No cost emi ke 3 hidden charges | Extra charges on no cost emi shopping| Amazon Flipkart credit card

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  • Опубликовано: 12 янв 2025

Комментарии • 153

  • @arsemo07
    @arsemo07 Год назад +13

    Ye phir bhi cost emi se to kam hi hai, waha to processing fee+gst and interest +gst on interest dena padta hai, no cost emi me at least interest to nhi pad raha. Aur kai baar offers me, no cost emi pe jyada discount hota hai compared to direct payment to ye almost adjust ho jata hai.

    • @samtech40
      @samtech40  Год назад +28

      Yes...i agree...but jo charges lagete hain vo to sabko pata hona chahiye na...so that i made video...

  • @bhupendrakumar7290
    @bhupendrakumar7290 6 месяцев назад +1

    Best video Sir..... Isse acchi ar informative video nhi dekhi👍

  • @mastji6126
    @mastji6126 Год назад +3

    Achha video 👍👍👍
    Benifit 1) 26000 rupees ek sath nahi kata
    2) es 26000 rupees ka bhi hame interst milta h, yadi bank mai rakte to
    Esliye no extra money
    400 laga to, 400 ka saving account interst mai kama lenge

  • @ushayadav13
    @ushayadav13 Год назад +11

    Very informative video in short time..👍

  • @Ashish-vr7ft
    @Ashish-vr7ft Год назад +4

    Bhai maine suna hai maan lo hum no cost emi par order karte hain aur uske baad emi cancel karva dete hai to sirf 3-5% charge lagega and humko jo interest discounted price hi bharna padega. Kya yeh fayde ka sauda rahega. Please explain

  • @rajjasoliya9147
    @rajjasoliya9147 6 месяцев назад

    Very short video with point to point guide thanks brother

  • @rjgaurav1
    @rjgaurav1 10 месяцев назад

    Thank you so much bro Sare doubt apne clear kr die 🙏

    • @samtech40
      @samtech40  10 месяцев назад

      Welcome brother

  • @abhishekkondal1916
    @abhishekkondal1916 11 месяцев назад +2

    Jaise 15.99% ka intrest show kr rha amazon but credit card ka 18% h to hme kn sa interest rhega?

  • @RajnishKumar-rd9vt
    @RajnishKumar-rd9vt 7 месяцев назад +1

    Sir 18% gst har interest pe hoga ya ye sirf 1 hi bar dena hoga

  • @SKBollyvood
    @SKBollyvood Год назад +2

    Bhai GST NO. de kar ITR. File me dene se faida hoga kya , please explain

    • @samtech40
      @samtech40  Год назад

      Ap amazon se gst discount lene ki bat kar rahe..?

    • @SKBollyvood
      @SKBollyvood Год назад +2

      @@samtech40 kahi se v main apna GST no. Add kar ke saman purchase karna chahta hu, to mujhe GST return me faida hoga na

    • @samtech40
      @samtech40  Год назад

      Apko amazon business account banana hoga...uske bad ap amazon se jo bhi item buy karoge...uska gst benefits apko mil jayega... business account kaise banaye hain ispe channel pe detailed video hain...dekh lijiye ap

  • @AbhijitDebnath-vj8dn
    @AbhijitDebnath-vj8dn 8 месяцев назад +1

    Sir agar maine ph ko Flipkart se no cost emi main ph kharid liya 12 month ka emi se . SBI credit se. meri credit card se total 22265 rupees cut liya ab credit card main total 22543 rupya show kar Raha hain. Or EMI MAIN total 2290 karke 12 emi.
    Kya us amount ko ab direct pay kar sakta hu. Credit card ka app se.

  • @rakeshsrivastava2681
    @rakeshsrivastava2681 7 месяцев назад

    No cost emi me sabse bada scam ye hai ki company 15% reduse intrest discount deta hai to bank 15% flat leti hai.

