Agar life insurance hai toh aap Fixed deposit Recurring deposit SIP in mutual fund Kar sakte hai.... Baki life insurance me short term jo plan hote hai vo bhi Market based hote hai
Agar aap maturity withdrawal nahi karte hai to interest mil sakta hai... Wese PPF me 15 years ka term hota hai...term complete hote hi apko notification ata withdrawal ke ..
If bank account details already connected to the insurance policy then it'll credit to bank account..... If not Then need to submit a cancel cheque to insurance or can take the help of online support or can visit to nearby branch to get amount credited to bank account
Bhai mene 2022 me smart platina plus plan liya tha... Meri installment 50k thi ..Aur 2024 me mene sbi life insurance k office me jaakar ab installment bharna band krba diya h . Sbi life office me unhone bataya apke plan ki maturity pr pura paisa mil jayega... Kya pura paisa milega maturity par???? Please aap bataiye.????
@ pata nhi meri mummy ko kaya bolke karwa dia abb new bank member bolrahhe 10 saal rakho 5 saal mai utna accha interest nhi dega….agar withdraw karna hai to kaya kare
Hello if 1 lakh premium 10 Yr ke liye borne ke bad 26 year Tak muze guaranteed income + maturity amount aisa total grossly guaranteed income 11 lakh approx + maturity amount 12 13 lakh Aisa total last mr 20 23 lakh mileage right ..?
Guaranteed income Benefit start hoga P.P.T + 1 year ke baad ...... Aur maturity Tak milegaa....end jo maturity benefit kese milega ya nahi milenge ye video me bataya gaya hai....
1st part ruclips.net/video/OFN2-JdIdKA/видео.html 2nd part ruclips.net/video/EfLgvGZ5HRU/видео.html 2nd part aap dekh chuke hai 1st part dekhe apko plan complete details mil jayegi
Bahot ghatia hai SBI Life Insurance ka plan Sir, SBI Flexi Smart Insurance me 15000 per year ke hisab se 2013 se 2022 tak total 150000 deposit Kiya. Maturity ke baad 2023 me only 210000 mila. Means only 60000 extra. Yeh toh bilkul galat huwa na sir. RD me karata toh lagbhag 2 Guna se bhi jyada hota shayad. Sabse kharab plan hai SBI ka Mera recommendation hai galti se bhi koi naa kare SBI Life Insurance. Agar karna hi hai toh RD the best hai
Lets assume Person A pays 50k premium annually and Person B pays monthly premium so Person B's monthly premium is Rs 4250(+tax). Now Person B anually premium is around Rs 52000. Person A yearly Guranteed income is 50k * 103.81% = Rs 51905. Will the Yearly Guranteed income of Person B equal to Rs 51905 or 52000*103.81%=Rs53981 ?????
Bhai itna sab kuchh karne ki need nahi hai agar video apke liye helpful nahi hai (I am sorry for that) to aap seedha insurance company ki website per Inka calculator use Karo aap apko sab pata chal jayega
Video example humne liya 10 years ka premium payment term aur 4:16 par humne bataya hai ki agar 5 years ke baad death hogi toh kya hoga.... Yani under the premium payment term death hogi toh kya hoga.... Video end Tak dekh apko plan har ek asspect janne ke liye milega 🙏
Sir mujhe insurance ke bare me itna pata nahi. Mena ek ajent ke kehne par SBI ka yahi plan liya. Agent bataya ki salana lamsam 63k dena hoga 10 sal tak aur agle ek sal bad 16 lakh guarantee milega. Keya agent sahi bataya? Please sir reply karna.
Sabhi condition me policy bond follow hota hai... Aur SBI life insurance company limited me SBI Bank partner hai toh ye ek public sector ki bank hai toh thoda assurance raheta hai... Baki aap kahena kya chahte ho?? Kyoki har insurance depend karta hai ki ek individual kis trah se planning kar raha hai .
Ye Jo apne upar plan bataya SBI life smart platina plus ye plan Ismey 26 years me muje maturity ke paise mil jate hey To Mera ye saval hey ki 26 years maturity ke bad bhi muje pension milagi ya nahi
@prasadp.gosavi9990 jo Money Back hota hai vo jesa ki plan me batya ki Inbetween policy term hi milta hai ...jaha baat maturity ki waha regular money back mila band hota hai aur Lumpsum benefit mil jata hai....
Mere father 60 year ke hai or wo retair huye hai abhi toh kya me is plan me invest kru toh shi rehega because unki age 60 hai is candistion me karana shi hai
Online policy number se login kar ke aap request raise kar sakte hai... easily ho jayega....agar nahi hota hai toh apko fir insurance company ki branch hi visit karna hoga .
Agar IRR ko dhyan me rakh ke plan lena hai toh life insurance le hi nahi paoge.... kykoi 4% to 6.2% tak hi Jayda se jayada iRR ho skata hai.. Han agar life insurance apko protected amount ke tahat lena hai toh thik hai... Kykoi insurance hota hi protection hai ..isko protection ki trah treat kare...
