ETFs offer exposure to a wide range of assets, such as stocks, bonds, or commodities, which can help reduce risk. ETFs, like broad market index, sector-specific, and bond ETFs, are favored for long-term investments because of their diversification, reducing risk while offering growth and income potential.
Many promising stocks across industries are worth tracking. While it's not necessary to act on every prediction, enlisting the guidance of a financial advisor is advisable. They can assist you in determining optimal entry and exit points for purchasing and selling shares or ETFs, ensuring well-timed decisions aligned with your investment goals.
I fully agree and place great value on my advisor's role in guiding my daily investments. They excel in both long and short strategies, managing risk for potential gains and protection against market downturns. Their access to exclusive insights and in-depth analysis makes exceeding expectations a regular outcome. In the two-plus years I've worked with my advisor, I've gained over 1.2million dollars.
@@mikegarvey17 Kindly share the details for reaching your advisor. With inflation negatively affecting my funds, I'm in search of a more lucrative investment strategy to optimize their performance.
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
You might research potential candidates and keep a look out for those with clever methods that can help you grow your portfolio gradually and steadily. Carol Vivian Constable is my FA. She is knowledgeable and accommodating to your needs. establish her identity
She goes by ‘Carol Vivian Constable’’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did
I have added a variety of stocks and ETF to my present holdings for the long term. I also have $300k aside to start following inflation-indexed bonds and stocks of companies with solid cash flow. I strongly believe this is a good time to capitalize on the market for long term gains. But actualizing a short term profit would not be a bad idea for me at all.
A collapse of margin debts leads to a decrease in stock prices and it triggers a ripple effect on selling of stocks as investors will try to cover their losses.
Investors should be cautious of their exposure and should be extra careful of their buys, especially during inflation. Such high yield in recession is only possible with the guide of an financial expert who has proven and knowledge on investment strategies.
I totally agree. That is the main reason I employed the service of financial advisor, seeing that their skill set is centered on going long and short at the same time, with the ability to identify and mitigate potential risk on and threat on my assets, employing risk for the asymmetrical upside and laying off risk as a hedge for the inevitable downward turns. I have netted a whooping 2.2million in 2years of working with my advisor, and I am not even doing much.
I have also be looking for a reliable financial advisor. And after seeing the credentials of Jason Herman Pierce, I think he is good for me. I have sent an email to him. I anticipate his response. Thanks.
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
I'm interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
For newbies and busy investors who have little or no time to monitor trade employing a professional financial analyst or advisor can certainly add value. Their expertise can potentially speed up wealth creation and navigate market complexities, but it's important to choose someone reputable and consider their fees, as they can impact your overall returns.
Build a diverse portfolio that keeps you motivated. Speed up the process where possible. I'm all for dividends and I reinvest them into ETFs (ARKW, VOO, VXUS, IVV) and company stocks. After reaching my first million, I realized that when a stock starts booming, by the time you hear about it, you’re often late to the party. That’s why I ensure my CFA, Evelyn Burchett, handles that for me. I'm ever grateful to her-it's like turning on notifications to earn.
You're absolutely right about the power of compound interest and the long-term potential of investing in index funds like the S&P 500. For many, passive investing in broadly diversified funds can be a reliable strategy over time.
I recently sold some of my NVDA stock to secure profits, but I'm retaining a portion for the long term. Nvidia's growth potential remains robust. I'm considering diversifying my 6-figure portfolio, but I'm uncertain about managing risks in my next move.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
While balancing your portfolio allocations, de-risk your investments, support your core holdings, and take some gains. Even managed portfolios don't always perform as well as I would advise, so it's essential to get the advice of a qualified fiduciary; my spouse and I find that this works for us. Net of dividends, we have had over 80% capital growth.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
‘Dianne Sarah Olson’ is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
Finding financial advisors like Sonya lee Mitchell who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
This time last year I considered getting into index funds without much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year down the road, I truly cannot stress enough how helpful experts in this field are!
It’s not rocket science. I got into index funds, and ETFs, myself but wasn't getting the results I wanted the first couple of months. Got tired of taking losses and decided to seek mentorship from Jonas Herman, a certified fiduciary who helps oversee my investments and has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my investment decisions align with market dynamics for optimal profit.
@@Vikturneer That's your view. In my experience, there is no such thing as a mentor or formula, it is nearly impossible to achieve success with investing. It’s all just gambling.
Sounds like I need help so bad. To me, these get rich quick schemes (stocks) are not worth it and I know that's the same mindset holding me back from taking a step forward.
I don't usually leave comments on socials but I feel compelled to. I just wanted to let you know that you’re doing a great job, Jonas. You have made a real difference in my investing journey.
I've been purchasing stocks since the beginning of the year, but nothing has changed. However, I've been reading articles about people who are still in the same market who have made over $350,000 in just a few months. What am I doing incorrectly?
True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. hence I will suggest you get yourself a financial-Advisor that can provide you with entry and exit points on best stocks to buy now or put on a watchlist. Apple, Merck, General Dynamics, Cheniere Energy and Marriott International are prime candidates.
Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell .
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
So do you think it's best for us who are not institutional investors to focus on index funds or individual stocks? I want to redistribute my $150k portfolio and I preferably want the asset class with the best return in investment. Thanks!
