If I Wanted to Become a Millionaire In 2025, I'd Do This

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  • Опубликовано: 23 ноя 2024

Комментарии • 675

  • @humphrey
    @humphrey  19 дней назад +10

    Thanks for watching! What was your favorite step? Let me know in the comments

    • @DaniOchannel
      @DaniOchannel 19 дней назад +1

      Thanks for another great video, Humphrey. Could I request one on your take of net worth vs cash flow please? 😊

    • @lovelovelove5744
      @lovelovelove5744 19 дней назад

      A Bank error in your favor? I forget was that a chance card or Community chest?

    • @fadwahilili
      @fadwahilili 14 дней назад

      Sent this to my little sister, wonderful advice

    • @Awesomelove-c3k
      @Awesomelove-c3k 8 дней назад

      What would you do if you were Canadian?

    • @NM-jz5xb
      @NM-jz5xb 21 час назад

      How many times have you created this same video?

  • @DavidLucas-so8rr
    @DavidLucas-so8rr 8 дней назад +341

    I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.

    • @Bako-b8j
      @Bako-b8j 8 дней назад +3

      You're correct. I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks from other countries, you can lower the risk if one part of the market goes bad.

    • @Bridget-l7p
      @Bridget-l7p 8 дней назад +1

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @RobertBrown..
      @RobertBrown.. 8 дней назад +1

      impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

    • @Bridget-l7p
      @Bridget-l7p 8 дней назад +1

      "Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

    • @EthanBrown_23
      @EthanBrown_23 8 дней назад

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @jimv77
    @jimv77 19 дней назад +86

    Started both my kids at 16 to focus on their Roth IRA with my $1-$1 match.
    21 y/o has $35,000 and 18 year old has $18,000.

    • @mocheen4837
      @mocheen4837 19 дней назад +8

      They will be ahead of the curve. I started my kids in high school and gave both of them $2,000 to start their Roth IRAs. The both had $10,000 by end of senior year. I am hoping they can hit $20,000 in their IRAs by the end of college. They also both hold $20,000 for school expenses. I covered their college tuitions through 529 plans. I hope they will be millionaires early in life.

  • @dariusjporter6325
    @dariusjporter6325 20 дней назад +106

    Hit my first 100k a couple of weeks ago! Hopefully in the next ten years could see my first million! Hopefully you all see lots of gains and prosperity in your portfolios 💼

    • @thomaslunden
      @thomaslunden 19 дней назад +17

      A couple years ago, my net worth was -$50k. I just hit +$100k a few weeks ago too. We got this.

    • @timati12321
      @timati12321 19 дней назад

      Once you get the snowball rolling then there is no stopping anymore. We got this 💪​@@thomaslunden

    • @roycehernandez8472
      @roycehernandez8472 15 дней назад +6

      I’m at 60k with my networth. I started my financial journey at 24. I’m 29 now. I feel so behind😅

    • @TJDawgs72
      @TJDawgs72 14 дней назад

      @@roycehernandez8472 you’re doing better than most people in their 20s. I wasn’t positive in my net worth until I was 35 years old.

    • @USMC09
      @USMC09 14 дней назад

      ​@@roycehernandez8472nah. Nothing to worry about, just don't stop

  • @Helen_white1
    @Helen_white1 20 дней назад +205

    At the very least, I now grasp the concept of leverage. Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely.

    • @Lewistonwilliams-f5i
      @Lewistonwilliams-f5i 20 дней назад +4

      Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

    • @Grace.h-t8o
      @Grace.h-t8o 20 дней назад +2

      It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

    • @Thompson-e7h
      @Thompson-e7h 20 дней назад +2

      That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

    • @Grace.h-t8o
      @Grace.h-t8o 19 дней назад +2

      Finding financial advisors like Stacy Lynn Staples who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @Theodorebarba
      @Theodorebarba 19 дней назад +2

      Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

  • @ClaudiaSchreiber-b1p
    @ClaudiaSchreiber-b1p 6 дней назад +397

    I'm tired of these new buys every week, just to make up some assets with low percentage on my $236k portfolio and try to keep everything around 10%. Do you think these stocks you just mentioned are safe buys to outperform the market this year?

    • @ErinWarner-zc9jy
      @ErinWarner-zc9jy 6 дней назад

      DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .

    • @Jeansprague-g9m
      @Jeansprague-g9m 6 дней назад

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.

    • @DanielOrstein
      @DanielOrstein 6 дней назад

      Who is this person guiding you and how can i reach he/she?

    • @Jeansprague-g9m
      @Jeansprague-g9m 6 дней назад

      Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

    • @NatalieFormor
      @NatalieFormor 6 дней назад

      Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.

  • @MickyGlover
    @MickyGlover 6 дней назад +366

    Post election has seen some serious price movement with most stocks with Tesla leading the charge alongside Cryptocurrency with bitcoin reaching an ATH, presenting an opportunity for investment in the financial market . Would be interested in knowing what happens now after this and if its advisable to stick 200k of my savings into financial markets investing at this time ?

    • @kurtKking
      @kurtKking 6 дней назад +3

      DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .

    • @Owenra
      @Owenra 6 дней назад +2

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @victoriaabott
      @victoriaabott 6 дней назад +1

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation

    • @Owenra
      @Owenra 6 дней назад +1

      *''TRUDY ELIZABETH STOUFFER’'* a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market

    • @victoriaabott
      @victoriaabott 6 дней назад +1

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @matw1x
    @matw1x 20 дней назад +60

    Living with parents is underrated.
    I'm saving about 36K USD per year on rent & and bills, and I'm investing every penny of it ON TOP of what I'm earning.

    • @BeautyToTheMax99
      @BeautyToTheMax99 19 дней назад +10

      Very. I stopped giving af what ppl thought and moved back. Ofc i contribute bc i work full time, not perfect and it takes sacrifice but it’s so worth it.
      My family and I are originally from Ghana. It’s a very common thing to have multiple generations in a family home

    • @Boblol126
      @Boblol126 19 дней назад +10

      It’s kind of a sad state of affairs that not everyone has a healthy enough relationship with their parents to tolerate living with them. Living with roommates would probably be the next best option by default

    • @albertofoti4152
      @albertofoti4152 19 дней назад +1

      ​@@BeautyToTheMax99 in italy it's pretty normal to stay at home with parents until at least 19 when you go to university.
      Also very common to stay until 30 if your parents live close to the city where you study/work.
      What's the point of spending more just to move out? doesn't make any sense, only if you have a bad relationship with your parents

    • @TravelMaster960
      @TravelMaster960 19 дней назад +4

      Be independent stop being a loser

    • @Valentinouchka
      @Valentinouchka 12 дней назад +1

      As an aldult you are suppose to help your parent not the other way around and you are not saving "on rent and bills" you are saving because other people pay for you and you take no responsability. Nothing to be proud of

  • @Raniyanhunter
    @Raniyanhunter 19 дней назад +262

    I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. I am under pressure to grow my reserve of $250k. before I turn 60, I would appreciate any advice on potential investments.

