#EducationLoan

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  • Опубликовано: 26 окт 2024

Комментарии • 747

  • @WeMakeScholars
    @WeMakeScholars  2 года назад +1

    Hi, everyone! You may watch the same topic discussed in other languages here:
    English - ruclips.net/video/KKI6-qGZM3E/видео.html
    Telugu - ruclips.net/video/gBc2mMWleFw/видео.html
    Tamil - ruclips.net/video/DMuKZgHvtjE/видео.html

    • @rockygaming5939
      @rockygaming5939 Месяц назад

      Why kannada is not there please do in kannada

    • @WeMakeScholars
      @WeMakeScholars  Месяц назад

      @@rockygaming5939 Hello, We will keep your suggestion in mind. If you are seeking assistance with your education loan process, we have a dedicated team for the Karnataka region that can help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @vishalahir4336
    @vishalahir4336 3 года назад +16

    One of the best video I have ever seen regarding edu loan...Excellent described mam...!!! 👍

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Vishal! Thanks for appreciating the content. For further one-on-one guidance on your education loan process, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @rushabhdongre6890
    @rushabhdongre6890 4 года назад +10

    Such a great video ,thanks for your efforts for us

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      Hi, Rushabh! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @niravdudhrejiya
    @niravdudhrejiya 3 года назад +8

    Thank you mam
    I'll be applying for lone through
    we make schooler
    after 6 months
    Your videos is very helpful for students...

    • @WeMakeScholars
      @WeMakeScholars  3 года назад +2

      Hi, Nirav! Sure, we will be glad to guide you through your loan process. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @AmitSingh-sl7ux
    @AmitSingh-sl7ux 4 года назад +5

    Very informative. Thanks

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      Hi, Amit! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @sourendranathverma3645
    @sourendranathverma3645 3 года назад

    बहुत ही ज्ञान एवं सलाह के साथ साथ विस्तृत जानकारी देने के महाशया अपको धन्यवाद ।

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Sourendra! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @rahulsunehra
    @rahulsunehra 4 года назад +7

    again fruitful video for students ..👌

    • @WeMakeScholars
      @WeMakeScholars  4 года назад +1

      Hi, Rahul! Thanks for appreciating the video. Glad it could help. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

    • @paulomisikenis5245
      @paulomisikenis5245 2 года назад

      Lp

  • @arvindsingh9033
    @arvindsingh9033 4 года назад +35

    You are doing a great job mam

    • @WeMakeScholars
      @WeMakeScholars  4 года назад +1

      Hi, Arvind! Glad that you are finding the content useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @jayu4348
    @jayu4348 2 года назад +2

    May god bless you ma'am. Thank you for this knowledge. ❤️

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi, Jay! Thanks for your words of appreciation. Glad you found the content helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan.

  • @SumitSingh-er6ks
    @SumitSingh-er6ks 4 года назад +11

    Great Video mam!
    I had taken a edu. loan from SBI of 20 lacs for a 15 months course and my moratorium will end in April'21. I get charged 13000 as simple int. each month, which I pay off.
    I have already started a job, and can pay the emi, but my question is that should I or is it better to just keep paying the 13K each month till april'21 and then start with the emi.

    • @WeMakeScholars
      @WeMakeScholars  4 года назад +3

      Hi Sumit, if you have got a job and can afford to pay EMI, it is always better to do that, as you will be able to close your loan faster.

  • @kingdomofgod7559
    @kingdomofgod7559 7 месяцев назад +1

    ##thanks mam you doing wonderful job God bless you n your teem

  • @bachelorparty8015
    @bachelorparty8015 3 года назад +1

    Hi Mam, very good Morning! I Registered for call from you 1 Day ago. But still waiting for your call....But your service are really Appreciatable!!!

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Naveen! Please share your registered email address. The loan team will contact you ASAP.

  • @devendranirmalkar9675
    @devendranirmalkar9675 3 года назад +3

    Zabardast Mam ❤️ thank you so much 🙏

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Devendra! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @vimalpancholi7212
    @vimalpancholi7212 4 года назад +1

    thankyou supporting students..

