Realistic Mum VLOG: I can't afford this - paying £1200 a month for childcare + he's not even there
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- Опубликовано: 18 окт 2024
- A REALISTIC DITL of a working solo toddler mum, having days off but still paying for childcare... i can't afford this life. Although i'm secretly loving spending extra time with little man, but doesn't take away from the financial pressures!!! Paying for unused childcare if an absolute killer!
Money / budgeting:
My spreadsheet: www.etsy.com/u...
2022 annual budget: • HOW I BUDGET MY MONEY ...
2021 annual budget: • MY BUDGET TRACKER 2021...
Other links:
Glass mugs (similar): amzn.to/3LoHoUZ
Mason jar with straw (similar): amzn.to/3G2ZvPb
Toddler portion plate (similar): amzn.to/3Lz35BL
Blueberry oat pancake recipe: tasty.co/recip...
My shorts: www.stylink.it...
My vest top: www.stylink.it...
George's outfit - Tesco (F&F)
Chickenpox stuff:
Calamine lotion: amzn.to/3wr5sSY
Pox Clin Foam: amzn.to/39Zoebg
Piriton for over 1s - they don’t have this on amazon but most supermarkets/chemists will!
Calpol: amzn.to/39Zoebg
Head and Shoulders shampoo: amzn.to/3wupGLS
Chapters:
00:00: breakfast
06:50: getting ready
09:33: toddler tantrums + fun activities
15:30: chickenpox update
21:55: money + budgeting chat
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This is so relatable. You don’t come across like you are moaning, you are just speaking the reality of a lot of peoples struggles. Me and my husband put our wages together (he earns double what I earn) we then take away all the bills and split what’s left. He earns more, I do more around the house (team work). I work in childcare so I luckily get 25% discount of my fees, the childcare costs are ridiculous. Thankyou for being so honest. It makes me feel normal. I hope George gets better soon. We also have a chicken pox outbreak at my nursery. Love your videos btw Xx
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Before having Jasper I was a nursery manager and earn enough to have a comfortable life. I got pregnant and 2020 happened. I don’t drive so I would have had to get the tube with a pram to go back to my job so I left and found a job in my doorstep but stepped way down and only work 3 days a week. My little boy goes to the nursery I work at 3 days and I get 50% discount (which is very rare). However if my little one is ill and I take the day off with him not only am I paying his fee still, I actually loose a days wage. Im going on mat leave in June with baby 2 and I’ve dropped his days down to two mornings because I only get SMP. I really doubt I will be going back after baby 2 because I honestly would have to work 5 double shifts (7-6:30) just to afford them both to go.
However I must stress to everyone who reads this please don’t take it out on the staff. We honestly don’t see any money of your fees. A lot of the girls I work with are on minimum wage. We get so much hate by parents when we call them, I’ve actually had parents swear and shout at me when I’m just following company policies. Honestly anyone who works in childcare e ever gets into it for money because we actually earn pennies and live pay to pay.
I hope you get it sorted x
I’m so sorry you have to put up with so much abuse! How disgraceful! Thank you for sharing from your side of things, that’s really interesting.
Thank you for saying this I’m
A childminder and earn way less than minimum wage per child per hour and with government funding the “free” hours it’s even less, I always feel awful sending any child home sick but we have policies we have to follow. Luckily all my childrens parents are brilliant. I understand the costs are crazy high to send your child to childcare but we don’t get paid a fortune, far from it xx
I got two girls one boy 2 hofe newborn baby girl called amber
My daughter worked in childcare for a couple of years and got her qualifications for it which up her wages by a small amount, I just got a new job working in an office and I showed my daughter my contract with my pay and she couldn't believe it, she said mum that's more than what I was earning when I was at the nursery, she had her first baby and tried to go back to work and found it very difficult with what she earned and having to pay for my Granddaughter to go there, it really is shocking the cost of childcare to what the carers get paid to do what is an incredible job being responsible for other people children.
Have got to take her to work with daycare there
Love this video, you are so relatable! I’m a mother of twins that are now 10 months old and I’ve not gone back to work. We couldn’t find any nursery’s near to us that offered a second child discount either. 😕 not the end of the world, big change not working but at least more time with the babies. Looking at the positives🙌🏼 xx
Good to hear you being real and honest on the uprising costs. It does make things difficult and childcare is so expensive.
