Hi, Vishal! Thanks for appreciating the content. For further one-on-one guidance on your education loan process, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, everyone! You may watch the same topic discussed in other languages here: English - ruclips.net/video/KKI6-qGZM3E/видео.html Telugu - ruclips.net/video/gBc2mMWleFw/видео.html Tamil - ruclips.net/video/DMuKZgHvtjE/видео.html
Hi, Nirav! Sure, we will be glad to guide you through your loan process. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Rushabh! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Arvind! Glad that you are finding the content useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Amit! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Rahul! Thanks for appreciating the video. Glad it could help. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sourendra! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Jay! Thanks for your words of appreciation. Glad you found the content helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan.
Hi, Vimal! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Divvesaram! Thanks for the suggestion we will definitely look into it. In the mean time. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Soumik! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Devendra! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Aman! Thanks for appreciating the videos. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Davish! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Great Video mam! I had taken a edu. loan from SBI of 20 lacs for a 15 months course and my moratorium will end in April'21. I get charged 13000 as simple int. each month, which I pay off. I have already started a job, and can pay the emi, but my question is that should I or is it better to just keep paying the 13K each month till april'21 and then start with the emi.
Hi, Donna! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Sanjeev! Thanks for your appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi @gurjarmerchantnavy431 Kindly note that, Moratorium period simply means bank repayment holiday i.e. in this period your actual EMI doesn’t get started only simple interest is charged that too optional in public banks. We highly suggest you to watch this video ruclips.net/video/KKI6-qGZM3E/видео.html for your better understanding. If you’re facing any issues in your education loan process, you can contact us at bit.ly/48cTdcR. Our loan team will get back to you shortly and provide necessary assistance in your education loan process.
Hi! You will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period.
Hi, Ankush! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sazeb! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello Mam, I took an education loan from SBI in the second year of the B.tech course. I had passed out this year and will be joining a private job in October. The amount disbursed from the bank during three years is Rs. 3,21,000/-. So my question is, what is meant by the outstanding amount, which I can see on my sbionline profile? It is almost Rs. 3,84,000/- and every month's end it increases.
Hi Abhishek! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi, Nitesh! Thanks for your words of appreciation. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan
Ma'am I wanted to ask that I want to do two course Like interior (4 years)and fashion designing (4 years) So of I take 20-25 lakh loan How will I pay them back?
Hi, Siddhi! You can take an education loan for only one course at a time. The repayment depends on the lender you are taking the loan from. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Suppose, someone has chosen house as a collateral. So, if he fails to repay his educational loans, will his house be sold or bought by the bank? Please reply me ma'am .
Hi, Soumik! That is the worst case scenario. You will be given multiple notices to repay your loan before the bank decides to sell it. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Ma'am I have a question please answer ma'am 🙏.. I have taken education loan of 2 lakhs form BOB. I have completed my B.tech degree in 2018. In the moritorium period I have paid some interests. Till now I didn't get a job and now I am preparing for govt. Exams. Ma'am I am really worried that will it( pending loan repayment history) creat problem in my carrier?? The bank is now saying to repay the loan amount. What to do ma'am I am really worried.. my financial condition is critical. Please give some suggestions. Thanking you🙏
Hi Sapna! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have been charged some interest from sbi during studies on my education loan ..I didn't knew that ..now after 3 years of course completion when I saw balnce sheet ..heavy interest has been levied on me ..now I have to pay more than 2 lakh extra ....at time of loan sanctioning no one told me about during studies .loan interests
Maam mera SBI moratorium period 2021 me khatam hogaya aur mera EMI v start hogaya hai but mera job avi tak nahi huya hai. Mere pass kya kya options hai maam? Please help
@@WeMakeScholars Maam, RBI recently has allowed individual debtors to apply for a 'restructure' of loan of upto 2 years over covid 19 national lockdown. This is RBI Resolution Framework 2.0. Maam make me sure if it is deemed to be true.