I have paid 1st premium, now i lost my job, can i cancel this policy? How much money i will get back. Policy bought on 13-07-2022. I cannot pay 2nd year premium. Is there any loss to me if i cancel this policy? Pls tell me
If Free Look up period (First 15 to 30days of plan) is over then no refund as per rules.... If the free Look-up period is running then you can ask for it.... And my suggestion to you is visit the nearby branch & discuss your issue with the branch manager...then maybe you would get a refund
मुझे इस पॉलिसी को लिए 3 months ही हुआ है(अप्रैल में लिया था) लेकिन कुछ आर्थिक समस्या के कारण इस पॉलिसी को सरेंडर करना चाहता हूं और 1 lac ₹ जो जमा कर चुका हूं उसकी बहुत जरूरत है तो इस धनराशि को वापस लेने के लिए क्या करना पड़ेगा।।। please help
Aap seedha branch manager se near by branch visit kar ke baat kar skte hai... Kykoi as per policy terms and conditions policy ke First 30 days ke baad aise policy surrender nahi hoti hai na hi surrender value milti hai..
@AnkushYadev bhai Ye Same Policy Maine bhi krae thi In April 2022 me Toh Kuch Problem ki Wajah se Maine bhi Ek lakh ko Wapes Dene ki Baat ki toh SBI walo ne bola ki Apko Kam se kam 3 kist Bhrna pdega Fir Chaho toh Stop kar skte ho Fir 5 Year tk Wait kro Fir Mil skta hai Ye Ek Kist Wapes nahi dete hai
Sbi life smart platina plus plan life income option ruclips.net/video/OFN2-JdIdKA/видео.html Aditya birla sun life nishchit aayush plan long term income option ruclips.net/video/rLg1lzcVddE/видео.html Absli nishchit aayush plan whole life income option ruclips.net/video/xU_UPUc1zjg/видео.html Ye videos in plans ke alag alag option ko hai aap dekhe.... Thank you for your comment 🙏
Bhai ek hi comment copy paste mat Kiya Karo nahi toh spam me chala jata hai fir dusre ke bhi comment ki notification me Hume dikkat ati hai... *Kon sa plan liya hai apne*?*
Grace period ke baad sabhi main complete benefits (jinhe jaankar apne plan liya hoga vo) discontinue ho jayenge ... Sabhi main complete benefits ko again in-force ke liye aapko policy ka Revival karna hoga... Aur long term tak insurance company ko apki trah se kisi bhi tarah ka response nahi mil toh ho skta hai (might be) ki Revival Period ke baad policy lapse bhi ho sakti hai.. Aur jyada samjhne ke liye apko ab policy bond ya brochure kam se kam read kare aap...
Ek application, original policy bond ke sath near by branch visit kare policy band ho jayegi, Lekin usse pahle apna policy bond jarur read kar lijiyega
1st Part ruclips.net/video/B2c8YO-3rs4/видео.html 2nd Part ruclips.net/video/152caSNpNzM/видео.html Ye dono video sbi life smart champ plan ki hai... 1st part me eligibility criteria, Maturity Benefit, Death Benefit ki jankari example ke sath hai, 2nd part me surrender value ki details batayi gayi hai with example.
Sir ji jai hind Mene plan liye 5 din hi hua h mughe ye plan thik nhi lagta h to ky m apne yono se ise cancel kr skta hunky Or refund kitne time m aa jayega Plzzz reply sir @@YouTheReal
Jai Hind 🫡 Yono se check Karo agar option show ho Raha ho toh kar skte hai... Nahi toh direct insurance company ko contact karna written application ke sath cancel ho jayega aur refund bhi...
Agar Surrender karenge toh sirf 35% to may be 40% .., Exact amount to aap online insurance company website par policy number se login kar ke surrender value request raise kar ke dekh skte hai
Aisa kuchh specifically policy bond sample copy me likha hua kuchh nahi dikha hai.... (Page number 20 par death benefit ki details hai, policy bond ka sample copy apko inki website se mil jayega ya fir aap telegram channel se le skte hai Link video ke discription me hai) Han ek jagah ye jarur likha hua dikhayi deta hai suicide case me claim nahi milega is 12 months me ...aur minimum death benefit 105% × total paid premiums se kam nahi hoga...
Nahi thoda bahut antar hoga... Because as per age, policy term, p.p.t & premium income Benefit Factor Change Hota hai.... Aap inki website se Inka calculator use kar skte hai... Ya aap telegram Channel se PDF le skte hai....
Poora pdf hi share kar Diya hai telegram channel par aur pdf ka link bhi video ke discription ke reference section me Diya hai... Wese normally 80C & 10(10D) tax benefits milte hai... Next financial year se agar premium 5 Lakhs se Kam hoga TB hi tax benefits milenge...
2 tarike hai 1st insurance company ko seedha contact kare ek written application ke sath, 2nd premium pay krna band kar de.... Kyoki agar policy ke First 15 to 30 days agar ho chuke hai toh apko refund nahi mila skata hai..
Aap policy bond me paid-up policy benefits ko detail check kare aap... Usse apko pata chal jayega ki agar aap ab premium nahi pay karte hai aur surrender nahi karna chahate hai (policy surrender karne par bahut jyada nuksan hota hai) to kya benefits honge..
If you paid one year or more than one year.and unfortunately you died then your nominee clam 11lach and other benefits 👍 only for death purpose other wise if you paid 10 lachs. Then coustomer return 6.10% interest that's bad
Agar Free Look up period over nahi hua toh mil jayega,, Agar free Look up period complete ho chuka hai toh Kam se kam 2 to 3 years premium pay karne ke baad apko policy surrender karni hogi usme apko achchha nuksan hoga
Telegram channel par policy document ka sample paper hai usme apni death benefit factor tabel check kar skte hai.... Link video ke discretion me hai... Ya fir aap insurance company ki website se bhi policy brochure & policy bond sample copy download kar skte hai..
