as always , I can’t wait to see your journey this year - class 👌💕
Thank you so much!!
Nice job friend, and Happy New Year! As you know, I'm in the US, but we would have to buy a new mail box. I'm sending you a challenge this year, so you need to fit it in somewhere eventually, and I want it to go towards your trips! I'm all about it!
Ah thanks Robin!! I shall! And happy new year to you too! Xx
Love watching your videos. I’ve started doing the £5 challenge. Fab video 🩷🩷
Wonderful! Good luck! X
Here is an idea for the Christmas challenge: Find the last ones so that you suffer less in the future! Not the very first 10 for example, but the last one!!
Ooh good idea Tomas!! I might try that! X
I love to watch you and Budget with mads in the UK. I was doing my cash stuffing and found myself saying pounds instead of dollars to myself. Lol You ladies are wearing off on me. I live in the US.😅
Aw thanks so much! So glad you enjoy them x
Ran to etsy and got my £5 challenge ordered, nice to follow along with you throughout the year x Happy New Year and cheers 🍻 to another year of saving/budgeting. I started last January and managed to fully fund a uk holiday + spending money for family of 5, fully fund Christmas and kids days and the odd treat for me. All cos I sorted our budget out and I feel like it sorted our lives out ❤ love you videos 🎉❤xx
Wow that’s amazing !! You’re doing amazing! It really does change your life I’m so glad I discovered it! And thanks so much! We will smash the £5!! ❤️
Great to see a new year of cash stuffing love the enveopes
Yes! Thank you! Xx
I will be religiously checking your shop over the next week because im DESPERATE for a Christmas one, and always end up an hour out. Sometimes not even that before they sell out.
It's also funny your brought up your flap..s.. I need a new one and no idea if you can get just the flap. X
Hahaha thank you! Christmas binders will be up within the hour! X
Love your videos 😊
Thank you!! 🙂🙂
Great video!
Thanks! ❤️❤️
For Ira’s scratch off, the save 10% of groceries…I think the idea would be to take £5 out of your grocery money and only give yourself £45 for the week versus budgeting an extra £5 to put in that challenge.
Excited to see what cash stuffing looks like this year!! My budget is never complete/finalized as it changes all of the time. I get bored, and new things come up. Certainly have core things to cash stuff but pretty fluid with my budget when it comes to savings categories.
Ah I see! Oh well never mind it’s done now!!
I get bored too and mine changes too. Best to switch it up so we stay consistent! Good luck! ❤️❤️🎉🎉
Love the video hun 🩵 Amazing stuffing as always really can’t wait to watch your savings grow this year 🩵
Thanks so much ! X
Fab video ❤
Thank you! X
Happy New year Iris! Thanks to you and a couple of other youtube cash stuffers ive just had my 1st EVER debt free christmas! (At 42 no less!) Im planning on this year being my year for savings!! 🤞🏻🤞🏻🤞🏻🤞🏻
Wow well done you that’s fabulous!! X
Great video 😢miss out on £5 challenge
More soon! X
Happy New Year Iris! Great video as always, I love listening to your voice. Your voice would be perfect for an audible book 😀
Omg you think so?? 😂😂lovely of you to say but I’m not sure 🤣
@@irisbudgets yes defo I would listen to it
Happy New Year - Great video ❤
Happy new year! Thank you! X
Still working on my binders for 2024, but have my budget for January finlized. Think I will try doing the 5 challenge with you this year.... $5 here in U.S. i will be counting throughout year and putting in the bank. I use prop money for my envelopes so I don't have much money in the house.
Joyful, healthy, prosperous 2024 to you Iris. 🎉 23:41
Well done Celeste that sounds like a fab plan!! Good luck and I wish you all the best for 2024! X
Omg I've lost my flap too 😂😂
Hahaha we need to sort our flaps out
❤ super video lovely holidays to look forward to.
Can’t wait thank you! X
Loved it as per usual, see ya next time Iris.
Thank you Pauline! ❤️❤️
Happy new year Iris 🥳❤
Happy new year to you too! X
Great start to 2024 Iris 👏
Late to the party for a £5 Challenging envelope so hopefully you’ll put more on there 🤞🏻xx
Yes I’ll release more soon! Thank you! X
My only knowledge about letter boxes, is that one protected against draughts, can significantly reduce heating bills! Savings from last £5 challenge were amazing so I'm looking forward to next years!
Yes thank you! I really need to replace it! X
I went to an island in Croatia but landed in split June last year. It was absolutely gorgeous you’re going to love it as part of your trip. Me and my partner have booked Cape Verde for June this year and can’t wait 😁 great stuffing ❤️
Ah that sounds fab!! So looking forward to Croatia! X
Happy new year mate
You too Lucy! X
Such a great idea, the £5 challenge! I love it. Brilliant, as always ❤. I have many New Year's resolutions😂, but I'm trying to focus on four for now. xx
Haha yes I think four is enough ! Good luck to you ❤️❤️
Happy new year Iris 😊
Another great video and I am
Glad you doing £5 challenge again is so much fun at the end of the year to found out how much you saved 😅💪
💗💙💗
Happy new year!! Yes I loved it last year had to do it again!! X
Those £5 envelopes are gorgeous. ❤
Thank you! X
Love your videos - your setup is so pretty ❤
Thank you! X
Hey Iris. I don't do New year's resolution videos..cause like you I break them too😂.. But I did a reflection video called 27.40 Rule.. Which includes things I'd like to do and stop doing etc..