    • @garnold-l5p
      @garnold-l5p 19 дней назад +4

      I think the safest strategy is to diversify investments. But if you need proper advice, consider speaking with a financial expertise. Don't get me wrong, you can do it on your own, but financial advisors have a lot more knowledge and expertise in this area.

    • @Mlanderos-t9e
      @Mlanderos-t9e 19 дней назад +3

      Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.

    • @Anessa-gibson
      @Anessa-gibson 19 дней назад +1

      That's impressive! I could really use the expertise of this manager for my dwindling portfolio. Who’s the professional guiding you?

    • @Mlanderos-t9e
      @Mlanderos-t9e 19 дней назад +3

      My CFA, Judith Lynn Staufer, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.

    • @Anessa-gibson
      @Anessa-gibson 19 дней назад +2

      I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks

  • @johnnyblosterq7r
    @johnnyblosterq7r 12 дней назад +222

    If you’re into financial growth, The Elite Society's Money Manifestation is honestly a good read

  • @DreamChaser-l6v
    @DreamChaser-l6v 5 дней назад +63

    You work for 40yrs to have $1M in your
    retirement, meanwhile some people are putting just $10K in a meme coin from just a few months ago and now they are multimillionaires.

    • @Lukas.800
      @Lukas.800 5 дней назад +9

      Assets that can make one successful in life
      I. Crypto
      2. Stocks
      3. forex

    • @DoroYusuf
      @DoroYusuf 5 дней назад +5

      You're right
      But I didn't know why people remain poor due to ignorance

    • @JoakimPaurell-z2e
      @JoakimPaurell-z2e 5 дней назад +1

      You're so right, Investing in bitcoin now is the best thing to do especially with the current rise in the market

    • @JoakimPaurell-z2e
      @JoakimPaurell-z2e 5 дней назад

      people are really making a lot of money from it... therefore investing in it wouldn't be a bad idea 💡

    • @Nathalie.Repp098
      @Nathalie.Repp098 5 дней назад

      speaking of crypto trading I know I am blessed if not I wouldn't have met someone who is as spectacular as expert Caitlin albrecht

  • @MakeamericaGreatagain-h7j
    @MakeamericaGreatagain-h7j 7 дней назад +273

    The upcoming end-of-year stock market rally, along with the current one, has me pumped. I’ve been working double shifts and continuously buying more shares and Bitcoin. I’m grateful as my portfolio has grown by $300k so far this year

    • @DreamweaverShade-h9p
      @DreamweaverShade-h9p 7 дней назад +1

      Bitcoin through 2025, then high yield ETFs through the bear market 26’-27’ that's my plan.

    • @Damncars456
      @Damncars456 7 дней назад +1

      Such uncertainties are the reasons I don’t base my judgement on a ''heresay'' , 2020 had me holding trash stocks, but thankfully revamp my portfolio through the aid of a pro before seeing significant gains. To date, I've scaled up nearly 320% ROI. it's been 4 years and counting. I and my advisor are working on a 7 figure ballpark goal and we're not far.

    • @PhoenixReborn-v6v
      @PhoenixReborn-v6v 7 дней назад

      wow!! this is impressive.. how can i reach this advisor if you don't mind me asking?

    • @Damncars456
      @Damncars456 7 дней назад +1

      I've stuck with ‘’Sophia Irene Powell” for years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

    • @MARSHMALLOWwhimsy
      @MARSHMALLOWwhimsy 7 дней назад

      thanks for sharing. I curiously searched for her full name and her website popped up immediately. I look through her credentials and did my due diligence before contacting her..

  • @Norma447
    @Norma447 17 дней назад +27

    The problem we have is because Most people always taught that " you only need a good job to become rich". These billionaires are operating on a whole other playbook that many don't even know exists.

    • @GRAHAM54gfr_
      @GRAHAM54gfr_ 17 дней назад +1

      Couldn't agree more! The traditional 'good job' narrative is limiting. Billionaires think differently, investing in assets, building multiple income streams, and taking calculated risks. It's time to rewrite the playbook for financial freedom."

    • @LUGzxr
      @LUGzxr 17 дней назад +1

      Exactly! It's time to redefine what financial success means. By adopting an entrepreneurial mindset and diversifying our income streams, we can break free from the limitations of a single paycheck.

    • @BIDENAN_tfrsz
      @BIDENAN_tfrsz 17 дней назад

      I'm thinking of going into investment, but Despite watching several trading videos, I haven't found practical advice that resonates with me. Can you kindly suggest a reputable trading coach who can effectively guide me through the process?

    • @Margaret-g8s
      @Margaret-g8s 17 дней назад

      It's advisible to seek for a reputable financial advisors before getting yourself involved in any investment decisions to avoid losing your assets.

    • @KEULIAN-cx8yj
      @KEULIAN-cx8yj 17 дней назад

      As a beginner, having a mentor is crucial for staying on track. I'm fortunate to be guided by a renowned crypto consultant, Isabella Mason, who provides expert advice and keeps me accountable."

  • @ammarsaleh-ry9db
    @ammarsaleh-ry9db 15 дней назад +26

    *Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments*

    • @Kimberleyfujiii
      @Kimberleyfujiii 14 дней назад +1

      You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires

    • @deborahmensah9546
      @deborahmensah9546 14 дней назад

      Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable

    • @jazminwashingtonn
      @jazminwashingtonn 14 дней назад

      Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦‍♀️of myself because of low finance but I still believe in God

    • @severianpcumbe
      @severianpcumbe 14 дней назад

      Waking up every 14th of each month to 210,000 it’s a blessing to I and my family… Big gratitude to Josh Olfert🙌

    • @jeffshab
      @jeffshab 14 дней назад

      I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Josh Olfert, has been an amazing experience.

  • @LuvmeRos
    @LuvmeRos 4 дня назад +262

    I have $50K in the money market that I want to move into stocks, but I’m scared of buying at the top. Any suggestions?

    • @CrystalJoy-32
      @CrystalJoy-32 4 дня назад +4

      Stop trying to time the market; it’s far from peaking. Consult a financial advisor if you’re unsure to avoid being others’ exit liquidity.

    • @FrankPatrick-no8zo
      @FrankPatrick-no8zo 4 дня назад +3

      To maximize this cycle, focus on growth stocks, small caps, and Bitcoin. As someone pointed out too; Working with a financial advisor can save and make you money. For example, my advisor allocated a small part of my portfolio based on Nancy Pelosi’s investments, which is legal. That portion has increased by 71% in six months.

    • @DennisJack-km8ho
      @DennisJack-km8ho 4 дня назад +3

      wow!! this is impressive.. how can i reach this advisor if you don't mind me asking?

    • @FrankPatrick-no8zo
      @FrankPatrick-no8zo 4 дня назад +2

      She goes by ''Amber Michelle Smith'' a renowned figure in the financial industry with over two decades of experience. I'd suggest you research her further on the web.

