My first couple years wasn't a lot but it was dollar cost averaging and putting extra $$ in whenever I could. I was getting about $600/yr from it but then I had to sell some of it off to pay for other expenses while I get my business off the ground.
Great Contents. Keep on marching forward, Jack :) I had been a speculative investor earlier on many moons ago. Didn't do well, loss money! Then, I switched over to dividend investing, again many moons ago. I did ok for the first year. Dividend payout was extremely small, like a snail movement. Past forward to today, dividend investing is awesome. Patience is virtue. Time is on your side, my friend. Just think of a building blocks.... Just think of an awesome team you put together with different unique, set of skills.... Just think of a tiny ripple - snow ball begin its journey rolling down the highest mountain, Mount Everest.... The momentum will take over eventually. Let's go :)
If one is in their 40s and just started investing (have 401k from work). Should they just focus on growth etf since it will be too late for them to see real benefits with dividends? I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here
I run a mix. Growth in my roth and 401k. I run dividends in my Individual investment account. Seeing the payments come month after month keeps me in the zone. I just hit the 1m mark in investment profit. Works out best for me. Sometimes it's wise to consult with a pro F.A for the best investment style considering your situation and circumstances. I did, and I'll stand by that decision.
I wouldn't say early 40's is 'too late' for anything related to investing. If you have at least 20 years left to put money into the market then I think growth is a nice way to lean. I would still have a balance of the two. I think value/dividends is good to have at any age in any market (with at least a portion of the portfolio).
@estevez1942 I’m trying to get an advisor for guidance but it’s harder than you think. Anyone who is fee-based is hard to find and usually have a heavy workload. Would you be comfortable sharing a recommendation if it’s not too much trouble
What I like most, is the fact that one dude your age will blow $300 in one afternoon and will not think about it much, yet you choose to share with us the way you have created this amount in passive income and clearly and rightfully you're proud of it. Ladies and Gentlemen, we're looking at future millionaire!
Agreed. I'm 30 and have only just started investing, can't believe the amount of money I've wasted over the years don't even want to think about how much. Wish I started as young as this guy, he's gonna be doing great by his mid 30s early 40s if he keeps this up!
I invested in some stocks myself using pure speculation. Long story short, I blew my account and lost it all. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $13k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. Now with over 81k in roi, I sit back and just reinvest at intervals while I handle my other career and family.
@maxm1139 First of all my goal is to retire off dividends, maybe I make slightly less money 60 years from now but it’s about a lifestyle that I want not my bank account when I die. I also have other growth focused portfolios.
@@JackMurphyInvesting You know what, after watching your video I'm thinking about having a full-on growth portfolio (or just plain old s&p500). The reason being, you only care about the dividends once you've reached the spot when you need to spend those dividends. Converting a portfolio from growth to dividend should be pretty easy. Or am I missing something?
I Invest for 9 years now. First dividend year was 2019 with 125 bucks. This year i will have about 4500 bucks. Keep going, never stop, dont try to make "quick and easy" money and youll get there.
Dude don’t stop this content please, I really appreciate the transparency and I find comfort finding others on the same journey as me except you’re not just investing but content creating , great stuff man I’ll all pop off
Your video is refreshing. So many investor videos are “invest a small amount of $10000000000 per week and get rich”. You are relatable and realistic. I really appreciate this.
I'm a lot older than you and have never invested. I am trying to learn and I've seen so many unrealistic videos. Thank you for being honest and realistic. Great video for someone new and learning like me. I'm sure you will do very well. Thank you.
I didn't get serious until I was about 50. 10 years later I was so surprised at the size of my portfolio, and happy. Then retired at 62, early. My portfolio is still growing and providing good mental comfort.
I have a lot of the same stocks as you Jack. The important thing is you're starting young. Stick with it! If your return is down, good. You can buy more at a cheaper price. Keep it up!
We made $21 NZD dividends in our first year of investing. Fast forward 6+ years and we should make about $8k NZD this year. You're on the right path - well done :)
I am a 55 year old man here in the UK and have just started investing in dividends and I will because of my income only be able to afford 💲50 a week, your video is excellent and I applaud you on your success and the affirmation " "Dollars come to me" will help thank you and I wish you all success for your future. Frank 🤑💸💵💰💯🤑💸💵💰💯
Bro, I saw one of your videos randomly about a year ago when I started investing. Good to see you are still going strong! Keep the videos coming and happy investing brother
Great looking portfolio! As a dividend investor for over 30 years, I can say you look like you are on the right track. My first few years looked very small on a total dividend payout, but I can say, It is amazing to watch them grow, and if you keep it up with continual reinvestments, you will do great! I make over twice my job salary in dividends now, and could have retired years ago if I didn't love my job so much. It is great to have financial freedom and work as long as I enjoy it but know I can leave and be just fine.
Keep it up. I came up from homeless to being financially secure. And dividend investing was the biggest part. Took a lot of sacrifice, but the reward after years is worth it.
Nice job. I am 63 years old and have a similar outlook. I Hold Ford , the past two years Ford has paid a special dividend and the return has been very good. I picked T over VZ but have now split even between the two. I take 1/2 my dividends from my brokerage account and use those to fund my ROTH. I do some REIT swing trades in my ROTH to avoid capital gains and the nightmare of doing the taxes. At your young age, I would focus a portion of your portfolio on growth stocks. 6-7% dividends are barely keeping up with inflation. Good luck.
