@@Bierhoff20 To clarify, for rent control, in Ontario, if you have a new tenant, you can rent at any price. It is not common to have the same tenant in downtown for more than 3-4 years, so rent can be easily re-adjusted back to market rate when current tenant leaves.
Condo investment, downtown is No.1 priority. I bought a 2+1 condo near Union Station in April, the lowest exchange rate period. I rented out within 2 months, getting 4% yield.
As a Canadian living in Hong Kong, why you moved from a low tax region to a high tax country? How do you arrange your tax in the future? Are you willing to pay 25% tax for your stock capital gain?
I have been doing real estate in Ontario since 1992. I have not heard: 1) living in a condo - 10 years have to replace windows, as an engineer of I, at least 20s up; 2) all the special assignment would not be such small amount of $1000 to be called, as a norm, few thousand dollars and even more; 3) if Hamilton, the time frame you quoted- from $$300k raised up to $500-$600k then the ROI = 9-10%! You dressed smart but, unfortunately, all your saying is garbage. Craig, prior to inviting your guess, please qualify and yourself whether you guys are of capable 😂😂😂😂
In Canada, basically public school has more resources than private school and some of the private school teachers have no teacher license not like public school and they earn less salary too. The reason that private school has high rating is because they have a very small size compare to public school , it might be 5 to 6 times less than the public school. The main reason the student success in acdemic is mainly their family background such as their parents's education level and family income (they can afford to hire tutor) but not studied in private school. I have known many public school students have received full scholarship and do extremely well at university. Besides, private school in Canada has very limited resources unlike other Asian countries so they have not much choice to choose for elective courses as public school. In my opinion, public school are all the same not much big difference, some of the public schools has high percentage on ESL so the marks might be lower compare to other public school but not because the school is bad so just find one that with good studying environment then I think it is good enough. My friend's daughter did extremely well at her school with over 95+ average but she has done zero community service so at the end she could not get in to the first class university but second tier.
He didn't mention about the sharp rise of the house insurance for condo so please be careful cos some of the condo's insurance has been increased 3 times
Some condo buildings which were poorly built and affected by high winds and flooding would see their insurance premium increase, sometimes significantly. This building insurance premium is reflected in the maintenance fees used to calculate the net ROI. The status certificate (a condition to firming up an offer) would be reviewed to see if any special assessment (ie. one time charge $) is upcoming and if there are any issues with the condo. I did hear of landlord condo insurance increasing, but I haven't seen that increase to be significant. Typically, condo insurance for landlords is about 350-500/year (at least the quotes that I've got). Not significant overall, but if that premium increases 2-3 folds, overall prices for that building (or area) would reflect that change.
To invest REITs, make sure yourself that the fund managers and developers are trust worthy. Be ware of thoae fund managers to assist middle east, CCP, Indina and Russian develooers.
If you want to check which areas have good schools, you can check www.compareschoolrankings.org/. They have a nice interactive map now. Note that school rankings fluctuate depending on the performance of the students. However, typically, the fluctuation is not a lot. Year after year, you will notice the top 10-15 schools are the same, just different order.
Every year, many new condos start and many new condos are finished. Last year, during normal times, the absorption rate was high and vacancy level was very low. With the new immigration targets (www.cicnews.com/2020/10/canada-to-release-2021-2023-immigration-levels-plan-1016133.html), my guess is that the demand will once again outpace supply.
有興趣投資多倫多Downtown Condo, 以下問題稅務重, 樓齡, 維修費,怎樣計回報合理？
多謝施傅，學到好多野！
多謝支持，可以留意今個星期六第二集～
師傅，請問下一次可投資Toronto downtown 在邊幾條街最好呀？thx
What about condo Vaughan city? Good for investment? Thanks
@@Bierhoff20 thanks
@@Bierhoff20 To clarify, for rent control, in Ontario, if you have a new tenant, you can rent at any price. It is not common to have the same tenant in downtown for more than 3-4 years, so rent can be easily re-adjusted back to market rate when current tenant leaves.
Never thought of investing in Hamilton... pls share more.. I start looking at London near western only.
@@Bierhoff20 that one so run down and hard to liquidate after
Condo investment, downtown is No.1 priority. I bought a 2+1 condo near Union Station in April, the lowest exchange rate period. I rented out within 2 months, getting 4% yield.
As a Canadian living in Hong Kong, why you moved from a low tax region to a high tax country? How do you arrange your tax in the future? Are you willing to pay 25% tax for your stock capital gain?
Then you should know how ridiculous HK and unsafe it is. Tax in Canada can buy freedom of speech, media, and human rights
13:45 一間變兩間 兩間變四間 四間變八間 八間之後上市 上市咪再集資囉。跟住炒股票囉，搞埋地產呀笨！跟住，*再*分拆上市，到時淨係收股息我都唔知點計呀！
😂😂😂
has price gone down in Canada or going up now or flat ?
You guys should work with RE/MAX if the topic is about real estate
Mid town, Etobicoke，Mississauga或其他GTA內Yonge St.以西地區好住嗎？房價相比你所提到的華人聚居地區如何？
I recommend you share mortgage calculations... I was impacted recently as I bought in May and closed in Aug.. (the July thing impacted a bit + Covid)
我喺過去4年不斷睇最後只係買左一間自住，喺香港收慣租呢邊條數點計都唔抵，寧願喺香港收租報 foreign income 好過, 一樣有tax credits 可以claim.
