Check Out My Recommendations (It helps support the channel): 🔥 M1 FINANCE Investing- Free $30 m1finance.8bxp97.net/eX16D Here's a video on how to use M1 Finance ruclips.net/video/kEOS-w21U3c/видео.html ---------- 🔥 Personal Capital- Free Net Worth Tracker personalcapital.sjv.io/3PBNmk ---------- 💎 WEBULL - Up to 12 Free Stocks When You Deposit Any Amount Of Money bit.ly/WeBullJM ---------- 💵 ROBINHOOD - 1 Free Stock robinhood.c3me6x.net/PoaWz ---------- 📈 PUBLIC- Free stock worth up to $300 public.qwjcdi.net/Xx4MXa
Why does this guy only have 76 k subscribers when some people who only brag about how wealthy they are have more than a million subscribers!! Let's make him famous!!!
Appreciate the kind words. There's certain types of content I'm not willing to make to grow my channel like the big boys have done to grow theirs and I'm okay with that. Not interested in chasing views by making content that I think hurts/confuses viewers more than it helps them. I actually have no desire to be famous so please don't make it so 😂
My strategy is invest regularly in stocks (index), no matter what. But if I see red, or better yet, a bear market, I get excited and invest MORE. Then when I'm 5-10 years away from retirement, I'll start investing in Bonds as well. I'd love to know your thoughts.
😂😂😂 of course VTI is overweight US Stocks...because it's called the Vanguard Total U.S. Stock ETF. Would you say that VXUS is "overweight" international because it only holds international stocks? Or would you say BND is "overweight" bonds because it's a bond fund?
@@JarradMorrow I’d say that one shouldn’t tilt their equity portfolio in the direction of a particular sector (I.e. tech) or a particular country (I.e. US) etc that differs to the natural market capitalisation weightings. US listed companies do not constitute 100% of listed companies in the world. To deviate allocations away from market-cap weighted allocations isn’t as risky as stock picking itself, but it heads in that direction. Japan used to make up the majority of the worlds stocks in 1980. I’m sure plenty of Japanese had home bias in the 1980s too! Look what happened to the Nikkei from 1980-2010… (before 1980 it looked like the S&P has for the past few decades) VT > VTI unless you’re tilting your portfolio
I just started watching this show recently. It's really great ;) My wife and I are getting into investing long-term later in life. I'm holding on to the idea of better late than never. Going with the three-fund portfolio in M1 Finance and are 401k's at work... let's see what I can do in 16 years
I've been so immersed in stock market investing for my entire adult life that I forget how most people don't understand these concepts. Thanks for making this!
Time in versus timing. Lump sum over DCA. The best time to invest is when you have the money. Low cost Index ETFs. I think if you can follow these rules, most individual investors will do fine.
Dude This was so Awesome, you are wise beyond your years. I was actually laughing so hard by the time your video was over. Most of the investment videos I watch scare me and confuse me. I feel so much more enlightened after hearing you speak. Thank you so much. I needed this as I am trying not to look at my portfolio these days. As a military guy, I don't have a lot to invest but you give me confidence in what I have done with the little I have has been right. I will definitely be back and suggest that everyone subscribes to your channel. Besides I love doggies. Hi, Molly whos a good doggie. LOL Awesome work. by Sgtmusic
i have fidelity zero total stock market fund fzrox and i try to invest as much as i can i know compared to vti it cant compare but its still something i believe in
Impatient people's money goes to patient people 's account. - Warren buffet. So stay in the market . Never leave . Nobody know when is actually bottom .
Great video, very timely, even I understand I should do what you said , sometimes, I want to do the opposite emotionally, especially recently, thank you for making this video, which is very helpful for me not to act on my emotions.
Heh I invested in GE since the 90’s. Bought a Tesla in 2014, even visited the factory in Palo Alto in 2011. But never bought the stock. Go figure. Another great running man video!
I love your videos. Can you do a video explaining expensive ratios and what they mean? When I see a performance chart for a fund, is the expensive ration already accounted for in that chart?
I inherited a good chunk of money in a brokerage account - by far my largest investment account. Should I diversify any of my other accounts accordingly (currently maxing out Roth/Traditional 401k + HSA + Roth IRA) or keep them all in a total stock market type fund?
Doubt you may read this. Love your RUclips VIDEOS! I opened up my ROTH IRA this year and invested in Fidelity 3 investment portfolio. (29 years old) so I did 70% index funds in in the S and P 500 fidelity FXAIX 20% international FSPSX and 10% bonds. and FXNAX. Hope 30 years from now this profolio continues to grow!
