I got a loan for my land with Farm Credit

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  • Опубликовано: 25 ноя 2024
  • Last year when I was shopping for rural land, I came across 6.74 acres in upstate NY I knew I wanted.
    I ended up using a loan through Farm Credit East to secure the land. I had no idea you could get loans for land until I went down a Google rabbit hole.
    In this video, I break down all the basics related to the Farm Credit System so you can evaluate if it makes the most sense for you!
    I am not sponsored by Farm Credit East at this time. I just genuinely think they are an incredible lender not many people know about.
    I’ve covered other ways to finance land with little cash here as well: • 3 ways to finance farm... .
    Over $24 trillion in farm land is about to be up for sale in the US. Buy American farm land before corporations do - please!!!
    I’m writing about it all, including the costs, here: open.substack....

Комментарии • 485

  • @AlexandraFasuloBiz
    @AlexandraFasuloBiz  Месяц назад +77

    There are other ways to get loans for land OR seller finance. Farm Credit is what worked for me! And no, this is not sponsored by them. I just think the average American is missing out not knowing about the Farm Credit System.

    • @FirstNumber1
      @FirstNumber1 Месяц назад +4

      Is this just for land, or can the land have a house on it?

    • @BillyBob-fh5he
      @BillyBob-fh5he Месяц назад +1

      30 percent of how much? Most Americans are broke! What are the costs of the structure on the property? Real Estate or private property in a trust?

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад +7

      @@FirstNumber1 it can have a barn and house. My land was zoned for 2 structures!

    • @PurePrairie
      @PurePrairie Месяц назад +1

      May I ask, did you get your loan as a personal loan in your name, or did you create a business name/llc?

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад +9

      @@PurePrairie I created an LLC for the farm, House of Green Saratoga LLC!

  • @jeromesand
    @jeromesand 11 дней назад +207

    Prices are too high. With rates not subsidised in ’24 and mortgage still high , currently seeking alternatives to maximise savings without an RV move or taking a loan. I’m seriously contemplating the latter.

    • @LUCIASMITH-d1z
      @LUCIASMITH-d1z 11 дней назад +3

      Affording our mortgage is tough as well. I have suggested cashing in, renting or relocating, and investing the rest in the stock market.

    • @IamJonny-o4v
      @IamJonny-o4v 11 дней назад +3

      If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 65% since January. It is, in my opinion, the best way to get started in the industry right now.

    • @winifred-k9e
      @winifred-k9e 11 дней назад +2

      Glad to have stumbled on this comment, Please who is the consultant that assist you?.

    • @IamJonny-o4v
      @IamJonny-o4v 11 дней назад +1

      Melissa Terri Swayne is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @JacobsErick-u8r
      @JacobsErick-u8r 11 дней назад +1

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @gabealbuquerque8831
    @gabealbuquerque8831 12 дней назад +8

    YES We the people need to be buying farm land not corporations who already have hold on our food and trying to gate keep seeds… SEEDS!!!

  • @TheGrasspond
    @TheGrasspond Месяц назад +103

    Alexandra--Let me say this--you are, in your own way, somewhat of a remarkable person. I have had a 40 year career in finance including a senior loan officer with AG choice which is now Horizon Farm Credit. But my background also includes investment banking and corporate finance for a publicly traded company, and I was a CFO for a defense contractor. The way you pack so much valuable information into a few minutes is something that senior executives should take note.

    • @carolpowell8695
      @carolpowell8695 Месяц назад +5

      Great comment!

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад +7

      Thank you so much!

    • @tongaexpress
      @tongaexpress 22 дня назад

      ​@AlexandraFasuloBiz a video on farm stand profits and a breakdown of your business would be amazing!

    • @H4NGM4NDVD
      @H4NGM4NDVD 18 дней назад

      @@carolpowell8695 his comment was him blowing himself

  • @whuwhaaa2
    @whuwhaaa2 Месяц назад +36

    My sister recently purchased 20 acres in upstate NY with Farm credit east too. From everything shes told me, they are an incredible lender. Awesome resource for people looking to farm in the North East.