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I’m so with you on the whole childcare costs thing! I went back to work 4 days a week, losing around £100 income, yet our childcare costs for 3 days (our mums cover 1 day) are £819 😣😣! Both me and my OH have decent jobs but with increases in bills and childcare there’s no surprise there’s so many of us struggling! Hoping things get a bit easier for you guys 💛 x
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It’s wild how little childcare is subsidised in the UK here in Australia it’s a sliding scale based on household income from 85% subsidy to 0%. My sister has a big household income of nearly 200k AU and they would still have 50% covered!
Sheesh i need to move there i live in the US
The government pays for 30 hours childcare per week for all 3 & 4 year olds regardless of household income and for some 2 year olds.
i thought uk was better than ireland childcare cost wise, its mad this side as well
Wow wouldn’t get this in Ireland !
Singapore. Household take home $200k. Paying $750 per month for infant care (2 month - 18 month), $430 for child care now (> 18 month). All meals covered other than dinner. That does not include the cash bonus gov gives per baby.
Loved this!! I really wanted to go back to work full time after I had maxi, just to feel like I was helping to support/contribute and to have a bit of a break also and my own money! But we worked out I would’ve just been working to pay for childcare almost to the penny (my wage wasn’t great being a secretary), so I still would have relied on my partner for ‘spending money’ and wouldn’t have actually been contributing to any of our bills etc so it was totally pointless, I just now look at it as I’m saving us £1200 a month! But we were forced into this situation because it’s what made the most sense financially, obviously I absolutely love being able to be at home with maxi everyday and seeing him, but having to wait until a child is 3 until you are able to have some options with going back to work again is just insane. Xxx
Honestly, this is the situation for SOOOO many mums! Like you say, you treasure the time with Maxi, but it’s a situation that’s been forced due to finances - it’s not right! I’ve been thinking a lot about whether working is the right thing for us or not as a family… still haven’t made a decision hahaha! ♥️✨
@@HomeWithShan I don’t blame you lovely! I used to feel awful about not working, it felt like I wasn’t ‘contributing’ but that’s a load of rubbish, looking after our babies 24/7 we are defiantly doing our bit, it’s just in a different way, I’ve realised that now & I think you never get these years back with them, as hard as some days can be 😅 it’s also amazing and I’ve come to love it and can’t imagine life another way now, but it did take time because it wasn’t my ‘choice’ as such, it was just the only option that made sense on paper. You just do what you feel in your gut is best for you & your family, whatever choice you make will be the right one, you’ll figure it out ❤️❤️
It is so tough, but why are childcare fees so often compared against just the mothers wages when it's a shared cost and in my opinion should come from both pay packets? Women should have the choice, and work for many women is not just about money, but career (maintenance and progression), pension (a big one, especially if you are not married!), work benefits (sick pay, maternity pay, accrued paid annual leave with continuity of service depending on your employer), not to mention identity and mental health. Women should be able to choose whether they work full-time, part-time or are stay at home mum depending on their wishes and parenting choices, and this should be a joint decision. Afterall paying for childcare allows BOTH parents to work, it is not solely the mothers responsibility to do it or pay for it, there is a Dad too who benefits from the child being cared for. So for example why are you paying half towards all costs when you work 4 days a week reducing childcare costs and allowing your partner to work (away from home too!). Also if one partner earns more than the other you can contribute by ratio rather than 50:50 to make it fair. Otherwise the women inevitably loses out financially as she can't afford to save, has less pension (which is particularly pertinent if you split, which sadly a high number of marriages/relationships do) and these are just the financial sacrafices, not to mention all of those that come with becoming a mother!! I think our society still has a long way to go to achieve equity for women!
I dropped off at cramligton youth club daycare amber don't like the staff there because wouldn't give nappy change and her bottle wen was her nap time take her dummy off her
@@HomeWithShan got take amber to work with me now Thursday and Friday morning s
I do feel you on the childcare cost! Makes me feel sick sometimes, especially when there off ill so much and you still have to pay while taking time off work........ more support is needed. Waiting till a child is 3 for any support is a joke.
