Utwo tuntu muvuga twa Production Mu Rwanda ntibishobika za RICA,FDA,....bucya zatejemo,amande hafi aho,gufungirwa,..... Mureke Dukene rwose nitwe tubyitera
Inguzanyo ya 18-22% muri economy yacu iri volatile rimwe na rimwe bakayaguha bakerewe biragoye kuyishyura peeee leta itube hafi wenda ishyiremo na nkunganire ❤❤❤
BNR rwose nifashe abaturage kuko bank zikura inyungu z'umurengera mu baturage zidahwanye nibyo abaturage binjiza. Urugero iyo watse inguzanyo bayiguha kuri 19% ku mwaka ariko wowe washaka kuzigama kuri konti iri broque wowe bakaguha inyungu 5% iki kunyurayo abs ari kinini. Urundi Rugero ni urujyanye no kubitsa kuri za mobile banking aho wowe yo usabye ideni bariguha nko 9% y'inyungu ku kwezi wowe wakoraho saving bakaguha ku nyungu 7% ku mwaka! BNR nidufashe itureberere kuko ibigo byunguka amafaranga menshi ku baturage ntekereza ko binagira n'ingaruka kubyo bashishikariza abantu byo kwihangira imirimo.
Ibyo Dr Rusa avuga byashoboka ariko hari factor ya interest rate atarebye kuko niyo yungura bank kuri loan yatanze nuwayifashe. Urugero: Inflation izamutse 5% ariko interest ya bank kuri loan iri kuri 18%. Yego iyi 18% yose si inyungu kuri bank ariko yateganyije iyo risk kare kugirango izumguke. Iyo 18% ya interest rate ya bank ubu sinshidikanyako inflation risk ifashe nka 12%. 6% isigaye igafata nka processing fees, nizindi administrative cost. Ahubwo uzabwire Dr Rusa asuzume impamvu loan ihenze arebeko atari inflation ibitera. None se uwafashe ideni nabanza kwishyura interest mbere yo kwishyura principal? Impamvu niyo.
Ku byerekeranye na production mbona leta yacu ibigiramo uruhare kuko policies nyinshi ziriho ni izinaniza abantu b'amikoro macye gukora productions. Icyo mbona gishoboka ni uko leta yajya itegura ikanashora amafrs mu cyanya cy'inganda z'abaturage badafite ubushobozi bwo gushinga inganda nini kuberako leta idashaka utuganda duto(mu ngo) cyangwa imirimo ikorerwa mu ngo. Ibi byazamura production y'igihugu nk'uko muri China na Inde bakora kuko muri ibyo bihugu bafite utuganda mu ngo zabo kandi leta zabo ntizibabuze. Yego rwose ni byiza kwita cyane ku buziranenge bwa products ariko leta yareba uburyo ibigenzura ariko ikareka utuganda dutoduto tugakora ahantu hose kandi byashoboka ndetse tukanagurisha ku isoko rya EAC. Kandi mwibuke twebwe tudakora ku nyanja rero production yatuma rwose twivanayo hanyuma economy ikazamuka kuko balance of payment yacu yagenda yegera kuba positive
Banki zunguka amafaranga yumurengera biterwa na service zicibwa abaclients zihenda bikabije amafaranga baca nyamara amafaranga umuntu abitsa bagenda bayakata uko ukoze kuli compte kose kuko wakwibaza uko abantu bamwe bananirwa kwishyura aliko ukumva ngo Banki yungutse miliyari mirongo mu mezi angahe
Uko babara inyungu ni ukureba ayashowe uko angana. Ntibarenza 5%. Ibyo bita return on assets. Uganda na Kenya bari hejuru. Biterwa ariko n'ababambura. Ikindi abantu bibagirwa. Niba ifaranga rita agaciro kuri 18% murumva uko ibitabo byabo bita agaciro. Izamuka ry'ibiciro ni uko. Mu bihugu byateye imbere inyungu ziba ziri hafi ya 3% kuko nta takazagaciro k'ifaranga baba bafite ndetse n'izamuka ry'ibiciro riri hafi ya zero. Ibyacu biragoye. Abanyarwanda dushaka kubaho birenze ubushobozi bwacu