Index funds are a safer bet to start. They offer good diversification. But individual stocks could make you a fortune if you know how to go about it. Some people make upper six figures yearly from investing alone. But it's always a good idea to work with a financial advisor. It raises your chance of profit by a lot.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
I work with "Monica Shawn Marti" and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
I really appreciate your useful advice. I was able to set up a call with her and confirm her identity. She seems incredibly knowledgeable, and I hope I'm able to connect with her.
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.
This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far
I was confused with these funds before but it’s SO much clearer now. Thank you for the straightforward explanation! I love your channel and I will share w my family and friends 😊
I did the lump sum buy at first, 125k into SCHD, 75k TSLA, 25k VYM, 25K VUG. Now I'm dca buying roughly 2k every week of whatever is on sale, and looking to add more tech positions to my portfolio. I'm looking to hold long term 15 - 20 years, so hopefully my lump sum buy in doesn't bite me in the ass long term.
Interesting. I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
This video was super informative! Seeing you on TikTok and following other financial/business professional accounts, I am beginning to build my way to “financial freedom”. Thank you for clarifying the Index fund and mutual fund. I almost considered putting my money into a mutual fund, but after learning how high fees could be, I’m just going to opt for an index fund.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
Omg. I’ve been doing all wrong. Please talk about more about stocks for dummies! How to choose stock, etc. Please also talk about investing per ages 30s, 40s, 50s.
I've managed my retirement portfolio for 5 years with $900k in assets, but I've underperformed recently. Are there anyways to turn this around or Should I sell and switch to a High-Yield Savings Account?
After experiencing heavy losses in 2022, I consulted a fiduciary advisor. By restructuring and diversifying my $250k portfolio with blue-chip/growth stocks, ETFs, Mutual funds, and REITs, I achieved an annualized gain of 36%
She goes by ‘’Melissa Elise Robinson’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
@@humphrey I’m new to investing, I have 30k in my Questrade TFSA account looking to invest in 100% VEQT. So all I have to do is buy as many shares I can with my 30k and that’s it? Besides logging in to buy more shares every month for 30+ years, I don’t need to do anything else on my Questrade account? Can I set it and forget it?
Nothing wrong with mutual funds. A portfolio of index funds and mutual funds will keep the costs low and give you the benefit of both. There are some mutual funds, for example some of the ones managed by Baillie Gifford that are not much more expensive than index funds and provide a much greater return. I dont agree that all mutual funds are bad maybe you just havent done the research into the best performing ones. Here in the UK its not just picking the right funds but also choosing the necessary accounts to hold them in. For example whether that be in a pension, ISA, Investment Account etc…
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Omg, I finally have a clear understanding of what these funds are and how they work! Thank you so much for simplifying the information. You're awesome!
Great video, fantastic job explaining the similarities and differences between these investment options, and I found it very informative. I noticed one crucial aspect missing, and that is tax liabilities associated with these investment vehicles. I believe including information about tax implications would greatly benefit your viewers. If I remember correctly, one of the key attractions to ETFs, is the tax advantage they offer. Investors in ETFs typically do not have to pay taxes on capital gains until they sell their shares, allowing for tax deferral and potential tax savings. On the other hand, investors in mutual funds may be required to pay taxes annually on capital gains, which can impact their overall returns. Let me know if I got it wrong.
After a terrible 2022, shell-shocked financial backers have a lot to think about and losses to recover from. An expansion report and a wealth of other data did little to alter assumptions that the Central bank would likely keep raising interest rates regardless of whether the economy slows down. This implies that portfolios will experience more losses during the first quarter of 2023. I'm currently at a crossroads deciding whether to exchange my $250k security/stock portfolio; how might the continuous market volatility work to my advantage?
Concentrate on two main objectives. First and foremost, keep yourself safe by knowing when to sell stocks to reduce losses and maximize gains. Second, prepare yourself to gain from a market turnaround. I advise you to seek the advice of a representative or financial counselor
@@DavidAntony-gq7id In fact, ever since Coronavirus, I've been in regular communication with financial examiners. Nowadays, buying moving stocks is quite easy; the trick is knowing when to buy and when to sell. The section and leave orders for my portfolio are made by my counsel. accumulated more than $550,000 from a $150,000 savings that was initially stale.
@@DavidAntony-gq7id She is KRISTIN GAIL CUNNINGHAM , my consultant. Since then, she has devoted section and leave attention to safeguards that I have been keeping an eye out for. You can locate information about the chief online, on the off chance that you're interested. I made no regrets about substantially adhering to their exchange strategy.
@@harrisonjamie794 sincerely thank you I looked her up on the internet and was awestruck by how qualified she was; I contacted her since I need all the help I can get with canning. I've just scheduled a call.
Index Funds and buying individual stocks for that risk/reward factor is the way to go. I prefer that passive approach for sure while also loving the ability to get myself some shares in Apple, etc 🤣. You cleared up a ton for me man! Subbed
Major indexes booked their worst yearly performance since 2008 thanks to drivers like the recession, war, hiked interest rate and inflation which so far doesn’t seem to be easing off, so I’m left wondering what 2023 has in store for us investors, I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here, is it a good time to buy or do I wait?
