Ehhh... What I've heard is a 4 minute promotion of his next "tour" about financial education (maybe an app? Maybe a special CC from JP chase? Or maybe a special 99.99 course?)
21 Savage does the same except he isn't just promoting it, he is actually educating young people in it. thesource.com/2018/08/24/21-savage-releases-financial-literacy-documentary/ www.highsnobiety.com/p/21-savage-bank-account-campaign/ www.billboard.com/articles/columns/hip-hop/8501265/21-savage-bank-account-campaign-next-phase-150-jobs
@James Daniel Smith I disagree. I'm Asian and there are all kinds of people everywhere. There are just more people here due to population and usually the most intelligent ones go outside good higher studies
He more than does, hes always promoting a good message,(whether health, positivity, financial freedom), and he works very hard. He has sooo many youtube videos hes in alone, plus movies, talk shows, radio shows, and his own youtube, and all his othet businesses, hes earned everything hes got, plus hes talented. Thats how you get a supstar, talent + hard work
You think he dose harder, more beneficial to the population work than engineers and doctors? He seems like a great guy and I love his content, but its not good enough to be paid as much as he gets.
Im 17 and been studying wealthy mentors for over a year and im thankful that i found all my mentors before my 20s because i hear everyone that they are stupid and fuck up in their 20s. im willing to sacrifice my 20s and 30s so the rest of my life will be set and comfortable
Word! I be on that envelope action. Planning on paying off my last debt soon. My Car. Paid off my student loan, a marital credit card from divorce, 3 medical bills, and an Auto Credit card in less than 3 years.
@@spencershipley4349 Again tell that to my bank account. What's wrong with hime sharing teachings from a Christ based worldview to people who live from a Christ based world view??? If you don't like him fine. But you can't knock the hustle.
What hustle? he's not roofing in the middle of July, or repairing cars, or stuck on a oil rig. Hes not working 10 hours a day on a farm or doing construction. He cracks jokes for a living. Shake his hand and I guarantee he has baby skin hands. He's a clown.
What if I don’t have anything to spend? No one who’s poor is poor because they don’t live within their means. Part of the reason people are poor is because they only make enough to survive in an increasingly expensive marketplace.
Hustle on dont let people knock you off your Grind. More importantly you got to live within your means. Dont screw yourself just by staying ignorant.. Its not your Fault if you grew up poor. Its your fault if you stay poor.- Grant Cardone
Successful people don't beçome that way overnight. What most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time
+Lanky Boi- He's not. He didn't even finish community college. He was a shoe salesman after quitting. He lucked out and is riding the wave. Class dismissed.
@@cameronw8930 good to know, any thoughts to why this number is so low? I also follow Dave Ramsey's principles and have been debt free for several years...
I remember being in school and I had a class called "Independent living" and I thought it was the most useless class in school until I took the time to learn the information. But I did pretty well because I took what I learned from there and applied it to my every day life. But bottom line is that stuff I learned, I took that info and applied it to gaining financial freedom. I made some mistakes along the way because I'm human. But I went back to those principles I learned in Independent Living class and have been able to help myself financially. More importantly there does need to be a class to teach young men and women how to gain financial independence.
@@ledonnek1974 48% is pretty impressive hahaha. Especially when you initially said it's "not taught in school" and within the other 52% schools teach economics and entrepreneurship. That being said, RUclips is better than the in class content. With the internet, if people really want to learn, all they have to do is Google it and put in the time to read the websites. Its free.
Yes! I’ve educated myself on this topic extensively by reading and asking questions. I’ll have my house paid off in 8 years, my car will be paid off within the next 3 years, my Roth IRA is fully funded every year with my tax return, I contribute to my 403b without fail, and consistently try my best to live below my means. My parents did none of this because they didn’t know, but I’m going to change this.
That is awesome. Yeah I wish my parents taught me about finance too, but they didn't know since they were learning as they got accustomed to life in the U.S.
Hart is setting a positive example talking about these issues. The problem with a lot of people is that the second they earn even a little bit of money, they want to spend it on frivolous things that won’t improve their quality of life. It’s better to save money and invest when possible so that your wealth can grow over time. True success, particularly financial success, requires a great deal of strategy and patience.
Meme Machine you could say the same about any entertainment industry, you are mistaken. movie stars are making millions to billions box office of people who go to see THEM in the theaters. musicians pack concerts and sell CDs purchased by fans who wanna listen to THEM. comedians are making millions laugh, people buy out tickets to their shows to see THEM. What is so frustrating is that you like many others dont understand that Hart didnt make millions or fill out arenas from the get go. He took crappy movie roles, performed in small comedy clubs and hustled on the streets before he became one of the highest paid comedians of all time. nobody in the entertainment industry got a fat paycheck, for many it took years even decades. the time Hart spent in his work without giving up is defined by hard work and strict work ethics. Im not saying this to get on your nerves but this mind set of “they got it easy and they get paid ridiculously” is how the guy who doesnt try and therefor wont achieve. we are our own worst enemy. get up and do your thing, brother. whether on stage, in the bar or the office, any industry has the winners and the losers. you decide.
Successful people don't become that way overnight. What most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time.
@@peterbedley2719 People come here with the aim of chasing money more than knowledge and that will damage your progress, trust me. Chase knowledge first and I promise! The money will follow you just like it's following some of us now.
@@matthewbraybrooke9201 yes, very american thing. most of us are in some sort of debt, we celebrate buying liabilities like jewelry and designer clothing for short term benefit instead of putting our money in long term assets. it really sucks but i think people are starting to wake up
his is a bunch of bullshit. The lack of knowledge has nothing to do with being black or being in poor black areas. We have the internet, everything I know about finance and financial wealth ive taught myself everything online that i havent learned in school, 0 excuses. And this is coming from someone that you black people would call "white privilege. lol Be the barer of your own future, dont listen to a comedian clown about finance
@@pakerandmak dude some people don't even know where to start looking. It's like going to the gym with no knowledge on how to build muscle and just picking up some weights and slinging them around thinking you'll get jacked without any proper programming or nutrition. See how far that'll get you bub
Yeah the hood. But to have that mentality you have to change your lifestyle. Leave what everyone is doing. So many people in the hood are so brainwashed they don't even know it.