Muri iki kiganiro harimo ibinyoma byishi, 1) u Rwanda nta capacity rufite rwo kwi korera ifaranga ryarwo bwite, kubera ko na printing ya madaranga rukoresha ubu, biriya bipa puro bya kagame ( amafaranga yu Rwanda kaga) bizanwa ni ndege bivuye printingirwa hanze…..2) Ikindi kagame ni ngirwa leta yiwe ( yi nyenzi) itunzwe ni mfashanyo, no kwiba umutungo wa Congo 🇨🇩 hamwe na madeni yu murengera aruta ubunini igihugu cyu Rwanda, ibi na byo ntabwo bya kwe merera inyenzi gukora ifaranga ryazo. Ikindi uyu mugabo ya vuze kuri inflation, gutaka za agaciro kifaranga, bira babaje mu Rwanda ruyobowe ni nyeshyamba kubona za circulation ya mafaranga nta yiri mu baturage hanyuma baka vugango ifaranga rya taye agaciro ???? Ifaranga rita agaciro gute kandi abaturage ari abashomeri bifuza nonkubona igiceri cyi cumi ? Ese inguzanyo kagame ya fashe zigera kuri $6 billion 💸 💵 kagame yaya shyizehe ? Well, iyo usomye kuri za website za IMF na World 🌍 Bank indexation ( bye rekana uko kagame yafashe amadeni aruta ubunini igihugu ya bohoje), ese ko kagame ari intambwe irusha izindi, izo nguzanyo yazishyizehe ko I faranga rya taye agaciro kandi nta rihari ? 3), inyenzi zifite ubwenge bwo kujya muri za IMF na World Bank kwaka inguzanyo kugirango zi ryoshye gusa, ngaho kagame agendera mu madege atatu ya private ( atariho ikirango , ibendera ryi gihugu yitwa ko abereye umuyobozi), izo nguzanyo aba rubanda rugufi ni rwo rukubitirwa kuzishyura kandi za rariwe na kagame nu mu ryango we na gatsiko kabicanyi ba muzengurutse, ategeka kujya guhungeta abanyarwanda kwisi yose bakoresheje za nguzanyo kaga yafashe mwizina rya banya Rwanda. 4) ikindi nuko u urwanda rudasho bora kigira development Igihe cyose ruri mu maboko mabi yi nyenzi zi yobowe nu mwicanyi ruharwa ari we kagome umuhungu wa rutagambwa na nyina steliya kubera inyenzi nazo zirabizi ko z itazi gahunda yo guteza imbere igihungu, kandi nta nazo ntabwo zifitemo ikizere ki miyoborere yazo, urugero; ubushize iriya mwene wabo na kagome ariwe rwangombwa ya vuze ko basigaranye amadovize ashobora gukoreshwa kugeza mu mezi 4 , ngo kandi ayo madovize kagame aya bika hanze yu Rwanda ( iri ni ishyano igihugu cya gushije), kubona amadovize yi gihugu kagame aya bikisha hanze yi gihugu ayoboye, gifite za banking systems ziwe , gifite umutekano usendereye imbere ni nyuma muri kabodelegado. Igihugu gifite abasirikare buri santimetero hahagaze abasirikare buri santimetero hahagaze umunyerondo wu mwuga, buri santimetero hahagaze RIB, buri santimetero hagaze police, buri santimetero hahagaze daso, buri santimetero, hahagaze maneko, buri santimetero hahagaze aba DMI, buri santimetero hahagaze hagaze umunyerondo utari uwu mwuga, buri santimetero hahagaze umuturage ushinzwe kuba ijisho rya mugenzi we…… ariko kagame akarenga akajya kubitsa amadovize yiwe na ko yi gihugu hanze…..kandi rwangombwa nta wa mubaza kubera iki ? Kubera ko rwangombwa niwe wishyuye amafaranga yi ndege ya koreshejwe mu gushi muta umusaza Rusesabagina…. ??????Nta wa mubaza igituma adashaka kuvugisha ukuri????? Nta terambere rirambye urwanda ruzagira Igihe cyose inyenzi zi gifashe bugwate igihugu cyu Rwanda na banya gihugu bacyo.
Ahubwo hakaribye hakoroshwa amananiza mu bucuruzi kuko uri kuri terrain nziza bank wayishyura nezaaa Gusa Mocash yo yunguka bikabije ugereranyije nuwayibitsemo 7%mu mwaka bo ari 9% ku kwezi
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
Ikibazo cy'amadeni mu banyarwanda kirakomeye cyane wabyumva uganiriye na rubanda rusanzwe. Politic y'ifaranga ryacu n'abacurabwenge m'ubukungu bakagize icyo bakora, ibitari ibyo turagisariramo.
Thanks!
