The Real Truth About Retiring Abroad What Shocked Us
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- Опубликовано: 17 сен 2021
- One suggestion for winters abroad • Best Strategy Long Sta...
Looking to retire overseas how much do you need, we show you the real truth about retirement abroad. It is getting expensive to retire abroad, western countries are requiring very large investments to obtain a residence permit and have a large income way beyond the governments pension amounts.
We list Australia, New Zealand requirements for retirees to live in these countries. Then look at Portugal and Spain and how those visas work.
Our conclusion coming from Canada where we receive universal health care and state pensions we feel it's better to maintain our residence status in Canada and use tourist visa to travel in wintertime for up to 6 months.
We share a travel hack to get legal residence status in Portugal for 6 months as a tourist, being you wont pay Portuguese taxes or loose your North American or UK benefits.
Earth Photograph Credit: NASA Goddard Space Flight Center Image by Reto
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Glad you are our up north neighbors. Can always use a different perspective.
Looking forward to your trip vids.
Thanks so much for your comment we are glad to have you on our channel 🇺🇸🇨🇦
Very helpful! Thank you so much! Looking forward to the next video ❤️
Glad it was helpful!
Helpful information. I think I missed the time window too.
Awesome 💡tips Norm & Tina!💃🕺 Thank you👌🏾 ❤️❤️❤️😊
You are so welcome! have a great weekend Cheers 🍷🌺🍺
Lots of information thank you. All the best from Yorkshire UK 🙋♀️
You are so welcome!
You are both so inspiring, I particularly enjoyed that video. Thank you.
Our pleasure! glad you liked it have a great weekend Cheers 🍷🌺🍺
Thank you for info.
You're welcome
I really enjoy your videos. I look forward to your videos every week.
Glad you like them! we appreciate your support see you next week Cheers 🍷🌺
Change it up every year go to different countries every winter this will keep you young and smart! Thanks for the videos!
Great advice, would also help our travel photo business. Thanks for watching!
Great tips sledgehammered that like button stay safe awesome and blessed
Thanks for the visit
Another fabulous video with an interesting perspective and tons of insights. Great food for thought, as always.
We rmoved to Ecuador this year at 69 and 64 and we love it. There is very little crime in the highlands of Ecuador (all that nasty stuff is on the coast) and the cost of living is insanely cheap. It's a less than 5 hour flight back to the US. We're renting out our house in the US to a lovely young couple and the rental income pays our US mortgage, upkeep on our US house, and the rent on our home in Ecuador. We have a small but thriving expat community in our little mountain town and learning Spanish keeps our brains sharp. It also calls our sense of humor into play whenever we mess up--which we do with regularity when speaking Spanish. 😆
Retirement visas are easy to get here. At present, the minimum monthly amount is $1,250 (US) in income, plus another $250 for a dependant. Investor visas are issued for investing around $40,000 and they also offer professional and digital nomad visas with low barriers to entry.
Taxis are inexpensive, as are private drivers, and the buses are effiicient, clean and crazy cheap. So we don't need a car. Folks over 65 (both locals and expats) are given tons of discounts--flights originating in Ecuador to anywhere in the world can be purchased for 50% off. We're using our home in Ecuador as a base to travel throughout Latin and South America.
We've elected to keep our Medicare in the US--even though it costs us over $300 a month for Part B. We also have comprehensive private health insurance in Ecuador that runs us about $170 per month (for 2). Alas, we don't have the perks of Canadian universal health care--which I agree is hard to walk away from.
Living abroad after 65 isn't for everyone, but if it's something you want to do, please don't abandon the dream just because your 50s are in the rear view mirror. It's still doable.
Great video, I learned alot! I love all of your videos that I've seen so far, I just subscribed the other day. Keep up the good work!
Awesome, thank you! we appreciate your support Cheers 🍷🌺🍺
Thanks for this video.
You're welcome enjoy your weekend Cheers 🍷🌺🍺
Great advice
Thanks so much.
We missed the boat on that as well. Looks like it is Arizona or a new shovel every winter. Cheers!!!
Thank god for Canadian Tire lol
I just discovered your channel and sure enjoy your videos! You are such a nice couple! (Arline Moore in Westerville, Ohio)
Awesome! Thank you!Welcome to our channel Arline we hope you have a wonderful weekend Cheers 🍷🇺🇸🇨🇦🌺
Best of both worlds, Portugal for 2 months or 90 days, and other countries added in at the same time to get out of the winter.
N Z weather in the summer not consistently good, trust me. February to April best time in NZ.
We wish we could just get to Australian Sunshine Coast but can’t do that at the moment!
You also need to be near family in your 80s when your mobility may not be as good I feel.
