Hi Patricia! I think this video can really help people to stay mindful of spending within their means and to create a monthly budget. As always I really find your videos enjoyable and interesting. I wish you all the best and have to also say you're very pretty 😀
For me house owner split with spouse 50/50. Our break down for total house expenses with two kids. Mortgage $2468 Food $1000 House insurance $150 Car insurance (2) $250 Property tax $272 Cell 55 Enmax $400 Gas for one car $200 Then there is car payments on one vehicle $400 We both work at the same place Canada Post and are FT and are not making it without being in some debt. It’s really hard these days. Thank you for your video. I feel really good about our food budget. The only thing I can control.
Thank you so much for sharing!!! It really is crazy how things have changed over even the past few years :( Wish you the best and I appreciate you watching
Hey, your videos really nice and helpful. I plan on relocating to the city in July from Ontario. When do you think would be the best time to start looking for places? and what other sites do you recommend to find places? so far I've been briefly looking on rent faster and kijiji. Any help would be greatly appreciated, thanks :)
Thanks for watching and for your continued support :) I would start looking in April/May for July. I find a lot of people are looking for that month to move so the sooner the better, I would also check out Facebook market place to see what they also have to offer but be aware of scams and dont send a deposit. I would say that and rent faster is the best! It also depends what you are looking for, if its a room or a 1++ bed bath. There is also rental groups on Facebook that you can join " Calgary Room and rentals etc.. " :)
@@patricialing you’re welcome :) . I agree; I live in airdrie,Ab about 15-20 minutes from Calgary and everything has gone up in price. But yeah so far I found Costco had the best rate with good coverage.
I am unsure as I do not have children. My colleague mentioned to me previously that they pay around $1,400-$2,000 a month for childcare. This was about 1.5 years ago.
You should have summed and summarized your costs at the end of the video + showing it with a small table. I suppose you spend something between 2000 and 2600 trudeaus but not sure.
Just wondering, was it more or less difficult to find a job in Calgary from Ontario? I'm guessing by your demeanor that you have a desk job/white collar? I'm looking for a data analyst job, and it seems every 5th job is still oil & gas related.
I work in health care so to be honest its really in demand so it was easier for me to find a job during these times. With tech related positions I find its harder to find work for some. If you were interested in the oil and gas field there are positions. Im not 100% sure I just go based by what others tell me but I would keep looking :) There are other options if you wanted to get something else or explore a different career but I dont know if the salary will be to your liking.
One beds now are 1800++ utilities and parking which is beyond my budget. Before I was paying around 1400 but the past year the prices went up a lot unfortunately! I would if I could afford to!
@@randyallen8213 Yes it does make sense but the housing prices went up also, so a 300k place 1-2 years ago is now over 600k. Plus the interest rates. Depends on the persons circumstances to be honest! Thanks for engaging :)
@@patricialing i feel that canada itself is getting expensive to live here but the jobs here don’t pay enough. But thanks for the info cause I am thinking of selling my house in Toronto and moving I just not sure where but I do have a friend that moved to Calgary to years ago and he loves it there. But it’s nice to have a second opinion so thanks for the info
Most car PAYMENTS now are around $600-$ 800 +, in general other expenses I usually tend to spend less on certain things than others and are more mindful of what I am spending my money on. I use my car everyday, as mentioned in the video we all spend our money differently and it may seem like I spend more or less than yourself or others. I choose to spend money on a vehicle for reliability and personal factors. Ive been called cheap previously lol. I appreciate you sharing your opinion but everyones definition of frugal would be considered different as well.
housing costs in Calgary have jumped high in the last 1-2 years!!
FACTS!
When I came to Canada you could had a comfortable life with 60k year
Now you live paycheque to paycheque with 100k year
Like that natural look. Still paying under 700 for everything here in Mexico. Thanks so much for the breakdown. Helps me stay grateful.
I should move there hahaha!!!
Remote job or retired?
Phone bill 41$Month
Car payment 219$ weekly
Rent a room 900$Month
Hi Patricia! I think this video can really help people to stay mindful of spending within their means and to create a monthly budget. As always I really find your videos enjoyable and interesting. I wish you all the best and have to also say you're very pretty 😀
Thank you for your support Bob!! :)
California
For me house owner split with spouse 50/50. Our break down for total house expenses with two kids.
Mortgage $2468
Food $1000
House insurance $150
Car insurance (2) $250
Property tax $272
Cell 55
Enmax $400
Gas for one car $200
Then there is car payments on one vehicle $400
We both work at the same place Canada Post and are FT and are not making it without being in some debt. It’s really hard these days. Thank you for your video. I feel really good about our food budget. The only thing I can control.