Couldn’t agree more!! 🥲 I’m on the countdown to January 2024 until G gets his funding!!
Amen! X
Know how you feel so is amber because no money for kids no more
Sending ur child to day nursery isnnt even worth it especially wen managers just add more children into rooms when staff cant even deal with the ones they have already. Most managers r strict n thy just put a haopy face on fr the parents. What a SH** show!!!!!
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You just popped up on my recommended videos, and I'm so glad! I can relate so hard! I had to go back part time as it just made more sense financially (And I have a pretty decent job too). We are super lucky that both our Mum's have my little one a day a week each, but childcare costs is insane! Also, you deserve to spend your birthday money on YOU! I'm glad you did
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When talking about the childcare bills you said about the 'business as a whole making more than it needs to'. Just thought you might like to know its actually the government funded hours that causes the charges to be so high.
The "free" hours (don't even get me started on them not being actually free), aren't subsidised by the government enough. So the nursery don't get enough funding to cover those hours, so they have to raise the money by charging higher hourly rates to those who do pay. (Also little things like if your child is ill when they get funded hours, the nursery cant claim free hours for that day as your child wasn't there, so that's more costs the nursery have to recoop)
This makes my blood boil. Especially now the government's answer is increase ratios- make it less safe for the children and the costs savings won't be passed onto parents.
The government should subsidise child care properly if they want parents to work.
Highly recommend following 'pregnant then screwed' on Instagram.
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So relatable! I have to work night shifts when my other half is at home or mum because I work 7pm till 730 am and nowhere can cater for it even if it wasn't an issue of cost
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The chicken pox advice was so helpful as a mum with an 18 month old - I am getting myself prepared. Thank you xx loved the video
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Childcare cost is insane! In Cambridge, it cost me nearly 500 pounds for a 2 days childminder care. 80 percent of my salary has already gone there. Even with my husband working full time and he has a decent job yet it's still very very tight, with the renting that is also insanely expensive in Cambridge.... It's tough to even save enough to get a house (house price is also insanely expensive here) and get away from paying other people's mortgage...
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Hi - I noticed you and your partner split the bills evenly - does he earn the same amount as you? If he earns more could you consider splitting the bills as a percentage of your salary rather than 50/50? Especially as you don’t work 5 days a week (which saves money on childcare).
This is what I thought. Feels like women have to burden all the responsibility these days!
Or maybe she earns more. Would you say she needs to put more in then, full time job and RUclips ?
Yea sure, why not?
I agree with this, my Fiance earns £30,000 more a year than what I do and he pays more than what I do towards the bills. We have even considered just getting one account between us recently and just using that rather than two Separate and a joint.
I noticed the exact same thing. It seems a bit unfair that everything is 50/50. Especially if it’s your RUclips money paying for things. My husband and I each make sure we have the same “fun money” at the end.
I just wanted to say I just started watching your videos and I love how real and honest you are! You are an amazing mother! I can relate to everything you are going through.
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Can so relate. Regardless of what you earn, having to pay for daycare when they're hardly there because they're always sick is so frustrating. It always feels like wasted money. My 1 year old has been SO sick the past 3 months and it does make you wonder if you'd be better off not working. By the time I pay for daycare and travel, there's not much left out of my pay check. Nice to see we're all in this together atleast lol
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Hey beaut, I feel you. I work 2 days at the hospital which I’m so lucky my mum has him one and my dad has him the other. However, Jesse’s speech is delayed so the health visitor advices to get him into a nursery a couple of mornings a week (6hours). I’ve taken on a Saturday beauty job to cover the extra cost otherwise we couldn’t do it.
Also I know the struggle with the rollercoaster ride of the emotions of a toddler. I can’t believe you had your coffee on the table. That would have lead to a melt down in our house, he would want it/spill it etc. x
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When my daughter was with a childminder and not at school, we were living down to our last £10 before payday, and we weren't spenders, we both work 5 days a week. We live in Guernsey too which is an expensive place to live. Now my daughter is in school, things are a lot easier, but even then, the cost of everything is going up, so we can't save as much as we would like to. I dont know how we would manage with a second child if we had one, which is sad that we have to think 'can we actually afford a second child'. Frustrating when your doing everything you can, and still being no better off.