Han agar 10L ki FD ek sath kare toh... Ya fir Har saal karte jaye...aur FD rate of return kam hota hi Jayega Bas life insurance, 80c, 10(10D) ka benefit nahi milega, life cover bhi nahi milega
Fd ke rates reduce hote hai, Agle 26 sal me fd syd 1% se bhi km ho jaye, And you know very well ki tum 7% ki rate p 444 days se jyada ki din ki nhi kr skte, And dusri chiz 10 l tum oneshot me nhi de rhe, 1 lac /year de rhe ho
For that you need contact to insurance company with the original policy bond & an application with surrender form (you'll have it from the insurance company branch or at the website)
Nahi kisi bhi non-linked non-participating ya Participating life insurance policy ko Policy term complete karne se pahle close karne par complete premium return nahi hota hai.... Kyoki before the policy surrender karna kahete hai isko...
SBI bank is the key member of sbi life insurance company limited..... If a plan is non-linked = not connected to Market, Non-participating = not depend on company performance/Financial year bonus, It means whatever a life assured pay for life insurance on that he/she will pre decided return which they get to know at time of opting the policy..... that's why it called guaranteed return plan
@@YouTheReal ok but only the logo of SBI is licenced to this co but the owner is different. Sbi doesnt give manual form to open this insurance. You or I can still open this insurance online at home without a single interference of any employee of SBI since it is not liable for any risk that might accrue for customer's in future. That means other than the owner of the insurance co no body is guaranteeing our money😄😄
ruclips.net/video/9DSjV641pOs/видео.html Ye video dekho aap aur trust Naa ho to IRDAI ke report section me jaa ke khud apne aap read kro.... Fir bhi trust na ho toh SBI life insurance ki website ke sitemap me jaa kar sare reports download kar ke read karo.... • Sbi life will not be responsible if you do invest in ULIP plan & Participating plan....
Sir mujhe insurance ke bare me itna pata nahi. Mena ek ajent ke kehne par SBI ka yahi plan liya. Agent bataya ki salana lamsam 63k dena hoga 10 sal tak aur agle ek sal bad 16 lakh guarantee milega. Keya agent sahi bataya? Please sir reply karna.
Life insurance policy hai Jisme regular money back milta hai jise regular income kaha gaya hai... Death Benefit & maturity tax free ho skti hai agar annual premium 5 lakh se kam hai Premium pay karnege to under 80C tax deduction mil Jayega... Baki aap video dekh kar policy brochure read kare..
Don't buy this plan, in case of emergency the surrendered value will be getting less. Please don't invest on this plan. Waste of money. Agents or bank person will not brief your plan in details.
Plan agar need ke according nahi hai toh Lena hi nahi chahiye... Koi kitne bhi benefit ginaye pahle apni need ko samjhna chahiye fir policy document read karna chahiye uske baad plan sahi Lage na lage uske according decision Lena chahiye..... Baki FD aur life insurance policy ka koi comparison hi nahi hai ....on ground.... Dono hi ek dum alag alag needs ko target karte hai...
Mere papa ke paas 2 sbilife thi...ek 2014 se or dusri 2021 se ...second policy ki 2 installment bhari hai...uski inquiry hogi bol kar first policy ke paise bhi roke hue hai...
Bahut hi shandar plan hai
Very Very nice video jankari aacha tha
Glad to know that you find it worth watch 😊
All credit goes to viewers queries 🙏🏼
Stay connected for more useful & informative videos..
Thank you
Nice video
Reduce paid up par bahut Khush bataya hai cartoon mein 😊
🙏 vo surrender se achcha option hai na...
Guaranteed income ke sath life cover bhi bana raha 😅
@@YouTheReal sahi kaha jab aokhali mein Sar diya toah chot se kya darna👍
😅🙏
Very nice video, sbi ke advisor se bhi acha samjhaya hai,
Thank you for kind words 🙏
All credits goes to our viewers questions
@@YouTheReal Best fixed small scheme bataiye plz ??
Agar life insurance hai toh aap
Fixed deposit
Recurring deposit
SIP in mutual fund
Kar sakte hai....
Baki life insurance me short term jo plan hote hai vo bhi Market based hote hai
@@YouTheReal After Maturity in PPF passbook return milti hai ?
Agar aap maturity withdrawal nahi karte hai to interest mil sakta hai...
Wese PPF me 15 years ka term hota hai...term complete hote hi apko notification ata withdrawal ke ..
Very good plan
Time of pay out periods the money generally come to my bank account or submit the originally pollicy
If bank account details already connected to the insurance policy then it'll credit to bank account.....
If not
Then need to submit a cancel cheque to insurance or can take the help of online support or can visit to nearby branch to get amount credited to bank account
Bhai mene 2022 me smart platina plus plan liya tha... Meri installment 50k thi ..Aur 2024 me mene sbi life insurance k office me jaakar ab installment bharna band krba diya h . Sbi life office me unhone bataya apke plan ki maturity pr pura paisa mil jayega... Kya pura paisa milega maturity par???? Please aap bataiye.????
Plan me reduce paid-up policy benefits Ava hai toh maturity par mil jayega...baki ek baar policy bond jarur read karna
Sir 2 lakh 5 year 10 year kitna fund melaga
Aap apna policy bond read kare apko answer mil jayega
1lakh per year, for 5 years……..now we want monthly money……hiw much we can get? pls tell????🙏🙏🙏
Which plan?
