I came here to knock the video due to the thumbnail... But yeah, the math here is sound. I mean, the idea of stock picking for a 2-3x return is a bit of an unrealistic expectation every year, and will probably even out with loosing picks to bring the average back in line... But outside of that, this video is spot on. My kids are just starting to hit those middleschool years, and I am trying to lay that foundation of understanding and expectations that when they do start working, to start investing aggressively and early. They may not want to live with mom and dad forever, but as long as they are aggressive savers and building wealth, then they are more than welcome to live with us as long as they want. We are even considering doing at least a partial "match" for their Roth when they start working to help them put their money towards other things that they need as a young adult (like a car, furnature fund, future house down payment, etc). Because at a young age, maxing out your Roth nearly guarantees that you have half a million dollars by retirement. Do that for 4-5 years and you should have an easy $2M by retirement age. Even with inflation, that is enough safety net so that they can have a basic retirement safety net in place. $2M won't be crazy money in 60 years when they retire, but it will be enough to put a roof over their head, keep the lights on, and keep food on the table. As long as they continue investing, even a little bit, then they will have an awesome life ahead of them. This last year I turned 40... And man did I get a late start lol. I did get into a house early, but I had a ton of debt early on, and wasn't in a career with any kind of retirement plan options, so I didn't really start saving until 35... But as we paid off debts we saved extremely aggressively to make up for lost time. In the last 5 years, through a lot of hard work and sacrifice, we have made up for the last 15 years of not investing. The temptation is to say we are caught up, and to enjoy our income now that we are caught up to where we ought to be... But we still have 20-25 years of compounding ahead of us. Continuing to sacrifice and save aggressively for another 5 years should put us in a place where we hit critical mass. It is the point where even if we stopped investing, it should compound the rest of the way to our goal for our current lifestyle. We can then step waaaay back and either work a lot less to maintain our current lifestyle and not worry about retirement investing for 20 years. Or we can keep working hard, save only 10%, and continue growing retirement to the expanded lifestyle target. Both of those options sound amazing to me! So we continue with the sacrifice. The one thing I wonder though is the goal of building wealth significantly beyond needs. I mean, if I have $2.5M in retirement then I'll never run out with my current lifestyle, even when accounting for inflation, and not factoring in any kind of social security. If we continued to save like crazy, I kind of fail to see the point. I could potentially hit $10M if I really tried... But... Why? My goal with money is security and safety. Accumulating significantly beyond that doesn't provide more security (security theater maybe), so all things equal I would rather spend that money on making my world a better place. Money for it's own sake is fine if you genuinely enjoy the game of it. But most of us have other goals.
The math is not sound it is a mathematical impossibility for compounding to occur in the markets due to the fact that all gains must be locked in for them to compound, which can never occur in a fluctuating market. It is a lie perpetuated by financial planners and Wall Street forever and there should be a lawsuit filed with the SEC to disallow it.
Biggest lesson i learnt in 2024 in the stock market is that nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 3 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 3 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
Annette Marie Holt, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I’m brand new to buying stocks. I need basic instructions on how to spread $100k across the market in order to achieve a 7 figure portfolio. Im wondering if now is a good time to start investing, or do I wait for a crash to buy at discount price?
I'd suggest you discuss with a proper advisor, particularly if you're new at investing or facing uncertainty. I personally have over 180 companies in my portfolio, so if few companies fail, I still have others that can hold me up.
Agreed, investing with the help of an advisor set me up for life. Retired with about $1.6m in stock portfolio only. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. Supplementing my income with stocks and alternative investments helped me by far beat the retirement age of 65.
I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?
The advisor am currently working with is Judith Lynn Staufer. I came across her in a Bloomberg interview for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look her up.
I found her profile online and reviewed her credentials. She has a lot of relevant experience. Thanks for sharing her information! I've already sent her an email to get in touch.
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to over $750k.
Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Rebecca Nassar Dunne” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.
The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.
Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as stock, EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE
True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for the video. I finally established a way to increase my net income per month. My 2024 goal is to pay off the house by Sept 2024 (8 years total into a 30 year @ 4%). I have no debt other than mortgage. My 401k, HSA, IRA and emergency funds get maxed out. The mortgage is my last piece of debt left. I don't have any school loan or CC debt. I've made a lot of sacrifices over the years.
Most people either do not understand the power of compound interest, or are just impatient. For the average Joe, however, I think it is just best to invest in the S&P 500, and just wait, which is reliable, albeit extremely long-- lots of years.
Perhaps one could consider diversifying their portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect investments.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had quarter of a million to create a strong portfolio, which stocks would you choose for better returns?
I think a good portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and PLTR, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?
*Marissa Lynn Babula* is the advisr I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for this advice. Very useful. I live frugally and I was able to save up to 40k, alongside my wife, and we invested the money. The portfolio has compounded for the past four years and is up 300k this year, and it's by far the best financial decision we have ever made, and all we have to do is keep our method simple.
Oh no, I don't really trade. Too complex and random for me. I work with a financial advisor. It's a much easier and less risk way to manage my finances.
The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
Agreed. It's always wise to be proactive and consider diversifying our investments to manage risks in uncertain economic times. I delegate my day-to-day investing to an advisor ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments
Credits goes to "Lucinda Margaret Crist" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
True, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas
And someone bought Birkins worth $400k in one shopping trip! We are not ready to tell each other the truth about currency: where it comes from & where it's going to! I personally refuse to accept these kinds of talks.
Sell a small percentage of your GAINS...and BUY BACK the SAME STOCK...at the next dip..and this time but a small percentage more than the stock you earlier sold!! This is super compounding
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
Minus the increasing wealth gap, it's sad how difficult things have become in the present generation. I was wondering how to utilise some money I had. I used some of it for e-commerce business, but that sank. I'm thinking of how to use what's left to invest, but I don't really know which way to go.
I get it, navigating today's challenges is tough. Protecting what's left is crucial. Consider seeking advice from a financial advisor for investment direction. And remember, a failed business doesn't mean giving up.
Exactly. Failed businesses are just steps forward. Don't lose hope. When choosing a financial advisor, find someone who understands your unique needs-I learned this through experience. Now, I earn six figures from investments alone, and even more from my businesses.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Tenley Megan Amerson is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look-her up.
80% stocks 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond 5m portfolio for substantial gains at minimum risk of inflation.
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with strategies to hedge losses
Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her
put that cash in stock market within next 26 weeks , every friday or saturday invest 1/26 of ur total capital in index or valued stock if u can do some analysis , and if u see an sharp fall on market like corona etc , then invest capital in 1/4 , in 4 total times invest all like that .