  • @legitgamerff
    @legitgamerff 7 месяцев назад +1

    Ye jo 18% har month lagta h kya for example 18% gst on 6 month emi pe let 200 rupees ho gya to ye 200 rupees har month dena padega ya 200/6 =33 ye 33 har month dene hoge jis se 200 rupees puree ho jaayege?

    • @samtech40
      @samtech40  7 месяцев назад

      33 per month

    • @legitgamerff
      @legitgamerff 7 месяцев назад

      @@samtech40 thanks bhai

    • @AmritRai-e5q
      @AmritRai-e5q 24 дня назад

      But sir mera har month 400 cut raha hai

  • @sy1368
    @sy1368 11 месяцев назад +2

    Axis bank ka Processing fees kahi nehi likha hota Amazon, Flipkart mein, can you please tell, Axis Credit card ka processing fee kitna hai?

  • @sumitkumar2963
    @sumitkumar2963 11 месяцев назад +1

    Sir maine ek product mangya tha no cost emi pe Amazon pay leter se but usme roj accrued interest charg lag raha ha 5 10 rupe karke wo kese solve hoga

    • @samtech40
      @samtech40  11 месяцев назад

      Roj ya monthly?

  • @roxxypml4373
    @roxxypml4373 6 месяцев назад

    Sir muje gst pay kiska krna hau mltb 2184 ki emi hai 18 months ki to 2184 ka 16 % jo ayega uska 18 % gst lagega ya ohir 2184 ka 18 % gst lagwga

  • @akashduttaroychoudhury4737
    @akashduttaroychoudhury4737 5 месяцев назад

    199+gst one time liya jayega? Ya phir every month bill generate ke time pe 199+gst add hoga? Mera bada bhaiya ek smart watch buy kiya tha, uska every month 199+gst add ho rha tha

  • @Messi10-CS
    @Messi10-CS 3 месяца назад +1

    Thankyou 👍

    • @samtech40
      @samtech40  3 месяца назад

      You’re welcome 😊

  • @Itsurdudemf
    @Itsurdudemf Год назад +2

    U helped me alot. Sir

    • @samtech40
      @samtech40  Год назад +1

      Thanks for your valuable feedback

  • @Vissnujadhav
    @Vissnujadhav 25 дней назад

    Can you explain in detail for the emi cost with interest only through Amazon only!!

  • @vivekkashyap8239
    @vivekkashyap8239 10 месяцев назад +1

    Credit card se payment karne par 10 % instant discount bhi diya jata hai wo to bill se deduct karte honge ya usko bhi instalment me add kar dete hain ?

    • @rockstar19909
      @rockstar19909 9 месяцев назад

      Wo sayad one time payment karne par milta hai emi par lene se instant discount nhi deta.

    • @vivekkashyap8239
      @vivekkashyap8239 9 месяцев назад

      @@rockstar19909 milta hai Bhai mujhe mila hai

  • @SaifKhan-ry7sn
    @SaifKhan-ry7sn 9 месяцев назад

    Ye no cost emi ko pre close kar sakte hai kya?

  • @Faraz-cse
    @Faraz-cse Год назад +6

    Thanks, yahi video dekh kar meine Samsung M34 order kar diya hai. Kuchh 400+ rupees extra lag raha hai, lekin abhi ek baar me payment karne ke paise bhi to nahi hai, isliye utna extra to dena hi padega 😢

    • @samtech40
      @samtech40  Год назад +8

      Okey...i can understand..anyways good choice...congratulations for your new phone 🤗🎸

    • @Faraz-cse
      @Faraz-cse Год назад

      @@samtech40 thanks 🤗

    • @kukrejaamit
      @kukrejaamit Год назад

      ​@@samtech40What If Once Buy the Product & It Reaches Then We'll Just Foreclose it By Paying All Amount & Bypass the Last GST Charges on Interest & Can Confirm Will It Work By Practically Buying a Product On No Cost EMI & Ground Reality Does Store Owners Tell these Details

    • @ddckol
      @ddckol Год назад

      Bhaiya kitne mahina ka hain apka plan

    • @Faraz-cse
      @Faraz-cse Год назад

      @@ddckol mt Lena dost.. maine 3rd full payment kar EMI close kar diya
      Qki Amount+ tax phir uska interest+tax
      To EMI processing+ 12 months tax mein bhi kafi zada paisa jane wala hai.