Hi! Yes, you can start repaying your loan during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sagar! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Yes, you can take an education loan if your father already has a loan. However, we would need to evaluate all the parameters to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Ankush! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Prasad! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Harsharaj! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi, Samiya! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Are you guys really to help us.....??I doubt. I am from a middle class family and want to study abroad..so I really need a scholarship to support my studies and also some guidance so I requested a call back two weeks ago... everyday I wake up believing you guys will surely call today but two weeks are over like this......is We Make Scholars even real??? Do you guys enjoy first gaining our trust and then making us depressed.....
Hi, Poulomi! Apologies for the delay caused. Due to a high number of applications, there is a slight delay in the process. Please provide your registered email address so we can arrange for the callback ASAP.
@@WeMakeScholars yes..the financial officer called me today but she couldn't guide me regarding scholarship...she sent me a link and said to filter options and apply for scholarships but the problem is I couldn't filter my course bcoz the particular course which I want is not there....so what I have to do now?
Hi Satyajit! Glad that you found the video informative. For further one-on-one guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Prachi! Glad that you found the video informative. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Maninder! If you apply via WeMakeScholars, your loan can be sanctioned in 15-20 days. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam maine PNB bank se 1,59,000 ka loan liya tha aur main 42 months se 3000 emi pay kar rahu hu par abhi bhi mere loan account me 154000 pay karne k liye show kar raha please help 🙏🙏
Hi, Ashutosh! As the policies vary from bank to bank and are dependent on the agreed terms at the time of availing the loan, we will not be able to answer your question. Kindly note that your loan is not processed through WeMakeScholars, hence you need to get in touch with the bank directly for any support on repayment.
Hi! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
HI Diptesh! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello ma'am mene 2nd semester se loan liya tha 02.03.2013 ko pnb se 1st colz fee submit krayi thi ,,last 8th September ki 22.12.2015 ko submit krayi thi ,, total 2,25,210 bank ne meri fees k diye or 15.02.2016 ko meri subsidy aa gyi thi 21,000 rupaye,, subsidy aane k baad 2,04,000 rupaye bche or uske baad 04.07.2017 ko mera 76,000 interest ho gya,,itna interest kese ho gya ma'am abhi tak mene 3,58,000 rupaye submit kra diye h,, ma'am mujhe puchna h kya mujhse 76,000 rupaye shi liye bank walo ne repayment holidays me,, plz help me🙏🙏 Or interest rate 10.30 approx thi
Hi, Vishal! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Dhurmi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam m MBBS student hu mera admission ke time original marksheet 10 ,12 ka jama ho gaya hai to kya m photo copy ke basis pe loan ke liye apply kar sakta hu please reply kare
Hi! Yes you may apply for an education loan with photocopies of your original documents, Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Paul! We will need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam mein education loan ki guarnter bni hoon usne loan ki repayment nahi ki ab mein home loan le rahi hoon mera cibil score km mila mujhe loan nahi mila jabki maine koi loan nahi liya mein salaried person hoon
Hello Maya, Even though you did not take any loan you were involved in someone's education loan as a guarantor if He/She is not making the payments on time then your CIBIL will be affected. If you are seeking help from our team with the education loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Pratiksha! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Meenam! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello Mam Thanks for such a informative session. I had a question please answer me -- I took educational loan for my 4 years undergraduate degree from vijaya bank which was a government bank the manager forced me to pay the interest in moratorium period, Somehow I paid the interest for 5 months then I didnt paid the interest. During my 4 year undergraduate degree I had leg injury which caused me a year down and took 5 years to complete my undergraduate degree. Now the Vijaya bank is merged with bank of baroda and they are asking for the repayment with hillarious interest rates and unknown charges. I have taken loan 115000/- rupees and now they are asking me to pay EMI 3050/- rupees for 108 months that means 9 years and total amount of repayment is 325000/- Please help
Hi! Please contact the bank directly for the break down of charges. As your loan was not sanctioned via WeMakeScholars, we will not be able to help you with this.
