How to know if a dividend ETF is good or bad
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- Опубликовано: 19 сен 2024
- How to know if a dividend ETF is good or bad
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Whether a dividend ETF is good or bad is subjective. It depends on a person's criteria of what they want out of a dividend ETF. Some want high yield. Some want a high CAGR dividend (dividend growth). Some want monthly dividend payouts. Some want high total return (capital appreciation and dividend growth). So, it depends on the person's criteria.
Exactly!!!
My Simple Path to Wealth is SCHD + SCHG. These two ETFs have great synergy and consistently beat the market every year (good and bad). I’ll be reallocating towards more SCHD later in life.
Yes!!! Don’t forget about dgro if you plan to live off your dividend. Dgro gives you a lot of diversification
Wonderful video; anyone investing should understand what they are buying, you did a great job explaining some fundamentals here
Thank you! I appreciate you saying that!
I've got SCHD/SPYI/DGRW. The goal is the same as most, passive monthly income so I can eventually have it replace my full time job. Thanks for the video.
All about creating F you money! Keep going and don’t stop till you make it!
Great video. A general question based on your prior videos: Would a 70:30 split in SCHD and DGRO always keep up with inflation?
@@trial8358 both outpace the rate of inflation. The question is do you want more growth now or later. DGRO should provide more dividend growth but they are pretty close.
I look at expense ratios like I look at putting gas in my car to drive to work. If you want to make money, there's no way around it.
Check out jack bogle and how he explains expense ratio and fees. It’s important to understand what they are and how active vs passive funds performed over the longterm.
Great video and great tips for screening an etf... also love the shaving cream video at the beginning!😂
Thanks so much! lol yeah I couldn’t contain myself when I saw it
SCHD + DGRO + VOO Are my core holdings. Looking for a 4th and thinking of adding VGT as I love technology for the future.
Great low fee index funds! I like VGT, VUG, SPYG
I have the same core ETF’s. Instead of a 4th, I added some individual stocks
Thanks, Jake. Appreciate the basics spelled out in a simple way. It helps me to have a few fresh discussion points with my daughter.
glad you enjoyed it! Thanks for watching!
You skipped one of the ETF types you said there was 6 but you only mentioned 5. When you said the 3td one the screen slide said#4 so missing one.
Yeah I noticed that right after i published. It was High Yield dividend ETFs. Towards the end, I list them all out
Subscribed for the meme videos 😂 kidding. Very informative! Thank you so much.
Glad you like them! lol 🙌
Great video for me as educational video and as a tool to teach my 20 years old son and daughters about investing
God bless you and your family!
Glad it was helpful!!
Great info thanks. I love ETFs
Thank you, this will help me select the right ETF for me in the near future. I already owns SCHD, VYM, and HDV, and looking to add more dividend ETFs
Glad to hear it was helpful!!
Schd,voo, and dgro
@@lrtennant3122 great combination. Voo gives you a lot of options to rebalance in the future
These are my cores too
Not sure i understand your point on fees - if you look at total return it includes fees... SCHG also has 34% of it's investments in just three stocks - very high risk...
It’s market cap weighted fund. Yeah the fees reduce the returns you get and compound over time
Hey Jake. I was lookig to book a 1 on 1 appointment to review my portfolio and I was curious about some things.
1. Is it a video call?
2. How would I show you my portfolio so we could go over everything?
3. Do I need to download an app for us to have the review?
Hey!
Can do either via phone or Google meet. No download required just an internet browser. If on Google meet, with or without camera. We can share our screen. You can email me in advance details or show me live via Google meet.
@@DividendGrowthInvesting I have google meet so we can use that. I just booked an appointment
Another good video. Being an aussie, my core will be growth etfs etc. But for my satellites, i want at least half of them with a VHY and SCHD combo. SCHD is there for diversification into US dividends and currency, and VHY because the Aussie stock market is a dividend investors utopia. 6% returns, that grow, and thanks to my tax bracket and franking credits, its becomes over 7%.
I enjoy this all way too much lol
Good stuff! I want to visit Australia in two years. I’m looking at staying for a couple months!
@DividendGrowthInvesting it's a great place to visit. And plenty to explore. Especially if you leave the cities.
FDVV, DGRO, JEPQ SPYI and some SVOL 😊
That is a lot of income!! You will be able to generate F-you money fast! Thank you so much for watching!
Like the list,except that FDVV is so heavy on top 10 in S and p 500. Supposedly a value etf but at this time richly valued.
Get the capital appreciation FROM FDVV and DGRO with good dividends while the others are mostly income driven.
Spdg is also good
Great info..
Random question. If I have a decent amount tied up in cds, would your non financial advisor opinion be that I’d be better off taking the money out of cds and investing instead or leave some in the cds? Thank you. I’m getting about 4.7% on the cds. I’m sure I’d be better off getting double that invested into my portfolio instead?
