The thing which saved me ten of thousands of dollars for college were CLEP and Dantes (DSST) tests. Cost roughly $100 a test and if you pass the test you get three college credits. These are accepted at thousands of colleges across the nation and offered in dozens of different subjects and areas. Great way to knock out your general education requirements. Shocked more people don't take advantage of these.
You didn't mention why people struggle to fill out FAFSA. Students don't magically have access to all the information it requires. Really sucks when you're dependent on other people to share information with you in order to qualify.
I was in that boat, and it was not a fun issue to deal with every year. My hope is that sharing this video could help parents and guardians understand how important filling out FAFSA is. -Paola
The loan system in the US sounds so shady. In Australia, we only start paying back the loan as part of the tax taken out of our income, so it never exceeds some small percentage of the money you earn. Get a good job, it will pay itself off even faster. Get no job, you never get penalised for not paying it back.
Don't forget about National Merit, AKA the automatic full ride! This is how I got a scholarship that pays full tuition for my bachelor's AND master's degrees, my housing, my meal plan, helps with textbooks, and is even paying for me to study abroad!!! This is one thing I've never seen mentioned on a college scholarships video; if you attend a public high school (if you don't, talk to your guidance counselor) in the United States, you will take a test called the PSAT/NMSQT in the Fall of your Junior year. Your school might tell you that it's just to prepare for the SAT, but don't be fooled, it could easily be the most important test of your life. Every year, the top 1% of scorers on that test, about 16,000 students every year, are named National Merit Semifinalists. From there, most will become finalists (don't worry about the exact term, that'll take care of itself). Once you are a finalist, you will have an automatic full-ride offer from over 25 well-known schools, and other massive scholarship offers from dozens and dozens more. While 1% may seem rare, most of the students who get this designation don't realize that they have full-ride offers. So, if you're a high-achieving student and a good test-taker, study study study for your PSAT! You could win the college scholarship lottery!!!
Easiest hack: Learn French, Italian, Spanish or German during high school and then attend University in France, Italy, Spain or Germany paying minimal fees (
Cost of living still offset it pretty quickly compared to in-state tuition in most state schools. Most European countries won't give you work authorization or access to low interest loans so funding cost of living is also a major problem.
Don't forget that some trades/2 year programs not only lead to credits that transfer into 4 programs but also can lead to certifications that can result in higher paying part-time jobs. I did that. My niece got a med tech license before going into nursing and my son got an accounting certification before going into business. Both graduated debt free and, thanks to experience, with a job.
FASFA is still ridiculous to me. Unless you’re married, have a child, or some other specific circumstance; you are under you’re parents for FASFA until you’re 24 (even if you live on your own and are an independent, have your own job etc). A lot of students don’t see the unrealistic EFC they decide, but are still written off as not having much need. If your EFC is unreflective, talk to the financial aid advisor at your school; often then will try and help you out. I received left over grant money the state gave, since they have more leniency to who they can give it to- after they cover those with low EFC. … I still don’t understand why FASFA changed from 1992 when if you were self-sufficient for 2 years you were considered independent 😒 Hopefully the upcoming Fasfa changes will be more beneficial though.
Wow, US College is a total scam. I'm in a 2 year AME program. I pay $1800 tuition and $3500 for residence. Zero internet fees, zero building maintenance fees, zero health care fees, zero every other fee you can think of save for what I spend for the food I eat and the gas I buy. And I have companies lined up outside the campus handing out leaflets to students 18 months before they graduate. 100% of my graduating class had job offers in the aviation industry 8 months prior to graduation. If you're not getting that in the USA, you need to move to another country.
-Use the FREE career services in the university to learn exactly who you can work for with your degree -Look into scholarships at your high school too, and even some related to your town/city. The "unique marginal group" type of scholarships are everywhere, especially ones related to women in engineering. -Get internships that are related to your field in the summers between semesters. If your college is good, they would have a "co-op" program, where the university partners with companies to help send its students there multiple semesters in a row. You graduate with work experience, and you literally pay for your tuition while you're in school.
as long as enough people are paying those horrendous costs, the system will not change. You can easily see that (almost) free education works in Europe.
For real. I'm "glad" that someone made advice on how to navigate the hellscape of education in America, but it also should be a highlight of how the system is bad, wrong, and harmful to people except private profit holders. We can do better and we need to demand better.