@ pata nhi meri mummy ko kaya bolke karwa dia abb new bank member bolrahhe 10 saal rakho 5 saal mai utna accha interest nhi dega….agar withdraw karna hai to kaya kare
Aap agar plan ka naam bataye toh main apko information de pau
Hello if 1 lakh premium 10 Yr ke liye borne ke bad 26 year Tak muze guaranteed income + maturity amount aisa total grossly guaranteed income 11 lakh approx + maturity amount 12 13 lakh Aisa total last mr 20 23 lakh mileage right ..?
Guaranteed income Benefit start hoga P.P.T + 1 year ke baad ...... Aur maturity Tak milegaa....end jo maturity benefit kese milega ya nahi milenge ye video me bataya gaya hai....
What is difference between life income and guaranteed income option in this plan?
1st part
ruclips.net/video/OFN2-JdIdKA/видео.html
2nd part
ruclips.net/video/EfLgvGZ5HRU/видео.html
2nd part aap dekh chuke hai
1st part dekhe apko plan complete details mil jayegi
Bahot ghatia hai SBI Life Insurance ka plan
Sir, SBI Flexi Smart Insurance me 15000 per year ke hisab se 2013 se 2022 tak total 150000 deposit Kiya. Maturity ke baad 2023 me only 210000 mila. Means only 60000 extra. Yeh toh bilkul galat huwa na sir. RD me karata toh lagbhag 2 Guna se bhi jyada hota shayad.
Sabse kharab plan hai SBI ka
Mera recommendation hai galti se bhi koi naa kare SBI Life Insurance. Agar karna hi hai toh RD the best hai
Sir risk cover bhi to hai Jo ki Rd me nhi hota
80C & 10 (10D)
It's purpose only for death cover.... If you paid 2013 nd 14 year then unfortunately you died then your nominee clam all 2 lachs 😂
Lets assume Person A pays 50k premium annually and Person B pays monthly premium so Person B's monthly premium is Rs 4250(+tax). Now Person B anually premium is around Rs 52000.
Person A yearly Guranteed income is 50k * 103.81% = Rs 51905.
Will the Yearly Guranteed income of Person B equal to Rs 51905 or
52000*103.81%=Rs53981 ?????
Bhai itna sab kuchh karne ki need nahi hai agar video apke liye helpful nahi hai (I am sorry for that) to aap seedha insurance company ki website per Inka calculator use Karo aap apko sab pata chal jayega
child-4 yr, father age-48.. 7+1 waiting period.. During policy, if proposal 3yr k bad death hua to aage ke premium ka kya hoga?
Video example humne liya 10 years ka premium payment term aur 4:16 par humne bataya hai ki agar 5 years ke baad death hogi toh kya hoga....
Yani under the premium payment term death hogi toh kya hoga....
Video end Tak dekh apko plan har ek asspect janne ke liye milega 🙏
Accured guarantee yearly addition ko withdrawal karva sakte h kya everyyear ?
Benefits jis trah se video me bataye hai plan me wese hi hai
is there any GST exemption for NRI? ,specially if you are a seafarer... please let me know.
You should go through policy bond sample copy...link is in video Discription reference section
Ise achha plan mere pass hai sir wo bhi guaranteed
Hi sir..sbi smart elite that plan yearly 3lak i pay total 7year plan.. 7year after how much I can get interstate please give information
ruclips.net/video/oRQkM-oVM14/видео.html
Insorence me pahli kist me kuch discount dete h kya
Online policy lene par insurance company jo discount deti hai vo apne policy brochure me batati bhi hai...
Sir mujhe insurance ke bare me itna pata nahi. Mena ek ajent ke kehne par SBI ka yahi plan liya. Agent bataya ki salana lamsam 63k dena hoga 10 sal tak aur agle ek sal bad 16 lakh guarantee milega. Keya agent sahi bataya? Please sir reply karna.
Apke sare questions ke answers apke policy bond me hai ek baar bas check kare maturity benefit section ke survival benefit section ko bhi.
After 26 years la maturity nanter plan band hoto ka ki phude pension continue bhate ka
Sabhi condition me policy bond follow hota hai... Aur SBI life insurance company limited me SBI Bank partner hai toh ye ek public sector ki bank hai toh thoda assurance raheta hai...
Baki aap kahena kya chahte ho??
Kyoki har insurance depend karta hai ki ek individual kis trah se planning kar raha hai .
Ye Jo apne upar plan bataya SBI life smart platina plus ye plan
Ismey 26 years me muje maturity ke paise mil jate hey
To Mera ye saval hey ki 26 years maturity ke bad bhi muje pension milagi ya nahi
@prasadp.gosavi9990 jo Money Back hota hai vo jesa ki plan me batya ki Inbetween policy term hi milta hai ...jaha baat maturity ki waha regular money back mila band hota hai aur Lumpsum benefit mil jata hai....
Mere father 60 year ke hai or wo retair huye hai abhi toh kya me is plan me invest kru toh shi rehega because unki age 60 hai is candistion me karana shi hai
Aap is plan me invest kyo karna chahate hai???
जी बिल्कुल 61 पूर्ण होने से पहले हो सकता है
Meri policy 15 year ke liye hai.PPT 1lakhs for 7 year hai.muje kab se paisa melega aur kitna
Ye policy bond me likha hua
SBI life ka smart saver plan ka video banaya 🙏
www.sbilife.co.in/en/services/download-center/product-brochures
Mujhe "Smart Saver plan" mil nahi Raha yaha bhi ...