School is a business and a business's job is to maintain customer loyalty. It just so happens that in order for school to maintain their high pays, they need to maintain financial ignorance to the majority of the population. They need to maintain the stigma that they're the only way to gain financial stability. The worst part is that they know their way isn't very efficient so they sell you things like retiring at an old age, which is one of its most poisonous scams because it's basically extremely delayed satisfaction. The worst part? It's not even guaranteed.
Entrepreneurs of the industrial revolution needed schools to teach people how to work in factories. They had the whole vision planned out "we got new factories to change the 20th century for better or worse, thing is we need workers who know how to do the operating". So we teach our future generations with old knowledge for old jobs in the new age, they stay corporate slaves (if they're lucky) and live a frugal life with no ambition and no dreams achieved. Then the cycle repeats. Frightening stuff, this is systemic as well, deeply rooted in societal structure.
There are so many uneducated people upvoting this nonsense omg :D Always the fault of the 'big man in charge'. It's fucking mandatory to go to school! What is this customer loyalty you speak of? Hahahahaha man man man!! You fuck, you bring a baby into this world, it needs education.. and this is somehow called customer loyality??? Lmfao. You are basically saying: they are not teaching you anything in school so you don't take their high paid jobs. Please read that sentence again, and then another time. If you mean that you can become financialy stable outside of what they teach you in school, you should rephrase that nonsense you wrote. Some people are smart, they become a director, some people are stupid, they become a metalworker. Not ANY school held you back, you can go to uni, you can get a masters degree in economics.. what the hell are you saying bro.. what a bullshit :D
To make money anywhere is not guaranteed headass. School is a tool. Yes its over pushed but to act like its a trap and millions of high paying jobs aren't filled each year because of college would be stupid. There's a reason a job will hire a college educated person and not anyone off the street. You can't do any task without learning about it first. I wouldn't hire you to create projections for my company if you had no certifications or no knowledge.
I became financially literate at 43, which was this year. It's never late to start saving for the future and getting out of debt. I wish I knew before but I'm lucky I opened my eyes. That's one thing I have to thank the media and the wider availabilty of information there is nowadays. Not everyhing is bad about present times. Having a financial goal for the future gives new meaning to my midlife crisis present. I have to thank Dave Ramsey for this. I was just browsing through the most popular podcasts and saw his, and I don't know why but I gave it a try. Best decision of the last few years for me.
I appreciate how Kevin wants to build a financial legacy that will extend to his next generation. With a good investment expert that ensures you face minimal risk, without any doubts you can amass so much wealth to pass on to your children and children's children.
@@thepotter867 Nothing beats engaging an expert in any trade, Selfishness and greed has deterred many from doing this and they ended up running a huge loss.
@@kevinjohnstone4023 My 2cent will be; Invest with a broker that is accredited and registered, This way your funds are safe. I invest with PATRICE ANN ISABELLA, amazing lady who turned my financial fortune within a short period.
Most celebs are cool in person. That's usually how doors open up for them, Hollywood doesn't like people with dead personalities. I'll admit theres an exception these days because most celebrities now seem like pieces of shit
@@patstaysuckafreeboss8006 yup. Just read it again. That's exactly what you did. "Most celebrities now seem like pieces of shit" =! "Most celebs are cool in person"
I credit the internet for changing my life (or I should say - giving me the access to information to change my life). Everything I know about personal finance and hustle came from RUclips channels and other websites where I discovered Dave Ramsey, Graham Stephan, GaryVee, John Bogle (creator of the index fund), Warren Buffett and more. I didn't learn it from home or public high school or even college. If this were a few decades back with no internet, I don't think I'd know what I know.
You don't realize how much fun it is to learn a new language until you really put forth the effort. I recently started learning Spanish and I think he is saying we need more people like Kevin and the rock in this world. I don't know the rest, something about giving great advice lol
This MAN is probably, hands down, one of BIGGEST little men out there....I had no idea....here’s to always keeping an open mind and learning something new everyday.
Kevin Hart is an entirely different breed of celebrity. Not only is he one of the most entertaining stars around today, but the value he brings to others in fitness and financial literacy is remarkable! Hope to meet you one day, sir!
Zach Morgan hope 2021 works well for you when the real estate bubble pops twice as big as it did in '08. Just hope you're investments are liquid and not "leveraged" aka your debt or someone else's.
Sir WritesAlot even if it’s leveraged it would be fine as long as you had a fixed rate long term mortgage and enough positive cash flow and equity in the property. Besides, in 2008 in most areas rent barely went down if at all and in some increased-either way the averages rents are much less volatile than house prices in a crash. Also, in a crash buyers are more nervous, waiting to buy so they will rent for the time being leading to increased demand for rentals. So if you’re smart leveraging is the way to go but I agree, it can be extremely dangerous if you don’t know what you’re doing.
I have no clue why this video has so many dislikes. This dude is speaking about some real life lessons that will upgrade your lifestyle and future. We need more of this going on in communities that need it
Bobby H that guy Patrick Bet David is crook dont trust him he’s a theft he stole his business idea from the company he came from and now he’s claiming he came up with it. Smh
I’m trying to educate myself about financial knowledge I’m 24 years old right now I’m always trying to think ahead I don’t want to be dumb and clueless and live my whole life working for someone I want to live the best life I can because we are all going to die! Fuck living an average life there is way more out there than just living like a slave. I hope everyone that is trying to do what they want succeeds and I wish everyone the best in their life’s. Spreading love to all of you idc who you are we are all equal ❤️❤️❤️❤️❤️❤️✝️
That ending when he basically says "it's always 'why are you trying to do everything' instead of 'why AREN'T you trying to do everything'" really hit me. I've had a lot of goals in business from starting a clothing line to starting a fitness brand with programs and supplements to starting a private security company to starting a private school (because our education system is flawed, so I wanna teach these kids what they need to know about in adulthood) and a lot of people tell me it's too unrealistic to do all of that from selling clothes and selling supplements and fitness programs and doing security in war torn parts of the world and teaching kids how to really think for themselves and I'll be honest, a lot of people like that made me undisciplined in pursuing all those goals which the ones I mentioned isn't even ALL of them. Thanks Kevin. You da man💯
I just met Thasunda Duckett on Tuesday. She's so nice and real and what she's done with her career is inspiring for a WOC like myself. Just to know that she's a top dog at the top bank and not just associated with the top dogs is awesome.
you don't need a million dollar product nor good property hustle to become a millionaire , owning property is good way tho of becoming a millionaire quicker (by owning it not buy going into debt for it) because millionaire status means that the total of you/ your assets nets at least a million@Logan Waltz
Not trying to put cold water on what he's trying to dobut, Jamie Dimon? He's doing this out of the goodness of his heart? I'm having a hard time believing there are no strings attached Kevin!!!!
