IRDAI Master Circular for *Health Insurance & Life Insurance* Companies | Gurleen Kaur Tikku
HTML-код
- Опубликовано: 28 сен 2024
- IRDAI has launched their Master Circular 2024 for Health & Life Insurance Companies operating in India on 29th May 2024.
The latest circular highlights the broad requirements to be complied with by the insurer for the insurance companies.
This circular is revised every year in favour of the customers & to motivate people to buy more & more health insurance.
You can find the Master Circular HERE : irdai.gov.in/d...
WATCH THE VIDEO FOR MORE DETAILS :)
To buy insurance policies, click here - hareepatti.com...
--------------------------------------------------------------------------------------------
For any queries:
📲 WhatsApp : wa.me/message/...
📞 Call : 9650706699
💌 Mail us at: info@hareepatti.com
--------------------------------------------------------------------------------------------
You can also reach out to us on our Social Media:
📸 Instagram: / gurleentikku
/ hareepatti
🎬 Facebook: / hareepatti
👩🏼🏫 LinkedIn: / gurleenkaur
🐦 Twitter: / gurleen011
✍🏻 Website: hareepatti.com
Do SUBSCRIBE to our channel for more such informative videos:
/ gurleenkaurtikku
--------------------------------------------------------------------------------------------
IRDAI , IRDAI master circular , IRDAI health insurance rules , IRDAI life insurance rules , IRDAI latest circular , IRDAI health insurance , best health insurance 2024 , health insurance rules in India , IRDAI life insurance , best life insurance 2024 , latest health insurance companies guidelines , health insurance cover IRDAI , latest life insurance companies guidelines ,health insurance with diabetes cover , health insurance waiting period , gurleen kaur tikku , financial advisor , hareepatti
#irdai #lifeinsurance #healthinsurance #gurleenkaurtikku
--------------------------------------------------------------------------------------------
Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.
![Tee Grizzley - Blow for Blow (feat. J. Cole) [Official Video]](http://i.ytimg.com/vi/wNLN5xsx5dc/mqdefault.jpg)
Thank you so much for the information 🙏
Glad it was helpful!
Hi madam, thanks for the timely information.
But i personally see that these guidelines issued by IRDAI are not taken seriously by insurance companies because my application for health picy was rejected by ICICI LOMBARD ELEVATE PLAN in August 2024 by the reason that I am blind person. This is a violation of the circular released by IRDAI In the month of MAY2024.
Madam no matter how many circulars IRDAI brings out , there is no impact on our insurancevompanies.
Anyhow thank you for the information and efforts from your side.
File a complaint with IRDAI.
@@sasikanthmynampati158 how?
How are you typing if you’re blind ?
@@Iamniyas17 with technology
@@santoshkumar-bp6qn RBI OMBUDSMAN me jao uncle
Mam my insurer says ki IRDAI Insurance products regulations 2024 are applicable from 01 October and since my policy was renewed in May 2024 so i will not get reduced moratorium and other benefits. Is this true?
What’s reduced moratorium ?
All benefits and changes mentioned in the circular will apply to existing and new policies as well.
NICE INFROMATIVE VIDEO MA'AM PLEASE MADE VIDEOS ON SARVAH PARAM PLAN- MANIPAL CIGNA HEALTH INSURANCE THEY PROVIDING ZERO WAITING PERIOD IN THEIR POLICY
Thank you, Also ManipalCigna Video is coming soon.
Can u prepare a video on Surrogacy and Oocyte coverage in Health Policy
ji, noted !
We will bring up a video soon !
Very informative video. Point 10 is very interesting. Today insurance companies are rejecting giving policy for many because of something not so significant - for example insurance is denied for those who have undergone angiogram, which is just an investigation procedure.
Whatever these guidelines are will they apply only to new policies or to already existing policies too ??
Exiting policies as well after the renewal of your policy & New polices also.
this rules are just for names, most of claims denied cashless insurance companies send reply within 3 hours that cashless denied, please go with reimbursement so there are many weapons which utilized by companies at time of claim.