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      Hi, Vimal! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @pranavpunse926
    @pranavpunse926 4 года назад +5

    Hello Mam, I took an education loan from SBI in the second year of the B.tech course. I had passed out this year and will be joining a private job in October. The amount disbursed from the bank during three years is Rs. 3,21,000/-. So my question is, what is meant by the outstanding amount, which I can see on my sbionline profile? It is almost Rs. 3,84,000/- and every month's end it increases.

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      Hi, Pranav! This might include the interest that is being charged on the loan. Please contact the bank officials. They will break it down for you.

    • @nivruttimagar4451
      @nivruttimagar4451 4 года назад

      I have also taken loan from sbi same issue interest added to actual loan amount disbursed

    • @forjulislam648
      @forjulislam648 2 года назад

      Have you got the solution?? Can you please explain it?

  • @divvesaramomprakash8465
    @divvesaramomprakash8465 2 года назад +1

    Make a video how to repay education loan quickly and how much get benefit.

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Divvesaram! Thanks for the suggestion we will definitely look into it. In the mean time. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @soumikdhole2523
    @soumikdhole2523 4 года назад +4

    Thank u ma'am. So knowledgeable video.

    • @WeMakeScholars
      @WeMakeScholars  4 года назад +2

      Hi, Soumik! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @ankushsaroy2429
    @ankushsaroy2429 3 года назад +1

    Thank you very much Damini mam

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Ankush! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @siddhikanade2016
    @siddhikanade2016 3 года назад +4

    Ma'am I wanted to ask that
    I want to do two course
    Like interior (4 years)and fashion designing (4 years)
    So of I take 20-25 lakh loan
    How will I pay them back?

    • @WeMakeScholars
      @WeMakeScholars  3 года назад +1

      Hi, Siddhi! You can take an education loan for only one course at a time. The repayment depends on the lender you are taking the loan from. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @MUKESHKUMAR-ir4bl
    @MUKESHKUMAR-ir4bl 6 месяцев назад +1

    Thank you so much maim

  • @harsharajtoraskar7737
    @harsharajtoraskar7737 Год назад +1

    Good job very nice

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi Harsharaj! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @Davis_90
    @Davis_90 3 года назад +1

    Best knowledge full video I have ever seen

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Davish! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @aman5176
    @aman5176 3 года назад +4

    Hello.. can repay some of the principal amount along with interest during the moratorium period?

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi! Yes, you can start repaying your loan during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @donnashreeingti1597
    @donnashreeingti1597 3 года назад +2

    Extremely informative 👍🏻👍🏻

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Donna! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @amans-world
    @amans-world 4 года назад +3

    Love you mam for your analytical videos ❤️❤️

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      Hi, Aman! Thanks for appreciating the videos. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @prasadkashid3904
    @prasadkashid3904 3 года назад

    Great. You're awaring ppl.

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Prasad! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @neelkamalprakash7946
    @neelkamalprakash7946 2 года назад +1

    Thanks

  • @sazebanwar4059
    @sazebanwar4059 3 года назад

    very great video with full of ideas and learning
    Thanks to #WeMakeScholar team to make such a kind of video 😇

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Sazeb! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @dipteshbasak4810
    @dipteshbasak4810 2 года назад +1

    Thanks mam 😊😊😊

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      HI Diptesh! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @azmathkhanmahammad2541
    @azmathkhanmahammad2541 Год назад +1

    Good

  • @mafizurrahman3334
    @mafizurrahman3334 2 года назад +1

    Ap bhut asse kaha mem

  • @sapnavaljot8601
    @sapnavaljot8601 2 года назад +1

    Thank you so much 🤗🤗

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Sapna! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @SanjeevKumar-bu8px
    @SanjeevKumar-bu8px 2 года назад

    Radhey Radhey ji 🙏

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Sanjeev! Thanks for your appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @poulomikar8817
    @poulomikar8817 4 года назад +3

    Are you guys really to help us.....??I doubt. I am from a middle class family and want to study abroad..so I really need a scholarship to support my studies and also some guidance so I requested a call back two weeks ago... everyday I wake up believing you guys will surely call today but two weeks are over like this......is We Make Scholars even real??? Do you guys enjoy first gaining our trust and then making us depressed.....

    • @shreyakanungo7100
      @shreyakanungo7100 4 года назад

      Correctly said, even I haven't received a call back. These people need to be professional.