  • @evanhuizenga8626
    @evanhuizenga8626 Месяц назад +25

    I want to homestead, not because I am extremely passionate about it inherently, but because the way I see our country going, it's going to be one of the only ways to live a free life (assuming those in charge don't make laws to intentionally ruin homesteading too). I don't have any farming experience, but I'm willing to put in the work. I want to be able to grow my own food, at least enough to live off of, if not enough to make money from.
    I'm currently working at a soul-draining factory job in a concrete tomb that pays decently, saving up money to put some kind of plan into action. But I really don't have much of a plan, I don't know enough, I don't know where to start. Assuming I find good land, where do I go from there? I know I need to act soon, at least within a couple years; I'm still young but not getting any younger!

    • @queenthxt
      @queenthxt Месяц назад +4

      Honestly practice hobby farming super easy things even in your apt to work on your green thumb

    • @aleon117
      @aleon117 Месяц назад +1

      You can do it

    • @greenstar6092
      @greenstar6092 25 дней назад +2

      Great minds think alike, want to do the same exact thing, will have to do my research as well. 😊

  • @Thomas-in6tu
    @Thomas-in6tu Месяц назад +18

    Just stumbled upon this channel (thank you RUclips algorithm) and binge watched about 10 of your videos. Awesome work, you're very concise, intelligent and maybe even a bit infectious. In a great way. The information you provide and your experiences are extremely helpful, keep doing what you're doing.

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад +1

      Thank you so much!

    • @rickr8635
      @rickr8635 Месяц назад

      Right so informative, clarify the points and easy on the eyes a bonus 😂

  • @tommcinerney1420
    @tommcinerney1420 Месяц назад +11

    Congratulations on your venture. I worked for Farm Credit years ago. Now I farm and ranch for myself. The exposure with FC has been very helpful.

  • @elliottwilliams5553
    @elliottwilliams5553 Месяц назад +10

    Missouri seed co. Has native grasses that you can plant for filling in land you aren’t using and they’re beautiful! And they’re great for the soil and you don’t mow them

  • @trashfire5717
    @trashfire5717 Месяц назад +6

    I got my 6.5 acres and log cabin built with Farm Credit and my 401K. I have a 1000sq. ft tropical greenhouse just south of nashville

  • @allenchickering6160
    @allenchickering6160 27 дней назад +3

    I too attended the “Farm Credit” annual dinner the one year we had a loan with them. Great people, both the farmers attending and farm credit staff.

  • @krisgina
    @krisgina Месяц назад +5

    Thank you for this video. I was unaware of this. I am over 50 years old and some of my fondest memories are riding with my grandpa on the tractor, combine and wheat truck every harvest.

  • @AlonsoAlonso-nd6kt
    @AlonsoAlonso-nd6kt Месяц назад +5

    as a 19 year old I find this inspirational - hopefully I too am able to purchase some land and live/ cultivate

  • @valerieprice1745
    @valerieprice1745 Месяц назад +7

    My best advice is to learn gardening by the yard, with organic methods, and minimal soil disruption. Obviously, you have to be able to handle a fork and move bags or buckets of compost, and you will have to mow around any crop you can't use grazers around, but it's safer, cheaper, and easier than cultivation. Here's a hint. Sheep go well with fruit trees, and you sheer for wool to sell, increasing products, reducing fuel for mowing. You can sell the lambs, or expand your operation. Cover crops are great to fix nitrogen in soil, and some are safe for animals.

  • @sammcalilly107
    @sammcalilly107 19 дней назад +2

    the farm credit system is great. it's a real relationship with the lender and not some faceless corporation. some will even let you use the equity to do a cross-collateral mortgage to buy more land...great hack especially if you have a low interest rate. they want you to be successful, you aren't just a number in a spreadsheet.

  • @jeremyvogt102
    @jeremyvogt102 Месяц назад +6

    I don’t know how to thank other than this way. You really are doing something good. Thank you very much.

  • @trenterra
    @trenterra Месяц назад +7

    Inspiring me to be a farmer, Farmer Revolution I love it, Americans need to buy more land and keep it I completely agree, keep up the great content.

  • @Ktlouise.97
    @Ktlouise.97 Месяц назад +55

    I came across your channel through this video-
    case studies are incredibly valuable, and I'm eager
    to see more in the future! Building wealth involves
    establishing routines, like consistently setting aside
    funds at regular intervals for smart investments.

    • @ThompsonLogan214
      @ThompsonLogan214 Месяц назад +1

      That sounds like a good plan. In the past two
      years, working closely with a financial market
      specialist, I've builta six-figure diversified
      stock portfolio. Now, I aim to diversify even
      more this year.