Love your channel, such great advice as I am about to retire at 64. My husband 68, and retired in February. Time for us to start having fun together and you and Teen have inspired me to do that and enjoy that time together.
That is wonderful we wish you both a wonderful retirement, live each day and enjoy each other rekindle that passion LOL 😂❤️
Thanks for watching enjoy your weekend Cheers 🍷🌺🍺
Thank you for the informative video. We too are grappling with a keen interest in living in Europe, but keeping our excellent health insurance in the US. My teacher's pensions augment our Medicare. France has excellent healthcare and France does not double tax our social security and pensions. Portugal looked good, except that it's furthest from central Europe. What began as an enjoyable exploration of options is shrinking to a couple of choices. Ugh! Thanks again! Dean & Cindy
Thanks for watching have a great weekend Cheers 🙂☕️🇺🇸🇨🇦
We are new to retirement as traveling the south East Coast of the United States, love your channel
Thanks for watching we wish you a wonderful retirement Cheers 🍷🇺🇸🍺🇨🇦
Thanks!
You bet!
Love your videos 💗
You are so kind thank you.
Never heard of golden visas! You taught me a new term today!
A new term and a very expensive one LOL 😂😂
If you are worried about violence, don't retire to the USA. Did you ever think about Brazil? I'm not thinking of Rio de Janeiro, Amazon or Sao Paulo, but South Brazil, which is ridiculously cheap and very european. Basically people from German, Italian and Portuguese origins. I am British and retired to Novo Petrópolis in Rio Grande do Sul. Looks just like Áustria and security is great. You can walk through town at any hour of the day or night, with no fear. Also lots of restaurants with european and German food. The price of property is amazing. I bought a three-bedroom house in a very pretty neighbourhood in 2015, for the equivalent of 40 thousand pounds sterling. People are very educated and many speak English and German. Food is very cheap. A famous churrasco meal (grilled meats and delicious salads "eat as much as you like") costs around 15 pounds. Basic health Care is free or a private health plan can be obtained for a reasonable price.
God bless you and your
family
Thank you so much, have a good weekend.
Sounds intriguing :) Michael in Beijing :)
Thanks for watching have a great week 🍺🌺
Hi , Portugal for 6 months would definitely be my choice . I just can't wait to go back. So hope you manage to make plans soon . Take good care, have a great weekend and looking forward to seeing you next week. Have a good week. 💖🏴🍷🍺
Hi Carol so good to hear from you, we are just counting the days (months) until we can go back to Portugal. Have a nice weekend 🏴🇨🇦🇵🇹🙏🍻🥂
Thanks for another interesting topic. Is there presently travel restrictions to Portugal?
Hi Jim yes there is a no non essential travel advisory so we can’t go at the moment, when this is lifted we will look to maybe going have a wonderful weekend Cheers 🍷🌺🍺
Yes 🙌 we are from Sydney!
Great!
Like the comment below, I wondered too if u fancied Vancouver? I also like your idea of 6months in Portugal. When we downsized in 2919 we always talked about buying a one bed appartment in the Algarve as we get older and split our time between Scotland and there. Maybe one day!! I also feel that living through Pandemic has made me feel less and less like spending time in a country I don't know. Kind of lost my spirit of adventure...or maybe its a natural occurrence as we age. X
Hi Deborah, We like you are struggling to keep our travel enthusiasm alive. We had thought about spending time near Edinburgh and traveling from there. We hope you have a great weekend.
I understand there are retirement visas for Portugal, Italy and Greece that include low taxes for 10 years, 15 Greece, without needing an investor visa so much much less money needed. Italy you have to live in the southern part and towns less than 20k people. Italy says after 12 months can’t use foreign driver’s license plus for those 12 months one will need an international driver’s license from aaa in the USA. It would be less headache staying for less than 6 months and avoiding those countries taxes. There usually are tax agreements so you are not taxed double. One would probably be best to pay for legal assistance with foreign taxes.
Unfortunately you can’t stay for 6 months in the Schengen region without a visa from your chosen country.
Tina looks really pretty in this video :)
When ppl get into late 70 early 80, traveling would become a chore, not enjoyment. They drive less and dont care for long flights; even cruise ship is not much fun. They need to be close to their doctors, too. I have decided to retire early so that I have more time to roam. I can move back to my old country but i choose to stay where i am. 3/4 months a year out of the country is long enough, enough time to slow travel in a few places.
So true! we agree with your comment and thanks for the nice compliment enjoy your weekend 🍷🌺🙂
Do it!! I’m 75 and I wished I had thought of it when I was your age. I wish you all the best, enjoy!
Thanks so much for you’re encouragement
Love your videos. I go to Louisiana and Mississippi a lot during the winter as I have relatives in the US. I love coming home after four weeks , enjoying snow shoeing and long winter walks for two weeks and going back to the US for three to four weeks then back to Canada. Before you know it winter is gone.