    • @WeMakeScholars
      @WeMakeScholars  4 года назад +1

      Hi, Poulomi! Apologies for the delay caused. Due to a high number of applications, there is a slight delay in the process. Please provide your registered email address so we can arrange for the callback ASAP.

    • @poulomikar8817
      @poulomikar8817 4 года назад

      @@WeMakeScholars poulomikar727@gmail.com

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      @@poulomikar8817 Thanks, your Financial Officer will get in touch with you shortly.

    • @poulomikar8817
      @poulomikar8817 4 года назад

      @@WeMakeScholars yes..the financial officer called me today but she couldn't guide me regarding scholarship...she sent me a link and said to filter options and apply for scholarships but the problem is I couldn't filter my course bcoz the particular course which I want is not there....so what I have to do now?

  • @sibanjanpurkayastha1953
    @sibanjanpurkayastha1953 Год назад

    Suppose I have 2,50,000 educational loan from SBI. i m done with graduation
    1. Can i pay 50k lumpsum now.
    2.Will be outstanding balance become 2 lacs? Will the emi be calculated on 2 Lac?
    3.I want to clear this loan amount as soon as possible like paying lumpsum amount of 50k, 20k, 10k..is it possible to pay through SBI net banking

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi Sibanjan! You can pay your education loan entirely within 1 Year after the moratorium, it is called Pre-payment and there is no penalty for that. They might ask you to pay a nominal fee to restructure your loan. If your education loan was sanctioned via WeMakeScholars, Feel free to reach out if you need any further assistance.

  • @deadsoul7702
    @deadsoul7702 2 года назад

    Thankyou ma'am for guiding us.

    • @WeMakeScholars
      @WeMakeScholars  2 года назад +1

      Hi! Glad that you got help from our team. If you are facing any issues in your loan process feel free to reach out to us : )

  • @soumikdhole2523
    @soumikdhole2523 4 года назад +4

    Suppose, someone has chosen house as a collateral. So, if he fails to repay his educational loans, will his house be sold or bought by the bank? Please reply me ma'am .

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      Hi, Soumik! That is the worst case scenario. You will be given multiple notices to repay your loan before the bank decides to sell it. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @riyadas4299
    @riyadas4299 3 года назад +1

    Ma'am I have a question please answer ma'am 🙏.. I have taken education loan of 2 lakhs form BOB. I have completed my B.tech degree in 2018. In the moritorium period I have paid some interests. Till now I didn't get a job and now I am preparing for govt. Exams. Ma'am I am really worried that will it( pending loan repayment history) creat problem in my carrier?? The bank is now saying to repay the loan amount. What to do ma'am I am really worried.. my financial condition is critical. Please give some suggestions. Thanking you🙏

  • @niteshmesharam5773
    @niteshmesharam5773 2 года назад

    Gratitude for your help 🙏...... mam... an ur fully energetic team .....

    • @WeMakeScholars
      @WeMakeScholars  2 года назад +1

      Hi, Nitesh! Thanks for your words of appreciation. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan

  • @satyajitnayak1317
    @satyajitnayak1317 6 месяцев назад

    Ty for information..loved it

  • @bhartishah2504
    @bhartishah2504 3 года назад

    Very nice explanation.

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Bharti! Glad you found it helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @meenamduggal5990
    @meenamduggal5990 3 года назад

    👍👍 good job mam . thanks this information

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Meenam! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @ankushsaroy2429
    @ankushsaroy2429 3 года назад +1

    Thanks so much man

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Ankush! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @pratikshakadam380
    @pratikshakadam380 2 года назад

    Thank you mam...grateful vidio

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Pratiksha! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @marykerketta4595
    @marykerketta4595 Год назад

    Mam ,,you are doing good job,,

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi Mary! Thank you for your appreciation, It really means a lot. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

  • @satyajitmitraserly
    @satyajitmitraserly 2 года назад

    thank you madam for your valuable information 🙏

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Satyajit! Glad that you found the video informative. For further one-on-one guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @sagarpatilvlogs1994
    @sagarpatilvlogs1994 3 года назад +1

    Good job 👏👏👏

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Sagar! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @vishalpatwa7840
    @vishalpatwa7840 3 года назад