    • @NicholasCaruana834
      @NicholasCaruana834 Месяц назад

      Talking about a financial market specialist, do
      you consider anyone worthy of
      recommendations? I have about 10Ok to test
      the waters now that large cap stocks are at a
      discount

    • @CamilaCardone66
      @CamilaCardone66 Месяц назад +1

      Ms Martha Ann Hammerton was my hope during the
      'bear summer lost year . I did so many
      mistakes but also learned so much from it

    • @CamilaCardone66
      @CamilaCardone66 Месяц назад +1

      I was skeptical at first till I decided to try. Its huge returns is awesome.

    • @DanielMassey75
      @DanielMassey75 Месяц назад

      Same here!!! Though I started with as low as $7,000 AUD
      actually because it was my first time and it
      was Successful., She is a great personality in
      Australia 🇦🇺

  • @keystonestatewarrior3358
    @keystonestatewarrior3358 Месяц назад +3

    There's a plethora of knowledge to learn and a wealth of information out here that we as Americans don't even know about. Something as basic as owning land because of the everyday corporate and blue collar rat race we're in in the cities. For thousands of years, since Bibilcal times for instance, men and women have been irrigating and cultivating land as are people today, and they're much less stressful.

  • @randybuyers
    @randybuyers Месяц назад +5

    Taking loans works when you have a solid business model that is totally economy proof, along with people that have exceptional abilities to run it.

  • @countrycartier
    @countrycartier 12 дней назад +1

    Great video. I bought 9 acres with the help of Farm Credit. I was also very happy with the process.

  • @iamwrang0
    @iamwrang0 Месяц назад +2

    Thank you for sharing this information, I'm from OH and grew up in the city I've only just began thinking of buying land. The way you explain everything and provide resources is helping me expand and broaden my idea of what it will take and what resources I can utilize. You generally Rock, and I say that for everyone that for everyone that hasn't commented yet!!!

  • @Astoldbytatii
    @Astoldbytatii Месяц назад +4

    Thank you so much for these videos! You are an absolute motivation for me! I was so discouraged that I couldn’t do something like this but to know you are doing it ALONE! Amazing!

  • @tedpreston4155
    @tedpreston4155 Месяц назад +1

    When I bought my first house, interest was 10%. It sure dropped a lot as I refinanced through the years. But if the numbers work out at high interest, the numbers work.

  • @scoobiedoo2517
    @scoobiedoo2517 Месяц назад +18

    You just popped up on my feed. Interesting stuff. You do a very good job of explaining things. I'll be watching more of your videos. Thx for sharing.

  • @donkelly9458
    @donkelly9458 Месяц назад +2

    Hi Alexandra, just found your channel yesterday and I LOVE it! Thanks so much. I live in Danbury, CT and I’ve been flirting with the farm idea for over a year now. You are a great inspiration. Thank you!

  • @tinacorsini
    @tinacorsini Месяц назад +11

    Alexandra, just wanted to give you an idea for something to grow and sell. Broccoli sprouts. I think they may be the next best thing for all us longevity seekers....good luck to you💛

  • @Noone-rt6pw
    @Noone-rt6pw 23 дня назад +1

    Thanks for saying! Where if I could I’d prefer to be able to do that thing, with fruit trees and vines, medicinal herb gardens, etc. where do it!

  • @RitaFredsham
    @RitaFredsham Месяц назад +28

    I'm so happy I made productive decisions about my finances that changed my life forever. I'm in my twenties living in Melbourne Australia, bought my new mansion in August and hoping to do more if things keep going smoothly for me..

    • @DelphineBarkley-r3g
      @DelphineBarkley-r3g Месяц назад

      Congratulations dear. You're really doing well for yourself, I'm 28 and my financial life is in a mess. Any great tips would really go a long way in shaping my life. I want to buy my own mansion, that's really a big flex

    • @RitaFredsham
      @RitaFredsham Месяц назад

      Tracy Britt Cool Consulting my financial advisor got me into investmnt. Two yrs down the line, my managed portfolio with Tracy generates about 5k a month on average. Not real big, but enough for me to get by

    • @RamseyAlaqel-d2u
      @RamseyAlaqel-d2u Месяц назад

      I'm thinking of getting into investing but feel a bit lost and confused. Any friendly advice or contacts you recommend for guidance?

    • @JohnSavage-l7i
      @JohnSavage-l7i Месяц назад

      It's a wise idea to seek expert advice when you're setting up an investment portfolio because it can be a bit complicated.