I’ll admit it Jarrad, I pulled out of the market in Feb 2022 when the Ukraine/ market crash happened and sold at a loss. Ok there I said it. But I’m scared to get back in, now Sept 9 2023. Shouldn’t I just wait till October (fearing Sept market drops) then get back into VTI? I have a 100k Fidelity IRA. I actually hate Fidelity but I like the flexibility of the IRA.
The more you can increase the delay of your brain panicking to being able to sell your investments the better. This is where an advisor can be a really good help to many.
...not for an ongoing 1% annual fee, though. I'd agree with this statement if we're talking about a fiduciary financial advisor who charges a one-time fee.
Man I just found your channel, and you speak 🔥🔥! I’ve only been investing since Sept 2020. Attempting to day trade and panic selling lost me a few thousand until about July 2021 when exactly what your saying here finally clicked. Since then I’m still down on several positions, but have to remind myself I’m not retiring for another 20+ years, let it ride. Looking into index funds now. Thanks for confirming my thought process! Oh, I have a dog named Molly too haha
If your young and years from retirement invest in s&p 500 more risk but better rewards if you invest in an HSA or if you don't want to much risk invest in the dow index fund it's a broad of everything in one fund your equally diversified but gains and are little shorter it all depends what your style of investing is . great video also to invest in the same amount each month if it's rough times an if you have extra Money to invest with and no debt then invest it.
Nothing like stating the obvious. However, investing in the stock market is accepting risk. I only invest in ETFs with low costs. But investing and risk tolerance is always based on age and your overall financial picture. If you are retired you should not gamble. If you lose your chances of recovery is quite small. Most of the financial RUclips channels are simply trolling for clicks and offer no sound advice. If your 70 plus. Take it from me. You are NOT a long term investor.
I invest in mostly etfs but I do have individual stocks that I personally believe like costco and Microsoft. and a couple others for the dividend payments.
Since I don't know the details of your current situation I can't choose for you. I can tell you what I do because I understand my situation and personal psychology. I personally invest in VTI and an international fund. Take that with a grain of salt and understand if doing the same works for you. Here's a video on my top 5 Vanguard ETFs and VTI vs VOO: ruclips.net/video/mSEyghlZchQ/видео.html ruclips.net/video/v7staXdVE8c/видео.html
Yes, so there are tax implications if you do it in a taxable investment account. An alternative to rebalancing in the traditional sense is to just start contributing all your new money into the investment you want to have more of
Unless you sell your stocks you don't lose money. Although it's money you cannot use of course.. When the market crashes. Let your stocks go down, and reinvest when they just start going up again, or at least at lower price that you bought them (it's like building a bridge over an obstacle. But to build that bridge you need materials). Because they will go up again someday... Especially if you are young.
I really like your channel. I work full time as a plumber so it’s hard to pick stocks. I want to do indexes, I retire in 15 yrs, My house is paid off already, Ill have a pension, 401k and 457 10% to each every paycheck for the next 15yrs till I retire. I’m starting my own separate personal account and want to use index funds because I don’t have time to research individual stocks. I’m starting with 15k dollar cost averaging and then $250 a month and income tax for the next 15 years till I retire. In your opinion would you stick with 1 index fund or spread it to a few ? What are your favorite? I would really appreciate your feedback
I personally like VTI or VOO for U.S. stocks, VXUS for international exposure, and BND for bond exposure. It's up to you whether or not you want to go with a 1, 2, or 3 fund portfolio. Here's a video I made on a 3 Fund Portfolio if you haven't checked it out yet: ruclips.net/video/X7hZQmSj8KI/видео.html
@@JarradMorrow ty, yes I watched it . I’m doing the 3 fund portfolio. I’m using the bind one you recommended, the international you recommended, just not sure weather voo or vti. Allocation of 80,10,10 most likely.
You can't go wrong with VTI or VOO to be honest. There's a lot of overlap in both of them so there's really no reason to hold both. If I had to choose one or the other then I'd put VTI in the #1 spot and VOO at #2. The only reason is because VTI gives you exposure to those mid and small cap stocks for a little more diversification. The majority of your returns will come from the larger companies, but it's a nice hedge to be holding those small and mid size "up and comers". Don't let the VTI or VOO question hold you back from getting your money invested asap. Just pick one and don't look back.