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly, which means more red ink for portfolios this second quarter of the year. How can I profit from the current volatile market? I'm still at a crossroads deciding if to liquidate my stock portfolio.
Since the market is currently volatile, I will recommend that you hire a financial adviser who can advise you on entry and exit points for the shares or ETFs you focus on
You are right! I've diversified my portfolio across various markets with the aid of a financial adviser, I have been able to generate a little bit above $450k in net profit across high dividend yield stocks, ETF and bonds.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've been stuck with *KAREN* *MARIE* *GENDRON* for about five years now, and her performance has been consistently impressive.
Thanks for this. I just googled her name and found her webpage. I'm really impressed with her credentials and I reached out to her since I need all the assistance I can get.
With that in mind, I want to start shifting my portfolio among various equities and other digital currencies. I am aware that the second quarter has a lot of potential. I'm considering sharing my about $300,000 portfolio spread across several asset types. Any suggestions?
I won't make any recommendations specifically, but I can assure you that he has a good chance of winning. As many people believe, it's not as hard to allocate your assets wisely. Ordinary investors lack the necessary level of competence, thus a financial counsellor is typically quite helpful.
I concur. A financial advisor, like mine did in advising me during COVID on how the pandemic will shape things, may really help you re-adjust and uncover blindspots that you yourself do not perceive. I made it out large and continue to make up to at least 20k in dividends each month.
Her name is "Melissa Jean Talingdan." If you Google her, you can obtain the information you need to work with a correspondent to schedule an appointment.
I simply happened to Google her out of curiosity, and I must say that she has an extremely outstanding background in investment. I'll send her an email soon.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Patricia's unique strength lies in her realistic approach which makes her different from other brokers who often set unattainable targets and fall short in delivery
I was told to put the roughly $250,000 in cash savings I currently have into stocks. Which long-term investing techniques should I employ to safeguard my future finances?
Its best if you buy growth/blue-chip/large caps stocks only. Also, its advisable you work with a financial advisor to help set up a well-structured portfolio so you don't get burnt in this volatile market.
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I consulted with a coach when I needed to invest my $120K savings, and my p0rtfolio surged by nearly 85% in 6 months.
Could you share how I can reach out to them? I've recently sold my condo in Alabama and I'm interested in investing in stocks, I'm just seeking proper guidance.
*Sharon Lynne Hart* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment. she's really good.
Opinions diverge; some claim overvaluation due to rapid gains, while others cite strong economic fundamentals justifying high valuations. Raises concern for my $600K equities going 8% up and 20% down. Should i hold on or sell off my positions and hold cash?.
I do agree, Investing has gotten difficult especially after pandemic, hence why I decided to use the expertise of an advisor, my spouse kicked against the idea initially, but oh well guess who's best buddies with our advisor now hehehe.
I just Googled her name and her website came up right away. It looks interesting so far. I'm going to send a mail to her and let you know how it goes.Thanks for sharing truly!
I want to invest roughly $700,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?.
It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.
that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+
“Rebecca Nassar Dunne”’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
1. I will work hard 2. I will invest 3. I will invest more 4. I will invest more and more 5. I will not fullfill my besic need 5. I will not buy car 6. I will not take my parents to any tourist place 7. I will buy more share. More and more 8. Now I have billion dollars worth a stock 9. At the age of 60 I will die 10. My money will be enjoying by next generation 11. I have done nothing in my life, not ever taken good care of my parents. and only investing and investment. Never enjoyed my life. Great Idea boss. I already started investing.
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life
@JayniecloseAs a beginner investor, it's essential for you to have a mentor to keep you accountable. George Powell is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I don't even leave comments on social media, but I feel compelled to coming across other beneficiaries of George Powell's prowess. Just wanted to let you know that you're doing a great job George. You have made a difference in my understanding of the trade market.
I get that taking personal responsibility for situations in ones life is 100% correct, but when government banks and the entire financial system is a rigged casino, to favour only the very few that's something else, it's called FRAUD unlike a real casino you know you don't have to ever walk in, but there's little choice with the system in place. Btc/crypto may be good diversification for now, until but it's a matter of time until mass manipulation comes into the space too.
this is how I see it, invest moderately and get the finest things in life that makes you happy. You will age with good money invested and not regret your younger self or years.
The key is, don't be tempted to spend it. Life is hard. Most of us at some point pull those meager funds we've built up to pay for whatever emergency or fancy that comes up. I certainly did. But... Start saving early. Be disciplined. Just more advice from an old man. Take it or leave it. Even on a low income, wealth can be achieved.
The power of compounding with such powerful examples should be taught in schools..that will eliminate the "why am I learning this stuff question" that some have.
But the ordinary person does not have 400 years for this kind of example. A typical person has 30-40 years at max of working life. Not saying compounding isn’t great, it certainly is. But this kind of example is not relatable to a human life.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Brooke Grace Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Downturns and rollover will make you 100x than upturns. Selling is always fast. Going down you go in a lift while going up you go in a stairs. But timing is very important here
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
I agree that many people are considering NVDA as the "stock of the year". However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, looking for companies to make additions to boost performance
Facing a similar situation, I sought advice from an invęstment advisęr. Through portfolio restructuring and diversification with good ETFs, S&P 500 and growth stocks, I've turned my portfolio around from $200k to over $800k in a few years.
‘’Iynne Marie Stella ” just check her out. It's possible to hire a skilled financial planner especially if you're not one yourself. I hired one after my retirement pension took a hit in April due to the crash.
I just learned about compounding and how it can double your investment in a short time. Sounds too good to be true! Can I really become a millionaire quickly?
Compounding can be a powerful tool, but it's important to be realistic about your expectations. It typically takes time for compounding to work its magic.
My Son trusted me and I had him take student loan money a total of $10,500 at age 19 and open an IRA. I took the money and traded for the last 9 years and grew it to $203K as of Oct 24. I did something similar with my then 4 yr old granddaughter (UTMA account) and over the same 9 years, her 8K is now $30K (2k invested after taxes for 4 year period).
I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.
Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!
I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
Melissa Maureen Ward a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
I love his explanation - he's right - it's a very simple concept. But it's probably a little too boring for most people to get excited about. It takes a lot of discipline & patience, but it's astounding how much compound interest can grow one's investments.
Wow. You know her too? I lost a lot of money as a beginner until I saw Mrs Hailey Gassmann on CNBC. She's been managing my portfolio with good returns and I appreciate her sincerity and genuine services
Hailey has been managing my investment. All I do is sit at home and make withdrawals every week without any knowledge of trading. She does everything by herself
Compounding is like magic. The interest you earn starts earning interest itself, and over decades, it can really add up. It’s one of the reasons I started saving early.