Thank you so much for sharing!!! It really is crazy how things have changed over even the past few years :( Wish you the best and I appreciate you watching
Oh and cable lol $160 just keeps giving or is it taking lol 😂
@@millyroberts1523 That's why I dont have cable 🤣
I think you are very pretty 🤩
Thank you Jim!!!
Good for you on your food budget. I spend like $500 a month or more in Calgary 😅
Lol!!! Theres so many food options, I limit myself a lot :( hahaha
Hey, your videos really nice and helpful. I plan on relocating to the city in July from Ontario. When do you think would be the best time to start looking for places? and what other sites do you recommend to find places? so far I've been briefly looking on rent faster and kijiji. Any help would be greatly appreciated, thanks :)
Thanks for watching and for your continued support :)
I would start looking in April/May for July. I find a lot of people are looking for that month to move so the sooner the better, I would also check out Facebook market place to see what they also have to offer but be aware of scams and dont send a deposit. I would say that and rent faster is the best! It also depends what you are looking for, if its a room or a 1++ bed bath.
There is also rental groups on Facebook that you can join " Calgary Room and rentals etc.. " :)
@@patricialing thank you, I really appreciate your response .
Call up Costco inova car insurance you can land it for 1560$ for the year. Or 130$ monthly roughly.
Cray 1060$ for a single bedroom :(
Thank you so much! I will do this :)
Yeah and its one of the better prices compared to the ones I've seen lately, things have changed so fast
@@patricialing you’re welcome :) . I agree; I live in airdrie,Ab about 15-20 minutes from Calgary and everything has gone up in price. But yeah so far I found Costco had the best rate with good coverage.
Do you mind me asking what do you do for work, or at least what field you are in?
I work in the medical field as a technologist :)
Whats the total? Like 4000? That sounds typical
Thank you. What about nursery child care cost for 3 year old..... Say full time kindergarten
I am unsure as I do not have children. My colleague mentioned to me previously that they pay around $1,400-$2,000 a month for childcare. This was about 1.5 years ago.
May I ask if you are currently working full time in Calgary, AB? How does the auto insurance in Calgary, AB compare to Toronto, ON?
I am working full time here.
My insurance was cheaper in Ontario but I am not from Toronto/GTA. Hope this helps :)
You should have summed and summarized your costs at the end of the video + showing it with a small table. I suppose you spend something between 2000 and 2600 trudeaus but not sure.
I was mathin' in my head, just under 3000 (taking the new rent price) + 350 dental. Anyway, things add up quickly...
about right between $2000 ~ $2500 per month, not bad
are you gonna continue your journey again overseas, like your trips in asia?
In the future I definitely want to keep travelling! At the moment I think I am going to do small/short trips:)
Thanks for asking!!!
You're strong & independent.
You don't need no man.
😄
Just wondering, was it more or less difficult to find a job in Calgary from Ontario? I'm guessing by your demeanor that you have a desk job/white collar? I'm looking for a data analyst job, and it seems every 5th job is still oil & gas related.
I work in health care so to be honest its really in demand so it was easier for me to find a job during these times. With tech related positions I find its harder to find work for some. If you were interested in the oil and gas field there are positions. Im not 100% sure I just go based by what others tell me but I would keep looking :)
There are other options if you wanted to get something else or explore a different career but I dont know if the salary will be to your liking.
In my experience lots of people start out in oil & gas to get experience then get into a field they like.
What company do you have your phone plan from?
Koodo!
Ok, we are with rogers family plan, we pay a lot more, we have to look into koodo
If you’re paying that much to rent a room. Wouldn’t it be better to rent a apartment where you have your own space?
One beds now are 1800++ utilities and parking which is beyond my budget. Before I was paying around 1400 but the past year the prices went up a lot unfortunately! I would if I could afford to!
@@patricialing wow that’s crazy. That’s a couple hundred under Toronto in some places here
@@patricialing buying a house makes more sense in Calgary than renting in Calgary
@@randyallen8213 Yes it does make sense but the housing prices went up also, so a 300k place 1-2 years ago is now over 600k. Plus the interest rates. Depends on the persons circumstances to be honest!
Thanks for engaging :)
@@patricialing i feel that canada itself is getting expensive to live here but the jobs here don’t pay enough. But thanks for the info cause I am thinking of selling my house in Toronto and moving I just not sure where but I do have a friend that moved to Calgary to years ago and he loves it there. But it’s nice to have a second opinion so thanks for the info
lol its funny you think you are frugal. paying $450 on car payments lol your car alone cost over $800 a month.
Most car PAYMENTS now are around $600-$
800 +, in general other expenses I usually tend to spend less on certain things than others and are more mindful of what I am spending my money on. I use my car everyday, as mentioned in the video we all spend our money differently and it may seem like I spend more or less than yourself or others. I choose to spend money on a vehicle for reliability and personal factors. Ive been called cheap previously lol. I appreciate you sharing your opinion but everyones definition of frugal would be considered different as well.