The Real Life of a Billionaire’s Banker in Singapore

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  • Опубликовано: 8 сен 2024

Комментарии • 243

  • @kris_tan
    @kris_tan Год назад +25

    Excellent video 👍👍👍. I saved this video into my playlist so that I can rewatch again n again

  • @user-fb7rf4kr5k
    @user-fb7rf4kr5k Год назад +21

    This man is right. Singaporeans are direct. It's nothing personal. They deserve respect because they have built an incredible city and got four civilizational streams (Muslim, Chinese, Indian, Western) to live together in relative peace. This social achievement is something very few societies have achieved, and to do it in a confined space makes it even more remarkable. The social discipline, global education, and give-and-take culture among Singaporeans is what the city so efficient, safe, and peaceful.

    • @heavymetalrox268
      @heavymetalrox268 3 месяца назад

      All that is true but you are vehemently wrong on 1 thing - Singapore was built by the world. The roads and tall buildings are literally layed down by foreign workers.

    • @user-fb7rf4kr5k
      @user-fb7rf4kr5k 3 месяца назад

      You can basically say the same thing about every continent and country, including England, Switzerland, America, to name only three. In today's rate, the British took over 40 trillion dollars to develop their country during colonial times. Switzerland relied on cheap labour from southern Europe to build their tunnels, roads, railway tracks. America used slaves and cheap workers.

  • @sherwinh1661
    @sherwinh1661 8 месяцев назад +4

    thanks for giving singaporean expats a voice and platform, they are often a minority and not many singaporeans get to understand their insights and thoughts on singapore and the world. amazing work

  • @trishtan
    @trishtan Год назад +22

    As a Singaporean, i have learnt to appreciate my country more through your channel. Thank You Max!

    • @MaxChernov
      @MaxChernov  Год назад +2

      thanks so much for watching!

  • @awasthip
    @awasthip Год назад +28

    Max - I chanced upon your channel and I must say this latest series with Singapore expats is full of unique experiences of these residents who’ve come from different countries and made Sg as their home.
    It’s a very good mix of learning and self-development and more importantly, truly adopting and adapting to Singapore’s multi-cultural society.

    • @MaxChernov
      @MaxChernov  Год назад +1

      thanks so much for you kind words!

  • @vieworama8188
    @vieworama8188 Год назад +4

    I am graduating with a degree in finance and banking is a sector that i am keen to enter. Now i know that i need to speed up my speech, as i even had to watch tom speak at 0.75x mode

  • @harisadu8998
    @harisadu8998 Год назад +33

    One question you should have asked is whether most of his clients are non-Asian. Because I imagine that for a European banker to become very close to his clients, they would probably also be European clients. Asian clients tend to interact with their own. And that applies to both Indians and Chinese.

    • @dac8939
      @dac8939 Год назад +4

      Not true. I am native English from UK working in EAST Asia and many Chinese do not trust their own people. Sometimes is advantage.

    • @lirenzeng592
      @lirenzeng592 Год назад +2

      There are many Asians who have problems trusting people of their own kind, because many Asian business came about through cheating, lying and scamming people in some ways. I too am suspicious about who this guy's clients are, because many Asian billionaire would be unlikely the client of this guy, because they would see a middleman as a potential source of uncertainty to manage, and prefer to do deals direct to the source..

    • @TubeRobRoy
      @TubeRobRoy Год назад

      @@lirenzeng592 If you do deals direct to the source you do not need a private banker :D The whole point is to be a middle man..

    • @limkimyaw8980
      @limkimyaw8980 Год назад +2

      @@dac8939 You obviously do not know enough Chinese billionaires. I know my fair share of them and almost all of them trust their own people and not other races.

    • @dac8939
      @dac8939 Год назад +1

      @@limkimyaw8980 that is billionaires big difference. Not many billionaires in the world.

  • @LYE300
    @LYE300 Год назад +4

    This guy is really smart and can talk very well! We should have more of him coming here instead of some fake talents!