Sir sbi life -smart platina plus le rakha hu 2023 mai but mujhe cancel karna hai toh kya kare
Online policy number se login kar ke aap request raise kar sakte hai... easily ho jayega....agar nahi hota hai toh apko fir insurance company ki branch hi visit karna hoga .
Nice video ji
Credit goes to our viewers 🙏
Please replye me bhi krayi 2 sal ke liye to ky mujhe after 2 paise mil jayega kya
2 years pay karne ke baad policy surrender value accrue ho jati hai...
To surrender Kiya Jaa sakta hai..
Kitte paise milenge?
I surrendered after 2 year but they are not willing to pay me my surrendered value,
What is the IRR or CAGR or Annualised return rate of this policy?
Agar IRR ko dhyan me rakh ke plan lena hai toh life insurance le hi nahi paoge.... kykoi 4% to 6.2% tak hi Jayda se jayada iRR ho skata hai..
Han agar life insurance apko protected amount ke tahat lena hai toh thik hai...
Kykoi insurance hota hi protection hai ..isko protection ki trah treat kare...
Insurance lena hai toh term insurance le lete
I have paid 1st premium, now i lost my job, can i cancel this policy? How much money i will get back.
Policy bought on 13-07-2022.
I cannot pay 2nd year premium. Is there any loss to me if i cancel this policy? Pls tell me
If Free Look up period (First 15 to 30days of plan) is over then no refund as per rules....
If the free Look-up period is running then you can ask for it....
And my suggestion to you is visit the nearby branch & discuss your issue with the branch manager...then maybe you would get a refund
You have to pay at least for two consecutive years
@@YouTheRealhow much money I will get after 2 yr. If I surrender.
30% of total Paid Annualized Premiums...
What if we don’t pay the premium after 1 year but don’t cancel the policy… do we get anything during the guaranteed income period
IRR nikalne k liye konsi app ya calkulatr h
Google play store ya apple store kafi hai..
Bas aap search kare
Isme ek sath 10 lakh ka investment kar sakte hai
Ye single premium plan nahi hai...
Single premium plan ke liye Pension Plan Playlist check karna apko videos mil jayengi
100000 dsal ke liye dale to uska retrnu 15 salke bad kitana milega
Guaranteed return toh apko video dekhne ke baad agar policy brochure check karnge to aapko samajh Aa jayegaa asani se...
मुझे इस पॉलिसी को लिए 3 months ही हुआ है(अप्रैल में लिया था) लेकिन कुछ आर्थिक समस्या के कारण इस पॉलिसी को सरेंडर करना चाहता हूं और 1 lac ₹ जो जमा कर चुका हूं उसकी बहुत जरूरत है तो इस धनराशि को वापस लेने के लिए क्या करना पड़ेगा।।। please help
Aap seedha branch manager se near by branch visit kar ke baat kar skte hai...
Kykoi as per policy terms and conditions policy ke First 30 days ke baad aise policy surrender nahi hoti hai na hi surrender value milti hai..
@AnkushYadev bhai Ye Same Policy Maine bhi krae thi In April 2022 me Toh Kuch Problem ki Wajah se Maine bhi Ek lakh ko Wapes Dene ki Baat ki toh SBI walo ne bola ki Apko Kam se kam 3 kist Bhrna pdega Fir Chaho toh Stop kar skte ho Fir 5 Year tk Wait kro Fir Mil skta hai Ye Ek Kist Wapes nahi dete hai
Poora paisa barbaad ho jaye ga
Pura paisa barbad ho jaye ga
LM प्लान अलग अलग जानकारी देते हैं। विडियो में अलग बता रहे हैं ं। बीमा कितनी होगी।
Jo detail policy document (sample copy of bond & brochure) me wahi information di gayi hai....
KYA ISME TAX BENEFIT HAI?
PPF BETTER HAI YA YE?
Bilkul tax benefit available aur...
PPF ki video apko Post office and Government savings schemes playlist me mil jayengi..
Is this plan better or Birla Ayush
Sbi life smart platina plus plan life income option
ruclips.net/video/OFN2-JdIdKA/видео.html
Aditya birla sun life nishchit aayush plan long term income option
ruclips.net/video/rLg1lzcVddE/видео.html
Absli nishchit aayush plan whole life income option
ruclips.net/video/xU_UPUc1zjg/видео.html
Ye videos in plans ke alag alag option ko hai aap dekhe....
Thank you for your comment 🙏
Sar 3 saal pay karne ke baad ab pay nhi karna chahte aur surrender bi nahi karna chahte toh kya hoga premium pay 7year ka ha
Aur 30 saal taq income
Bhai ek hi comment copy paste mat Kiya Karo nahi toh spam me chala jata hai fir dusre ke bhi comment ki notification me Hume dikkat ati hai...
*Kon sa plan liya hai apne*?*
Icici pro pension plane pe bhi video banae please🙏🙏
Pension playlist check karna apko videos mil jayengi inke pension plan ki...
Samjho Maine 10 sal ka primium liya hai or maine 5 sal ei bhara or bad main nehi bhar paya uske liye thoda batayange please 🙏
Grace period ke baad sabhi main complete benefits (jinhe jaankar apne plan liya hoga vo) discontinue ho jayenge ... Sabhi main complete benefits ko again in-force ke liye aapko policy ka Revival karna hoga...
