Explaining everything on Canadian money
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- Опубликовано: 18 май 2024
- Who's on it? What's the history? How is it going to change?
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pause at 7:45 and you can see the face of satan in jj's hair
This actually got pinned? 😂
Don’t let Saturn Storm Cube get ahold of this
You can see a lotta things in his hair...
who is actually liking this comment
lol
Some guy in 1935: I hate Princesses Elizabeth on the money, i hope she leaves soon.
Crazy to think that she has basically been around for the entirety of our monetary history.
At the rate we change these that will be some guy in 2035
I think they were more worried about finding some kind of work and getting enough food to eat back then rather than who was on their money at the time, since that would have been during the Great Depression.
That 20 dollar bill can fetch you depending on its shape ten to twenty thousand bucks
it'd be kinda cool if they left her on it, thats such a long time XD
I love money
I like money, too!
Krabspilled
🤥
Same
Me too! What’s your favorite?
They didn’t even need to vote on the 5$ bill. Terry Fox is the only private citizen with national memorability who had no controversy around his name.
But he’s a white man
@JJMcCullough he's not just any white man
@@JJMcCullough 🤔
While he may be well known he has no where near the level of national momorability in Québec. He probably doesn't have anything controversial to him, but he isn't any more famous than a minor celebrity in QC.
@@JJMcCullough - Offset that by putting a prominent indigenous person on the $50 bill.
Perfectly missed opportunity to mention our defunct beloved Canadian Tire money, J.J.
I once bought Canadian tires, from canadian tire, with 7 hundred dollars of canadian tire money.
@theoriginalJP That must have been fun. Haha!
I still have an old wallet full of Canadian Tire banknotes from across many years. I collected them as a kid, among my many other collections, so I could never bear to actually spent any of them. I think my prized jewel was a sky blue 50 cent bill, but I could be wrong; it's been a while since I've been able to find that wallet.
Save like Scrooge!😂
He already has!
@@en--evIt was a real pain to be in line at a cash behind some guy buying a couple hundred bucks worth of stuff with a huge wad of Canadian Tire money
That's cool that you broke news of the $5 bill redesign being scrapped by asking a question on Instagram of all places haha
I’m kinda angry for JJ because the Bank of Canada didn’t even answer his question
The "Unless you live in Europe" hits hard. They were specifically made to be inclusive and non-offensive, which is to say boring and about nothing.
Well we still put faces of historical figures, at least here in Romania. And two of them were known to have anti-semitic views
They srill represent european architecural styles like renessance, baroque, gothic and so on with a fictional fassade and a fictional bridge with this style so they still represent a cultural heritage. But the coims are way more interesting with every country having their own designs for the back side and new comamorative designs coming out every year and those are also country specific
@@cgt3704 So what. Countries are shaped by imperfect people. I personally really dislike PM King, but I recognise, that he is, as JJ put it, objectively one of the greatest Canadian historical figures, and is thus rightly placed on the currency. I live in the EU, and I would love it, if each country could put their own people on the bill. It would be a really interesting opportunity to learn about other countries' history. And I realise that my country would probably put some politicians on, that I would not like, but, like King, they would be properly put there.
@@sempersuffragium9951 hey i didnt say i have a problem with it. In fact i like the people that i said (Iorga for being the biggest romanian historian and Eminescu for being an inflential figure in our literature). Like you said people that we like are not perfect and its fine by me. And i would also like that the eurozine countries would make their own versions of euro banknotes like how they do with the coins. But then again romania is not a eurozone country so who am i to judge
@@cgt3704 This was specifically meant to be about Euro. The rest of European currencies is still rather nice
"I'm starting to appreciate his videos a lot more. I used to not understand them as much but now that I understand more, they're really interesting!" -my 10yo son
That's a pretty encouraging thing to hear from a kid that young. I've heard some pretty concerning things about the attention span of gen alpha.
@@thirdtooth4069 I'd be more concerned about young men following horrible people online like Andrew Tate and Logan Paul.
@@Sorcerers_Apprentice lol maybe, but I think I'd rather my kid was some cringey 'sigma male' than just endlessly screeching 'skibidee toilet' or whatever
Banknotes are my favorite thing to keep as souvenirs when I travel abroad
Same. I have some that no longer exist like Francs, Guilders, Lira, etc.
