Thank you to Rustagi Sir I have learnt investment through youtube But in the beginning had watched B wealthy. but rarely now He is a gentleman So compassioanate so respectful to everyone their questions notwithstanding A good human being!
Hii Swati ..Thank u so much ❤ & yes I’m Female 😊 So well Explained & perfectly answered 😍😍 I made Changes as per your Suggestions ..Stay Blessed Always ❤
Investing in SIP is like planting a fruit tree. In the early years, much like nurturing a young tree, it requires patience and care without immediate rewards. But with time, just as the tree eventually bears fruit each year, your investment begins to flourish, growing steadily and multiplying. Trust the journey, nurture your investments, and watch as they yield abundance in the years to come.
You can have a long term folio consisting of Index funds and smart beta funds ONLY. Including actively managed funds in such folio involves periodical review, exiting poorly performing funds and paying LTCGs and losing on compounding benefit. Finally in the long run (>15 yrs) all actively and passively managed (esp smart Beta) Funds give almost similar returns. Then why to get entangled ? why not to keep it simple?
Namaste ji. Mam please ask Hemant sir on Motilal Oswal Gold & Silver ETF FoF. It invests in 70:30 with variation & I want to allocate 10% as silver bet for future with a fund with both gold & silver?
Thank you 🙏 mam for featuring my question in yesterday show As ur guests suggest to change few funds so please suggest me a good reputed agency which can help me in making a good portfolio for achieving my goals
Dhanyawad...Mera age 46 yrs hai...ab tak ka lumpsum investment only 1.5 lakhs (50K..each...SBI Contra + Motilal Oswal midcap + Bandhan Small cap).....Nippon ka small cap mein November se 5550 ka SIP start Kiya hai . .mujhe 15 lakhs Lumpsum aur invest karna hai . Kaun kaun se fund mein karoon..
The consultant should give the precise answer first , logic later, it will save our time. Name of the fund , amount to be invested per year, corpus at the time of retirement to be defined first.
Mam meri age 35 hai 40 ki age me retire ho jaunga mere pass abhi saving me 60k hai or mutual fund me 13 lac(7000/month in sip 8 lac lumpsum) stocks me 8 lac etf me 20 lac invested hai or jab me retire hounga tab mujhe 50 lac lumsum milega plus 45 k pension mere monthly expense 30k to mam me retirement ke baad koi job nhi karna chahta or jo 50 lac lumpsum milega use swp me karunga to mam ye btaiye ki mujhe kitna amount ka swp karna chiye per month or mam mujhe home loan bhi lena hai 30 lac to swp se loan amount de sakta hu please guide me
Sir.ma 13 saal kebat retire hona he.abhi tak investment Nahi ki.5l invest kare Jo monthly 50k income kelye.kya unpai he.kirpia karo.ma.army pensioner he.
Mera 2 fund Nippon India 2019 mai 6000 investment hua hai aaj 18% cagr milna chahiye tha.but mera portfolio sagrigated ban gaya hai..saara Paisa doob gaya hai.nippon india hybrid fund hai.custmore bol raha hai company loss mai hai covid se.samaj nahi aa raha hai
Madam I have planned to decide 25k in smal cap tata and bhandhn . For 24+ year .is it okay or i choose only tata . only interested in small cap.kindly please reply Thank you
How much should I invest monthly in SIPs to build a portfolio of 3 crores in 10 years? Currently, I invest 43,000 monthly in SIPs across different mutual funds (15,000 in UTI Nifty 50, 10,000 in ICICI Large Cap, 10,000 in Parag Parikh Flexi Cap, and 8,000 in Motilal Oswal S&P 500 Index Fund). I also have 6.5 lakhs invested in silver and gold. I can increase my SIPs up to a total of 1.5 lakhs monthly, and I have no liabilities. What would be an ideal SIP distribution or additional investment needed to reach my target?
Schemes kewal 4-5 bahut hain. 35% in Large Caps; 25% in Mid Cap; 20% in Small Caps; 10% in Multi Cap; 10% in Gold ETFs...Thoda adjustment kar saktey hain!!
Advisory services are definitely required ONLY in timely entering and exiting SECTORAL and THEMATIC schemes, which are part of our satellite folio(~20% or so ). But no one seems to offer any advice on this because of fear of going wrong. Then why call yourself experts? I accept that human beings have limitations . If you feel your call has gone wrong, correct yourself and we will change our allocation accordingly. In short, go beyond personal fin advisory, ALSO.