It’s tough, though, with the current market situation. Even with compounding, inflation eats away at the gains. I feel like I’m just treading water sometimes.
It’s frustrating. But even in a down market, if you keep contributing regularly, those compounded returns can still work in your favor. Remember, it’s about time in the market, not timing the market.
The trick is to never create a taxable event. I do short term hard money loans at 14% and am taxed annually on all profit at my regular taxable rate. It makes compounding not work. I finally realized this after years of not seeing the compounding and reduced this business to only 15% of my portfolio.
Totally! But i guess "dreams" are to actually blame. If each generation just focuses on the basics and lives happily it is worth it. In today's world we are pretty much forced-fed everything which we don't really need! And then we dream more n more n more. A never ending hunger and lust for 💵 and materialistic things.
Munger and Buffett have both achieved an incredible feat with Berkshire. They've turned thousands to billions, and have made a lot of people wealthy in the process. I really saw the potential of the stock market by reading Berkshire's annual letters. I recently sold my $674k apartment in the Bel Air area and I'm hoping to throw it into the stock market. I just don't want to lose everything.
@@calmnarrative yes, I opened an IBKR account and will transferred most of my cash there in some index funds. My kids are still in preschool, so by the age of 20 if they dont turn into brats, I will get them to watch this video 20 times and leave them a nice jumpstart :)
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
truly appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Vivian Jean Wilhelm a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
The world doesn’t work like that. Firstly, which company would you have invested in 1600s? Secondly, considering most companies go bust in a few decades down the line, chances of losing singnificant portion (or probably all) of that invested amount would have been very high no matter how diversified you’d have been. Thirdly, if this 7% rule holds true, inflation growing with the same rate holds true as well so everyone would have been needing billions of dollars just to survive today. Lastly, what about gold prices? Wouldn’t they have gone infinite by now since that has been a form of currency since ages?
In 1990 no one talked of compounding or long term There is no organised thing for compounding like today ( evey one say if we invest in titan or Infosys they are now multi baggers out thousands of listed stock who knows which grows and which will be like anil Ambani stocks )
I'm astounded this video only has c400k views! This is one of the reasons i started my channel. Basic financial and personal development opportunities are being missed because people don't know or don't understand. Fantastic upload🎉
Yeah but this example is awful. Given the native Americans effectively had their land stolen and were subject to a genocide, this story is fist biting for even the least politically correct person. The best example I've heard of compounding is a grain of rice doubling for every square on a chess board until there is no more rice left in the entire kingdom. Only takes 64 doubles. You cannot get your head round it until you visualise it or do it yourself on a calculator.
Many underestimate the power of compounding but same time he's only giving a limited perpective and based on assumptions that seasons don't change and also not the bigger picture on how finance economics truly operates and what fiat based money actually is which is really just a tool/energy and That the value in that energy is being siphoned without us realizing and so it's not that things are more expensive It's that the dollar is worth less and less in energy value exchanged for your hour of work, fiat money inflated/created out of thin air is the diluting of your dollar's value in energy, that huge compounded amount at the end looks good on paper but it's not worth what at first glance you percieve that value amount to be on the surface level I mean what about factoring in the devalueing of the dollar for 99 Years.
Great video. I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you katrina susan
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states.
Yes but everyone who made that deal died and never saw the benefit. Compounding is amazing and you can compound to the moon but I do all my investing and compounding figures around my retirement age so I'm realistic and keep my figures revolving around my life expectancy.
Getting Rich with compouding stocks is slow and is worthy but If possible try starting any business first by saving some money for it, if successfull you will be rich soon like in 5 to 6 years. you can then also invest in stocks too. but waiting till 60+ age to be rich and still did not make will hurt alot. Compouding takes decades to work.
Big house, Expense car, iPhone, big fat wedding mein BIG amount spent karte ho & jab investment karne ko koi kehta hai life kab enjoy karenge kehte ho .....5 days marriage enjoy ke liye 10Lakh hai but investment ke liye nahi hai....yahi mentality MIDDLE CLASS & POOR people ko aur jyada down lee jata hai.....& RICH get Richer ..... Foreign country ke jaisa agar early 20s se koi income karna start kia & thoda save karke investment Kia to early 40s mein uske pass sufficient Paisa hoga early retirement & life enjoy ke liye..... REMEMBER average life expectancy in india is 65 now.....with medical development after 20year it will 75 age.....so from 45 age to 65age ......Good 20 yo 30 year for happily enjoyed ....... Young age mein thode paise se kya hi enjoy kar loge better to achieve big amount at age 40.....They life will happier
the thing about this kind of compounding is your have to start young to hopefully live long enough to enjoy the benefits. also you need to think long term for generations. we only have one life. do we live for ourselves and let the future generations live for themselves or live off our sacrifice? I’ll argue to live you life but leave a little for future generations.
Very informative video you have, I have been able to understand the messages you pass but there are some other challenges that may come about when taking some other risks
I don’t think anyone that has dedicated time,money and efforts to scale to new net worths in whatever field of investments hasn’t reach some of the challenges that you would face personally.
My brother has been able to help with such issues through a CFA he was able to link me up with. Since hiring my advisor? It’s been better handling such financial turmoil that may happen
Oh yeah! You can definitely say that, it does worry me a bit, but not as much as it would worry the average guy, my investment portfolio has survived a couple of recessions unscathed, been privileged to be guided under the stewardship of an extremely gifted investment manager by the name ERIC PAUL ELMAR
Sure.. Eric Paul Elmer has a really unique gift of being able to looking far ahead down the road to spot future investment portholes and possible major mishaps, so he helps me make the safest investments and also helps me hedge all my investments against possible future downturns
if people thinks he is saying something extra ordinary thing , i'm sorry to say this but in india it's a very small thing. we are taught many difficult things. please start learning things he is telling very basic things . don't see it as in a negative way but try to educate yrself. their are many mystery in maths. you will enjoy a lot
I'm curious about the greatest investment prospects right now. I read certain perspectives, but I soon learn that these opinions are meaningless because the stocks they mentioned took a completely different turn.
The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalising on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.
You can start by dollar-cost averaging instead of buying a lump sum at once. Also, consult a fiduciary with crypto expertise for informed buying and selling decisions since talks of a bitcoin ETF approval. Time in the market is more valuable than timing it. Using this approach, I grew my crypto holdings from $50k in 2017 to $690k in 2023.