I used to collect coins, but I do have one foreign bank note that my buddy gave to me from when he was stationed in Kosovo several years ago. It's a Macedonian banknote, though I don't remember the amount on it.
If you're talking about Canadian symbols, I'd suggest a full video about the Mounted Police. You've already talked about them before, but it is probably the most recognizable Canadian symbol that hasn't yet got its own video here.
Second
omg i third that. id love to learn more. my knowledge goes as far as the cartoons, like Dudley Do Right/Brendan Fraser. possibly a Scooby Doo episode or two. typical American knowledge id say, all very stereotypical.
That Instagram post implies the Bank of Canada only has the manpower to redesign one bill at a time for years at a time
Knowing what I do of how our country runs (not very well) I can't say I'm surprised.
The mustache is back! The mustache is back!
He’s always shifted from having a mustache and not having one ever since he decided to remove it from his persona in like 2017-2018.
I have always said that I wish American money was different colors like this. It's very practical to be able to tell the denomination of money from a distance like that.
I find it sort of tacky how colorful Canadian money is. A happy
Medium between the garishnesses of Canadian notes and us ones
No. There is no good reason "to tell the denomination of the money from a distance." Besides colored money makes it look like Monopoly money-- something cheap and worthless in real life. Every time I hear foreigners, especially Europeans, complain about the lack of color in American banknotes, the more I love the American greenbacks.
The most recent design actually has a bit of a tint to it. There was even a meme circulating that compared its colors to that of monopoly money.
@@ESUSAMEX Having the money be the same color (or very similar colors) makes harder to tell apart from close up too, especially for people with impaired vision. But it makes it quicker for everyone if its immediately obvious.
@@ESUSAMEX Very weird thing to get all patriotic about. Having them be all the same color makes it harder to easily distinguish them, and that's not getting into also how USD is so easily rippable and weak compared to other paper currency.
Fun fact: Australia invented the polymer banknote and started using them in 1988. But these days, like Canadia, we mostly use cards/mobile phones to pay for everything. I've had the same 'emergency' $15 in my wallet since 2020.
The primary reason that the "paper" money is now polymer is not security (assuming that "security" means prevention and detection of counterfeiting)! The real reason is cost. While it might cost more to make these notes, they can stay in circulation much longer, which more than offsets the additional costs.
The $25 bill was actually a single year commemorative issue for George V’s silver jubilee. ($25 for 25 years on the throne.) This is why it was not included in the 1937 series.
Minor point: polymer isn’t a ‘type of flexible plastic’, but it’s almost the other way around.
Polymers are basically what we mean when we say ‘plastics’. Plastic emphasises the physical properties (they can be easily bent and deformed but stay solid at standard conditions) and polymer emphasises the chemical properties (the molecules are long chains of largely repeating molecular units). All (or pretty much all?) plastic materials are made of polymers (in the main - possibly with other molecules in between), but not all polymers are plastic.
J.J., you're not alone in not understanding banking in North America, be it colonial or post-colonial in British North America either pre or post 1776. Large bill like the $1,000, $5,000, & $10,000 were probably used for inter-bank transfers. There was even a special $100,000 bill printed in these United States specifically for transfers between branches of the Federal Reserve in 1934 & 1935.
The UK prints 100.000£ and even 1.000.000£ bills. And they aren't actually legal tender, until they bear the signature of the Governor
I can second that: every reference I've read mentioned that the large bills were a way for banks to transfer money in as physically efficient a way as possible. Electronic fund transfers have made that method, and the bills, obsolete. Incidentally, the $100,000 bill, according to Wiki, was actually a gold certificate. Private ownership of one is actually *illegal* so if you have one of these, keep it on the sly ...
Exactly. Imagine inter-bank transfers in an era with no computers.
Was JUST looking through your channel the other day hoping you had a video about this haha, good stuff. Also, greetings from the lower mainland
I loved how loose and fun you were in this video! Your love for the light hearted interesting topic is contagious
The shift from cash to card/phone pay is one of the greatest scams pulled off by the banks. For this tiny bit of convenience now a bank makes 3 percent off every purchase. 3 percent may not seem much, but over a lifetime is huge. If that 3 percent were saved a person could retire years earlier. Germany seems to be the only country not to fall to this, cash is still King there.