    • @RuthEvelyn-rc3bg
      @RuthEvelyn-rc3bg 4 дня назад +1

      Glad to have stumbled upon this, curiously inputted her on the web, easily spotted her consulting page and was able to schedule a call session. Ive seen commentary about advisers but not this phenomenal

  • @uwerathsack
    @uwerathsack 19 дней назад +54

    The continuously changing economic conditions in our society have made it necessary for people to find additional sources of income; thus, I am looking at the stock market to fuel my retirement goal of $3 million.

    • @ImaneDupont
      @ImaneDupont 19 дней назад +2

      Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

    • @RalphTaylor-g3e
      @RalphTaylor-g3e 19 дней назад +1

      Agreed, despite my rookie knowledge of investing, I have a financial advisor who did the trick in a bit more than 6 months after a lump sum capital of $500,000, and I've so far made a fortune. I'm now buying real estate, gold, and silver as advised by my FA.

    • @JaniceAlvarado-p4e
      @JaniceAlvarado-p4e 19 дней назад +1

      I truly appreciate the implementation of ideas and strategies that result in unmeasurable progress, thus the search for a reputable advisor. Mind sharing info of this person guiding you, please?

    • @RalphTaylor-g3e
      @RalphTaylor-g3e 19 дней назад +2

      Caroline Suzan Olson is my financial advisor. Just google the name, and you'd find the necessary details. To be honest, I almost didn't buy the idea of letting someone handle growing my finances, but so glad I did.

    • @BeataWalczak-d1m
      @BeataWalczak-d1m 19 дней назад +1

      Very much appreciated. I just searched Caroline Suzan Olson on the internet, spotted her consulting page ranked top, and was able to schedule a call session. I've seen commentaries about advisors, but not one looks this phenomenal.

  • @Peterl4290
    @Peterl4290 9 дней назад +310

    The stock market is messed up, and I have no place to dump my sixty thousand dollars.

    • @bobwright-90
      @bobwright-90 9 дней назад +5

      Don't put all your eggs in one basket; instead, diversify into different asset classes to mitigate risk. If you lack extensive knowledge, consult a financial advisor.

    • @larrypaul-cw9nk
      @larrypaul-cw9nk 9 дней назад +1

      Opting for an investment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023

    • @sabastinenoah
      @sabastinenoah 9 дней назад +1

      This is very insightful. Hope you don't mind me asking you to recommend your advisor?

    • @larrypaul-cw9nk
      @larrypaul-cw9nk 9 дней назад

      Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like

    • @sabastinenoah
      @sabastinenoah 9 дней назад

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @RichardArthurBaker
    @RichardArthurBaker 18 дней назад +41

    Hit 240k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in August 2024.,,..

    • @GregFunnell-q9f
      @GregFunnell-q9f 18 дней назад +1

      I would really love to know how much work you did put in to get to this stage

    • @RichardArthurBaker
      @RichardArthurBaker 18 дней назад

      I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver

    • @HollyGarwell
      @HollyGarwell 18 дней назад

      As a beginner in this, it’s essential for you to have a mentor to keep you accountable.
      Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @BryonyClarke-e4v
      @BryonyClarke-e4v 18 дней назад

      Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable

    • @RampKevorkian
      @RampKevorkian 18 дней назад

      You are right!! Save, trade and spend for necessities and a few small luxuries relatives to one's total asset ratio

  • @WestonScally7614
    @WestonScally7614 17 дней назад +307

    I'm ecstatic with the outcome of the election and the year-end market surge. Which hidden jewels in the upcoming bull run would you buy with a 100K right now? My goal is to position myself for a prosperous Q1 in 2025.

    • @SaintYvess
      @SaintYvess 17 дней назад +6

      Bitcoin through 2025, then high yield ETFs through the bear market 26’-27’ that's my plan.

    • @FelineAirstrip
      @FelineAirstrip 17 дней назад +6

      Index Funds & ETFs: 40-50%, Emerging Markets (e.g., VWO): 10-15%, Dividend Stocks: 10-20%, Growth Stocks/Small-Caps: 10-20%, REITs: 5-10%
      Remember to always work with a knowledgeable person in the financial market when starting out to avoid getting burnt.

    • @sting_grayl
      @sting_grayl 17 дней назад +5

      “DCA" is the golden term but the key. My dollar portfolio i DCA with is made up of 30% PLTR, 25% NVDA, 15% VOO and over 30% in digital assets, thanks to my CFA. This strategy is what works for my spouse and I. We've made over 80% capital growth minus dividends. Q3 taxable divs this year was $18,388.

    • @Powerz00
      @Powerz00 17 дней назад +5

      pls how can I reach this expert, I need someone to help me manage my portfolio

    • @sting_grayl
      @sting_grayl 17 дней назад +1

      Yeah, she is Victoria Louisa Saylor , look her up. Anyone is free to contact her.

  • @JOHNWEEKS-y3c
    @JOHNWEEKS-y3c 19 дней назад +55

    Retiring early! I wonder how realistic it actually is. It’s one thing to have that goal, but if you don’t have a plan, things can go sideways pretty quickly.

    • @EarlWohld
      @EarlWohld 19 дней назад

      True! I’ve heard some real horror stories-folks who jump into early retirement without enough saved up and end up struggling a few years in. My friend tried it but found that health expenses alone took a huge bite out of his funds. It’s not as simple as just saving up a lump sum and calling it a day.

    • @NolaMontour
      @NolaMontour 19 дней назад

      Exactly. A solid plan is essential, especially if you want to avoid those unexpected pitfalls. I actually know someone who spoke with KRIS LIZETTE DORNBUSH, a financial advisor who’s been around the block with some big names. she’s helped everyone from politicians to people like us, and her whole thing is avoiding flashy, high-risk moves. She's more focused on making sure people’s wealth lasts the long haul.

    • @SalvatoreCorwin-i6v
      @SalvatoreCorwin-i6v 19 дней назад

      Oh, Kris Lizette Dornbush? I’ve heard about her. A friend of mine who owns a small business consulted her, and she came away with a way more sustainable strategy. Kris helped a lot of people, even some top executives and celebrities, but she also works with those who aren’t wealthy. What I like is that she’s practical-doesn’t push for these big, risky investments just for the sake of higher returns

    • @WestonStruzzi
      @WestonStruzzi 19 дней назад

      Oh! Right, because those high-risk moves can really backfire, especially when you’re retiring early. Some people think they’ll make big money fast, but that’s a dangerous mindset. And if the market takes a hit, you could be left with a lot less than you planned for.

    • @brandj-12
      @brandj-12 19 дней назад

      Exactly. It’s not about getting rich quickly; it’s about making what you have last as long as possible.

  • @kyleevanston
    @kyleevanston 17 дней назад +136

    I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brooke Grace Miller for helping me achieve this

    • @GrozaGroza-ko7fn
      @GrozaGroza-ko7fn 17 дней назад

      I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.