Congratulations on your investment journey! You are very wise to start early…..many people wish they had the insight to do that (myself included). Time is the most powerful factor in compounding growth.
You are working for your money your putting IN the market. I get what your saying. Should be not doing what you DONT wanna do. Now you can do whatever you WANNA do. Good Luck. It will happen.
Great video. I am 19 years old and I started investing in June of last year focusing on dividends by DCA'ing 25 dollars every market day into a basket of etfs and some stocks. It is so motivating to see those payments get higher and higher each quarter/month. Keep it consistent!
Best of luck to you man. It’s nice to see some of the more realistic numbers people get from starting off instead of others who start off with hundreds of thousands to invest. I started investing myself a few months ago and am hoping the etf life pays off in the future.
When starting your investing journey learning and gaining knowledge is essential to success. Read, watch the right You Tube channels, and learn though your own experience. Expect setbacks, mistakes, and some just plain bad luck. Do not be deterred. Grow your knowledge, grow your investment techniques, grow your wealth. I will see all of you on the other side of the ride.
Yo, I'm 38 and I'm a beginner myself, under 2 years starting. I just want to say keep doing what you're doing. Keep learning, and keep investing. The start is slow, but you'll be closing in on retirement in your 50s more than likely. I love seeing this and I'm excited for you!
I like SCHD and VIG as a pair of Dividend focused ETF's - they both perform well and have relatively low overlap considering they focus on similar things. I have a decent amount of both in my portfolio Great stuff! Congrats on 2 years!
Started investing in February 2023 and 1 year ago was my first dividend ever received. I made 5$ that month. This april, i’m actually at 20$ (4x last year) and the month isnt over yet! In 4 month i almost made more than my entire first year of dividend! Actually at 8k right now, investing everyday/week to be able to pay some bills in the future with those just like you said! Keep up the great work bud, we are in the same boat (22 yo speaking) 😊
Congrats :) you are going to do well. Also, you don’t need as much to retire as you might think. I retired at 51. I suggest you learn to do options trading on your dividend stocks. You can really amplify the portfolio. If I were you I would start simple by selling covered calls once you own 100 shares of any single stock. Best of luck to you and keep up to great work. I’m following you now and happy to give any advice if you ever want.
Definitely going to research covered calls when I have 100 shares of anything. Don’t want to rush it and buy 100 shares of something right away though 👍
Options is also a very easy way to lose everything if you are not careful. Personally, I don't do any options. I like to keep the majority of my portfolio in a safe position. My risk tolerance level isn't high.
@@Memoreism How so? If you own 100 shares of KO and sell a covered call you're collecting a premium on top of the dividends and if KO exceeds your strike price you can either roll the call if you want to keep the shares or let it get assigned and sell a put on KO or move onto another stock. There's no way you're going to lose everything writing options unless you're doing it on high risk stocks.
I agree on the options, strategy you have a good base dividend. only difference I would make is to now laser focus on one stock probably ETF, get 100 shares and sell covered calls. then get other stocks to 100 shares and do covered calls on them. In the mean time can paper trade and learn how to do it.
I started out with individual stocks hoping for growth like most people and after losing so much, riding the emotional rollercoaster, and taking up too much time trying to keep up, I eventually gave most of it up and focused on ETF and index’s and it’s been the best thing I did.
Good start young man. I just started investing on my own at 63. Way too darn late to reap great benefits due to lack of time for compounding. I got more money than you to invest, but will not do as well as you in the long run.
At least you started now. Even though you have less time for it to compound you have more capital to invest, short term you can still make some good profit off of that 💪
I’m sure I can speak for a lot of others but we greatly appreciate you sharing your investing overview. It gives those just starting off an actual accurate representation of what a new dividend investor journey looks like. rather than some RUclipsrs who have hundreds of thousands of dollars invested already.
I am also in college but it’s important to do both. But I agree if people don’t know what they want to do in life college can be a waste of money and would do better investing in the market.
Hey Jack. This is impressive stuff! I would trade my portfolio for your age any day of the week. Stay the course my friend. Excited to hear more about your journey.
My friend keep going. When the share price goes down that’s when you make money. Dividend investors make money when the stock price goes down and you buy them at a discount. Dollar average everything.
Thank you for this. Its very encouraging to keep in mind the snowball effect of accumulation. 50 a week is psychologically more encouraging as well, especially for hourly workers. Imagine avoiding college and deep debt and going right to work to retire in late thirties. After that, you can do whatever you want. Start a business, enjoy life, great future!
That‘s a great video, i‘d love to see you grow! Keep your strategy no matter what others think or say! it‘s your financial situation, even when you underperform👏🏽
The most important thing is his income outpacing expenses otherwise he will not have money to invest. I can't believe people are not way more worried about his continuing to have money to buy the basics+.....
Make sure you have a certain stop. Anything that loses more than 10% makes it harder to make up the loss. I also wouldn’t add to losers unless you see a clear bottom and if it falls below that entry i would bail. You can always buy it back if things change.