Honestly we're just waiting for enough of the boomer-aged conservatives to die off so we can vote in some more progressive politicians to hopefully fix some shit.
I hope you’ll continue with and episode about grad school! I’m a junior and no one close to me has ever gone beyond undergrad but I might be interested in pursuing that path. It would be SO helpful
Honestly, biggest problem with scholarships is that I fall into what I call 'the middle zone'. I don't qualify for need based ones since my parents make too much (even tho my efc is non-existent) and I don't stand out on academic and essay based ones just because I got a B once. Plus, I am white, not the first to go to college in my family, am not associated with the military, and not disabled, so it takes out those scholarships.
as a Canadian going to school in Canada I watched this out of pure curiosity and uhhhh Americans are y’all ok?? this seems incredibly complicated and so expensive
im a sophmore in college. And rn, i owe them 1.4K since freshman year. I have to pay $365 twice a month. It helps that I go to a Community College and Fafsa helped pay $7K, i still owe em 1.4K. I have a job that pays me $20/hr but is 3 hours for 4 days and monthly pay. The school im in dropped me out of the classes I registered for, but now Im scared that I cant go to school unless all 1.4K is paid. Rn the financial aid office is close atm i am writing this.
If you live in Florida, BRIGHT FUTURES!!! I cannot stress this enough. Sure it might take more work to get the right test scores etc. but you can get 100% tuition payed for public universities with no loans, plus it’s not need based
Is there going to be an episode on student housing options? ( types of dorms, fraternities and sororities, etc?) as well as all the “living” that occurs outside the classroom( what if I get hurt or sick and need medical attention? Meal plans?)
Work during what time? Time you could otherwise be WORKING on study and skills and education. All your doing is robbing Peter to pay Paul. "Want to save money attending college? Just work a job to earn money during that time so that everything is harder and more stressful and even less time to be a human being." ... Your advice is only good because of the horrible nature of the education system in America and the underpayment of wages. My advice? Get a good education and pace yourself and learn skills that are useful then apply for jobs that demand those higher skills and then earn at LEAST 4 times what you would have made during the time you worked low paying jobs during your college years. If your already in college spend that time making connections and social understandings of power dynamics in your culture space. Don't spend your time locked in a service job at a coffee shop just to make sure you can have a little less debt from your college tuition. It's like your ignoring what going to college was even supposed to theoretically do (get you a better higher paying job to justify taking on the loan debt.)
Here is some information I would like to add as a first-generation student. Please take this as a brief guide than a concrete wording as policies can change: FAFSA , AP Courses, and the Pell Grant If you're looking into college as an undergrad and you are worried about funding please look into your local community colleges first. Through FAFSA, you can get the Federal Pell Grant which can provide a financial aid amount that often will cover tuition for community colleges and give you some money left over to buy supplies you may need. I saved massive amounts in loans compared to other collegues I knew who went to a private for the same level of a degree. Community colleges are a really awesome place to get your footing, check for scholarships, and you can see their transfer programs to other colleges if they do not have your degree. I did a transfer program which ensured my credits transfered based on their articulation agreement, and minimized my tuition payments in the long run for my Bachelors. If youre going to do an AP course, make sure it transfers to the school you want to go to before going through the effort. Some schools also give the option to do dual-enrollment, which I personally suggest more as you are directly getting college credits that have Concerning filing out the FAFSA if you need. Remember that FAFSA is free to apply, and to ask your Financial Office for deeper and up to date information if you are having issues filling it out. Generally if you are not working you can be claimed by your parents as a dependent, and their tax info would go into FAFSA. If you are, check Publication 501 on the IRS website to see the amount you can make before you have to file as independent, thus requiring you to put your taxes in for FAFSA. (For Law School, which I am doing right now, you will need to file as independent by that point. ) Again, you should visit the Financial Office just for a meeting to make sure everything is filled out! Visiting school departments can save a lot of headaches you would have if you had to try and call or email them to explain issues you come across. For more information, FAFSA gov has a guide to Federal Pell Grants. If you have not yet, I suggest just having a folder just for organizing your financial aid documents and your credit progress. Scholarships You can check FastWeb, Scholarships, among others to see what is available. DoSomething is great if you are just graduating and have a passion for current issues. I got $1k doing one of their surveys on why voting is important as an example. Check your local library! There is a variety of community scholarships available, espeically for STEM majors. They may have the "The Ultimate Scholarship Guidebook" by Gen and Kelly