  • @nigelsheppard625
    @nigelsheppard625 Год назад +9

    I grew up in Singapore, went to a local primary and high school in the 1970's. I felt that Singapore credited the UK with building a foundation on which Singapore would be built. He'd been educated at the LSE and Cambridge, he was confirmed in the fact that he was equal to his Peers, he was treated as a friend and confident of the Queen. He instilled this in education and gave Singapore a confidence to shape it's future after 1965.
    Singapore is safe and free.

    • @clementihammock7572
      @clementihammock7572 Год назад +1

      There are big lists of our Politicians, Civil Servants and Technocrat graduated from LSE, Cambridge, Oxford PPE, Imperial College and UOL.

    • @impopquiz
      @impopquiz Год назад +1

      He even gotten the idea of HDB from the UK council projects.

    • @Scottirulez
      @Scottirulez Год назад

      Yeah and he got the idea of the PAP from the BUF

  • @internationalfranchisealli5547
    @internationalfranchisealli5547 Год назад +9

    Excellent work as always.. What a great guy Tom is.. very super and remains humble.. Massive credit to him.

  • @dannytantri4413
    @dannytantri4413 Год назад +2

    Always love the quick questions at the end! 😃

  • @daniel98890
    @daniel98890 Год назад +1

    My respect for Singapore increases more and more when I watch your videos ....

  • @pinkymoon5039
    @pinkymoon5039 Год назад +7

    Max, you are outdoing yourself. Now, you got us a interview with a billionaires banker. Next, you will surprise us with a interview with a billionaire. I wouldn't be surprised. 😅

    • @MaxChernov
      @MaxChernov  Год назад +8

      Actually, just shot an interview with a multi millionaire yesterday :)

  • @eseetoh
    @eseetoh Год назад +6

    Ya another fun in insightful interview!! How do u get so many different guests Max? Your networking skills must be great. Keep it up!!

  • @blackwhitebungalows
    @blackwhitebungalows Год назад +4

    Love your sincerity and you made me feel really good being a Singaporean..Thanks for this.. Great video.. I love British History to Singapore references. .

  • @leewn2319
    @leewn2319 Год назад +4

    Yes it’s true about dealing & having meetings with billionaires, well wheeled wealthy CEOs, and brilliant bosses, it’s all no nonsense, time is precious, be organize and present your analysis, clearly & make concise recommendation for them to make a well considered decision. One must do your homework thoroughly and be prepared to answer confidently and be Frank that u don’t have sn answer to a specific query and will find out and let them known within a specific time frame. It’s all chop chop.

  • @zhen9907
    @zhen9907 Год назад +2

    He knows hes safe in this Roar city ..n....works in a fascinating challenging job...hes adapting well because his mind is clear n sharp....

    • @chua2237
      @chua2237 Год назад

      He likes here , bcos here got half baked Britishers, they worship white man

  • @timcarpenter2441
    @timcarpenter2441 3 месяца назад

    Having worked in Singapore for 18 years total, in two stints, I concur with the observations. It is a great place. Embrace the food more!

  • @Johnne009
    @Johnne009 Год назад +4

    Would love for the interviews to be more in depth. "Banker" , "Billionaires", would be great to go into the specifics so we can learn something

  • @5bLucky
    @5bLucky Год назад +2

    Max, saw many of your interviews...very well done. Many of your interviewees were rich in contents. I have no doubt with all these interviews and exposures you are enveloped with Life Wealth😇.
    Kudos to Tom! A very seasoned, experienced, matured, adaptable and constructive man. It's now a matter of his operational technicalities, which I have no doubt...Great!! I am also ascertained his back office support in Singapore is excellent.
    Thanks for sharing!😊

  • @Notsosmartyetnotsostupid
    @Notsosmartyetnotsostupid Год назад +4

    This is a very good interview 👍 keep up the good work!