    Thank you for great information

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Vishal! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @gurjarmerchantnavy431
    @gurjarmerchantnavy431 5 месяцев назад

    Union bank of india is telling that there is no moratorium period ( and we have to pay interest during moratorium period

    • @WeMakeScholars
      @WeMakeScholars  5 месяцев назад

      Hi @gurjarmerchantnavy431 Kindly note that, Moratorium period simply means bank repayment holiday i.e. in this period your actual EMI doesn’t get started only simple interest is charged that too optional in public banks. We highly suggest you to watch this video ruclips.net/video/KKI6-qGZM3E/видео.html for your better understanding. If you’re facing any issues in your education loan process, you can contact us at bit.ly/48cTdcR. Our loan team will get back to you shortly and provide necessary assistance in your education loan process.

  • @sandeep-xu1gi
    @sandeep-xu1gi 2 года назад

    Best information to me thanks

    • @WeMakeScholars
      @WeMakeScholars  2 года назад +1

      Hi Sandeep! Glad you found the video informative. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @hilaypatel6773
    @hilaypatel6773 2 года назад

    Really helpful video mam

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Hilay! Glad that you found the video helpful. For further one-on-one guidance with your education loan process you may connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @ek_lakshya_upsc7881
    @ek_lakshya_upsc7881 2 года назад

    Thank U mam for this information💞🙂🙂

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @prachibhati3787
    @prachibhati3787 2 года назад

    Very informative. Thankyou 👏

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Prachi! Glad that you found the video informative. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @pankajparjapati1342
    @pankajparjapati1342 3 года назад

    I took a loan of Rs 340500 from 2011 to 2015 from PNB BANK.
    And due to not getting my job from 2015 to 2016 I started giving loan money in 2017.
    By the time I started giving loan, the loan amount reached 518500 RS. with interest
    From 2017 to 2020 I gave 6100 rs.
    And from March 2020 till now I am giving 15000 rs.
    I feel that the bank is taking more money than me.
    What is your opinion.
    How much interest is charged on education loan?
    Till now I have given 444000 rs. And still 322000 rs left.
    Please tell me what should I do.

    • @WeMakeScholars
      @WeMakeScholars  3 года назад +1

      Hi, Pankaj! Please watch this video on how to accurately calculate EMI for an education loan: ruclips.net/video/jcl5wMoeBKk/видео.html

  • @ankit_iitr
    @ankit_iitr 3 года назад +1

    If we want to repay in between holiday period than what is the condition

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Ankit! You can repay the loan early if you are able to. Some lenders may charge a prepayment penalty if you repay within 6 months. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @patelakshay355
    @patelakshay355 Год назад

    Very nice information

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi Akshay! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @Ravikumar-ki2qg
    @Ravikumar-ki2qg 3 года назад

    tnx for great information madam

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Ravi! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @KiranKiran-ds3lf
    @KiranKiran-ds3lf 2 года назад +1

    Mam is it right to give interest during education and after completing education Can I repay the whole principle in one time? At that time I will be able to do that or they will ask me to deposit interest of 7 years???

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Kiran! It depends on the type of loan you're taking. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. Paying off a loan earlier is a good decision by the students as it helps them save a chuck on interest but you cannot pay it off at once. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @knowaboutdentistry4297
    @knowaboutdentistry4297 3 года назад +1

    I have taken education loan of 3 lack 90 thousand from sbi, and they are taking interest in moratorium period, what should i do

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi! You will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period.

  • @tukutandi6222
    @tukutandi6222 3 года назад +2

    Maam mera SBI moratorium period 2021 me khatam hogaya aur mera EMI v start hogaya hai but mera job avi tak nahi huya hai. Mere pass kya kya options hai maam? Please help

    • @WeMakeScholars
      @WeMakeScholars  3 года назад +1

      Hi, Tuku! You will have to start repaying the loan once the moratorium period ends.

    • @tukutandi6222
      @tukutandi6222 3 года назад

      @@WeMakeScholars Maam, RBI recently has allowed individual debtors to apply for a 'restructure' of loan of upto 2 years over covid 19 national lockdown. This is RBI Resolution Framework 2.0. Maam make me sure if it is deemed to be true.