Oooh I like that Gillian! X
Brilliant as usual ❤
Thank you ❤️❤️
❤
The hubby said you have to buy a letterbox, great video as always. Even managed to get £5 envelope x
Ah man, thought so 🤣 thank you!! ❤️❤️❤️
Oh no- blinking missed your £5 challenge envelope. ❤ xxx
Ah I’ll post more soon, I only listed 10 to see how they’d do xx
@@irisbudgets your stuff for like hot cakes lol 😂 xxx
I'm about to start my own cash stuffing journey, have had a starling account for over a year and had no idea about the pots!!! How did I miss that?! Thank you for the heads up, queen!
Ah brilliant! I think they’re great! X
Happy new year! 🎉
🎉
Happy New Year Iris 😊 best wishes from Ireland 🍀
Happy new year to you too! X
Not bothering with New Year's resolutions lol
Nah, pointless for me 😂
🧡
21:55 I think what you’re meant to do with this one is like Monday you do Newcastle’s weather only Tuesday you do Bali’s weather only and so on for the week.
Ah thanks !! that seems like a lot of work. I’m making my own rules up 🥴😂😂
@@irisbudgets you make my day. Every video I’ve seen I can’t help but chuckle 🤣
Aw thank you I’m so glad! ❤️❤️
Happy New Year!!!🎉🎉🎉
Thank you! ❤️ happy new year 🎉
Happy new year 🎉 x
Thank you! ❤️ happy new year 🎉
❤ good evening how are you doing today ❤Happy New years 🎉
Hi Latanya!! All good thank you. Hope you’re well and happy new year to you! 🎉🎉🎉
I’m jealous about your weather 😂. We’ve had 60-70 cm of snow the last 24 hours…. 😳😅 on top of what we had before. Even my big dogs are drowning 🤣
OMG that’s so much!! We would grind to a halt! Hope it warms up soon for you! ❤️❤️
@@irisbudgets it’s INSANE 😂 we never get this much at once.
If it only stops snowing I’m ok with the cold temperatures. They say -12 to -20 on Saturday. The good thing about cold weather is that the snow won’t turn into ice 😅😅
It sounds insane!! Hope you stay safe ! X
@@irisbudgets we do 🥰
Happy New Year 🎉 I don’t make resolutions either. 💕
Happy new year Deidre ❤️❤️
😊❤😊❤
Happy New Year Iris 🥳🍾🥂🎉🎊 I’ll be doing the £5 challenge this year. Will you be restocking the envelopes? Xx
Hi Claire yes more will be available in a few days! X
Buzzing you are listing nothing but Christmas binders in a week or so, I might have more of a chance 😂
Also just ran straight to Etsy to purchase a £5 challenge envelope and it looks like I’m too late 😢 will you be listing them again at some point?
Great cash stuffing by the way and happy new year 🎉
Oh no! Yes I’ll be listing more £5 challenges soon! Christmas binders will be up within the hour xx
Happy new year!🥳 love your channel, I have just started my own cash stuffing journey on RUclips, I was just wondering what you use to edit your videos? Thank you and hope you have an amazing 2024 🩷xx
Ah wonderful and good luck!! I use splice xx
How much do you sell your 10k for. Ever since you've shown the new one, I've been in love and would love to know a round about price to save for it
So the big one with 50 envelopes is £45, the condensed version is £27. I’ll be restocking them in a few weeks x
Please make some more £5 challenge envelopes ❤
Hi I will be restocking in a few days! 🙂
Would love to get one of your binders , what date roughly will they be released ? Xx 😊
Hi Charlotte, I just restocked on Sunday so it’ll be a couple of weeks. Not sure on a date yet as I have quite a few to make. If you are able to follow me on Instagram I post on my stories when they’re restocked xx
Where did you get your mortgage binder from , am going to Disney world in October and need this to save some extra spends xxx
Hi I make them and sell them on Etsy. I’ll be restocking this one in a few weeks xx
@@irisbudgets perfect thankyou I’ll keep my eyes open xxx
Can’t wait to see how much I can save this year 😁 £159.00 in challenges so far.
Class well done!! And continue to smash it!! 👊🏼👊🏼
I know the costs are going up. I was a whopping £1300 for car insurance 😭
I mean I’ve just passed my test but gosh I’m hoping it doesn’t go up 😢😢
OMG, that’s so much bless you. You’ll notice a difference when you start building no claims but that is a huge amount 😕
Do you hear random fireworks all NYE where you live? We hear people setting them off around the neighborhood all evening. I know it drives a lot of pets bonkers. I hope that if you did hear them that Mr. Bruno tolerated them ok!
Hi yes we had quite a few fireworks! He didn’t like them at all but he was fine. Just had to whack the tv up! X