    • @RitaFredsham
      @RitaFredsham Месяц назад +1

      Getting advice & guidance from financial experts like

  • @powmanmoto
    @powmanmoto Месяц назад +2

    This is awesome and much more encouraging and I completely agree. If you can make enough between a job and/or a farm stand or farmer's market we can have more Americans own, love, care for our beautiful lands versus large corporations or worse, foreign companies owning American land. Thank you for the video.

  • @woodlandacres
    @woodlandacres 13 дней назад +1

    great video! Wholeheartedly agree with your ending statement about needing more individuals to buy land and not big corps taking over legacy farms.

  • @PetersonChevy
    @PetersonChevy Месяц назад +15

    I love it! Would love to see a breakdown and economics of the farm stand that would be awesome and a great learning experience

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад +1

      @@PetersonChevy just filmed! I’ll post Sunday or Monday! Stay tuned ♥️👩🏻‍🌾

  • @Nihon77
    @Nihon77 Месяц назад

    You are very Brave Honest and very intelligent girl . Good luck to you for your great career.

  • @beaustorey2906
    @beaustorey2906 Месяц назад +8

    I think there’s a new fad going on where influencers are buying little properties for way too much money and then making the payments by talking about the silly little stuff they do on their silly little homestead when in reality without the outside income from influencing or a high powered town job they could never make it work, and because of this it will inflate the prices of little properties even more because all their followers will envy them and want to do the same thing and go out and also buy a piece of ground for way too much money

  • @andrewmaloney9201
    @andrewmaloney9201 Месяц назад +2

    Thank You Alexandra for Sharing this journey in farming from 'scratch' without experience! This is Awesome!! Thank You for this simple and very sensible approach to 'Doing-it-Small'. It is absolutely so valuable to hear how you got things done so quickly. This is Greatly Appreciated!!! 💚💚💚💚💚💚💚💚💚💚

    • @skinbyjj
      @skinbyjj Месяц назад

      Do you know any other Black people doing this? I really would like to be around us because of the experience of the couple from Colorado!!!

  • @IWBFREE
    @IWBFREE Месяц назад +12

    A Real Entrepreneur ! Awesome!
    Thanks for Sharing,
    keep it Going!
    You might have just changed my life.

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад +2

      @@IWBFREE aw yay 🥺♥️♥️♥️

    • @IWBFREE
      @IWBFREE Месяц назад

      @@AlexandraFasuloBiz where did you buy land? Is it a good location? Thanks. I live on Long Island.
      I

    • @mafp22w
      @mafp22w Месяц назад

      @@AlexandraFasuloBiz very much a Proverbs 31 woman. I’m 65. When I was your age, I lost my job when Continental Illinois NB went bankrupt and we lost our funding. I came back to California and vowed to learn something about banks. I don’t like cities (I went to USC and UC Davis) and didn’t want to work for a bank in SF or LA. I went to a farming friend and asked where farmers borrow money. He told me PCA (Production Credit Association ) and Federal Land Bank. They became Farm Credit. I went to the local branch in Indio, CA and asked about a job. They told me that I had to apply to the training program in Sacramento. To my surprise, I got an interview. The first question they asked me was about my farming experience. I told them that I had business experience and that they would just have to teach me about one more commodity than everyone else that had experience. I got in the program and it was an amazing year of training all over California. I spent the entire year on the road learning about everything from livestock to fishing to row crops to tree fruit. There are a few things to know about Farm Credit: while it started as the Federal Land Bank, it isn’t Federal at all. The district Farm Credit Banks get their money directly by pooling all their funding needs to their New York department that sells bonds direct to investors. Because it is perceived as Federal, these bonds are often priced cheaper than other money you might get. While it may no longer be true, you used to by stock in Farm Credit with some of your loan proceeds which effectively made the interest rate a little higher, it did give borrowers more say in the business: all borrowers are actually owners and this is why you may have found Farm Credit so refreshing. All your fellow borrowers want to see you succeed. Failures hurt everyone in the system. My wife and I, as we get ready to retire, have done what you suggest. We bought 4 acres in rural AZ at 4500 feet. We hope to grow as much as we can on it and like you we should start a roadside stand. So far we have put in a well, a pump, and sufficient solar to run it all. We should look into the grants you talked about. My sons are in their 20’s (CPA and Electrical engineer) and I have to wonder how they would ever meet someone like you. Praying for God’s help.

