Bajaj Finance & Kotak Bank: 50% potential returns (Why I'm buying) | Akshat Shrivastava
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- Опубликовано: 25 апр 2024
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Building more positions in these stocks - because they are FUNDAMENTALLY strong.
Watch the video till the end to understand the analysis:)
PLEASE NOTE: THIS IS NOT AN INVESTMENT ADVICE. PLEASE DO YOUR OWN DUE DILIGENCE
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I dont know why but its charging me Rs. 199 per month 😐
verified PnL link not working...
Verified pnl not working Bro.. @akshatzayn
My credit card got expired so the membership was ended as it couldn't process . Last one week i was trying to save the new card ., but it was showing some errors . Atlast the card is saved but it shows in first screenshot to add the debit/credit card . After adding it it asks me to complete the purchase by displaying again add payment method . In third screenshot it displays my credit card number and asks whether i want to change the payment method .
I really dont know how to proceed further . How to renew the membership ? As it displays will the membership start only on 26th May , the billing date ? . Tried to mail to u , but as ur mail box is full it got returned
Pls help me to renew the membership
Don’t just blindly go by the recommendations from these influencers, see how many people have benefitted/profited from his recommendations. He loads up the stocks and will exit when his followers starts to buy. Has he made any video when he exits a stock? Not all the time…
Fun fact, this man had been speaking on HDFC since a year where it has given negative returns, he made video on vedanta a year back on why to not buy, fast forward vedanta has almost doubled since the past year 🙈
But I made money listening to him, in stocks like itc and idfc ,federal bnk. It's impt to do your analysis
It's not a recommendation brother it's knowledge. I am sitting on 28% profit on my entire portfolio bcoz of Akshat so please do your research
He has never "RECOMMENDED" a stock - He gives his opinion and explains his rationale behind that opinion -- Folks like you need to UNDERSTAND what is being conveyed rather than just listening and blindly commenting on a video
@@m_priyankushdutta5953 true, among many other knowledge lessons he share (not recommendations). Doing individual analysis is important.
00:01 Adding more positions on Kotek Mahindra Finance
01:38 Compounded sales growth at 33% outperforming mid-cap companies.
02:52 Types of stocks and fundamental falls
04:17 Aavas Financiers and Voltas experiencing time correction with positive breakout
05:31 Stock expected to rise to Rs 12000
06:58 Kotek Mahindra-ecat lost Rs 10,225 crore in a single day
09:15 Invest in solid finance industry companies for good future run-up
10:43 Stocks, including big companies like ADAC, have grown rapidly.
Thx for the info. It's very useful. Last time, I also came across Eledator, and financially, it has been very helpful for me. So thank you again!
Agree on Bajaj Finance since the growth rate is healthy. But in Kotak the pace of loan book growth is slower than other big (esp ICICI) and smaller banks. Sure, you can hold it -- there will be no harm. But it will just move sideways, say for another few years. In that case you pay the opportunity cost.
sideways for a FEW YEARS is way too simplistic.
Optical illusion. Double in next 2 years (Kotak and Baja Fin). Mark this comment
Or one can wait for a breakout and then invest. Even I lost my patience in kotak bank. There was no movement at all even after 6 months.
bajaj finance is giving loans to every person it can find, I get random calls, i asked details once but then rejected, but they are following me everywhere like dogs want me to take loans, if they shell out loans like that, in near future it will have huge NPAs
He is comparing Kotak issue with BOB world ban. This itself confirms, he just talking in air.
Logon ke do rupay nahi lage hote😂😂😂....keep it up akshat....one of the best thing to join your community
I am so happy with your swing trading in IIFL, still IIFL is my hero.
Tell me about it bro
I enjoy watching your teachings...got lot of benefits.... Now my portfolio value is 3.7 cr with 46% profit 🤗
😮😮
@@shahidmans Paise Wali Party Ditected 😂😂😂. GOOD RETURN MAN. Keep it up 👍.
Paytm
Title: Why I want YOU to buy Bajaj Finance.
Answer: I want to make up for MY stock losses.
