Credit Card Portfolio and Spend Strategy for 2024 🔥
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- Опубликовано: 7 окт 2024
- SBI Cashback Credit Card apply link - bit.ly/3TrqpZ9
HSBC Cashback Credit Card apply link - bit.ly/3zoEVKf
Standard Chartered Smart Credit Card apply link - bit.ly/4e3JbOw
In this video we do a deep dive into the kind of credit card portfolio that you should have if your rewards preference is cashback. We also discuss what should be your spending strategy.
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Dude.. The effort you put into this is "INSANE". Keep going.
Based on this video one should have these Crads :-
SBI Casback
HSBC Cashback
Tata Neu infinity HDFC
HDFC Millennia
Airtel Axis
Axis Ace
Standard chartered Smart
Gajab.. Abhi tak ke credit card channel ne aisa video nhi banaya.. Please ye series banate rahe
This is by far the best video I’ve seen on credit cards 👍🏽
6:15: very important point!
Yes please consider portfolios like travel, lifestyle and hotels.
It would be helpful if card academy could tell us more about American express cards and why all variants aren't available in India yet !?
We might do a video on portfolio for travel redemption.
India is an extremely small market for Amex. They may introduce more variants as their numbers grow.
@@CardAcademyEven in UK I saw shops with boards - No Amex please
MDR is the problem sir 😂@@amitabhmaheshwari
I vote for travel related video.
@@CardAcademy mam for upi payments, i think Jupiter csb card is much better.
The best of the best cards any normal person can have. With such videos, you get all the knowledge required about credit cards. Thanks Card Academy!!
She deserves growth 📈 How calm she is ... I fell in love with how she speaks ... Don't take it wrong , but your speaking ❤
Brilliant video, please consider making Part 2 as well!
Awesome knowledge of Credit card world, never seen before.Thanks
So much effort, thanks so much!
Would love a video on card strategy where the preference is travel rewards - specifically would be helpful to understand the miles and points game in detail!
best video so far....thanks for the useful information....one stop solution to all credit card related queries. Thanks
Bhaisaaab , Big salute to your efforts, mind-blowing financial education!
Amazon pay has stopped accepting insurance payments through any credit card. They only accept bank or upi payments. So you won't get 2 % cashback on insurance payments through icici Amazon card😅
Thank you for recommending Airtel Axis card.. definitely worth.
I have been waiting for card portfolio video for while, love this ... please create another one for travel focus
Thank you so much. I actually did the calculation and I think SBI cashback, Amazon ICICI and Airtel Axis would be great for me.
Thank you for your channel and this video. I get awareness and recreate my card portfolio with hdfc millenia and axis ace. Thank you teacher of card academy ❤
This is one of the best video I’ve seen on credit cards
Best credit cards according to me :
Airtel Axis Bank , Kotak Myntra , HDFC Millenia , SBI Cashback
Seeing your 1st video and already subscribed within 4 minutes of watching, what a concept of card portfolio awesome content
Really great knowledge...Nd u have good knowledge... Thank you for educating ... God bless you
AU LIT card with its customization feature can easily be part of any portfolio
Since online has a lot of options already, it can be tuned for offline with 5% milestone feature and 10x offline feature
Also for govt payment like nps and income tax or for rent payment with 2% milestone and 10x online features
best video ever , there was so much effort that was put into it , please make this every year.....
First time in YT very good mam , let your efforts give you success
Kindly make part 2 Video😊
This is the best video I am looking for regarding credit cards to choose. First things first, should apply for axis ACE card now. Thank you for detailed plan
Excellent work by the Script-writer and the host👍
thanks for this amazing video! Major axis cards like ace and airtel axis have had a major devaluation recently, please make a revised video accommodating those changes 😄
Phew. Will take a lot of effort. We'll do that again in some time.
@@CardAcademy thanks!
Awaiting your video on travel cards portfolio
Amazon not allowing insurance payment by credit card.
y
One of the best videos on cc
I got Airtel axis, tata neu infinity plus and sbi cashback card after watching this video - Life is easy now
Really useful and unique content, highly appreciate the efforts and thought process!! Please do make a similar video for travel/hotel/flight reward points credit card portfolio strategy.
Thanks for your kind words.
Need a card portfolio video for Travel based rewards. Include cards like Diners club, Atlas etc.
I've Axis airtel card and it gives almost 600+ cashback every month on utility and grocery . It's the best card i have
Limit ?
Best video till date. Thanks for detailed comparison🙏
Nicely described 😊
Now that you have made this video i am proud to say i have following 3 cards...
1. Amazon icici LTF
2. Tata neu plus HDFC rupay LTF
3. Airtel axis
😅
Tata Neo kaise lft ho gya ???
@@ARUNSINGHVNS879 mujhe early access mila tha as i was a tata employee n uss time LTF tha card.
@@abhayjayesh ok
Very informative.. Iss video ko har 3 mahine baad banaya karo please
Please continue making such credit card portfolio vdos...it is very much useful... thankyou and appreciating your efforts..
Also pls do a vdo on Life time free credit cards of various available cards and how can it be benefited..
I use my Amex platinum Travel card to make NPS payments. This helps me in reaching 4L target. The basic points are not given but milestone benefits are given
Makes sense
Hey. How do you make NPS payments through credit card? I have set it up for auto pay via Paytm money app but since last three months the payment is not getting deducted and Paytm money people have no solution for me other than just saying “it was rejected” with no reason.
Mam can you conferm that is axis had stopped issuing 2 cashback cards to single customer
Ex:- if you holding airtel card then you cannot take ace or flipkart card or vice versa
It will rejected
You can take only reward giving cards
Please reply
Perfect video for Credit card beginners
Movies k liye kon sa card better h?