Utwo tuntu muvuga twa Production
Mu Rwanda ntibishobika za RICA,FDA,....bucya zatejemo,amande hafi aho,gufungirwa,.....
Mureke Dukene rwose nitwe tubyitera
Doctor rusa nkunda uburyo atangamo ibitekerezo bye by'ubwenge
Inguzanyo ya 18-22% muri economy yacu iri volatile rimwe na rimwe bakayaguha bakerewe biragoye kuyishyura peeee leta itube hafi wenda ishyiremo na nkunganire ❤❤❤
Mr. Journalist rwose ujye ugerageza kutamuvugiramo cyane.
Icyo kintu theo yanze kugikosora rwose Kandi mbona muri comment abantu benshi babimusaba
Atuma atadusobanurira neza amuca mu ijanbo
Jyewe antera umujinya😏😭😡😡😡😡😡😡
Hari abantu bameze batyo bakunda guca mu ijambo abandi, Wenda Theo akunda kunva ijwi rye buri kanya.
Botswana 🇧🇼 yubahwee
Nkunda Dr. Rusa
BNR rwose nifashe abaturage kuko bank zikura inyungu z'umurengera mu baturage zidahwanye nibyo abaturage binjiza. Urugero iyo watse inguzanyo bayiguha kuri 19% ku mwaka ariko wowe washaka kuzigama kuri konti iri broque wowe bakaguha inyungu 5% iki kunyurayo abs ari kinini. Urundi Rugero ni urujyanye no kubitsa kuri za mobile banking aho wowe yo usabye ideni bariguha nko 9% y'inyungu ku kwezi wowe wakoraho saving bakaguha ku nyungu 7% ku mwaka! BNR nidufashe itureberere kuko ibigo byunguka amafaranga menshi ku baturage ntekereza ko binagira n'ingaruka kubyo bashishikariza abantu byo kwihangira imirimo.
Nibura mocash yagombye kukungukira 7%mu mezi atatu nkuko bigeze kuba babikora none
MTN na Bank bakorana bunguka 108% barangiza uwabahaye aye bakamuka 7% yonyine
BNR nirebere abaturage kwishimira ngo ikigo kimwe cyarungutse kigahombya abantu benshi byiyongereko hari iziyajyana hanze
wapi hari aho Dr RUSA yibeshye burya iyo bank iguhaye ideni ikoresha time value for money concept burya interest rate haba harimo na inflation. BNR yategetse banks zose kujya baha amakuru yose abasaba inguzanyo niyo mpamvu bakwereka effective interest rate, real interest rate... Ahubwo ikibazo abasaba inguzanyo akenshi ntibasoma loan contract na attachments ziyiherekeza. Rero bankers ni economists ibyo byose baba babibaze. Ahubwo iyo abantu bahawe inguzanyo hakaba inflation abafashe inguzanyo bananirwa kwishyura kubera purchasing power iba yagabanutse hanyuma projects zabo zikananirwa kubera cash flows ziba zabaye nkeya...
Hari aho dukorera hahindagurika inyungu zihindagurika bigatuma uwafashe inguzanyo bimunanira kunguka
Naho bank ibyayo iba yayabaze mbere
nibyo umusaza Dr avuga umwanzuro si frw ahubwo kuvugurura secteur zose ubuhinzi ,ubworozi,inganda,guhanga udushya mwikoranabuhanga,guhanga imirimo mishya,mububanyi namahanga birimo gufungura imipaka ikindi kuganya imisoro kubintu bimwe nabimwe 28:19 28:19 28:19
Murakoze mumbarize Dr,bank konzungutse inyungu zazikuye he?Abo bahaye amafaranga abenshi ntibashoboye kuyagarura,izo bank zungutse zite?Zishobora kuba zaragurishije ingwate!!!!?Ubutaha zizakorana nande?Umunyarwanda uri kuri iy'isi utabona uko kwibeshya yaba ababaje.Ikindi mbona gikomeye,umuyobozi wa bank ahagarariye inyungu zande?Aho ntazasigarana amafaranga n'inyubako gusa?kuko abakoresha ayo mafaranga ntibunguka!?Iyo poritike y'ubukungu iragoye kuyumva cyeretse ba Rwangombwa baminuje.Reka tubategereze.Twari dukwiye kuva mukurota tureba.
Ibyo Dr Rusa avuga byashoboka ariko hari factor ya interest rate atarebye kuko niyo yungura bank kuri loan yatanze nuwayifashe.