@@JarradMorrow I was leaning towards vti personally so some of small caps will bring in nice growth in combo with large caps when the market turns around I feel the small cap will explode wich will bring a little more gains than voo. I am starting tomorrow with the $15k but dollar cost averaging into the 3 funds over the next few weeks and then $250 a month over the next 15 years. Or do you think it’s smarter to just put in the $15k at once so it will get some compounding interest and I think if I’m correct it pays a dividend that if it does I’ll set it up as a drip.
@@JarradMorrow I'm not worried. I didn't/don't take out debt to invest and I do put a some away in savings for emergencies and I I mostly do etfs with a few cherry picked stocks on companies I believe in.
For investors approaching or already in retirement, this advice is harder to follow because they may not be able to maintain a long-term perspective. You combat this with the right asset allocation or the right mix of investments within your portfolio. If your asset allocation is appropriately aligned to your risk tolerance and time horizon, it will be easier for a retiree to control their fear during down markets.
6:25 I disagree with your statement that home prices change day to day based on the statements you followed it up with. Because it lacks that kind of liquid market I'd argue they don't fluctuate and tend to increase overtime, but I doubt most people are thinking "Ohh my house is now worth $254,790 this week down from $258,210 two weeks ago" like they do with the stock market, It provides them with other benefits such as shelter and stability that outweigh the daily ups and downs of a more liquid market or they would just rent and invest the difference
Okay, but I disagree with your disagreement. Home prices change day to day. If someone puts in an offer on your home and you accept then yes it's locked in at that point in time. But if the homes in your surrounding area are constantly being bought and sold every day then that is going to change the price your home is worth no matter how liquid it is.
@@JarradMorrow Mark to Market worked great for Enron. The value of a primary residence doesn't decrease magically because Interest rates go up 75bp overnight. The value was found in providing your family with shelter and warmth free of any other person deciding your future on that land. If you then want to turn around and take what Mr. Market will pay you on any given day the headaches are going to become unbearable for the average person but they are free to do so. However in theory after you've gone through the arduous task of finding a listing agent, finding your future residence, packing everything up in a box van and paying your realtor you have a "Liquid Asset" that you can sell at market price sure. Don't get me wrong I know people do value real estate this way, but that is why you have millions of people who just bought at all time highs just before significant rate hikes. I think Buffet's advice of "Buy companies you would be fine owning if the stock market closed for the next 20 years" is the proper way to view your primary residence. Or to paraphrase a gold bug I once heard "My gold has never lost value, I still have my bar of gold" Anyways Jarrad I really appreciate your channel, you do great work. You led me from vaguely knowing that ETFs existed to beginning to build my retirement plans around them. Can't wait for the next vid!
Check Out My Recommendations (It helps support the channel):
🔥 M1 FINANCE Investing- Free $30 m1finance.8bxp97.net/eX16D
Here's a video on how to use M1 Finance ruclips.net/video/kEOS-w21U3c/видео.html
----------
🔥 Personal Capital- Free Net Worth Tracker personalcapital.sjv.io/3PBNmk
----------
💎 WEBULL - Up to 12 Free Stocks When You Deposit Any Amount Of Money bit.ly/WeBullJM
----------
💵 ROBINHOOD - 1 Free Stock robinhood.c3me6x.net/PoaWz
----------
📈 PUBLIC- Free stock worth up to $300 public.qwjcdi.net/Xx4MXa
Why does this guy only have 76 k subscribers when some people who only brag about how wealthy they are have more than a million subscribers!! Let's make him famous!!!
Appreciate the kind words. There's certain types of content I'm not willing to make to grow my channel like the big boys have done to grow theirs and I'm okay with that. Not interested in chasing views by making content that I think hurts/confuses viewers more than it helps them. I actually have no desire to be famous so please don't make it so 😂
Totally agree
because 76 k is a massive amount of people.
My strategy is invest regularly in stocks (index), no matter what. But if I see red, or better yet, a bear market, I get excited and invest MORE. Then when I'm 5-10 years away from retirement, I'll start investing in Bonds as well. I'd love to know your thoughts.
Are we the same person? Because I agree with doing everything you just said 😂👍. Keep up the good work.
@@JarradMorrow haha "did we just become best friends?!" Love your channel, and thanks for replying to comments, much appreciated!
You mean James " Bonds"?
You said exactly what I am thinking to do
Hopefully bond yields are much better by then
Red= Buy at discount
Green = reinvest dividend
Ready to retire= cash out & walk into the sunset ✌🏾
Buy early and often
Red= Buy more
Green= keep buying
Ready to retire= RIP
This was needed and timely... respect and appreciate what you do
Glad it was helpful!