Tanabe. If they don't you may be able to request it or get it via interlibrary loan. That book in particular has a great introduction I think most people should read before starting their search, and they have categories of scholarships that go from background to major focuses. Attending College Without a Major If you can attend a college with the Pell Grant paying for it I definitely would give it a try. Most of the students I went to class with were unsure what they wanted to do when pursuing their Associates and Bachelors. Even when I transfered to what would be seen as an Ivy School people had the same challenges. It is fully alright to attend college when you are not 100% set with a major in mind. You will have enough elective slots+ the core classes to get new perspectives and ideas to help you figure out what makes you happy and what you want to do for a career. Many colleges have career prep and graduate prep for that reason, and you should set up appointments with them to help you learn what track you may want to do. I have known people who switch from a JD to a History PhD and people who go from Mathematics as a BA and go to a JD not in Tax Law. The BA/BS is there to really help you figure out those long term questions, and it really is an exciting experience. Trade schools are also of course a great option that some community colleges offer, such as welding or automotive. I am wanting to make a video on this since I did make actual guide on this before with a timeline, so I will probably make that soon. I hope this helps for anyone readings and this was a great video as it is difficult to have discussions about this topic without getting a bit lost in the weeds.
These things are crucial for a lot of kids who are first-gen students. A lot of people have a head start with knowing these things because they have guidance from parents or siblings.
Don't i wish this video had existed when i was getting ready to go to college 4 years ago. I didn't get much of anything from my fafsa, despite my parents+myself being quite poor, and i had no clue how i could come up with the massive remaining sum i had to pay, given that neither i nor my parents had very good credit for a loan. So i just gave up on going to the schools i got into
NEVER TAKE OUT A STUDENT LOAN. So what I did is pell grant with a CC, and go for a 2x2 degree. So half of a BS is done in a CC. Then go for scholarships and other things if possible. Vocational rehab helped a bit. Also, use remote as much as possible. Like take as many classes online (if you can try to do the entire degree online), live with family if possible, and use programs to help. I had to opt out of student loans and when I threaten if I had to take it out to pay then I would quit. The school magically found scholarships to cover my classes and books Again, never take out a loan. This video is a joke in even recommending you to take out one at all.
Should included examples. I used my GI bill and had my employer cover my tuition and books. Yes I had to work 40 hours a week and was taking 12 to 15 credit hours. But I recently degree debt free. Actually I made money going to school. My total degree cost about 35k which now let me earn 100k. My coworker took out about 150k in loans to make the same amount. Also they didn't cover start working in high-school and saving up money.
Solution: live in a country that doesn't refuse to pass sensible regulations on what colleges can charge for tuition, doesn't allow predatory lenders to loan literal children tens of thousands of dollars they'd struggle to pay back even without the insane interest rates, and does have some kind of publicly funded post-secondary education.
I worked as a bookstore keyholder and distribution company supervisor for the entire time I worked on my first degree. I worked EVERY weekend and four, sometimes five days on the weekday (I sometimes got Tuesdays off). I then worked at a library as a clerk and reference desk clerk while working on my second degree. I refuse to ever work with the public again as they were terrible decades ago and have only become much, much worse. I have a disabled elderly parent I must care for while working on my third degree and two Masters (I refuse to work with ANY conservative and will only work in academic fields with other highly educated, liberal academics. I already completed the FAFSA but need to register for courses. Things will be VERY tough, but I ONLY work in education-related fields I believe in, and I am currently being blocked from that.
And while searching how to pay for college, also fight this criminal sistem. "we want bread, freedom, love, and science for everybody" Errico Malatesta
Foreign brown dude from South Asia interested in studying in North America My parents weren't prepared for the finances and I'm supposed to start university next January. No money don't know what to do Hope this helps
consider studying somewhere else (or at least consider Canada) - I think going international might be good but the US system is really baaad.. Depending on what you are interested in studying there is some internation program all over europe that can grant you a great education for less cost* (because you don't have to support a university football team and the school don't always depend on making a profit). Some places like Norway and Denmark you might be able to apply for study support($1000ish a month) if you work 10 hours a week. I get that american schools are prestigious - but they mostly are so because they have put up the parameters of what a 'good' school is. *just looked up some european schools they generelly cost around $5000 to $15000 while the website i looked at claimed that american schools cost from $15000 to $66000 a year.
