How I Save Money And Budget As A 20 Year Old Part-Time Working College Student

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  • Опубликовано: 17 дек 2024

Комментарии • 100

  • @thekamixcx
    @thekamixcx  3 года назад +10

    Hey everyone! I just posted an updated budgeting video: ruclips.net/video/iHfZKUuh8ng/видео.html
    Also wanted to thank you all so much for the love on this video!! I really appreciate it.

  • @julieyoung5865
    @julieyoung5865 3 года назад +280

    I think it is so important as a pet owner to have an amount of money put aside for surgery or other possible emergencies, we never know when they are going to get sick and as pet owners we choose to be responsible for another life and need to be ready at all times to help them

    • @thekamixcx
      @thekamixcx  3 года назад +11

      Absolutely. And it also helps out when you need to buy them food or something else for their personal needs

    • @Puglover480
      @Puglover480 3 года назад +2

      Totally agree!

  • @evelynlara9090
    @evelynlara9090 3 года назад +20

    “Only $13 an hour at the time” That’s how much I’m getting paid now & I was excited 🥺

  • @richsanson8497
    @richsanson8497 3 года назад +20

    I've just winged it for years, always earned more than my outgoings, never saved anything, once told my girlfriend she could have anything she wanted but I needed two weeks notice lol, now I've got a kid, run a car regular long distance, and a recent upgrade to the house, finding myself very restricted, that's how I stumbled here, ima watch again n try make sense of it lol, I'm definitely needing to do something like this. Thank you :)

  • @stephanienelson3706
    @stephanienelson3706 3 года назад +107

    hey, this was so useful to watch and easy to understand! i'm also a college student working part-time and i've been really trying to save my money efficiently, instead of just putting amounts of money from my current account into my savings when i feel like i can. definitely gonna try to put this into practice from now on :) you've got a new subscriber!! :)))

    • @thekamixcx
      @thekamixcx  3 года назад +4

      Hi Stephanie, I really appreciate you saying all of this. I’ve actually implemented a new way of budgeting which is similar to this one. I still haven’t found the time to make an updated video, but thank you for subscribing because when I posted you’ll be the first to see it!

    • @Anna-de8pd
      @Anna-de8pd 3 года назад

      Are you looking for how to invest your money and make good returns weekly and monthly as a student?
      Rutherford investment company helps you trade your cryptocurrencies and make you weekly and monthly profits. You only pay them 20% as commission

    • @Anna-de8pd
      @Anna-de8pd 3 года назад

      message Rutherford investment company on whatsapk with that number..

    • @Anna-de8pd
      @Anna-de8pd 3 года назад

      +.=1.= 9.=.0.=8 5=.2=.0=..6=.8.=.6.=2..=.

  • @thekamixcx
    @thekamixcx  4 года назад +33

    Hi! This video took HOURS to process so that's why It's going up on a Friday instead of Thursday like it was supposed to :). Thank you so much for watching & don't forgot to turn your quality to 1080p for a smoother looking video lol.

    • @john-paulcabral4670
      @john-paulcabral4670 3 года назад

      i love this vid , and i think you’re super cute too 🙈🐶

  • @ItsJustMea
    @ItsJustMea 3 года назад +26

    This video was so helpful!!! I'm about to turn 16 and get my first job and saving is so important to me. This taught me so much more then my personal finance class!.Thank you so much!!

    • @thekamixcx
      @thekamixcx  3 года назад +7

      I'm so happy I was able to teach you something useful lol. I am a big advocate for young adults becoming knowledgable about finances and budgeting so you literally just made my day with this comment! i'm thinking of possibly doing a series on all finance topics aside from budgeting like taxes and retirement accounts and investing since I'm currently taking a class on it all. I'm just not sure if it's actually something I want to do and people would want to see

    • @ItsJustMea
      @ItsJustMea 3 года назад

      @@thekamixcx Obviously I can't speak for everyone but I would definitely watch it. Sounds like a great idea.

  • @Laurar207
    @Laurar207 4 года назад +33

    Wow this was very helpful! I have never budgeted before and most videos don’t explain well their whole process like in detail as far as what they actually spend 👏👏

  • @hazellincons
    @hazellincons 2 года назад +1

    1:48 yess same i mean notebooks are like books with no writing on it and its addicting.

  • @yosanyonas2150
    @yosanyonas2150 3 года назад +55

    This helped me so much, I’m starting my first stable income and budgeting and saving is just so hard. Also we’re the same age and have the same birth month.

    • @thekamixcx
      @thekamixcx  3 года назад +2

      Omg!! So glad I could help!

  • @raulcardo5659
    @raulcardo5659 3 года назад +27

    Probably the best budgeting video I’ve come across lol thanks!!

  • @itscatina622
    @itscatina622 2 года назад +6

    This is a reeeeeally good video! You did so well with explaining everything clearly! Thank you so much ! 💗

  • @earnextrawithem1385
    @earnextrawithem1385 3 года назад +15

    I enjoyed watching this, thanks for explaining it so helpfully. I think our brains probably work in quite a similar way actually- you've given me some good tips for my budgeting!