Akshat is buying means now it's time to sell 😂😂
Please share your views on TARSONS Akshat. You keep talking about loss making large caps which is very convenient tbh
I love Akshat's POV always, but I have a different view on Bajaj Finance. Ain't talking about the price going forward, but the results are bad mainly because of 3 reasons based on management's commentary. This is not being covered anywhere:
1. The provisioning is high because the company is not able to recover unsecured loans from rural places. Infact, the company themselves have said, they'll balance this out by giving more secured loans, which beats the purpose of operating as an NBFC.
2. Due to #1 their cost of funds will be higher which will also be in-line with RBI's notification last year wrt unsecured loans and lower disbursements in two product mix of Bajaj.
3. NIM will reduce by 35-40 basis point in the next couple of quarters. This will also reduce their margins. This is huge!
Thanks Sir, You gave the answers to my questions. Keep Guiding.
Please inform when you exit as well
So basically you want TIPS. 😂😂
So you can copy and generate returns without understanding how market works 😁😁
spoon feeding folks 😂
Awesome reply man. Let him show HDFC share holding currently.
All stocks grow back after big fall after a long time. Which he takes as his credit.
People only share his portfolio so that you will also invest and his investment become less risky..all risk to listener..😂😂😂
Jaldi jaldi dekh leti hu, delete na ho jaye😂😂
Ha yaar😅😂
Kon sa delete hua?
@smitasingh0209 did you watch the last video?
Why was it deleted?
Last wala he 😂@@anchiit
Thank you very much.
Best wishes.
Hey @AkshatZayn, thanks for sharing knowledge and investing your time in creating these videos. I had come across 37 income streams video but now I am unable to find it. Has it been removed?
There was a time I eagerly waited for his video but now I strongly regret watching his videos.
Why
5:05
The way u calculated the returns of Bajaj Finance is absolutely misleading & incorrect for sure, u cannot calculate how much the stock is up since 2021 which was the highest point of the bull run when Bajaj Finance went up from 1,850rs in 2020 to around 8,000rs in 2021 (1½ years: 300% jump in Bajaj Finance share), the way I've calculated is also as wrong as urs, one should not take exact highs or lows of a stock to calculate the returns it has delivered.
If one consider Bajaj Finance in 2015 till 2024 (10 years):
★ Annual revenue has went from around 5,400 crores in 2015 to currently around 55,000 crores, which is around 920% growth
★ EPS (Earnings Per Share) has went from around 17.90rs in 2015 to currently around 233rs, which is around 1,200%
★ But, share price has went from around 340rs in 2015 to ATH of 8200 (Excl. Dividend), which is over 2,300%, if calculated to current price of 6,730rs still the shares are up around 1,900%
Hence, Bajaj Finance is definitely not undervalued, maybe fairly valued & definitely a decent stock for a 15% CAGR returns for the next 10 years+, one cannot blindly take peak of stock from 2021 till now, which is absolutely misleading & that's not what a sensible investor would do, so i request Akshat Shrivastava to correct the way he calculated the returns blindly.
Waiting to read the comments of Akshat Shrivastava's community members (many, not everyone) AKA keyboard warriors of this channel who blindly support Akshat by defending people's contrary opinion on Akshat Shrivastava's analysis
Loved your thought process and analysis 👏 do you have a RUclips channel??
I agree it’s target can’t be set at 12k like he said
But the share is delivering great revenues and once the rbi issues settle can easily be seen near 9k
Some members are like that in the community…but rest of them are sensible though
Even if you don't calculate his way but look at the last 5-year history of this stock, the share price appreciated by nearly 117%, but the net profit from the same period has more than tripled.
Exactly, finally someone who uses their own brain.
@@PraveenKumar-ru2yj That logic only holds if it was fairly valued 5 yrs ago which is mostly not the case since stock markets are forward looking.
(1)Bajaj Fianance-Shifting their loans from unsecured to secured loans especially in rural areas..this will impacted ongoing quarters margin in decreasing order...(2)Kotak Mahindra bank-Stop to increase their ongoing adding new customers because of some previous IT issues...both will take at least 3‐4 quarters to revive....thanks
Thanks for the update, what are your thoughts on AMKKGPT?
Akshat Why have you removed your last video I was about to watch it today during dinner. 37 passive income source, we really need it please reupload it .
+1
+1
+101
+10001
@@utkarshmishra9990 to isne reveal kiye kya saare income sources?