  • @returo7297
    @returo7297 9 месяцев назад +1

    its ruled freedom, not restricted, its limited within laws-norms-legal and mass mutual public/representatives agreements in between . . . automat agreed-abide on the role when u enter the premises-zone-place under the protection, the stamps on the passport is proof that any is automat mutually agreed to the available role

  • @Lostenso
    @Lostenso Год назад +2

    What a well spoken man

  • @feilongiskandar3533
    @feilongiskandar3533 Год назад +2

    wow amazing so many input, thanks guys

  • @susannang4031
    @susannang4031 Год назад +4

    Tom could articulate very well!

  • @Veron80303
    @Veron80303 Год назад +3

    Max, great videos 👍 I’m encouraging my families to “learn and discover” Singapore through your channel. And we’re Singaporeans😀

    • @MaxChernov
      @MaxChernov  Год назад +1

      Haha nice 😊

    • @Veron80303
      @Veron80303 Год назад

      @@MaxChernov unfortunately I’ve learnt that some “expats” after watching your video have started to play stunts trying to wriggle out of TA😤Its shameful

  • @blackwhitebungalows
    @blackwhitebungalows 3 месяца назад

    Its a great video, I am keen to meet you Max. You did a great video. This year is my 30th Year in my Real Estate .. My focus is Family Office. This video is inspiring.

  • @josephperrotta01
    @josephperrotta01 Год назад +4

    Great video, as always!!!🙌🏻

  • @harisadu8998
    @harisadu8998 Год назад +2

    The first two minutes of what Tom said could apply to Hong Kong also. But recently, the government spooked out a lot of people. So the economy is still not where it was before.

  • @pauljohnson8213
    @pauljohnson8213 Год назад +2

    Very accurate, except he is one of those English who like the heat, that's unusual. It is hot and humid all year... Of course everyone has something they don't like, show me a country where everybody agrees about everything. Yeah, there are policies with legitimate issues, but they have done amazingly well, considering how Singapore is located in a pretty tough neighbourhood.

  • @johnang3050
    @johnang3050 Год назад +1

    That was a Good interview for all of us commoner to understand billionaire life! Keep up the good work!

  • @KammiNeko
    @KammiNeko Год назад +2

    Max gets the coolest guests!

  • @JL_hahaha0303
    @JL_hahaha0303 Год назад +8

    something terrible happened to me unexpectedly years ago when I was a teenager, at first I burst out laughing as well, then seconds later I started crying, it wasn't until years later I realized it was the body's coping system, trying to make sense of things that don't. I still rmb that moment vividly as well.

  • @junchia2970
    @junchia2970 Год назад +2

    keep all these good interview coming. Oh Yeah

  • @silverfox69
    @silverfox69 Год назад +1

    Great video Max, thanks for posting. Loved the video you did with my friend ruslan from Dirty Blonde :)

  • @davidbeauvais1364
    @davidbeauvais1364 3 месяца назад

    It’s a sweaty sticky Garbo crowded place. Heavily influenced by the whimsical west and every about Japan is better at anytime. Lived in both

  • @luckhappy888
    @luckhappy888 Год назад

    love your video... simple, straight to the point and engaging!

  • @JohnDoe-zi3gr
    @JohnDoe-zi3gr Год назад +1

    Billionaires attracted to him because he is a smooth, fast talker.

  • @cukcan
    @cukcan Год назад

    I hope I can find a job in Singapore very soon. I really would like to live and work there. Greetings from Turkey.

  • @carolkhoo710
    @carolkhoo710 Год назад +4

    Thanks for sharing 👍 👏

  • @MaxChernov
    @MaxChernov  Год назад +16

    Have you ever met a billionaire?

    • @vijimove9659
      @vijimove9659 Год назад

      @@gotmyonu1027 what? how?

