I looked at SPYI and ended up picking JEPI every time. Both are in different positions of the risk spectrum. JEPI is safer but has a better risk-adjusted return. One can move JEPI's risk up by pairing it with JEPQ (e.g. 7 JEPI: 3 JEPQ) to match SPYI's standard deviation. This combination beats SPYI's total return (16.5% vs 13.5%). The other thing is that SPYI benefitted by sidestepping much of the 2022 bear market. JEPI performed very well relatively in 2022.
@@milleniallgt9715 Both ETFs have cashflows that are all over the place. The only difference is SPYI manages their distribution, while JEPI/JEPQ's distributions are more raw or transparent, which is what I value more.
@@milleniallgt9715 That's because SPYI's dividend is managed. JEPI's distribution is raw; straight out of their cash flow. I much prefer their transparency, and I can manage the cash flow myself.
I also own both. SPYI is a core holding for me due to the performance and consistency in the dividend. JEPI performs its best in down markets, so I’m holding that for balance. But if I could only hold one, it would be SPYI.
I wouldn't get either spyi or jepi! I like jepq, you get a little less dividend then spyi by .10 or per share but you make alot more stock growth.. jepq is 16.2% for the year vs 1.2% on spyi.
Holding 1025 shares of SPYI..getting the cash flow I need. The plan is a 2,000 share position and diversify the income streams from there. Great video
Look into jepq.. you get a little less dividend then spyi but alot more stock growth.
I looked at SPYI and ended up picking JEPI every time. Both are in different positions of the risk spectrum. JEPI is safer but has a better risk-adjusted return. One can move JEPI's risk up by pairing it with JEPQ (e.g. 7 JEPI: 3 JEPQ) to match SPYI's standard deviation. This combination beats SPYI's total return (16.5% vs 13.5%).
The other thing is that SPYI benefitted by sidestepping much of the 2022 bear market. JEPI performed very well relatively in 2022.
JEPI has about half the MER. Performance isn't guaranteed but fees are.
Jepi dividend is all over the place tho, I prefer spyi because of the consistent dividend.
@@bentobox7788 JEPI's expense ratio is about 10X that of voo, if you're concerned about ER
@@milleniallgt9715 Both ETFs have cashflows that are all over the place.
The only difference is SPYI manages their distribution, while JEPI/JEPQ's distributions are more raw or transparent, which is what I value more.
@@milleniallgt9715 That's because SPYI's dividend is managed. JEPI's distribution is raw; straight out of their cash flow. I much prefer their transparency, and I can manage the cash flow myself.
I've been buying QQQI currently holding 100 shares. I'll be stopping there for a couple of months see where it goes.
I own both. I m adding more to SPYI at this time as well.
👍💰💰💰💰💰💰💰
Spyi, qqqi, FEPI are the best 3 imo
I also own both. SPYI is a core holding for me due to the performance and consistency in the dividend. JEPI performs its best in down markets, so I’m holding that for balance. But if I could only hold one, it would be SPYI.
SPYI - JEPI expense ratio .68 to .35%--"eventually" SPYI going to decay more than JEPI.
I wouldn't get either spyi or jepi! I like jepq, you get a little less dividend then spyi by .10 or per share but you make alot more stock growth.. jepq is 16.2% for the year vs 1.2% on spyi.
gpiq is up 20 percent total return since inception still pretty new but ive liked it more than jepq and its expense ratio is smaller than jepq for now