  • @superkalafragilistic8289
    @superkalafragilistic8289 Месяц назад +1

    If youre into agriculture or are a farmer, the last thing you want is getting the government involved with what youre doing w/ your land. Just buy a small piece of land, you could yield a lot of crops with quarter acre.

  • @HAHAWTFOMG
    @HAHAWTFOMG Месяц назад +2

    I'm vegan, and been wanting to buy lots of acres to create a sanctuary for bees, animals, and plants. Also want to grow food that yield meat alternatives to support companies thrive the movement. Im in texas and run 2 businesses, once I have plenty saved and sell my business, i will start my dream. You are very inspiring, I HOPE YOU LIVE THE BEST LIFE , AND MAY YOUR HIGHER POWER ALWAYS PROTECT YOU 🙏

  • @John-Jay-Allen
    @John-Jay-Allen Месяц назад +1

    Well done Young Lady, I come from a Farming family and yes, It’s a lot of work but Im betting that you are use to it! Good Job!

  • @giselastefan2180
    @giselastefan2180 23 дня назад +27

    I am from Miami United State🇺🇸, The difference Mrs Lucy Mary Liam makes in my life is second to none it's definitely a life changing kindness. I really appreciate her effort in my life.

    • @emilymccord7063
      @emilymccord7063 23 дня назад

      I invested $2,000 and the trade in one month making close to $20,000. I wonder where she got her analysis.

    • @Leahwilliamson124
      @Leahwilliamson124 23 дня назад

      Seeing my broker talked on RUclips, This was exactly how I got the recommendation about her for the past years. Hit $200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with $20k in July 2024

    • @carlosalberto54754
      @carlosalberto54754 23 дня назад

      I'm from Brazil 🇧🇷 I and two other of my friends tried her immediately we testified her performing wonders.

    • @bensonarmstrong7287
      @bensonarmstrong7287 23 дня назад

      Her good strategies of making large amount weekly profits for her clients are totally outstanding. Investing my $1500 with doubt and withdrawing $12,300 with happiness. I ❤️ you Lucy.

    • @jordanmorris9663
      @jordanmorris9663 23 дня назад

      Thanks to my co_worker who suggested Mr Lucy Mary Liam to me

  • @Jannet0476
    @Jannet0476 15 дней назад +1

    You saying "I'm not sure what Im doing" has been inspiring interestingly! 👍🏻🧑🏻‍🌾✌🏻

  • @nextdayreptiles
    @nextdayreptiles Месяц назад +10

    It's amazing to see someone get through the unknown, trouble, and frustration to accomplish big things. Explain where the 30% down came from and how a 10 year loan is feasible? New to the videos and I seem to be missing where any prior money came from. It takes money to make money.

    • @dental257
      @dental257 Месяц назад +1

      I too, am interested; i have just stumbled across this video; i kept seeing it pop up in my feed, and finally decided to watch in case the universe was trying to send me a msg.

    • @myownmasterpiece8788
      @myownmasterpiece8788 22 дня назад +1

      At the beginning of the video, she said it's her fifth land transaction...

  • @robertblackman6936
    @robertblackman6936 26 дней назад +1

    I love the sound of crickets. Soothing.

  • @Kelly-45916
    @Kelly-45916 Месяц назад +1

    Girl.
    Your channel is a wealth of information.
    Alexandra, thank you so much for the information you are giving.
    It's very motivating, and gives me something to point to for my daughter!
    Lucky for me, my lovely ex-husband grew up on a pig farm! SO I KNOWS A THING OR TWO BOUT FARMING!
    Low key, you're also an activist and a guidance counselor!
    Keep it up!

  • @bubbajones4522
    @bubbajones4522 Месяц назад +1

    Love Farm Credit. They also give construction loans.

  • @jakezgab8576
    @jakezgab8576 26 дней назад +1

    Grants aka control aka less personal freedom. No free lunch. Self sufficiency is liberating.

  • @robreeves5434
    @robreeves5434 Месяц назад +2

    I am very inspired by your initiative to take a new project and learn the ins and outs of a very rewarding experience. I am sending you an abundance of prosperity and growth for your business and future success. I am watching learning and following from afar. You go girl. 🎯💪🚀

  • @USA-GreedyMenOfNoIntegrity
    @USA-GreedyMenOfNoIntegrity Месяц назад +1

    We’ve had a lot of new farm startups shut down within 5 years in Kentucky. Priorities for most people are new vehicles, vacations, stuffing their garage, outbuildings and storage rentals full of “stuff”. Paying more to eat healthy- not a priority. Good luck.