Thank you for this video.
Could you explain what settings did you do in trading view to see that pattern for bajaj finance
It is important to put context to the gains he states at the start. Index it self has risen sharply, (Check out hdfc sml 250 etf). Many stocks have outperformed the suggested stocks (HDFC, ujjivan, avvas). Ofcourse I do not wish discredit any of his work. But wider context should be considered. What time horizon are you looking at, how much risk does this stock have, and what point should you exit while booking a profit/loss.
Akshat brother , about 3-4 years back you were honestly doing investment on vauld plateform infront of all ... including your non community members. I also made investment and Alam sure many others would have .
So would appreciate if you make and share video to all about your current valuations and what an investors can do now to save their hard earned money 😊
I got back only 10% of my total investment... Worst platform
Bhai jo jo share diya sab dub gaya
HDFC
Kotak
Rajesh
3 saal stock market se sanyaas leke wapas aana.. fir portfolio dekhna mazza aayega
@@valentinopereira58jisne 5 saal pahle HDFC Bank lekar sanyas le lia vo aaj bhi ro rha h... Baat krna bahut easy h
Totally agree
Best reply😂@@valentinopereira58
😂😂
Mr Akshat, obviously to each man, his own. But sirf ek sawaaal, assuming Bajaj Finance gives your predicted 75% run up on 01 May 24, what do you think will be the IRR for a person holding this stock since Feb 2020. An investor wants his portfolio to churn at a certain IRR. Why will an investor block capital in a stock genrating negative for 3 years and counting, whilst defence, railways, renewables are on fire and shall continue to do so, thanks to the re rating due to GoI push for in house capacity building.
HDFC AMC holding from IPO. Potential multiplier of money.
Thanks bro.. Nicely explained
Hi Akshath
I bought remedium lifecare stocks
The prize is going down
What should I do?
It's a good video, however, I feel the video has completely ignored following important factors:
Bajaj Finance: In the Management guidance disclosed yesterday, reveals that the Management itself suggested that in next year due to several factors, they would not be able to keep up with earlier levels of growth and they will be able to resume to these standards only in 2025, which I feel is a major factor for the present fall, cause despite the amazing results, the market is always forward looking.
Kotak: The last investor presentation reveals that almost 70%+ onboarding of new clients in Kotak contributing to major growth deposits, were done through Kotak 811 i.e. the online platform and earlier banks who had faced similar restrictions took almost a year to come up to the required compliance, get it audited and reverified by RBI. So these restrictions could reasonably be there for a year.
So the real question isn't if these stocks will give returns or not. But aren't there better opportunities? and could they fall more to get them at better levels?
Yep, excatly. It will come down gradually given a wait of 1.5 years.
why would managment hit their own legs ?
Great video. I am ballsdeep for AMKKGPT and love your review for that as well
How do you buy this crypto? How can I buy it in india.. do u have any ideas?
Then why Mutual fund companies are not buying or adding this stock to their bucket 🪣🪣🪣🪣😂😅😅😅
*Time correction* definition is not described correctly.
It should be - Inflated PE due to herd sentiments, gets reduced over a period as profitability catches up over a period of time to match sentimental increase
yeah I think he missed PE expansion point.
Where is yesterday's video ...why disappeared...gr8 video ...wants to watch it again.
Please analyze the cost to income ratio of Public Sector Banks for 3/4 years to understand the impact of growth in CASA and on profitability.
Bro was saying the same thing about HDFC when it was on 1700
It isnt going down to zero. I guess u know a thing or two right about the stock mkt?
Ps: Congrats, You're just promoted as a long term investor( even if that wasnt your wish)
@richardftw7873 it can go a lot lower if not timed with global market. U.s
Ha ha ha ha ha ha
Sirji what is your opinion on Yes bank consider for long term
Welcome back Akshat..! Good to see a 100% financial analysis video. When you have time, do out a small video on learnings from Reliance Power, Reliance Comms, etc strong companies which failed.
Thanks Akshat sir🙏🙏 for sharing the knowledge, it is priceless in this manipulative world
Very logical and balanced view.
Entirety agrees on standard of journalism
Hey akshat,
Came here to watch 30 income streams video, I feel like the whole community is suffering cuz of some naysayers, could we please have these kind of videos specefically for community members??
