Avoid This Type Of Mutual Funds !

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  • Опубликовано: 8 авг 2022
  • Avoid investing in actively managed large cap mutual funds.
    Why?
    83% of them were unable to beat the benchmark over a 5 year period.
    You see - every actively managed fund is trying to beat the benchmark. For large cap funds the benchmark is NIFTY 100 index fund.
    Now this index fund is just blindly investing in the top 100 companies of India in proportion of their size. Hence, there is no fund manager actively looking at the investments coz it's all automated.
    Due to this, the expense ratio is ten times lesser compared to actively managed large cap funds.
    So if a large cap fund is struggling to beat the index, why the hell are you investing in it and paying more in fees?
    Large cap active mutual funds lose their advantage as the country becomes more developed.
    Midcap and small cap mutual funds still have that edge. The US stock market has already seen these changes happen.
    How to invest?
    👉🏻 Sort large cap index funds in increasing order of expense ratio and tracking error
    👉🏻 Filter out funds less than 250 Crore
    👉🏻 Give 80% weightage to expense ratio and 20% weightage to tracking error for ranking (lower the better)
    👉🏻Pick the top ones in their respective category
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    #financewithsharan #mutualfunds #investingforbeginners #moneytips #savemoney #investingforbeginners

Комментарии • 744

  • @__.ut__
    @__.ut__ Год назад +3088

    "I have graduated from IIMA"
    "So what should I do ?"
    Every IIMA alumni needs to hear this so bad

    • @shiva1619
      @shiva1619 Год назад +17

      While going to bed

    • @syntheticfiber7388
      @syntheticfiber7388 Год назад +37

      You're just jealous.

    • @jotarokujo2027
      @jotarokujo2027 Год назад +110

      @@syntheticfiber7388 and u need to get mature if u think that is being jealous

    • @syntheticfiber7388
      @syntheticfiber7388 Год назад +7

      @@jotarokujo2027 What else could it be? May I know? Cuz I don't find a reason other than being jealous.

    • @niqqanamakekchuha5144
      @niqqanamakekchuha5144 Год назад +69

      @@syntheticfiber7388 its called being annoyed not jealous.

  • @robustlion
    @robustlion Год назад +2176

    I don't know anything what they are talking about 💀 still i am listening

  • @vinaykarnati
    @vinaykarnati Год назад +1785

    Syyyyyk where's the caption bro

    • @knmarda
      @knmarda Год назад +19

      Description

    • @GHOSTJCJ
      @GHOSTJCJ Год назад +42

      Click the 3 dots at the right bottom corner and click the description... Like the person before me just said

    • @aiyushbedi
      @aiyushbedi Год назад +1

      Click on the description

    • @GHOSTJCJ
      @GHOSTJCJ Год назад +2

      @@aiyushbedi I've already told him bro😌

    • @hitleapboss369
      @hitleapboss369 Год назад +5

      @@knmarda in description not available

  • @yuvaharibalaji8366
    @yuvaharibalaji8366 Год назад +204

    “So what should i do🤷‍♀️“🤣🤣 gets me all the time

  • @Hazey69
    @Hazey69 Год назад +492

    Lmao “ he’s telling for you guys”

  • @KAlpha09
    @KAlpha09 Год назад +548

    IIM fellows keep reminding people about where they came from. Even if it was 20 yrs ago.

    • @ashishranjan8286
      @ashishranjan8286 Год назад +66

      true true. so annoying... oh hey by the way guess who's going to iim next month 😈

    • @melancholicsmile5575
      @melancholicsmile5575 Год назад +15

      @@ashishranjan8286 you had me in the first half

    • @raghavaggarwal7624
      @raghavaggarwal7624 Год назад +9

      @@ashishranjan8286 someone for sure but i don't think you

    • @raghavaggarwal7624
      @raghavaggarwal7624 Год назад +1

      True and inside they are crying looking at their education loan emi

    • @ashishranjan8286
      @ashishranjan8286 Год назад +6

      @@raghavaggarwal7624 untrue, i am crying outside too 😠

  • @Alexedmartin
    @Alexedmartin 3 месяца назад +67

    No doubt, one of the best ways to grow and save your money is through investing. You don't need a fortune to get started. Even a small amount can turn into millions if you invest wisely. I wasn't financially free until my 40s, and I'm still in my 40s, but I've already purchased my second house, enjoy a monthly passive income, and achieved 4 out of 5 of my financial goals. I hope this inspires someone to realize that it's never too late to start, regardless of your age. You can begin investing today and change your future! Investing has been a life-changing decision for me

    • @Lawrencekingsley01
      @Lawrencekingsley01 3 месяца назад +1

      Any investment tip?. I would love to know how you made it this far

    • @Alexedmartin.
      @Alexedmartin. 3 месяца назад +1

      I highly endorse Regina Louise Collaro, a US-based financial advisor and consultant. Partnering with an international organization, she has been instrumental in guiding my financial journey with unwavering support until my goals are met. Selecting the right financial consultant is as crucial as finding the right life partner, as both can significantly impact your life's trajectory. I'm grateful to have found the perfect financial consultant who has helped me achieve my financial objectives, from education to nearing retirement.