  • @James-hd4we
    @James-hd4we Месяц назад +2

    Can't tell if you're trying to farm or homestead or both, but I hope you find a nice fellow to plow your fertile soil and start a family. If you're into that sort of thing 😂. Either way, good luck!

  • @michaeldenzer6024
    @michaeldenzer6024 2 дня назад

    Your so bright and positive! Great vibes.....im feeling

  • @karlp.1096
    @karlp.1096 Месяц назад +1

    This is so cool! I stumbled on your channel by accident and I am totally impressed! You are quite the entrepreneur and an inspiration . I live on rural land and I am currently working on plans for gardening, be more self sufficient with power, and God willing , break free from the daily grind by this coming spring. You have a new subscriber and I look forward to watching more videos. I wish you well with your new adventure!

  • @mkteal
    @mkteal Месяц назад +2

    There are some additional benefits to being part of farm credit. I can't speak for all states, but in South Carolina if the interest rates decrease they will do a simple interest rate adjustment document and your mortgage rate is then modified to the new lower rate. Its very simple and easy, and its not refinancing - its simply a rate adjustment.
    Also after you have been a member for a few years you will start receiving rebates based on the profitability of your farm credit system. This is based on their profitable and how much you paid during the year on your loan. In my case this averaged out to be about the same as one monthly payment each year. You're actually sharing in the profits by receiving a share of the profits.
    Farm Credit is a great asset to rural land owners!

  • @lisapalmer4725
    @lisapalmer4725 5 часов назад

    I live in NYC and was looking for something like this. Thank you!

  • @backdoor5993
    @backdoor5993 Месяц назад +2

    Thanks so much for the information you provided! I wasn't aware of the Farm Credit system and it might be very helpful toward achieving my goals on my 10 acres of mixed wooded and ag property. I'm looking at finding financing for a permanent house and ag tools (e.g., tractor) and this resource sounds like a viable option.

  • @opulentlilt455
    @opulentlilt455 Месяц назад +3

    Don't be afraid of that tractor. You'll love it.

  • @FirstNumber1
    @FirstNumber1 Месяц назад +5

    Thats really cool.
    Your doing really good work. Hopefully Americans wake up and take their land back from corporations and that gates guy.
    Quick big up, its refreshing to see a female on utube that doesn't have a gallon of make up on their face, i am regularly fighting my daughters about putting chemicals on their faces
    You are someone i would have my daughters look up to

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад +1

      @@FirstNumber1 awww, yep I am totally cool with aging the way God intended lol!

  • @S1mL1fe
    @S1mL1fe Месяц назад +2

    You’re great. Keep coming with the information I’m looking into farm credit now

  • @cmwatcds1
    @cmwatcds1 Месяц назад +1

    This is so great you shared. Im so excited i found your channel

  • @susanjohnson6276
    @susanjohnson6276 Месяц назад +1

    Good work, Fasulo! You are an INSPIRATION!! We love you!!

  • @jesseyentsch5493
    @jesseyentsch5493 Месяц назад +4

    Please do a video breaking down what you made from the farm store. This is so cool, congrats!

  • @shammysheds5201
    @shammysheds5201 Месяц назад +1

    Loved the two videos I've watched so far and they are very direct and informative. I like that the videos are not to long. Some videos are sooooo long I get bored and change to another channel. You provide just the right amount of good information in a short period of time.
    Thanks !!!!

  • @jeffecampbell
    @jeffecampbell 28 дней назад +2

    Congrats on the farm!!

  • @jommama1220
    @jommama1220 Месяц назад +5

    I had no idea about farm credit. I just subscribed because I've thought about living the farm life before and can't wait to watch your journey!

  • @HerestheDeal
    @HerestheDeal Месяц назад +5

    Great channel. Very informative. Subscribed.

  • @lonestar4721
    @lonestar4721 Месяц назад +3

    I think there is zoning where i am that says no livestock on less than 5 acres. Good job on the channel, new sub.

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад +1

      That could be! I’m zoned for 4 large animals on my land

  • @Veteran-Beat
    @Veteran-Beat Месяц назад +1

    Thanks for sharing. I sold my rental properties, and I am considering farming since the Texas Veterans Commission has programs to help US military retirees/veterans.