I think stocks will plummet further before actually experiencing steady growth and there are still quite a few stocks that makes for a good buy this season, you just have to do your research, but to be on the safer side and not second guess your market decisions, I’d suggest you reach out to a proper investment adviser for guidance, they’re better equipped at understanding market patterns/movements and adjusting portfolio to match up with these market trends.
my portfolio is down over 15% just last month alone and It’s been that way for the best part of 2022 and I really could use professional help, I’m close to retirement. have you worked with an investment adviser before and could recommend any?
My advisor is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
Great channel! In my late 20's and STARTING to understand the value and importance of early savings. While I may have missed the boat to some degree, it's still incredibly beneficial to start whenever!
I do have a question regarding dividend ETFs. I have a few and I don't seem to be getting the dividends from them and historical returns doesnt seem to be dividend adjusted. Do divi ETFs pay out the dividends or only track the share perf or high dividend stocks...im a bit puzzled
In a taxable account: mutual funds that have capital gains would result in taxes owed. ETFs don't generate capital gains until sold, so no taxes owed until the year ETF is sold. Did I get this correct?
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Great video. I'm a late arrival to investing for retirement. I've only had a Roth IRA for about a year now and have about 3k in it. The majority of my assets are mutual funds. Luckily all my expense ratio's are pretty small ranging from 0.04 to 0.65. With that being said, I think I'm gonna pivot to ETF's just to be safe. If things go according to plan, I still have between 20 - 25 years left before retirement so hopefully I can build up a nice nest egg. Anyways, thanks for all the valuable tips!
Chris Glazener, 20 years x 6000 dollars a year is 120,000 not counting the interest and your funds increasing over the years, consider putting at least 10% of what you earn into a 401 at work or similar fund that brokerage can set up for you. You need at least $300,000 to retire, $500,000 is a lot better. Don't mean to scare you, but that is your goal. Last year I was treading stocks, and made $6000 into my Roth without putting any money into the account. Keep doing what you are doing and you should do well. Oh something else multiply 3000 dollars x 6% you get $180 a year, you could get 8% some years or more, so compounding works well. Oh a $100,000 x 6% the lowest you should expect is $6000 and you can keep adding the $6000 a year on top of that, and of course no taxes. That's the beauty of the Roth, you can only pull out what you deposited with nor penalty, before 59 1/2.
@@brucerowe2895great advise. To summarize: the first $7000 goes to max your ROTH, next max your 401k, and finally set aside some funds for your brokerage account.
This is very educational, Humphrey. You are doing a great service. A small criticism about accuracy. Index funds are not a separate category unto themselves. There are mutual funds that are index funds and there are ETFs that are index funds. Textbook definition: An index fund is an investment fund - either a mutual fund or an exchange-traded fund (ETF) - that is based on a preset basket of stocks, or index.
so.. if buying a share of the second type of fund (the index fund) .. what are you actually buying? if it simply 'aims to track an index' .. it seems like you're not really buying stocks. is this correct? this is the one that is confusing me. i understand mutual funds. and i pretty much understand etf
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Christina-Gisela Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. Alice Marie Coraggio, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
Very clear and helpful : thanks! Didn’t realise mutual funds had such high fees! BTW does each country have different index funds and are they limited to just one country’s stocks? Or are there more global’ index funds that track multiple countries’ stocks or index funds just for emerging markets etc etc ?
I've read that ETFs are more tax efficient than index funds. I believe in long-term investing, and I don't plan on selling anytime soon, so would I save more on taxes with an ETF or index fund in the long haul in a taxable brokerage account?
Thank you for this! I would love if you could include hedge fund. This is the only one I'm still confused about. Also, how can we find out what time an index fund is traded in the day?
I have a bunch of "funds" across my pension and ISA. I am after a website or an app which allows me to plot them on a line chart so I can see their performance over time. They all have an ISIN Code. I want it to remember the funds that I am tracking. Any suggestions?
What do you mean by paying commission fees to a brokerage? Cant you purchase direct on vanguard, fidelity etc? I don’t see how Robinhood saves any money please let me know. Thanks!
until recently, brokerages used to charge you fees for just making trades, that has since become non-existent since Robinhood introduced that concept back a few years ago, the rest of the industry has conformed to that.
I bought $3000 worth of VT over the past 3 weeks. After realizing how much a deadweight the international stocks in that ETF is, I decided to sell my shares and buy the VTI ETF or VSTAX mutual fund equivalent. I'm now deciding between getting the ETF or mutual fund. The expense ratio is only 0.1 % more with the mutual fund vs the ETF. I was drawn to the mutual fund mostly for psychological reasons; to reduce how often I look at my portfolio and to not make any rash selling decisions.
still I just don't understand what is the point in dumping 3 grand into a single index fund when I can dump the same amount into the equivalent etf or even diversify it? what is the advantage of an index fund over an etf? or is there one?
The market is out of control, and banks are failing one by one. Could there be any potential in the stock market for a boomer like me? I am working on an approximate estimate of $3M for retirement.
I still really don't understand how index funds work in the first place. Like what it means to track a market. How does that lead to having shares from particular companies in it? Sorry total noob here
I have a target date fund with my employer’s 401(k) and the net & gross expense ratio is .09%. im assuming that ratio is adequate or should i still look further into etfs and index funds? maybe for a IRA?
Im so glad ive been watching your videos. i had an interview with a new bank just now trying to sell me on mutual funds, BUT I KNEW THAT WAS RUBISH! Putting it all in Index Funds going forward!!!