I enjoyed your video, good stuff! The information was spot on, included relevant data points, good details, and easily would generate interest in dividend stocks in someone who was not familiar with them. For content, I can see why you have so many positions, plus trying to feel your way thru this journey of investing and see what hits, but as you go down this road, look at consolidating positions into fewer (but bigger) investments in solid funds and stocks. I wish I had the tools and resources available to me that exist now 25-30 years ago! Good luck on your journey. “The biggest mistake you can make in regards to investing is to do nothing.”
@@JackMurphyInvesting I was listening to Warren Buffett talking about consolidating investments, not having so many positions. I’m making some changes to my 401k strategy and my tiny little personal investments along those lines.
@@christopherhamilton5557 quality over quantity for sure, but you are right that’s it’s easier to make content with more positions which is a factor for me, but my Roth IRA is just 4 ETFs so I keep it simple there.
this might sound crazy, But I personally am starting my dividend journey with only a handful(5-10) of Stocks/ETFs as I feel like I can get the ball rolling on those handful and once I get my base started, I can branch out to more later. You sound like your doing a great job though, keep it up!
Not crazy at all that’s the way to do it! I’m actually considering cutting out a couple positions but I am giving it some time before I decide. It helps to have a lot of stocks and ETFs for content.
Hi man, thanks for this nice video, I am 25 and I am writing from France where I also started the same strategy last year Got approximately the same dividend amount for the same capital invested (in Euros though) and I defintely recognize a bit of myself here Wish you the best !
Once you get built up a good bit, consider putting your O and other REITs in a traditional IRA. They tax the dividends at ordinary income instead of a qualified dividend.
I like this. But I’ll advice to trim down on the stocks. If you have a diversified etf or preferably index, I would say just a few stocks will do. Or else you spread yourself too thin for any of your shares to gather momentum over time.
@@JackMurphyInvesting Super. I started seriously in 2021 as well. But Im 45yrs old now and need to be aggressive. So I got a side hustle, invest 20k a year and sell covered calls to collect and reinvest the premiums as well. Well done to you though.
This was okay, a few questionable picks but some solid blue chip stocks, though you should consider looking for more dividend growth if you are that young at $50 a week for 52 weeks, I think you are focusing more on duds with the capital then buds, but for starting out this is still very good, keep it up and best of luck!
Love what you’re doing keep it up and keep investing in your future…I also recommend heavily beefing up SCHD as the yearly growth is similar to that of the sp500 and will compound your growth
Hi, sounds like you are doing well! That's great. One thing, though, it would help us understand better if you report the amount you have invested in each position, instead of the number of shares.
I’m 18 years old and I been investing since 15 but I just learned about dividend yields like a few months from my supervisor and I am so mad bc I seen it at that age but I didn’t know nor I didn’t care but now I’m so pissed bc I could’ve stayed inna few stocks a few years ago but now that I know I’m going hard I’m working a good job, I can get 1k a week and that’s enough to go hard on the stocks I want to invest in
Dude I also started investing at 15 and the first thing I bought was game stop 😭. It takes a few years to get the hang of it but time in the market is all that matters and starting as a teenager is as good as it gets!
To maximize your gains and dividends do this, only buy on red days, preferably when the stock is down 1% or more, do not buy when is Green Day and way higher than you position. You will see more gains but patience is key, do not sell even if you get tempted.
That’s typically what I do. Dollar cost average on what ever position is down in my portfolio. Last few months have been mostly positive so I DCA a little less and keep some cash in the portfolio. I have over 400 in cash right now so I can capitalize on any positions that are down 💪
At your age, you should consider Dividend Growth stocks. The immediate yield won't be very high, but MSFT has had several years when it raised the dividend by 10% or more. Compound that out a few years, and it'll look nice.
You’re doing great. I wish I would have started investing when i was your age. Unfortunately i didn’t start until the age of 40. I like your portfolio although i would build my jepi position in my roth so i dont have to worry about too much about unqualified dividend taxs. Same with realty income. When its time to pay uncle sam he will not be able to take as much from you if you keep focused about where you are buying qualified and unqualified dividend stocks weather its in a roth or a taxable brokerage.
I would suggest you add SPLG to your portfolio its an ETF that follows the SP500 index. It pays a small dividend and lets you capture more of the markets movements which move mostly upwards with time.
Nice video, love the fact that you rounded up to 3x returns for more views lol I wanted to ask a couple questions: 1. What platform do you use? Robinhood, Charles Schwab? 2. Where do dividends go when you earn them? And how often do they pay out? Keep up the good work. I’m just now getting into investing in my 30s so I’m late to the game but better late than never. Looking forward to the update in 2025. 👍
I use Charles Schwab for my regular account and M1 finance for my Roth IRA. Dividends can be paid directly back in more stock if you turn on drip or cash in your brokerage if you don’t turn on drip. I don’t use drip and just manually reinvest in my account 👍
It’s pretty hard to trade Options while in school and considered I only play around with a couple hundred bucks it’s not worth the distraction sometimes. I have been playing around with a couple option trades on the side the last month that could potentially turn into a video, not sure, but I’m not going to do another big option video until the summer. Sorry I can’t make a lot of option videos I know people like them.