    • @BradlyLane
      @BradlyLane 17 дней назад

      The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

    • @AdamKotlicki
      @AdamKotlicki 17 дней назад

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

    • @jadewashington7
      @jadewashington7 17 дней назад

      I'm new at this, please how can I reach her?

    • @Arlingtongeorge
      @Arlingtongeorge 17 дней назад

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

  • @HaticeValerie
    @HaticeValerie 18 дней назад +218

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer

    • @Casandra1bartlett
      @Casandra1bartlett 18 дней назад

      You're correct. Diversifying investments is, in my opinion, the ideal strategy because it can lessen the impact of a market meltdown by distributing funds throughout other asset classes, such as bonds, real estate, and foreign stocks.

    • @HaticeValerie
      @HaticeValerie 18 дней назад

      I don't have the time to carefully evaluate my investments and research particular stocks because of my hectic work schedule. I have therefore hired a financiiaI advisr to actively manage my portfolio for the last seven years in order to adjust to the state of the market. I've been able to successfully traverse the financial environment by using this method to make well-informed judgements about when to buy and sell. Maybe you ought to think about taking a similar strategy.

    • @LoriDowty0
      @LoriDowty0 18 дней назад

      How do I get involved in this? I am excited to take part because I genuinely want to create a stable financial future. Who is the driving force behind your accomplishments?

    • @HaticeValerie
      @HaticeValerie 18 дней назад

      Just research the name *Elizabeth Colleen Nurre* You’d find necessary details to work with a correspondence to set up an appointment

    • @JosephAlecW
      @JosephAlecW 18 дней назад

      Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.

  • @Bored55
    @Bored55 10 дней назад +23

    That's inspiring! What mindset shifts are necessary for achieving this goal?

    • @Biancaavaro
      @Biancaavaro 10 дней назад +1

      Understand that wealth creation takes time. Stay patient and persistent.

    • @PaulLee-d7s
      @PaulLee-d7s 10 дней назад +1

      Believe in yourself, stay adaptable, and prioritize self-care for a millionaire mindset.

    • @BIDENAN_tfrsz
      @BIDENAN_tfrsz 10 дней назад +1

      Couldn't agree more! But I'd add that investing wisely is the fastest route to millionaire status. Investment is key

    • @Debbie3950
      @Debbie3950 10 дней назад +1

      Investing in dividend-paying stocks, real estate, or cryptocurrencies can fast-track millionaire goals.

    • @Kellyswag-jm6op
      @Kellyswag-jm6op 10 дней назад +1

      Absolutely! Investing is key, but without a professional advisor, you risk losing money. Seek guidance before diving in.

  • @ashey-l3y
    @ashey-l3y 6 дней назад +384

    Trump's policies had been viewed by many experts as more positive for the financials sector, spurring this massive rally. It's enticing to consider purchasing some stocks, I'm contemplating investing more than $300k. Thoughts?

    • @RobbStonee
      @RobbStonee 6 дней назад +2

      It seems like there's potential, but caution is warranted. hence I will advice you get yourself a financial advisor that can provide you with entry and exit points

    • @Eugene-m2v
      @Eugene-m2v 6 дней назад

      I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in stocks, which is pretty simple. On my portfolio, which has grown over 90% in a little over a year, my advisr chooses entry and exit orders

    • @Tnks4cmin
      @Tnks4cmin 6 дней назад +1

      Sounds interesting! Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

    • @Eugene-m2v
      @Eugene-m2v 6 дней назад

      Marissa Lynn Babula is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @Chaser-o9h
      @Chaser-o9h 6 дней назад

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @PrincessBlessing-m1p
    @PrincessBlessing-m1p 19 дней назад +45

    Waking up every 17th of each month to $210,000 it’s a blessing to I and my family Big gratitude. Started with 14k in last month 2024

    • @JohnAlex-w3m
      @JohnAlex-w3m 19 дней назад

      I want to compliment you, you have said it all. I am a little business owner and I really want to expand my business to the next level by making myself an investor but I really don't know how to go about it..

    • @EmilyCastro-q1i
      @EmilyCastro-q1i 19 дней назад

      Assets that can make you rich
      *FX
      *Btcoin
      *Stocks
      *Gold
      *Real estate

    • @PrincessBlessing-m1p
      @PrincessBlessing-m1p 19 дней назад

      Ms adriana understanding of market indicators is impressive. She knows exactly when to enter and exit trades for maximum profit. her siignals are top notch

    • @dyer-ie3pj
      @dyer-ie3pj 19 дней назад +1

      Wealth is built in both bull or bear market and also wealth transfers from the impatient to the patient. One of the best ways to succeed in crypto is by trading your assets with a good strategy.

    • @StephanieSimon-q2j
      @StephanieSimon-q2j 19 дней назад

      hello from norway I'm retired at 47, went from Grass to Grace. This here reminds me of my transformation from a nobody to good home, honest wife,$35k biweekly and a good daughter full of ❤ I’m forever grateful Adriana Katherine

  • @jonathanxxxx876
    @jonathanxxxx876 19 дней назад +325

    I have been investing for a few years. I have reached a point where I could benefit from financial advice to improve my $200,000 portfolio for retirement, how do I maximize my ROI?

    • @GitaBoeren
      @GitaBoeren 19 дней назад +1

      You didn't provide detailed information about your portfolio makeup. However, I recommend seeking guidance from a financial advisor for a well-informed portfolio restructuring.

    • @LemonTwistSmiles
      @LemonTwistSmiles 19 дней назад

      Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023

    • @MarkusZweig
      @MarkusZweig 19 дней назад

      I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.

    • @LemonTwistSmiles
      @LemonTwistSmiles 19 дней назад +1

      Sophia Irene Powell is the licensed advisor I use and I'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment

    • @dannielleemarie
      @dannielleemarie 19 дней назад

      Her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

  • @alexsteven.m6414
    @alexsteven.m6414 22 часа назад +5

    You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a Bitcoin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life

    • @MarcyLoccy
      @MarcyLoccy 22 часа назад +2

      True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

    • @Tanner-c2m
      @Tanner-c2m 22 часа назад +2

      It's true that many people underestimate the importance of advisers until their own feelings burn them out. A few summers ago, following an ongoing divorce, I needed a significant push to keep my company afloat. I looked for licensed advisors and found someone with outstanding qualifications. She has contributed to my reserve increasing from $275k to $850k regardless of inflation.

    • @samuelrandy-k8x
      @samuelrandy-k8x 22 часа назад +1

      How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

    • @Tanner-c2m
      @Tanner-c2m 22 часа назад +2

      REBECCA NASSAR DUNNE is her name. She is regarded as a genius in her area and works for Equity Services inc. She’s quite known in her field, look-her up.