    • @Lawrencekingsley01
      @Lawrencekingsley01 3 месяца назад +1

      I value your recommendation, It's challenging to locate a trustworthy person. I could really use your investment advisor after seeing how much money you've made through investing. If you don't mind revealing her information, that is.

    • @Alexedmartin
      @Alexedmartin 3 месяца назад +2

      you can easily find her information by doing a quick 🔎 search. Feel free to reach out to her directly with any questions you may have.

    • @ugojazzy7812
      @ugojazzy7812 3 месяца назад +1

      I've wanted to start investing for a while. Yet, I've always considered it to be late, and I believe I should quit putting things off. I'll absolutely contact Regina Louise Collaro to ask her for advice. Much thanks. This was quite helpful to me.

  • @petruccifanboi
    @petruccifanboi Год назад +40

    Ok let me explain:
    First what is an Index fund?
    Index funds are mutual funds that follow an index(market trend) like sensex or nifty. So the portfolio fund manager sticks to stocks evaluated by the index, therefore there is absolutely no research, management working to figure which stocks to invest in allowing you to save expenses you incur on investment advisory fees, marketing fees etc on your regular mutual funds. The idea is if the fund mimics the portfolio of the index, its performance will be same as the index.
    So he says invest in large cap INDEX funds rather than large cap mutual funds because market suggests that it allows for higher returns because of lower expense ratio. Hope this helps!

  • @pantheraleo910
    @pantheraleo910 Год назад +186

    Syyyyk... Someone has stolen your caption.... 😭

    • @koushik1947
      @koushik1947 Год назад

      that syyyyk is awesome dude

    • @sumitmondal7717
      @sumitmondal7717 Год назад +4

      Click on the 3 dots and check the description of this video

  • @hemanthsumanth6465
    @hemanthsumanth6465 Год назад +25

    IIMA and Suits(Harvey) and you,,,My favourite and dream to achieve.

  • @das1992
    @das1992 Год назад +18

    your reel popped up yesterday and I must admit, you keep it very entertaining...

  • @ashutoshsharma3216
    @ashutoshsharma3216 Год назад +75

    Just to drink some alcohol you go to the bank and argue with the manager wow 😂

  • @pomdada1
    @pomdada1 Год назад +4

    I should have seen this earlier. Great tip and I agree. Keep this coming sir.

  • @vikk1249
    @vikk1249 Год назад +41

    Saying in sharan's words - " I didn't understand shata also "

  • @sanshirs
    @sanshirs Год назад +168

    “Check the Captions below” - where exactly Dude !???
    Phukna kum kar bro

    • @coding_guru
      @coding_guru Год назад +1

      They forgot to pin the comment.

    • @randomeverything3881
      @randomeverything3881 Год назад +8

      Description dekh

    • @shriyanshuj5130
      @shriyanshuj5130 Год назад +8

      Kripaya Phukna Kam kare aur description box dekhe
      Dhanyavaad

    • @sanshirs
      @sanshirs Год назад +4

      If you are watching on mobile - you don’t see description for’Shorts’ , hence the question 😁 it’s a real concern.
      Now - why is description referred to as caption 🥺

    • @randomeverything3881
      @randomeverything3881 Год назад +4

      @@sanshirs click three dot button below share button , you will get the description

  • @This_is_Piyush
    @This_is_Piyush Год назад +7

    @sharan.. wht u mean by "filter out funds with less than 250 cr" as written in description ? U mean to filter out and invest in those or filter them out and invest in the other ones after meeting the third conditio . Also the second part of the third line i.e., regarding 20% thing. its not clearly ubderstood.

  • @nsetra57
    @nsetra57 7 месяцев назад

    Hey Sharan, I am your FAN! Just fantastic videos and the best act I have ever seen! Good Luck!