Its all monopoly money till you sell by in big downs, when i doubt zoom out your in it for the ling term 10+ years ride out the volatility
👍
VTI is overweight US stocks - stick with the international weighted market cap by country and go to VT
😂😂😂 of course VTI is overweight US Stocks...because it's called the Vanguard Total U.S. Stock ETF. Would you say that VXUS is "overweight" international because it only holds international stocks? Or would you say BND is "overweight" bonds because it's a bond fund?
@@JarradMorrow I’d say that one shouldn’t tilt their equity portfolio in the direction of a particular sector (I.e. tech) or a particular country (I.e. US) etc that differs to the natural market capitalisation weightings. US listed companies do not constitute 100% of listed companies in the world. To deviate allocations away from market-cap weighted allocations isn’t as risky as stock picking itself, but it heads in that direction. Japan used to make up the majority of the worlds stocks in 1980. I’m sure plenty of Japanese had home bias in the 1980s too! Look what happened to the Nikkei from 1980-2010… (before 1980 it looked like the S&P has for the past few decades)
VT > VTI unless you’re tilting your portfolio
I just started watching this show recently. It's really great ;)
My wife and I are getting into investing long-term later in life. I'm holding on to the idea of better late than never. Going with the three-fund portfolio in M1 Finance and are 401k's at work... let's see what I can do in 16 years
You’ve become one of my favorite econ/investment channels very quickly. Keep up the great stuff. Your breakdown of the HSA was 👌🏼
👍🏻
I've been so immersed in stock market investing for my entire adult life that I forget how most people don't understand these concepts. Thanks for making this!
Excellent Advice...!! We'll Stay The Course.....! Staying In The Market For Life.
Great reminder about this not being a savings acct 💯 super informative vid!
Glad you liked it!!
Time in versus timing. Lump sum over DCA. The best time to invest is when you have the money. Low cost Index ETFs. I think if you can follow these rules, most individual investors will do fine.
Agreed 👍🏻
Dude This was so Awesome, you are wise beyond your years. I was actually laughing so hard by the time your video was over. Most of the investment videos I watch scare me and confuse me. I feel so much more enlightened after hearing you speak. Thank you so much. I needed this as I am trying not to look at my portfolio these days. As a military guy, I don't have a lot to invest but you give me confidence in what I have done with the little I have has been right. I will definitely be back and suggest that everyone subscribes to your channel. Besides I love doggies. Hi, Molly whos a good doggie. LOL Awesome work. by Sgtmusic
Appreciate it!
Thanks for your service. Invest every cent of your hazardous duty pay.
i have fidelity zero total stock market fund fzrox and i try to invest as much as i can i know compared to vti it cant compare but its still something i believe in
Impatient people's money goes to patient people 's account. - Warren buffet. So stay in the market . Never leave . Nobody know when is actually bottom .
Great video, very timely, even I understand I should do what you said , sometimes, I want to do the opposite emotionally, especially recently, thank you for making this video, which is very helpful for me not to act on my emotions.
Perfect!
Heh I invested in GE since the 90’s. Bought a Tesla in 2014, even visited the factory in Palo Alto in 2011. But never bought the stock. Go figure. Another great running man video!
Thanks for sharing!
Im learning a lot watching your videos thank you sir! Off topic lol but what brand tee shirt do you wear? I’m looking for something with a good fit
I love your videos. Can you do a video explaining expensive ratios and what they mean? When I see a performance chart for a fund, is the expensive ration already accounted for in that chart?
Dollar cost averaging in when I get paid no matter what. 👍
👍
DCA is king 👑
Absolutely appreciate your content
I appreciate that!
I inherited a good chunk of money in a brokerage account - by far my largest investment account. Should I diversify any of my other accounts accordingly (currently maxing out Roth/Traditional 401k + HSA + Roth IRA) or keep them all in a total stock market type fund?
I hate risk!
Know that about yourself, how do you invest to not only grow your money but also take your risk tolerance into account?
Home prices are a little different, in-so-far as you are not drawing down your home to live on month-to-month.
Doubt you may read this. Love your RUclips VIDEOS! I opened up my ROTH IRA this year and invested in Fidelity 3 investment portfolio. (29 years old) so I did 70% index funds in in the S and P 500 fidelity FXAIX 20% international FSPSX and 10% bonds. and FXNAX. Hope 30 years from now this profolio continues to grow!
Nice job! Keep up the good work!