Can u help me ?? U said that ur bank had given amount of 3,25,000 rs , i want to know can we pay direct half payment one time and after that the bank reduce our repayment amount according to remaining money??
Hi, I had taken a loan of around 17 lakhs from SBIunder their scholar loan scheme. My dilemma is that should I pay the loan as soon as possible like in 3 years and plan my EMI accordingly or should I stretch it to avail tax benefits
Hi Bhavika! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Bharti! Glad you found it helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Sandeep! Glad you found the video informative. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Ritik! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Sushma! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Mary! Thank you for your appreciation, It really means a lot. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Suppose I have 2,50,000 educational loan from SBI. i m done with graduation 1. Can i pay 50k lumpsum now. 2.Will be outstanding balance become 2 lacs? Will the emi be calculated on 2 Lac? 3.I want to clear this loan amount as soon as possible like paying lumpsum amount of 50k, 20k, 10k..is it possible to pay through SBI net banking
Hi Sibanjan! You can pay your education loan entirely within 1 Year after the moratorium, it is called Pre-payment and there is no penalty for that. They might ask you to pay a nominal fee to restructure your loan. If your education loan was sanctioned via WeMakeScholars, Feel free to reach out if you need any further assistance.
Hi, Ravi! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Mohd! We already have a video covering the same topic, Here's the link : ruclips.net/video/SPp1TS4KyKI/видео.html Hope this helps, But we suggest to get in touch with our Financial Officers so they can help you clear all your doubts and get you the best Education Loan suiting your profile. Request a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Habeeb! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Hilay! Glad that you found the video helpful. For further one-on-one guidance with your education loan process you may connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Ankit! You can repay the loan early if you are able to. Some lenders may charge a prepayment penalty if you repay within 6 months. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Good evening ma'am, humne 2010 m education loan liya tha 1.4 lac ka bhai ne 2009 mai B.tech kiya or 2015 m complete huyi . Fir hmne 2020 se ab tk approx 1.30 lac rs ,jma bhi kra diy h ... Lekin abhi m aaj bnk se statement niklwaya hu to usme total amount 284489rs pay krna btaya h .kuch smjh nhi aa rha ..kya aap kuch sugges kr skte ho plzzz
Hi! Interest rates are charged every year and then divided into monthly EMIs, you may use our EMI calculator which will provide you more clarity about the same, Here's the link: bit.ly/3g1D1VZ, For further clarification with the education loan process connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Rohit! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Joe! Yes, you can do that. Please watch this video which discusses the same: ruclips.net/video/leGAbV1P0yg/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Aditya! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Glad you found the videos helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Dhirendra! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Akshay! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi! Kindly sahre your registered Email address, first 8 digits of your phone number or write an email to hello@wemakescholars.com so we can locate your profile and help you get in touch with your Financial Officer.
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam is it right to give interest during education and after completing education Can I repay the whole principle in one time? At that time I will be able to do that or they will ask me to deposit interest of 7 years???
Hi Kiran! It depends on the type of loan you're taking. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. Paying off a loan earlier is a good decision by the students as it helps them save a chuck on interest but you cannot pay it off at once. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Gudiya! It depends on the type of lender you are processing your loan with, If you took an education loan from a private bank or an NBFC, you must pay full or partial simple interest throughout the moratorium period (Course Duration + 6 months). If you have taken an education loan from a public bank, you are not obligated to pay any interest during the moratorium. The interest accumulates and is added to the principal amount. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hi Namra! Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi Rani! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Abhimanyu! The education loan product of Central Bank of India is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your Financial Officer to see which bank will offer you the best terms. Please request a callback: bit.ly/education-loan
Hi, Shivam! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
One of the best video I have ever seen regarding edu loan...Excellent described mam...!!! 👍
Hi, Vishal! Thanks for appreciating the content. For further one-on-one guidance on your education loan process, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, everyone! You may watch the same topic discussed in other languages here:
English - ruclips.net/video/KKI6-qGZM3E/видео.html
Telugu - ruclips.net/video/gBc2mMWleFw/видео.html
Tamil - ruclips.net/video/DMuKZgHvtjE/видео.html
Thank you mam
I'll be applying for lone through
we make schooler
after 6 months
Your videos is very helpful for students...