  • @hamarabhojan3328
    @hamarabhojan3328 2 года назад

    Helpful thanks

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @ankushsinghjeena-rs3pn
    @ankushsinghjeena-rs3pn 6 месяцев назад +1

    Tq ma'am ❤

  • @civilengineerhabeeb4428
    @civilengineerhabeeb4428 2 года назад

    Thank you so much madam

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi, Habeeb! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @iamskb288
    @iamskb288 3 года назад +3

    Ma'am... i want to take 2 lacs education loan for my 2yr MCA course in SBI....So how much i have to pay after my course ends???

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi! You will have to pay the principal amount + interest

  • @bhavikbhavsar7921
    @bhavikbhavsar7921 Год назад

    Thanks mam for the #Jugaad Information...

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi Bhavika! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @adityapatil6323
    @adityapatil6323 2 года назад

    thanks maam for this video

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Aditya! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @sushmasardar4316
    @sushmasardar4316 3 года назад

    Thanq mam thanq so much for this information

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Sushma! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @djptheory7295
    @djptheory7295 3 года назад +1

    Right mam

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi! If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @abhisheksaha6193
    @abhisheksaha6193 3 года назад +3

    Hi, I had taken a loan of around 17 lakhs from SBIunder their scholar loan scheme. My dilemma is that should I pay the loan as soon as possible like in 3 years and plan my EMI accordingly or should I stretch it to avail tax benefits

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Abhishek! You can repay the loan sooner if you are able to.

  • @jkttoug
    @jkttoug 2 года назад +1

    Maim education loan me interest rate monthly hoti hai ya yearly

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi! Interest rates are charged every year and then divided into monthly EMIs, you may use our EMI calculator which will provide you more clarity about the same, Here's the link: bit.ly/3g1D1VZ, For further clarification with the education loan process connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @TVfan3264
    @TVfan3264 2 года назад

    Thanks a lot 🙏

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi! Glad you found the videos helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @thenextlevelclub5120
    @thenextlevelclub5120 3 года назад +8

    Hello Mam Thanks for such a informative session. I had a question please answer me
    -- I took educational loan for my 4 years undergraduate degree from vijaya bank which was a government bank the manager forced me to pay the interest in moratorium period, Somehow I paid the interest for 5 months then I didnt paid the interest. During my 4 year undergraduate degree I had leg injury which caused me a year down and took 5 years to complete my undergraduate degree. Now the Vijaya bank is merged with bank of baroda and they are asking for the repayment with hillarious interest rates and unknown charges. I have taken loan 115000/- rupees and now they are asking me to pay EMI 3050/- rupees for 108 months that means 9 years and total amount of repayment is 325000/- Please help

    • @WeMakeScholars
      @WeMakeScholars  3 года назад +2

      Hi! Please contact the bank directly for the break down of charges. As your loan was not sanctioned via WeMakeScholars, we will not be able to help you with this.

    • @anandugale3599
      @anandugale3599 3 года назад +1

      Can u help me ??
      U said that ur bank had given amount of 3,25,000 rs , i want to know can we pay direct half payment one time and after that the bank reduce our repayment amount according to remaining money??

  • @kisharhial6754
    @kisharhial6754 Год назад

    Tq mam u r really good👍

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @shubhambirla4702
    @shubhambirla4702 5 месяцев назад

    Thank you

  • @jcreation1439
    @jcreation1439 Год назад

    Thank you so much 😊 mam…..

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @Upadhyay11
    @Upadhyay11 3 года назад

    Helpful Video......!!
    How can take education loan for India studies(IIT, NIT, others top colleges)

    • @WeMakeScholars
      @WeMakeScholars  3 года назад +1

      Hi, Upadhyay! We can help you out with loan options after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @karan12a
    @karan12a 2 года назад

    what is this capitalized int liability....like my loan was from 2017-2019 but took only 3 payment....and in 2020 i was charged 3 times (for each year 2017,2018,2019) increasing my loan amount by 3 lacs under "capitalize int liability".
    also, monthly interest is also getting charged under student loan...is it okay?

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Karan! The addition of unpaid interest to the main sum of your loan is known as capitalization. When interest payments are postponed during moratorium period, unpaid interest is capitalized, The principal balance of a loan rises. As a result, more interest amount may be charged during the loan's term, the monthly payment amount may increase, or additional payments may be necessary.