I love your Mandalorian masks!! 🤘🏼😆
Thanks! Had to nerd out for a few seconds 😂
I love these Chanel learn a lot 😊
I’ll admit it Jarrad, I pulled out of the market in Feb 2022 when the Ukraine/ market crash happened and sold at a loss. Ok there I said it. But I’m scared to get back in, now Sept 9 2023. Shouldn’t I just wait till October (fearing Sept market drops) then get back into VTI? I have a 100k Fidelity IRA. I actually hate Fidelity but I like the flexibility of the IRA.
The more you can increase the delay of your brain panicking to being able to sell your investments the better. This is where an advisor can be a really good help to many.
...not for an ongoing 1% annual fee, though. I'd agree with this statement if we're talking about a fiduciary financial advisor who charges a one-time fee.
Man I just found your channel, and you speak 🔥🔥! I’ve only been investing since Sept 2020. Attempting to day trade and panic selling lost me a few thousand until about July 2021 when exactly what your saying here finally clicked. Since then I’m still down on several positions, but have to remind myself I’m not retiring for another 20+ years, let it ride. Looking into index funds now. Thanks for confirming my thought process! Oh, I have a dog named Molly too haha
What a coincidence! Appreciate the feedback!
Any chance I can get the link to the paper where you took the graphs you mentioned in the video?
Somebody worth listening to.
👍
I don’t question it, I look at it and buy more!
Smart move!
If your young and years from retirement invest in s&p 500 more risk but better rewards if you invest in an HSA or if you don't want to much risk invest in the dow index fund it's a broad of everything in one fund your equally diversified but gains and are little shorter it all depends what your style of investing is . great video also to invest in the same amount each month if it's rough times an if you have extra Money to invest with and no debt then invest it.
Well said
Yes another Star Wars fan, love your helmets. I have a Kylo Ren helmet kit that I'm working on.
What about investing in markets outside usa until crash?
Nice clip 👍
Thanks!
How’s the day guys?
Nothing like stating the obvious. However, investing in the stock market is accepting risk. I only invest in ETFs with low costs. But investing and risk tolerance is always based on age and your overall financial picture. If you are retired you should not gamble. If you lose your chances of recovery is quite small. Most of the financial RUclips channels are simply trolling for clicks and offer no sound advice. If your 70 plus. Take it from me. You are NOT a long term investor.
I invest in mostly etfs but I do have individual stocks that I personally believe like costco and Microsoft. and a couple others for the dividend payments.
Jarrad, Pls help me to choose from iwm, vti or buy tsla dip?
Since I don't know the details of your current situation I can't choose for you. I can tell you what I do because I understand my situation and personal psychology. I personally invest in VTI and an international fund. Take that with a grain of salt and understand if doing the same works for you.
Here's a video on my top 5 Vanguard ETFs and VTI vs VOO:
ruclips.net/video/mSEyghlZchQ/видео.html
ruclips.net/video/v7staXdVE8c/видео.html
If I do rebalance my portfolio is the same as selling?
Yes, so there are tax implications if you do it in a taxable investment account. An alternative to rebalancing in the traditional sense is to just start contributing all your new money into the investment you want to have more of
Thank you for your fast response,I’m sorry but I was not specific in the type of account in this case it is an 457 plan.Thank you very much.
@Jarrad Marrow would 30%us bond, international 35%, 35%us be a good setup?
I feel better now. I've been losing alot. Time to buy more vti and voo
Yesss!!
Not to tell anyone what to invest in just keep in mind voo makes up like 82% of vti if we're talking diversification
Unless you sell your stocks you don't lose money. Although it's money you cannot use of course.. When the market crashes. Let your stocks go down, and reinvest when they just start going up again, or at least at lower price that you bought them (it's like building a bridge over an obstacle. But to build that bridge you need materials). Because they will go up again someday... Especially if you are young.
FACTS!🙏🏼
👍🏻
I really like your channel. I work full time as a plumber so it’s hard to pick stocks. I want to do indexes, I retire in 15 yrs, My house is paid off already, Ill have a pension, 401k and 457 10% to each every paycheck for the next 15yrs till I retire.
I’m starting my own separate personal account and want to use index funds because I don’t have time to research individual stocks. I’m starting with 15k dollar cost averaging and then $250 a month and income tax for the next 15 years till I retire. In your opinion would you stick with 1 index fund or spread it to a few ? What are your favorite? I would really appreciate your feedback
I personally like VTI or VOO for U.S. stocks, VXUS for international exposure, and BND for bond exposure. It's up to you whether or not you want to go with a 1, 2, or 3 fund portfolio. Here's a video I made on a 3 Fund Portfolio if you haven't checked it out yet: ruclips.net/video/X7hZQmSj8KI/видео.html
@@JarradMorrow ty, yes I watched it . I’m doing the 3 fund portfolio. I’m using the bind one you recommended, the international you recommended, just not sure weather voo or vti. Allocation of 80,10,10 most likely.