It's more complicated than that. A lot of markets are price-sensitive, so the merchants can't just charge $103 dollars for a formerly $100 item. Instead, they're stuck with lower profits. It's the reason why some small businesses no longer accept credit cards. (I've heard that debit cards don't carry this "penalty" yet, so apparently this doesn't affect *all* card transactions.)
Japan still runs primarily cash as well.
That's where the money comes from so cardholders get 2% cash back or airline miles which the airlines get billions. It's a massive kickback scheme paid for buy merchants. Credit cards even skim form charity donations.
Return to physical money my son
There's no perfect solution, just trade-offs. Using a credit card gives you a secure, solid record of your transaction and makes tracking/budgeting easier. If your cash is stolen, it's impossible to trace or get back.
I have reported suspicious transactions or produced records of buying tickets to events like concerts or hotels that I cancelled and each time, I just forwarded my information and the credit card company refunded my money in a timely manner. If it were cash, I would have to hope I didn't lose my receipt and would have had to do something like small claims court to get my refund.
Thank you for making this. As a Canadian with lots of old bills in my collection, this is a great explanation of why we have this money.
One of your most interesting videos ever! Thanks for making this. How about a video on the maple syrup industry?
It’s interesting that the original Dominion bills were very similar to US greenbacks issued the same era.
I was literally rewatching Half Asleep Chris’s banknote videos the other day on a whim. I swear JJ has psychic powers, but only very specifically to a random subscriber lmao.
Fun self-insertive fact: the Canadian polymer money is made using technology developed in Australia. I used to work with the sons of the scientist from the CSIRO who lead the project that invented it.
We've had little windows in our money ever since I can remember and I'm an elder-millenial. An American exchange student at my school thought our rainbow "see-through" money was the craziest thing he'd ever seen.
I wondered why did you guys even bothered
@@southcoastinventors6583 Y'know, for...
*Security*
Two main reasons: it's very durable and the window makes it very difficult to forge.
There's actually a ton of anti-forgery measures built into polymer money that don't work with paper but the window is the most immediately obvious one to a lay person.
JJ, RE: $1,000 bill utility
My father was a general contractor who built custom homes. In the '60s, he routinely carried eight Grovers in his wallet. (The portrait on the $1,000 bill was that of Grover Cleveland, 22nd and 24th president of the United States. Hence, $1,000 bills were called Grovers.) He used these to pay for first shipments from new suppliers. It got their attention, and they all extended him credit thereafter.
4:18 despite not technically being fully independent from the British Empire. It, South Africa and Australia were dominions, and being a dominion under the British was like being an autonomous entity, you have some kind of independence from your mother country but you have to rely on them for other things like protection and food
In the US, slang for cash is “dead Presidents”, even though Hamilton and Franklin were never President.
Hence the bank heist film “Dead Presidents”
Not that anyone every says it so can really be considered slang.
You're only allowed to call money that if you're committing a crime so that you sound more ominous and badass.
If only we had JFK on one of our bills, The Dead Kennedys would also make sense as a bad name (aside from the assassinations)
I am American and have lived here my whole life, i have never ever heard this slang term ever, not in real life, online, or in any form of American media. Where are you getting this from?
I would imagine the advantage in introducing a single new note is that people accepting the money only need to learn to identify and verify a single denominatiom at a time. Like if you ran a store, and all new money dropped up and down the scale, it would probably be easier for counterfeits to pass off fake bills since the store is trying to adapt to all of them at once.
Also besides security it probably provides a bit of a buffer gauge public reaction to new design types so if the one really misses the mark and people see something risque in the design for example, they can modify the next design drops and more selectively address the denomination that went out.
Hey JJ. It’s so interesting that you made this video. I just came back from Hong Kong, and I was surprised to see that they still had private banks issuing money, so there were several designs for each denomination depending on the bank that printed it. My favorite was the lion motif on the HSBC banknotes, which was originally a British company.
Hey J.J.! I'm the guy you met at VPL yesterday 😅. I guess I was a bit star-struck and had a "tongue-tied" situation - couldn’t say a word! I wanted to ask about your next video, but my brain decided to take a vacation at that moment. Just wanted to say your videos are incredibly informative, especially for a non-native like me. Thanks for all the awesome content!