Aur long term tak insurance company ko apki trah se kisi bhi tarah ka response nahi mil toh ho skta hai (might be) ki Revival Period ke baad policy lapse bhi ho sakti hai..
Aur jyada samjhne ke liye apko ab policy bond ya brochure kam se kam read kare aap...
@@YouTheReal matlab total 11 sal k baad mujhe yearly kuch nehi mileg ?
Sir iss ma tex dana parti ha plz reply
80C & 10 (10D) me tax deduction mil jata hai
Haan SGST or CGST padta hai milake 4500 first year m uske baad 2nd year se 2250 tax padega
Sir ji mere father ki age 68 hai es plan me entry ho sakti hai?
No
Agents ko kitna parsant milta hai
Insurance company ki website par check kare..
2years Dene ke bad aagar 9 year me Pura year ka Rs that sakti Hai kai
2 years pay karne ke baad poora peaa nahi milta hai
इस पॉलिसी को बंद कैसे करें । कृपया जानकारी दीजिए🙏
Seedha insurance company se contact kr ke..
Online profile me login kr ke inki website par
bnd kiyu kar rhey ho bhai kiya prblm huwaa
Sir ji, mere 1st primium kate hue 1 month vi nahi hua hai. ab kya mai policy cancel karsakta hu? please answer.....
Aap Kara skte hai Agar apke policy bond me Free Look up period 30 days ka likha hua hai toh
Guarenteed income me death benefit melega ya nahi milega
Life insurance plan me death benefit milta hai..as per plan terms and conditions
2 year premimum bhara hai ...bandh kaise kare ab ?? Aage continue nai karana chahate ?
Ek application, original policy bond ke sath near by branch visit kare policy band ho jayegi,
Lekin usse pahle apna policy bond jarur read kar lijiyega
Is situation me kitta Paisa wapis mil paega?
Sir I have a child of 4 years
Could you suggest me any SBI plan please
Sbi life ki website par product section me child plan select kar ke aap check kre
1st Part
ruclips.net/video/B2c8YO-3rs4/видео.html
2nd Part
ruclips.net/video/152caSNpNzM/видео.html
Ye dono video sbi life smart champ plan ki hai...
1st part me eligibility criteria, Maturity Benefit, Death Benefit ki jankari example ke sath hai,
2nd part me surrender value ki details batayi gayi hai with example.
Are you interested
@@mousamsinha7034 yes Could You suggest? Please
Hlo Sir please maine karake 3 month ho gaya mujeko paisa ki jaruta hai cancel ho jayega ho gaya to kitana paisa milega
Sir please reply do
Agar 6 months ho gaye toh ab kuchh nahi ho skta hai...
Sir ji jai hind
Mene plan liye 5 din hi hua h mughe ye plan thik nhi lagta h to ky m apne yono se ise cancel kr skta hunky
Or refund kitne time m aa jayega
Plzzz reply sir @@YouTheReal
Jai Hind 🫡
Yono se check Karo agar option show ho Raha ho toh kar skte hai...
Nahi toh direct insurance company ko contact karna written application ke sath cancel ho jayega aur refund bhi...
@@YouTheReal sir policy liye 3 din hue h to under 30 days tk full refund aa jayega??
Sir this maturity ka paisa kab milga mujhe plzzzzz batana sir
Bhai video end tak mile wali hai..
Date of commencement of my policy - 28/4/2023.
Due date of last premium - 28/4/2032.
What is my First guaranteed income payout date ??? DD/MM/YY
Apna policy bond read kare...
After 1 year
28.4.2034
I am three times pay Kiya tu Kitna paisa milega sir
Agar Surrender karenge toh sirf 35% to may be 40% ..,
Exact amount to aap online insurance company website par policy number se login kar ke surrender value request raise kar ke dekh skte hai
Kya esme tax rebate hai
Premium under 80C
Maturity & Death under section 10(10D)
One month ya two months payment krne k badh death hone par kya milega bhai ?
Aisa kuchh specifically policy bond sample copy me likha hua kuchh nahi dikha hai.... (Page number 20 par death benefit ki details hai, policy bond ka sample copy apko inki website se mil jayega ya fir aap telegram channel se le skte hai Link video ke discription me hai)
Han ek jagah ye jarur likha hua dikhayi deta hai suicide case me claim nahi milega is 12 months me ...aur minimum death benefit 105% × total paid premiums se kam nahi hoga...
Death claim karne par poora beema dhan jise Sum assured kahte hai nomini ko mil jaata hai
Kya senior citizens apane bete ko 35 yr old h ke nam se premium jjama karata h to use income tax ki chhot mil sakti h
Agar married hai toh nahi..
Aur ITR file karte hai toh bhi nahi..
Jahan tak mujhe gyaat hai
Maine ek sal ka hi pesa jama kiya Ab mere pas pese nhi aur main is scheme ko band karna chahta hon mujhe kitna pesa wapas milega ya nhi milega
1 year hi pay kiye hai toh nahi milenge...
Aur adhik jankari ke liye insurance company se contact kare
Apko fasa gaya hai🤗🤗
Bahut bekar plan h usse achcha FD hai aapna Paisa safe to rahta hai jab chaho nikal sakte hain
Bhai umer 35 he to kya 1 lakh pe 103 aaega k kam
Nahi thoda bahut antar hoga...