Ryan M you mean the guy who said recessions are a good thing? The billionaire with employees not making enough to survive? Yeah I’d say he’s a bad guy. He’s maybe the worst of all the corporate thugs. The guy belongs in prison. He’s the CEO of JP Morgan Chase, which is essentially a huge international crime syndicate. They’ve paid tens of billions of dollars in regulatory fines for outrageous financial crimes, but it’s just the cost of doing business so they continue breaking the law. They bribed highly placed Chinese government officials by hiring the children of these officials. This was in direct violation of the Foreign Corrupt Practices Act and was a serious national security threat. They’ve also been fined for violating the Cuban Assets Control Regulations, Iranian sanctions, and Weapons of Mass Destruction sanctions nearly a hundred times. They bankrupted Birmingham, Alabama in another case that involved bribery of a government official. They failed to alert the government to Bernie Madoff’s Ponzi scheme, which was operated almost exclusively through JP Morgan Chase accounts. There are just so many incidents. The London Whale episode, money laundering, manipulating electricity markets in California and Michigan, credit card fee and overdraft fee improprieties, financing pipelines that are literally accelerating global warming and therefore our very existence. Then of course the banks central role in the 2008 housing crises and the ensuing recession. The “I don’t have enough” mentality that Kevin Hart talks about in this video is toxic. He talks about following the example of “good people” like Jamie Dimon. He fails to mention that at some point the pursuit of that kind of wealth requires you to suspend ethics and morality. He talks about investments abstractly, and only considers what those investments are doing for his wallet with no regard for how those investments impact society. Jamie Dimon is using Kevin Hart to sucker black people into risky investments and loans which, in aggregate, will further exacerbate the transfer of wealth from the working class to the billionaire class. The whole purpose is to create a permanent underclass that is so reliant on the corporate world for survival that they’re easily exploited. I recommend a hard pass on any financial advice that Jamie Dimon or any of his surrogates like Kevin Hart are peddling. Sorry for the long answer, but you asked.
Fight the Oppressor so that’s way too long of a comment to respond to but I’ll try to respond to a bit. So recessions are a necessary thing. I doubt he said they were a good thing but without them we would just have a Great Depression once every 20ish years which is much worse than recessions every 10ish. What employees don’t make enough to survive? And why would an employee stay at a place that doesn’t pay enough to survive? Makes no sense to me but what ever. Not sure about specifics of the other incidents but I’ll take your word that they r bad but is it rly the ceos job to regulate everything that happens within a 19T asset company
I’ve talked about this so many times. Jay Z in The Story of OJ talks about financial freedom. It’s one of his best songs. He literally says “You think it’s Boujee, I’m like it’s fine, but I’m tryna give you a million dollars worth of game for $9.99” Guys. Financial knowledge is so important. Rappers don’t talk about that as much though. Not enough people talk about having a better financial mindset.
Just turned 50, grew up and still live in the same area Kevin did, used the check cashing places and destroyed my credit. Now, I’m finally learning the impotence of good credit and have taken incredible steps and put in wicked hard work to fix it. He is spot on
👍🏻🇨🇦this what I want to hear on your podcast Joe! Not how much weed people smoke 💨 Thx Mr. Hart. We need more positivity like this, I’ll be looking forward to hearing you speak on this matter!!
Not to discredit what Kevin Hart said - he's a great guy and what he said here makes total sense. But it's easy to talk about financial freedom, success, prosperity, etc. when you're a movie, music, or sports superstar and you get paid more per minute than the average Joe gets paid per year; or more per month than the average Joe gets paid in his entire lifetime. Try to be financially free when all you're offered are minimum wage jobs...
I see the point of view that you are talking from. I’m there too. But there are so many ways to burst through that bubble of the day job. One way is through real estate. Instead of buying a house to live in and pay the mortgage. You can house hack, or buy a rental property (2-4 units so it’s a “residential property” and can be purchased with a regular mortgage with easy down payment options) and live in it and rent out the other units. Then you have little cost or just free living. Living situations is one of the biggest costs you have. Then the money you make from the job you have can be saved at a larger rate. Then you can take that money you’re saving on living cost and buy another property. Then you have 2 income streams (job and first property). And this can be repeated. Real estate is my way out. You just have to find yours.
@@jared9460 Thank you for replying, I really appreciate it. Buying real estate seems to distant from my reality. It's so absurdly expensive and out of my current budget. If I may ask, and if you don't mind answering, how much did you invest in your properties, and how did you do it (as in, how did you actually did it with a day job salary)? Thanks.
As someone who's not a movie star, it came as bit of a shock to me, but you need to cut things out of your life and do something with your money. Money is inherently valuable, whether you're googling around for high interest rate savers accounts, opening up ISAs to minimise tax, investing in an ETF, all these things make money on top of your money. Once you have your money making money, it's just a case of how much can you invest into it. If you're currently buying stuff off a debit card, can you open a credit card with your bank, set the debit card to pay off the credit card monthly, if you're buying it off the debit you have the money, you pay the credit card off monthly with your debit so you don't incur any interest, and now you're gaining credit score on those purchases. You don't need to learn day trading, become a stock whizz, you just need to do something with your money that's making you money or making you more "valuable" in the eyes of the banks. It sucks to not be able to go out, buy the fancy things you see, even take a significant other to a restaurant, but thats an extra $40+ now making you money. Over a year you've saved nearly $500 and any interest on top, while also building up a credit score. I for example decided I didn't want to watch TV anymore, I cancel my TV license, didn't buy a TV, save on electricity, this one decision freed up cash, to be put in the SNP 500 or an ISA or anything where your money isn't stagnant. I also decided I can take public transport to work, no more car, no more maintenance, no more MOTs, no more petrol. Even on minimum wage (I was a teacher when I started this) you can find ways to cut back to free up $10 here and $30 there. Can you find a part time job, as a teacher I could do tutoring, an extra £50 a week was £200 a month and over a year was an extra £2000 atleast saved and making me money. There is always light at the end of the tunnel, you just gotta move through it.