The decision on when to pick an Adviser is a very personal one. I take guidance from Sharon Ann Menyto meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Two problems were not mentioned in the video: Inflation over 50 years and 7% per year. If you make 7% per year over 50 years you outperfrom 99.8% of all fund managers. -That is rediculous for an avg. investor. The inflation over 50 years is about 400%,- (3% per year). So if you take his example of 1 Millon Dollar in 50 Years, saving 1500 per year and 7 % every year it is only 250.000 Dollars from today on if he would start today - if you achieve 7% per year. Compounding is strong in a way but not below 10% per year, included inflation! So if you make 15% per year than you can get wealthy in 30 - 40 years. Everything else is saving your savings for someone else (also called non-consuming).
At a rate of +3% per month on a 10k initial investment, in 23 1/2 months (less than 2yrs), you will have a balance of 20k (double). He says a lot of stuff but what you need to know is that 3% a month means 35% a year roughly, and that's pretty aggressive. The markets are due for a 10% correction within 12 months, so I wouldn't count on this strategy in the short term. I'd buy the dip hard and then sit for 2+yrs, and you're likely to have more than double at that point.
What is the best and safest option to be ensured to get 7-10% return in 2024? That's the key element to know as all knows compounding but key factor is where to invest?
Excellent video as always but here is my problem I have been making losses trying to make profit trading. I thought trading demo account is just like trading the real market... can anyone help me out or at least advise me on what to do
You're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me. Who is your mentor please. how can i reach her i really need help in this bear market now?
Inflation compounds the same way too so the value of money at that time will not be significant and also currencies collapse time and again so savings could be lost..
But they pretend the stock market is a given return when it lost half its value in 2008. My GF had a stagnant investment for 3 years just now it made like 5% profit.
Remember Your wealth is what you have spend and what you have consume. Your money in bank and investment belong to your wife, kids and family or other benefector. When you are dead those people who will enjoy it.
![ARGENTINA vs. PERÚ [1-0] | RESUMEN | ELIMINATORIAS SUDAMERICANAS | FECHA 12](http://i.ytimg.com/vi/xtI25ENDDSY/mqdefault.jpg)
I came here to knock the video due to the thumbnail... But yeah, the math here is sound. I mean, the idea of stock picking for a 2-3x return is a bit of an unrealistic expectation every year, and will probably even out with loosing picks to bring the average back in line... But outside of that, this video is spot on.
My kids are just starting to hit those middleschool years, and I am trying to lay that foundation of understanding and expectations that when they do start working, to start investing aggressively and early. They may not want to live with mom and dad forever, but as long as they are aggressive savers and building wealth, then they are more than welcome to live with us as long as they want. We are even considering doing at least a partial "match" for their Roth when they start working to help them put their money towards other things that they need as a young adult (like a car, furnature fund, future house down payment, etc).
Because at a young age, maxing out your Roth nearly guarantees that you have half a million dollars by retirement. Do that for 4-5 years and you should have an easy $2M by retirement age. Even with inflation, that is enough safety net so that they can have a basic retirement safety net in place. $2M won't be crazy money in 60 years when they retire, but it will be enough to put a roof over their head, keep the lights on, and keep food on the table. As long as they continue investing, even a little bit, then they will have an awesome life ahead of them.
This last year I turned 40... And man did I get a late start lol. I did get into a house early, but I had a ton of debt early on, and wasn't in a career with any kind of retirement plan options, so I didn't really start saving until 35... But as we paid off debts we saved extremely aggressively to make up for lost time. In the last 5 years, through a lot of hard work and sacrifice, we have made up for the last 15 years of not investing.
The temptation is to say we are caught up, and to enjoy our income now that we are caught up to where we ought to be... But we still have 20-25 years of compounding ahead of us. Continuing to sacrifice and save aggressively for another 5 years should put us in a place where we hit critical mass. It is the point where even if we stopped investing, it should compound the rest of the way to our goal for our current lifestyle. We can then step waaaay back and either work a lot less to maintain our current lifestyle and not worry about retirement investing for 20 years. Or we can keep working hard, save only 10%, and continue growing retirement to the expanded lifestyle target. Both of those options sound amazing to me! So we continue with the sacrifice.
The one thing I wonder though is the goal of building wealth significantly beyond needs. I mean, if I have $2.5M in retirement then I'll never run out with my current lifestyle, even when accounting for inflation, and not factoring in any kind of social security. If we continued to save like crazy, I kind of fail to see the point. I could potentially hit $10M if I really tried... But... Why? My goal with money is security and safety. Accumulating significantly beyond that doesn't provide more security (security theater maybe), so all things equal I would rather spend that money on making my world a better place. Money for it's own sake is fine if you genuinely enjoy the game of it. But most of us have other goals.
Thank you for sharing this will definitely help a lot of viewers!! ❤️
The math is not sound it is a mathematical impossibility for compounding to occur in the markets due to the fact that all gains must be locked in for them to compound, which can never occur in a fluctuating market. It is a lie perpetuated by financial planners and Wall Street forever and there should be a lawsuit filed with the SEC to disallow it.
VRAU BANI MEJ.CHES 990.billion. /£/DATA. 20.may.2023
Qq
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Biggest lesson i learnt in 2024 in the stock market is that nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 3 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 3 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
@@hasede-lg9hj How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings?
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings?
Annette Marie Holt, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I’m brand new to buying stocks. I need basic instructions on how to spread $100k across the market in order to achieve a 7 figure portfolio. Im wondering if now is a good time to start investing, or do I wait for a crash to buy at discount price?
I'd suggest you discuss with a proper advisor, particularly if you're new at investing or facing uncertainty. I personally have over 180 companies in my portfolio, so if few companies fail, I still have others that can hold me up.
Agreed, investing with the help of an advisor set me up for life. Retired with about $1.6m in stock portfolio only. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. Supplementing my income with stocks and alternative investments helped me by far beat the retirement age of 65.
I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?
The advisor am currently working with is Judith Lynn Staufer. I came across her in a Bloomberg interview for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look her up.
I found her profile online and reviewed her credentials. She has a lot of relevant experience. Thanks for sharing her information! I've already sent her an email to get in touch.
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
We have learnt in investing journey that you can't control the market but you have the power to control your actions in the market
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to over $750k.
Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Rebecca Nassar Dunne” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.
The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.
Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.
Oh, really? I have never thought of that as an option. Can I ask who it is you've been working with? I bet I could use some help myself.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as stock, EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE
consider investment planning, learning from a well experienced advisor is invaluable
True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.
You seem to know the market better than we do, so that makes great sense. Who is the guide?
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Thanks for the video. I finally established a way to increase my net income per month.