Because of the negative outcomes of some stocks I preferred and recently startet FIDALITY GLOBAL INCOME ETF it’s easier and had nice uptrend of round about 15% and 2,7% round about dividend and I don’t have the stress with single stocks
Your headset is correct, but I’d offer you have too many individual stocks for a portfolio this small. Also, don’t cling to losers. If you’ve held it for a year and it’s not profitable, there’s no shame in cutting losses. No individual stock should be more than 5% of the portfolio. Be aware of overlaps between the ETFs and individual stocks. You’re better off in your ETFs like JEPI and SCHD and a handful of blue chip dividend bangers like JPM, WA, MSFT. You should also get SPY into the mix just for broad exposure, but otherwise keep DCA, and you’re going to do great! These are observations, not financial advice ✌️
I preach growth stock in the younger years. You can back test any e.t.f. and you will see that a good growth e.t.f. beats a good dividend e.t.f or stock. Do ur research and you will see
I am trying to add more growth but I’m still a dividend investor and income is my goal. I want to grow my passive income to retire early so that’s where dividends are good. But I do focus more on growth ETFs in my Roth IRA
One stock you should really look into and it's actually pretty cheap is AB. It's Nancy Pelosi's biggest position in her "husbands" portfolio as well. My family has owned shares in AB for 20+ years now and the returns are insane.
IMO it would be better to invest higher growth companies in a tax advantaged account and when you are wanting to retire transfer them over a dividend strategy rather than trying to do a dividend strategy when you are very young
If you have been Dividend Investing for a while how did your first few years look?
My first couple years wasn't a lot but it was dollar cost averaging and putting extra $$ in whenever I could. I was getting about $600/yr from it but then I had to sell some of it off to pay for other expenses while I get my business off the ground.
Great Contents. Keep on marching forward, Jack :)
I had been a speculative investor earlier on many moons ago. Didn't do well, loss money!
Then, I switched over to dividend investing, again many moons ago. I did ok for the first year.
Dividend payout was extremely small, like a snail movement. Past forward to today, dividend investing is awesome. Patience is virtue. Time is on your side, my friend. Just think of a building blocks.... Just think of an awesome team you put together with different unique, set of skills.... Just think of a tiny ripple - snow ball begin its journey rolling down the highest mountain, Mount Everest.... The momentum will take over eventually. Let's go :)
First year it was about 30 euro. Second year it was 100 euro.
I just started my dividend investing journey for exactly the same reasons as you! Keep it up 😎
First year was 46$, second year 387$, bit trying to atleast put in 100 bucks a month
Unless you’re close to retirement, focus on growth not dividends.
My goal is to build up enough dividend income to retire early
If one is in their 40s and just started investing (have 401k from work). Should they just focus on growth etf since it will be too late for them to see real benefits with dividends? I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here
I run a mix. Growth in my roth and 401k. I run dividends in my Individual investment account. Seeing the payments come month after month keeps me in the zone. I just hit the 1m mark in investment profit. Works out best for me. Sometimes it's wise to consult with a pro F.A for the best investment style considering your situation and circumstances. I did, and I'll stand by that decision.
I wouldn't say early 40's is 'too late' for anything related to investing. If you have at least 20 years left to put money into the market then I think growth is a nice way to lean. I would still have a balance of the two. I think value/dividends is good to have at any age in any market (with at least a portion of the portfolio).
@estevez1942 I’m trying to get an advisor for guidance but it’s harder than you think. Anyone who is fee-based is hard to find and usually have a heavy workload. Would you be comfortable sharing a recommendation if it’s not too much trouble
What I like most, is the fact that one dude your age will blow $300 in one afternoon and will not think about it much, yet you choose to share with us the way you have created this amount in passive income and clearly and rightfully you're proud of it. Ladies and Gentlemen, we're looking at future millionaire!
Hopefully soon 🤞
Agreed. I'm 30 and have only just started investing, can't believe the amount of money I've wasted over the years don't even want to think about how much. Wish I started as young as this guy, he's gonna be doing great by his mid 30s early 40s if he keeps this up!
I agree. This man is a great example of intelligent youth and growth.
Same. I cant believe i put that all in my bank account that has 0 interest. @@gentleoutdoors
Looking where he is, wish I could still be living with parents for free.
Investing has been rather rewarding to me and I've learned that getting a good return is very much attainable if you know your way around it.
What did you invest in? I can tell you that not everyone is as lucky as you are.
I invested in some stocks myself using pure speculation. Long story short, I blew my account and lost it all. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $13k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. Now with over 81k in roi, I sit back and just reinvest at intervals while I handle my other career and family.
To me, investing is not worth it and I know that's the same mindset holding me back from taking a step forward in my finances. It’s all gambling.
@@Baptisizm Can he help me? I'll be turning 48 soon I just hope it's not too late for me.
Hermanw jonas that’s his gmail okay
You will become rich. You are still young and you have chosen the right strategy.
Total returns is the right strategy
@@sfhdshywe623 The strategy is all right but the market should be in commodities, oil, oil tankers etc
@maxm1139 First of all my goal is to retire off dividends, maybe I make slightly less money 60 years from now but it’s about a lifestyle that I want not my bank account when I die. I also have other growth focused portfolios.