I have a question. Im trying to learn about investing and my question is, if i buy an ETF and it has say apple in it, can i also buy a single share of apple so i could add more money to apple over time?
Hi been following your video's, very good video's but i have a question, can i treat ETF the same as Index funds concept, meaning set it and forget it? And will the ETF have the same benefit as Index to which the dividends be reinvested?
what do you mean by "index funds can only bought one time in the day"? Does this mean every index fund has a given time like 9 to 10 am that u can buy it and sell it?
Buy and sell orders for mutual/index funds are completed at the end of the day. ETFs and stocks can be bought/sold throughout the day so you can easily make dozens of buy/sell orders in one day.
anyone have any video recommendations for info on stocks starting at ground zero. taking an economics class and i have no idea anything about stocks or investing. im clueless about a lot of words used in the videos i’ve watched and no video seems to explain them.
Hi Humphrey, Great videos. It will be great if you could little bit slow down when you speak so folks like us can digest. Keep making great videos. Thank you so much.
Question: Is it true that holding an ETF will be more tax-efficient than holding an index fund? I am confused. I know that an index fund manager has to rebalance his holdings (and therefore incur tax consequences). Doesn't an ETF manager need to do the same thing?
Is your return on investment higher when comparing an index fund versus an exchange-traded fund due to the net asset value price being lower than the market price?
ETFs offer exposure to a wide range of assets, such as stocks, bonds, or commodities, which can help reduce risk. ETFs, like broad market index, sector-specific, and bond ETFs, are favored for long-term investments because of their diversification, reducing risk while offering growth and income potential.
Many promising stocks across industries are worth tracking. While it's not necessary to act on every prediction, enlisting the guidance of a financial advisor is advisable. They can assist you in determining optimal entry and exit points for purchasing and selling shares or ETFs, ensuring well-timed decisions aligned with your investment goals.
I fully agree and place great value on my advisor's role in guiding my daily investments. They excel in both long and short strategies, managing risk for potential gains and protection against market downturns. Their access to exclusive insights and in-depth analysis makes exceeding expectations a regular outcome. In the two-plus years I've worked with my advisor, I've gained over 1.2million dollars.
@@mikegarvey17 Kindly share the details for reaching your advisor. With inflation negatively affecting my funds, I'm in search of a more lucrative investment strategy to optimize their performance.
@@mikegarvey17who is your advisor please, if you don't mind me asking?
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
You might research potential candidates and keep a look out for those with clever methods that can help you grow your portfolio gradually and steadily. Carol Vivian Constable is my FA. She is knowledgeable and accommodating to your needs. establish her identity
She goes by ‘Carol Vivian Constable’’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did
I have added a variety of stocks and ETF to my present holdings for the long term. I also have $300k aside to start following inflation-indexed bonds and stocks of companies with solid cash flow. I strongly believe this is a good time to capitalize on the market for long term gains. But actualizing a short term profit would not be a bad idea for me at all.
A collapse of margin debts leads to a decrease in stock prices and it triggers a ripple effect on selling of stocks as investors will try to cover their losses.
Investors should be cautious of their exposure and should be extra careful of their buys, especially during inflation. Such high yield in recession is only possible with the guide of an financial expert who has proven and knowledge on investment strategies.
I totally agree. That is the main reason I employed the service of financial advisor, seeing that their skill set is centered on going long and short at the same time, with the ability to identify and mitigate potential risk on and threat on my assets, employing risk for the asymmetrical upside and laying off risk as a hedge for the inevitable downward turns. I have netted a whooping 2.2million in 2years of working with my advisor, and I am not even doing much.
Jason Herman Pierce is the expert fiduciary i use. You can google him to get more information about him.
I have also be looking for a reliable financial advisor. And after seeing the credentials of Jason Herman Pierce, I think he is good for me. I have sent an email to him. I anticipate his response. Thanks.
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
World economy depends!!!! Get out there in November vote TRUMP 2024 so this madness ends! 👍🏻✌🏻💙🇺🇸🦅
I'm interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
For newbies and busy investors who have little or no time to monitor trade employing a professional financial analyst or advisor can certainly add value. Their expertise can potentially speed up wealth creation and navigate market complexities, but it's important to choose someone reputable and consider their fees, as they can impact your overall returns.
Build a diverse portfolio that keeps you motivated. Speed up the process where possible. I'm all for dividends and I reinvest them into ETFs (ARKW, VOO, VXUS, IVV) and company stocks. After reaching my first million, I realized that when a stock starts booming, by the time you hear about it, you’re often late to the party. That’s why I ensure my CFA, Evelyn Burchett, handles that for me. I'm ever grateful to her-it's like turning on notifications to earn.
You're absolutely right about the power of compound interest and the long-term potential of investing in index funds like the S&P 500. For many, passive investing in broadly diversified funds can be a reliable strategy over time.
@@OliviaSmith-bq2nfNicely done. I love diversity
Out of curiosity I did read about Evelyn Burchett on the web, she has a great resume
I recently sold some of my NVDA stock to secure profits, but I'm retaining a portion for the long term. Nvidia's growth potential remains robust. I'm considering diversifying my 6-figure portfolio, but I'm uncertain about managing risks in my next move.