I learned about Fasfa from research and an advisor as was just never mentioned as an option. It was definitely a mission and a half to figure out how to how to fill it out especially when needed my parents information, having to prove I'm independent and not getting help from them was a task in itself but now I'm an expert and adult no longer needing that information. So I use this knowledge to help my husband so he can have help paying for college this is something I think most should fill out. It's a need.
We’re back from Part 1, yees. ☺️ I was placed on a verification process automatically because my parents are married(!) and it required information that I wasn’t able to provide. Regardless of communicating with the school (I was 17 at the time as well : going alone practically for follow ups), I wasn’t therefore given any funds by the school, even though FAFSA was completed and everything else successfully on the grant process : I ended up having $2.3k debt (for all online/distance learning classes back in 2018: I even removed certain classes on time: was struggling to have the school provide for the awarded grants for a delay unfortunately) & placed it politely on hold since. - Felt to ask in advance, [paused at 3:39] could this balance be modified or waived? I’ve asked if payment plans could even be made but it’s completely not accepted & would require allegedly… paying in full to continue [an education with said school], and then of course reapplying for grants/FAFSA & going through the same process… Which doesn’t really seem to lead to positive results. | I’ve tried multiple alternative options throughout the years. *
How to pay for college: simple Just study very very well and participate in every respectable contest then try and get a chance for a free attendance It helps you to get to college ready and save yourself from the loans
I'm trying to attend university in Japan, which looks like it will be under $20,000 altogether. I'm terrified I won't be good enough to get in. I don't want to go to school here in America. They're raging indocrination camps, not schools. I'm terrified the school I want to go to won't take me because I'm going to be a transfer student.
The high prices of school is gonna create a career problem. If you think it takes forever for a doctor apointment now my generation in their 40s is cooked
Most of the degrees are a scam and the admins know it. Please, do not go for a degree unless you know what you want and in order to get it, you NEED a diploma.
Military needs to get their shit together before they can start teaching people anything. The discipline and quality has really degraded. Saw it first hand and it's only gotten worse since the five years since I've been out.
"Don’t give your money to the indoctrination factories." - sounds like you have issues. And if someone does go to college and successfully gets a degree, it is highly likely they will do better (financially) than if they didn't.
The thing which saved me ten of thousands of dollars for college were CLEP and Dantes (DSST) tests. Cost roughly $100 a test and if you pass the test you get three college credits. These are accepted at thousands of colleges across the nation and offered in dozens of different subjects and areas. Great way to knock out your general education requirements. Shocked more people don't take advantage of these.
You didn't mention why people struggle to fill out FAFSA. Students don't magically have access to all the information it requires. Really sucks when you're dependent on other people to share information with you in order to qualify.
I was in that boat, and it was not a fun issue to deal with every year. My hope is that sharing this video could help parents and guardians understand how important filling out FAFSA is. -Paola
Yeah same. Filling it out every year was rough
The loan system in the US sounds so shady. In Australia, we only start paying back the loan as part of the tax taken out of our income, so it never exceeds some small percentage of the money you earn. Get a good job, it will pay itself off even faster. Get no job, you never get penalised for not paying it back.
Don't forget about National Merit, AKA the automatic full ride! This is how I got a scholarship that pays full tuition for my bachelor's AND master's degrees, my housing, my meal plan, helps with textbooks, and is even paying for me to study abroad!!!
This is one thing I've never seen mentioned on a college scholarships video; if you attend a public high school (if you don't, talk to your guidance counselor) in the United States, you will take a test called the PSAT/NMSQT in the Fall of your Junior year. Your school might tell you that it's just to prepare for the SAT, but don't be fooled, it could easily be the most important test of your life. Every year, the top 1% of scorers on that test, about 16,000 students every year, are named National Merit Semifinalists. From there, most will become finalists (don't worry about the exact term, that'll take care of itself). Once you are a finalist, you will have an automatic full-ride offer from over 25 well-known schools, and other massive scholarship offers from dozens and dozens more. While 1% may seem rare, most of the students who get this designation don't realize that they have full-ride offers. So, if you're a high-achieving student and a good test-taker, study study study for your PSAT! You could win the college scholarship lottery!!!