I like a balance in all things. If you are near retirement it’s fine to have some in cds. If you’re young you probably don’t need it in a cd besides an emergency fund. Ask the question are you in wealth preservation mode or wealth accumulation mode and you will know what to do :)
One of the biggest mistakes I made like many investors is not categorizing these high dividends and option ETFs correctly; how they should be used and when, if ever to invest in them. After a lot of my own research, the data shows that many of these high dividend option ETFs are just gimmicks that put your principle investment at high risk. If you want your money to grow over the long term - 20, 30, 40 yrs - there are really only two good investment vehicles, S&P 500 and the NASDAQ 100. Later, in retirement or close to retirement, you will diversify your asset allocation to include bonds, low volatility dividend ETFs and maybe a small pct in high yield call option ETFs that have a stable NAV.
Great content! I always look at total return vs VTI. Then Sortino ratio (risk-adjusted return metric). If it doesn’t come close to matching or beating the market, then it better give me a better risk adjusted return through its underperformance.
If everyone back tested their strategies they’d typically find just holding the market and selling shares as needed to the tune of 4% beats just about every other strategy over multiple decades. Choosing other funds ends up having the same underperformance drag effect of the high fees you warned about early in the video. You’re charging yourself the high fees…
Due to health issues, I'm not working. I took an loa. Could I roll over my 401k into my roth ira, while still being employed?
Depends on the employer plan. I know at my last company that was not an option. Entirely dependent on your plan. I hope you feel better man... You've been following the channel for nearly 5 years.. if there is anything I can do for you, please let me know. If you are hurt and need some support, please email me at divgrowthinvesting@gmail.com and if there is anything I can do to help!
Impressive growth, did you transfer assets from a new account or start investing only 5 years ago?
I did transfer a brokerage along the way as well as sold a rental property and added it to my portfolio. I made a video a few months back on how I grew my net worth from $0 - $2M in 10 years. I explain exactly how I did it in that video. ruclips.net/video/JtZWsyIpaKw/видео.html
@@DividendGrowthInvesting I wish you made a video on a regular person in their 20s that make about 2200 a month and pays 1600 in rent that is trying to invest. This is mostly from the perspective of a person in California making minimum wage not fast food minimum wage.
@@Luis-qm2bo I made $5.15 an hour at 16, and $9 an hour when I was 21. It wasn't until years later that I was able to make more money after 6 years of college and specializing in an in demand field. So I consider myself from humble beginnings and as a regular person. But yeah I understand not everyone is in the same situation. I try and make it applicable to everyone in some fashion or another.
@@DividendGrowthInvesting fair enough mine was too specific
Good vid like always
Thank you! I appreciate you taking the time to watch and comment this!
Core:
SCHD 35%
VGT: 30% (to be sold and reallocated to income ETF’s[JEPQ]) in approximately 5 years
SATELLITE:
Mo, ABBV, PEP, MCD (5-7% each)
Sub Satellite:
SPYI, QQQI (3-5% each)
Currently happy with results so far.
34 years old. 8 years left in military with a ROTH TSP as well.
Question:
My wife and I both have SCHD in separate brokerage accounts.
Would combining both accounts into one, grow and compound faster and increase dividend payouts as opposed to keeping them separate?
That will have zero impact. 10,000 compounds the same in one account as it would in 10 1,000 accounts.
Lmao…what kind of question is that? Lmao lmao
@RAri-rc3to It's the kind of question that someone wants answered when they're unsure what the answer is even if they might have an idea of what the answer might be. Does that make sense to you? Perhaps not, since you're more interested in typing lmao 3x instead of being helpful or just keeping your comments to yourself. But hey, I get it, it's youtube, you can say whatever you want, whether it's helpful or not. No big deal. Lmao Lmao Lmao. 😜
Sir, I’m usually not a mean person. But, sometimes common sense has to prevail.
Perfer jepq way more than schd
Very different so make sure to understand the differences. Pros and cons with both
I'm curious about the future since investing has become easier and more popular. Will we see two generations from now families having to manage 2-3 million in dividend income each year? Haha I kinda feel bad for those individuals
lol well better than not having it I would assume
Yo dude. What's your prediction for the next few months or years? A huge crash and lost decade?
Yield curve uninversion. Recession. AI bust.
Impossible to know. Lol whenever I predict something usually the opposite happens... I'm thinking we will have a sell off from now until mid october, then a rally up to the election, then a short sell off after and then a rally again in Q1 of next year.. haha that is what I think so it will probably do the opposite of that. Thankfully I never really invested based on what I thought would happen and just dollar cost averaged every single month while working! DCA and chill is so much easier :)
Oh and a lost decade... meh.. SCHD/DGRO are great in a huge crash, lost decade, or a bull market. The simple path to wealth with dividend investing and chill :)
@@kookiebush all that doesn't matter when you invest in SCHD/DGRO and dollar cost average :)
Ya dude.
What's a close third after dgro and schd?
Yo Jake! How’s it going?
Hey!! Going good! Really enjoy the summer. Not excited for it to start getting cold soon 🥶🥶
Winter is coming 🐺
@@19Rinka86 ok Jon snow
Jepi and jepiq
I like both!
567 shares of SCHD 🎉
Nice!!
DGRO+SCHD my core. RDVY satelite for risk. Looking for retire of my 9-5 job😊
Great!!!