  • @TheDrdarshanms
    @TheDrdarshanms Год назад +2

    Sharan your videos are excellent are u providing financial solutions to individuals

  • @ramyasrimadaka8921
    @ramyasrimadaka8921 Год назад

    I really love your shorts and financial advices

  • @mayankshekharraj6794
    @mayankshekharraj6794 Год назад +49

    Harvey Spector 🔥🔥

  • @psnexampreeth8652
    @psnexampreeth8652 Год назад +4

    So what should I do???
    His expression during that question is awesome

  • @gettothepoint2707
    @gettothepoint2707 Год назад +1

    Bro. Thank you for bringing these kind of contents for us Indians. Good bless you.

  • @smilekey518
    @smilekey518 Год назад +6

    Bro your videos improve my financial mindset.. where I learn all these financial things?
    Let me know bro..

  • @Sushil2k4
    @Sushil2k4 Год назад +14

    " I've graduated from IIMA"
    proceeds to attach his graduation photo from RV College for 1sec so that people think he has actually graduated from IIMA

    • @financew-sha.3682
      @financew-sha.3682 Год назад

      Reach me with 👆👆the what'sap line above for more information, guidance and consultation. Thanks for the feedback..

    • @acclimatized8838
      @acclimatized8838 7 месяцев назад

      Exactly😂

  • @dhirajpandey6018
    @dhirajpandey6018 Год назад +2

    Bro thanks for sharing these informations🎉

  • @shivangiroy1955
    @shivangiroy1955 Год назад +16

    #financewithsharan where the caption at????

  • @w6hammersmith
    @w6hammersmith 11 месяцев назад +1

    This guy is a superstar! Get him on TV!!

  • @sohangchopra6478
    @sohangchopra6478 8 месяцев назад

    AFAIK this is also true for Mid Cap funds - most of these also fail to beat the mid cap index. Only exception is small cap funds.

  • @ashwinvenkatesan7307
    @ashwinvenkatesan7307 5 месяцев назад

    Awesome sharan bro. 👊

  • @sujayjn4218
    @sujayjn4218 Год назад

    Very informative bro.Thanks

  • @arjunrawool711
    @arjunrawool711 5 месяцев назад

    Inflation, market risk, money value nothing like this exists.
    Follow my man

  • @subarno3091
    @subarno3091 Год назад

    Harvey comes with his can opener

  • @JailBreakCodesAndGlitches
    @JailBreakCodesAndGlitches Год назад +6

    Lol the fact that my father is from IIMA and my brother works in McKinsey

  • @fuhkuhmi5175
    @fuhkuhmi5175 Год назад +46

    "Kya phook ke aaye hai bey"

  • @stockbro1997
    @stockbro1997 Год назад

    And sharan believes that history repeats.
    😂
    Great financial knowledge sharan.

  • @ruddhanandamahapatra1704
    @ruddhanandamahapatra1704 8 месяцев назад

    wow nice way to explain our doubts

  • @286kishore
    @286kishore Год назад +1

    That's very knowledgeably interesting Infotainment haha

  • @bhushanmanek8580
    @bhushanmanek8580 Год назад +5

    Someone teach this guy to pin his caption in the comment section!😂

  • @shivamshahi7559
    @shivamshahi7559 Год назад +3

    "I just graduated from IIM"
    So when are you going to repay the student loan?

  • @bestmemer4413
    @bestmemer4413 Год назад

    For those who have no idea what he is saying and For those looking forward to invest in mutual equity funds ,go for the large cap index funds thats what this guy is saying i have i researched on it and found out the thing he told is absolutely correct and is a golden advice.

  • @lokeshvenkatesan2693
    @lokeshvenkatesan2693 Год назад +1

    From 10+ years onwards, it's Large Cap investment that dominates over Large index funds.

  • @nareshagarwal5605
    @nareshagarwal5605 Год назад +1

    Ohh so even IIM A pass out management consultant need some finance tips.. i thought they knew everything to be able to make it up there

  • @acousticmeatus8141
    @acousticmeatus8141 Год назад +4

    😂😂😂 Love your Humor bhai, thank u for doing your skits in English as well, Educational and Entertaining

  • @studymate4559
    @studymate4559 8 месяцев назад

    Earned a subscriber man❤❤

  • @samridhisamridhi6246
    @samridhisamridhi6246 Год назад +8

    @Sharan, if you ask to check the caption below, please help by pining your 1st comment as the caption on RUclips shorts😅

  • @raviverma1165
    @raviverma1165 Год назад

    Do we need to keep the funds lesser than 250 crores or remove them?
    Tracking error and expense ratio should be minimum for choosing a fund?
    Sorry to post some silly questions but I am looking forward to use your advice

  • @luckysharma8942
    @luckysharma8942 9 месяцев назад +1

    But, small cap funds provide better return in the short term, say (1-3 years)

  • @ragulakash9616
    @ragulakash9616 Год назад +7

    He broke the 4th wall

    • @muktarali6769
      @muktarali6769 Год назад

      He is the creator and actor himself, he does this in every video by telling that he got to know this or that or following sharan

  • @TechTunedFinance
    @TechTunedFinance 5 месяцев назад

    The 83% vs 17% is what generates wealth... not just large cap , even in small cap and mid cap ..if you are able to find out the top performing fund.. it will bear the average return of the category by huge margin.