Sounds great you are very lucky the best of both worlds have a wonderful weekend Cheers 🍷🇺🇸🍁🍺🇨🇦
@@ThisIsOurRetirement 💖🥂Thanks and All the best to you both. Keep up the good work.🇨🇦
👍👍✌️ A lot of strange rules.
We agree that’s why we live in Canada 🇨🇦 and just visit places Happy Easter 🍷🐣🌺🙂
Looks like Australia and New Zealand are very expensive options. Portugal sounds great what about some parts of the Asia, Thailand, Vietnam and Bali. Looks like you have done some home work Tina and Norm. Have a great weekend. 🤗👍🏽🇦🇺🦘
Hi Peter and JoJo thanks for watching we are not too sure about safety in Asia just our personal opinion, hope you have a wonderful weekend Cheers 🍷🇦🇺🍺🇨🇦
@@ThisIsOurRetirement I've signed up for several travel/retire abroad newsletters. One of the emails featured a correspondent who loved his inexpensive rent, food, access to the beach, friendliness of locals--and from the picture, I was sure he was living in Da Nang, Vietnam. So I googled his name and found he had a RUclips channel, on which his latest vlog was that every ex-pat in Vietnam on the visa he held was told by the authorities to depart the country as soon as possible, and he was not sure what to do next. I also subscribe to channels of a couple US ex-pats in Thailand who have becomed disillusioned by recent events there and now want to move on.
@@stephenjarzombek2903 Yikes 😱 doesn’t sound good maybe we are good just staying in Canada 🇨🇦 and travelling for 3 months over Winter to Portugal 🇵🇹 or the USA 🇺🇸 when we are allowed to drive there
Have a great week Cheers 🍷🌺🍺
ah yes retiring in other countries can get expensive and yes safety in unknown countries a worry can be other problems too
*you have a like👍Au👍always a full watch*
Hi Billy thanks for watching, hope you are feeling well 🇦🇺🇨🇦
great videos, can you chat a bit about health care situation, do you buy any drug and dental insurance?
When we travel we have full medical insurance, at home we self fund our dental 🦷 and our drug plan you pay the first $100 if over 65 . Enjoy your weekend Cheers 🍷🌺🍺
Really enjoy your video's. Thank-you Just heard you guys on this one talking about having emigrated from the UK and being Canadian nationals and visa's for returning to the UK or whatever - we emigrated over 20 years ago to US, like u guys to Canada then mid-30's from UK/Ireland - both naturalized US citizens and I was a manager and in policy with the UK immigration Dept previously - so we are both dual nationals - a quick Google says Canada allows same - so we leave the US on our US ppts and land in my case UK on UK ppt - my wife is Irish and I also have Irish ppt - landing there same on Irish ppt - no visas or time restrictions - only issue as it seemed with Canada is filing a US tax return - our health care in US is employer based - but the point is always present yourself if possible in the arrival country as a citizen if you can and maximize your rights - I'm out of date but some immigration officers also advised us to do this - and occasionally one on landing US will look for a stamp - finding none will say "you're a dual national aren't you?" and that's he end of it - it's perfectly legal although some US officers don't seem to like it - while I had one in Ireland when landing on US ppt say "look just land on your Irish passport"
Great information thanks for sharing , our UK 🇬🇧 passports have expired so we need to renew them to be able to do this. Have a great weekend Cheers 🍷🌺🍺
Thank you..... I am widowed and in the US and also in my mid-60's... and coming to the same conclusion you are.... Sigh.
It is hard trying to find that happy medium especially with Covid thrown in LOL 😂😎 have a wonderful weekend Cheers 🍷🇺🇸🍺🇨🇦
We are in the United States, and we have determined to become “reverse” snow birds 😂 we live in north central Texas and it’s so hot in the summer.
When we retire we are going to RV to cooler climates, chase the weather and altitude so to speak. Then spend November, Thru March or April back in Texas where our adult children are. As I’ve gotten older my health had decided extreme temperatures either direction will cause my parts to seize up lol. My only wish is that we could do it now, we are both 55, my husband works from home, so remotely would be incredible, and I am a carer that can work anywhere, my focus is helping families with elders living in the home.
Awesome Valerie, we hope you make this happen. Being cold climate residents we often forget that extreme heat can be equally uncomfortable. Happy camping!
Thanks Norm and Tina for another helpful video. Could you please tell me how making a move to retire overseas in your 50's would have been easier for you? Is it simply a matter of having more time to same a lot of money to enter counties with the required investment money / capital? I am 56 and am getting prepared (early) for retirement by watching videos like yours.