My 2024 goal is to pay off the house by Sept 2024 (8 years total into a 30 year @ 4%). I have no debt other than mortgage. My 401k, HSA, IRA and emergency funds get maxed out. The mortgage is my last piece of debt left. I don't have any school loan or CC debt. I've made a lot of sacrifices over the years.
Congratulations on taking the steps necessary to get yourself out of the financial bind you were in.
That's truly remarkable. I hope you don't mind pointing me towards their direction.
She's Sophia Elaine. One of the finest portfolio managers in the field.
she's mostly on Telegrams, using the verified user name.
@PhiaElaine :That's her Handle!
Most people either do not understand the power of compound interest, or are just impatient. For the average Joe, however, I think it is just best to invest in the S&P 500, and just wait, which is reliable, albeit extremely long-- lots of years.
Perhaps one could consider diversifying their portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect investments.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
wonderful ! thats what I want for myself, mind disclosing info of your advisor here? in dire need of guidance
Amber Dawn Brummit is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had quarter of a million to create a strong portfolio, which stocks would you choose for better returns?
I think a good portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and PLTR, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?
*Marissa Lynn Babula* is the advisr I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Thank you for this advice. Very useful. I live frugally and I was able to save up to 40k, alongside my wife, and we invested the money. The portfolio has compounded for the past four years and is up 300k this year, and it's by far the best financial decision we have ever made, and all we have to do is keep our method simple.
Wow, that's a good ROI. You trade or you have been holding all this while?
Oh no, I don't really trade. Too complex and random for me. I work with a financial advisor. It's a much easier and less risk way to manage my finances.
I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?
Marissa Lynn Babula is the licensed advisor I use. Just research the name. You’ll find necessary details to work with to set up an appointment.
I'll definitely look her up. Thanks for the recommendation. I hope I'm able to connect with her.
The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
Agreed. It's always wise to be proactive and consider diversifying our investments to manage risks in uncertain economic times. I delegate my day-to-day investing to an advisor ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments
impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now
Credits goes to "Lucinda Margaret Crist" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
I just googled her now and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.
It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
True, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
I use Monica Shawn Marti. You probably must have heard of her.
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas
You can always borrow against your shares.
And someone bought Birkins worth $400k in one shopping trip! We are not ready to tell each other the truth about currency: where it comes from & where it's going to! I personally refuse to accept these kinds of talks.
Sell a small percentage of your GAINS...and BUY BACK the SAME STOCK...at the next dip..and this time but a small percentage more than the stock you earlier sold!!
This is super compounding
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
Minus the increasing wealth gap, it's sad how difficult things have become in the present generation. I was wondering how to utilise some money I had. I used some of it for e-commerce business, but that sank. I'm thinking of how to use what's left to invest, but I don't really know which way to go.
I get it, navigating today's challenges is tough. Protecting what's left is crucial. Consider seeking advice from a financial advisor for investment direction. And remember, a failed business doesn't mean giving up.
Exactly. Failed businesses are just steps forward. Don't lose hope. When choosing a financial advisor, find someone who understands your unique needs-I learned this through experience. Now, I earn six figures from investments alone, and even more from my businesses.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Tenley Megan Amerson is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look-her up.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
80% stocks 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond 5m portfolio for substantial gains at minimum risk of inflation.
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with strategies to hedge losses
Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.
Your CFP must be really good, I hope it's okay to inquire if you're still collaborating with the same CFP and how I can get in touch with them?
@@Annie56427 Marisa Michelle Litwinsky is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her
Invest in lump sum mutual funds index is best options
put that cash in stock market within next 26 weeks , every friday or saturday invest 1/26 of ur total capital in index or valued stock if u can do some analysis , and if u see an sharp fall on market like corona etc , then invest capital in 1/4 , in 4 total times invest all like that .
Just look up John Bogle (of Vanguard) as a start. His book commonsense investing has it all.
Don’t invest in individual stocks. Buy the s and p 500 and thank me later (average return of 11.5%)
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly, which means more red ink for portfolios this second quarter of the year. How can I profit from the current volatile market? I'm still at a crossroads deciding if to liquidate my stock portfolio.
Since the market is currently volatile, I will recommend that you hire a financial adviser who can advise you on entry and exit points for the shares or ETFs you focus on
You are right! I've diversified my portfolio across various markets with the aid of a financial adviser, I have been able to generate a little bit above $450k in net profit across high dividend yield stocks, ETF and bonds.
Please how can i get to reach out to your adviser?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've been stuck with *KAREN* *MARIE* *GENDRON* for about five years now, and her performance has been consistently impressive.
Thanks for this. I just googled her name and found her webpage. I'm really impressed with her credentials and I reached out to her since I need all the assistance I can get.
With that in mind, I want to start shifting my portfolio among various equities and other digital currencies. I am aware that the second quarter has a lot of potential. I'm considering sharing my about $300,000 portfolio spread across several asset types. Any suggestions?
I won't make any recommendations specifically, but I can assure you that he has a good chance of winning. As many people believe, it's not as hard to allocate your assets wisely. Ordinary investors lack the necessary level of competence, thus a financial counsellor is typically quite helpful.
I concur. A financial advisor, like mine did in advising me during COVID on how the pandemic will shape things, may really help you re-adjust and uncover blindspots that you yourself do not perceive. I made it out large and continue to make up to at least 20k in dividends each month.
I could definitely benefit from this advertiser's experience.
Her name is "Melissa Jean Talingdan." If you Google her, you can obtain the information you need to work with a correspondent to schedule an appointment.
I simply happened to Google her out of curiosity, and I must say that she has an extremely outstanding background in investment. I'll send her an email soon.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
My partner’s been considering going the same route, could you share more info please on the advisor that guides you?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
Hello, I don't know anything about investing and I'm looking to invest, any help? As well who can I reach out to?
Most people today have been having a lot of failures in investing because of poor orientation and bad experts.
It's wise to seek professional guidance when building a strong financial portfolio due to it's complexity.
I think I'm blessed if not I wouldn't have met someone who is as spectacular as Patricia Strain
Talking to an expert like Patricia Strain to reshape your portfolio is a very smart move
Patricia's unique strength lies in her realistic approach which makes her different from other brokers who often set unattainable targets and fall short in delivery
I was told to put the roughly $250,000 in cash savings I currently have into stocks. Which long-term investing techniques should I employ to safeguard my future finances?
Its best if you buy growth/blue-chip/large caps stocks only. Also, its advisable you work with a financial advisor to help set up a well-structured portfolio so you don't get burnt in this volatile market.
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I consulted with a coach when I needed to invest my $120K savings, and my p0rtfolio surged by nearly 85% in 6 months.