    • @type-r3x
      @type-r3x 22 часа назад

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @seananstett8749
    @seananstett8749 4 дня назад +1

    As a job hopper. Its 100% accurate. Im only 30 but from what ive experienced, once you land at a job with good people and decent pay, its worth it to stay and rise through the ranks.

  • @MatthiasKlaasen-u8d
    @MatthiasKlaasen-u8d 3 дня назад +165

    Tesla “TSLA” shares surge with CEO Elon Musk's involvement in the US election seemingly pays off after President-elect Donald Trump's win. which stocks could potentially become the next in terms of growth over the next few months. I've allocated $350k for lnvestment, looking for companies to make additions to boost performance.

    • @EnriqueCarrasco-z3j
      @EnriqueCarrasco-z3j 3 дня назад

      Stocks like Tesla and NVIDIA still have some way up to go. It's always a good idea to go over it with a financial advisor. You might get new insights on how to go about it and that increases your chances of making huge profit.

    • @ReginaAlbrighton
      @ReginaAlbrighton 3 дня назад

      Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advisor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.

    • @IsabelConchitaPerez
      @IsabelConchitaPerez 3 дня назад

      Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

    • @ReginaAlbrighton
      @ReginaAlbrighton 3 дня назад

      Elisse Laparche Ewing is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

    • @ReginaAlbrighton
      @ReginaAlbrighton 3 дня назад

      Elisse Laparche Ewing has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you need an excellent collaboration.

  • @PaulB-q3d
    @PaulB-q3d 19 дней назад +12

    As a 44.5yr old starting to save serious money finally, the opening to this video is extremely depressing lol

  • @Raphanne
    @Raphanne 19 дней назад

    October marked our one year anniversary of using your networth tracker. We do it every month with my husband and we love seeing our networth going up steadily. Thank you for the freebie. ❤

  • @VictorBen-g9b
    @VictorBen-g9b 18 дней назад +40

    I really appreciate the dedication in each video you post. To be successful one has to have multiple income streams and so on, also investors should understand the crossover between asset classes & liquidity flow, Angie Chen Owens focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch

    • @MorrisDave-f5q
      @MorrisDave-f5q 18 дней назад

      Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

    • @christianwalbank113
      @christianwalbank113 18 дней назад

      Please let me know how to contact her as I'm new to this.

    • @PedriSergio
      @PedriSergio 18 дней назад

      The first time we had tried, we invested $1400 and after a week we received $4,230. That really helped us a lot to pay our bills.

    • @VictorBen-g9b
      @VictorBen-g9b 18 дней назад

      she's mostly on Telegrams, using the user name

    • @VictorBen-g9b
      @VictorBen-g9b 18 дней назад +1

      Angiechen15 that's it...

  • @benjamindavidson22
    @benjamindavidson22 3 дня назад +4

    I'm a 42-year-old QA Specialist at Confluera, with an annual income of $150,000. Although I do have a retirement account, I'm keen on exploring short-term investment opportunities as I prepare to shift to part-time work in the near future. What would be the most suitable strategy to achieve my goals?

    • @frankbarnes22
      @frankbarnes22 3 дня назад +4

      Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. that's why seeking expert advice is essential.

    • @Johnlarry12
      @Johnlarry12 3 дня назад +3

      Yeah, brokerage AdvisoRs could make a lot of difference. Bloomberg and other finance media have been recording cases of investors raking in 6 to 7 digits in a space of months. So, I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and the least I returned was $140k ROI, and this does not include capital gain.

    • @scottarmstrong11
      @scottarmstrong11 3 дня назад +3

      I really want to get in with a financial advisor this year, especially as all markets are hitting lows. I don't want to be too optimistic and end up losing everything.

    • @Johnlarry12
      @Johnlarry12 3 дня назад +3

      My CFA Carol Vivian Constable, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @scottarmstrong11
      @scottarmstrong11 3 дня назад +2

      Thank you for sharing, I must say, Carol appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.

  • @Riggsnic_co
    @Riggsnic_co 16 дней назад +55

    Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

    • @JacquelinePerrira
      @JacquelinePerrira 16 дней назад +4

      the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

    • @kevinmarten
      @kevinmarten 16 дней назад +2

      I wholeheartedly concur; I'm 60 years old, just retired, and have about $1.25m in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.

    • @Jamessmith-12
      @Jamessmith-12 16 дней назад +3

      Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

    • @kevinmarten
      @kevinmarten 16 дней назад +3

      Just wanted to say, ‘Carol Vivian Constable’, my CFA, is the real deal in his field. Dig deeper into her background; she's got years of experience and is a goldmine for anyone diving into the financial jungle!

    • @Jamessmith-12
      @Jamessmith-12 16 дней назад +1

      She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

  • @Jungernaut
    @Jungernaut 20 дней назад +31

    Dropped some heat in this

  • @Chanelle247
    @Chanelle247 14 дней назад +2

    Wish I could have been taught all this much earlier in life. I’m now 42 and just getting started. On the much brighter side, I can pass this knowledge along to my daughter who is now 15 and just starting to earn income.

    • @hummphreeyy
      @hummphreeyy 13 дней назад

      You can still earn it by now it’s very easy

  • @ytfig101
    @ytfig101 20 дней назад +28

    I laughed out loud at Graham and Humphrey. Great video!

  • @ClarenceFerland
    @ClarenceFerland 12 дней назад +194

    I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Charlotte Grace Miller.

    • @nickmcdonarld
      @nickmcdonarld 12 дней назад

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

    • @ZahirFriedman
      @ZahirFriedman 12 дней назад

      I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

    • @sarapalin
      @sarapalin 12 дней назад

      The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

    • @GrozaGroza-ko7fn
      @GrozaGroza-ko7fn 12 дней назад

      I'm new at this, please how can I reach her?

    • @masterotrunks
      @masterotrunks 12 дней назад

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

  • @CrazyMedic220
    @CrazyMedic220 19 дней назад

    Your templates are great! Been using them for months now and I’ve been seeing a steady increase in net worth, savings, and a decrease in random spending

  • @michaelschiemer3
    @michaelschiemer3 11 дней назад +3

    As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

  • @renatidang
    @renatidang 20 дней назад +6

    Following you for a year, made $10K in profits.

  • @lt5339
    @lt5339 20 дней назад +19

    If you bought a home in 2023-2024, even the mortgage should be considered as high interest debt since the interest rate is so high!😂

  • @WealthyChronicle
    @WealthyChronicle 5 дней назад

    I’ve always been scared to start investing, but this just proved the earlier you start, the better the rewards. Time really is money! 💸

  • @Renee-b5b
    @Renee-b5b 6 дней назад +4

    The financial market is a reliable choice to Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.

    • @franklyn-z1k
      @franklyn-z1k 6 дней назад

      Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions.

    • @DillonMcgaha9
      @DillonMcgaha9 6 дней назад

      This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

    • @brenda-v7c3k
      @brenda-v7c3k 6 дней назад

      this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @DillonMcgaha9
      @DillonMcgaha9 6 дней назад

      My CFA Grace Adams Cook a renowned figure in her line of work. I recommend researching her credentials further.