Sir Namaskar Mera name Sonu Kumar hai, me Bihar ke Saharsa se hu, me Apne Kuch Fund ka Rivew Chahta hu, ki Mera ye fund sahi hai ki ni, Mera 15000 monthly ka sip hai,aur me 10 year tak sip karna chahta hu, Mera fund is parka ka hai. 1.SBI SMALL CAP- 1000 2.SBI LARG AND MID CAP-5000 3.AXIS NIFTY 100 INDEX FUND -2000 4.DSP NIFTY-50 EQUAL WELTH INDEX FUND-1000 5.ICICI PRUDENTIAL MALTI ASSET FUND-5000 6.KOTAK DEBAT HYBRID FUND-2000
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
Hello mam, i want to do SWP for 1 cr in nxt 2 yrs for lifetime . No any other mode for pension. My monthly expenses are 50000 per month. In which funds i have to do swp or recommend any other strategy. please suggest. Thanks
Mam I like your explanation. But I am very poor in learning how to invest money in mutual funds. I am a housewife of age53. But I want to learn investing in mutual funds the savings I do from my household expenses. Pl guide me
Good to know that you are interested in investing in Mutual Funds. Initially you can start investing in Balanced Hybrid Fund (Growth- Direct) of HDFC, SBI, Nippon etc. Slowly you learn more about mutual funds. After suitable knowledge you can diversify as per your risk taking capacity.
All M.O.funds are Focused funds. Performance in long run is difficult to maintain. Why recommend M.O. funds which are not really diversified. Such funds either click beautifully or fail very badly.
SBI large and mid cap fund - 3000 SBI Contra fund - 3000 SBI small cap fund 2000 Ppff - 2000 1000 Rs se step up yearly hai 20 month se invested hu , target 17 years hai , is it ok portfolio
I am investing in Nippon small cap fund from last 5 years and will be going to continue for next 15 years to generate a Corpus of about 10 crores My age is 44 years and planning to take retirement at the age of 60 years After 15 years whatever amount is there in Nippon India small cap fund I am going to shift at amount in Nippon India balance advantage fund I want to know what will be my tax liability if I shift from one fund to other fund of same asset management company Please help me
Namaste ji. Mam please ask Hemant sir on Motilal Oswal Gold & Silver ETF FoF. It invests in 70:30 with variation & I want to allocate 10% as silver bet for future with a fund with both gold & silver?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
Namaste 🙏🏼. Mam please ask Hemant sir on Motilal Oswal Gold & Silver ETF FoF. It invests in 70:30 with variation & I want to allocate 10% as silver bet for future with a fund with both gold & silver?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
Namaste ji. Mam please ask Hemant sir on Motilal Oswal Gold & Silver ETF FoF. It invests in 70:30 with variation & I want to allocate 10% as silver bet for future with a fund with both gold & silver?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
बहुत ही अच्छा video😎👌, धन्यवाद हेमंत जी और स्वाति जी 🙂🙂🇮🇳🇮🇳🙏🙏🙏
Nice conversation & guidance by you both..
Thank you so much .. 😇👍🙏
Hemantji was excellent in his advice. Lot if viewers would be benefitted. Thank you.
Thank you to Rustagi Sir I have learnt investment through youtube But in the beginning had watched B wealthy. but rarely now He is a gentleman So compassioanate so respectful to everyone their questions notwithstanding A good human being!
Thank you ma'am. As usual your programs are very useful for retail investors. Thank you for helping us.
🙏A true help line for investors. so much greatful to u. Hemant sir is a great adviser please convey my Namaste to him
Thanks. Be happy.
Hii Swati ..Thank u so much ❤ & yes I’m Female 😊 So well Explained & perfectly answered 😍😍 I made Changes as per your Suggestions ..Stay Blessed Always ❤
Abida Mutual Fund is non halal investment
Valuable edition Madam 🙏
Thanks Swati Ji
Thanks Madam for knowledgeable video.
Investing in SIP is like planting a fruit tree. In the early years, much like nurturing a young tree, it requires patience and care without immediate rewards. But with time, just as the tree eventually bears fruit each year, your investment begins to flourish, growing steadily and multiplying. Trust the journey, nurture your investments, and watch as they yield abundance in the years to come.
35% Balance Advantage Fund, 35% Aggressive Hybrid Fund. 30% in equity FlexiCap or MultiCap
👎👎👎👎
Bull sheet 😂
@manojvarghese6783 कुछ भी कौन सा hybrid Konsa large cap Konsa small cap हिम्मत हे तो नाम ले के क्यों नहीं बताते
One of the best episodes till now. Congratulations 👏
Super session
you took my question :) thank you
Thanks
My requirement exactly matches with Harshil Rakesh Jai 😊
Nice session ❤
You can have a long term folio consisting of Index funds and smart beta funds ONLY. Including actively managed funds in such folio involves periodical review, exiting poorly performing funds and paying LTCGs and losing on compounding benefit. Finally in the long run (>15 yrs) all actively and passively managed (esp smart Beta) Funds give almost similar returns. Then why to get entangled ? why not to keep it simple?