Easiest hack: Learn French, Italian, Spanish or German during high school and then attend University in France, Italy, Spain or Germany paying minimal fees (
Depends on your high school, the worse ones probably don't prepare you enough for MINT
Cost of living still offset it pretty quickly compared to in-state tuition in most state schools.
Most European countries won't give you work authorization or access to low interest loans so funding cost of living is also a major problem.
Mine only had French and Spanish
that's great for people looking to move far away from home! i wish more people did that, because it's best for some, but they just don't know.
Aren’t international (foreign) student fees really expensive?
Don't forget that some trades/2 year programs not only lead to credits that transfer into 4 programs but also can lead to certifications that can result in higher paying part-time jobs. I did that. My niece got a med tech license before going into nursing and my son got an accounting certification before going into business. Both graduated debt free and, thanks to experience, with a job.
FASFA is still ridiculous to me. Unless you’re married, have a child, or some other specific circumstance; you are under you’re parents for FASFA until you’re 24 (even if you live on your own and are an independent, have your own job etc). A lot of students don’t see the unrealistic EFC they decide, but are still written off as not having much need. If your EFC is unreflective, talk to the financial aid advisor at your school; often then will try and help you out. I received left over grant money the state gave, since they have more leniency to who they can give it to- after they cover those with low EFC.
… I still don’t understand why FASFA changed from 1992 when if you were self-sufficient for 2 years you were considered independent 😒 Hopefully the upcoming Fasfa changes will be more beneficial though.
Wow, US College is a total scam.
I'm in a 2 year AME program. I pay $1800 tuition and $3500 for residence. Zero internet fees, zero building maintenance fees, zero health care fees, zero every other fee you can think of save for what I spend for the food I eat and the gas I buy. And I have companies lined up outside the campus handing out leaflets to students 18 months before they graduate. 100% of my graduating class had job offers in the aviation industry 8 months prior to graduation.
If you're not getting that in the USA, you need to move to another country.
-Use the FREE career services in the university to learn exactly who you can work for with your degree
-Look into scholarships at your high school too, and even some related to your town/city. The "unique marginal group" type of scholarships are everywhere, especially ones related to women in engineering.
-Get internships that are related to your field in the summers between semesters. If your college is good, they would have a "co-op" program, where the university partners with companies to help send its students there multiple semesters in a row. You graduate with work experience, and you literally pay for your tuition while you're in school.
as long as enough people are paying those horrendous costs, the system will not change. You can easily see that (almost) free education works in Europe.
For real. I'm "glad" that someone made advice on how to navigate the hellscape of education in America, but it also should be a highlight of how the system is bad, wrong, and harmful to people except private profit holders. We can do better and we need to demand better.
Of course free education works, even in low income countries.
in France the cost of university is near to 300€..
Whish a lot of strength for American students, guys they are literally thieving yu
Honestly we're just waiting for enough of the boomer-aged conservatives to die off so we can vote in some more progressive politicians to hopefully fix some shit.
I hope you’ll continue with and episode about grad school! I’m a junior and no one close to me has ever gone beyond undergrad but I might be interested in pursuing that path. It would be SO helpful
The best advice I ever got was to choose financial aid over prestige.
Honestly, biggest problem with scholarships is that I fall into what I call 'the middle zone'. I don't qualify for need based ones since my parents make too much (even tho my efc is non-existent) and I don't stand out on academic and essay based ones just because I got a B once. Plus, I am white, not the first to go to college in my family, am not associated with the military, and not disabled, so it takes out those scholarships.
as a Canadian going to school in Canada I watched this out of pure curiosity and uhhhh Americans are y’all ok?? this seems incredibly complicated and so expensive
What a sad title.
im a sophmore in college. And rn, i owe them 1.4K since freshman year. I have to pay $365 twice a month. It helps that I go to a Community College and Fafsa helped pay $7K, i still owe em 1.4K. I have a job that pays me $20/hr but is 3 hours for 4 days and monthly pay. The school im in dropped me out of the classes I registered for, but now Im scared that I cant go to school unless all 1.4K is paid. Rn the financial aid office is close atm i am writing this.