  • @RaviKumar-392
    @RaviKumar-392 7 месяцев назад +1

    Very nice information

  • @SureshKumar-xg5oy
    @SureshKumar-xg5oy 8 месяцев назад +1

    GST ne ho aisi taisi kr rakhi hai
    Or aap paise ek sath b to nhi de rahe 436 extra Dene pade to isme kya ghata hai Bhai aap heavy amount b to thoda thoda kr k de rahe hai
    Kisi k paas 27000 na ho to wo kaise lega fir ab kuch na kuch to facilities ka b pay Krna hi padega

  • @rohitkumar-ld7eh
    @rohitkumar-ld7eh 11 месяцев назад

    Nice video bro🎉

  • @its_aman4667
    @its_aman4667 11 месяцев назад +1

    processing fees one time lagta hai ya har installment par??

  • @karangiyahiren9943
    @karangiyahiren9943 Год назад +1

    Sir mera icici bank me 3 month ka no cost emi tha to 199₹ charge har month me lagata he?

    • @samtech40
      @samtech40  Год назад +1

      Agar ye processing fee hai to one time hi lgega...

  • @vashuy2786
    @vashuy2786 6 месяцев назад

    Sie please reply me maine ek laptop book kiye no cost emi se fir uska jo no cost emi se discount jo mila tha bad mr add kyu kr de rha emi me

    • @samtech40
      @samtech40  6 месяцев назад

      Bhai aise hi hota hai...

    • @vashuy2786
      @vashuy2786 6 месяцев назад

      @@samtech40 bank me jakr kuch ho sakta y ns nhi please confirm kijiye

    • @vashuy2786
      @vashuy2786 6 месяцев назад

      @@samtech40 3704 jo discount Mila h ise EMI me add kr de rha

  • @subodhsarkar8600
    @subodhsarkar8600 7 месяцев назад

    Sir ji mane 18000rs ka ph liya 6months no cost me liya 3000 rs Har months abhi phir total kitne lagega please sir

  • @PAWANSINGH-bj3cs
    @PAWANSINGH-bj3cs Год назад +2

    Phir toh yeh scam chala rahe hain bank waale phir sir main consumer court me case kar sakta hu bank ke against hidder charge lene ke liye.

    • @samtech40
      @samtech40  Год назад +1

      Bhai terms and condition me mentioned rahta hai...ap inka kuch bhi nahi kar sakte ho...😂

  • @GopalKumar-lz7tg
    @GopalKumar-lz7tg 11 месяцев назад +1

    Credit card emi pe phone lene par Bank me pura Paisa hona chahiye ky

  • @jiteshchoudhary8955
    @jiteshchoudhary8955 Год назад

    Bhai emi intrest kya hai plz btao . Sbi credit card se no cost emi pr phone liya tha fir bhi emi interest lga diya plzz explain

  • @saumilsindhi2386
    @saumilsindhi2386 9 месяцев назад

    want to purchase Rs.60000 laptop , specially bought flipkar credit card for discount on laptop , but limit is given Rs.35000 . I do have half amount in cash and want to generate EMI for remaining 30K-35K . how to purchase this laptop from flipkart ?

  • @all-rounder-akr
    @all-rounder-akr 10 месяцев назад

    8 ka koi product le to kitna pay extra karna hoga please reply 😢😢😢😢😢❤❤❤❤❤❤

  • @HemantKumar-xx8we
    @HemantKumar-xx8we 6 месяцев назад

    55000 ka laptop 50000 mai de ra hai discount kar ke agar hdfc credit card use hoga 24 month emi per fayda hai ya ni?