As you get older big moves are harder to do mentally , think in your 50s it would be easier of course you do need to be in a financial position as well to do it Cheers 🍷🌺🍺
Super nice my dear couple 😁👍
Thank you so much have a wonderful weekend Cheers 🍷🌺🍺
I'm retiring to Portugal in Jan 2022 and I'm a few years older than you, the tax rate is now 10% for 10 years....but you can get the public health insurance once you become a resident...You only need to fund a Portuguese bank account (if your Embassy is in SF for 24 month of Portuguese minimum wage like mine is ) about 20K...If your Embassy is anywhere else you can fund it for a little as 2k. I hired a Local Portuguese Firm they helps people like me navigate the D7 Visa. My experience with them had be almost excellent, except they're a little pricey. They do offer some services ala carte, one service I saw was that they help you get a drivers licence
Sounds wonderful we wish you a great time , hope you have a great weekend Cheers 🍷🌺🍺
Portugal allows you to exchange your driver license (there is paperwork involved of course).
Thanks for the information enjoy your weekend 🌺
I understand the desire for sunnier places but many would give their eye teeth to live in Canada! Do think of South Africa for an extended holiday, it's stunning! Especially the Cape
Thanks Nicola we are very fortunate living in Canada 🇨🇦, but would to visit South Africa 🇿🇦 if the opportunity came up have a wonderful weekend Cheers 🍷🍺🌺
Thank you for your informative video! Regarding the Schengen VISA, you must be EU citizen to move around without VISA. As UK citizens you can enjoy that. From 2025, you must apply for an ETIAS for UK citizens before visiting any of the Schengen countries for a short-term stay.
Yes, exactly
Hi Tina & Norm, so grateful for your videos, thank you very much! I am curious why you would like to live six months of the year in Portugal with the language difference rather than someplace warm in the U.S. like Florida, Texas, Arizona or Southern California. Thank you. 😊
Good question Christine, the language isn't a big problem as english is widely spoken especially with younger people. Southern U.S. states are so expensive for rental rates, we are in Alabama at the moment staying in a condo through a friends contact so the price was cheaper. Market value of rentals in America have gone up hugely and Portugal is cheaper. On a side note Portugal is one of the safest countries in the world.
@@ThisIsOurRetirement Thank you very much for your response. I think you are right about the cost of rental rates in the U.S. southern states. In Sarasota/Bradenton, Florida rental rates for furnished mobile homes are typically $3,000/month. In Houston, Texas regular apartments rent year round (1 bedroom) for are about $1,600-1,700/month, and you’d have to rent for a year. So that’s high, too.
Such a shame Christine as people want to come but are being priced out and forced to go to other places Cheers 🇨🇦☕️🇺🇸
@@ThisIsOurRetirement Yes, it’s shocking how high short-term rentals are now in the southern U.S. states, yikes!
@@christinecoulombe6179 Cheers 🙂
Costa Rica, fabulous for expats and those who want safety. Many safe places and great budgets.
Thanks for your suggestion
Writing this in theallotment…. As I was saying..I am same age as norm except I still work to boost my pension and yes I feel I missed the boat and we will have to comeback to uk every year. Check out the Philippines visas cheaper incredibly nice people no winter..not so cheap but definitely lower cost than Canada English is widely spoken…
Thanks Mauro for the idea, happy gardening
North side of Philippine in the mountains(Baguio City) ,everybody speaks English.There are area, with 72F, winter and summer low umidity.The two of you ,do not need more then $1200 US.You can rent a nice Condo for $200/mth.The electricity will be $100,the cell $10 each.I got friends they leave on SS $700 alone.
Thanks for sharing Geani have a wonderful weekend Cheers 🍷🌺😎
Cor! Expensive stuff!
That’s why we have missed the boat 🚢LOL 😂😂Have a great weekend Cheers 🍷🏴🍺🇨🇦
I'm going to retire (at least part time) in Taiwan, not only for the weather, but for the culture, food, lifestyle...also it is cheaper than any European counties. Have you considered any Asian countries (Vietnam? Thailand?)
No we haven’t seriously considered Asian countries, we would certainly enjoy the food and culture. Thanks for the suggestion.
i would really look at the Philippines. SE asia is very affordable in my opinion.
definitely @@Fat_Old_Bald
you guys always give us a very informative content and a great advice, thank you so much, this is very interesting have a great week, see you again lovely couple 💑 😀
Our pleasure! nice to see you have a wonderful week Cheers 🍷🌺
You should check out Belize
Thanks so much 🍷🌺😎
wondering, if I missed your mentioning Florida as popular destination to spend the winter season?
Florida is always a good option enjoy your weekend 🇺🇸🍺
A lot of Americans are retiring to Portugal. I think it has some tax advantages too.