Everyone needs a Margin of Safety in their portfolios and just remember, It's time in the market versus timing the market.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
While balancing your portfolio allocations, de-risk your investments, support your core holdings, and take some gains. Even managed portfolios don't always perform as well as I would advise, so it's essential to get the advice of a qualified fiduciary; my spouse and I find that this works for us. Net of dividends, we have had over 80% capital growth.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
‘Dianne Sarah Olson’ is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
Moving from single stocks to ETFs, tired of the circus. What are best strategies to divesify my $550K investment portfolio?
The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
pls how can I reach this expert, I need someone to help me manage my portfolio
*Victoria Louisa Saylor* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
ADBE, VWINX and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
this is incredible! how can I vet your advisor, mind sharing info, if you please?
Finding financial advisors like Sonya lee Mitchell who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
This time last year I considered getting into index funds without much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year down the road, I truly cannot stress enough how helpful experts in this field are!
It’s not rocket science. I got into index funds, and ETFs, myself but wasn't getting the results I wanted the first couple of months. Got tired of taking losses and decided to seek mentorship from Jonas Herman, a certified fiduciary who helps oversee my investments and has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my investment decisions align with market dynamics for optimal profit.
@@Vikturneer That's your view. In my experience, there is no such thing as a mentor or formula, it is nearly impossible to achieve success with investing. It’s all just gambling.
Sounds like I need help so bad. To me, these get rich quick schemes (stocks) are not worth it and I know that's the same mindset holding me back from taking a step forward.
I don't usually leave comments on socials but I feel compelled to. I just wanted to let you know that you’re doing a great job, Jonas. You have made a real difference in my investing journey.
I'm 44, I hope it's not too late for me. Is there a way to learn more about his service?
I've been purchasing stocks since the beginning of the year, but nothing has changed. However, I've been reading articles about people who are still in the same market who have made over $350,000 in just a few months. What am I doing incorrectly?
True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
CAREFUL, This is a bot thread trying to scam you
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. hence I will suggest you get yourself a financial-Advisor that can provide you with entry and exit points on best stocks to buy now or put on a watchlist. Apple, Merck, General Dynamics, Cheniere Energy and Marriott International are prime candidates.
Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell .
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
So do you think it's best for us who are not institutional investors to focus on index funds or individual stocks? I want to redistribute my $150k portfolio and I preferably want the asset class with the best return in investment. Thanks!
Index funds are a safer bet to start. They offer good diversification. But individual stocks could make you a fortune if you know how to go about it. Some people make upper six figures yearly from investing alone. But it's always a good idea to work with a financial advisor. It raises your chance of profit by a lot.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
I work with "Monica Shawn Marti" and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
I really appreciate your useful advice. I was able to set up a call with her and confirm her identity. She seems incredibly knowledgeable, and I hope I'm able to connect with her.
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.
This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far
my partner’s been considering going the same route, could you share more info please on the advisor that guides you.
Her name is “Rebecca Nassar Dunne’” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Semiconductors , Vaneck semiconductor index found
I was confused with these funds before but it’s SO much clearer now. Thank you for the straightforward explanation! I love your channel and I will share w my family and friends 😊
awesome ! I am happy that it was easy to understand.
I did the lump sum buy at first, 125k into SCHD, 75k TSLA, 25k VYM, 25K VUG. Now I'm dca buying roughly 2k every week of whatever is on sale, and looking to add more tech positions to my portfolio. I'm looking to hold long term 15 - 20 years, so hopefully my lump sum buy in doesn't bite me in the ass long term.
Interesting. I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
This video was super informative! Seeing you on TikTok and following other financial/business professional accounts, I am beginning to build my way to “financial freedom”. Thank you for clarifying the Index fund and mutual fund. I almost considered putting my money into a mutual fund, but after learning how high fees could be, I’m just going to opt for an index fund.
Sounds great Justin, yeah good call lol! Thanks for following me on Tik Tok and here :)
Nice video mate. By the way, if you were adopting a monthly dollar cost averaging plan, would you do it via an index fund or an ETF?
So much complexities. 🤦♂️I think FX-Trading is just the simplest yet you make a very good passive income weekly.
Not a Pro. LoL. I work with "Sandra Yvonne Webster" in all honesty she is an Angel. Do your own research!
Sandra was here in Utah for a seminar. She spoke about Nft bubble Great speaker, full of humor and rhetorics too. Lol!
These bots are getting scary good
Fake ass convo Smfh
Damn. All these years I thought ETFs and Index funds were interchangeable terms. I appreciate this educational video!
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
he is active on telegrams everyday
*@michaeltpintrades*
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
he is also active on wa ts a p
Omg. I’ve been doing all wrong. Please talk about more about stocks for dummies! How to choose stock, etc. Please also talk about investing per ages 30s, 40s, 50s.
thanks for the suggestions, for sure :) I appreciate you watching
Nicely illustrated! Perhaps make a video on the different ways you can buy an index fund (i.e. VFV, ZSP, VSP, SPY, VOO) etc
will def consider, thank you!!
I've managed my retirement portfolio for 5 years with $900k in assets, but I've underperformed recently. Are there anyways to turn this around or Should I sell and switch to a High-Yield Savings Account?
Avoid tax complications; consult a financial advisor to restructure your portfolio instead of selling off assets.