Because as per age, policy term, p.p.t & premium income Benefit Factor Change Hota hai....
Aap inki website se Inka calculator use kar skte hai...
Ya aap telegram Channel se PDF le skte hai....
Ok thank
🙏
@@YouTheReal 150 sal ka invest karna he kis me kare sir sbi k other kare or term plan le le
Bro police ka year kesea change karea
Misprint hai kya?
Ya koi error hai?
Main samjha nahi
How to check yono sbi me investment
Yono kabhi use nahi Kiya mene...
Is this maturity amount after years Tax Free or is it taxable?
Maturity under section 10(10d)
Agar yearly premium under 5 lacs hai toh
Tax-free
Tax free
It will paid to you after TDS Deduction, you can claim via ITR next AY under section 10(10D) Exempt Income.
You have not mentioned about Tax benefits
Poora pdf hi share kar Diya hai telegram channel par aur pdf ka link bhi video ke discription ke reference section me Diya hai...
Wese normally 80C & 10(10D) tax benefits milte hai...
Next financial year se agar premium 5 Lakhs se Kam hoga TB hi tax benefits milenge...
@@YouTheReal We look for the pdf because we couldn't understand the many insurance words and r explained in clip in understanding language. Thanks
🙏
It benefits 10 10 D
hello konsa app hai
pen se explain karne wala pls batao
Whiteboard
Search kare app store par
Ye SBI LIFE - SMART PLATINA PLUS - GUARANTEED INCOME
Band kaise karein??
Last month hi liya he
2 tarike hai
1st insurance company ko seedha contact kare ek written application ke sath,
2nd premium pay krna band kar de....
Kyoki agar policy ke First 15 to 30 days agar ho chuke hai toh apko refund nahi mila skata hai..
Sir Mera SBI platina plus me mai two years ( four lakhs) pay kar Diya but ab pay nahi kar payege iska kya karana sahi hoga
Please reply
Aap policy bond me paid-up policy benefits ko detail check kare aap...
Usse apko pata chal jayega ki agar aap ab premium nahi pay karte hai aur surrender nahi karna chahate hai (policy surrender karne par bahut jyada nuksan hota hai) to kya benefits honge..
Not a good plan... Customer has to paid 10 lakh... Waiting period 1...after 11 years payout starts
After payment of 1 year if policy holder dies they get 11 lac
Minimum 2 years
@@abhiram43they get 66 lac
If you paid one year or more than one year.and unfortunately you died then your nominee clam 11lach and other benefits 👍 only for death purpose other wise if you paid 10 lachs. Then coustomer return 6.10% interest that's bad
Lic jevan umung is best plan which provides 8% life time
ruclips.net/video/D7A2UvEbGa8/видео.html
Ye video lic jeevan umang ka hi hai
Wo 8% nhi deti
@@vinodjaniyani158 then how much they give. Brother it is mentioned in policy bond that policy holder will recieve 8%of sum assured
Base Sum Assured ka 8% dete hai after Premium Payment Term whole life.. aur Tax free bhi hai...
Jevan umang 20 year sbi Life time Saver 10 year after 7 year Bonus Kittum 10 year Garana eed income Kittum
M connect ka video banaye
Ye application hai sayad?
11sal ka kya hoga
Video me bataya gaya hai ....ki kis tarah se benefits hai .... Jis tarha se hai as per policy bond sample copy...usi tarah se bataye gaye hai.
11years ka kya hoga
1o sal jama karna hai aur 11we saal waiting year hai
Ye cancel hoga piasa return milega?
Agar Free Look up period over nahi hua toh mil jayega,,
Agar free Look up period complete ho chuka hai toh Kam se kam 2 to 3 years premium pay karne ke baad apko policy surrender karni hogi usme apko achchha nuksan hoga
@@YouTheReal kase chake karo?
Policy bond read kare...
Ya policy number ke sath login kre inki website par profile create kare apko details show hongi
Sir mene le te policy 2 month 50000 yearly pay h or cut be gyi amount kya cancel ho skti h policy or refund mill skta h
How to cancel this policy
Sidha insurance company ko contact karne original policy bond ke sath
2 year payment brne ke bad policy band kr de to bhri hui payment kb vapis milegi
Nahi ..agar Mila toh surrender value milega aur vo total Paid Annualized Premiums ka 30% ho skta hai.
PAB Plan of shriram Life Insurance is much better than this
Death benefit factor tablet chahiye
Telegram channel par policy document ka sample paper hai usme apni death benefit factor tabel check kar skte hai....
Link video ke discretion me hai...
Ya fir aap insurance company ki website se bhi policy brochure & policy bond sample copy download kar skte hai..
Mota mota - 26saal m 10L deke 27L milega
Means annual interest 2% bhi nhi h
FD wale 7.1% de rhe…. Kya faida h iska 😳😠
Han agar 10L ki FD ek sath kare toh...
Ya fir Har saal karte jaye...aur FD rate of return kam hota hi Jayega
Bas life insurance, 80c, 10(10D) ka benefit nahi milega, life cover bhi nahi milega
Fd ke rates reduce hote hai,
Agle 26 sal me fd syd 1% se bhi km ho jaye,
And you know very well ki tum 7% ki rate p 444 days se jyada ki din ki nhi kr skte,
And dusri chiz 10 l tum oneshot me nhi de rhe, 1 lac /year de rhe ho
पॉलिसी को बंद कैसे किया जाता है
Seedha insurance company ko contact kar ek written application ke sath original policy bond..aur apni baat par ade rahe ...ho jati hai
Mujhe 2 sal k bad police bandh Karna hai .....Maine jitna paisa bhada sab mil jayega kya ????