  • @mizbootsie8175
    @mizbootsie8175 3 года назад +5

    Thank you for this video. I sent it to my niece. She thinks her "old" aunt (44) cannot understand what its liked to be young and budgeting.

    • @thekamixcx
      @thekamixcx  3 года назад +1

      This made my day! 44 is in no way old. If my mom were to see your comment she’d have a heart attack because that means SHE’S considered old too! I hope I can help your niece with starting her journey to financial stability! Who knows, she might end up being able to retire in her 30s!

  • @ReeceCaruso
    @ReeceCaruso 4 года назад +6

    Great suggestions, Such an important topic to talk about! great job breaking it down!

    • @thekamixcx
      @thekamixcx  4 года назад

      Thanks so much for the compliment!

  • @susiedees
    @susiedees 4 года назад +6

    Thank you for teaching me how to budget Queen! 💰

    • @thekamixcx
      @thekamixcx  4 года назад

      Susie Deniz yes sis! You’re welcome!

    • @Anna-de8pd
      @Anna-de8pd 3 года назад

      Are you looking for how to invest your money and make good returns weekly and monthly as a student?
      Rutherford investment company helps you trade your cryptocurrencies and make you weekly and monthly profits. You only pay them 20% as commission

    • @Anna-de8pd
      @Anna-de8pd 3 года назад

      I invested with Rutherford investment company last month and I already withdraw almost $10k from my investment of 1k with them..

    • @Anna-de8pd
      @Anna-de8pd 3 года назад

      +.=1.= 9.=.0.=8 5=.2=.0=..6=.8.=.6.=2..=.

  • @franciscagomes3323
    @franciscagomes3323 3 года назад +4

    Loved this video so much!!! I am in college and starting my first job, this helped me so much!

  • @rachelw3533
    @rachelw3533 11 месяцев назад

    oh Feb birthday? Happy early birthday!

  • @LifeWithLayan
    @LifeWithLayan 4 года назад +18

    Your so cute i love your energy and also this is so helpful for when im older :)

    • @thekamixcx
      @thekamixcx  4 года назад +4

      Thank you so much! I hope this helps you in the future. TRUST ME: start young and you will never have to worry about anything financially

    • @snoopdogg222
      @snoopdogg222 3 года назад +1

      @@thekamixcx could I get your Snapchat?

    • @NirtyDigger
      @NirtyDigger 3 года назад

      @@snoopdogg222 thats hot

  • @alexmiesch4578
    @alexmiesch4578 4 года назад +5

    This was so helpful, thank you so much for sharing !!!

    • @thekamixcx
      @thekamixcx  4 года назад

      I’m so glad I could help. Thank you!

  • @pilarwilson3057
    @pilarwilson3057 2 года назад

    Excellent beginning budgeting tool!

  • @ZachGinnOfficial
    @ZachGinnOfficial 4 года назад +3

    Love your unselfish work Kamilla! 💪

  • @sthapanasithlong1557
    @sthapanasithlong1557 3 года назад +2

    This is a good budgeting technique. Keep up the good work!

  • @keeks02002
    @keeks02002 2 года назад +1

    loved this!

  • @matthewsalvador9783
    @matthewsalvador9783 3 года назад +3

    Great video, I subscribe. Your explanation was on point with a hint of experience. I used to do this but I quit it for no good reason. Oh by the way you’re glowing.

  • @Brwngrly
    @Brwngrly 3 года назад +2

    Love this video

  • @truongtrong1162
    @truongtrong1162 2 года назад +2

    I think it'd be really useful for some people that need to earn extra cash to to save for college and even supplement family income. for them, taking a part-time job isn't a matter of choice but necessity. but for others, including me, working a part-time job is necessary if it could help them progress in terms of their career goals.

  • @myimaginationstories9755
    @myimaginationstories9755 3 года назад +2

    Thanks for the tips💃💃💃💃

  • @momentumnewsco
    @momentumnewsco 2 года назад

    You should do more content like this!

    • @thekamixcx
      @thekamixcx  2 года назад

      I'd LOVE to, but I don't really know what else to do budgeting/finance wise except for this lol. No other video ideas come to mind

    • @macejowski
      @macejowski Год назад

      @@thekamixcx building credit, investing, high-yield savings accounts, digital budgeting, etc.

  • @rachelw3533
    @rachelw3533 11 месяцев назад

    Thank you!

  • @guppy8073
    @guppy8073 3 года назад +3

    This was very helpful, thank you! A bit of an irrelevant question, but I’m trying to get into makeup and I found your look very simple but pretty. Do you remember what products you used in this video?

    • @thekamixcx
      @thekamixcx  3 года назад

      Hey! Thanks this. I used to use the colourpop tinted moisturizer, then pink color corrector under my eyes from urban decay, light Maybelline concealer, the blush I got from Walmart it was just a cheap blush, then my highlight is most likely also a colourpop stick highlight

  • @thewolfoflondon8141
    @thewolfoflondon8141 3 года назад +5

    “If you don’t budget your spending
    you’ll spend your budget”

  • @chlochlo8207
    @chlochlo8207 2 года назад

    Thanks for this

    • @chlochlo8207
      @chlochlo8207 2 года назад

      I took notessss

    • @thekamixcx
      @thekamixcx  2 года назад +1

      Love that for you & good luck on your budgeting journey!!