    • @Dumpylumpy90
      @Dumpylumpy90 Год назад +1

      Yes I was sitting behind Forum Shopping Mall and met Ong beng Seng

    • @clausang
      @clausang Год назад +1

      I met 2 wealthy people from German Family Industries.
      #1 (my bossboss) - he asked just for one thing. 25% return on his investment. Each and every year for the next 20 years, no matter what. communication was simple. question 1: are we on track? and if the answer was no, there was question2: how do you get back on track?
      #2 (my supplier). an 80+ years inventor. he came to us (customers) and we talked about technology. he said money is for his children to discuss, but technology is still his hobby. and we had a good time showing him how we applied his inventions and what we need in the next 10 years (remember he was 80+!).

    • @positivity20
      @positivity20 Год назад

      How many are in singapore?

    • @AshleySpace1111
      @AshleySpace1111 Год назад

      Not yet, hope I’ll meet one in the future

  • @audreyang902
    @audreyang902 Год назад +1

    Well said..❤ living in SG..is comfortable.

  • @clarencewong9254
    @clarencewong9254 Год назад +1

    Found a master communicator there

  • @user-jp6of6tx6v
    @user-jp6of6tx6v Год назад +9

    Singapore is rich people 's heaven

    • @xxxAtpe
      @xxxAtpe Год назад +1

      Nope, you come here and explore. Not rich, foreign came here and invest like that things. That how it work. Singapore same like Japan unable to enjoy the freedom.

  • @ivangim1
    @ivangim1 3 месяца назад

    Agree to 99% of what you mentioned about Singapore. It's a super great place to live, work, and play when you're completely out of the heap and cruising in the stratosphere, financially speaking.
    Correction to your gross misconception, "It's a lot easier to government because it's a small place." We have many severe permanent constraints encompassing many facets in governing this little red dot in an expanding sea of green; near and far. Unrealistic expectations of the young on the SG Government to meet all of their aspirations goaded by the vested interests of the opposition political parties make the task of governing this place supremely challenging. The acid test lies at every General Election (GE). Follow it closely, and you'll get a good sense of the acute demand of the job for the office holders. Be rest assured, it's no walkover. A freak GE result is something nobody wants to happen. Yet, there is a significant percentage that's willing to dice with that fate. Pure dummies! Fyi, the next GE must be held by November 2025. The probability of it happening earlier is always there.

  • @Sparky5960
    @Sparky5960 3 месяца назад

    Great video

  • @joshualu134
    @joshualu134 Год назад +1

    Reminds me of Zebra stripes about camouflage, blending in, a Zebra was tagged to study for science. Afterwards, the lions/hunters could always coordinate and pick out the tagged zebra. So, the moment they herd together, the herd becomes a safety blob of black and white, and since lions and hyenas are colour blind, it does not help, unless the zebra was tagged.
    I would think it is the same with social interactions. People would like to stand out and be treated with some form of preferential treatment, but it attracts unwanted/uncontrolled/risky attention especially when in times of unstable economic conditions, divided populace and political tensions. Easier to throw one billionaire than to burn the middle class, etc. Suddenly, all underlying social-finance issues is under microscopic scrutiny.
    So the acceptable benchmark is to blend in and be treated 'moderately'. It would be easier to gauge real interactions with a moderate base-line behaviour as opposed to well known brown nosing tactics.
    Usual reasons for emigrating is safety, financial stability and how well people treat each other in that region.
    This is what the affluent clique groups or in general, what the average person also wants, which globally, regions face one or more disruptions and the safety of blending in tactic does not work anymore due to sudden, hostile and oppressive policies that tags certain wealth portfolio that could also be questionable.

  • @bluephoenix8470
    @bluephoenix8470 Год назад

    Excellent interview!

  • @weshz2429
    @weshz2429 Год назад +1

    Love this channel

  • @cnachopchopnewsagency
    @cnachopchopnewsagency Год назад +6

    Its good that you can get a billionaire's banker on board. I have always wanted to know the perspective of the banker's work and the Singapore-based billionaires' lifestyles.
    Thanks for this great video Max and Tom!

  • @angelatakano6072
    @angelatakano6072 Год назад +1

    Totally agree with this guy

  • @IzzatLamborghini-cj9cf
    @IzzatLamborghini-cj9cf Год назад

    Singapore dollar more higher than other Asian countries currency exchange, that's why so many people moving there also to get more income.