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I totally get you with childcare costs. Our mortgage is £697... our childcare costs for just THREE days a week, is £708. There is something seriously wrong when childcare costs more than a mortgage, especially when it's not even full time nursery. We had hoped to have a 2nd child at some point in the future, but it really doesn't look possible now with the cost of living. It unfuriates me how our government can waste so much money on ridiculous notions and give themselves pay rises, when those of us who work our asses off day-in-day out get shafted. I'm grateful my Mum can do 2 days a week with our son so I can work full time, but it shouldn't have to be the case.
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Sending love, times are tough! Your feelings are definitely valid!! The price of things is ridiculous, just hoping at some point it’ll crash because it’s so expensive the cost of living at the moment xxx
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Just started following your vlogs for budget and finance advice. Completely agree with cost of living and being a working mum. I went part time (two days) and it’s enough but pays for just nursery for my 4 year old in preschool three days and a two year old in two days a week! It’s a joke! Agree with you on them Turning two and wanting everything immediately and just flip out if they don’t get it! The struggle is real! Looking forward to watching more vlogs 😄
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I had to drop from full time work to 2 days a week after I had my boy. It’s insane how expensive child care is in England. In Sweden full time from 8am to 6 pm 5 days a week is £200 a month that’s if your income is good. And you get discounts if you have more then one child in the nursery. All meals and nappies included.
Just found you today and subscribed immediately it’s just shocking the amount of money childcare in this country cost is there any of your parents can help with child care so at least that would be less expense for you changing the subject think you’re so pretty and sweet hope George feels better ASAP stay safe stay beautiful ❤️
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So sorry u r struggling at the moment it’s so hard for u it’s a terrible price for child care u both work so hard I hope things get better for u hope George is feeling better soon take care have a good week uk 🇬🇧 💗
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Yep, our childcare in London is £1900 a month 😭
Not sure if it something you would consider but we pay £40 a day for a childminder, it saves us a lot of money and my little boy loves it so much. He’s got all his little friends and they send me pictures and videos everyday. I’m going to send him to nursery at 3 when you start getting free hours. It saves about £400 a month which we just couldn’t justify on a nursery. Especially at only 18 months old, he also doesn’t seem to get sick as much as there aren’t as many germs getting spread around. Sending lots of love everything is so tight at the minute financially.
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💙 feel so sorry for poorly George, but it really shows just how much of a force of nature you are! Hopefully he's through the worst now 🤞 I'm in a similar position with childcare right now, working nights I can pay for childcare the next day but still obviously need a sitter for night, and if I worked through the day I probably couldn't afford childcare 😭 and I do love my work, it's just so much to juggle 🙄 I love your organisation and absolute favourite is the spreadsheet, I'll definitely be giving this ago 💕 thanks lovely xxx
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Would love a video on the Hyperjar!
Do NOT feel guilty about spending the birthday money on yourself. Way I see it people have given you that money to treat yourself and you wouldn't have had the money anyway otherwise so why not treat yourself you work hard enough for it!
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Love catching up on your videos, so relatable, feels like having a coffee with a mate 😅👍! Had to laugh at the discarding of the cucumber my 14 month old does the same thing he discards stuff off his tray with such disdain. The dreaded pox is rife in my area too, like you say may as well get the stuff ready as its not a case of if, but when he gets it!
Oat baths are great they recommend them for eczema too! I used to make a little oaty facemask. Cheap, homemade & natural & makes your skin feel lovely x
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You’ve got this Shan🥰
Thank you lovely! ♥️✨
Feel sorry for her little gourger
I work in a nursery and most managers n staff r no good!! Personally IF i trusted the nursery I would only send my child 2-
3 days a week!! But tht wont happen as nurseries r no gd and they just put a show on!! I feel sorry for parents who pay £60 per day at west yorkshire!!!
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Oh the cost of childcare breaks my heart! And when they don’t go cos they’re sick and you still have to pay! 😫my little girl is going to nursery 4 days but soon to be 5 days, I’m dreading the cost, because it is just heartbreaking. X
I feel this - drop offs after the weekend break me 🥲 xxx
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Even with government help i still have to pay $200 US dollars every week for child care and they honestly kinda suck so i do appreciate this video and you being so honest.