The French Mediterranean coast seems to be a good place too and I have seen apartments you can buy there for $150,000 which is about one tenth of what it costs to buy a condo here. I guess Portugal is cheap too. I don't know about the health insurance costs as was mentioned.
I would love to live in a climate that had a temperature of 80-85 degrees every day of the year. Where I live the temperature rarely gets above 70 degrees even during the warmest part of the year. Perhaps Tahiti.
Right now in February I am freezing at 47 degrees though I know I should not complain since there are many places of the country and Canada that are below freezing.
But I do like the idea of living in weather where only t-shirts and shorts are ever required all year round not having to bundle up in layers of clothing that weigh 10 pounds and make you feel like a polar bear much of the whole year.
A few things to consider about living abroad as an American or Canadian you pay tax on all income to your home country unless you give up your citizenship. Portugal in The Algarve the weather can drop to 50°f or slightly lower in winter. Healthcare would be cheaper even buying private insurance. Thanks for watching.
IMHO, you need to check out Mexico more. Try looking at Jerry Brown on RUclips. He lives in the Lake Chapala area. There are many Canadians and Americans in that area.
Thanks for the suggestion have a great weekend Cheers 🍷🌺🙂
florida was my parents answer and now my answer, my tin shack calls to me each winter
Sounds like a great plan Cheers 🍷🇺🇸🍺🇨🇦🌺
I have friends who bought and restored and renovated a colonial mansion in Mérida, in Mexico's Yucatan, which has been rated very safe. It certainly felt safe when I visited them a few years ago. They spend half of the year there, and the other half in the San Francisco Bay Area. They have someone living in the Mérida home year round.
I don't have their resources but I'm looking into a move to Portugal within the next two years because it is clear that I will need to emigrate somewhere. I appreciate your tips about things to investigate and to be clear about. I am an American so some of your concerns I would not have, but others I will definitely have to think about and learn more about, too. All part of doing due diligence! For example, there is no residency requirement for retaining a driver's license in California, where I live..
I am retired and work as an interpreter at a school. I am not fluent in Portuguese, but because I am fluent in Spanish, and the two languages share 85% or more of their cognates, I understand it, especially European Portuguese, really well, and I am starting to learn it now. The Portuguese government does fund Portuguese classes for immigrants who plan to live there. The U.S. is so deficient when it comes to social safety net matters, I am not worried about losing that much.
I did live in Spain for a while but my daughter and I are giving serious consideration to Portugal because she is fluent in Portuguese after spending a year in Brazil as a teen, living with a family and attending school there. She is not yet 50. She has visited Brazil several times since and even took her family there a few years ago. Our plan is to buy a condo or a home in Portugal. I would be the first one to emigrate. The GoldenVisa can include family members.
Thanks so much for your videos, Norm and Tina. They will help to fuel our brainstorming about emigration!
Wow that sounds wonderful we wish you well with your plans , as you know we love Portugal 🇵🇹 It’s a lovely place and we hope to be back next winter , have a wonderful weekend Cheers 🍷🇺🇸🇵🇹🍺🇨🇦
@@ThisIsOurRetirement Thanks so much for the well wishes! It will be complicated relocating, but what move isn't? You have a great weekend (or what's left of it!), too, and thanks so much!
@@shesaknitter Thanks Enjoy yours too 🌺
thanks ofr coaching me
You are welcome 🌺
Hmmm- not sure which countries in Europe you looked at. Portugal and France only require that you have passive income equal to the local minimum wage to qualify for a residential visa, which can be renewed until one applies for permanent residency. That's it. (I mean, obviously there are a few hoops and paperwork). France has a much higher minimum wage plus cost of living is greater than Portugal, but it's not unreasonable. Portugal also has tax breaks and cheap retiree health care- they WANT to attract foreign retirees. Montenegro only requires you to purchase any piece of developed real estate- so buy a cheap condo, and you automatically have residency. Italy only needs you to have 31,000 Euros per year passive income (which may be hard for those on a pension). Greece is not too difficult- I can't recall the figure off the top of my head but it's possible. Cyprus and Turkey are both pretty cheap and easy also. Spain is also not too expensive or difficult. Croatia is impossible- no path to permanent residency. I'm a Canadian in the middle of doing this exact research right now. Sounds like you were looking at all the high-end options like the golden visas and investment methods.
We did research on lots of countries high and low , but then looked at other factors like social isolation, language barrier , healthcare so we have decided to keep our base here in Canada 🇨🇦 where retirees are very well looked after . Good luck with your plans Cheers 🍷😎🌺🇨🇦
Hi. I have a question. We would like to stay in the UK. Did you explore the permanent residence idea? And if you did, is that a good option and then travel from there say to France, Italy, etc...