  • @joyjesus3813
    @joyjesus3813 Год назад +1

    Hello Max , I assume your channel is more into people stories. But I can only see stories of some privileged people from around the world.These people's success is not really inspiring because they have lot of unspoken and hidden privileges wherever they live . Ha ha ... But I watch your channel sometimes to learn conversational english .Thank you for your efforts and keep going .....👍👍

  • @DynamicLearning4u
    @DynamicLearning4u Год назад

    I think he meant to say ‘loyalty’ rather than integrity. Rich people appreciate loyalty, more so than integrity.

  • @Sglingani
    @Sglingani Год назад

    Your videos are very helful. Thank you

  • @Leo-gb1mo
    @Leo-gb1mo Год назад +1

    Charismatic talker.

  • @voolforyou
    @voolforyou Год назад

    Great video. I disagree about the liberty bit though. You can be a non-criminal in Singapore but feel limited by the lack of freedom of speech.

  • @qwertyz212
    @qwertyz212 Год назад +1

    The human side of making relationships makes all the differences....especially when people want to invest their money....Fiduciary code of conduct makes all the difference...covid has disrupted this but this is the one area where trust, intergrity and responsibilty still holds true....but the heat in Singapore.....is somthing fierce...i literally have a Google Map of Underground and Corp/Hotel Lobby's to walk through..having said that being an American moving here 6 months ago i could never have been more happy....just please invent a personal A/C unit so i can eat at the hawker markets :)

    • @impopquiz
      @impopquiz Год назад

      Get a battery mist fan? It’s not AC but it helps. 😅😅😅

  • @notabiologist9865
    @notabiologist9865 Год назад

    Not sure about just rolling on with the idea of "Super Successful" with money and continuing to elevate the 1% to a level above the rest of us....But some interesting bits.

  • @namu5583
    @namu5583 8 месяцев назад

    This 9:55 you all should listen.

  • @kamalkripalaney6411
    @kamalkripalaney6411 3 месяца назад

    AllThe comments are basics for anyone in sales. Irrespective of billionaire or cooperate sales

  • @voolforyou
    @voolforyou Год назад +1

    I wonder how not drinking affects his meetings with these billionaires

  • @Darth-TBAG
    @Darth-TBAG Год назад +1

    Nice interview! I’m a regular at marquee and we might have shared a few drinks (too drunk to remember though) I’m always at the dance floor vip sofas, will look out for him and his billionaire pals next time 🎉😂

    • @MaxChernov
      @MaxChernov  Год назад +1

      nice! what do you do for a living?

    • @impopquiz
      @impopquiz Год назад +1

      Other than being a fancy place, Marquée music sucks tbh. 😅😅😅

    • @Darth-TBAG
      @Darth-TBAG Год назад

      @@impopquiz I guess it depends on what nights you go to and whats your jam! Personally I prefer their non-guest DJ nights, I find the music and programming alot more consistent than their so called big name guest DJ nights (the big names like Alan Walker usually only play half an hour sets, which is a major letdown after so much hype🙄)
      Otherwise I'll usually head to avenue, they usually give you free entry to marquee after 4am :)

  • @krisb-travel
    @krisb-travel Год назад +2

    Interesting video

  • @Itilgals
    @Itilgals Год назад +2

    detail description of his job,? in banking? what does he do exactly.? Just the word Managing and other stories seems vague.

  • @benlee3545
    @benlee3545 Год назад

    hope he can be my angel investor in business. billion of dollars has excess anyway.

  • @Sowar
    @Sowar Год назад

    Tom Wambsgans goes to Singapore

  • @Noname-iz9uo
    @Noname-iz9uo Год назад

    Me: Let me call my banker.
    (Tom's phone rings) haha

  • @hullopillow4853
    @hullopillow4853 Год назад

    How much amount of management fee for a discreationary mandate is considered high, typical or low ?