  • @remydhaliwal8751
    @remydhaliwal8751 3 года назад +2

    This is very informative ,
    Mem , when we apply for a diploma we can get a loan or not ?

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Remy! Yes, you can get an education loan for a diploma. For further guidance on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

    • @remydhaliwal8751
      @remydhaliwal8751 3 года назад

      @@WeMakeScholars mem but I belong to a farmer family because of not any monthly income bank not provide loan to me for study abroad

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      @@remydhaliwal8751 Hi, Remy! If you have collateral like non-agricultural land, house, flat, FD, insurance policy or govt. bonds, you can take a secured loan. We can help you out with loan options after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

    • @remydhaliwal8751
      @remydhaliwal8751 3 года назад

      @@WeMakeScholars okk

  • @ajayjadhav8805
    @ajayjadhav8805 3 года назад

    Great job madem

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Ajay! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @khailkood
    @khailkood 3 года назад

    Great

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @deep_2406
    @deep_2406 3 года назад +1

    Sir, is there interest on the interest of education loan ? or not ?
    suppose i took 1 lakh for 1 year, After a month, 1,00,000 will become Rs 1,01,000 rs, so now they will consider 1,01,000 as a principal amount for that month, or considered loan amount those i took 1,00,000.

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Deepak! It depends on the lender. Government banks charge only simple interest during the moratorium period and compound interest after the moratorium period. Private lenders may charge compound interest. Please watch this video for more details: ruclips.net/video/yaQPxXN4GJc/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @jkttoug
    @jkttoug 2 года назад +1

    Mam m MBBS student hu mera admission ke time original marksheet 10 ,12 ka jama ho gaya hai to kya m photo copy ke basis pe loan ke liye apply kar sakta hu please reply kare

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi! Yes you may apply for an education loan with photocopies of your original documents, Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @farziwada7612
    @farziwada7612 2 года назад +1

    Hi!
    I've an scholar (education) loan from SBI.
    My Bank manager was not aware of interest subsidy(CSIS) scheme. I requested but he doesn't took it seriously and doesn't forwarded my datails for the same.
    I am serving my moratorium period.
    In this case, what are my options now?

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Farzi! Sorry, We won't be able to help you with CSIS scheme.

  • @raniarya8653
    @raniarya8653 2 года назад

    Thank u so much

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Rani! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @innocentboy2835
    @innocentboy2835 2 года назад

    Maim aap bahut cute hai 🤗..aur explain to bahut achha ki 👏👏👏

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @akankshabhalerao3512
    @akankshabhalerao3512 4 года назад

    Very good job

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      Hi, Akanksha! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @dhrumilkalyani6670
    @dhrumilkalyani6670 Год назад

    Aap bhut acha bolti hi ach jankari ke liye thixs

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi Dhurmi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @meersameer4554
    @meersameer4554 4 года назад +1

    Can we pay interest rates on yearly basis to educational loans after marotarioum period?

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      Hi, Sameer! Yes, interest has to be paid monthly after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @RohitKumar-cv5bc
    @RohitKumar-cv5bc 4 года назад

    Thnks you maam.. Really beneficial...

    • @WeMakeScholars
      @WeMakeScholars  4 года назад

      Hi, Rohit! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @neerajrawalka1373
    @neerajrawalka1373 2 года назад

    Good evening ma'am, humne 2010 m education loan liya tha 1.4 lac ka bhai ne 2009 mai B.tech kiya or 2015 m complete huyi . Fir hmne 2020 se ab tk approx 1.30 lac rs ,jma bhi kra diy h ...
    Lekin abhi m aaj bnk se statement niklwaya hu to usme total amount 284489rs pay krna btaya h .kuch smjh nhi aa rha ..kya aap kuch sugges kr skte ho plzzz

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Neeraj! As your loan was not sanctioned via WeMakeScholars we won't be able to help you with this.