  • @steveshier250
    @steveshier250 Месяц назад +1

    What a sweet girl…. I’m so happy for you 😊…

  • @123lowp
    @123lowp Месяц назад +1

    You could breed dogs on that property also. My friend was getting into it, but his marriage fell apart. I can't recall how much each puppy would sell for, but I thought it was a lot.

  • @troystutsman1400
    @troystutsman1400 Месяц назад +1

    For myself, I need a min of 20 acres to have the room
    to grow food for my family, to sell, room for the animals
    in want to raise for my family and to sell, along with room
    to grow the food necessary to feed these animals and I will
    need room for my modest home, barn and other outbuildings
    plus onsite businesses that my family will be running.

  • @SpringfieldTony
    @SpringfieldTony Месяц назад +59

    I hate saying this, because you might take it like Im a creepy dude, I just wish to compliment you for all you've managed to find out on your own, you've basically educated yourself on buying property & building a place & starting a business - which is very impressive for anyone to accomplish - plus you are attractive in a cool way.

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад +10

      @@SpringfieldTony I appreciate that, thank you!

    • @6JAM4
      @6JAM4 Месяц назад +18

      When you say it like that, it comes off creepy. Try this next time. “Hey! your beautiful, and thank you for the great advice!”
      Done. short and simple and not creepy…

    • @zogjones
      @zogjones Месяц назад +8

      @@6JAM4thanks for the recommendation! It’s weird being gen x male interacting w women these days. Wasn’t like that even 5 years ago 😅 Cheers!

    • @dont.ripfuller6587
      @dont.ripfuller6587 Месяц назад +2

      I always say "you don't look that bad...for a girl", that way the odds of them getting confused or laughing outweighs the risk of them getting offended.😊

    • @JDoe-gf5oz
      @JDoe-gf5oz Месяц назад +1

      *tips fedora*

  • @jhost0311
    @jhost0311 Месяц назад +2

    Lending on land is not risky.
    Assume the land has a market value of $500k and they require 25% down.
    You give the bank $125k down, they lend you $375k at 9% plus their loan fees.
    So if you default in 5 years, they keep your $125k, take the land back along with any improvements, and then they resell the land for $500k.
    There isn’t even a structure that you can damage and drastically reduce the value of their asset.

  • @creativedesign3657
    @creativedesign3657 Месяц назад +1

    Hi Alexandria my name is Tony I cannot believe that I came across your videos you are heaven sent because the pandemic wiped me out and I am looking to get property and do homesteading and business out of I am a businessman previously in construction apparently I am destitute I totally appreciate the information that you have passed on I am going to utilize it and regain my status I want to thank you from the bottom now my whole heart for you coming to me at a time like this but unfortunately I happen to be technically challenged so it's going to be a little difficult for me to do that stuff I will succeed and I want to thank you for you and may God bless you I will continue checking out your videos and I also would love to be able to help you with your endeavor so be safe take care of yourself have a good evening and pleasant dreams

  • @candacerobertson4154
    @candacerobertson4154 9 дней назад

    Excellent info! Your videos are so helpful! I appreciate it!!! 😊

  • @SCTXLoveNPride
    @SCTXLoveNPride 23 дня назад

    I was "told" i could not buy land as a first time home buyer in Texas

  • @brianday5297
    @brianday5297 Месяц назад +2

    I would rent an acre from Alexandra to grow a specialty crop like small white pumpkins. 300 a month or half of the profit. Should profit 10.

  • @MikeOrazzi
    @MikeOrazzi Месяц назад +1

    Thanks for the info. We may look into it. We have property already, but need a building for equipment and the current farmhouse is probably too far gone to fix up.

  • @TechOutAdam
    @TechOutAdam Месяц назад +8

    These videos are so dope! I love your passion for agriculture. We need more like us!

  • @denisehassoun6498
    @denisehassoun6498 Месяц назад +2

    Hey Alexandra! I am a married mom of seven and you videos caught my eye. I am interested in doing something similar to this for my family, where do I start? Thank you!