After experiencing heavy losses in 2022, I consulted a fiduciary advisor. By restructuring and diversifying my $250k portfolio with blue-chip/growth stocks, ETFs, Mutual funds, and REITs, I achieved an annualized gain of 36%
Being heavily liquid, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?
She goes by ‘’Melissa Elise Robinson’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I see that the S&P 500 has a bunch of different index funds that track it. How would you pick which fund to invest in?
I like going with the lowest expense ratio (fee) fund.
@@humphrey I’m new to investing, I have 30k in my Questrade TFSA account looking to invest in 100% VEQT. So all I have to do is buy as many shares I can with my 30k and that’s it? Besides logging in to buy more shares every month for 30+ years, I don’t need to do anything else on my Questrade account? Can I set it and forget it?
Omg, I'm about to invest to mutual funds. I'm so glad that I watch this video. Thanks man! 💯🔥
You are welcome!
Nothing wrong with mutual funds. A portfolio of index funds and mutual funds will keep the costs low and give you the benefit of both. There are some mutual funds, for example some of the ones managed by Baillie Gifford that are not much more expensive than index funds and provide a much greater return. I dont agree that all mutual funds are bad maybe you just havent done the research into the best performing ones. Here in the UK its not just picking the right funds but also choosing the necessary accounts to hold them in. For example whether that be in a pension, ISA, Investment Account etc…
This perfectly answers some questions a friend was asking me the other day. Now I can just share this video. Thanks, Humphrey!
Kelly!! Im happy to see you in my comment section :)
Appreciate Video! Excuse me for butting in, I would love your opinion. Have you ever tried - Rozardner Flying Bird Reality (Sure I saw it on Google)? It is an awesome one off product for learning a simple option trading secret to win big minus the headache. Ive heard some awesome things about it and my best friend Jordan finally got great success with it.
Omg, I finally have a clear understanding of what these funds are and how they work! Thank you so much for simplifying the information. You're awesome!
You're so welcome!
Great video, fantastic job explaining the similarities and differences between these investment options, and I found it very informative.
I noticed one crucial aspect missing, and that is tax liabilities associated with these investment vehicles. I believe including information about tax implications would greatly benefit your viewers.
If I remember correctly, one of the key attractions to ETFs, is the tax advantage they offer. Investors in ETFs typically do not have to pay taxes on capital gains until they sell their shares, allowing for tax deferral and potential tax savings. On the other hand, investors in mutual funds may be required to pay taxes annually on capital gains, which can impact their overall returns.
Let me know if I got it wrong.
Was searching for a short and easy explanation, the thumbnail immediately caught my attention. Great job
Boom! Thank you.
THIS is the info and the channel I've been hunting for! Thanks fam! 🙏🏼
you're welcome brotha!!
After a terrible 2022, shell-shocked financial backers have a lot to think about and losses to recover from. An expansion report and a wealth of other data did little to alter assumptions that the Central bank would likely keep raising interest rates regardless of whether the economy slows down. This implies that portfolios will experience more losses during the first quarter of 2023. I'm currently at a crossroads deciding whether to exchange my $250k security/stock portfolio; how might the continuous market volatility work to my advantage?
Concentrate on two main objectives. First and foremost, keep yourself safe by knowing when to sell stocks to reduce losses and maximize gains. Second, prepare yourself to gain from a market turnaround. I advise you to seek the advice of a representative or financial counselor
@@DavidAntony-gq7id In fact, ever since Coronavirus, I've been in regular communication with financial examiners. Nowadays, buying moving stocks is quite easy; the trick is knowing when to buy and when to sell. The section and leave orders for my portfolio are made by my counsel. accumulated more than $550,000 from a $150,000 savings that was initially stale.
@@harrisonjamie794 Please provide the information for your investment advisor here. I really need it now.
@@DavidAntony-gq7id She is KRISTIN GAIL CUNNINGHAM , my consultant. Since then, she has devoted section and leave attention to safeguards that I have been keeping an eye out for. You can locate information about the chief online, on the off chance that you're interested. I made no regrets about substantially adhering to their exchange strategy.
@@harrisonjamie794 sincerely thank you I looked her up on the internet and was awestruck by how qualified she was; I contacted her since I need all the help I can get with canning. I've just scheduled a call.
Great video; clear and concise information. Thank you, Humphrey.
The point of this video starts a 2:54...... just saying. My take away, go with an Index Fund if you can afford the minimum investment.
Index Funds and buying individual stocks for that risk/reward factor is the way to go. I prefer that passive approach for sure while also loving the ability to get myself some shares in Apple, etc 🤣. You cleared up a ton for me man! Subbed
Major indexes booked their worst yearly performance since 2008 thanks to drivers like the recession, war, hiked interest rate and inflation which so far doesn’t seem to be easing off, so I’m left wondering what 2023 has in store for us investors, I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here, is it a good time to buy or do I wait?
It’s a good time to buy in on the market, so seize the opportunity to purchase stocks on sales.
stocks are your best bet atm, the housing market are currently a mess
I think stocks will plummet further before actually experiencing steady growth and there are still quite a few stocks that makes for a good buy this season, you just have to do your research, but to be on the safer side and not second guess your market decisions, I’d suggest you reach out to a proper investment adviser for guidance, they’re better equipped at understanding market patterns/movements and adjusting portfolio to match up with these market trends.
my portfolio is down over 15% just last month alone and It’s been that way for the best part of 2022 and I really could use professional help, I’m close to retirement. have you worked with an investment adviser before and could recommend any?