We are able to move back to the UK 🇬🇧 as we are Uk citizens and then could travel freely in Europe lots of options Cheers 🙂🍷🌺
Canadians are always welcome in Australia. Plenty of Brits here too, most of whom are welcome. Haha
I suggest New South Wales, from Port Stephens to Murwillumbah/ Tweed Heads.
Thank you we visited Australia 🇦🇺 on our 🚢 cruise it was lovely 🌺🇦🇺🇨🇦😎
Greetings Tina and Norm. After the pandemic you may like to look at the Philippines as a place to spend winters. Warm weather, English speaking, wonderful people.
Thanks for the tips! enjoy your weekend Cheers 🍷🌺🍺
Where would you recommend in the Philippines for slow travel? Thanks
I’d recommend Malaysia. English widely spoken lovely people and if you are a foodie it’s food heaven as they have numerous cuisines !
I'm retired and I really like to travel. I sometimes dream about moving to yet another country (I have lived in four so far) but have come to the conclusion that it is too expensive and too much of a hassle. And you might end up not liking the place as much as you thought, and then what? Staying in a country for 3 months at a time is a great option. Some will let you stay for 6 or even 12 months (like Georgia) without a visa. You keep your place and nothing changes as far as taxes and health insurance are concerned. Easy! If you rent a place for 2 or 3 months in your host country (instead of the usual week or two), you might get a better deal too.
A very budget-friendly option is becoming a house-sitter. You may have to take care of somebody's pet(s) but it's free accomodation and you can go somewhere new every time without breaking the bank. I have completed house-sits in ten countries so far, I usually stay for a couple of months (I always add a few days before and after the house-sit for more sightseeing) and it costs me US$ 2500 on average, all flights included. The big advantage is that you can learn a lot more about a country, its people, the mentality etc. than you ever would as a regular tourist by "becoming" one of them for a little while. My life as a house-sitter has definitely broadened my horizon.
What a great way of seeing a new place Kay thank you for sharing we will look into that although we aren’t very good with pets Cheers 🌺🙂🍷
There are Latin American countries that have expat communities. I think I will do some tourist type traveling a month or two in each place.
That’s a good plan to research and see if you like these places and feel safe.
Hi Guys, when you left rip off Britain 30 odd years ago , what was your motivation? mine was the sun must shine most days, I put Canada on the back burner because of the winters.
Sense of adventure and we had family out here enjoy your weekend Cheers 🍷🌺🇨🇦🍺
Look at Dan from Vagabond Awake . Slow travel in safer, warmer, interesting locales.
Thanks
wait you can't get health insurance in the EU with a long term visa or retirement visa?
Have you guys also looked into Thailand they have accredited hospitals
No you need to have private health care insurance which we always have when we travel , not looking at Thailand while all the Covid 🦠 travel restrictions are on have a great weekend Cheers 🍷🌺🍺
What a beautiful couple. This is what marriage looks like. Going on 25 years with my best friend. 😍
Doesn’t Portugal have healthcare?
And the driving, I think you can get an international license from AAA…. Not sure. Still looking into these myself.
Yes Portugal has free healthcare for its citizens not tourist, you need travel insurance and then you can access Portuguese healthcare privately. Yes AAA and in Canada CAA issue international drivers license. Thanks for watching.
Merida Mexico is both safe and inexpensive to live. A good place to get away in the winter.
I have read a lot about Merida. It sounds good, cheap real estate, slightly lower cost of living than Canada, relatively safe. But the private health insurance coverage fees sound a little pricey. With having to receive expensive interocular eye injections I have concerns. I think traveling for shorter periods and staying within the governments regulations would probably be a better bet for myself. But then again if I can find a way around it? Maybe?
@Merida Mexico thanks for the suggestion we will check it out
This Is Our Retirement yes look into this city. You will likely find it’s not easy to get to from Ontario. Fly to Cancun and then bus it or try a short flight from Cancun airport. Merida is said to be a safer city than Montreal and a short hop skip and a jump to Progreso for a day at the beach.
@@TripReviews Thanks for the suggestion 🌺
You didn’t mention the D7 visa option is available in Portugal. It should be doable for most people with Canadian pension. I am trying to decide on Portugal or join my married child in New Zealand as they can sponsor us and that leaves us with choices. Like yourselves I am a Brit. But have lived in Canada for the last 47 years. Lucky to have choices I guess.
We are aware of the D7 visa we have mentioned it in other videos. Knowing what we now know about Portugal we would lean towards New Zealand
This video brings up some EXCELLENT ideas. The takeaway is keep your rent controlled home and travel 3 or 4 months a year to somewhere exotic and warm in the winter (or at least not as cold as Canada). I love it!
You got it Andrei the best of both worlds thanks for watching Cheers 🇨🇦☕🍷
You both are very charming.
