Life Insurance In Sri Lanka | How to select Health & Life insurance | Life Insurance Policy Sinhala
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- Опубликовано: 3 ноя 2022
- #life_insurance_srilanka #life_insurance_sinhala #insurance_policy_sinhala
ප්රවීන රක්ෂණ උපදේශක (නියෝජිත)
S Prashan Nirushana
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NALIN SANJAYA SURAWEERA
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0094 773253010
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NALIN SANJAYA SURAWEERA
hot line
0094 773253010
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Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policyholder typically pays a premium, either regularly or as one lump sum. The benefits may include other expenses, such as funeral expenses.
Life policies are legal contracts and the terms of each contract describe the limitations of the insured events. Often, specific exclusions written into the contract limit the liability of the insurer; common examples include claims relating to suicide, fraud, war, riot, and civil commotion. Difficulties may arise where an event is not clearly defined, for example, the insured knowingly incurred a risk by consenting to an experimental medical procedure or by taking medication resulting in injury or death.
Modern life insurance bears some similarity to the asset-management industry,[failed verification] and life insurers have diversified their product offerings into retirement products such as annuities.
Life-based contracts tend to fall into two major categories:
Protection policies: designed to provide a benefit, typically a lump-sum payment, in the event of a specified occurrence. A common form of a protection-policy design is term insurance.
Investment policies: the main objective of these policies is to facilitate the growth of capital by regular or single premiums. Common forms (in the United States) are whole life, universal life, and variable life policies.
An early form of life insurance dates to Ancient Rome; "burial clubs"[3] covered the cost of members' funeral expenses and assisted survivors financially. In 1816, an archeological excavation in Minya, Egypt (under an Eyalet of the Ottoman Empire) produced a Nerva-Antonine dynasty-era tablet from the ruins of the Temple of Antinous in Antinoöpolis, Aegyptus that prescribed the rules and membership dues of a burial society collegium established in Lanuvium, Italia in approximately 133 AD during the reign of Hadrian (117-138) of the Roman Empire.[4] In 1851, future U.S. Supreme Court Associate Justice Joseph P. Bradley (1870-1892), once employed as an actuary for the Mutual Benefit Life Insurance Company, submitted an article to the Journal of the Institute of Actuaries detailing an historical account of a Severan dynasty-era life table compiled by the Roman jurist Ulpian in approximately 220 AD during the reign of Elagabalus (218-222) that was included in the Digesta seu Pandectae (533) codification ordered by Justinian I (527-565) of the Eastern Roman Empire.[5]
ජීවිත රක්ෂණය
රක්ෂණය
රක්ෂණ ඔප්පුව
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රක්ෂණ නියාමන කොමිෂන් සභාව
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Many of our new packages have been introduced and there are many advantages. If anyone wants to know, let me know
ස්තුති ඔබතුමාට 🙏🙏🙏
Thanks
Arpico insurance death claim gewanne.mokada karanna puluwan
😮😊
Sir mata awuruthu 10 the salli themma house mutti akak thunna aka apahu bank akata thunne api gawa book akak thiyanawa mata then awuru 18 salli ganna puluwantha
අපි ලක්ෂ 4/80 වගේ දලා තියනවා,කිසිම දෙයකට ගත්තේ නෑ එත් ඉන්සුරන්ස් එක ඉවර වෙනකොට අපිට අතට 1/80 වගේ තමයි හම්බවෙන්නේ මොකක්ද හෙතුවක්
sort term da damme. adu aurudu gaanakata
Owa boru katawa vitarai hamba eenne na
Ceylinco lifenm gewapu mudlwath hambawen na
එහෙම වෙන්න හේතුවක් තියනව
Mokenda damme???
උබලගෙ බොරු අහල අති වෙලා
Tho ahanne ntiwa idapn
Boru karayekta ahu unoth ohoma thama hari kenek hambunoth Oyalata hariyata plan karaganna puluwan