I gotta commend Canada for some consistently great designs on the back of their money
i honestly wish we could all go back to paper currency...
So apt. My kids just asked about the term "banknotes" and we're gonna enjoy your video together, as we often do.
In Europe, the special significance can be found on the coins. Each Eurozone country mints 1 or 2 euro coins and 50-20-10-5-2-1 cents, and on the back of each of these you will find people, icons and symbols which reveal where they were minted. It's a neat way to tell how far a coin has travelled in the Union.
I remember Terry Fox being a popular frontrunner for the $5 bill. Would've loved to see that, honestly.
I was a part time teller years ago at one of Canada's big banks years ago, and I heard part of the reason they scrapped the $1000 was because the RCMP had money laundering concerns with them
The coins! I always found the coins so interesting when one or two strays would inevitably mix in with US money. Always seemed to be either Canadian or Bahamian money.
I've always liked US vending machines accepting Canadian quarters. The owner on the other hand...
@@lajya01 I wasn’t sure if that was the reason or because maybe they just looked similar to US coins unless you looked closely. As a kid, it seemed like the 10¢ (with the sailboat) was the one most commonly mixed in with change. The 1¢ (with the maple leaf) was also fairly common. The 25¢ (with the reindeer) occasionally snuck in, and then most rarely seemed to be the 5¢ (with the beaver). The loonies and toonies never got mixed in, which makes sense since $1 coins were/are rare and we don’t have a $2 coin. Only thing more common than finding Canadian coins in your change was finding the 1¢ Bahamian coin (with the starfish). I don’t know why that one also crept in so much. And never did Mexican coinage sneak its way in. Not sure if that’s because I’ve always lived around DC - I wonder if near the border that’s more common or maybe Mexican coins look different enough.
I got so much nostalgia by seeing the hockey players on the 2001 $5 bill again
Classic JJ McCullough video
My first JJ video ever was the one where he discussed his banknote collection. And I've been hooked ever since
I also love how colourful some Canadians coins can be. Whether it’s for circulation coins or collectible coins
Love that you finally covered this topic
in Scotland and Northern Ireland several banks are still legally allowed to issue paper money so you get a wide range of different circulating notes, when I visit I always go the cash machine to get a few different ones out. I love the designs the independent banks put on them, from figures such as Robert the Bruce to some super generic coat of arms
You forgot to mention that the Bank of Canada dips its new polymer bills in rich Canadian Maple Syrup
I would love to see a video about the history of Canadian coins.
Its funny this video came up as my 9 yest old son found a Canadian $5 at school a few days ago. Weird, as we live in the Central Valley of California. It's the one with the hockey game on the back. He asked if it was worth anything, and i told him "Yeah, about 3.50 in American dollars!" Which i then had explain conversion rates to him.
14:21 polymer is also good for longevity too. The less frequently they have to print new bills the better! It's why you can regularly seen coinage that is 50+ years old, but a bill from just 20 years ago is harder to come by
There was a conspiracy theory in the US at one time about the flag over parliament being an American flag on one the older bills. Americans didn’t even know the Dominion flag existed.
17:29 I was just in Montreal for work (from the US). I noticed how almost everywhere accepted or even pushed for credit card use except for a single noodle shop we stopped in that only accepted cash or debit (which is a card, I know, and I always carry my debit too, so no issue), which stuck out as an anomaly
I fondly remember the 2001 era 5 dollar bill because I was on a long layover from Cincinnati to Rome in Toronto. I had to exchange some US cash to buy food and by the time I left Canada I still had Sir Laurier in my wallet for the whole trip.
Money redesigns are always interesting. I've only lived in 2 countries the US and Japan, and my entire experience with Canadian money was always just accidentally receiving random coins in change as a child in the US, so it's cool to see a more in-depth view of the bills. Have you thought of doing one on the coins as well?
Also, on a side-note, here in Japan we are getting all new bills this year in July.
11:00 Actually JJ, the Toonie was introduced in 1996, partway through the fifth generation run of the bill series, where the two dollar bills were slowly phased out.
Keeping with the birds and nature theme, we got two polar bears on the coin which went well with the creation of Nunavut in 1997.
Most millenials will remember this was the point where "pop" (soda, softdrinks, etc...) became more expensive in their school vending machines now that two dollars was considered pocket change.