My advisor is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
Great channel! In my late 20's and STARTING to understand the value and importance of early savings. While I may have missed the boat to some degree, it's still incredibly beneficial to start whenever!
I do have a question regarding dividend ETFs. I have a few and I don't seem to be getting the dividends from them and historical returns doesnt seem to be dividend adjusted. Do divi ETFs pay out the dividends or only track the share perf or high dividend stocks...im a bit puzzled
I really don't know how to thank you man... you've cleared all my doubts.
You’re welcome bro
In a taxable account: mutual funds that have capital gains would result in taxes owed. ETFs don't generate capital gains until sold, so no taxes owed until the year ETF is sold. Did I get this correct?
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Great video. I'm a late arrival to investing for retirement. I've only had a Roth IRA for about a year now and have about 3k in it. The majority of my assets are mutual funds. Luckily all my expense ratio's are pretty small ranging from 0.04 to 0.65. With that being said, I think I'm gonna pivot to ETF's just to be safe. If things go according to plan, I still have between 20 - 25 years left before retirement so hopefully I can build up a nice nest egg. Anyways, thanks for all the valuable tips!
Chris Glazener, 20 years x 6000 dollars a year is 120,000 not counting the interest and your funds increasing over the years, consider putting at least 10% of what you earn into a 401 at work or similar fund that brokerage can set up for you. You need at least $300,000 to retire, $500,000 is a lot better. Don't mean to scare you, but that is your goal. Last year I was treading stocks, and made $6000 into my Roth without putting any money into the account. Keep doing what you are doing and you should do well. Oh something else multiply 3000 dollars x 6% you get $180 a year, you could get 8% some years or more, so compounding works well. Oh a $100,000 x 6% the lowest you should expect is $6000 and you can keep adding the $6000 a year on top of that, and of course no taxes. That's the beauty of the Roth, you can only pull out what you deposited with nor penalty, before 59 1/2.
@@brucerowe2895great advise. To summarize: the first $7000 goes to max your ROTH, next max your 401k, and finally set aside some funds for your brokerage account.
Im going to do the etf index fund. Long term etc.
How do you buy the dips?
It would be great if you can explain the different tax implications for ETF and Index fund, especially relating to capital gain distribution
This is very educational, Humphrey. You are doing a great service.
A small criticism about accuracy. Index funds are not a separate category unto themselves. There are mutual funds that are index funds and there are ETFs that are index funds.
Textbook definition:
An index fund is an investment fund - either a mutual fund or an exchange-traded fund (ETF) - that is based on a preset basket of stocks, or index.
Thank you for adding this comment. I was wondering why he spoke as if it was a separate category…
Great explanation on Mutual funds, Index funds & ETF
Graham Stephan analogies. (Destroy that’s like button) Love it!
Haha trying to be like him one day, we'll get there! Appreciate the comment too.
Humphrey Yang awesome. Can’t wait on the next video!!
so.. if buying a share of the second type of fund (the index fund) .. what are you actually buying? if it simply 'aims to track an index' .. it seems like you're not really buying stocks. is this correct? this is the one that is confusing me. i understand mutual funds. and i pretty much understand etf
etf is very similar to index fund, just index fund trades once/twice a day and usually has higher minimums
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Christina-Gisela Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. Alice Marie Coraggio, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
@Christina-Gisela Alice Marie Coraggio
Lookup with her name on the webpage
Fake thread. Don't trust this kind of financial advisor that pays people to post fake comments.
@@anonyar she almost had me with the story until someone else chimed in with the same name and the 5 figures in profit in 7 months. whew.
Very well explained! Very clear, easier to understand! Great video! Thank you !
Hey Humphrey! So can I buy into an EFT and trade into (not sure if that's the right vocabulary) an index fund?
Very clear and helpful : thanks! Didn’t realise mutual funds had such high fees!
BTW does each country have different index funds and are they limited to just one country’s stocks? Or are there more global’ index funds that track multiple countries’ stocks or index funds just for emerging markets etc etc ?
I've read that ETFs are more tax efficient than index funds. I believe in long-term investing, and I don't plan on selling anytime soon, so would I save more on taxes with an ETF or index fund in the long haul in a taxable brokerage account?
I think it depends, but this article sums it up well: www.etf.com/etf-education-center/etf-basics/why-are-etfs-so-tax-efficient
I've read that ETFs are more tax efficient than index funds.
Why?
Thank you for breaking each down. Much appreciated.
Thank you for this! I would love if you could include hedge fund. This is the only one I'm still confused about.
Also, how can we find out what time an index fund is traded in the day?
I have a bunch of "funds" across my pension and ISA. I am after a website or an app which allows me to plot them on a line chart so I can see their performance over time. They all have an ISIN Code. I want it to remember the funds that I am tracking. Any suggestions?
With an index fund, do you have to reinvest the dividends?
What do you mean by paying commission fees to a brokerage? Cant you purchase direct on vanguard, fidelity etc? I don’t see how Robinhood saves any money please let me know. Thanks!
until recently, brokerages used to charge you fees for just making trades, that has since become non-existent since Robinhood introduced that concept back a few years ago, the rest of the industry has conformed to that.
@@humphrey Makes sense, thank you for the reply.