Refreshing to see a celebritiy promoting financial literacy rather than promoting a useless product.
Ehhh... What I've heard is a 4 minute promotion of his next "tour" about financial education (maybe an app? Maybe a special CC from JP chase? Or maybe a special 99.99 course?)
lmao u havent heard him promoting his overpriced multivitamin
Or talking about spending a shit ton on expensive shit
21 Savage does the same except he isn't just promoting it, he is actually educating young people in it.
thesource.com/2018/08/24/21-savage-releases-financial-literacy-documentary/
www.highsnobiety.com/p/21-savage-bank-account-campaign/
www.billboard.com/articles/columns/hip-hop/8501265/21-savage-bank-account-campaign-next-phase-150-jobs
@@TheGreatMandalore smh thats what you take from it lmfao
Learning to delay gratification is the most important human skill.
WildRiceRust wow powerful sentence
@James Daniel Smith I disagree. I'm Asian and there are all kinds of people everywhere. There are just more people here due to population and usually the most intelligent ones go outside good higher studies
It really is.
Mastering that = a life if wealth.
The marshmallow study predicts this in kids into adulthood.
🔑🗣
@James Daniel Smith yeah that's why so many asians gamble 😂😂😂 stop fucking watching TV
Kevin deserves everything he's earned.
He more than does, hes always promoting a good message,(whether health, positivity, financial freedom), and he works very hard. He has sooo many youtube videos hes in alone, plus movies, talk shows, radio shows, and his own youtube, and all his othet businesses, hes earned everything hes got, plus hes talented. Thats how you get a supstar, talent + hard work
Jo Po. "affirmative action"
You think he dose harder, more beneficial to the population work than engineers and doctors?
He seems like a great guy and I love his content, but its not good enough to be paid as much as he gets.
Just another paid distraction
@J Bruce Homophobic? Oh, please.
I became financially literate at age 36, it’s not too late!
Amen
That was really encouraging...thanks.
Awesome let me get to those books#
Im 17 and been studying wealthy mentors for over a year and im thankful that i found all my mentors before my 20s because i hear everyone that they are stupid and fuck up in their 20s. im willing to sacrifice my 20s and 30s so the rest of my life will be set and comfortable
@@hustle1383 same age as you bro and i like the mentality who you been studying ?
I will be debt free in 4 months I can't wait. Dave Ramsey has completely changed my life
Word! I be on that envelope action.
Planning on paying off my last debt soon. My Car.
Paid off my student loan, a marital credit card from divorce,
3 medical bills, and an Auto Credit card in less than 3 years.
Dave Ramsey is financial advice for people who can't wrap their head around financial nuances.
*YOU have changed your life!* 😊 💯 ✅ 👌
👉 Dave Ramsey provided information 🙏 😊 Well done! 💯
👉 *Now, go be Dave Ramsey for someone else* 😊
@@spencershipley4349 Again tell that to my bank account. What's wrong with hime sharing teachings from a Christ based worldview to people who live from a Christ based world view???
If you don't like him fine. But you can't knock the hustle.
@@The3rdGunman banking now isn't like what debt was in the first century. Finance teachings on the bible aren't relevant to today.
Its so weird that we dont get taught financial literacy in school all aroind the world, you supposed to figure it out
We don't get taught financial literacy because of politics. Every parent and their aunt would have something to say.
plus if everyone gets taught how to avoid interest then the banks are gonna go broke. dang it. dang that. that sounds just so... bad. dang it
We did. We only got one semester and it was almost useless info.
Dave Ramsey, check him out.
I wish I did. Times must be different.
not the biggest fan of his comedy but i have the utmost respect for this mans hustle, positivity and general lifeview..
Same, its refreshing to see this side of him.
He just earned all my respect in this video!
Well said, 👍.. i so agree, my exact sentiments when asked about the comedy greats..
momentinpassing what you talking about?
What hustle? he's not roofing in the middle of July, or repairing cars, or stuck on a oil rig. Hes not working 10 hours a day on a farm or doing construction. He cracks jokes for a living. Shake his hand and I guarantee he has baby skin hands. He's a clown.
*The best advice that I would give to any young person would be to live within your means. Be realistic. Don't spend what you don't have.*
Bingo
If only people would follow this advice!
What if I don’t have anything to spend? No one who’s poor is poor because they don’t live within their means. Part of the reason people are poor is because they only make enough to survive in an increasingly expensive marketplace.
@@dariondubiuos123456
I think her advice is for those willing to grind for it not just survive
I would say don't take advise form RUclips comments
Kevin Hart is right I made over $600 mowing lawns last summer never felt more free.
I can’t believe it’s been 10 hours and nobody has commented on the KK / FF comment haha. Still a king 😄
Me too man. Hustling is so dam satisfying.
@Gas Pack I’m about to buy Chicago
Hustle on dont let people knock you off your Grind. More importantly you got to live within your means. Dont screw yourself just by staying ignorant..
Its not your Fault if you grew up poor. Its your fault if you stay poor.- Grant Cardone
Cut that grass make that cash my brother
There are no secrets to success. It is the result of preparation, hard work, and learning from failure."
Successful people don't beçome that way
overnight. What most people see at a
glance-wealth, a great career, purpose-is the
result of hard work and hustle over time
The amount of time you spend believing we can’t is more than enough time to learn how you can
@@evelynnguyen1041 Yeah! I agree with you.
Many of life's failures are people who did not realize how close they were to success when they gave up."
“One Of The Lessons That I Grew Up With Was To Always Stay True To Yourself And Never Let What Somebody Else Says Distract You From Your Goals.”
I didn’t know Kevin Hart was so intelligent. I love these podcasts they teach me so much
You don't know a lot of things it seems like...
@@thagreatfrank3071 You don't know syntax it seems like or Yoda you must be.
How the fuck his supposed to talk like whiteboy"I'z jus happies to be hurr Masa sir" gtfoh
+Lanky Boi- He's not. He didn't even finish community college. He was a shoe salesman after quitting. He lucked out and is riding the wave. Class dismissed.
@@243wayne1 There are ALOT of stupid people in community college and college in general, that also finished there degree.
Much respect to Kevin Hart, financial literacy is the most important thing not taught in school...