Urugero:
Inflation izamutse 5% ariko interest ya bank kuri loan iri kuri 18%. Yego iyi 18% yose si inyungu kuri bank ariko yateganyije iyo risk kare kugirango izumguke.
Iyo 18% ya interest rate ya bank ubu sinshidikanyako inflation risk ifashe nka 12%. 6% isigaye igafata nka processing fees, nizindi administrative cost.
Ahubwo uzabwire Dr Rusa asuzume impamvu loan ihenze arebeko atari inflation ibitera.
None se uwafashe ideni nabanza kwishyura interest mbere yo kwishyura principal? Impamvu niyo.
Theogene Dr rusa ndabasuhuje nonese igihe bank yunguka ntiyarikwiye kugabanya inyungu kumukiriya nawe ntahombe iburerara ndabakurikiye❤❤
Turashaka uzadukorere ikiganiro na doctor kuri master card uko zikora nuko zunguka thank you
Netanyahu yasohorewe Mandat d'arrêt iyo nkinamico muzoyituganirireho Doctor Merciii🇧🇮✅️
Muri Abantu bingirakamaro ku bihugu byacu! Nishimira cyane kumva amahufuro yanyu! Gusa sinzi ukuntu nagera ku bitabo byanyu. Muri inzu y'ibitabo😊
nibyo umusaza Dr avuga umwanzuro si frw ahubwo kuvugurura secteur zose ubuhinzi ,ubworozi,inganda,guhanga udushya mwikoranabuhanga,guhanga imirimo mishya,mububanyi namahanga birimo gufungura imipaka ikindi kuganya imisoro kubintu bimwe nabimwe 28:19
Bank zarungutse hahahahahah
Bk ni ayande ?
Sha ifaranga ryacu ryarangiye pe.
Birababaje cyane
Ku byerekeranye na production mbona leta yacu ibigiramo uruhare kuko policies nyinshi ziriho ni izinaniza abantu b'amikoro macye gukora productions. Icyo mbona gishoboka ni uko leta yajya itegura ikanashora amafrs mu cyanya cy'inganda z'abaturage badafite ubushobozi bwo gushinga inganda nini kuberako leta idashaka utuganda duto(mu ngo) cyangwa imirimo ikorerwa mu ngo. Ibi byazamura production y'igihugu nk'uko muri China na Inde bakora kuko muri ibyo bihugu bafite utuganda mu ngo zabo kandi leta zabo ntizibabuze. Yego rwose ni byiza kwita cyane ku buziranenge bwa products ariko leta yareba uburyo ibigenzura ariko ikareka utuganda dutoduto tugakora ahantu hose kandi byashoboka ndetse tukanagurisha ku isoko rya EAC. Kandi mwibuke twebwe tudakora ku nyanja rero production yatuma rwose twivanayo hanyuma economy ikazamuka kuko balance of payment yacu yagenda yegera kuba positive
Ibitabo byawe mu ikinyarwanda birakenewe uzabishyiremo mu ikinyarwanda tuzabigura icyangombwa ni ubumenyi tuzabikuramo murakoze Imana y,irwanda ihorana namwe.
Bank tugiye gusara peee
Musubize rugenera muri ministeri y, imari yongere ashyire Ku murongo economy yu Rwanda.
Economy yacu yangijwe na kaberuka. Ayitezamo akajagari nubuswa.