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Good morning, only just discovered your channel, so have subscribed.
Yes childcare costs are so expensive. Also I work in a pre school, it's the worst paid job ever, but I love it and it's term time and I'm a mum of 1. Your channel is great and your fabulous xxxx chat soon xxx
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Thanks for such a real and relatable vlog. I agree with the comments below though, I don't split the household bills with my husband 50/50. He earns more than me because he has a higher paying job and works fulltime whereas mine pays a bit less and I work 4 days a week to look after the kids on a Friday. We split bills in accordance with the percentage we earn. He earns 60% of the household income and I earn 40% so he pays 60% of bills and I pay 40%. We both feel that's fair.
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Aw my son loves chalk and bubbles too! I hope George is fully recovered soon. It sounds like you could almost do RUclips full time and not have George in nursery! Hope you work it out. Lovely vlog ❤️xx
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I work too and at the moment am £300 short every month for the rent, bills and childcare. And I'm not paying off any extra on the energy bill so it's going to be so much more in October! I'm a single mama so I'm trying to find any way possible of getting the extra at the moment! Really miss having disposable income to buy little treats, go out places, buy clothes for the children, and birthday presents, and save for holidays. It's hard at the moment isn't it
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This is so relateable - I work 3 days a week and my husband is full time. Both of us have fairly 'decent' wages yet every month we seem to have less and less left over. No holidays, very rarely eat out, live within our means so I cannot imagine how hard other people are finding it! Also 34 weeks pregnant with number 2 so little concerned as to how we might cope with mat pay.....already know I'm going to have to go back to work earlier this time 😪
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You got this babe! Can I suggest, stop overpaying the mortgage for a bit. It’s only £25 but…it’s £25 that you could put into your sinking funds.
Also, guuuuurl £400 a month on food? 😂 you can totally reduce that, you know you can! 😘 I do hear you about childcare, it will get better when he turns 3 and you start getting the 30 hours, hang in there and prioritise xxx
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I’m from the Bay Area (California) and my goodness the cost of childcare here is insane. Upwards of $2500 a month!!!
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I found the foam stopped the blisters from drying out but good old calamine lotion was the winner x
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I really can relate my husband works full time at a good job so I am able to stay at home with my 4 kids ages 12 down to 10 months…. I couldn’t imagine paying childcare costs which is why I stay at home ☺️
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I am totally with you about the cost of childcare and life in general. It really gets me down that I’ll be returning back to work soon and paying such high amounts despite reducing my hours at work.
Just an observation though, chicken pox is highly contagious and is dangerous to pregnant women and small babies if he’s still in the contagious period. 😔🥺
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I'm curious as you mentioned you work for civil service how do you feel about governments push to get the workers 'back to the office'?
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I totally feel for you with the childcare costs! Why do we not get any help until age 3! 😩😩
You do get help from day one with the Government paying 20% of your childcare fees until your child is 12 yrs. if you are on low income and on UC you get up to 80% paid.
@@britasmith8008 this is not quite correct. You get paid £2 for every £8 you pay in but it only goes up to £500 per quarter. So in total you could get £2000 per year towards childcare. So depending on were you live and how expensive the childcare is it will, for most people, be less then 20% that the government pays.
I have recently been recommended to use head and shoulders classic in the bath to help heal and dry out the pox
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Head and shoulders shampoo works with chicken pox worked wonders with Mine when had them , and I feel for you with I’ve got 2 kids in at min for 8 hours each a week we are paying over 300 a month , mine don’t need to be in as only my partner works but we’ve done it for the social Side off things xx
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Imagine how people get by without earning £4,000 a month (not including your partners income) after tax. And paying more than £300 on a mortgage.
Anyone who has a mortgage and can afford childcare in this capitalist world are very fortunate. £4K a month is a lot more than many have tbh. And a lot of people pay £1k+ a month on rent. It just sucks for anyone earning little as many parents can’t go back to work as they wouldnt make any extra by sending child to nursery
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Definitely should be more support out there for parents who don't earn millions (or thousands) a month to help with costs of childcare.