If you live in Florida, BRIGHT FUTURES!!! I cannot stress this enough. Sure it might take more work to get the right test scores etc. but you can get 100% tuition payed for public universities with no loans, plus it’s not need based
Is there going to be an episode on student housing options? ( types of dorms, fraternities and sororities, etc?) as well as all the “living” that occurs outside the classroom( what if I get hurt or sick and need medical attention? Meal plans?)
Advice: work while attending college. It's good for your resume, and it saves money when you're not taking out a loan to pay for life expenses.
Work during what time? Time you could otherwise be WORKING on study and skills and education. All your doing is robbing Peter to pay Paul.
"Want to save money attending college? Just work a job to earn money during that time so that everything is harder and more stressful and even less time to be a human being."
... Your advice is only good because of the horrible nature of the education system in America and the underpayment of wages.
My advice? Get a good education and pace yourself and learn skills that are useful then apply for jobs that demand those higher skills and then earn at LEAST 4 times what you would have made during the time you worked low paying jobs during your college years. If your already in college spend that time making connections and social understandings of power dynamics in your culture space. Don't spend your time locked in a service job at a coffee shop just to make sure you can have a little less debt from your college tuition.
It's like your ignoring what going to college was even supposed to theoretically do (get you a better higher paying job to justify taking on the loan debt.)
How is anyone supposed to pay for 300k college
im about to move to europe this is too much
What an insane and inhumane system. Regards from Germany.
That's the neat part - you can't!
We will be forever grateful if you do a video for us International students 😁
Here is some information I would like to add as a first-generation student. Please take this as a brief guide than a concrete wording as policies can change:
FAFSA , AP Courses, and the Pell Grant
If you're looking into college as an undergrad and you are worried about funding please look into your local community colleges first. Through FAFSA, you can get the Federal Pell Grant which can provide a financial aid amount that often will cover tuition for community colleges and give you some money left over to buy supplies you may need. I saved massive amounts in loans compared to other collegues I knew who went to a private for the same level of a degree. Community colleges are a really awesome place to get your footing, check for scholarships, and you can see their transfer programs to other colleges if they do not have your degree. I did a transfer program which ensured my credits transfered based on their articulation agreement, and minimized my tuition payments in the long run for my Bachelors.
If youre going to do an AP course, make sure it transfers to the school you want to go to before going through the effort. Some schools also give the option to do dual-enrollment, which I personally suggest more as you are directly getting college credits that have
Concerning filing out the FAFSA if you need. Remember that FAFSA is free to apply, and to ask your Financial Office for deeper and up to date information if you are having issues filling it out. Generally if you are not working you can be claimed by your parents as a dependent, and their tax info would go into FAFSA. If you are, check Publication 501 on the IRS website to see the amount you can make before you have to file as independent, thus requiring you to put your taxes in for FAFSA. (For Law School, which I am doing right now, you will need to file as independent by that point. ) Again, you should visit the Financial Office just for a meeting to make sure everything is filled out! Visiting school departments can save a lot of headaches you would have if you had to try and call or email them to explain issues you come across.
For more information, FAFSA gov has a guide to Federal Pell Grants.
If you have not yet, I suggest just having a folder just for organizing your financial aid documents and your credit progress.
Scholarships
You can check FastWeb, Scholarships, among others to see what is available. DoSomething is great if you are just graduating and have a passion for current issues. I got $1k doing one of their surveys on why voting is important as an example.
Check your local library! There is a variety of community scholarships available, espeically for STEM majors. They may have the "The Ultimate Scholarship Guidebook" by Gen and Kelly Tanabe. If they don't you may be able to request it or get it via interlibrary loan. That book in particular has a great introduction I think most people should read before starting their search, and they have categories of scholarships that go from background to major focuses.