nibyo umusaza Dr avuga umwanzuro si frw ahubwo kuvugurura secteur zose ubuhinzi ,ubworozi,inganda,guhanga udushya mwikoranabuhanga,guhanga imirimo mishya,mububanyi namahanga birimo gufungura imipaka ikindi kuganya imisoro kubintu bimwe nabimwe
Ushaka kumenya ukuri, wabanza ukamenya uburyo ba Gouverneurs ba Banque centrales de Pays bashyirwaho n'inshingano bahabwa na Banque Mondiale 😢
Ifranga ryurwanda ryaguye kubera ubuyobozi reta kugirango abaturange bahombe ni politic amafranga yabayobozi bayabika mumabanks yohanze kdi mumadorallars ntacyo bo bahomba😂 22:27 a
Inzahabu za Congo ubu hariko igufuri mwibaza burya ko bizakwama uko ? Murya ariko aba congoman bapfuye
Docteur ibyo uvuga biteye ubwoba. Ngo ifaranga ryacu rigendera ku idolari bikarangira ritaye agaciro ku idorali. Ngo nta nommaie tugira koko. Birababaje
Banki zunguka amafaranga yumurengera biterwa na service zicibwa abaclients zihenda bikabije amafaranga baca nyamara amafaranga umuntu abitsa bagenda bayakata uko ukoze kuli compte kose kuko wakwibaza uko abantu bamwe bananirwa kwishyura aliko ukumva ngo Banki yungutse miliyari mirongo mu mezi angahe
Uko babara inyungu ni ukureba ayashowe uko angana. Ntibarenza 5%. Ibyo bita return on assets. Uganda na Kenya bari hejuru. Biterwa ariko n'ababambura. Ikindi abantu bibagirwa. Niba ifaranga rita agaciro kuri 18% murumva uko ibitabo byabo bita agaciro. Izamuka ry'ibiciro ni uko. Mu bihugu byateye imbere inyungu ziba ziri hafi ya 3% kuko nta takazagaciro k'ifaranga baba bafite ndetse n'izamuka ry'ibiciro riri hafi ya zero. Ibyacu biragoye. Abanyarwanda dushaka kubaho birenze ubushobozi bwacu
Nugerageje gukra bamufungira bitwaje ubuziranenge ahokumufasha gukora karit mwihangane dukene
Dr ntabwo I ho gitabo wagishyira mukinyarwanda ariko ukagurisha soft gusa?
Nukuri natubwire
Mukomere cyane. Yarabisobanuye ubwo yakivugagaho. Yavuzeko harimo terme nyinshi baburiye inyito yayo mu kinyarda kandi arizo zifatizo ikindi nuko basanze igitabo page zakwikuba 2 mubwinshi nutundi twinshi ntibuka .
Mukomere cyane. Yarabisobanuye ubwo yakivugagaho. Yavuzeko harimo terme nyinshi baburiye inyito yayo mu kinyarda kandi arizo zifatizo ikindi nuko basanze igitabo page zakwikuba 2 mubwinshi nutundi twinshi ntibuka .
Twrasaze
Muri iki kiganiro harimo ibinyoma byishi, 1) u Rwanda nta capacity rufite rwo kwi korera ifaranga ryarwo bwite, kubera ko na printing ya madaranga rukoresha ubu, biriya bipa puro bya kagame ( amafaranga yu Rwanda kaga) bizanwa ni ndege bivuye printingirwa hanze…..2) Ikindi kagame ni ngirwa leta yiwe ( yi nyenzi) itunzwe ni mfashanyo, no kwiba umutungo wa Congo 🇨🇩 hamwe na madeni yu murengera aruta ubunini igihugu cyu Rwanda, ibi na byo ntabwo bya kwe merera inyenzi gukora ifaranga ryazo. Ikindi uyu mugabo ya vuze kuri inflation, gutaka za agaciro kifaranga, bira babaje mu Rwanda ruyobowe ni nyeshyamba kubona za circulation ya mafaranga nta yiri mu baturage hanyuma baka vugango ifaranga rya taye agaciro ???? Ifaranga rita agaciro gute kandi abaturage ari abashomeri bifuza nonkubona igiceri cyi cumi ? Ese inguzanyo kagame ya fashe zigera kuri $6 billion 💸 💵 kagame yaya shyizehe ? Well, iyo usomye kuri za website za IMF na World 🌍 Bank indexation ( bye rekana uko kagame yafashe amadeni aruta ubunini igihugu ya bohoje), ese ko kagame ari intambwe irusha izindi, izo nguzanyo yazishyizehe ko I faranga rya taye agaciro kandi nta rihari ? 3), inyenzi zifite ubwenge bwo kujya muri za IMF na World Bank kwaka inguzanyo kugirango zi ryoshye gusa, ngaho kagame agendera mu madege atatu ya private ( atariho ikirango , ibendera ryi gihugu yitwa ko abereye umuyobozi), izo nguzanyo aba rubanda rugufi ni rwo rukubitirwa kuzishyura kandi za rariwe na kagame nu mu ryango we na gatsiko kabicanyi ba muzengurutse, ategeka kujya guhungeta abanyarwanda kwisi yose bakoresheje za nguzanyo kaga yafashe mwizina rya banya Rwanda. 