    • @phill-s3s
      @phill-s3s 6 дней назад

      Thank you for this amazing tip. I just looked the name up and wrote her.

  • @VirginiaHapa
    @VirginiaHapa 16 дней назад

    Great video. I hopped every 2-3 years in my 20s and saw my income triple quickly; it also helps you figure out what you really want to do, what type of org you want to work for and the kind of people you want to work with. I’m at the point where I’m good with where I’m at and the stability (with kids now). Automate it all! I’m 42 with a liquid NW over a buck. I did nothing special or risky, just aim to max out all the tax advantage accounts as you earn more and let it ride :)

  • @claireworld_
    @claireworld_ 19 дней назад +4

    Honestly I didn’t think of bonuses as they should be invested. I was just going to use it for vacation lol.
    But this is such a good idea of spending 10% and investing 90%. This way it doesn’t throw off my budget and also doesn’t change my mindset that I’m ‘rich’ lol

  • @awesomelf8230
    @awesomelf8230 18 дней назад

    My financial advisor also said don't check it everyday. It's been almost 2 years later and I still almost check it everyday 😂. I love it too much and I trusted that he was correct that it'll go up and down in cycles but earning still happens overall. Love this.
    Great video ❤

  • @AnkurYo
    @AnkurYo 15 дней назад +3

    Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.

    • @jamesjordan-i2p
      @jamesjordan-i2p 15 дней назад

      Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $200k portfolio is down by approximately 20 %, any recommendations to scale up my returns on investment

    • @xavier_lucas
      @xavier_lucas 15 дней назад

      Nobody knows anything You need to create your own process, manage risk and stick to the plan, through thick or thin While also continuously learning from mistakes and improving.

    • @jennykatie123
      @jennykatie123 15 дней назад

      Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. If you are in cross roads or need sincere advise on the best moves to take now with financial markets will be best you seek a fin-professional with fiduciary responsibilities who knows about mortgage-backed securities for proper guidance

    • @jamesjordan-i2p
      @jamesjordan-i2p 15 дней назад

      this sounds considerable! think you know any advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @jennykatie123
      @jennykatie123 15 дней назад +1

      There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Mary Monica strigle” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

  • @kevomswahilifitness5447
    @kevomswahilifitness5447 19 дней назад +4

    About to hit 100K net worth. Thanks for the awesome content !

  • @Bestjudy001
    @Bestjudy001 19 дней назад +118

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit.

    • @Donnafrank-k6e
      @Donnafrank-k6e 19 дней назад

      Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

    • @Bestjudy001
      @Bestjudy001 19 дней назад

      @@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

    • @Donnafrank-k6e
      @Donnafrank-k6e 19 дней назад

      @@Bestjudy001 Oh please I’d love that. Thanks!.

    • @Bestjudy001
      @Bestjudy001 19 дней назад

      @@Donnafrank-k6e Clementina Abate Russo is her name.

    • @Bestjudy001
      @Bestjudy001 19 дней назад

      Lookup with her name on the webpage.

  • @tannerstull6490
    @tannerstull6490 17 дней назад +1

    Bank worker here, right pic in clickbait(assuming 100s) is far more than a million, can fit a million in 100s in not to big of a container

    • @hummphreeyy
      @hummphreeyy 13 дней назад

      You have to put interest and learn more about this investing

  • @josephkelly7172
    @josephkelly7172 17 дней назад +2

    Great video but just an FYI, mad spam comments here trying to get people to fall for investment traps.

  • @stevedice5963
    @stevedice5963 16 дней назад +1

    im still waiting for the ethereum ETF review bro! your opinion is valuable. screw those who would not be interested in that review!

  • @IamJonny-o4v
    @IamJonny-o4v 12 дней назад +2

    After selling two homes in early 2024, I'm anticipating a housing crisis in order to buy inexpensively. As a backup plan, I've been thinking about purchasing stocks. What recommendations do you have for the best time to buy? On the one hand, I keep reading and seeing trader earnings of over $500k each week. On the other side, I keep hearing that the market is out of control and experiencing a dead cat bounce. Why does this happen?

    • @JacobsErick-u8r
      @JacobsErick-u8r 12 дней назад +1

      Most investors can't handle a crash since they are accustomed to bull markets, but if you know where to look and how to get around, you can profit handsomely. It depends on your entry and exit strategy.

    • @DerraKormino
      @DerraKormino 12 дней назад

      The fact that the US stock market had been on its longest bull run ever makes the widespread worry and enthusiasm understandable given that we are not used to such unstable markets. As you pointed out, it wasn't tough for me to earn over $750k in the last 13 months, so there are chances if you know where to go. I hired a portfolio advisor since I was aware that I needed a solid and trusted plan to survive these trying times.

    • @winifred-k9e
      @winifred-k9e 12 дней назад +1

      I tried researching strategies to profit in the current market because my portfolio has been in the dumps for the entire year, but everything I tried just seemed to miss the point. Please let us know who your asset manager is by name.

    • @DerraKormino
      @DerraKormino 12 дней назад

      Her name is Melissa Terri Swayne. Hope that helps

    • @amoreauMike-t6z
      @amoreauMike-t6z 12 дней назад

      Just copied and pasted Melissa Terri Swayne on my browser and her page popped up immediately, thank you for saving me hours of researching.

  • @aaronquadd3019
    @aaronquadd3019 19 дней назад +1

    I remember the first time you made one of these road to 1M videos. How time has changed. I now have over $100k in investments and I'm a quarter of the way to my 1M goal and that's half way to my retitement goal of 4-5M

  • @danaconda12
    @danaconda12 19 дней назад +2

    Commenton the job hop scenario. You jump jobs every 2 years and get pay increases but many jobs don't allow you to contribute to a 401k for several months after starting and employee match usually rolls in slowly over the first few years. Curious how this would impact the numbers shown. I am sure the 20% pay increase still overpowers these things and shouldn't be a reason not to find a better paying job but food for thought.

  • @FlightDeckGA
    @FlightDeckGA 14 дней назад +2

    Hi Humphrey, do you max out your HSA and utilize its tax loophole?

  • @danibg4795
    @danibg4795 18 дней назад +1

    The only suggestion would be not to guarantee 8% annual growth in an investment, nothing is guaranteed. Past performance does not guarantee future performance and not reminding this can be misleading to beginners. If you don't believe me ask people who were investing in the Nikkei 225 before the 90s...

  • @mocheen4837
    @mocheen4837 19 дней назад +1

    Both of my kids had $10,000 in their Roth IRAs by age 18 and contribute $2,500 each year. Once they graduate from college they will begin to max out their accounts. They also have a cash savings of $20,000. I will show them your video and have them increase their contributions to $3,000. Thanks!