會否也介紹下溫哥華和附近樓盤嘅資訊？
想睇多d關於加拿大既野！
會否也介紹下溫哥華和附近樓盤嘅資訊？ x2
要比d時間施傅同Philip準備下～
想問下呢，如果收窄到markham / richmond hill咁，咁再點係依個區入面收窄範圍呢？
Cfu, 我都想加入你睇樓團, 因為都準備咗響downtown買Condo！
咁記得留意我地之後的影片！
多謝施傅，對投資多倫多樓好有興趣，但作為投資應該有乜留意，希望有多幾集深入咁講。唔該施傅。
咁記得要留意part 2分享，還有施家加四個channel的睇樓團！
ruclips.net/channel/UCseYqq_mCfEYu2T3DSQUQ0Q
请问中国人在卡尔加里买房，可以贷款吗?谢谢！
Thank you for sharing great information.
Professional tenants bring the bad luck.
if need to do 80% mortgage, which area is better to invest in toronto? Downtown? Markham? or North York?
Non res need 30% down. Things changed so u better ask bank first.
I have been doing real estate in Ontario since 1992. I have not heard: 1) living in a condo - 10 years have to replace windows, as an engineer of I, at least 20s up; 2) all the special assignment would not be such small amount of $1000 to be called, as a norm, few thousand dollars and even more; 3) if Hamilton, the time frame you quoted- from $$300k raised up to $500-$600k then the ROI = 9-10%! You dressed smart but, unfortunately, all your saying is garbage. Craig, prior to inviting your guess, please qualify and yourself whether you guys are of capable 😂😂😂😂
In Canada, basically public school has more resources than private school and some of the private school teachers have no teacher license not like public school and they earn less salary too. The reason that private school has high rating is because they have a very small size compare to public school , it might be 5 to 6 times less than the public school. The main reason the student success in acdemic is mainly their family background such as their parents's education level and family income (they can afford to hire tutor) but not studied in private school. I have known many public school students have received full scholarship and do extremely well at university. Besides, private school in Canada has very limited resources unlike other Asian countries so they have not much choice to choose for elective courses as public school. In my opinion, public school are all the same not much big difference, some of the public schools has high percentage on ESL so the marks might be lower compare to other public school but not because the school is bad so just find one that with good studying environment then I think it is good enough.
My friend's daughter did extremely well at her school with over 95+ average but she has done zero community service so at the end she could not get in to the first class university but second tier.
Any tax saving tips for earning rental income in Canada?
He didn't mention about the sharp rise of the house insurance for condo so please be careful cos some of the condo's insurance has been increased 3 times
Some condo buildings which were poorly built and affected by high winds and flooding would see their insurance premium increase, sometimes significantly. This building insurance premium is reflected in the maintenance fees used to calculate the net ROI. The status certificate (a condition to firming up an offer) would be reviewed to see if any special assessment (ie. one time charge $) is upcoming and if there are any issues with the condo.
I did hear of landlord condo insurance increasing, but I haven't seen that increase to be significant. Typically, condo insurance for landlords is about 350-500/year (at least the quotes that I've got). Not significant overall, but if that premium increases 2-3 folds, overall prices for that building (or area) would reflect that change.
施傅可以看看Waterloo
你好，想問自住樓問題，我在香港死慳死抵儲了80萬（HK$），想離開香港唔做樓奴，我知買不起靚靚大屋，但求不用供樓，睇過啲utube介紹英國都有啲100萬（HK$）樓下屋，請問加拿大有冇100萬樓下嘅選擇呢？謝謝！
btw, 如果80萬（HK$）點都不足以响加拿大買斷一間屋/樓而一定要供的話，請問有沒有邊啲最低消費嘅選擇（當中必須是包涵自住的），謝謝！
@@saysthtoday1002 多伦多不太可能，$120k（CAD)发梦都买唔到
@@feehudh1091 多謝解答！咁請問最低消費嘅屋/樓係幾錢左右呢？不一定多倫多或者温哥華，如果其他城市，或者偏遠啲，有沒有較便宜的選擇呢？謝謝！
@@saysthtoday1002 卡尔加里是个不错的选择
@@feehudh1091 這個我都有留意，謝謝！
如果我係大學生，無係加拿大做過嘢，但係比到首期，可唔可以照借錢買condo收租，用個租金嚟比Mortgage
可以用hk income but no china income for mortgage
I am a Canadian, but my parents are not working in here. That's why I am asking if I can do a mortgage with less dowm payment.
REITS are alternatives for investing in properties. The returns easily reach 5%, with less hassle on tenants.
To invest REITs, make sure yourself that the fund managers and developers are trust worthy. Be ware of thoae fund managers to assist middle east, CCP, Indina and Russian develooers.
@@edwinleung2835 Thank you very much for your advise.
放松对香港移民的条件肯定更多移民
hello. hello cfu. 多啲樓睇好 好都想買
Which area has a good school catchment?
If you want to check which areas have good schools, you can check www.compareschoolrankings.org/. They have a nice interactive map now. Note that school rankings fluctuate depending on the performance of the students. However, typically, the fluctuation is not a lot. Year after year, you will notice the top 10-15 schools are the same, just different order.
Toronto downtown 黎緊好多樓花會closing, 怕唔怕個供應過多
Every year, many new condos start and many new condos are finished. Last year, during normal times, the absorption rate was high and vacancy level was very low. With the new immigration targets (www.cicnews.com/2020/10/canada-to-release-2021-2023-immigration-levels-plan-1016133.html), my guess is that the demand will once again outpace supply.
fghf fghfghfg 除左downtown 之外，呢個pandemic 有無邊區既冧價，本細d 都可以留意返？
fghf fghfghfg 多謝晒你丫👍👍
@@Bierhoff20 加拿大買樓唔使俾佣金?
fghf fghfghfg wow guess its coming
🙏💪
bayview hill
Don't try to make money from others