Thanks so much glad you enjoyed it Yossi Cheers 🍷🌺😎
Thanks a lot, that was a real eyeopener to me. So finally we are quite spoilt here in the EU, being able to move around from one country to the other without thinking about visas and permits, public healthcare following in the form of a small blue card. Wondering still why you have to be physically present to "pay your taxes" - do you need to carry dollar bills in person to your administration? In France it's been 100% online for many years already
Thanks for watching yes one advantage of being in the EU, hope you have a great week Cheers 🍷🌺🍺
You should look at Turkey. So many English speaking countries are retiring there.
It’s stunning and modern and one of the cheapest countries in the world to retire to.
Not sure why you’d come here to Australia. A lot of Aussies like myself are looking to leave this jail cell since our governments are playing games with us these days. It’s not what it used to be here.
Turkey is definitely a place to research, and it’s an amazing life and I’m the middle of the world between Europe and Asia for travelling.
And healthcare is amazing and super cheap!
Thanks for the suggestion Riccardo have a wonderful week Cheers 🍷🇦🇺🇨🇦😎🌺
I am all set in March to retire at 47. I will be in Europe for 6months and 6months will be Australia and southeast Asia.
Sounds awesome you beat us to it 😂hope you have a wonderful time and have a great weekend Cheers 🍷🍁🍺🌽
I think you could go to UK for 3 months, then 3 months to Europe, then back to any non European country ( including UK). Then back to Europe for 3 months. You could do this Continuous 3 month change.
There are lots of creative ways to travel when it is safe to do so. We do want to maintain a home base and travel in winter. Thanks for your suggestion have a good weekend.
@@ThisIsOurRetirement I think you should travel as grey nomads until you are bored stiff then settle down permanently. You should have kept your home in my opinion. Just in case!
@@perthpete7906 House insurance in Canada during winter has a clause saying your home has to have someone check the interior every 24 hours, maybe get away with every 48 hours. That’s why we sold it, also a mute point but our apartment is our home.
Hi Norm and Tina, love your videos, my wife and I would love to do same and just to clarify / understand…presumably when you traveling, you continue to pay your rent in Canada, so when you mention using UK as your base for 6 months, does that mean you pay rent in UK as well as Canada and then an apartment in Portugal also? i.e paying 2 or 3 rents for same period? Thanks in advance for your answer and keep up the good work and enjoying life!
Hi Mo, yes we do keep paying our rent in Canada, for basing ourselves in the UK if we do that we will pay as we go, so will only pay a total of two rents at anyone time.
I go to Puerto Vallarta, Mexico. The tourist visa allows me to stay for 180 days. I use public transportation while I’m there and fly direct from Chicago. I have never felt unsafe. I’m a 71 year old woman who travels solo.
That sounds wonderful we wish you all the best have a great weekend Cheers 🍷🌺🍺
Im active military, PV Mexico is very safe. Good property options as well.
You folks should come to the Philippines. Inexpensive, English widely spoken, safe, your passport would get you a renewable 30 days tourist visa, or you can get a special retirement visa for a small deposit amount.
Thanks for sharing have a great week Cheers 🍷🙂🌺
For me this is a no brainer: South America, it helps me that I am not a "gringo" Lol. I already bought a house in the north of Peru. I don't think I will stay 6 months. Christmas in Canada is gorgeous. I would say going there from January to April.
Sounds great yes in reality we will just go Jan - March , Canada 🇨🇦 is a great place to live thanks for dropping by Cheers 🍷🍁🍺🇨🇦
The driver's license info was an important point. Thanks so much.
Glad it was helpful! have a wonderful week Cheers 🍷🌺🍺
What about Costa Rica? Also, I wonder if you've found affordable accommodations in the UK. Ireland is inexpensive, and if you go to the North, it's my understanding that the Island including the Republic, share that 90 days so you can travel to the south.
@Zee, it’s a little more complicated in Ireland as the North is the U.K. so you get 6 months there, The Republic of Ireland is Europe and not a member of Schengen but is affiliated to it, so 90 days in the Republic discounts European travel in 26 countries.
Yes it is expensive
If you're a UK citizen you can live in Ireland.
@@olixz no you cannot! You can live in Northern Ireland, but not in the republic!
@@olixz Although we still have dual citizenship not sure we can live in Ireland 🇮🇪 🧐
Amazing channel! Im 32yo and working on retiring soon 😅. What do you guys do before?! And what are your suggestions to have a decent retirement
We were both in sales if you can live a little frugally and save your money or buy a house 🏡 then sell it all can give you a great retirement we wish you all the best Cheers 🍷🍺🌺
Did you do some investments too?!