So dont rely on these traps. if you policy has not completed 3 years. insurance companies only questionable if they dont settle, dont assume settle means approved , if claim denied this is also called as settled.
point no. 9
both health policy claim pr or clear kare
Exp. if policy A 3lac and policy B 10lac and claim amounts 2.5lac so can claim both company ?
What about surender valu
You can check more details regarding the changes in the circular : irdai.gov.in/document-detail?documentId=5625747
Thank you very much Mam 🎉
Keep Watching !
Madam, in post hospitalization can we change doctor or hospital, can we get claim after changing doctor or hospital
Can you review the super top up plan from sbi general insurance which was launched recently ?
Nyc Information 😊
Than you, keep watching !
I requested for hard copy of my policy from NIVA Bupa , care health and Bandhan life but company didn't send me hard copy. Is it must to send copy, if customer requested.
In era of digital transactions and digital documents. Insurance company still insist on hard copies of bonds and payment receipt needs to be changed. All information already with company and customer unnecessarily troubled.
#myquestion
हाय मॅम क्या आप बता सकते हो की niva bupa मे प्रीमियम हाईक आ रहा है और उनका आयपीओ भी आ रहा है आयपीओ के वजह से प्रीमियम hike आ रहा है. और अगर ऐसी बात है तो जिंका लॉक द क्लॉक या बूस्टर प्लॅन है या 3x 5x क्या ऊन का भी प्रीमियम बढेगा क्योंकी लॉक द क्लॉक मे तो प्रीमियम बडता नही है जब तक आप क्लेम नही करोगे तब तक प्लीज इसके बारे मे जानकारी दीजिए या व्हिडिओ बनाये मतलब कंपनी एसे एडवर्टाइजमेंट करती है और बाद में प्रीमियम बढा देती है तो क्या इन कंपनी मे से हेल्थ इन्शुरन्स लेना सही होगा या कंपनी चेंज कर दे
I want to Port my exist health policy kindly help
Nice video ma'am..thank you for sharing the timely updates from insurance industry
Thanks a lot, keep watching !
Thanks
Keep Watching !
Moratorium Period पर पुरी जानकारी का व्हिडिओ बनाए Mam Please इसका मतलब और फायदा क्या होता है Mam
And also when porting what will happen to moratorium period
Noted ✅ We will bring up a video soon !
Mam ye revise master circular kab se effective hai ?
Mam namaskar app ne jo 10 no bala point bole hain wo ta koi company man hi nahi rahi hai mujhe PED hai last 1 year before mujhe koi company policy nahi de rehi hai withh out reason cancel kar de rahi hai mera proposaal kya karna padega pz help kijiye irdai main bhi complain kiya unhone mana kar diyaa iss regards help ke liye
Time waste video
Madam plz tell me all insurance companies will provide modern treatment as per IRDA rules??plz reply it's very much important to me.
Moretorium Period ko lekar kuch ?
I was informed by ICICI LOMBARD that they do not provide hard copy of the Health Insurance Policy anymore. Only soft copy of the policy will be available.
I also received this information from ICICI LOMBARD but I mailed to ICICI LOMBARD on 20 Sep 2024 then demand the hard copy and also I written according to irdai guidelines please provide hard copy and then they agreed . Dispatched my policy hard copy through courier on 23 Sep 2024
Madam can a agent of a health insurance company buy policy for self, wife or family member. Is it legal and will the claim be settled.
Anyone can buy any policy.
Good. Aapne IRDA Master Circular no IRDAI/ACTL/MSTCIR/MISC/89/6/2024 dated 12/06/2024 ke bare me bhi video Kiya to kaafi achcha honge.
Thank you jee, keep watching !
Thanku mam for update.
Best Information
Thanks a lot, keep watching !
Kya same company me migration karne ki bare me koi guideline he
Thank you for the information madam
Thanks a lot, keep watching !
Nice 👍❤
Thanks a lot, keep watching !
IRDAI master circular mein general insurance ke liye koi changes hai kya?
Ma'am moratorium period ke bare mein vistar jankari ke liye video banaooo