Could you share how I can reach out to them? I've recently sold my condo in Alabama and I'm interested in investing in stocks, I'm just seeking proper guidance.
*Sharon Lynne Hart* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment. she's really good.
Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.
Opinions diverge; some claim overvaluation due to rapid gains, while others cite strong economic fundamentals justifying high valuations. Raises concern for my $600K equities going 8% up and 20% down. Should i hold on or sell off my positions and hold cash?.
It may be a good idea to speak with a financial advisor who can help you develop a portfolio based on your individual goals and risk tolerance.
I do agree, Investing has gotten difficult especially after pandemic, hence why I decided to use the expertise of an advisor, my spouse kicked against the idea initially, but oh well guess who's best buddies with our advisor now hehehe.
Glad to have stumbled on this comment, I will like to give this a try. Please who is your advisor and how do I get in touch?
Her name is “Monica Shawn Marti” can't divulge much. Most likely, the internet should have her basic info, you can research if you like>>
I just Googled her name and her website came up right away. It looks interesting so far. I'm going to send a mail to her and let you know how it goes.Thanks for sharing truly!
I want to invest roughly $700,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?.
It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.
that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
“Rebecca Nassar Dunne”’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I looked her up, and I have sent her an email. I hope she gets back to me soon. Thank you
1. I will work hard
2. I will invest
3. I will invest more
4. I will invest more and more
5. I will not fullfill my besic need
5. I will not buy car
6. I will not take my parents to any tourist place
7. I will buy more share. More and more
8. Now I have billion dollars worth a stock
9. At the age of 60 I will die
10. My money will be enjoying by next generation
11. I have done nothing in my life, not ever taken good care of my parents. and only investing and investment. Never enjoyed my life.
Great Idea boss. I already started investing.
Compound your money only as much as you need, and set a financial goal.
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life
@JayniecloseAs a beginner investor, it's essential for you to have a mentor to keep you accountable.
George Powell is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Georgepowellz
On Tele G
I don't even leave comments on social media, but I feel compelled to coming across other beneficiaries of George Powell's prowess. Just wanted to let you know that you're doing a great job George. You have made a difference in my understanding of the trade market.
I get that taking personal responsibility for situations in ones life is 100% correct, but when government banks and the entire financial system is a rigged casino, to favour only the very few that's something else, it's called FRAUD unlike a real casino you know you don't have to ever walk in, but there's little choice with the system in place. Btc/crypto may be good diversification for now, until but it's a matter of time until mass manipulation comes into the space too.
this is how I see it, invest moderately and get the finest things in life that makes you happy. You will age with good money invested and not regret your younger self or years.
You won our Hearts ♥️
The key is, don't be tempted to spend it.
Life is hard. Most of us at some point pull those meager funds we've built up to pay for whatever emergency or fancy that comes up. I certainly did.
But...
Start saving early. Be disciplined.
Just more advice from an old man. Take it or leave it. Even on a low income, wealth can be achieved.
Thank you! Appreciate it.
The power of compounding with such powerful examples should be taught in schools..that will eliminate the "why am I learning this stuff question" that some have.
Very True!!
But the ordinary person does not have 400 years for this kind of example. A typical person has 30-40 years at max of working life. Not saying compounding isn’t great, it certainly is. But this kind of example is not relatable to a human life.
Yes Amit, but it shows How powerful compounding can be. Right?
This is actually ancient Indian knowledge said in modern way. Jai Bharat!!!
Jai Hind!
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@BrandonIvan-c6e Oh please I’d love that. Thanks!.
@@lennoxmutterick6434 Clementina Abate Russo is her name.
Lookup with her name on the webpage.
Being 22 myself I would definitely love to show this video to my future kids ❤
Fantastic!!
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Brooke Grace Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Downturns and rollover will make you 100x than upturns. Selling is always fast. Going down you go in a lift while going up you go in a stairs. But timing is very important here
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
I agree that many people are considering NVDA as the "stock of the year". However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, looking for companies to make additions to boost performance
Facing a similar situation, I sought advice from an invęstment advisęr. Through portfolio restructuring and diversification with good ETFs, S&P 500 and growth stocks, I've turned my portfolio around from $200k to over $800k in a few years.
It appears that your investment advisor is highly skilled. Could you please let me know if you are still in contact with this advisor and, if so, how?
‘’Iynne Marie Stella ” just check her out. It's possible to hire a skilled financial planner especially if you're not one yourself. I hired one after my retirement pension took a hit in April due to the crash.
So glad I found HEX, the first blockchain CD that compounds over time 💪
I just learned about compounding and how it can double your investment in a short time. Sounds too good to be true! Can I really become a millionaire quickly?
Compounding can be a powerful tool, but it's important to be realistic about your expectations. It typically takes time for compounding to work its magic.
Absolutely. The longer your money grows, the more compounding can benefit you. Even small contributions over time can add up significantly.
That's right. But it's important to remember that compounding can work against you too, especially in a down market. Losses can also be compounded
And the US economy can definitely affect your portfolio's compounding potential. A recession or bear market could slow down your progress.
A financial advisor can help you create a plan that considers compounding and factors in the economic climate
My Son trusted me and I had him take student loan money a total of $10,500 at age 19 and open an IRA. I took the money and traded for the last 9 years and grew it to $203K as of Oct 24. I did something similar with my then 4 yr old granddaughter (UTMA account) and over the same 9 years, her 8K is now $30K (2k invested after taxes for 4 year period).
I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.
Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!
I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
Melissa Maureen Ward a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
I love his explanation - he's right - it's a very simple concept.
But it's probably a little too boring for most people to get excited about.
It takes a lot of discipline & patience, but it's astounding how much compound interest can grow one's investments.
Very true. Compounding is a game of laziness but in this fast phase era people want to do something or the other.
I'm thinking of getting into investing but feel a bit lost and confused. Any friendly advice or contacts you recommend for guidance?
It's a wise idea to seek expert advice when you're setting up an investment portfolio because it can be a bit complicated.
Getting advice & guidance from financial experts like Hailey Gassmann to adjust your investment is a wise move.
Wow. You know her too? I lost a lot of money as a beginner until I saw Mrs Hailey Gassmann on CNBC. She's been managing my portfolio with good returns and I appreciate her sincerity and genuine services
So you guys also familiar with her? Whoa! She is amazing and the reason my spouse and I possess our own home and car
Hailey has been managing my investment. All I do is sit at home and make withdrawals every week without any knowledge of trading. She does everything by herself
I’ve been looking into how compounding can really boost retirement savings. It’s fascinating how it works over time.