  • @harshababukn5219
    @harshababukn5219 9 месяцев назад

    Sir should we pay that GST amount every month 18%..

  • @Mithileshplayz
    @Mithileshplayz Год назад

    Emi conversion charges bhi lagege?

  • @kumartiwarisumit2
    @kumartiwarisumit2 Год назад

    Hello sir
    Mera ticket counter pr 12 ka kt gaya hei
    Aur train kl hi 11 ko khulega toh kya hm kl hi n jayenge uske hmara waiting mei hi hei
    Sir kya kren please reply dijiye nahi toh problem ho jayega

    • @kumartiwarisumit2
      @kumartiwarisumit2 Год назад

      Sir chappra too surat ka hei ticket tapti ganga 19046 please check krke btaiye n

    • @samtech40
      @samtech40  Год назад

      Jaisa ki apne bataya ki apne ticket 12 tarikh ka liya hai to apki train ka chhapra me time subah ke 9 baje hain...to ap subah me station par jana 12 tarikh ko hi....umeed hai apko answer mil gaya hoga apka

  • @divyanshujaiswal9960
    @divyanshujaiswal9960 Год назад +1

    Hello sir, apka video kafi informative hota hai thank you.
    Sir mere ko Flipkart pay later pe no cost EMI pe mil Raha hai wo bhi 0% intrest pe.
    Sir kya ap Flipkart pay later Emi ka video bana sakte ho Flipkart pay later se kaise product khaide EMI pe.
    😊

    • @Asr129
      @Asr129 Год назад

      Flipkart pay later se kuch bhi Lena, khatre se khelne k barabar,

  • @vipinkalkandha
    @vipinkalkandha Год назад +1

    Very bad experience... Meri first no cost EMI 4166.58 ki thi ... Product description me bhi likha hua *zero interest* . They cutted Emi amount from my account and other then this 749rs extra they deducted from Amazon pay later balance without any reason.

  • @shivamkumarchaudhary9543
    @shivamkumarchaudhary9543 4 месяца назад

    Processing fee of 199 by bank ye to bas ek bar hi deduct hoga na agar emi 6 month ka hai to .

  • @akashadsul6113
    @akashadsul6113 Год назад

    Nice information sir

  • @vishnunathv759
    @vishnunathv759 9 месяцев назад +1

    Nice vedio

  • @aadilKhan-yh2ep
    @aadilKhan-yh2ep 8 месяцев назад +1

    Sir aap kya chahte ho bank Bina charge kaam kare

  • @mehh_shahid
    @mehh_shahid Год назад +1

    its mean jo no cost emi interest h example - 200 uspe jo 18% gst h bas whi dene honge?? can anyone clear point

  • @joshuajk8247
    @joshuajk8247 Год назад +1

    18% GST on interest normal Emi par bhi lagta hai ya sirf No Cost Emi pr hi lagta hai?

    • @arsemo07
      @arsemo07 Год назад

      Normal pe bhi lagta hai.

  • @VIKASYADAV-ot9pz
    @VIKASYADAV-ot9pz 7 месяцев назад

    Jo no cost emi pr 6 month ka discount Mila h uspe 18% legega Jo 6 month m pay krna h ...

    • @samtech40
      @samtech40  7 месяцев назад

      Intrest ke discount pe...

    • @VIKASYADAV-ot9pz
      @VIKASYADAV-ot9pz 7 месяцев назад

      @@samtech40 one time hi toh lagega 18% interest pr ya har month ki emi pr lagrga

  • @muzicalboyali5913
    @muzicalboyali5913 Год назад +2

    Sir agr emi khatam ho jata ho toh fir kuch charges kate ga kiya

  • @dakshbhagat483
    @dakshbhagat483 6 месяцев назад

    So we need to pay 200 per month or only one time?