@@cameronw8930 good to know, any thoughts to why this number is so low? I also follow Dave Ramsey's principles and have been debt free for several years...
I remember being in school and I had a class called "Independent living" and I thought it was the most useless class in school until I took the time to learn the information. But I did pretty well because I took what I learned from there and applied it to my every day life. But bottom line is that stuff I learned, I took that info and applied it to gaining financial freedom. I made some mistakes along the way because I'm human. But I went back to those principles I learned in Independent Living class and have been able to help myself financially. More importantly there does need to be a class to teach young men and women how to gain financial independence.
Banks and financial institutions don’t want schools to teach financial literacy
@@ledonnek1974 48% is pretty impressive hahaha. Especially when you initially said it's "not taught in school" and within the other 52% schools teach economics and entrepreneurship. That being said, RUclips is better than the in class content. With the internet, if people really want to learn, all they have to do is Google it and put in the time to read the websites. Its free.
@@andymccormick7542 not true
Yes! I’ve educated myself on this topic extensively by reading and asking questions. I’ll have my house paid off in 8 years, my car will be paid off within the next 3 years, my Roth IRA is fully funded every year with my tax return, I contribute to my 403b without fail, and consistently try my best to live below my means. My parents did none of this because they didn’t know, but I’m going to change this.
That is awesome. Yeah I wish my parents taught me about finance too, but they didn't know since they were learning as they got accustomed to life in the U.S.
Wow! Kevin just gained so much of my respect! Encouraging to see celebrities promoting financial education and literacy!
This clip just gave me a lot of respect for Kevin Hart.
Hart is setting a positive example talking about these issues. The problem with a lot of people is that the second they earn even a little bit of money, they want to spend it on frivolous things that won’t improve their quality of life. It’s better to save money and invest when possible so that your wealth can grow over time. True success, particularly financial success, requires a great deal of strategy and patience.
Or, doing work that returns a ridiculous $/time reward, as Kevin dose.
Meme Machine you could say the same about any entertainment industry, you are mistaken. movie stars are making millions to billions box office of people who go to see THEM in the theaters. musicians pack concerts and sell CDs purchased by fans who wanna listen to THEM. comedians are making millions laugh, people buy out tickets to their shows to see THEM. What is so frustrating is that you like many others dont understand that Hart didnt make millions or fill out arenas from the get go. He took crappy movie roles, performed in small comedy clubs and hustled on the streets before he became one of the highest paid comedians of all time. nobody in the entertainment industry got a fat paycheck, for many it took years even decades. the time Hart spent in his work without giving up is defined by hard work and strict work ethics. Im not saying this to get on your nerves but this mind set of “they got it easy and they get paid ridiculously” is how the guy who doesnt try and therefor wont achieve. we are our own worst enemy. get up and do your thing, brother. whether on stage, in the bar or the office, any industry has the winners and the losers. you decide.
Instead of buying Nike Shoes, buy a piece of Nike.
Thomas son reebok or some nike?
@jay4lifecom Some people will buy every single latest shoe release and might have 40 pairs. That money could have been used to invest.
Great idea. Stop buying Nike so th stock tanks after you purchase it
People buying those shoes is the reason why the stock took off in the first place
@@jonathangonzales4115 lol😂😂😂.
“My people will perish from lack of knowledge”
Bible verse?
Guillermo yeah Hosea 4:6
Yahuda Yasharahla All Praises
@@PlayForealGaming to the most high
@@HebrewElevationChurch Fake Israelites, racist cult. Only African Israelis in number are Ethiopian.
He's right, I'm in my 40's and am now only learning this.
Congratulations make the first step bro 💪
Successful people don't become that way overnight. What most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time.
Yeah! I agree with you sir.
If you want to be successful have the mindset of the rich, spend less and invest More. Don't give up your dreams.
@@peterbedley2719 People come here with the aim of chasing money more than knowledge and that will damage your progress, trust me. Chase knowledge first and I promise! The money will follow you just like it's following some of us now.
@@itoboreoghenevwegba4306 That's very correct sir!!
And that is why most of them end up losing they money to scammers.
Don't be in a haste to invest. Know what and who you are investing to and be sure that the person will deliver before investing.
Such a well spoken lad, moments like this I appreciate Joe's work
"Debt is welcomed because it's celebrated". That's so true yet so sad
Who on earth celebrates being in debt ? Is this an American thing ? Very odd.
@@matthewbraybrooke9201 yes, very american thing. most of us are in some sort of debt, we celebrate buying liabilities like jewelry and designer clothing for short term benefit instead of putting our money in long term assets. it really sucks but i think people are starting to wake up
“Debt is dumb, cash is king; and the paid off mortgage has taken place of the BMW as the status symbol of choice” - Dave Ramsey
Matt Warren Cash is no longer King credit is king
Cashflow is king
Dave made me realize alot.
I just did that quoteon here and then I started to scroll and saw you did it to great minds think a like👍🏼😎😂🇺🇸
This is great to hear ✅
his is a bunch of bullshit. The lack of knowledge has nothing to do with being black or being in poor black areas. We have the internet, everything I know about finance and financial wealth ive taught myself everything online that i havent learned in school, 0 excuses. And this is coming from someone that you black people would call "white privilege. lol Be the barer of your own future, dont listen to a comedian clown about finance
@@pakerandmak dude some people don't even know where to start looking. It's like going to the gym with no knowledge on how to build muscle and just picking up some weights and slinging them around thinking you'll get jacked without any proper programming or nutrition. See how far that'll get you bub
Financial knowledge is one of the most important things in life!
Financial literacy is important!
Hard to dislike this guy, deserves everything he has.
Financial freedom my only hope, forget living rich and dying broke.
MLR97 rich nigga ❗️ still nigga
Jay z
I bought some art for 1 million
Sjcano 10 two years later that shit worth 2million. Couple years later that shit worth 8million. I can’t wait to give this shit to my children.
You can live rich and die rich
"the ambition comes from seeing what's outthere that can be obtained" that's real talk, kevin hart is a true inspiration
This guy is awesome #KevinHart. “Why not do it all”. There is no limit to what a dreamer can achieve.
This was better than gold
black folks outside the hood need financial understanding too. props to k hart.