I get universal credit as on a low wage but even their childcare element you have to find the money to pay the fees. And now I'm in a cycle of where my fees are more than what I earn but I can't quit to be a sahm cos then universal credit penalise me cos I left.
Not hating on those that get the 2 yr free funding but why do the government reward people for not working rather than helping people out who do work and work full time to make ends meet and basically just survive life
This is what I don’t get too. Why in the world are unemployed people getting free childcare when essentially they don’t really need it, and working people are paying the insane fees when we don’t have other choice cause we have to work all day?? 🤦♀️
@@TheMiglutea definitely. The government say it's to socialise the child and help them develop but they could easily go to parent groups that us working parents can't go to. I work in childcare and the fees for my 2 to go nursery are double what I earn and that's with my eldest getting the standard 3 yr funding
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A video on hyperjar would be great! I try to set a budget but always forget about it and probably end up way over spending!
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UK and Ireland are on the same boat. The price of childcare is just ridiculous. Ireland government promised to do something, we'll see
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Mix a mashed banana and some chia seeds in with the oats and milk... GAME CHANGER
I might have to get on this!! Xxxx
@@HomeWithShan do, adds loads of protein :) I got the idea from the Oh She Glows blog/cookbook 🥰
@@ditlostephanie love this idea! Thank you so much! Xxx
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You’ve probably been told this already and it’ll depend how much you earn but, have you seen the government childcare account you can sign up to? For every £8 pounds you put in the government give you £2 towards your childcare costs x
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So many of my friends from uni etc could not afford to go back to work, as childcare costs were equal to or sometimes even more than their potential wages! It is completely insane!
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I’m very lucky that our nursery you only pay for the days you go and you only have to book a minimum of 5 hours a week to keep registered there it’s also open all year apart from 2 weeks at Christmas and bank holidays. God send as I work in retail with no set days and husband is on a shift pattern so sometimes we need him in all 5 days and sometimes not at all
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When you spoke about George's tantrums it talked to my soul 🤣🤣 in the same boat with my 18 month old. He screamed today as his toy brush wouldn't balance like his toy mop 😵💫
Lol my son had a tantrum because I wouldn't let him put his banana in the toaster
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This is the very reason I chose to stay home with my daughter, I can't possibly afford a school that I could trust..I'd have to take her to a less than desirable one, I refuse. I decided to live with less, quite simply..I pay my rent and bills with my child support, atleast until she is older and in middle school..I have absolutely no support group , it's just the 2 of us..I don't know how other single mothers do it..
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The reason why it’s so expensive is because the government funded hours for 3 & 4 year olds is only about £3 an hour. So the nursery has to pay the rest of the hourly rate to cover staff rates, food, wipes ect… and the other children who are not in funded hours have to burden the cost. Not anti government or funded hours but I don’t see why they wouldn’t fund the full hour that the nursery charge per hour. It’s definitely frustrating
in some areas funding is as much as £6 per hour but even then it does not cover the cost of 'running a child' and proving Education etc.
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Sounds like you and other mums should start a nursery cooperative type business.
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I really don't understand the whole obsession with throwing food on the floor... It drives me nuts 😅🙈
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Your total petrol only shows as £75 in the total (final column) x
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I thought you only pay for the hours the kid spends in the nursery 😱😱 These prices are ridiculous 😭😭 This is the biggest part I'm worried about
No it’s crazy we have to pay Christmas even though they’re not even open 🙈 x
@@Ameliarv Excuse me?? For bank holidays??? 🤦🏻♀️🤦🏻♀️ I will seriously think about if I would be able to work with my baby at home with me....
@@leadobos6257 I think it depends on where you live, but I do know if you pay for a Monday at nursery where I am, and it’s a bank holiday you don’t get your money back.
@@Ameliarv 😱😱😱 amazing...
Childcare at a day nursery is messed up they just put on a show and I have worked in so many day nurseries. Most managers are not supportive and never help staff and they just care about MONEY!! They put a happy face on for the parents, I just wish all parents could see that and ask staff privately how do you feel about this nursery etc?