Why no Multi Asset fund in SWP folio?
Thanks
Thanku Mam & Sir
Thank you sir and medam
Tnx
Thank you very much.
Namaste ji. Mam please ask Hemant sir on Motilal Oswal Gold & Silver ETF FoF. It invests in 70:30 with variation & I want to allocate 10% as silver bet for future with a fund with both gold & silver?
Thanks ma'am
Than😀🎉
Nicely explained.
Thanks Mam...
Thank you 🙏 mam for featuring my question in yesterday show
As ur guests suggest to change few funds so please suggest me a good reputed agency which can help me in making a good portfolio for achieving my goals
You can get in touch with Hemant sir's agency- I think they are mutual fund distributors too and you can already see Sir gives great advice😊
Dhanyawad...Mera age 46 yrs hai...ab tak ka lumpsum investment only 1.5 lakhs (50K..each...SBI Contra + Motilal Oswal midcap + Bandhan Small cap).....Nippon ka small cap mein November se 5550 ka SIP start Kiya hai . .mujhe 15 lakhs Lumpsum aur invest karna hai . Kaun kaun se fund mein karoon..
The consultant should give the precise answer first , logic later, it will save our time.
Name of the fund , amount to be invested per year, corpus at the time of retirement to be defined first.
Mam meri age 35 hai 40 ki age me retire ho jaunga mere pass abhi saving me 60k hai or mutual fund me 13 lac(7000/month in sip 8 lac lumpsum) stocks me 8 lac etf me 20 lac invested hai or jab me retire hounga tab mujhe 50 lac lumsum milega plus 45 k pension mere monthly expense 30k to mam me retirement ke baad koi job nhi karna chahta or jo 50 lac lumpsum milega use swp me karunga to mam ye btaiye ki mujhe kitna amount ka swp karna chiye per month or mam mujhe home loan bhi lena hai 30 lac to swp se loan amount de sakta hu please guide me
Sir.ma 13 saal kebat retire hona he.abhi tak investment Nahi ki.5l invest kare Jo monthly 50k income kelye.kya unpai he.kirpia karo.ma.army pensioner he.
Mera 2 fund Nippon India 2019 mai 6000 investment hua hai aaj 18% cagr milna chahiye tha.but mera portfolio sagrigated ban gaya hai..saara Paisa doob gaya hai.nippon india hybrid fund hai.custmore bol raha hai company loss mai hai covid se.samaj nahi aa raha hai
Madam I have planned to decide 25k in smal cap tata and bhandhn . For 24+ year .is it okay or i choose only tata . only interested in small cap.kindly please reply
Thank you
28:35 Dil Se desi ❤❤
How much should I invest monthly in SIPs to build a portfolio of 3 crores in 10 years? Currently, I invest 43,000 monthly in SIPs across different mutual funds (15,000 in UTI Nifty 50, 10,000 in ICICI Large Cap, 10,000 in Parag Parikh Flexi Cap, and 8,000 in Motilal Oswal S&P 500 Index Fund). I also have 6.5 lakhs invested in silver and gold. I can increase my SIPs up to a total of 1.5 lakhs monthly, and I have no liabilities. What would be an ideal SIP distribution or additional investment needed to reach my target?
If u invested 130k per month and average return is 12% its around 3cr2lac but after inflation adjusted the real value is around 1.6cr only
Mam main Pichhle 5 Salon se aapse Sawal karta hun Magar aapki taraf se koi Jawab Nahin Aata to Fir Har Hafta yah kyon
🙏🙏mam'
Namaste dononko.mera investment horizon 15yrs kam.jab mera schemes jyada hai around 38...kaise over diversified se bache
Schemes kewal 4-5 bahut hain. 35% in Large Caps; 25% in Mid Cap; 20% in Small Caps; 10% in Multi Cap; 10% in Gold ETFs...Thoda adjustment kar saktey hain!!
16:00
Advisory services are definitely required ONLY in timely entering and exiting SECTORAL and THEMATIC schemes, which are part of our satellite folio(~20% or so ). But no one seems to offer any advice on this because of fear of going wrong. Then why call yourself experts? I accept that human beings have limitations . If you feel your call has gone wrong, correct yourself and we will change our allocation accordingly.
