ROI! Getting a Mortgage in your IRA | "Return On Investment"

Поделиться
HTML-код
  • Опубликовано: 7 янв 2025

Комментарии • 62

  • @jesusbruno808
    @jesusbruno808 2 года назад +43

    I am continuing to Add to my portfolio. As warren Buffet said "be brave when everyone else is fearful ". The stock market ALWAYS recover, so hold for long term and have the stomach for the ride 👍.

    • @markvile8521
      @markvile8521 2 года назад

      Mrs Sarah really is doing a lot of people a genuine favor with her daily signal! I've earned alot also

    • @mathiassergio5449
      @mathiassergio5449 2 года назад

      The fruitfulness of your trading lies on the account manager or the expert

    • @franklinwin5588
      @franklinwin5588 2 года назад

      I have been seeing so many recommendations about Mrs Sarah on different platforms trending I think she must be good for people to talk about her

    • @douglasjohn8256
      @douglasjohn8256 2 года назад

      I came across this name while reading an article on CNBC, But i wasn't given much information about her. Could you pass along her info because i would love to try out her service for myself?

    • @suzanne6554
      @suzanne6554 2 года назад

      who's this professional everyone is talking about?

  • @discoveringcalculus
    @discoveringcalculus 11 месяцев назад

    ROI on option B is maybe even 2% higher because a portion of mortgage payment pays off principal, which increases your equity in property

  • @WillertMorris
    @WillertMorris 2 года назад +5

    O.P.P. Song by Naughty By Nature! Mark and I’m age 65. On with the show.

  • @Bryanbkk
    @Bryanbkk 2 года назад +2

    What is the difference to do it in reverse? Pay $300k in cash for the rental, saving on lending costs and getting done quicker, then take the $180k out of the property once it is owned and invest it?

  • @DrSurirose
    @DrSurirose 2 года назад

    Why not use leverage on real estate in your IRA, ie use a downpayment in the IRA? Then the returns would be the same wouldn't they? Or can you do that in an IRA?

  • @msjennlove1
    @msjennlove1 2 года назад

    Mat, you're crushing it! The references are on point.

  • @mikebarnes2294
    @mikebarnes2294 2 года назад

    Wouldn't you need to calculate the Unrelated Business Tax - and show the drag that has on your return in the leveraged scenario? I know that there is a difference between 401(k) and IRA in regards to exposure to this tax.

  • @joeypsu
    @joeypsu 2 года назад +1

    Hi Mark can you do a show on Medicaid and irrevocable trust protection POST Alzimers diagnosis? My parents have millions in assets and we need to protect. Please Help! Thank you Joe

  • @timemanagementisinvesting
    @timemanagementisinvesting 2 года назад +1

    Is this an option if you already own a rental as an LLC outside of an IRA?

  • @SeanDIY
    @SeanDIY 2 года назад +1

    I'm not a fan of property in an IRA because you don't get the full benefits of the tax deductions like depreciation.

    • @robertturley2974
      @robertturley2974 2 года назад +1

      Depreciation is a scam unless you hold until you die or 1031. Unless you have a federal taxable gross greater than $350k (married filing jointly), you will end up losing more in depreciation recapture than you saved on taxes while owning the property. Being able to avoid that in an IRA would add a lot of flexibility to your rental ownership.

  • @sameanrodriguez4960
    @sameanrodriguez4960 2 года назад +1

    Like Mr. KIYOSAKI SAID...OPM...best ever

  • @Truckboy383
    @Truckboy383 2 года назад

    Epic info. You down with OPM, yeah, you know me!

  • @ssnydess6787
    @ssnydess6787 2 года назад +1

    Mark, you guys are great! I am your client and at age 71, with fairly large IRA's facing minimum distribution and also considering a large roth conversion began watching your videos. Since then, I have done a bunch of stuff with your group and have a revocable personal trust, a Roth self directed roth LLC (check book) and have been able to move on multiple opportunities with minimum (read $0) capital gains. It was pretty stressful to set up mainly from real estate issues , but runs as smooth as silk on glass, thank you!

  • @billennis5032
    @billennis5032 2 года назад +1

    Who's name is the loan in when you get a loan in your IRA? Also, I heard you cannot use the property when it is in your IRA? Could you create an LLC in your IRA? I know lots of questions, but this is something we would like to do, but use the property as a combo of an investment and getaway and were told you could not do in an IRA. If you think we can I'd be open to a consult

    • @lc9991x
      @lc9991x 2 года назад

      In case you haven’t gotten your answer, you can’t do this. If you want to be able to use the property yourself and rent as a vaca home or something, you’ll have to do it outside of a retirement account, unfortunately. They’ve talked about this before, most recently on an episode of the Self Directed IRA podcast. Title is something like “Mistakes when Self Directing”

    • @billennis5032
      @billennis5032 2 года назад

      @@lc9991x Thanks Logan!

  • @JimGoodall
    @JimGoodall 2 года назад

    Can you fund a Roth IRA with proceeds from the sale of inherited property?

  • @tata-pf1eb
    @tata-pf1eb 2 года назад

    Excellent video guys!!!+👍👍👍

  • @PittToNYC
    @PittToNYC 2 года назад

    When you borrow within an IRA I believe I heard you are subject to UBIT tax, is that correct?

  • @davidstephens9594
    @davidstephens9594 2 года назад

    I listened to one of you IRA podcast a couple of weeks ago and I thought I heard you guys mention that it would make more sense to partner our IRA's with another investor rather than using a non recourse loan and having to apply UDFI. Also good job on comparing the numbers. Thanks

  • @eldonjons7442
    @eldonjons7442 2 года назад

    You will find it hard to find a 300k property to yield 3k a month in rent in most areas....especially the west.

  • @alisonthompson4346
    @alisonthompson4346 2 года назад

    If I'm getting my downpayment from my IRA, I have to get a commercial mortgage?

  • @rpadpva2
    @rpadpva2 2 года назад +1

    You Down with OPM? lol

  • @bostoncollector
    @bostoncollector 2 года назад +1

    You could buy two homes for the same money

    • @CredibleHulk10
      @CredibleHulk10 2 года назад

      Assuming you had a much larger amount available. If you only had $300k in the account, only the first option is available to you.

  • @jenXgen8589
    @jenXgen8589 2 года назад +1

    What I'm wondeeing how much you need to have in your IRA to start with?

    • @MiguelRodriguez-jn3zk
      @MiguelRodriguez-jn3zk 2 года назад +1

      You'd probably need around 60% of the house, investment property you need. The thing is that the initial investment (yearly max contributions to the IRA) and how risky you need to be to make real good money. You will need to amass a lot to just buy a property using retirement accounts.

  • @lc9991x
    @lc9991x 2 года назад

    "You down with opium?" "I love opium" 5:38

  • @lilylink777
    @lilylink777 2 года назад +1

    IRA example is wrong calculation. 36K-6K-10K=20K. ROI =20,000/300,000= 6.6%

  • @acesupsilver1039
    @acesupsilver1039 2 года назад

    Gentlemen.....If You Dont Hold IT, YOU dont Own IT !! Gold- Silver! Big Brother cant tax you on it And it Always Appreciates in Value .....

  • @Marysiewert
    @Marysiewert Год назад

    :)