  • @shaileshrajguru4965
    @shaileshrajguru4965 Год назад

    Hdfc credila for education loan is better option?i am applying and process is going on....! give me some details

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi Sahilesh! Each bank has its advantages and drawbacks, for i.e. HDFC Credila can be the best option for a few profiles but may not be the best for you. We suggest you speak to our Financial Officer so they can evaluate your profile and check your eligibility with 14+ public and private banks, so you can process your education loan with a lender that best suits your profile. Connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @ankitsingla1873
    @ankitsingla1873 2 года назад

    Mam is it possible to take education loan without collatoral?

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Ankit! It is possible to get an education loan without collateral. To check your eligibility for the same. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @yukktasharma6822
    @yukktasharma6822 3 года назад +1

    Ma'am, I lost my father 3 years ago and mother does a private job and I wanna do MBA from a private college. And bank has told me to fill the form at vidyalaxmi portal but my application didn't match the eligibility criteria as my mother's salary is less than 4,50,000. Can I get education loan in that case ?

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Yukkta! What is your required loan amount?

  • @mohdvaish3720
    @mohdvaish3720 2 года назад

    Mam can you make video for mbbs abroad studies loan...

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Mohd! We already have a video covering the same topic,
      Here's the link : ruclips.net/video/SPp1TS4KyKI/видео.html
      Hope this helps, But we suggest to get in touch with our Financial Officers so they can help you clear all your doubts and get you the best Education Loan suiting your profile. Request a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @avritik4329
    @avritik4329 2 года назад

    Mam can we use gold as collateral for education loan

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Avriti! Gold is not accepted as collateral. Non-agricultural land, house, flat, FD, insurance policy, and govt. bonds are all accepted as collateral. Third-party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @namrakhan5697
    @namrakhan5697 Год назад

    how can I apply for education loan please guide me.. I'm soo confused

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi Namra! Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @kit-kat1224
    @kit-kat1224 Год назад

    Hello mam,
    When will start interest rate,after course complete or just after getting loan
    Plz reply mam

    • @WeMakeScholars
      @WeMakeScholars  Год назад

      Hi! It depends on the type of loan. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @kunalentertrainer8610
    @kunalentertrainer8610 2 года назад

    thank you helping me.

    • @WeMakeScholars
      @WeMakeScholars  2 года назад

      Hi Kunal! Glad that our team could help you out in your education loan process. Good Luck!

  • @surajvarma5610
    @surajvarma5610 3 года назад

    Can we pay loan as soon as possible.. like ... After the completion to study... If some how we get such amount which can repay the loan with 1 to 1.5 year . Then will bank accept instantly..??
    Or
    . We must have to go with EMIs which were decided previosly...
    Please do answer..

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      Hi, Suraj! Yes, you can definitely repay your loan earlier if you are able to. There are no issues with that. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

    • @surajvarma5610
      @surajvarma5610 3 года назад

      @@WeMakeScholars thanks a lot

  • @rohitashkumar6486
    @rohitashkumar6486 3 года назад +1

    Hello ma'am mene 2nd semester se loan liya tha 02.03.2013 ko pnb se 1st colz fee submit krayi thi ,,last 8th September ki 22.12.2015 ko submit krayi thi ,, total 2,25,210 bank ne meri fees k diye or 15.02.2016 ko meri subsidy aa gyi thi 21,000 rupaye,, subsidy aane k baad 2,04,000 rupaye bche or uske baad 04.07.2017 ko mera 76,000 interest ho gya,,itna interest kese ho gya ma'am abhi tak mene 3,58,000 rupaye submit kra diye h,, ma'am mujhe puchna h kya mujhse 76,000 rupaye shi liye bank walo ne repayment holidays me,, plz help me🙏🙏
    Or interest rate 10.30 approx thi

    • @WeMakeScholars
      @WeMakeScholars  3 года назад +1

      Hi, Rohit! I would suggest you contact the bank directly. They will break it up for you.

    • @rohitashkumar6486
      @rohitashkumar6486 3 года назад

      @@WeMakeScholars ok thanks ma'am

    • @rohitashkumar6486
      @rohitashkumar6486 3 года назад

      @@WeMakeScholarsplease ma'am ek video loan close pr bnao ,bank hme konse konse documents dega loan close ke time .. 🙏🙏

    • @WeMakeScholars
      @WeMakeScholars  3 года назад

      @@rohitashkumar6486 Thanks for the suggestion. We'll look into it.