  • @arthurho79
    @arthurho79 19 дней назад

    Sincere thanks for your spreadsheet. Love your video series on the Pamp Gold factory visit! Collector of Pamp gold myself too. 😊

  • @Morgansta
    @Morgansta 18 дней назад +2

    Just sold some properties with my family and looking into stocks to buy... this should be exciting

    • @MellisaAdam
      @MellisaAdam 18 дней назад

      Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

    • @Gregtaylor4U
      @Gregtaylor4U 18 дней назад

      Very true. Despite having no prior investing knowledge, my spouse and I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all we were doing was getting professional advice.

    • @LucyMcCauley
      @LucyMcCauley 18 дней назад +1

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @KimberHart
      @KimberHart 18 дней назад

      Thank you for this tip. it was easy to find your coach. Did my due diligence on her before emailing her. She seems proficient considering her resume.. can I get a way to communicate with you as I have some questions.

  • @warrior1151
    @warrior1151 19 дней назад +1

    The thing you're not taking into account with the 401k though is you have to be vested in the company for at least at least 3 to 5 years. So like if you do, do the 401k match and you're going to leave that company in like 2 years. I don't really think it's worth it. I think a Roth IRA is better

  • @fellowes58
    @fellowes58 18 дней назад +1

    When you talk about the savings rate, are you talking about money solely saved for retirement? Or are you talking about all the different kinds of savings accounts that you should have like? Retirement, emergency fund, child's college tuition savings, etc?

    • @hummphreeyy
      @hummphreeyy 13 дней назад

      You’re right

    • @fellowes58
      @fellowes58 9 дней назад

      @hummphreeyy if the savings rate you're talking about is to include all those different kinds of savings "buckets", shouldn't the general savings rate be higher?

  • @longview3k69
    @longview3k69 12 дней назад

    Seeing as that I'm 30 right now, once I have all of my debts aggressively paid off, I'm going to open and Max out a Roth IRA account, then try to maximize my 401k as much as I can for a while so I can catch up as I have nothing invested and have a lot in Loans and credit cards. It'll be rough for the next couple of years but as long as I keep a budget, I should be good

  • @B4ud3r
    @B4ud3r 19 дней назад +1

    Started investing biggly since starting work 2yrs ago. Already at 70k€, investing 75% of my income!

  • @ryans7097
    @ryans7097 5 дней назад

    What are your thoughts on CD's? I know its not a huge return on your money but it seems very safe way to at least grow some of your money?

  • @traviswes7082
    @traviswes7082 10 дней назад +7

    Many thanks for the video. Everybody needs financial freedom. Let this be a thread for some more simple, reproducible approach from anyone who have build wealth. I have saved up $190k to get started.

    • @Alejandracamacho357
      @Alejandracamacho357 10 дней назад +3

      My success was largely based off of a single, simple approach (portfolio Management) but remember, investing is a journey, not a sprint - take your time, stay patient, and stay focused on your long-term goals.

    • @tommychestnut5335
      @tommychestnut5335 10 дней назад +5

      At the end of the day, there's no one particular way of bridging that gap. but starting to save early and investing in the financial markets can never go wrong. if I were to start over in 2024 with less than $50k I would still use the portfolio management play-book.

    • @Patriciacraig599
      @Patriciacraig599 10 дней назад +3

      think you could suggest any professional/fiduciary i can get in touch with? i'm in dire need of proper portfolio allocation

    • @tommychestnut5335
      @tommychestnut5335 10 дней назад +1

      . Kathleen Cheryl Constantz Just go0gle the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did

    • @tommychestnut5335
      @tommychestnut5335 10 дней назад +1

      KATHLEEN CHERYL CONSTANTZ is who I work with. Have worked with her for about five years now, and her performance has been consistently impressive. She’s well known in her field, look her up.

  • @FullaEels
    @FullaEels 13 дней назад

    started with index funds in september and im just about at £1k now, which is a big first milestone. im gonna go harder at it next year when my emergency fund is all stocked up. i am 24. i have savings too, btw

  • @moneymaker20246
    @moneymaker20246 18 дней назад +2

    your not going to be a millionaire overnight in 2025 it takes decades of investing to hit a million dollars with consistent investing

  • @malcolmb2019
    @malcolmb2019 13 дней назад

    So I’m a late starter due to some rough times in my 20s and early thirties. I have started a career where my income now well exceeds my needs. Can I still prepare myself for a comfortable retirement?

  • @VictoriaPhilips-r6
    @VictoriaPhilips-r6 14 дней назад

    This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

    • @MorganJacobs-1w
      @MorganJacobs-1w 14 дней назад

      These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If you’re not ready for it, you shouldn’t be in the market. or get you a skilled practitioner.

    • @EdisonNorman-b8b
      @EdisonNorman-b8b 14 дней назад

      Such market uncertainties are the reason I don’t base my market judgements and decisions on rumors' and hear-says, it got the best of me in the year 2020 and had me holding worthless positions in the market. I had to revamp my entire portfolio through the aid of my financial advisr, before I started seeing any significant results happens in my portfolio. Been using the same advisor since then and I’ve scaled up almost a million within 2 years. Whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.

    • @VictoriaPhilips-r6
      @VictoriaPhilips-r6 14 дней назад

      Not bad at all. I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market. Could this coach that guides you help?

    • @EdisonNorman-b8b
      @EdisonNorman-b8b 14 дней назад

      Finding financial advisors like Sharon Ann Meny who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @VictoriaPhilips-r6
      @VictoriaPhilips-r6 14 дней назад

      Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @adrianamatilda1
    @adrianamatilda1 18 дней назад +180

    Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires, thanks Brooke Miller

    • @nickmcdonarld
      @nickmcdonarld 18 дней назад

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

    • @BroxsonDeighan
      @BroxsonDeighan 18 дней назад

      The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

    • @HighlightsSerieATIM
      @HighlightsSerieATIM 18 дней назад

      I'm new at this, please how can I reach her?

    • @BradlyLane
      @BradlyLane 18 дней назад

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

    • @adrianamatilda1
      @adrianamatilda1 18 дней назад

      she's mostly on Snapchats, using the user name

  • @LeviRobinson270
    @LeviRobinson270 17 дней назад +12

    I'm favoured, $60k every week! I can now give back to the locals in my community and also support God's work and the church. God bless America..

    • @Wine552
      @Wine552 17 дней назад

      Assets that can make one successful in life

    • @Wine552
      @Wine552 17 дней назад

      I. Forex
      2.Stocks
      3.Shares

    • @Wine552
      @Wine552 17 дней назад

      forex is profitable and lucrative investment online

    • @Sggdgff
      @Sggdgff 17 дней назад

      You are right.

    • @Sggdgff
      @Sggdgff 17 дней назад

      But I don't know why people remain poor due to ignorance

  • @moe-df9qx
    @moe-df9qx 11 дней назад

    i work in a tiny neighborhood market an am only allowed to make a fixed amount per month but ive got a joint brokerage acc. and always put all my tips money i find and xmas money in it tryin to maximize my input my point is if i can do it i feel just about everyone can aswell i also started investing at 42 im 44 now with a decent amount IMO for someone like myself. 🤓

  • @Factzonly1234
    @Factzonly1234 16 дней назад +1

    should I put the while 6,000 in at one time ?