@@JackMurphyInvesting You know what, after watching your video I'm thinking about having a full-on growth portfolio (or just plain old s&p500). The reason being, you only care about the dividends once you've reached the spot when you need to spend those dividends. Converting a portfolio from growth to dividend should be pretty easy. Or am I missing something?
Definitely not the right strategy for his age but this strategy is better than not investing at all.
I Invest for 9 years now. First dividend year was 2019 with 125 bucks. This year i will have about 4500 bucks. Keep going, never stop, dont try to make "quick and easy" money and youll get there.
That’s Awesome man!! Your right keep building that divided foundation it grows fast 👍
Wow 4.500$ is a lot of money. May I ask you how much your portfolio is worth to be earning that much?
@@aitorrodriguez6888 its close to 300k, my dividend yield is pretty low, i have a lot of growth stocks in it as well.
@@aitorrodriguez6888if the avg dividend return total is around 10% then it would be a $45,000 portfolio.
@@aitorrodriguez6888 Probably like 20-40 times that at least
Dude don’t stop this content please, I really appreciate the transparency and I find comfort finding others on the same journey as me except you’re not just investing but content creating , great stuff man I’ll all pop off
🔥🔥
The only relatable and realistic video i have found on RUclips. Thanks.
😎 NP
You started at the best time.
Best time is always 10 years ago. Second best is NOW
Your video is refreshing. So many investor videos are “invest a small amount of $10000000000 per week and get rich”. You are relatable and realistic. I really appreciate this.
Thank you 💪
I'm a lot older than you and have never invested. I am trying to learn and I've seen so many unrealistic videos. Thank you for being honest and realistic. Great video for someone new and learning like me. I'm sure you will do very well. Thank you.
ADSE, SCHH, SHIBA INU are good investments. STAG is good too.
I didn't get serious until I was about 50. 10 years later I was so surprised at the size of my portfolio, and happy. Then retired at 62, early. My portfolio is still growing and providing good mental comfort.
@@anthonydowdell2470no, they’re not
I have a lot of the same stocks as you Jack. The important thing is you're starting young. Stick with it! If your return is down, good. You can buy more at a cheaper price. Keep it up!
Yes sir 🔥🔥
We made $21 NZD dividends in our first year of investing. Fast forward 6+ years and we should make about $8k NZD this year. You're on the right path - well done :)
I am a 55 year old man here in the UK and have just started investing in dividends and I will because of my income only be able to afford 💲50 a week, your video is excellent and I applaud you on your success and the affirmation " "Dollars come to me" will help thank you and I wish you all success for your future. Frank 🤑💸💵💰💯🤑💸💵💰💯
Bro, I saw one of your videos randomly about a year ago when I started investing. Good to see you are still going strong! Keep the videos coming and happy investing brother
Thanks man 🔥 Glad I was memorable!
Great looking portfolio! As a dividend investor for over 30 years, I can say you look like you are on the right track. My first few years looked very small on a total dividend payout, but I can say, It is amazing to watch them grow, and if you keep it up with continual reinvestments, you will do great! I make over twice my job salary in dividends now, and could have retired years ago if I didn't love my job so much. It is great to have financial freedom and work as long as I enjoy it but know I can leave and be just fine.
Thanks for sharing, love hearing from people living off their dividends!
Lemme get a job 😂 I want to love mine too !! Maybe I'll get into carpet cleaning or something 🤔
Motivational
What are your favorite stock picks
Keep it up. I came up from homeless to being financially secure. And dividend investing was the biggest part. Took a lot of sacrifice, but the reward after years is worth it.
Wow that’s a great story! Dividends are really that great 💪
Nice job. I am 63 years old and have a similar outlook. I Hold Ford , the past two years Ford has paid a special dividend and the return has been very good. I picked T over VZ but have now split even between the two. I take 1/2 my dividends from my brokerage account and use those to fund my ROTH. I do some REIT swing trades in my ROTH to avoid capital gains and the nightmare of doing the taxes. At your young age, I would focus a portion of your portfolio on growth stocks. 6-7% dividends are barely keeping up with inflation. Good luck.
Man triple the income YoY, that’s incredible. A little consistency goes a long way…keep climbing my dude! 👏
Yes sir 🔥🔥
Two great dividend investors!
Congratulations on your investment journey! You are very wise to start early…..many people wish they had the insight to do that (myself included). Time is the most powerful factor in compounding growth.
You are working for your money your putting IN the market. I get what your saying. Should be not doing what you DONT wanna do. Now you can do whatever you WANNA do. Good Luck. It will happen.
as someone whos 19 and been investing for about 2-3 years now its nice to see another person who is starting early in their investing career
🤝
Great video. I am 19 years old and I started investing in June of last year focusing on dividends by DCA'ing 25 dollars every market day into a basket of etfs and some stocks. It is so motivating to see those payments get higher and higher each quarter/month. Keep it consistent!
Yes sir 💪🔥
What ETFs?
Best of luck to you man. It’s nice to see some of the more realistic numbers people get from starting off instead of others who start off with hundreds of thousands to invest. I started investing myself a few months ago and am hoping the etf life pays off in the future.
When starting your investing journey learning and gaining knowledge is essential to success. Read, watch the right You Tube channels, and learn though your own experience. Expect setbacks, mistakes, and some just plain bad luck. Do not be deterred. Grow your knowledge, grow your investment techniques, grow your wealth. I will see all of you on the other side of the ride.