Attending College Without a Major
If you can attend a college with the Pell Grant paying for it I definitely would give it a try. Most of the students I went to class with were unsure what they wanted to do when pursuing their Associates and Bachelors. Even when I transfered to what would be seen as an Ivy School people had the same challenges. It is fully alright to attend college when you are not 100% set with a major in mind. You will have enough elective slots+ the core classes to get new perspectives and ideas to help you figure out what makes you happy and what you want to do for a career. Many colleges have career prep and graduate prep for that reason, and you should set up appointments with them to help you learn what track you may want to do. I have known people who switch from a JD to a History PhD and people who go from Mathematics as a BA and go to a JD not in Tax Law. The BA/BS is there to really help you figure out those long term questions, and it really is an exciting experience. Trade schools are also of course a great option that some community colleges offer, such as welding or automotive.
I am wanting to make a video on this since I did make actual guide on this before with a timeline, so I will probably make that soon.
I hope this helps for anyone readings and this was a great video as it is difficult to have discussions about this topic without getting a bit lost in the weeds.
This is very basic info that everyone should already know. But very useful for those who have no idea where to start so thank uou
These things are crucial for a lot of kids who are first-gen students. A lot of people have a head start with knowing these things because they have guidance from parents or siblings.
Imagine you're 19 though
Don't i wish this video had existed when i was getting ready to go to college 4 years ago. I didn't get much of anything from my fafsa, despite my parents+myself being quite poor, and i had no clue how i could come up with the massive remaining sum i had to pay, given that neither i nor my parents had very good credit for a loan. So i just gave up on going to the schools i got into
Glad i live in a country where it is free
NEVER TAKE OUT A STUDENT LOAN.
So what I did is pell grant with a CC, and go for a 2x2 degree. So half of a BS is done in a CC. Then go for scholarships and other things if possible. Vocational rehab helped a bit.
Also, use remote as much as possible. Like take as many classes online (if you can try to do the entire degree online), live with family if possible, and use programs to help.
I had to opt out of student loans and when I threaten if I had to take it out to pay then I would quit. The school magically found scholarships to cover my classes and books
Again, never take out a loan. This video is a joke in even recommending you to take out one at all.
Should included examples. I used my GI bill and had my employer cover my tuition and books. Yes I had to work 40 hours a week and was taking 12 to 15 credit hours. But I recently degree debt free. Actually I made money going to school. My total degree cost about 35k which now let me earn 100k. My coworker took out about 150k in loans to make the same amount.
Also they didn't cover start working in high-school and saving up money.
woah congrats
The rising costs of college is undoubtedly structural.
Solution: live in a country that doesn't refuse to pass sensible regulations on what colleges can charge for tuition, doesn't allow predatory lenders to loan literal children tens of thousands of dollars they'd struggle to pay back even without the insane interest rates, and does have some kind of publicly funded post-secondary education.
Oh.
So not really a option if you're born poor here. Cool. Most countries don't let you immigrate without a degree. Which you need money to get. Lul.
I worked as a bookstore keyholder and distribution company supervisor for the entire time I worked on my first degree. I worked EVERY weekend and four, sometimes five days on the weekday (I sometimes got Tuesdays off). I then worked at a library as a clerk and reference desk clerk while working on my second degree. I refuse to ever work with the public again as they were terrible decades ago and have only become much, much worse. I have a disabled elderly parent I must care for while working on my third degree and two Masters (I refuse to work with ANY conservative and will only work in academic fields with other highly educated, liberal academics. I already completed the FAFSA but need to register for courses. Things will be VERY tough, but I ONLY work in education-related fields I believe in, and I am currently being blocked from that.
And while searching how to pay for college, also fight this criminal sistem.
"we want bread, freedom, love, and science for everybody" Errico Malatesta
community college! saved me 30K. don't forget that underused resource.
Foreign brown dude from South Asia interested in studying in North America
My parents weren't prepared for the finances and I'm supposed to start university next January.
No money don't know what to do
Hope this helps
Head to Europe instead. Schools are just as good, and they cost way less.
consider studying somewhere else (or at least consider Canada) - I think going international might be good but the US system is really baaad.. Depending on what you are interested in studying there is some internation program all over europe that can grant you a great education for less cost* (because you don't have to support a university football team and the school don't always depend on making a profit). Some places like Norway and Denmark you might be able to apply for study support($1000ish a month) if you work 10 hours a week.
I get that american schools are prestigious - but they mostly are so because they have put up the parameters of what a 'good' school is.
*just looked up some european schools they generelly cost around $5000 to $15000 while the website i looked at claimed that american schools cost from $15000 to $66000 a year.
