How Student Loan Statute of Limitations Work

• Learn about the student loan statute of limitations and how it impacts your private student loan debt. In this video, we dive deep into what the statute of limitations means, how to determine which one applies to your specific loans, and what happens when it expires. We also discuss the difference between the statute of limitations and credit reporting timelines.
If you're struggling with private student loan debt, understanding the statute of limitations is crucial. It can help you make informed decisions and find a way forward. We cover common questions like:
- What is the statute of limitations?
- How long is it in different states?
- What factors influence when the clock starts and stops?
- What is loan acceleration and how do debt collectors use it?
- What should you do if you're sued after the statute of limitations expires?
#studentloandebt #privatestudenloans #statuteoflimitations #studentloanlawyer
🔗 Helpful links
• How to Negotiate Private Student Loan Settlements: www.tateesq.com/learn/private...
• Basics of Negotiating Student Loan Settlements:
• Basics of Negotiating ...
• Ready to take your student loan strategy to the next level?
Book a 1:1 with me here: www.tateesq.com/book-a-call
📺 Chapters
00:00 - Introduction
01:30 - What is the statute of limitations?
02:45 - Determining the statute of limitations for your loans
04:15 - Loan acceleration and how debt collectors use it
06:00 - The difference between statute of limitations and credit reporting timelines
07:30 - What to do if you're sued after the statute of limitations expires
09:00 - The importance of seeking help from a student loan lawyer
10:15 - Recap and encouragement
🎥 Credits
• Hosted by Stanley Tate
• Editing by Helena Santin

[@mslyn083061]

Thank you for sharing this information.

[@SkylynxGaming]

How does loans being in deferrment affect the statue of limitations?

[@stanleytate]

It typically pauses it.

[@grandtvideo7750]

Question ...UG loans ALL PAID off due to 2023 PSLF exception process SUCCESS...
I have been paying on GRAD loan ="Mohela Direct Unsubsidized loan" since 2018 -
At this point I would CONSOLIDATE GRAD loans with UG loans to RESET GRAD loan repayments to match the UG loans BUT UG loans are GONE/PAID -
I went ahead and submitted a CONSOLIDATION form for the GRAD loan (despite not having anything to CONSOLIDATE it to) - Any idea if this is the CORRECT thing to do?
Mohlea certainly did NOT adjust my GRAD loan to MATCH the UG lioas so I am hopeful that CONSOLIDATING will cause someone other than MOHELA to do so...?

[@stanleytate]

I appreciate this information here, but we wouldn't be able to advise you in a comments section. You're welcome to schedule a 1:1 session with Mr Tate. Or you can check out our free resources on the YT channel or on the blog, tateesq.com

[@georgiaikeachumba8589]

I saw your old videos and I would like to contact you about my private loans. Do you no longer offer free talk?

[@stanleytate]

That is correct.

[@sashachang2010]

I’m afraid of requesting debt validation from Sallie Mae. I feel like it may make things worse-like it’ll remind them to start harassing me again. Am I just being paranoid?

[@stanleytate]

I get it, but I don't see that it would restart the clock or any harrassment. But I understand your concern. I guess I would reach out if I had a plan to handle it.

[@emilybrowno]

Video Editing is too low 👎👎👎👎
Edit the video in a good style.
Add nice b-roll animation when you are speaking or explaining something. This will increase visualization.
Put proper subtitles, effects, transitions, and colors in the video.
Insert the B-Roll (footage and animation) very well because it is absolutely low in your video.
Do all this and then see how the video doesn't turn out good.
🫑

[@stanleytate]

I appreciate you taking the time to watch our video and provide your feedback. We always welcome constructive criticism as it helps us improve the quality of our content.
However, I must respectfully disagree with your assessment of our video editing. Our talented editor, Helena, works diligently to create engaging and informative videos that effectively convey our message to our audience. While we understand that everyone has their own preferences when it comes to video style and aesthetics, we believe that Helena's editing choices are thoughtfully implemented to enhance the overall viewing experience.
We are proud of the work Helena does and stand behind the quality of our videos. Her contributions are invaluable to our team, and we appreciate her dedication to creating content that resonates with our viewers.
That being said, we are always looking for ways to improve and evolve our content. We will certainly take your suggestions into consideration as we continue to refine our video production process. If you have any specific examples or recommendations on how we can enhance our videos, we would be more than happy to hear them.
Thank you again for your feedback, and we hope you continue to watch our content and provide constructive input to help us grow and improve.

[@jessicamillerr]

If someone says that video editing should be enhanced then I also vote "yes"
🌿