  • @pascalfo6014
    @pascalfo6014 Месяц назад +2

    Farming is no art but hard work very hard but satisfying work

  • @suededigital4289
    @suededigital4289 Месяц назад +22

    This is a psyop. In 1 minute, she has me considering dropping everything, moving to the middle of nowhere, to do work I’ve never done once in my life. Just cus she’s cute with a turtleneck….😐

    • @aleon117
      @aleon117 Месяц назад +7

      Get your shit together! 😂

    • @therealtrabo
      @therealtrabo Месяц назад +2

      Lmao I feel that but also seriously considering this stuff. Being a farmer would be awesome.

  • @gazoo7411
    @gazoo7411 Месяц назад +1

    Fantastic! I am excited for you on this journey and wish you the greatest success!!
    Nice sweater also. Who makes it..

  • @LMNOmic1234
    @LMNOmic1234 Месяц назад +4

    You are amazing! Thank you! Love Eliot

  • @30yanuel
    @30yanuel Месяц назад +1

    My wife and i have been dying to do exactly what you are doing, but we feel so crazy stuck like a 4 wheeler just spining all 4 tires in the same spot.

  • @d.t.4523
    @d.t.4523 Месяц назад +1

    Thank you, keep working.

  • @ZillionBadillion
    @ZillionBadillion Месяц назад +9

    Amazing!! Your man will be so happy and proud!

  • @VincentJenks
    @VincentJenks Месяц назад +1

    Alexandra, you're amazing! I'm very interested in moving myself and my family back to upstate NY ASAP and finally fulfilling this dream. I emailed you this morning. Appreciate any insights and would just like to connect, one upstater to another!

  • @joewatts9132
    @joewatts9132 Месяц назад +1

    I'd be interested in hearing how well you do with your pumpkin stand. I remember going through pumpkin patches as a kid around this time and it was fun. I've just been amazed at what some women have been able to accomplish alone in a gardening/farming capacity.

  • @garydownes6769
    @garydownes6769 Месяц назад +1

    What are the taxes? What are all the crops your going to grow? Do you talk to the other farmers in your area? You should interview some with good questions.

  • @jjfash83
    @jjfash83 Месяц назад +1

    Great advice! I need to look into some of the grant programs for planting trees. I just moved into 16 acres in Stillwater and have been trying to grow all kinds of fruit trees. (The deer have been a bit of a problem though)

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад

      Oh you're my neighbor then!! Hi!

    • @jjfash83
      @jjfash83 Месяц назад

      @@AlexandraFasuloBiz Yes! I bought the biggest pumpkin Hewitt's had, but I'll have to come and get a few more from your farm stand.

  • @Captguy14U2
    @Captguy14U2 Месяц назад +1

    Congratulations, beautiful place!!

  • @carpediem327
    @carpediem327 Месяц назад +1

    Living the dream. So, jealous. (In a motivating type of way.)

  • @kaelinfisher6813
    @kaelinfisher6813 Месяц назад +4

    Just subscribed cause i want a farm but have no idea where to start

  • @thepixalking6589
    @thepixalking6589 Месяц назад +2

    Really like this video.
    Also, you have pretty hands, especially for a farmer hah.

    • @AlexandraFasuloBiz
      @AlexandraFasuloBiz  Месяц назад

      Haha I’m only 1 year into farming, so that may not be the case a few years from now 😂 but thank you!

  • @BuildNewTowns
    @BuildNewTowns Месяц назад +1

    Good video! Lots of great information, Thanks!

  • @abowling5759
    @abowling5759 Месяц назад +1

    Love it, Alexandra!!!

  • @dmsdad6866
    @dmsdad6866 Месяц назад +1

    Incredibly valuable information!

  • @Olivetree313
    @Olivetree313 Месяц назад

    thx for motivation I aspire to do sum like this in Florida and Detroit

  • @michaeldenzer6024
    @michaeldenzer6024 2 дня назад

    Llc an Scorp! right on....Smart!

  • @Cristhian_de_los_Yepes
    @Cristhian_de_los_Yepes Месяц назад +2

    Siempre andamos positivo 😎👍

  • @WordofBob
    @WordofBob Месяц назад +3

    Farm Credit is a new source for me so thank you, however Im not understanding how they are different than a typical bank wanting 20% down? Less stringent on credit scores? Speed of closing?

    • @bubbajones4522
      @bubbajones4522 Месяц назад

      They aren't a credit union. You can't open a checking or saving account with them. They just make loans. I financed 5 acres of residential zoned land from them in 2020. They sent me a check in 2021 for all my interest I paid that year because they made a profit that year. A dividend repayment. I was shocked when I called to ask what the hell?