And is there a way to watch that vid now??
Thanks sir ji. Good comment.
U r a great guy in financial world.
The issue about Kotak bank, any software engineer will understand this, it's a maximum 20-30 mins fix that they have to do with the product. The problem is non-technical managers and HODs (SVP/VPs) not able to take right shots. You will see Kotak grow once they remove these non-tech supervisors and have some really good talent at the right vertical
Bhai.. 25-30 min ka toh kaam nhi h😂..zada hi kam bol diya aapne... we don't know, how are they storing and accessing the data...what protocol are they using... big financial applications ko cloud migration me minimum 2 mahine lag jaate h with all the testing and quality checks. If it's security related then it will take more than that as they may have to do infrastructure changes and then testing too. Or RBI ek adha saal toh rok k rakhti hi h before re-evaluation.
20-30 mins fix 😂😂😂
@@VinayKumar-kc3fpbhai to koi mil gya ka rohit lgta h
Bro either you're a non technical guy or you are unaware of agile methodologies, and they cannot go for a hotfix without proper QA for such critical things
Interesting talk about AMKKGPT I suggest anyone to listen to the guy talking about it in the video. Personally I didnt think they would really do that but seems like the launch just happened and there are enough slots available, could be worth huh
Please discuss bank of maharashtra and some psu stocks which were in consolidation for longer period of time
Thanks Akshat Sir
Kotak bank 1700 main buy kar 1900 main three times sell kar chuka hun, Kal axis bank ko sell kar 1610 main kotak bank buying kiya O v bulk main, dipawli tak kotak ka prize dekhna v nahi h,
your PnL isn't loading
Thanks for reinforcing my trust in bajaj finance. I will hold it
thanks sir your honesty is give us confidence 🙏🙏🙏🙏🙏🙏
What is the capital amount for which P&L is shown ?
Hi Akshat,
I want to know if you do PF Management. Please let me know. Thanks.
Thank you for the video ! Do you believe that AMKKGPT will be the main pump in 2024? I mean they prepared it for a long time and the vision is beyond greatness
Bahut bahut shukriya ki aap video me Hindi ka bhi use krne lge
Great review about both the stocks.
I love your analysis on stocks which others makes us pretty scared to enter into the market. Thank you so so so much ...
please make some analysis about bandhan bank ,asian paints and delta corp buy ,hold or sell
U r rite.. Kotak is a gradual buy around 1620 onwards
What to do with BCG stocks please share insights exist or hold
Waiting for this video thanks
Sir I hv 60shares of kotak bank avg price 1740....
Should i buy put options for hedge
Akshat what about your investment call on ui path? can you please give your status and you have not talked about even after investing.
Your portfolio isn’t opening 😢
Sanjeev Sanyal, a member of the Economic Advisory Council (EAC) to the Prime Minister (EAC-PM), said stagflation in the US is not a certainty, but a possibility that India needs to consider.
In a post on social media platform X (formerly Twitter) on April 27, he wrote, "The reason for it is simple - the fiscal is too loose and, in compensation, monetary is too tight. Until the former corrects, the latter cannot."
I feel RBI will slap all of them soon one by one , Paytm and kotak done now time Bajaj finance and probably Hdfc
didnt get what he meant by saying there wont be any upward trajectory till people lose trust or patient, what does this mean, anyone explain
thanks akshat🎉
What about L&T Finance company stock price future. Thia is also a NBFC but last 7/8 years it has has hardly given any returns to its shareholders. How do you analyse this NBFC? Yesterday it has declared Q4 results 2024 how do you read that?
I believe the more know about AMKKGPT the better for casuals and newcomers which is what we need as 90% or more are still highly skeptical to enter
I dont know if hyper concentration in finance sector is right
🎉 That’s a great idea! Betting is always more fun with friends around, and those bonuses for referring them seem pretty generous.