  • @prattitudejss474
    @prattitudejss474 Год назад

    Reallly great, i am fam of ur videos

  • @bhargavasitiraju7257
    @bhargavasitiraju7257 Год назад

    Nice Economist Sharan.brother.

  • @aurelian9817
    @aurelian9817 Год назад +1

    But over a 10 year period, the best ones give better returns than the indexes...however, it's still wise to get index funds than to gamble with various names...

    • @financew-sha.3682
      @financew-sha.3682 Год назад

      Reach me with 👆👆the what'sap line above for more information, guidance and consultation. Thanks for the feedback..

  • @vgvideos6545
    @vgvideos6545 Год назад

    Thank you so much

  • @dramaticreviews6278
    @dramaticreviews6278 Год назад

    Nice video. Informative

  • @srinivasanlakshmanan3281
    @srinivasanlakshmanan3281 Год назад +2

    Hey bro, I have watched most of your videos you always goes on crores or else 40lakhs.pls Explain briefly about mutual funds and investment tips for 6lpa communities

  • @satheeshmohanm
    @satheeshmohanm Год назад +1

    What tool or website to use to sort index funds?

  • @shiva1619
    @shiva1619 Год назад +5

    This guy earns more than IIM A graduate.

  • @karthickb7473
    @karthickb7473 3 месяца назад

    This is one of the topic in Sharan master class.

  • @devmehkarkar4413
    @devmehkarkar4413 Год назад

    Hey man Love your videos .I have seeing them for quite a while now.Can you pls make a video on how can i manage my finances if i want to do my undergraduation and masters from abroad...I was told that for undergraduation it takes almost 60 to 70 lakhs to study there....can you pls tell me more about this and should I do my graduation and then give the GRE EXAM for my masters or should i give the SAT EXAM after I finish my 12 th??
    Pls Reply.

  • @suchetanmok9419
    @suchetanmok9419 Год назад

    Hey sharan, so the final verdict of this is to invest in small n middle cap funds where the risk factor is too high, being an influencer I would request you to mention age factor, cos your influence is public.

  • @sakshamkannojia7192
    @sakshamkannojia7192 Год назад

    It's damn serious when Harvey Spector pops up..

  • @granand
    @granand Год назад

    Hey Sharan, 1. I think you meant description not caption 2. I know nothing, so when you say "Sort the index by fund size" where is the input ? Can you or someone give me a link

  • @ashwinceo3625
    @ashwinceo3625 Год назад +2

    where is the caption or how to check it ?

  • @kollisudhir8425
    @kollisudhir8425 Год назад

    Share video on how this can be done on various brokerage platforms

  • @manuthperera2893
    @manuthperera2893 Год назад +1

    It would be great if you could start economics classes for edexcel IAL students.I will come 👍

  • @mohamedjahirsha2059
    @mohamedjahirsha2059 Год назад

    Bro Make one blog with all your ideas posted in youtube related to investment and banking. So that we can refer it whenever we need

  • @32raghavhs91
    @32raghavhs91 Год назад

    Sir please make video of basics
    stock markets

  • @destinyhybird1215
    @destinyhybird1215 Год назад +2

    Sir. Im following your channel regularly. You are doing great.
    Could you pls suggest an minimum investment opion say 5k per month in mutual fund or other option available. .
    I consider investment for my daughter marriage after 12 yrs.
    Thank you.

    • @paper_boat12
      @paper_boat12 Год назад

      Sips will work better here i guess , although you can research on yt. There's a lot of information

  • @adityapareek6791
    @adityapareek6791 Год назад

    Hey sharan i really need a help... i want to invest in share market nd i m a beginner so which app shloud i download.... plz tell me... i dont have enough to spend

  • @rurudra
    @rurudra 12 дней назад

    Most of the large cap funds in india were able to beat the index nifty 50 in both 3 and 5 Y period.
    Under performance is more in midcap right now
    It is in USA where most active funds are unable to beat there index

  • @RawanaTiger
    @RawanaTiger Год назад +1

    I read the caption but it's too complicated. you should set this on screener and post the link in captions.