    • @chlochlo8207
      @chlochlo8207 2 года назад

      @@thekamixcx thank you love!

  • @DylanZucker
    @DylanZucker 4 года назад +2

    really helpful but super long 😬 loved the 'sinking funds' idea.

    • @joam8300
      @joam8300 3 года назад +1

      It's 17 minutes. 🤦🏻‍♀️ How is that long hahaha

  • @stephaniecollazo4515
    @stephaniecollazo4515 4 года назад +1

    love this! ☺️

    • @thekamixcx
      @thekamixcx  4 года назад

      Stephanie Collazo thank you! ❤️ girl... it was DAYS editing this so I’m glad you liked it ;)

  • @drewfisk8163
    @drewfisk8163 4 года назад +2

    Quality content. Thank you for the useful knowledge! #MyMindIsABank

  • @glendasworld4125
    @glendasworld4125 3 года назад +5

    $500 each paycheck? I make only like ~$200 per paycheck working part time as well.

  • @manahilkhalid377
    @manahilkhalid377 2 года назад

    Helped so much

  • @yungranza592
    @yungranza592 3 года назад +4

    Commenting for algorithm 🥳

    • @thekamixcx
      @thekamixcx  3 года назад +1

      ❤️❤️❤️❤️

  • @audny-cashaestewart9023
    @audny-cashaestewart9023 4 года назад +3

    Thank you so much for this!!

    • @thekamixcx
      @thekamixcx  4 года назад

      I’m glad I could help!

  • @ghalibahmed6676
    @ghalibahmed6676 3 года назад +3

    great video but I got a question. how on earth is your car insurance only $100?

    • @thekamixcx
      @thekamixcx  3 года назад +2

      HAHA thanks. So, I got my car off of craigslist and paid in full after saving so I wouldn’t have payments. I have a clean record after driving for 5 years, thankfully, and I was able to get the “good grades” discount they give to students after sending my transcripts since some insurance companies do that. I also have liability insurance, not full coverage, so that shaves some off

  • @joana3490
    @joana3490 3 года назад +3

    do you keep the sinking funds money on your normal account? because that's where my problems start, if I leave it all there then I'll lose track of what I'm spending where but I also don't want to carry my money around in envelopes or wtv because 1. it might get stolen and 2. I buy a lot of my essentials online

    • @thekamixcx
      @thekamixcx  3 года назад +1

      Definitely go watch my new video bc yes i do keep the money in all of my debit/savings accounts right now, but I show you how I break it down every paycheck so I know my balance of everything!

  • @its404ty6
    @its404ty6 Год назад

    😢😢 i get 8 dollars an hour and my job is closed on the weekends

  • @nguyendiemquynh1328
    @nguyendiemquynh1328 3 года назад +2

    you are so cute and your video is wonderful as well. Thank you so much

    • @thekamixcx
      @thekamixcx  3 года назад

      you’re cute 🥰 thank you for watching

  • @sydneyp7867
    @sydneyp7867 2 года назад

    Me as a 26 year old seeking out budgeting advice I’m desperado

  • @zaderq1
    @zaderq1 Год назад

    07:18 - sure, that’s the reason why they lock down.

  • @thetongueofangels1882
    @thetongueofangels1882 3 года назад +3

    Lmao this is so cute😅😅❤

  • @_.ewoma._
    @_.ewoma._ Год назад

    Wait, you pay for credit cards??

    • @thekamixcx
      @thekamixcx  Год назад

      girl.... you have to pay back the money on credit cards that you've spent

    • @_.ewoma._
      @_.ewoma._ Год назад

      @@thekamixcx oh sorry🤦‍♀️ I thought I saw debit cards😂

    • @thekamixcx
      @thekamixcx  Год назад

      @@_.ewoma._ Hahaaha no worries ;)

  • @saerah3291
    @saerah3291 2 года назад +1

    where are u getting $200 rent omg!??

    • @thekamixcx
      @thekamixcx  2 года назад +3

      Living with parents lol. But, if you get a few roommates you can currently have rent down to $450 if splitting between 4 people in LA, depending on the area of course

    • @naina8079
      @naina8079 2 года назад

      @@thekamixcx your parents make you pay rent?

  • @hotgirlsarehot
    @hotgirlsarehot 3 года назад +5

    Once you get more subs, your savings will have an extra zero at the end

  • @rowaiida1443
    @rowaiida1443 3 года назад +4

    Thank you camila... this is so useful and easy to understand as i´m planing to study in US in the near future.Really appreciate your details cuz it´s easier for international students.. who are completely new to the US world of banking,saving n stuffs🤞😆
    Congratulations!!You´ve got a new subscriber!!🤍🥳

    • @thekamixcx
      @thekamixcx  3 года назад +1

      Thank you so much! I’m glad this was helpful and that you enjoyed. Thanks so much for subscribing!