4) ikindi nuko u urwanda rudasho bora kigira development Igihe cyose ruri mu maboko mabi yi nyenzi zi yobowe nu mwicanyi ruharwa ari we kagome umuhungu wa rutagambwa na nyina steliya kubera inyenzi nazo zirabizi ko z itazi gahunda yo guteza imbere igihungu, kandi nta nazo ntabwo zifitemo ikizere ki miyoborere yazo, urugero; ubushize iriya mwene wabo na kagome ariwe rwangombwa ya vuze ko basigaranye amadovize ashobora gukoreshwa kugeza mu mezi 4 , ngo kandi ayo madovize kagame aya bika hanze yu Rwanda ( iri ni ishyano igihugu cya gushije), kubona amadovize yi gihugu kagame aya bikisha hanze yi gihugu ayoboye, gifite za banking systems ziwe , gifite umutekano usendereye imbere ni nyuma muri kabodelegado. Igihugu gifite abasirikare buri santimetero hahagaze abasirikare buri santimetero hahagaze umunyerondo wu mwuga, buri santimetero hahagaze RIB, buri santimetero hagaze police, buri santimetero hahagaze daso, buri santimetero, hahagaze maneko, buri santimetero hahagaze aba DMI, buri santimetero hahagaze hagaze umunyerondo utari uwu mwuga, buri santimetero hahagaze umuturage ushinzwe kuba ijisho rya mugenzi we…… ariko kagame akarenga akajya kubitsa amadovize yiwe na ko yi gihugu hanze…..kandi rwangombwa nta wa mubaza kubera iki ? Kubera ko rwangombwa niwe wishyuye amafaranga yi ndege ya koreshejwe mu gushi muta umusaza Rusesabagina…. ??????Nta wa mubaza igituma adashaka kuvugisha ukuri?????
Nta terambere rirambye urwanda ruzagira Igihe cyose inyenzi zi gifashe bugwate igihugu cyu Rwanda na banya gihugu bacyo.
Si menshi nuko mutazi kubibara. Muzabaze icyo bita Return on Assets or Return on Equity. Mu karere umenya ari twe dufite ibipimo bitoya
Ahubwo hakaribye hakoroshwa amananiza mu bucuruzi kuko uri kuri terrain nziza bank wayishyura nezaaa
Gusa Mocash yo yunguka bikabije ugereranyije nuwayibitsemo 7%mu mwaka bo ari 9% ku kwezi
Iyo utinze kwishyura, itariki yo kwishyura ikarenga, bnk ihita ishyiraho amendes y'ubukererwe kdi ahora yiyongera kugeza igihe uzishyurira, ntago ihomba rero.
Ese bazasubijeho Francois kanimba
Ugira ukuri nuko kutumvikana
Gusa icyanshimishije nuko bemeye ko hari inflation, uwagarura kaberuka donald
Ikibazo bank zidahinduye imikorere zifite abaturage katubayeho kuko niba ugujije100M uzarangiza kuzishura ari300M kdi ntushobora kubimenya
Zic ni amafranga ya hehe
Bank ni uguteza ubukene abaturage ntakindi zimaze
Ntagiteye ubwoba nkukuntu bavuga ngo ifaranga ryataye agaciro kdi wareba mumufuka w’umuturage nta frw irimo
Icyogitabo iyaba byashobokaga cyikajya nomukinyarwanda rusa nda kwemera
Úri Mwarimu mwiza!
Nimwiza ark ntago atobora ngo avuge kugusha ifranga bikorwa na reta kugirango ibone andi madollors yinguzanyo muri world bank ifranga ryacu rizakomeza kugwa 😢
Uri umwigisha p
Ese Dr.Rusa agira umugore ?
Icyo kibazo ntiwari ukwiye kukibaza hano.
@@Mjjj7441 nkibaze ahaganahe ?
@@mugishasimeon3805urashaka kumuha nyoko?😅😅
Cyore!
@@mutavu Hoya nyoko numvise ariwe uryoshye niwe namuha 😂
Iki gitabo title yacyo n'iyihe? Umuntu yagikura he?
Hhhhh aba doctor urabiteganya harigihe yaba ntamugore agira gusa turamukunda numuhanga cyane
Amafaranga yataye agaciro gute Kandi ntayo ngira ? Ubwo ibyo ndumva bitandeba .
@@BANTU-Kinyarwanda birakureba kuko uzanjya kugura umunyu 😂
nibyo umusaza Dr avuga umwanzuro si frw ahubwo kuvugurura secteur zose ubuhinzi ,ubworozi,inganda,guhanga udushya mwikoranabuhanga,guhanga imirimo mishya,mububanyi namahanga birimo gufungura imipaka ikindi kuganya imisoro kubintu bimwe nabimwe