Compounding is like magic. The interest you earn starts earning interest itself, and over decades, it can really add up. It’s one of the reasons I started saving early.
It’s tough, though, with the current market situation. Even with compounding, inflation eats away at the gains. I feel like I’m just treading water sometimes.
It’s frustrating. But even in a down market, if you keep contributing regularly, those compounded returns can still work in your favor. Remember, it’s about time in the market, not timing the market.
But what about those of us who didn’t start early? I’m in my 50s, and I feel like I’ve missed the boat.
it’s never too late to start. Even if you didn’t begin early, you can still take advantage of compounding
The trick is to never create a taxable event. I do short term hard money loans at 14% and am taxed annually on all profit at my regular taxable rate. It makes compounding not work. I finally realized this after years of not seeing the compounding and reduced this business to only 15% of my portfolio.
Hmmm the impact of taxes is huge and go unnoticed
The parents is the key. Thats why the wealthy is always wealthy.
Hmmmm Agreee
Totally! But i guess "dreams" are to actually blame. If each generation just focuses on the basics and lives happily it is worth it. In today's world we are pretty much forced-fed everything which we don't really need! And then we dream more n more n more. A never ending hunger and lust for 💵 and materialistic things.
@@luciferplays2019 I can't agree more on this!! The real truth
Munger and Buffett have both achieved an incredible feat with Berkshire. They've turned thousands to billions, and have made a lot of people wealthy in the process. I really saw the potential of the stock market by reading Berkshire's annual letters. I recently sold my $674k apartment in the Bel Air area and I'm hoping to throw it into the stock market. I just don't want to lose everything.
Good luck Oliver
This is video I needed 25 years ago.
🙃
It's never too late.
Even if you are too old, your money can compound for your children or grandchildren.
@@calmnarrative agree
@@calmnarrative yes, I opened an IBKR account and will transferred most of my cash there in some index funds. My kids are still in preschool, so by the age of 20 if they dont turn into brats, I will get them to watch this video 20 times and leave them a nice jumpstart :)
Good luck 🤞🏻
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
truly appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Vivian Jean Wilhelm a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Patience is Hardwork while 😊 Compounding is it's reward 🎁
Exactly Rohan 🙌🏻
❤ From South Africa
❤️ from India
If only this simple concept would be a mandatory part of every high school curriculum.
World would have been a better place to live 🥰
The world doesn’t work like that. Firstly, which company would you have invested in 1600s? Secondly, considering most companies go bust in a few decades down the line, chances of losing singnificant portion (or probably all) of that invested amount would have been very high no matter how diversified you’d have been. Thirdly, if this 7% rule holds true, inflation growing with the same rate holds true as well so everyone would have been needing billions of dollars just to survive today. Lastly, what about gold prices? Wouldn’t they have gone infinite by now since that has been a form of currency since ages?
It’s just an example of compounding & how it works
Everyone knows this buddy
the example shouldn't be utopian or
lie 😅😊@@TheFinancialEconomics
Example is an example no discrimination here 😀
Yeah, watching matches on 4ra with friends is the best. We all get so hyped!
✌🏼✌🏼
In 1990 no one talked of compounding or long term There is no organised thing for compounding like today ( evey one say if we invest in titan or Infosys they are now multi baggers out thousands of listed stock who knows which grows and which will be like anil Ambani stocks )
True sir
I'm astounded this video only has c400k views!
This is one of the reasons i started my channel. Basic financial and personal development opportunities are being missed because people don't know or don't understand.
Fantastic upload🎉
Thanks for the motivation!!!🤩
Some crazies here saying there were no concept of shares in the 1600's. This is just figuratively speaking. Understand the concept is more important.
Exactly!!
Yeah but this example is awful. Given the native Americans effectively had their land stolen and were subject to a genocide, this story is fist biting for even the least politically correct person. The best example I've heard of compounding is a grain of rice doubling for every square on a chess board until there is no more rice left in the entire kingdom. Only takes 64 doubles. You cannot get your head round it until you visualise it or do it yourself on a calculator.
@@paulbo9033 That's a classic example.
Dude just changed my thinking in life. - Thanks.
Good Luck for your new Life!!! ❤
Many underestimate the power of compounding but same time he's only giving a limited perpective and based on assumptions that seasons don't change and also not the bigger picture on how finance economics truly operates and what fiat based money actually is which is really just a tool/energy and That the value in that energy is being siphoned without us realizing and so it's not that things are more expensive It's that the dollar is worth less and less in energy value exchanged for your hour of work, fiat money inflated/created out of thin air is the diluting of your dollar's value in energy, that huge compounded amount at the end looks good on paper but it's not worth what at first glance you percieve that value amount to be on the surface level I mean what about factoring in the devalueing of the dollar for 99 Years.
Ufff that’s intense David
Great video. I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you katrina susan
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states.
Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading.
I'm new at this, please how can I reach her?.....
SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME
Yes but everyone who made that deal died and never saw the benefit. Compounding is amazing and you can compound to the moon but I do all my investing and compounding figures around my retirement age so I'm realistic and keep my figures revolving around my life expectancy.
All the very best ❤️
Stocks doesn't compound,
Its value just grows on the invested amount.
I input the 24 dollar @7% for 450 years into compounding calculator. It came up to only $27million.
Do it again 😝
$400,784,761,018,165.40
and you will not be there to enjoy your compounding.
@@tauseefsatti6036 Dont wait till the end, enjoy & spend as time passes.
Phenomenal video. Explains the relation between compound and time to anyone at any age!
We feel the same!!!!
Thanks for watching 😇
Getting Rich with compouding stocks is slow and is worthy but If possible try starting any business first by saving some money for it, if successfull you will be rich soon like in 5 to 6 years. you can then also invest in stocks too. but waiting till 60+ age to be rich and still did not make will hurt alot. Compouding takes decades to work.
Agreed 👍🏻
I could listen to to this guy the whole day.
Same here.!
This explanation is pure gold
Yup-!!
Big house, Expense car, iPhone, big fat wedding mein BIG amount spent karte ho & jab investment karne ko koi kehta hai life kab enjoy karenge kehte ho .....5 days marriage enjoy ke liye 10Lakh hai but investment ke liye nahi hai....yahi mentality MIDDLE CLASS & POOR people ko aur jyada down lee jata hai.....& RICH get Richer ..... Foreign country ke jaisa agar early 20s se koi income karna start kia & thoda save karke investment Kia to early 40s mein uske pass sufficient Paisa hoga early retirement & life enjoy ke liye..... REMEMBER average life expectancy in india is 65 now.....with medical development after 20year it will 75 age.....so from 45 age to 65age ......Good 20 yo 30 year for happily enjoyed ....... Young age mein thode paise se kya hi enjoy kar loge better to achieve big amount at age 40.....They life will happier
Perfect 👌
the thing about this kind of compounding is your have to start young to hopefully live long enough to enjoy the benefits. also you need to think long term for generations. we only have one life. do we live for ourselves and let the future generations live for themselves or live off our sacrifice? I’ll argue to live you life but leave a little for future generations.