I followed and subscribed and while back. I’m here to support you! Don’t quit! You got this!! Post more often 👍🏼
You're the best 🔥💪
Yo, I'm 38 and I'm a beginner myself, under 2 years starting. I just want to say keep doing what you're doing. Keep learning, and keep investing. The start is slow, but you'll be closing in on retirement in your 50s more than likely. I love seeing this and I'm excited for you!
💪🔥
You are well ahead of the game...you are doing very well at a young age. Compound will be great for you over the years.
Definitely 🔥
You're doing a great job. With time and discipline, this strategy will buy you freedom from corporate servitude.
💪
I like SCHD and VIG as a pair of Dividend focused ETF's - they both perform well and have relatively low overlap considering they focus on similar things. I have a decent amount of both in my portfolio
Great stuff! Congrats on 2 years!
Thanks!!
Which brokerage do you use to invest in SCHD & VIG?
Started investing in February 2023 and 1 year ago was my first dividend ever received. I made 5$ that month. This april, i’m actually at 20$ (4x last year) and the month isnt over yet! In 4 month i almost made more than my entire first year of dividend! Actually at 8k right now, investing everyday/week to be able to pay some bills in the future with those just like you said! Keep up the great work bud, we are in the same boat (22 yo speaking) 😊
🔥🔥
Congrats :) you are going to do well. Also, you don’t need as much to retire as you might think. I retired at 51. I suggest you learn to do options trading on your dividend stocks. You can really amplify the portfolio. If I were you I would start simple by selling covered calls once you own 100 shares of any single stock. Best of luck to you and keep up to great work. I’m following you now and happy to give any advice if you ever want.
Definitely going to research covered calls when I have 100 shares of anything. Don’t want to rush it and buy 100 shares of something right away though 👍
Options is also a very easy way to lose everything if you are not careful. Personally, I don't do any options. I like to keep the majority of my portfolio in a safe position. My risk tolerance level isn't high.
@@Memoreism How so? If you own 100 shares of KO and sell a covered call you're collecting a premium on top of the dividends and if KO exceeds your strike price you can either roll the call if you want to keep the shares or let it get assigned and sell a put on KO or move onto another stock. There's no way you're going to lose everything writing options unless you're doing it on high risk stocks.
I agree on the options, strategy you have a good base dividend. only difference I would make is to now laser focus on one stock probably ETF, get 100 shares and sell covered calls. then get other stocks to 100 shares and do covered calls on them. In the mean time can paper trade and learn how to do it.
I started out with individual stocks hoping for growth like most people and after losing so much, riding the emotional rollercoaster, and taking up too much time trying to keep up, I eventually gave most of it up and focused on ETF and index’s and it’s been the best thing I did.
i invested through my 20s, now in my early 30s I am beginning to see the freedom of choice! its possible!
how much are you sitting on
Im 30, just started investing too. Have a similar balance to yourself so will be great to watch and see how we do!
Love it 🔥💪
Im about to complete one year of dividend investing! I've even begun doubling my monthly contribution this quarter!
That compound interest will pick up fast 💪
This is why you really need that upfront cash to start investing and let it build so you can live on it and retire early
Good start young man. I just started investing on my own at 63. Way too darn late to reap great benefits due to lack of time for compounding. I got more money than you to invest, but will not do as well as you in the long run.
At least you started now. Even though you have less time for it to compound you have more capital to invest, short term you can still make some good profit off of that 💪
I’m sure I can speak for a lot of others but we greatly appreciate you sharing your investing overview. It gives those just starting off an actual accurate representation of what a new dividend investor journey looks like. rather than some RUclipsrs who have hundreds of thousands of dollars invested already.
Thank you 🙏 That was the whole reason I started!!
Wicked proud of you young man. I think young people would do better investing for success rather than going to college 🤔
I am also in college but it’s important to do both. But I agree if people don’t know what they want to do in life college can be a waste of money and would do better investing in the market.
Hey Jack. This is impressive stuff! I would trade my portfolio for your age any day of the week. Stay the course my friend. Excited to hear more about your journey.
Thanks man I appreciate it 🙏
You are an intelligent young man for investing young! Keep up the good work!
Thanks, appreciate the support 🔥
You look young and it’s great you’re into stocks, I believe you’ll be set within the next few years.
Hopefully like 20 years 🤞
My friend keep going. When the share price goes down that’s when you make money. Dividend investors make money when the stock price goes down and you buy them at a discount. Dollar average everything.
Keep grinding bro. I’m investing in dividend stocks for 2 years also and i have around 6 150$. 👍
Awesome 🔥🔥
Thank you for this. Its very encouraging to keep in mind the snowball effect of accumulation. 50 a week is psychologically more encouraging as well, especially for hourly workers. Imagine avoiding college and deep debt and going right to work to retire in late thirties. After that, you can do whatever you want. Start a business, enjoy life, great future!
Exactly, it’s really achievable for anyone that’s what’s so great 🔥
Good stuff, I’m a similar age and similar strategy. Different portfolio choices but same goal. Keep it up
🤝
Very good..much better then me and I am just starting at age 46...you will do well!