I learned about Fasfa from research and an advisor as was just never mentioned as an option. It was definitely a mission and a half to figure out how to how to fill it out especially when needed my parents information, having to prove I'm independent and not getting help from them was a task in itself but now I'm an expert and adult no longer needing that information. So I use this knowledge to help my husband so he can have help paying for college this is something I think most should fill out. It's a need.
Thank you for this!
Step One: Be born into a rich white family.
Yay! You did it!
Can you do financing strategies for International Students? I got into a great school and I can't afford it :')
You guys pay for college 😳😳😳 we don't 🙂✌️
GI Bill solves this problem, 100%. Good push for Trade school.
The title alone makes me depressed.
Very good video thank you , i need your help a little later trying to find funds for my Daughter in BU NY thanks
USA problems
You guys need to an episode on Parsimony, history, practice, ect.
The fact that non-citizen aren’t eligible for FAFSA is sad 😔
The fact this is a question shows America is not a first world country
the captions near the end of the video don't match up, would appreciate an edit
what if someone recieves little to no aid from fafsa bc on paper there is more than what is the reality????
Out of pocket for me, no diploma 🤕
How much does FAFSA gives in all?
Just move to Norway and get it for free.
We’re back from Part 1, yees. ☺️
I was placed on a verification process automatically because my parents are married(!) and it required information that I wasn’t able to provide. Regardless of communicating with the school (I was 17 at the time as well : going alone practically for follow ups), I wasn’t therefore given any funds by the school, even though FAFSA was completed and everything else successfully on the grant process : I ended up having $2.3k debt (for all online/distance learning classes back in 2018: I even removed certain classes on time: was struggling to have the school provide for the awarded grants for a delay unfortunately) & placed it politely on hold since. - Felt to ask in advance, [paused at 3:39] could this balance be modified or waived?
I’ve asked if payment plans could even be made but it’s completely not accepted & would require allegedly… paying in full to continue [an education with said school], and then of course reapplying for grants/FAFSA & going through the same process… Which doesn’t really seem to lead to positive results. | I’ve tried multiple alternative options throughout the years. *
The International student scene is soo much worse, and I had no idea that costs would be so much before applying to USA.
Step 1: don't live in rhe USA.
step 1: live in canada
step 2:
sept 3:
Literally anywhere but the US
For real I made good money going to school, like $30k a year
Richest country in the world can't even give their kids a free college education. SMH
College is an investment and there is no bankruptcy
I know you're trying for a positive spin here but this video is just depressing and frustrating.
I went to a community College for 6 years lmao
How to pay for college: simple
Just study very very well and participate in every respectable contest then try and get
a chance for a free attendance
It helps you to get to college ready and save yourself from the loans
A crash course on how to pay for education is one of the saddest things I've seen today.
Laughs in European. 0$ tuition.
I'm trying to attend university in Japan, which looks like it will be under $20,000 altogether. I'm terrified I won't be good enough to get in. I don't want to go to school here in America. They're raging indocrination camps, not schools. I'm terrified the school I want to go to won't take me because I'm going to be a transfer student.
The high prices of school is gonna create a career problem. If you think it takes forever for a doctor apointment now my generation in their 40s is cooked
So much bull💩, college should be free, and federal student debt should be forgiven, make it happen America 🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸
Most of the degrees are a scam and the admins know it. Please, do not go for a degree unless you know what you want and in order to get it, you NEED a diploma.
but doesn't like every good pay job, let's say 45k or above, basically require a diploma, like unless it's trucking or something
1) Be a wage slave.
Just apply for an ROTC scholarship or go to a military academy
Military needs to get their shit together before they can start teaching people anything. The discipline and quality has really degraded. Saw it first hand and it's only gotten worse since the five years since I've been out.
** How I payed for college **
Step 1: Live in Norway
The end
hi i love the video can you do a video for undocumented students
Pay for college by not going. Learn a skill to be more independent and marketable. Don’t give your money to the indoctrination factories.
"Don’t give your money to the indoctrination factories." - sounds like you have issues. And if someone does go to college and successfully gets a degree, it is highly likely they will do better (financially) than if they didn't.
Like churches. People give 10% of their income to "God" and go to a place where they're made to feel guilty to be told how to think.
how to pay for college: have parents who can pay for it 🥲👍