Agreed 💯
Very informative video you have, I have been able to understand the messages you pass but there are some other challenges that may come about when taking some other risks
I don’t think anyone that has dedicated time,money and efforts to scale to new net worths in whatever field of investments hasn’t reach some of the challenges that you would face personally.
My brother has been able to help with such issues through a CFA he was able to link me up with. Since hiring my advisor? It’s been better handling such financial turmoil that may happen
Oh yeah! You can definitely say that, it does worry me a bit, but not as much as it would worry the average guy, my investment portfolio has survived a couple of recessions unscathed, been privileged to be guided under the stewardship of an extremely gifted investment manager by the name ERIC PAUL ELMAR
Sure.. Eric Paul Elmer has a really unique gift of being able to looking far ahead down the road to spot future investment portholes and possible major mishaps, so he helps me make the safest investments and also helps me hedge all my investments against possible future downturns
Ok… I’ve been able to do some research on the Web and I found his site, he has his license so that’s reassuring
This is a concept of personal finance that should be taught at all levels of education.
Exactly 👍🏻
fantastic and interesting demonstration of compounding
He is a gifted teacher 😇
Wonderful explanation, Compounding is very complex topic but not anymore after watching this 😀
Glad it was helpful ❤️
The best video ever!🎉🎉🎉
Thanks Jonathan ❤️
apply power of compounding to human health .. deteriorates at faster rate and when we realise the goal we are in wheel chair.
Sad truth 🙃
Health is the true wealth
Top priority 👌🏻
if people thinks he is saying something extra ordinary thing , i'm sorry to say this but in india it's a very small thing. we are taught many difficult things. please start learning things he is telling very basic things . don't see it as in a negative way but try to educate yrself. their are many mystery in maths. you will enjoy a lot
Very True!! Agreed.
Superb and simple explanation ❤ a lot of dim witted comments
Yes his explanations are the best
Best of the best video thanks a lot
❤️
This was mind boggling🤯
🤯🤯🤯
Really well spoken with great examples.
Yupp
I'm curious about the greatest investment prospects right now. I read certain perspectives, but I soon learn that these opinions are meaningless because the stocks they mentioned took a completely different turn.
The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalising on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.
You can start by dollar-cost averaging instead of buying a lump sum at once. Also, consult a fiduciary with crypto expertise for informed buying and selling decisions since talks of a bitcoin ETF approval. Time in the market is more valuable than timing it. Using this approach, I grew my crypto holdings from $50k in 2017 to $690k in 2023.
Amazing! I hope it's okay to inquire if you're still collaborating with the same fiduciary and how I can get in touch with them?
The decision on when to pick an Adviser is a very personal one. I take guidance from Sharon Ann Menyto meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Two problems were not mentioned in the video: Inflation over 50 years and 7% per year.
If you make 7% per year over 50 years you outperfrom 99.8% of all fund managers. -That is rediculous for an avg. investor.
The inflation over 50 years is about 400%,- (3% per year).
So if you take his example of 1 Millon Dollar in 50 Years, saving 1500 per year and 7 % every year it is only 250.000 Dollars from today on if he would start today - if you achieve 7% per year.
Compounding is strong in a way but not below 10% per year, included inflation! So if you make 15% per year than you can get wealthy in 30 - 40 years. Everything else is saving your savings for someone else (also called non-consuming).
Agreed Thomas
But why he took 7% is to make the math simple like at 7% CAGR it double every 10 years, that’s only the reason.
At a rate of +3% per month on a 10k initial investment, in 23 1/2 months (less than 2yrs), you will have a balance of 20k (double). He says a lot of stuff but what you need to know is that 3% a month means 35% a year roughly, and that's pretty aggressive. The markets are due for a 10% correction within 12 months, so I wouldn't count on this strategy in the short term. I'd buy the dip hard and then sit for 2+yrs, and you're likely to have more than double at that point.
Great
Invested in USD 24, will come back after 400 years to see 12 trillion
What is the best and safest option to be ensured to get 7-10% return in 2024? That's the key element to know as all knows compounding but key factor is where to invest?
Why not Index ?
Large cap or mid or small cap index? Which one to choose
Large caps are less volatile but Small & Mid always outperforms Large caps if you are holding it for longer duration.
I'll give you 15%@@gmronit
@@gmronitI'll give 15
The current 4 stocks in Pabrai portfolio are very high in ROIC .
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And we Indians are chasing 14%.
Nothing less than that.
Yuppp!!
Excellent video as always but here is my problem I have been making losses trying to make profit trading. I thought trading demo account is just like trading the real market... can anyone help me out or at least advise me on what to do
Trading is easy, but trading the right coin without a time-tested strategy is incredibly hard.
You're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me. Who is your mentor please. how can i reach her i really need help in this bear market now?
Trading with Kate Herman trading analysis
My runway is short, am 54 this year, do you think I would be able to compound sufficient in time before 68 ?
Yes Javed you can, 15 years is good enough runway start right away!! Good Luck!
What is the value of the Land they have SOLD as on todays date
A few 100 billions
A few $ 100 billions
1 Mio. after 50 years of inflation (just assume 2.5%) is only the equivalent of $280,000 in today's dollar. Not bad, but also not great.
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Yeah, cos that’s how real investing and real life works - it grows at 7% a year and you never touch the money for 50 years
Real Investing sounds tough!😶
Amazing video thanks for sharing 👍🏻
Thanks Shubham!
Inflation compounds the same way too so the value of money at that time will not be significant and also currencies collapse time and again so savings could be lost..
Agreed
What ‘suggested’ stock should one buy for a child ISA .. ftse world + sp500??
Great presentation!
Yess Sir!!!
You also should consider the inflation
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Compound interest is hope
Haha no doubt 😉
But they pretend the stock market is a given return when it lost half its value in 2008.
My GF had a stagnant investment for 3 years just now it made like 5% profit.
Thats not good.
But wouldn't inflation rate also double? By that notion we are again staying at doller cost average.
Remember Your wealth is what you have spend and what you have consume. Your money in bank and investment belong to your wife, kids and family or other benefector. When you are dead those people who will enjoy it.
Agree 👍🏻