  • @dac8939
    @dac8939 Год назад

    What is his education and career background

  • @jlinsy
    @jlinsy Год назад

    If they don't drink and be unproductive from the hangover, what do they do at Marquee on the friday nights?

    • @MaxChernov
      @MaxChernov  Год назад

      Billionaires are different :)

  • @christinezafiris4777
    @christinezafiris4777 Год назад

    I love Singapore too. But it is far too hot.

  • @heavymetalrox268
    @heavymetalrox268 3 месяца назад +1

    Bro it's an authoritarian democracy, think of it like having parental control for preventing things going out of control. Keep politics out of it.

  • @AA-pu5qj
    @AA-pu5qj Год назад

    So what's Tom's job title and occupation?

  • @bam1772
    @bam1772 Год назад +1

    singapore is not boring, singapore is fun. yes, if you are loaded hahaha

  • @irshviralvideo
    @irshviralvideo Год назад

    FYI to all, Tom is worth about 100M USD . SO he himself isnt too far from being a billionaire himself !

    • @irshviralvideo
      @irshviralvideo Год назад

      I know Tom personally and i know the net worth of a bunch of the people in this area of high net worth wealth managers

  • @mryfw
    @mryfw Год назад

    Is he an "associate" of Tim Leissner handling 1MDB money?

  • @Hand2HandCombat
    @Hand2HandCombat Год назад

    Nice tom

  • @longgowhereto
    @longgowhereto Год назад +1

    Is there really a difference between 100 Million and 1000 Million?

    • @positivity20
      @positivity20 Год назад +1

      Very true...

    • @AndorranStairway
      @AndorranStairway Год назад +4

      Yes. 900 million

    • @positivity20
      @positivity20 Год назад

      @@AndorranStairway very funny..😅. But the question was to say would your quality of food sleep dress etc change if you had 100 million instead of 1000 million

    • @AndorranStairway
      @AndorranStairway Год назад

      @@positivity20 100%. You’d be surprised just how high the ceiling goes when it comes to luxuries. There are mansions purchased for several hundred million dollars that billionaires fight over. This isn’t something someone with a hundred million can afford.
      You can also look at a place like Monaco to see the difference in the size of the yachts owned by millionaires and billionaires.

  • @kris_tan
    @kris_tan Год назад +3

    😍😍😍

  • @JJ-iu6sr
    @JJ-iu6sr Год назад

    I thought the billionaires would hang out at kopi tiam (coffeshops) or hawker centers..

    • @ginho3848
      @ginho3848 Год назад

      I actually used to spot Peter Lim at a hawker centre near his place. Those are our local rich.

  • @robllan
    @robllan Год назад +5

    I don’t know which Singaporeans you’ve been working with, but I haven’t found them to be direct. Quite the opposite in fact and it was frustrating.
    Perhaps it was to do with the fact that I worked in the government sector (attracts certain personality types) but I found that they can’t or won’t tell you what they really think. That includes most bosses, so you never know where you stand because there’s never any useful feedback in the workplace. The culture is that you have to second guess what others are thinking all the time.
    When I behaved like a typical Brit and tried giving feedback to my team at work, I found that the majority simply couldn’t accept criticism and became massively over defensive. That eroded efficiency, because I had to waste way too much time wrapping my words up in cotton wool. It was very annoying and it’s one of the reasons why I’m glad I left SG.

    • @MaxChernov
      @MaxChernov  Год назад +2

      Are you referring to billionaires or just bosses?

    • @robllan
      @robllan Год назад +1

      @@MaxChernov just bosses. Clearly if they were billionaires then they’d probably be more direct. And they’d only employ people who can actually cope with constructive feedback. As stated in my comment, it’s probably the fact that I worked in Singapore’s public sector that I had this experience.