Inside the hood too not just outside
Angel Lizarraga 🤦🏽♂️
Yeah the hood. But to have that mentality you have to change your lifestyle. Leave what everyone is doing. So many people in the hood are so brainwashed they don't even know it.
Never knew he was that wise.
All those celebrities that appear clumsy or dumb are actually geniuses.
@J Bruce Who gave them to him? Who convinced them he was a good person to account and manager? Him, stop thinking he's dumb man don't fall for that
Never judge a book by its cover. He is a smart man.
He's basically summing up Rich Dad Poor Dad here by Robert Kiyosaki. Kevin is 100% on point here.
School is a business and a business's job is to maintain customer loyalty. It just so happens that in order for school to maintain their high pays, they need to maintain financial ignorance to the majority of the population. They need to maintain the stigma that they're the only way to gain financial stability. The worst part is that they know their way isn't very efficient so they sell you things like retiring at an old age, which is one of its most poisonous scams because it's basically extremely delayed satisfaction.
The worst part? It's not even guaranteed.
Entrepreneurs of the industrial revolution needed schools to teach people how to work in factories. They had the whole vision planned out "we got new factories to change the 20th century for better or worse, thing is we need workers who know how to do the operating". So we teach our future generations with old knowledge for old jobs in the new age, they stay corporate slaves (if they're lucky) and live a frugal life with no ambition and no dreams achieved. Then the cycle repeats. Frightening stuff, this is systemic as well, deeply rooted in societal structure.
There are so many uneducated people upvoting this nonsense omg :D
Always the fault of the 'big man in charge'. It's fucking mandatory to go to school! What is this customer loyalty you speak of? Hahahahaha man man man!! You fuck, you bring a baby into this world, it needs education.. and this is somehow called customer loyality??? Lmfao.
You are basically saying: they are not teaching you anything in school so you don't take their high paid jobs. Please read that sentence again, and then another time.
If you mean that you can become financialy stable outside of what they teach you in school, you should rephrase that nonsense you wrote.
Some people are smart, they become a director, some people are stupid, they become a metalworker.
Not ANY school held you back, you can go to uni, you can get a masters degree in economics.. what the hell are you saying bro.. what a bullshit :D
To make money anywhere is not guaranteed headass. School is a tool. Yes its over pushed but to act like its a trap and millions of high paying jobs aren't filled each year because of college would be stupid. There's a reason a job will hire a college educated person and not anyone off the street. You can't do any task without learning about it first. I wouldn't hire you to create projections for my company if you had no certifications or no knowledge.
Kevin Hart is such a great speaker
"The ambitious comes from seeing what's out there that can be obtained"Wooo took the words out of my mouth
This is why I love Kevin Hart and Shaq. They're so different than so many other celebrities when it comes to finances.
I always liked Kevin Hart, I never believed the bad stuff some people say about him
I became financially literate at 43, which was this year. It's never late to start saving for the future and getting out of debt. I wish I knew before but I'm lucky I opened my eyes. That's one thing I have to thank the media and the wider availabilty of information there is nowadays. Not everyhing is bad about present times. Having a financial goal for the future gives new meaning to my midlife crisis present. I have to thank Dave Ramsey for this. I was just browsing through the most popular podcasts and saw his, and I don't know why but I gave it a try. Best decision of the last few years for me.
Financial literacy is super important
For those of you wondering...Kevin is worth a #light $150million...preach brother preach 👌💪
WHITE SUPREMACIST
Worth , that’s his name
150m is just his net-worth.. his much moree than that
Ularker Martine do you not understand the definition of net worth?
#light
Becoming financially literate is a must towards happiness
I appreciate how Kevin wants to build a financial legacy that will extend to his next generation. With a good investment expert that ensures you face minimal risk, without any doubts you can amass so much wealth to pass on to your children and children's children.
You seem to know a lot about portfolio management, can you please explain further? I am very interested.
wow... great point you got there.
This couldn't have been said any better, Can you give pointers towards picking an ideal investment manager?
@@thepotter867 Nothing beats engaging an expert in any trade, Selfishness and greed has deterred many from doing this and they ended up running a huge loss.
@@kevinjohnstone4023 My 2cent will be; Invest with a broker that is accredited and registered, This way your funds are safe. I invest with PATRICE ANN ISABELLA, amazing lady who turned my financial fortune within a short period.
This is pure growth in a man.
Didn't think of Kevin heart was this dam cool
Joseph Macato Ye, same here. He is cool guy.
Most celebs are cool in person. That's usually how doors open up for them, Hollywood doesn't like people with dead personalities. I'll admit theres an exception these days because most celebrities now seem like pieces of shit
Artem The GOAT did you just make a point and then refute it
@@NightOwlGamingz Nope
@@patstaysuckafreeboss8006 yup. Just read it again. That's exactly what you did. "Most celebrities now seem like pieces of shit" =! "Most celebs are cool in person"
I feel like he's listened to Dave Ramsey before.
he hasn't. If he had he wouldn't do anything with JP Morgan Chase.
Go braves
Rob Sellers Dave Ramsey is a fraud
@@Wakeupcj how so?
@@elreysincorona1939 please explain?
I love everything about what Kevin Hart is and says. This was a great clip!
Love it Kevin! Awesome to see you serving the community and educating people. You have a big Hart ❤️
I like to watch these Kevin Hart clips and podcasts daily.
I hope I succeed listening to this man
financial literacy is severely under-taught in this country
I credit the internet for changing my life (or I should say - giving me the access to information to change my life). Everything I know about personal finance and hustle came from RUclips channels and other websites where I discovered Dave Ramsey, Graham Stephan, GaryVee, John Bogle (creator of the index fund), Warren Buffett and more. I didn't learn it from home or public high school or even college. If this were a few decades back with no internet, I don't think I'd know what I know.
Necesitamos más personas como Kevin And the rock en este mundo grandes ejemplos a seguir sus consejos
Espianooola
Alexander i need to tint the windows on my 97 cadillac seville how much for 25% all around?
Speak english you fucking illegal
Poor Adam... he needs attention 😥😥😥😥
You don't realize how much fun it is to learn a new language until you really put forth the effort. I recently started learning Spanish and I think he is saying we need more people like Kevin and the rock in this world. I don't know the rest, something about giving great advice lol
Financial knowledge is something that is underappreciated.
This MAN is probably, hands down, one of BIGGEST little men out there....I had no idea....here’s to always keeping an open mind and learning something new everyday.