The cucumber 😂😂
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I have hyperjar but I don't think I use it to its full potential so a video on it would be sooo useful. The hikes in all bills is sooo bad.
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It's so hard at the moment I've had to be q stay at home mum cuz of child are cost and I work on a Sunday and do Avon xx
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I keep seeing HyperJar and keep wondering whether I should try it. I definitely would enjoy a video on it. X
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Subscribed x
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My baby was born 3rd of Jan, so I’m praying that the term after he turns 3 begins anytime after 3rd of Jan 2025 so he can get the 30 hours as soon as he’s 3 .. it’s so sad that this is the way we have to think 😭
It doesn’t unfortunately you’ll have to wait until April x
@@Jo4167 is the cut off the start of the year? I was always told it’s the start date of the term they have to be three at that age?xx
@@francescaevans6996 it’s the term after they turn 3 you can claim, so with a birthday in Jan you’ve missed that terms cut off date of 31st of December so you will be eligible from April as that’s the start of the next term xx
@@Jo4167 ah I see, I thought since he turned 3 before the term actually started it would count.. very disappointed 😭
@@Jo4167 thank you for letting me know so I didn’t have 3 years of false hope 😭😭
Here in Germany its 350€
IF only parents knew what REALLY happens at a day nursery!!!!!
Can you elaborate? 🤔
In alot of nurseries children are given less food to eat, policies are bot followed, risk assesments are not carried out, no fun and educational activities are done, SEN children are not supported, staff are underpaid and managers are no good. Parents are overcharged!!!!
This is what worried me, I heard so many horror stories about nursery we decided that I would go back part time and have a nanny. I do feel even though it is more expensive when you weigh everything up it is best value for money, even though he goes to loads of playgroups and classes he doesn't seem to have got anywhere near as sick as my friends babies of similar ages who hae gone to nursery. Plus she will look after him when he is ill (although he's not had anymore than a cold since I went back to work fortunately)
@@daisybashton yh nanny's r better and if the nanny can bring her children then thats even better as the children can interact with the nannys children as well! Nurserys r awfuo unfortunately and they put a show on for ofsted!!!
@@daisybashton take the horror stories with a pinch of salt! I’m a deputy manager at a nursery and have worked in lots of nurseries and never seen anything from the previous comment. Nursery practitioners love the children as if they are their own, we take all the paperwork home unpaid so we can’t spend more time with the children. We plan all the activities at home unpaid and bring in our own resources. The practitioners aren’t there for the wages in the slightest and they truly do their best that they can for the children (in my experience) xxx
Hey, how comes all children have chickenpox recently. There was an outbreak in child’s school recently. Both kids got it. But I’m seeing so many kids in UK have chickenpox very weird
Because it's hasn't been around for two years because of lockdowns so it's now everywhere
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How did you make ur overnight oats xx
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it is scary, I can assume young people on minimum wage can't / won't afford to have children ....it is time the goverment did something about it ...
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I'm not sure if it's just me but I've got so audio from 13:15 😭 xx
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Have you been to our side of the world? Im in the UAE… just noticed the qatar gym tee
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Do you earn more than your husband or he earns more?
Have you always split the bill even when you were on maternity pay
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Do you use tax free childcare? Everyone who works is entitled to it, there are no minimum/maximum income amounts! Literally every couple is entitled to it!! Some of my friends didn’t even know about it. You have an acc with the government and they give you some money towards childcare! I hope you know about it xx
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I would just quit your job and just do RUclips plus if you quit you shouldn’t have to pay bills as your saving 1200 a month for you both !
It's just so not right that you and many others have to have second jobs side hustles just to have any quality of life and still struggling, and so many eveb worse off, while the few have an excess of wealth. Capitalism needs to end. Good video very helpful to see the budget spreadsheet 🙌
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Hi, did you go through the child free tax credit system at all in your vids? I have to do that math soon lol c
Get your child care cost for the month. Divide it by 100 and times by 20 that's what the Gov will top up. But if they are full time check the maximum amount you can get for 3 months
Is this a 3 door or 5 door mini? I’m debating whether it’ll be too small for me and my 3 year old. It’s hard for us mums rn isn’t it 🥲
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