    • @hummphreeyy
      @hummphreeyy 13 дней назад

      Yes you can but you have to be perfect on it

  • @Unknown-eu4kv
    @Unknown-eu4kv 17 дней назад

    Should I do a roth 401k or a traditional? My employer offers both but i’m not sure

  • @AleksandraWeiland
    @AleksandraWeiland 19 дней назад

    Thanks for the analysis! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?

  • @SophiaChloé6f
    @SophiaChloé6f 3 часа назад

    I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

    • @AbigailOliviaq4l
      @AbigailOliviaq4l 3 часа назад

      Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

    • @LincolnFelix-s4z
      @LincolnFelix-s4z 3 часа назад

      The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.

    • @GraysonNathan-v8y
      @GraysonNathan-v8y 3 часа назад

      Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

    • @LincolnFelix-s4z
      @LincolnFelix-s4z 3 часа назад

      My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

    • @GraysonNathan-v8y
      @GraysonNathan-v8y 3 часа назад

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @CGAZ66
    @CGAZ66 6 дней назад

    Late investing so having to drop allot more in a shorter time.

  • @silverjag3057
    @silverjag3057 19 дней назад

    Can you do another video that’s more tailored to higher income earners that no longer qualify for Roth IRA contributions (example 400k plus per year)? And some of the tips and challenges in that income bracket that you recommend? Thank you.

  • @Stargazer221
    @Stargazer221 10 дней назад

    Does this apply to everyone or just the snp?

  • @valerieboileau8033
    @valerieboileau8033 19 дней назад

    Thank you for sharing, Humphrey!

  • @Maverick7642
    @Maverick7642 8 дней назад

    It's enticing to consider purchasing some stocks in this bull run. I'm contemplating investing more than $300k for retirement. While the bull run can generate short-term excitement, i also need long-term investment strategy

    • @Hudson367
      @Hudson367 8 дней назад

      It seems like there's potential, but caution is warranted. hence I will advice you get yourself a financial advisor that can provide you with entry and exit points

    • @Scarlett34568
      @Scarlett34568 8 дней назад

      This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far

    • @Christian67337
      @Christian67337 8 дней назад

      I could really use the expertise of this advsors

    • @Scarlett34568
      @Scarlett34568 5 дней назад

      Aileen Gertrude Tippy is the advisr I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.

    • @Christian67337
      @Christian67337 5 дней назад

      Thank you for the lead. I curiously searched Sophie Lynn Carrabus up and her webpage popped up, and I have sent her an email. I hope she gets back to me soon. Cheers!

  • @zachg1622
    @zachg1622 18 дней назад

    Is a 3% annual raise at work considered the average, since that's the figure used in the video? If so, what is considered a "good" versus "bad" annual raise percentage? What percent would you look for to justify not job hopping?

    • @mjm0107
      @mjm0107 15 дней назад

      Your annual raise should match inflation at minimum but really increasing the income growth through job hopping every few years is usually the most lucrative

  • @andreapayneconnally390
    @andreapayneconnally390 19 дней назад

    Question about the credit card debt numbers: when they take these in the survey does that assume it is not paid off each month? We use credit cards as out daily spenders for the points/cash returns but also pay it off each month. As a result we have 3-4k in credit card 'debt'. I've just never taken on of these survey or see how they analyze that data.

  • @katresealexander1311
    @katresealexander1311 13 дней назад

    The life expectancy is much shorter these days. I'm not too focused on 1Million just a nice positive net worth and maintaining a debt free life.

  • @Huskelbuelloep
    @Huskelbuelloep 18 дней назад +1

    Saving 4k a month in my early 20s

  • @TJDawgs72
    @TJDawgs72 14 дней назад +3

    These scumbags really spam up your comment section Humphrey. I’ve got about 10 more years to retirement and I’m pumping as much cash as I can into a retirement account and into a money market account as well…about 20% pre tax and another appr 7% after.

  • @Joel_Nilsson
    @Joel_Nilsson 19 дней назад

    At this 8% example or if you go up to 10% a year you have around 35-45% of the value you would've had if you started 10 years earlier. I'm not sure this math is 100% correct, but you basically have 50% less if you wait 10 years until you start(simply put). I do get that people understand how much a 500k difference is, but atleast for me a percentage of what I could've had makes a bit more sense. Hope some people feel the same :)

  • @Shiro-vh5oh
    @Shiro-vh5oh День назад

    im gonna be dead by 65, what do i need the money for

  • @Rezail_Uhhh
    @Rezail_Uhhh 2 дня назад

    When you say S&P 500 the Vangaurd ETF?

  • @carlosinfante9991
    @carlosinfante9991 19 дней назад

    Do you all count retirement money as “savings”? For example the 401k money

  • @lollie387
    @lollie387 8 дней назад +1

    If you're 45 and over, this video is depressing. Good lord lol.

  • @ryans7097
    @ryans7097 5 дней назад +1

    Would love to find a career where every time I jumped jobs I made 20% more lol

  • @sarahmark7682
    @sarahmark7682 12 дней назад +16

    Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️

    • @UkpeneJoseph
      @UkpeneJoseph 12 дней назад

      I'm 37 and have been looking for ways to be successful, please how??

    • @sarahmark7682
      @sarahmark7682 12 дней назад

      Sure, the investment-advisor that guides me is..

    • @sarahmark7682
      @sarahmark7682 12 дней назад

      Elizabeth stark

    • @parkereric6397
      @parkereric6397 12 дней назад

      Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark

    • @ZerriJoseph
      @ZerriJoseph 12 дней назад

      Her services is the best, I got a brand new Lambo last week and paid off my mortgage loan thanks to her wonderful services!

  • @icedimp1793
    @icedimp1793 12 дней назад

    Y'know, I always like people talking about the basic math for this sort of thing.
    But there's always a huge caveat that is ignored.
    In 40 years, having $1million, will be like having $300k today.
    The equivalent would actually be trying to have $3million.
    This is based on an assumed average 3% inflation rate.

  • @shawnm5692
    @shawnm5692 19 дней назад

    What do you think about taking a loan to top off investment accounts? For example, using a personal loan OR borrowing against your individual brokerage to max the Roth Ira, etc

    • @csick11
      @csick11 19 дней назад

      Bad idea unless you were sure you will gain in short squeeze like amc and gme

  • @tannerstull6490
    @tannerstull6490 17 дней назад

    Started at 19

  • @HelenBrotherton-v5k
    @HelenBrotherton-v5k 19 дней назад

    I also love Wolves and Finance

  • @jaytenanandbahadoer3195
    @jaytenanandbahadoer3195 20 дней назад +1

    great vid