“ The more knowledgeable we are, the worse for the government “
Exactly.
We love how Joe gave a lot of air time to Kev to talk more about this issue. When a wise man speaks, someone really listens. Great episode!
Man I would take up a class of Kevin Hart giving financial lectures 😂
Kevin Hart is an entirely different breed of celebrity. Not only is he one of the most entertaining stars around today, but the value he brings to others in fitness and financial literacy is remarkable! Hope to meet you one day, sir!
Get well soon Hart! Much respect to you and your goals to illuminate us that didn’t have access to this knowledge.
Damn right. Invest in real estate. I don’t sell, I buy😎🔥
Zach Morgan hope 2021 works well for you when the real estate bubble pops twice as big as it did in '08. Just hope you're investments are liquid and not "leveraged" aka your debt or someone else's.
Sir WritesAlot even if it’s leveraged it would be fine as long as you had a fixed rate long term mortgage and enough positive cash flow and equity in the property. Besides, in 2008 in most areas rent barely went down if at all and in some increased-either way the averages rents are much less volatile than house prices in a crash. Also, in a crash buyers are more nervous, waiting to buy so they will rent for the time being leading to increased demand for rentals. So if you’re smart leveraging is the way to go but I agree, it can be extremely dangerous if you don’t know what you’re doing.
So never give up, if you fail, try again.
Love this sensei, sifu side of Kevin. When you learn, teach.
What the fuck? Cut the bullshit "kawaii" shit.
I have no clue why this video has so many dislikes. This dude is speaking about some real life lessons that will upgrade your lifestyle and future. We need more of this going on in communities that need it
Never knew Kevin Hart was such a hero. Giving back should be applauded.
The more you learn, the more you earn🌎☯️💰
I saw him on channel valuetainment and learned A LOT from him
Bobby H that guy Patrick Bet David is crook dont trust him he’s a theft he stole his business idea from the company he came from and now he’s claiming he came up with it. Smh
David Herrera proof it?
I’m trying to educate myself about financial knowledge I’m 24 years old right now I’m always trying to think ahead I don’t want to be dumb and clueless and live my whole life working for someone I want to live the best life I can because we are all going to die! Fuck living an average life there is way more out there than just living like a slave. I hope everyone that is trying to do what they want succeeds and I wish everyone the best in their life’s. Spreading love to all of you idc who you are we are all equal ❤️❤️❤️❤️❤️❤️✝️
Let's gooooooo!! All the best to you, from one stranger to another: much love!!
Financial freedom is crucial for anyone. Passive income is the key, I teach people how.
That ending when he basically says "it's always 'why are you trying to do everything' instead of 'why AREN'T you trying to do everything'" really hit me. I've had a lot of goals in business from starting a clothing line to starting a fitness brand with programs and supplements to starting a private security company to starting a private school (because our education system is flawed, so I wanna teach these kids what they need to know about in adulthood) and a lot of people tell me it's too unrealistic to do all of that from selling clothes and selling supplements and fitness programs and doing security in war torn parts of the world and teaching kids how to really think for themselves and I'll be honest, a lot of people like that made me undisciplined in pursuing all those goals which the ones I mentioned isn't even ALL of them. Thanks Kevin. You da man💯
Just take a minute and soak in how good it is for you. Kevin Hart and all his money isn't living a happier life than you. Yes YOU!!!
Joe Rogan please have Dave Ramsey or Chris Hogan on your show!
ikr
Yes!!!
I’m doing financial peace university now.. got rid of 4,000 of debt so far.. the day i get rid of my student loans will be the best day of my life
No, don't have them on.
Fuck that! get Ed Mylett or Grant Cardone on his podcasts
dude I miss PATRICE o'neal
skr1pt3d big time
Yeee
Same
I just met Thasunda Duckett on Tuesday. She's so nice and real and what she's done with her career is inspiring for a WOC like myself. Just to know that she's a top dog at the top bank and not just associated with the top dogs is awesome.
Kevin Hart is ALOT more insightful and Deep than i realized.
He said endgame twice- Kevin Hart confirmed to play a part in Avengers
🤣🤣🤣🤣
"Where the paid off home mortgage has taken the place of the BMW as the status symbol of choice."
So accurate ,sadly the black community doesn't know of personal finance.Hopefully this will change.
Black people 'investing' in whole life insurance is a bigger factor in the race wealth gap than anything else.
It's taught in schools blacks just don't show up to class too busy chasing white women that aren't interested
@@harrisonwintergreen1147 1001%, life insurance and real estate are the keys to generational wealth.
Wow got soo much respect for Kevin Hart now !!!! Spreading knowledge
This is definitely the most eye opening and important video I’ve ever watched
Just what I need a rich guy telling how nice it is to have money
financial issues? Dave Ramsey is your guy. He's helped millions of people get out of doubt and show them how becoming a millionaire is possible.
you don't need a million dollar product nor good property hustle to become a millionaire , owning property is good way tho of becoming a millionaire quicker (by owning it not buy going into debt for it) because millionaire status means that the total of you/ your assets nets at least a million@Logan Waltz
I prefer him when he's serious
I have a new level of respect for Kevin Hart
The universe blew up when I saw Hart on this podcast when it came out. Incredible success mindset he has man...
You're right Kev. Longevity!!!
This man buys real estate!! Mad respect!!
research for 10 mins about JP Morgan and Chase bank's history in this country.
Great video. This is what kids need to see and listen to.
Not trying to put cold water on what he's trying to dobut, Jamie Dimon? He's doing this out of the goodness of his heart? I'm having a hard time believing there are no strings attached Kevin!!!!
Desouza Vlog he’s the ceo if the biggest bank in the world. He’s gotta do something’s to help people otherwise the gov might split him up
I can't stand him as a comedian. I absolutely fucking adore him as a person. More power to Kevin Hart
Likewise, but with Joe.
“Jamie Dimon, very good guy.”
🤣🤣🤣🤣🤣
Fight the Oppressor lol
Fight the Oppressor is he bad?