    • @impopquiz
      @impopquiz Год назад

      Maybe they don’t feel “safe” speaking out with you or just the company culture. 😅

    • @robllan
      @robllan Год назад

      @@EGO0808 I don’t think you know enough about my situation or style of leadership to make that assertion. I’ve worked all over the world and led many teams quite successfully, so I have a lot of experience to compare the work culture in Singapore with. I’m not your typical Ang Moh because I’ve spent years away from my home country and I know how to get in tune with local cultures.
      But the fact remains that Singapore can be extremely tough in the opinion of many reasonable people. It is a fact that most locals are “groomed” from the time when they’re at school (reading out the Singapore pledge on a daily basis when you’re 5 years old is an example). They’re taught to conform and not to speak out, which gives many (but not all) Singaporeans self confidence issues. Those issues can be seen in the workplace, (unless you’re lucky enough to work somewhere like Google which is full of high achievers). Outside of that, several issues can be seen in the fabric of the society. I’m not trying to compare it with the society of my own country because Singapore is better in many ways, but corporate culture is definitely not one of them.
      My wife is a Singaporean BTW and she agrees with me. She found the workplace culture a refreshing change after moving overseas and she even said that in just a week at her new office overseas, she’d built up more rapport with her new colleagues than what she’d managed in 3 years at the Singapore office. And it was the same company !

    • @robllan
      @robllan Год назад +1

      @@EGO0808 thanks for the well balanced reply. I appreciate it. I understand the sort of leadership skills you’re referring to. I had to learn them (I wouldn’t have lasted for 6 years working in a Government statutory board if I hadn’t done) but that’s unfortunately inefficient, because it consumed so much time.
      My point is really not so much about me or what I felt. It’s more about the inefficiencies happening all around. It’s funny because many MNCs in Singapore actually hire expats, to try to import some of the culture of 360 feedback and more directness. I believe they’re doing that because they see the same issues that I saw and want to boost efficiency.
      I would return to Singapore because overall I liked it and my kids are Singaporean. But I’d be very selective about the organisation I’d agree to join.
      I wish you well in Malaysia. Great country! 👍🏻

  • @Dazulolwarrior
    @Dazulolwarrior Год назад

    The intro alone sums up working for rich people

  • @Kimmi7581
    @Kimmi7581 Год назад +6

    All of these efficiencies, safety and cleanliness comes with a cost to the society who are working to death.

    • @vieworama8188
      @vieworama8188 Год назад +7

      Even in countries without efficiency, safety and cleanliness, people are still working to death. Do you think that people outside of singapore does not need to work? As you have probably heard it from Tom in this video, even the billionaires are constantly busy and working, much so for the middle to low income people. For other countries, you may not even have the chance to work until death as your life expectancy would be lower.

    • @ss.2383
      @ss.2383 Год назад +3

      then there is the inefficiency, danger and filth in countries where people are left to fend for themselves/to die or drop dead for no reason and no fault of their own.

    • @aero.l
      @aero.l Год назад

      Feel free to move to India then.

  • @edisonwings
    @edisonwings Год назад +1

    haha ye should can have fun in the really fun secret club when u r in thr billionaires clubs😂... yes Singapore can be fun and not sterile..😅 if...you r crazy rich

  • @naniraj5087
    @naniraj5087 3 месяца назад

    All i got from this was restricted freedom..... i should know. lived there for 20 years.

  • @NakaNakaDerkaDerka
    @NakaNakaDerkaDerka Год назад +1

    Singapore is the best managed country in the world.

  • @Cecilia-
    @Cecilia- Год назад

    Did tom meet Adrian cheng in hong kong? LOL

  • @look4kc
    @look4kc Год назад

    I work for charities

  • @boonleeglobal
    @boonleeglobal Год назад

    I like your channel- let me see if I can contribute something. Instead of saying”…..if it is not good, blame RUclips….” which can come across as negative and shifting the blame( I know it’s a joke but it got a slight reaction from me), why not say” …if it good, let me know. If it is not good then you must let me know so that I can do better” or something like that - this way you get more likes or comments which will help the channel😅. Anyway great channel and you have a great personality
    Anyway, I don’t want to be a smart alec here but would like to be a part of community and contribute 🙏. One thing for us that is to my credit is that I watched till the end of all your video as you can see 😅

  • @stevensmith8876
    @stevensmith8876 Год назад +8

    A world class bullshitter. Good on him, he'll do well for himself and his clients. And that's "banking" for you. Nice work👍

    • @MaxChernov
      @MaxChernov  Год назад +8

      Why so rude?