Thank you for all the insight!! Any idea why Dave Ramsey recommends mutual funds over index funds??
Lol. Kickbacks?
Thanks for a very clear explanation of the differences
You are welcome!
Great info, can you provide info on Target Date Funds?
Hi Humphrey can you please make a video on how to make a portfolio in google sheet, if you can. Please
I can consider that for a future video, yes, thank you for commenting.!
Hey there. New investor and new subscriber. Love your channel. Thanks!
Thank you so much! I am so glad that I found your channel. Your presentation style is very simple and easy to understand🙏
Which investment, excluding mutual fund better success rate for income and which one has a better chance for growth?
Hey there, im looking at starting an index fund for my kids- where would you suggest i start? I have zero experience in this arena.
I bought $3000 worth of VT over the past 3 weeks. After realizing how much a deadweight the international stocks in that ETF is, I decided to sell my shares and buy the VTI ETF or VSTAX mutual fund equivalent. I'm now deciding between getting the ETF or mutual fund. The expense ratio is only 0.1 % more with the mutual fund vs the ETF. I was drawn to the mutual fund mostly for psychological reasons; to reduce how often I look at my portfolio and to not make any rash selling decisions.
still I just don't understand what is the point in dumping 3 grand into a single index fund when I can dump the same amount into the equivalent etf or even diversify it? what is the advantage of an index fund over an etf? or is there one?
The market is out of control, and banks are failing one by one. Could there be any potential in the stock market for a boomer like me? I am working on an approximate estimate of $3M for retirement.
Not investing related but omg @ the reputation Taylor box in the back!
After the last situation with Robinhood ..... I would never suggest anyone go to them.
I only invested around $200 with them but I want out. What do I do?
@@LM-lj2cf i'd go to either td ameritrade or webull. they're both good
Thanks, any thoughts about Fundrise?
you crleary explain the difference between theses portfolio, I was confused. Thank you
I still really don't understand how index funds work in the first place. Like what it means to track a market. How does that lead to having shares from particular companies in it? Sorry total noob here
Great video, but I was even more impressed with the completely unrelated bonus content :D I don't think I've seen other people do it that way
Hahahaha you are welcome :)
2:27 okay graham stephan...
I have a target date fund with my employer’s 401(k) and the net & gross expense ratio is .09%. im assuming that ratio is adequate or should i still look further into etfs and index funds? maybe for a IRA?
That expense ratio is good. It's not too high. You can get EVER so slightly lower (0.06 or 0.04) at Vanguard but I wouldnt worry about it.
Humphrey Yang Thanks so much!
Im so glad ive been watching your videos. i had an interview with a new bank just now trying to sell me on mutual funds, BUT I KNEW THAT WAS RUBISH! Putting it all in Index Funds going forward!!!
Makes perfect sense but you didn't cover any tax advantages/disadvantages between the three. Are dividends and capital gains the same?
I have a question. Im trying to learn about investing and my question is, if i buy an ETF and it has say apple in it, can i also buy a single share of apple so i could add more money to apple over time?
This was really helpful man thanks
Fxaix on fidelity is a mutual fund on fidelity and voo on vanguard is an etf but fidelitys FXAIX has a lower expense ratio so it it begger than VOO?
Informative but mutual funds don't necessarily suck, plenty of overperforming ones with .7 -.8 % expense ratios that have outperformed the market.
Just subscribed. Thanks for educating & being so genuine about it!
Hi been following your video's, very good video's but i have a question, can i treat ETF the same as Index funds concept, meaning set it and forget it? And will the ETF have the same benefit as Index to which the dividends be reinvested?
what do you mean by "index funds can only bought one time in the day"? Does this mean every index fund has a given time like 9 to 10 am that u can buy it and sell it?
Buy and sell orders for mutual/index funds are completed at the end of the day. ETFs and stocks can be bought/sold throughout the day so you can easily make dozens of buy/sell orders in one day.
Can you do a video on PSIL ETF. It's a relatively new ETF that specializes in the growing psychedelic medical market.
Thanks for the clarity. It all gets a little crazy after a while!
Thank you, the simplest explanation ever! I really enjoyed your video in fact I have subscribed as well.
Thanks
what's the name of those books on the table
anyone have any video recommendations for info on stocks starting at ground zero. taking an economics class and i have no idea anything about stocks or investing. im clueless about a lot of words used in the videos i’ve watched and no video seems to explain them.
Mutual funds can be good if there are certain investments you want to avoid for ethical reasons and there's a fund that shares your values
Hi Humphrey, Great videos. It will be great if you could little bit slow down when you speak so folks like us can digest. Keep making great videos. Thank you so much.
Question: Is it true that holding an ETF will be more tax-efficient than holding an index fund? I am confused. I know that an index fund manager has to rebalance his holdings (and therefore incur tax consequences). Doesn't an ETF manager need to do the same thing?
Thank you for the informative video. When is a good time to buy an index fund?
Thanks my friend, helped a ton for a young beginner
LOVE THE VIDEOS! Thanks for making them 10mins and not 20mins like others lol
Is your return on investment higher when comparing an index fund versus an exchange-traded fund due to the net asset value price being lower than the market price?
Awesome video, you mentioned minimum requirements for an Index Fund, what are those requirements?
what is passive management?
One of the best explanations Ive seen. Thanks