    • @samtech40
      @samtech40  6 месяцев назад

      Devided by months you've maked emi

  • @RoyArunav
    @RoyArunav 10 месяцев назад

    Thank you

    • @samtech40
      @samtech40  10 месяцев назад

      Welcome brother...kya lene wale the ap..?

  • @gauravmehta9525
    @gauravmehta9525 Год назад

    Gap charging bi le raha h bank on emi

  • @Dharmeshpatel341
    @Dharmeshpatel341 Год назад

    Sir ye cost emi per bhi apply hota he

  • @serialshubb9011
    @serialshubb9011 Год назад

    Sir no cost emi pr agr koi discount nhi diya h toh koi gst toh nhi liya gayega na 😢

    • @samtech40
      @samtech40  Год назад

      Bhai discount ka yaha koi role nahi hai...apko mile ta na mile....jo charges video me bataya hai..vi to lagega hi...😅

  • @Mr.X-xyz
    @Mr.X-xyz 10 месяцев назад +12

    Bach Gaya bhai no cost emi pe 73,000 ka laptop lene wala tha 😮

    • @samtech40
      @samtech40  10 месяцев назад +3

      😅😅👍👍

    • @guddu5639
      @guddu5639 7 месяцев назад

      Sahi to hai...bank time bhi de rha h

    • @abhishekmadhwal1457
      @abhishekmadhwal1457 6 месяцев назад +2

      Wahh bhai 6 mahine bd paide dere ho aur 73000 ke laptop pr 1500 ruupe faltu bhi na diye jare slaam hai tumhe

    • @Mr.X-xyz
      @Mr.X-xyz 6 месяцев назад

      @@abhishekmadhwal1457 Bhai maine Cash on delivery pe le liya 😎

    • @abhishekmadhwal1457
      @abhishekmadhwal1457 6 месяцев назад

      @@Mr.X-xyz you yourself said lene wala tha me to maine isliye likha sbki apni apna comfort zone kisi ko ek bar dena sahi lgta hai koe emi pr lene me comfortable rehta hai still who invest money in shares or other stuff and dont want to pay whole amount at once for them emi is still best option

  • @censoredanik990
    @censoredanik990 Год назад +2

    18% gst har mahina lagega

  • @MrMarukChoudhury
    @MrMarukChoudhury Год назад

    No cost emi discount is charged as bank interest

  • @kapil31551
    @kapil31551 10 месяцев назад +1

    Sir main interest to add Karo calculation me😅

    • @samtech40
      @samtech40  10 месяцев назад

      Bhai no cost emi me add nahi hota na.😅

  • @aalokkiran
    @aalokkiran Год назад

    2 GST Charge Only

  • @dinkarjee1
    @dinkarjee1 8 месяцев назад +1

    Brother 22792 RS ka 6 months no cost EMI Ccalculate please [SBI Credit
    card] 1

    • @samtech40
      @samtech40  8 месяцев назад +1

      Approx ₹400 tak extra jayega...video dekh ke ap calculate kriye... exactly pata chal jayega amount

    • @dinkarjee1
      @dinkarjee1 8 месяцев назад +1

      @@samtech40 thanks 👍
      Kya ye total 6 months me itna extra pay krna prega?..
      Is total sum of figures 22792+400 around

  • @jiteshchoudhary8955
    @jiteshchoudhary8955 Год назад

    Bhai no cost emi pr phone liya ...emi intrest kyu?