In short, go beyond personal fin advisory, ALSO.
Sir Namaskar Mera name Sonu Kumar hai, me Bihar ke Saharsa se hu, me Apne Kuch Fund ka Rivew Chahta hu, ki Mera ye fund sahi hai ki ni, Mera 15000 monthly ka sip hai,aur me 10 year tak sip karna chahta hu,
Mera fund is parka ka hai.
1.SBI SMALL CAP- 1000
2.SBI LARG AND MID CAP-5000
3.AXIS NIFTY 100 INDEX FUND -2000
4.DSP NIFTY-50 EQUAL WELTH INDEX FUND-1000
5.ICICI PRUDENTIAL MALTI ASSET FUND-5000
6.KOTAK DEBAT HYBRID FUND-2000
Sound is very low.
Hello mam how are you ❤❤
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
Chli jayegi fir kya krogye apne pass rkho
Hello mam, i want to do SWP for 1 cr in nxt 2 yrs for lifetime . No any other mode for pension. My monthly expenses are 50000 per month. In which funds i have to do swp or recommend any other strategy. please suggest. Thanks
Have u invested?
Invest in aggressive hybrid fund and wait for 1 year before starting swp
Sip or swp😂
Mam I like your explanation. But I am very poor in learning how to invest money in mutual funds. I am a housewife of age53. But I want to learn investing in mutual funds the savings I do from my household expenses. Pl guide me
Good to know that you are interested in investing in Mutual Funds. Initially you can start investing in Balanced Hybrid Fund (Growth- Direct) of HDFC, SBI, Nippon etc. Slowly you learn more about mutual funds. After suitable knowledge you can diversify as per your risk taking capacity.
All M.O.funds are Focused funds. Performance in long run is difficult to maintain. Why recommend M.O. funds which are not really diversified. Such funds either click beautifully or fail very badly.
Why do u want to retire at 40. Work for purpose, not for money.
You don't reply
Ab vo maja nahi raha pahle aap live sawal lete the to maja aata tha ab nahi aa. Raha he
Mam general बात करने का समय निकल गया अब , specicific बात करवाइए mutual funds के नाम , कितना का corpus etc specific answer do तभी सफलता मिलेगी
Thoda background bhi to batana hoga...ye koi shorts nahi hai... Itna bhi patience nahi to long term mei n invested kaise rahogey
@sushil2kashyap अरे भाई साहब patience तो है पर general बात करके निकल जाए तो सहन नहीं होता और पूरा भाव भी खा रहा हे हम यहां जनरल बात सुनने नहीं बैठे हे
@@naveenarichwal Ok. Got it.
Jab bhi small cap ki baat aati h...koi b invest krne ni deta..
Hello
SBI large and mid cap fund - 3000
SBI Contra fund - 3000
SBI small cap fund 2000
Ppff - 2000
1000 Rs se step up yearly hai 20 month se invested hu , target 17 years hai , is it ok portfolio
मैडम आपने चंदना जी का सवाल ठीक से सुना नहीं क्योंकि उसका जवाब ठीक से आया नहीं ₹200000 महीने की SWP के लिए आपने कोई सुझाव ही नहीं दिया
I am investing in Nippon small cap fund from last 5 years and will be going to continue for next 15 years to generate a Corpus of about 10 crores
My age is 44 years and planning to take retirement at the age of 60 years
After 15 years whatever amount is there in Nippon India small cap fund I am going to shift at amount in Nippon India balance advantage fund
I want to know what will be my tax liability if I shift from one fund to other fund of same asset management company
Please help me
You have to pay long term capital gain tax. Switching is considered as redemption even within the same fund house
@udiptaborah Thank you so much
Genuine advice!!! I love this guy👌👌Hats off🫡🫡
Thanks
Namaste ji. Mam please ask Hemant sir on Motilal Oswal Gold & Silver ETF FoF. It invests in 70:30 with variation & I want to allocate 10% as silver bet for future with a fund with both gold & silver?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
Thanks
Namaste 🙏🏼. Mam please ask Hemant sir on Motilal Oswal Gold & Silver ETF FoF. It invests in 70:30 with variation & I want to allocate 10% as silver bet for future with a fund with both gold & silver?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
Namaste ji. Mam please ask Hemant sir on Motilal Oswal Gold & Silver ETF FoF. It invests in 70:30 with variation & I want to allocate 10% as silver bet for future with a fund with both gold & silver?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?
DIDI ji I have 16 lakhs to invest in my wife's MF account for 12-15 years, then want a 1 lakh monthly SWP for 20-25 years. Should I invest as a lump sum or SIP? Which funds are best?