In the Eurozone countries, our coins take over our national design choices. It's actually a lot of fun to pay with coins from 20+ states in your own country. It adds probably even more detail than paper money alone. Also, for the convenience of not having to exchange your money while shopping online, while on holiday, or for millions even their job abroad it's totally worth it.
I am so stoked for this episode.
Glad you finally got around to this! I thought it was interesting that there was a "tug of war" of sorts between royal figures and Canadian people on the money, I sort of assumed the proportion of royalty would stay consistent.
Hey JJ! I always enjoy your videos on cultural Canadian topics. I suggest doing an episode on Canadian Pacific Railways and their history. My mom has a book with a lot of their posters advertising resort destinations and the designs alone make for a great subject. Places like Lake Louise, Banff, so many more are included and its just full of Canadian landmarks that each show off the local culture. They’re all 60’s style posters in amazing colors and styles we just never see anymore. I think there’s something in there that would make for a great JJ vid. Cheers!
Did the Union Pacific run into Canada at some point? I've been a lover of railways my entire life and I've always known it to be predominately in the United States. It's even headquartered in my home state of Nebraska, which is pretty cool!
@@TheEldritchHyena I totally mistyped - I meant Canadian Pacific. The book is called ‘Posters of the Canadian Pacific’
@@TheEldritchHyena No. The UP has never operated in Canada. It connects with CP at Eastport Idaho at the Canadian Border.
When I went to Vancouver in sep 2019, using the ATM at the North Vancouver Lonsdale Quay Market I got 3 of the old 2004 $20 notes.
The plastic isn't primarily for security, though that could be an additional reason, it now is so much more durable and doesn't need to be more readily released
The original reason for putting the reigning monarch on the money - which long predates the British Empire - was "security." Specifically, this was a way to make counterfeiting a direct offence against the king!
Be aware, the Cdn banks hate paper money. Try withdrawing or depositing more than a couple thousand bucks. Its next to impossible without several bank employees giving you the gears.
They have to as part of their internal workings. Any large cash transactions must be reported to the government to prevent things like fraud/money laundering/terrorist financing, etc.
It's not only the banks that have to do this, nearly anything where large amounts of cash pass through must be recorded. Car dealerships for example, money transfers, and more.
@@jerryappleby 5-10k is hardly a large amount of money. You sure they are protecting against fraud, or laundering? Cos if they are, my guess is they think most Cdns are broke-asses that can only manage $200 without something dubious taking place.
Yeah but the casinos here in BC seemed all too happy to take large quantities of it from offshore gamblers.
@@professordogwood8985 I can see why being above board is a derp game. You're better off bobbing and weaving with the underground if you're a Cdn who simply did well in life and wants to be left alone.
@@gorgeousgeorge5173I respect that Gorgeous, a lot of farmers like cash transactions for their roadside stands and whatnot.
This video reminds me a lot of when I started watching your content in 2018. I remember that old video about weird money from around the world.
The other thing I remembered was that weird theory that one of the Canadian bills had the American flag on it even though it was actually the old Canadian flag.
Great video JJ!
who in here needs a J.J. podcast 🤚
I’ve always wanted this
Facts
I was just up in Montréal two weeks ago and was wondering when the Twenty Lizzy was going to get updated. Now I know. Plus, I’m glad to know who’s on the Ten. Both bills came back to the States with me
John A MacDonnald deserves to be on the $10 note. Viola Desmond deserves the new $1000 note.
16:14 the funniest thing about the news of the modern redesign of the 20 is that now the queen's impression turned in my head from formal portrait to confused paranoia
Especially with the Canucks in the playoffs, at least as of now, hockey/Canucks/sport in Canada and how that connects with national identity. Turning lacrosse from an Iroquois game into an official sport of the whole country, hockey and Canadianness as hockey spread and basketball and stuff moved in, CFL, that sort of thing. You've talked less about sports than a lot of other things, and yes I saw the sports balls video etc. Feel like it could be cool.
Re money, I'd love to see America go to polymer but different shades of green instead of the monopoly style.
I absolutely hate the new 10 dollar bill design. It’s vertical design is bizarre, and it features a non-politician who was never a leader.
Agreed. If they were going to make such a radical change it should have happened to everything all at once.
I hope they don’t continue that style.