That‘s a great video, i‘d love to see you grow! Keep your strategy no matter what others think or say! it‘s your financial situation, even when you underperform👏🏽
Yes! Investing now for freedom and options later. Keep it up!
Excellent progress!
Yes! Thank you 🔥
See ya at 100k (let’s see if dollars or subs gets there first!)
I wish I was smart as you when I was younger... keep it up 💯
The most important thing is his income outpacing expenses otherwise he will not have money to invest. I can't believe people are not way more worried about his continuing to have money to buy the basics+.....
You should be proud of yourself. Keep on doing what you’re doing.
Make sure you have a certain stop. Anything that loses more than 10% makes it harder to make up the loss. I also wouldn’t add to losers unless you see a clear bottom and if it falls below that entry i would bail. You can always buy it back if things change.
This is so motivating as I just started investing myself next month will be a year.
I enjoyed your video, good stuff! The information was spot on, included relevant data points, good details, and easily would generate interest in dividend stocks in someone who was not familiar with them. For content, I can see why you have so many positions, plus trying to feel your way thru this journey of investing and see what hits, but as you go down this road, look at consolidating positions into fewer (but bigger) investments in solid funds and stocks. I wish I had the tools and resources available to me that exist now 25-30 years ago! Good luck on your journey. “The biggest mistake you can make in regards to investing is to do nothing.”
Thanks for the comment! I am thinking about cutting some positions from the portfolio soon like you were saying, most likely by the end of the year 👍
@@JackMurphyInvesting I was listening to Warren Buffett talking about consolidating investments, not having so many positions. I’m making some changes to my 401k strategy and my tiny little personal investments along those lines.
@@christopherhamilton5557 quality over quantity for sure, but you are right that’s it’s easier to make content with more positions which is a factor for me, but my Roth IRA is just 4 ETFs so I keep it simple there.
@@JackMurphyInvesting #boom 🤘🤘🤘
this might sound crazy, But I personally am starting my dividend journey with only a handful(5-10) of Stocks/ETFs as I feel like I can get the ball rolling on those handful and once I get my base started, I can branch out to more later. You sound like your doing a great job though, keep it up!
Not crazy at all that’s the way to do it! I’m actually considering cutting out a couple positions but I am giving it some time before I decide. It helps to have a lot of stocks and ETFs for content.
Hi man, thanks for this nice video, I am 25 and I am writing from France where I also started the same strategy last year
Got approximately the same dividend amount for the same capital invested (in Euros though) and I defintely recognize a bit of myself here
Wish you the best !
Appreciate it Brotha 💪 You as well!
You really inspired me to learn dividend investing finance and importance of investing for your future.
Awesome I love seeing more new people starting to invest
Great video. One of my favorites is QDTE. Sweet Weekly dividend that with drip compounds nicely.
Once you get built up a good bit, consider putting your O and other REITs in a traditional IRA. They tax the dividends at ordinary income instead of a qualified dividend.
I like this. But I’ll advice to trim down on the stocks. If you have a diversified etf or preferably index, I would say just a few stocks will do. Or else you spread yourself too thin for any of your shares to gather momentum over time.
Yeah I did that recently got down to 16 total positions 👍
@@JackMurphyInvesting Super. I started seriously in 2021 as well. But Im 45yrs old now and need to be aggressive. So I got a side hustle, invest 20k a year and sell covered calls to collect and reinvest the premiums as well. Well done to you though.
You have added stocks and etfs that's good
This was okay, a few questionable picks but some solid blue chip stocks, though you should consider looking for more dividend growth if you are that young at $50 a week for 52 weeks, I think you are focusing more on duds with the capital then buds, but for starting out this is still very good, keep it up and best of luck!
I’ll take it 😭 Thanks 💪
Thanks for going in depth. Really gave me your insight. Great work brother!
I would not have sold intc .Consider buying ABBV.
Great job young man, keep grinding!
Love what you’re doing keep it up and keep investing in your future…I also recommend heavily beefing up SCHD as the yearly growth is similar to that of the sp500 and will compound your growth
Schd is 25% of my Roth IRA 💪
Hi, sounds like you are doing well! That's great. One thing, though, it would help us understand better if you report the amount you have invested in each position, instead of the number of shares.
Yeah that probably would have been better to put in. I will make sure next time I do this type of video I have dollar value In it. Thanks 👍
I’m 18 years old and I been investing since 15 but I just learned about dividend yields like a few months from my supervisor and I am so mad bc I seen it at that age but I didn’t know nor I didn’t care but now I’m so pissed bc I could’ve stayed inna few stocks a few years ago but now that I know I’m going hard I’m working a good job, I can get 1k a week and that’s enough to go hard on the stocks I want to invest in
Dude I also started investing at 15 and the first thing I bought was game stop 😭. It takes a few years to get the hang of it but time in the market is all that matters and starting as a teenager is as good as it gets!
To maximize your gains and dividends do this, only buy on red days, preferably when the stock is down 1% or more, do not buy when is Green Day and way higher than you position. You will see more gains but patience is key, do not sell even if you get tempted.