  • @mohdFaiz-xf8dg
    @mohdFaiz-xf8dg Год назад +1

    He just broke the 4th wall

  • @joshuasylvester6910
    @joshuasylvester6910 Год назад +1

    There is never a caption below or link in pin comments the irony is he keeps telling kya phuk key aya bey to everyone and fun part is he keep telling him actually and really that phukere keep forgetting about the description

  • @madhananbalaram1815
    @madhananbalaram1815 Год назад

    Which website to visit to check the steps that you mentioned ?

  • @Eren-da-Jaeger
    @Eren-da-Jaeger Год назад

    Harvey Specter reference from Suits

  • @HetalSagarAndHetalSagar
    @HetalSagarAndHetalSagar 10 месяцев назад

    You should go for Acting Profession. Looks some director producer may contact you soon...

  • @subhmaypatra5562
    @subhmaypatra5562 Год назад

    Hi my man ❤

  • @shellhawk1082
    @shellhawk1082 Год назад

    This finance channel is for IIM/IIT people. Just look at the packages mentioned in most of his videos, minimum 20 lakhs

  • @8694vicky
    @8694vicky 10 месяцев назад

    Graduated from IIM and don’t know this basic rule of investing must be IIM astonia

  • @ProjectManas
    @ProjectManas Год назад +3

    Caption: ETFs or Index mutual funds

  • @veerendrars3
    @veerendrars3 Год назад

    Hi Sharan,
    Kindly do a video on this topic or suggest me the what is right or anyway how to get it.....
    My friend worked in a limited company from 17th Jan 2011 to 14th Jan 2016, as company have gratuity policy, he asks for gratuity considering he worked 240days in 5th year, but company gave him reason that he worked in contract roll from 17th Jan 2011 to 31st July 2011 and from 1st Aug he is taken to permanent roll , such that 240 days he didn't complete in the 5th year so he is not eligible for gratuity....kindly elaborate the issue and give ur opinion...thanks in advance

  • @arpangayen7289
    @arpangayen7289 Год назад

    Any comments by anyone on this thought?Index vs lrge cap?Isnt it true statistically and historically except 1 year large cap has always beat index?

  • @Tanmay5040
    @Tanmay5040 Год назад +1

    Bro can u tell me where we can invest in sip having salary 11k...

  • @HanzalaJawwad
    @HanzalaJawwad Год назад +1

    Maccha tq but I can't invest addu long story aarammagi nan one day clearly explain nevu

  • @arvindkanagasabapathy542
    @arvindkanagasabapathy542 Год назад +1

    put video on SBI small cap fund bro

  • @CR7xREALMADRID
    @CR7xREALMADRID 8 месяцев назад +1

    All this for a Blue Label and LIT Large

  • @7tynoobs461
    @7tynoobs461 10 месяцев назад

    I don’t know anything about finance i just watch his videos as they are funny

  • @sourabhkamat4642
    @sourabhkamat4642 Год назад +2

    All I could understand was “Blue Label” 🥃

  • @PrashantKumar-cn1fj
    @PrashantKumar-cn1fj Год назад +1

    He is telling for you guys 😂

  • @ganeshvlogs2104
    @ganeshvlogs2104 5 месяцев назад

    Sharan, How we can exempt tax while claiming mutual funds and stocks, bonds (long term capital gain)..? Please share

  • @In-NationalEducation
    @In-NationalEducation Месяц назад +4

    There is no caption

  • @MohamedRamzanMSM
    @MohamedRamzanMSM Год назад

    All this for on Indian Or other country people too.
    I am from Sri Lanka,
    can I invest in Indian Index fund

  • @rajasshorts3061
    @rajasshorts3061 Год назад

    Thanks saran

  • @livelydivya1609
    @livelydivya1609 Год назад

    I follow u My Man 😀

  • @P_TabrezAzam
    @P_TabrezAzam 20 дней назад

    Bro insulted IIM A graduates and McKinsey consultant in 50 seconds 😂😂

  • @ashwinmjain5746
    @ashwinmjain5746 7 месяцев назад

    Oh psyche!!
    I didn’t know that!!!
    Psyche!!

  • @castsmile
    @castsmile Год назад +1

    At last his moustache was vanished 😂🧐🤨

  • @chiragkadam93
    @chiragkadam93 5 месяцев назад

    Why filter out funds less than 250Cr? How does AUM affect a funds performance, that too in an Index fund?

  • @sebart9363
    @sebart9363 Год назад +2

    That 5 😂

  • @chintansatani6514
    @chintansatani6514 Год назад +1

    Can you please make video on investment in us stock market plz