Hello Akshat sir my self sayan biswas I am now 18 plus and I started investing and learning about markets and from July 2023 and it's been 10 months and I invested in index mutual funds and now slowly I am moving to stock investing and bought 2 TVs motors stocks at the level of 1909 and another is a level of 2100 to neutralize the loss so my question is what you think about tvs motor stock is it good for long term like 1 year and I have done a little bit of price action or basic price action and found out that there is a support also and I am not shure so can make video or something to explain it and for others if you can help please help I want to learn
Great video Sir. Could you please advise if we can add stocks like Asian Paints, Nestle and HUL
I would say go for it as I am doing the same
I was shocked just looking at the logo and the screenshot mentioned just below. Could you please check and correct that?
@Akshat Srivastava
Your vides are highly valuable...
Could you help to understand how to you analyze Finance stocks in details..
1. How to ready the P&L and Balance sheet (What are the Nuances to look)
2. key metrics to analyze the fundamental of the stock etc.
3. How to identify mid/ small cap finance stocks etc.
A detailed video on explaining this would be very helpful.
Thank you
For huge amount investors investing into big companies for long term helps. It will grow around 30% after a year or two. If invested 1 crore, take back 30 lakhs with patience.
But small investors should always try with stocks which can grow like 200/500%. Grow big or loose 50% type. Especially like Small/Medium type shares.
Else investment of 1 lakh giving 30 K makes no changes after 1 year. But 1 lakh becoming 3 lakhs helps.
Yes, you are right. But it's too risky and unpredictable.
Best thing small investors can do is to somehow gain skills, try to double the income and invest largely, like 50k per month and increment it every year.
You can see the power of compounding in 10-15 years.
yes these are the nuances
@@saiteja_Creed Higher the risk, higher the profits. If we have small savings say around 1 Lakh. Ensure you put 30 K into high risk area, monthly SIP for future 15 CAGR growth, some gold for quick cash out.
Till you reach the level of Akshat where you can invest 1 Crore and take rest for 2 years. 😀
Would be good if you can give us levels upto which Kotak and Bajaj twins can fall
Nifty bank index is in ascending triangle formation if you draw otherwise akshat
What would be your advice on Bajaj finserv akshat bro ?
Hello, I like your analysis, tried to join your community but unable to join ,pl guide
I am a regular viewer of your videos and appreciated .But in this case I point out that these shares should not be purchased at present present Canara Bank and SBI are available at cheaper price and in these bank growth will be much higher due to much govt .expenditure on infrastructure.
By what sense SBI is available at cheaper price? SBI has grown like a wild bull! And it is not possible to catch it now, the bus has gone!
Canara Bank yes but not SBI due to it's fast run up recently, unless you are day trader !
Abe yaar mere paaa dono stocks hai and you chose to take their name. Ab ye pakka girega. But can't sell as I am down 5% in each already.
Whenever you take names, those stocks either stay at that same price point or it falls.
Please give your commentary without taking names.
Thank you sir
Why have you deleted the 37 stream of income video?
Pls provide for members Akshyat!!
It was a very valuable video worth crores of rupees value. thats why.
How's everyone talking about AMKKGPT and what is it exactly?
Akshat I love your videos. But one thing I have noticed you not doing is think about P/E ratio.
Bajaj Finance P/E ratio is around 30 which is higher than the industry average. What suggestions do you give for that?
Dude seriously awesome video but where are the words on AMKKGPT? That is the biggest in its own kind, not?
Much needed videos 😊
Sir your PnL statement link is not working, might have changed. Please update it
Anyone able to open his zerodha pnl? Keeps loading for me. I'm not interested in his pnl, I just want to see if he's a man of his words
Hey ! On joining will you also advise us on our Bitcoin folio ?
Unable to join community... the join button popping an error.. plz look into it
Thanks for the update
Thank u boss... I was in panic mode due to sharp falls in medanta and max health after some issue from honorable s. Court...
U answered to my query with the example of RTE...
I was planning to book -22% & -27 % losses respectively, but after ur explanation i consolodated my postions and now very happy with more than +5% gain in a month....
Thanks...
1 baar mei hi membership fee wasoolll... ❤
Swapping my ETH and swapping to AMKKGPT. Already up as expected. I wish I left on all the junk way earlier to step deep into this ride, they rock!
Your Zerodha P/L is not loading. Did anybody manage to see it? Please include it at the end in all your videos. 🙏🙂
With AMKKGPT around the question is how much to obtain? This is one of those where ppl regret if they did not run with the lowest entry ever