That’s typically what I do. Dollar cost average on what ever position is down in my portfolio. Last few months have been mostly positive so I DCA a little less and keep some cash in the portfolio. I have over 400 in cash right now so I can capitalize on any positions that are down 💪
Its cool to see a YT channel thats starting out like me
🤝
Keep up the good work, Jack. You have very good savings habits worthy of emulation!
At your age, you should consider Dividend Growth stocks. The immediate yield won't be very high, but MSFT has had several years when it raised the dividend by 10% or more. Compound that out a few years, and it'll look nice.
Definitely have MSFT on the watch list but you are right I should be looking for a few more dividend growth stocks 👍
Cool man, I am doing the same thing. My portfolio contains Atat and Verizon 👍 and some video game companies like Nintendo. Lets keep it going 💪
Definitely 💪
You’re doing great. I wish I would have started investing when i was your age. Unfortunately i didn’t start until the age of 40. I like your portfolio although i would build my jepi position in my roth so i dont have to worry about too much about unqualified dividend taxs. Same with realty income. When its time to pay uncle sam he will not be able to take as much from you if you keep focused about where you are buying qualified and unqualified dividend stocks weather its in a roth or a taxable brokerage.
I do have a little JEPI in my Roth. Don’t know if I’ll put reality income in it though, only have ETFs in my Roth at the moment 👍
I stuck to VFV, XIU and XEQT and I'm up 19.5% in 7 months. I'm more of a low and slow kind of guy. Turned 33k into 41k so far!
20% in 7 months is pretty good in my books 🔥
Great video, I literally started investing last week my goal is to catch up to you!
A little competition never hurt anyone 🤝
I would suggest you add SPLG to your portfolio its an ETF that follows the SP500 index. It pays a small dividend and lets you capture more of the markets movements which move mostly upwards with time.
I look into it, thanks 🔥
Great video, starting one as well and documenting it
Nice video, love the fact that you rounded up to 3x returns for more views lol
I wanted to ask a couple questions:
1. What platform do you use? Robinhood, Charles Schwab?
2. Where do dividends go when you earn them? And how often do they pay out?
Keep up the good work. I’m just now getting into investing in my 30s so I’m late to the game but better late than never. Looking forward to the update in 2025. 👍
I use Charles Schwab for my regular account and M1 finance for my Roth IRA. Dividends can be paid directly back in more stock if you turn on drip or cash in your brokerage if you don’t turn on drip. I don’t use drip and just manually reinvest in my account 👍
hey dude...been following you for a long time... can you please resume your options trading challenge...huge fan of that... pls reply..thanks
It’s pretty hard to trade Options while in school and considered I only play around with a couple hundred bucks it’s not worth the distraction sometimes. I have been playing around with a couple option trades on the side the last month that could potentially turn into a video, not sure, but I’m not going to do another big option video until the summer. Sorry I can’t make a lot of option videos I know people like them.
Great video Jack , you are doing great!!
Using dividend stocks to supplement retirement is genius
Absolutely genius ❤, great insight’s and ideas and this shows that investing is really profitable when you have good guidance like mine
Theresa option
Dividend investing does not give you extra cash😊
Keep up the good work! It’s definitely worth it in the end
Well done Jack 💪🏼💪🏼
Great job starting early!
Well happy for you mate!
❤yes, you touch my heart. I tell my kids and encourage to do the same
Because of the negative outcomes of some stocks I preferred and recently startet FIDALITY GLOBAL INCOME ETF it’s easier and had nice uptrend of round about 15% and 2,7% round about dividend and I don’t have the stress with single stocks
I look into it, thanks 🔥
Your headset is correct, but I’d offer you have too many individual stocks for a portfolio this small. Also, don’t cling to losers. If you’ve held it for a year and it’s not profitable, there’s no shame in cutting losses. No individual stock should be more than 5% of the portfolio. Be aware of overlaps between the ETFs and individual stocks. You’re better off in your ETFs like JEPI and SCHD and a handful of blue chip dividend bangers like JPM, WA, MSFT. You should also get SPY into the mix just for broad exposure, but otherwise keep DCA, and you’re going to do great!
These are observations, not financial advice ✌️
Tks for sharing. You have a variety of stocks😊
I preach growth stock in the younger years. You can back test any e.t.f. and you will see that a good growth e.t.f. beats a good dividend e.t.f or stock. Do ur research and you will see
I am trying to add more growth but I’m still a dividend investor and income is my goal. I want to grow my passive income to retire early so that’s where dividends are good. But I do focus more on growth ETFs in my Roth IRA
One stock you should really look into and it's actually pretty cheap is AB. It's Nancy Pelosi's biggest position in her "husbands" portfolio as well. My family has owned shares in AB for 20+ years now and the returns are insane.
IMO it would be better to invest higher growth companies in a tax advantaged account and when you are wanting to retire transfer them over a dividend strategy rather than trying to do a dividend strategy when you are very young
Amazing brother keep up the great work!!
I subscribed brother.keep at it.idk what you do for a living but your on the right path.Make yourself more valuable and also have a plan b 👍
Student right now 💪
@@JackMurphyInvesting good deal! Gotta support the boys these days no one else looking out for us.keep your friends and family close.💪
good video, i think your position in 3m may have improved since then!
Just sold it after that 20%+ jump and sold for a profit 💪
Great work! Feels good making money!