Awesome clarity,thanks a lot
I'm connected with this channel for more than a year when the other female person used to explain
But this is the first video where I can say I literally saw your efforts
And yes we want more videos like this
Love and support
Amazing video! VERY USEFUL
Very nice video and very useful and researched video. Great work.
Please make the part 2 video on travel cards portfolio
No doubt
Excellent work
Quite brilliant. Pls cover travel and lifestyle as requested by others too. Thanks!
Please do this for premium cards as well.. excellent work and analysis
Amazing video, never seen such a detailed video on card selection in RUclips.
This video is just LIT 🔥
This is just amazing,I have almost all the cards except standard charted and Axis Ace and have been following the same strategy
Thank you for sharing such detail portfolio plan
Kindly make videos on other categories as well
what an amazing video😊😊😊 love it
This is crazy good.. Can you please make a similar video which includes premium/super premium cards too?
Airtel axis appears good and worthy addition to portfolio
Please make an updated video for rent payments via UPI
All My LIC bills was more than 30k but tata neu not allowing to pay using credit card. So there is no way to earn 5%. Please check the max limit of each transaction pay thought neu app and infinity card.
And Amazon won't support credit cards to pay LIC
Wow effort out here is commendable! Just loved such detailed and crystal clear explanation..please include diners black, indusind eazy diner etc. cards for dining out in part 2 😊
Standard Charted Smart CC Cashback comes at a Redemption Cost of INR 99 and yearly fee of INR 499. With 1000 INR capping at 2% on Govt Spends and given govt payment gateway CC charge is around .88% inclusive of GST, it may not be worth using it (for real savings) unless total govt spend is not 1L+. Also, can't make more than 50k govt spend per month. Though say one did had the money, but now can put it in overnight fund for 40 days thanks to CC, might be able to recover .7% of gateway charges.
Brilliant presentation 👌
Just Perfect! ❤
If good renewal benefit is being given then also there is no harm in paying the fee.
True.
Hello, Aapke Video Bohot Informative hai. Aap apne videos me Purchase Protection Insurance ka bhi include kar sakte hain kya. Pata kese laga sakte hai ham yeh jab koi card le rahein hai toh ki usme yeh feature hai ki nai ?
Thanks, really helpful
Its been almost 2 months. Lets revisit this with travel POV video.
Please make card portfolio video for travel.. Consider Infinia, dcb, magnus etc for it..
🙏You R Genius👌Madam👍
About Credit Card Topic,
Wow !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Great content Didi.
Thanks for video which is very informative in terms of card benefits but I'd like to add one more benefits like movie tickets could you suggest me any card for this?
Super explainattion
Nice effort
Don't take it in wrong way ... But cuteness overloaded 😍
HSBC Cashback Card is best. Getting 1K+ cashback monthly + 1 lounge access every quarter.
Nyc explanation
I have about 3L spends on LIC, School fees, Mutual funds... I have about 2L spends for small payments like, Gas bill, electricity bill, food, Petrol, and other UPI payments.. which cards would you recommend?.. I was thinking to have a separate card for 3L spends and a Rupay card for 2L spends.(note: The above spends are per annum).. please help
Airtel axis card has limit of 300 for each cashback
*My Portfolio Of LTF Cards*
1. ICICI Amazon Pay - 3L
2. Axis Flipkart - 1.62L
3. ICICI Platinum - 3L
4. HDFC Millenia - 1.1L
5. BOB Rupay Premier -1.2L
6. Axis MyZone - 1.62L
7. Kotak Zen Signature -2.62L
8. SBI Simplyclick Card - 1.95L (Paid but 2000 Cashkaro CB)
9. PNB Rupay Platinum -75k
10. ICICI Coral Rupay - 3L
11. Federal Scapia - 2L
12. Yes Finbooster - 2.75L
13. RBL Bank Paisabazar Duet - 1L
Virtual Card
1. KOTAK Rupay CC
2. Yes Bank Rupay CC
So hard working mamm
Very well shortlisted 👍🏻
Thanks for content mam 😊😊😊
super detailed video
This is most likely the best video on this channel. Thank you.
Also make a video on best travel related cards especially for domestic flight tickets (not lounge access) and yearly spends of about 5 lakhs
Mota moti me ye samajh gaya ki mere pass HDFC millennia, Amazon pay and HDFC super rupay card hai jo ki meri tamam zaruroto ko asche se pura kar leta hai. Jyada se jyada tata nue CC le sakta hu par me normaly groceries wagerah directly market se leta hu. To aur dher sare cards lekar koi fayeda nahi, jo bohotsare log karte hai.
Wonderful!!!
how airtel axis card is better than sbi cashback for food and groceries online?
Shall i take hdfc milenia for offline spends or do it with sc smart and airtel axis to reach waiver goal
FYI: After devaluation in SBI Cashback card, Total cashback per month is ₹5000 split into ₹4000/- for online spends and ₹1000/- for offline.
Please correct me if I am wrong.
SUPERB VIDEO 👏👏👏👏🎉💯💯❤️❤️🔥🔥🔥🔥
Probably one of the best video on portfolio. Keep going!
Tataneu insurance payment is best only upto 40000(5% is 2000 which is the daily capping) not 1L. A tiny mistake.
@@Yt-ep6jc yes
Which card is best for paying education fees
i want to know - which card offers better discount on hotels -- indusind easydiner card VS axis magnus on basis of easydiner offer ?
I would like to see the travel cards portfolio.
Is kotak card worth to keep, I have appx 13 cards, think to close some cards
Best portfolio ....
Excellent work done, always sensible and educational content, thank you so much 😊
Excellent
I am a budget traveller.. which credit card is better... And another card fuel