    • @junchia2970
      @junchia2970 Год назад +2

      @@MaxChernov maybe sour grapes?

    • @nywf1824
      @nywf1824 Год назад +1

      It’s ok to give feedback but don’t be rude. His people management style is common and learned through life experiences. I manage people at work who are from all over world the same way, none are rich rich like his clients and they all appreciate it.

    • @alexs-ukhssourcingpartner4116
      @alexs-ukhssourcingpartner4116 Год назад +2

      ​@@MaxChernov ...about to get ruder, sorry Tom. Forward to 4:37. FFS Tom, it's TRANSCEND. Call it nit picking but this is where I get a sense of Tom's 'gaps' when it comes to understanding how true and compliant Tom is to a certain standard. Firstly, let's begin with 'FiLTH' before diving into the red flags of bullshit . Failed in London Try Hong Kong was a very tragic standard of Briton in the 90's found creeping about in Wan Chai and Lan Kwai Fung, HK. I won't go into any detail here but blagging skills are dead important. Secondly, let's appreciate the Polo stitching on the shirt as he stood out as someone insecure, using a branding visual to compensate this lack of self-worth and recognised achievement, academic or otherwise. Of course, on paper I'm sure Tom's credentials are impressive as he does have Singaporean P.R.
      However, forward to the third and final red flag. TRANSCEND is the big word he needed but instead, the bullshitter that he is, verbally shat out TRANSGRESSES. What a blagger.

    • @AndorranStairway
      @AndorranStairway Год назад

      @@alexs-ukhssourcingpartner4116people mix up words every now and then. And that’s what you care about? Who writes essays over a simple mistake?

  • @danielk6295
    @danielk6295 Год назад

    u mean the reality is this guy's at some multi-family office and he gets his deals from credit suisse / UBS, buys the coco bonds those banks can't distribute to other clients. sounds about right ...

  • @mrgod5139
    @mrgod5139 Год назад

    They don’t have much time?
    Where are they going?

  • @Kalimatullah_Yoh1-1.14
    @Kalimatullah_Yoh1-1.14 Год назад +2

    i remember someone u interviewed in the past saying that bankers are crooks😂

    • @MaxChernov
      @MaxChernov  Год назад +3

      He said it about financial advisers (which is anyway unjustified thing to say)

  • @tsunningwah3471
    @tsunningwah3471 Год назад

    mmm

  • @xxxyyy9361
    @xxxyyy9361 Год назад

    aussie cockney accent variants

  • @sps6
    @sps6 Год назад +1

    I am mouthing what everyone dying to ask…how much you earn!

    • @positivity20
      @positivity20 Год назад

      Singaporeans pay 20 to 30% of pay in rent.he pays 7.5k in rent..as per earlier video.( you are referring to interviewer or interviewed)

    • @lukeh3020
      @lukeh3020 Год назад +1

      @@positivity20 I pay 10% of our household income on rent. Others I know it’s more like 50%. Can’t really draw conclusions. Not that it’s any of our business.

    • @positivity20
      @positivity20 Год назад

      @@lukeh3020 true..

  • @sneo7470
    @sneo7470 Год назад +1

    👍👏💪🇸🇬

  • @joshnorton4918
    @joshnorton4918 Год назад

    My biggest regret was not investing into Bitcoin when my friend introduced me to Bitcoin in 2014

  • @Luca_86
    @Luca_86 Год назад +1

    Hi Max, you don't need to say "like" every 3 words to sound more English ;)

    • @MaxChernov
      @MaxChernov  Год назад

      Yeh… it’s not intentional, my bad habit :(