What woulb be death benefit after 9 years of ppt ??
Death benefits already mentioned in the video of this plan
Death benefit 11,00,000 n aftre 2yrs your payout will be continue ...15 yrs
After 3years you can refund the amount ...I too have the SBI life -smart platina plus.....think properly and invest .
That's called Surrender Value not refund..
Kindly read your policy bond 🙏 carefully 🙏
Sir how to surrender? After 3years
For that you need contact to insurance company with the original policy bond & an application with surrender form (you'll have it from the insurance company branch or at the website)
Complete premium refund hogya kya after 3yr.
Nahi kisi bhi non-linked non-participating ya Participating life insurance policy ko Policy term complete karne se pahle close karne par complete premium return nahi hota hai....
Kyoki before the policy surrender karna kahete hai isko...
Sbi life smart platina plus who is gauranting? Sbi is not linked with this insure co. If this co flies with our money, who will gaurantee?
SBI bank is the key member of sbi life insurance company limited..... If a plan is non-linked = not connected to Market,
Non-participating = not depend on company performance/Financial year bonus,
It means whatever a life assured pay for life insurance on that he/she will pre decided return which they get to know at time of opting the policy..... that's why it called guaranteed return plan
@@YouTheReal ok but only the logo of SBI is licenced to this co but the owner is different. Sbi doesnt give manual form to open this insurance. You or I can still open this insurance online at home without a single interference of any employee of SBI since it is not liable for any risk that might accrue for customer's in future. That means other than the owner of the insurance co no body is guaranteeing our money😄😄
ruclips.net/video/9DSjV641pOs/видео.html
Ye video dekho aap aur trust Naa ho to IRDAI ke report section me jaa ke khud apne aap read kro....
Fir bhi trust na ho toh SBI life insurance ki website ke sitemap me jaa kar sare reports download kar ke read karo....
• Sbi life will not be responsible if you do invest in ULIP plan & Participating plan....
IRDAI is guaranteed our money
Sir mujhe insurance ke bare me itna pata nahi. Mena ek ajent ke kehne par SBI ka yahi plan liya. Agent bataya ki salana lamsam 63k dena hoga 10 sal tak aur agle ek sal bad 16 lakh guarantee milega. Keya agent sahi bataya? Please sir reply karna.
Mera policy mere beta ke name par transfer Kar sakti kai
Life assured jo hain plan lete time vo baad me nahi change hote hai....
Jinka bima hua hai (life assured) unka hi raheta hai Transfer nahi hota hai...
Koi mujhe ye plan simple terms me samjhaiye 🙏
Life insurance policy hai
Jisme regular money back milta hai jise regular income kaha gaya hai...
Death Benefit & maturity tax free ho skti hai agar annual premium 5 lakh se kam hai
Premium pay karnege to under 80C tax deduction mil Jayega...
Baki aap video dekh kar policy brochure read kare..
Jiii
Please slow the video
Thank you for your feedback
Contact me for SBI life insurance investment or saving plan
I watched the video at 1.5X speed 😊
😅
Don't buy this plan, in case of emergency the surrendered value will be getting less. Please don't invest on this plan.
Waste of money. Agents or bank person will not brief your plan in details.
That's why we all must read the policy document before taking/buying/opting an insurance policy.
Max life ka monthly advantage plan is better than this plan.
ruclips.net/video/8k78q62Z5_Q/видео.html
Max life insurance monthly income advantage plan
Please reply sir
Sorry for the late reply 🙏
Asamani kitab wala hi koi hoga
🙏 are Prabhu ji kya hua?
FD se bhi bekar plan hai, koi mat lene
Plan agar need ke according nahi hai toh Lena hi nahi chahiye...
Koi kitne bhi benefit ginaye pahle apni need ko samjhna chahiye fir policy document read karna chahiye uske baad plan sahi Lage na lage uske according decision Lena chahiye.....
Baki FD aur life insurance policy ka koi comparison hi nahi hai ....on ground....
Dono hi ek dum alag alag needs ko target karte hai...
Sbi lif insurance company aap ka Paisa lutne ka company hai kabhi v investment n kre
Apke sath jo hua use share kre jisse aur log apki baat ko achchhe se samjh sake aur unki help ho
Mere papa ke paas 2 sbilife thi...ek 2014 se or dusri 2021 se ...second policy ki 2 installment bhari hai...uski inquiry hogi bol kar first policy ke paise bhi roke hue hai...
Not good policy.
Not for all..
You are right
नंबर चाहिए
Inka number aap inki website se le skate hai
Don't purchased SBI life insurance bad behevear employee
Share your complete experience so that our viewers can find that helpful for themselves
Pool people select thish.waste plan
Apan anubhav likhe jisse dusro ki help ho
Kuch samjh nhi aa rha
Thank you for your feedback 🙏
Ye plan koi kaam ka nahi h
Par aisa kyo??
Ya fir Jo humarey kaam ka nahi vo kisi kaam ka nahi??
Really bad plan
😂😂😂😂
Bete ke name pe ho to ege10 year
Sahi hai .,...mere hisab se..
Kyoki plan ki maturity amount ko aap apne liye bhi us kar payenge
Faltu plan he
Apna experience share kare jisse ki sabki help Karo.....