Ryan M you mean the guy who said recessions are a good thing? The billionaire with employees not making enough to survive? Yeah I’d say he’s a bad guy. He’s maybe the worst of all the corporate thugs. The guy belongs in prison. He’s the CEO of JP Morgan Chase, which is essentially a huge international crime syndicate. They’ve paid tens of billions of dollars in regulatory fines for outrageous financial crimes, but it’s just the cost of doing business so they continue breaking the law. They bribed highly placed Chinese government officials by hiring the children of these officials. This was in direct violation of the Foreign Corrupt Practices Act and was a serious national security threat. They’ve also been fined for violating the Cuban Assets Control Regulations, Iranian sanctions, and Weapons of Mass Destruction sanctions nearly a hundred times. They bankrupted Birmingham, Alabama in another case that involved bribery of a government official. They failed to alert the government to Bernie Madoff’s Ponzi scheme, which was operated almost exclusively through JP Morgan Chase accounts. There are just so many incidents. The London Whale episode, money laundering, manipulating electricity markets in California and Michigan, credit card fee and overdraft fee improprieties, financing pipelines that are literally accelerating global warming and therefore our very existence. Then of course the banks central role in the 2008 housing crises and the ensuing recession.
The “I don’t have enough” mentality that Kevin Hart talks about in this video is toxic. He talks about following the example of “good people” like Jamie Dimon. He fails to mention that at some point the pursuit of that kind of wealth requires you to suspend ethics and morality. He talks about investments abstractly, and only considers what those investments are doing for his wallet with no regard for how those investments impact society. Jamie Dimon is using Kevin Hart to sucker black people into risky investments and loans which, in aggregate, will further exacerbate the transfer of wealth from the working class to the billionaire class. The whole purpose is to create a permanent underclass that is so reliant on the corporate world for survival that they’re easily exploited. I recommend a hard pass on any financial advice that Jamie Dimon or any of his surrogates like Kevin Hart are peddling. Sorry for the long answer, but you asked.
Fight the Oppressor so that’s way too long of a comment to respond to but I’ll try to respond to a bit. So recessions are a necessary thing. I doubt he said they were a good thing but without them we would just have a Great Depression once every 20ish years which is much worse than recessions every 10ish. What employees don’t make enough to survive? And why would an employee stay at a place that doesn’t pay enough to survive? Makes no sense to me but what ever. Not sure about specifics of the other incidents but I’ll take your word that they r bad but is it rly the ceos job to regulate everything that happens within a 19T asset company
Fight the Oppressor and if you don’t want to invest be my guest but I guess u just won’t ever retire
I’ve talked about this so many times. Jay Z in The Story of OJ talks about financial freedom. It’s one of his best songs. He literally says “You think it’s Boujee, I’m like it’s fine, but I’m tryna give you a million dollars worth of game for $9.99”
Guys. Financial knowledge is so important. Rappers don’t talk about that as much though.
Not enough people talk about having a better financial mindset.
Just turned 50, grew up and still live in the same area Kevin did, used the check cashing places and destroyed my credit. Now, I’m finally learning the impotence of good credit and have taken incredible steps and put in wicked hard work to fix it. He is spot on
Jamie Dimon: How do we get blacks in the hood to open more accounts with Chase?
Kevin Hart: Let me talk to them
K
Dimon really is a snake
FOR ONLY 99.99 YOU CAN BUY HIS COURSE FOR FINANCIAL FREEDOM!!!!
It's Kevin Hart not Donald Trump
👍🏻🇨🇦this what I want to hear on your podcast Joe! Not how much weed people smoke 💨 Thx Mr. Hart. We need more positivity like this, I’ll be looking forward to hearing you speak on this matter!!
Acquiring knowledge and it’s application to my life is the way to go.
We all need someone like this in our Corner... Too many Nagative ppl in the World. Thanks Kev!
Not to discredit what Kevin Hart said - he's a great guy and what he said here makes total sense. But it's easy to talk about financial freedom, success, prosperity, etc. when you're a movie, music, or sports superstar and you get paid more per minute than the average Joe gets paid per year; or more per month than the average Joe gets paid in his entire lifetime. Try to be financially free when all you're offered are minimum wage jobs...
I see the point of view that you are talking from. I’m there too. But there are so many ways to burst through that bubble of the day job. One way is through real estate. Instead of buying a house to live in and pay the mortgage. You can house hack, or buy a rental property (2-4 units so it’s a “residential property” and can be purchased with a regular mortgage with easy down payment options) and live in it and rent out the other units. Then you have little cost or just free living. Living situations is one of the biggest costs you have. Then the money you make from the job you have can be saved at a larger rate. Then you can take that money you’re saving on living cost and buy another property. Then you have 2 income streams (job and first property). And this can be repeated. Real estate is my way out. You just have to find yours.
@@jared9460 Thank you for replying, I really appreciate it. Buying real estate seems to distant from my reality. It's so absurdly expensive and out of my current budget. If I may ask, and if you don't mind answering, how much did you invest in your properties, and how did you do it (as in, how did you actually did it with a day job salary)? Thanks.
As someone who's not a movie star, it came as bit of a shock to me, but you need to cut things out of your life and do something with your money. Money is inherently valuable, whether you're googling around for high interest rate savers accounts, opening up ISAs to minimise tax, investing in an ETF, all these things make money on top of your money. Once you have your money making money, it's just a case of how much can you invest into it. If you're currently buying stuff off a debit card, can you open a credit card with your bank, set the debit card to pay off the credit card monthly, if you're buying it off the debit you have the money, you pay the credit card off monthly with your debit so you don't incur any interest, and now you're gaining credit score on those purchases. You don't need to learn day trading, become a stock whizz, you just need to do something with your money that's making you money or making you more "valuable" in the eyes of the banks.
It sucks to not be able to go out, buy the fancy things you see, even take a significant other to a restaurant, but thats an extra $40+ now making you money. Over a year you've saved nearly $500 and any interest on top, while also building up a credit score. I for example decided I didn't want to watch TV anymore, I cancel my TV license, didn't buy a TV, save on electricity, this one decision freed up cash, to be put in the SNP 500 or an ISA or anything where your money isn't stagnant. I also decided I can take public transport to work, no more car, no more maintenance, no more MOTs, no more petrol. Even on minimum wage (I was a teacher when I started this) you can find ways to cut back to free up $10 here and $30 there.
Can you find a part time job, as a teacher I could do tutoring, an extra £50 a week was £200 a month and over a year was an extra £2000 atleast saved and making me money. There is always light at the end of the tunnel, you just gotta move through it.