You can't go wrong with VTI or VOO to be honest. There's a lot of overlap in both of them so there's really no reason to hold both. If I had to choose one or the other then I'd put VTI in the #1 spot and VOO at #2. The only reason is because VTI gives you exposure to those mid and small cap stocks for a little more diversification. The majority of your returns will come from the larger companies, but it's a nice hedge to be holding those small and mid size "up and comers". Don't let the VTI or VOO question hold you back from getting your money invested asap. Just pick one and don't look back.
@@JarradMorrow I was leaning towards vti personally so some of small caps will bring in nice growth in combo with large caps when the market turns around I feel the small cap will explode wich will bring a little more gains than voo.
I am starting tomorrow with the $15k but dollar cost averaging into the 3 funds over the next few weeks and then $250 a month over the next 15 years.
Or do you think it’s smarter to just put in the $15k at once so it will get some compounding interest and I think if I’m correct it pays a dividend that if it does I’ll set it up as a drip.
@@JarradMorrow I love that you use John Bogle in your videos....I do that in my college investments classes...and I now also interject Jarrad Morrow!
I'm down 9% vs being up 7% a couple months ago.
Welcome to short term volatility in the stock market
@@JarradMorrow I'm not worried. I didn't/don't take out debt to invest and I do put a some away in savings for emergencies and I I mostly do etfs with a few cherry picked stocks on companies I believe in.
For investors approaching or already in retirement, this advice is harder to follow because they may not be able to maintain a long-term perspective. You combat this with the right asset allocation or the right mix of investments within your portfolio. If your asset allocation is appropriately aligned to your risk tolerance and time horizon, it will be easier for a retiree to control their fear during down markets.
Great point. Thanks for sharing 👍🏻
IF you are not making money while you are sleeping then you may work till end of your life, Warren Buffett !..
Really? Because I know a lot of people who don't "make money while they sleep" and don't have to work until the end of their life.
Is there anyway you can get a hold of me I want to understand the investment I have done thank you
No. You can ask questions in the comments of my videos
0.75x much better
6:25 I disagree with your statement that home prices change day to day based on the statements you followed it up with. Because it lacks that kind of liquid market I'd argue they don't fluctuate and tend to increase overtime, but I doubt most people are thinking "Ohh my house is now worth $254,790 this week down from $258,210 two weeks ago" like they do with the stock market, It provides them with other benefits such as shelter and stability that outweigh the daily ups and downs of a more liquid market or they would just rent and invest the difference
Okay, but I disagree with your disagreement. Home prices change day to day. If someone puts in an offer on your home and you accept then yes it's locked in at that point in time. But if the homes in your surrounding area are constantly being bought and sold every day then that is going to change the price your home is worth no matter how liquid it is.
@@JarradMorrow Mark to Market worked great for Enron.
The value of a primary residence doesn't decrease magically because Interest rates go up 75bp overnight. The value was found in providing your family with shelter and warmth free of any other person deciding your future on that land. If you then want to turn around and take what Mr. Market will pay you on any given day the headaches are going to become unbearable for the average person but they are free to do so. However in theory after you've gone through the arduous task of finding a listing agent, finding your future residence, packing everything up in a box van and paying your realtor you have a "Liquid Asset" that you can sell at market price sure.
Don't get me wrong I know people do value real estate this way, but that is why you have millions of people who just bought at all time highs just before significant rate hikes.
I think Buffet's advice of "Buy companies you would be fine owning if the stock market closed for the next 20 years" is the proper way to view your primary residence.
Or to paraphrase a gold bug I once heard "My gold has never lost value, I still have my bar of gold"
Anyways Jarrad I really appreciate your channel, you do great work. You led me from vaguely knowing that ETFs existed to beginning to build my retirement plans around them.
Can't wait for the next vid!
Good solid sensible words as always 👌🏼 👍🏼
You're too kind. Appreciate you!
You look a little young to be a "boomer investor". You look more Gen X at the oldest.
I'm a millennial, but I invest slow and steady like the older generations 😂
Age is irrelevant. Be smart.
Wow, that was completely useless
People gotta stop being sissys out here and toughen up.