Yes we did
Why don’t you retire back to the UK , you can exchange your Canadian car license for a UK one , apply for your pensions and benefits, free prescriptions and healthcare, the winters are a bit drab but you can rent a villa in Portugal relatively cheap for a month so that’s January or February taken care of , Spring in the UK and Fall are fantastic, we’re almost into late September and it’s still 18 . I came back after many years in Canada and although I miss certain aspects of Canada I’m too busy enjoying myself here to think about it and pensioners are far better off here than in Canada .
It’s an interesting concept but Canada feels like home, winter as we age is just going to be a work in project lol. We are glad it’s working for you. Thanks for watching.
Nothing wrong with Ontario winters. Great sunshine ,plenty of snow. Makes a change from the heat of summer especially the humidity
Yes agree but we would just like a bit warmer where you can walk on the beach and just be in a warmer climate while we wait for summer in Canada 🇨🇦 to come around Cheers 🍷🍺🌺
Hi, , my name is Barbara and I am a divorced 65 year old Canadian originally from Germany. I, too don't like the weather in Nova Scotia and want to be closer to family. I found Cyprus better than Portugal because of the language. And the weather is great. Not in the Schengen area, though... I did not find the money requirements that high...and I am by no means wealthy.
This is very interesting Barbara thanks for sharing.
Yes, but it's also much more expensive to live somewhere for 90 or even 180 days vs staying there permanently. It means that you'd need to constantly rent almost like short-term, and it's much much more expensive this way. Besides it also means constantly looking for a new accommodation, which is tiring. It's all so hard, I wish it was more simple.
It is difficult, it was when we emigrated to Canada, not something to do lightly it is life changing and expensive.
A buddy of mine who retired took a work visa for 9 months you don't have to work and can the people of newfoundland still visit franch Island without a passport that Island is a hour from newfoundland and from there fo to France also how Thailand no winter there
I am doing well and yourself Andrew
You are a beautiful couple, you should not worry about warm, you have to worry about safety, many Canadians are murdered there, but they still go. I saw this lovely Californian couple who travel to mexica many time were brutally murdered. They lived in Baja it was very sad. I always this family who went to their daughters wedding in mexica and the husband and wife were brutally murdered, no one was charged
Yes these are awful very sad stories thanks for sharing , have a wonderful weekend Cheers 🍷🌺☕️🙂
May I ask will you sublet your apartment to offset that expense while away? I think here in BC we can seek permission to sublet for short term. It just needs to be approved in writing before by the landlord.
Same here
When you say "in capital" does include retirement funds? Or do you need 700k+ in cash?
No not cash, savings and retirement accounts.
You can definitely retire in Sri Lanka, for 4800$ per annum you can spend a luxury life. Capital cost will not exceed 10,000$ for a wonderful home and a car. Though it is not an English speaking country many people have good English Literacy. + Country is so peaceful people are so helpful. There are thousands of places you can visit and enjoy. Sri Lanka is blessed with nature.
Have you looked at Northern Cyprus, the TRNC, English owned for a 100 years so English is widely spoken, the cost of living is low, the needs to settle are easy and simple. Most of the hurdles you mention are not at all hard.
No we haven’t thanks for the suggestion have a great day Cheers 🍷🌺🍺
I’m a Canadian citizen all my life soon to retire and I’m married to a lady from the Philippines and I’m thinking of retiring there and only face a 25%withholding tax from Canada and the majority of people in the Philippines speak English as well !
Sounds great Ed we wish you both a happy retirement Cheers 🍷🌺🙂
I advice you to settle in Tekirdag city just 80 kms to Greek border and 85 kms to Bulgarian border, 150 kms to Istanbul with 16 million citizens. Wages of Turks are even lower than Chinese wages and nearly the similar to India's wages. Come and enjoy best of Trachia and settle in brand new apartment in Tekirdag. You can always swim under hot wheather. From Istanbul Airport you can fly to anywhere around the world at bargains. Weather during summer , you can feel 35 degrees centigrate and during winter coldest of 5 degrees is what you will feel. Sparse population are living in Trachian region filled up with bulgarian, greek ,jugoslavians, hungarians in Turkey.
Thanks for watching and your interesting comment have a great weekend Cheers 🍷🌺🍺
Very interesting to watch. I had considered Canada as a young person many years ago I wish I had made the move but such is life. I could go to the USA through family. I just don't want to as a older person due to the worry healthcare costs, however I enjoy trips to the USA its wonderful country and I get to see family and hope the borders open again one day. The UK is the place for me, nowhere is perfect but the UK is better than many.. till next week!
No country is perfect 🧐 sorry you didn’t get to Canada 🇨🇦, we wish you well in the UK 🇬🇧 and we appreciate your support enjoy your weekend Cheers 🍷🇬🇧🍺🇨🇦
We will be spending 4 months in Britain next year ❤️🇬🇧
We hope you have a great time 🍷🇺🇸🍺🇬🇧🍁🇨🇦