  • @shahrukhmansuri786
    @shahrukhmansuri786 9 месяцев назад +1

    Cashback ka naam suna h bank 2000 ka cash back b to de rha h bhai😂😂😂😂😂

    • @samtech40
      @samtech40  9 месяцев назад +1

      Bhai hmesha nahi deti na...So aisi conditions me Loss 📉 ka nam suna hai apne....😆😆

    • @shahrukhmansuri786
      @shahrukhmansuri786 9 месяцев назад

      @@samtech40 hmesha hi milta h hdfc aur icici m bhai jb offer tb hi lene ka😝

    • @Midnight-z4s
      @Midnight-z4s 3 месяца назад

      ​@@samtech40 😂😂

  • @KrishnaTutorial-ih3jy
    @KrishnaTutorial-ih3jy 6 месяцев назад

    It is mandatory to pay

    • @samtech40
      @samtech40  6 месяцев назад

      Without paying you can't get no cost emi

  • @watchfast4311
    @watchfast4311 Год назад

    Sir ek laptop k example deke batao

    • @samtech40
      @samtech40  Год назад

      Bhai jaise phone..vaise laptop...same

  • @saurabh0980
    @saurabh0980 Год назад +1

    👍👍🚩🚩❤️

  • @fati_chaddii
    @fati_chaddii 9 месяцев назад

    18% GST 36 Rupay kaise Hua Ye samajh nhi aaya

    • @A-yl8bi
      @A-yl8bi 8 месяцев назад

      Processing fee rs199 ka h 36
      18% of 199=36 approx

  • @Ankit_minivrse
    @Ankit_minivrse Год назад

    Bhai log emi pe processing fee one time lagti h ki every month lagegi

  • @harshart119
    @harshart119 Год назад

    Sir mera tkt
    NAGPUR TO CSMR
    VIDARBHA EXP
    2nd Ac
    Doj-11/08/23
    Rlwl-1, 2,3,4 cnf hoga

    • @samtech40
      @samtech40  Год назад

      Full Chances....you can wait for chart preparation

    • @harshart119
      @harshart119 Год назад

      Thank you sir apne mera tension dur kar diya

  • @ankitsharma-bt8zr
    @ankitsharma-bt8zr Год назад +1

    Har EMI par 18% GST lagta hai.....shopping on emi is big scam

    • @samtech40
      @samtech40  Год назад +1

      Correct

    • @mandardixit2154
      @mandardixit2154 Год назад

      EMI amount pe nahi sirf interest amount aur processing fee pe lagega

    • @ankitsharma-bt8zr
      @ankitsharma-bt8zr Год назад

      @@mandardixit2154 interest par bhi har baar gst dena padega

    • @arsemo07
      @arsemo07 Год назад

      EMI = Principal amount + Interest. Gst sirf interest part pe lagta hai, full emi pe nahi.

  • @mechmarvel489
    @mechmarvel489 Год назад

    3 hazar ka fatka lag gaya mere ko😢😢

    • @samtech40
      @samtech40  Год назад

      Kaise bhai ?

    • @mechmarvel489
      @mechmarvel489 Год назад

      @@samtech40 Maine mobile liya no cost emi pe ,total 33000 for six months,mujhe laga itna hi pay karna hoga 6 month me,jo ki maine pay kar Diya,par kal dekha Mai to 3400 bacha hai pay karne ko 🥺🥺

  • @Kiranmahendra
    @Kiranmahendra Год назад +1

    Sir how to escape from this hidden charges plz tell me

    • @samtech40
      @samtech40  Год назад +1

      Not possible brother...

    • @Kiranmahendra
      @Kiranmahendra Год назад +2

      @@samtech40 can I pay full payment to decrease hidden charges

    • @samtech40
      @samtech40  Год назад +1

      @@Kiranmahendra what do you mean by full pay ? Explain...

    • @Kiranmahendra
      @Kiranmahendra Год назад +1

      @@samtech40 total amount of product is 30k , i got this product in 12 emi with no cost emi (including discount) I was paid 2 emi's now I will think to pay remaining 10 emi's at a time to avoid this extra charges from the bank. Is it possible sir ji ?

    • @samtech40
      @samtech40  Год назад +1

      @@Kiranmahendra Yes it's a good choice...contact your bank...and they will guide you through the process...it's possible in most of selected banks.

  • @Rajeshsingh-sq9ge
    @Rajeshsingh-sq9ge Год назад

    Bachodi GST 😒