It was either Ms. Desmond, or Kim Campbell 😂
I couldn't care less about who is on the bill but the vertical design is a pain in the butt. It's hard to read and no machine would accept it.
@@georgedoty-williams2085 Even Campbell was relevant. Granted for all the wrong reasons but the point still stands.
@@georgedoty-williams2085 The runner up to the face of the Canadian $10 bill was actually E. Pauline Johnson.
You did the paper money... now I think you should delve into the history of the coins!
Nice to learn about bills, would've been cool to see more about the coins too, elaborating more on loonies and toonies and lower denominations
I'm loony for JJ vids (I know that's a coin)
The monopoly man is on Canadian money.
Brazilian currency has no people (a while back we did have a banknote with Pedro Alvares Cabral, which is like Colombo for Brazil), only the Effigy of the Republic, a figure whose name is very self-explanatory and I believe is shared with Portugal. On the other side they feature animals that represent some of Brazil's fauna (some of which are not necessarily famous or endemic): some hummingbird species (R$ 1, discontinued), a turtle (R$ 2), an egret (R$ 5), a macaw (R$ 10), a monkey (R$ 20), a jaguar (R$ 50), a fish (R$ 100) and a maned wolf (R$ 200, I don't know if it was discontinued).
The new $10 note reminds me of Swiss bank notes.
Canada's money is reddit
You are literally my source of all knowledge for Canadian things.
This is such a great video! Another classic and sure to be an award winner!
I think it could be interesting to look at Canadian road signs/highway markers and the significance behind certain colors and symbols. I know the US interstate system has some distinct characteristics and I wonder if Canada does as well
How much coke is on Canadian money compared to American money?
You shouldn't use money for soda coasters
0:32
Non-Eurozone countries: EXCUSE ME !!!!
My favourite is the $2 bill from the 1980's "Birds of Canada" series with the nice pair of robins on the back. Also, you never showed the back of the $1000 bill from this era, which was quite similar to the $2 bill, this time with two "pine grosbeaks" on it! I only ever saw it once in person.
It'd be nice to get a follow up video on the evolution of Canadian coins as well.
Macdonald looks a bit like Wonka
As a Brazilian, I must comment: look at all that pink and purple! Man, our money sure is gay.
Multi-colored money does look kinda gay but it sure is convenient.
Awesome Content ~ still learning,
Re: all the royalty on Canada's first banknotes--a very traditional way to stress Canada's distinctiveness from the United States is to stress the Canadian monarchy.
Building the world's tenth largest economy, based off of board game money. The greatest scam there ever was.
It's a worldwide scam, global delusional
Multicoloured money is actually normal, rhe US' monocolour is actually the strange one. Very useful to open your wallet and instantly knowing what money you have is very useful
I'm a simple guy. I see J.J. video, I click.
I also recall reading that the single denomination releases had something to do with the logistics and manufacture of the volume of bills to be printed and released into circulation, as well as the removal and destruction of old ones.
good video, entertaining and well paced
The current 10 dollar bill is ridiculous. Viola Desmond is not any more important than anyone who suffered a minor injustice. What's next, a bum that got wrongly roughed up by cops on our 5 dollar bill?
Don't give Justin Turdeau any more ideas 😂
I could see a father and son Pierre Elliot and Justin Trudeau combo to replace Liberal Wilfred Laurier, with a child swimming in Rideau Lakes on the backside to possibly recognize the passing of Michel Trudeau.
Viola Desmond joining the canon of "black women be sitting", alongside Rosa Parks!
Have you ever seen the guy who sells books on the sidewalk of Commercial Drive by the skytrain entrance? He's Viola Desmond's nephew.
Is that so 😮
I love you JJ, thank you so much for everything you've taught me.
You forgot to mention the controversy over the two-dollar bill that showed a US flag flying over Parliament-I personally thought it was the pre-Maple Leaf Red Ensign Canadian flag, but I remember a lot of people stirred up over it, kind of like the queen’s devil hair…
You should make a video on the folklore of Canada or on the Chinatowns.
Great video JJ! Edit: Missed the 2017 Commemorative, that could be a topic of its own though!
How about Canadian coinage? The penny is discontinued, but has the maple leaf and the nickel has a beaver, the two most iconic Canadian symbols.