Hi, Nirav! Sure, we will be glad to guide you through your loan process. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Such a great video ,thanks for your efforts for us
Hi, Rushabh! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
You are doing a great job mam
Hi, Arvind! Glad that you are finding the content useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Very informative. Thanks
Hi, Amit! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
again fruitful video for students ..👌
Hi, Rahul! Thanks for appreciating the video. Glad it could help. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Lp
बहुत ही ज्ञान एवं सलाह के साथ साथ विस्तृत जानकारी देने के महाशया अपको धन्यवाद ।
Hi, Sourendra! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
May god bless you ma'am. Thank you for this knowledge. ❤️
Hi, Jay! Thanks for your words of appreciation. Glad you found the content helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan.
Hi Mam, very good Morning! I Registered for call from you 1 Day ago. But still waiting for your call....But your service are really Appreciatable!!!
Hi, Naveen! Please share your registered email address. The loan team will contact you ASAP.
##thanks mam you doing wonderful job God bless you n your teem
thankyou supporting students..
Hi, Vimal! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Make a video how to repay education loan quickly and how much get benefit.
Hi Divvesaram! Thanks for the suggestion we will definitely look into it. In the mean time. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank u ma'am. So knowledgeable video.
Hi, Soumik! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Zabardast Mam ❤️ thank you so much 🙏
Hi, Devendra! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Love you mam for your analytical videos ❤️❤️
Hi, Aman! Thanks for appreciating the videos. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Best knowledge full video I have ever seen
Hi, Davish! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Great Video mam!
I had taken a edu. loan from SBI of 20 lacs for a 15 months course and my moratorium will end in April'21. I get charged 13000 as simple int. each month, which I pay off.
I have already started a job, and can pay the emi, but my question is that should I or is it better to just keep paying the 13K each month till april'21 and then start with the emi.
Hi Sumit, if you have got a job and can afford to pay EMI, it is always better to do that, as you will be able to close your loan faster.
Extremely informative 👍🏻👍🏻
Hi, Donna! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Radhey Radhey ji 🙏
Hi Sanjeev! Thanks for your appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Union bank of india is telling that there is no moratorium period ( and we have to pay interest during moratorium period
Hi @gurjarmerchantnavy431 Kindly note that, Moratorium period simply means bank repayment holiday i.e. in this period your actual EMI doesn’t get started only simple interest is charged that too optional in public banks. We highly suggest you to watch this video ruclips.net/video/KKI6-qGZM3E/видео.html for your better understanding. If you’re facing any issues in your education loan process, you can contact us at bit.ly/48cTdcR. Our loan team will get back to you shortly and provide necessary assistance in your education loan process.
I have taken education loan of 3 lack 90 thousand from sbi, and they are taking interest in moratorium period, what should i do
Hi! You will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period.
Thank you very much Damini mam
Hi, Ankush! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
very great video with full of ideas and learning
Thanks to #WeMakeScholar team to make such a kind of video 😇
Hi, Sazeb! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank you so much maim
Hello Mam, I took an education loan from SBI in the second year of the B.tech course. I had passed out this year and will be joining a private job in October. The amount disbursed from the bank during three years is Rs. 3,21,000/-. So my question is, what is meant by the outstanding amount, which I can see on my sbionline profile? It is almost Rs. 3,84,000/- and every month's end it increases.
Hi, Pranav! This might include the interest that is being charged on the loan. Please contact the bank officials. They will break it down for you.
I have also taken loan from sbi same issue interest added to actual loan amount disbursed
Have you got the solution?? Can you please explain it?
Very much Informative Videos Thank you so much for sharing.
Hi Abhishek! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Gratitude for your help 🙏...... mam... an ur fully energetic team .....
Hi, Nitesh! Thanks for your words of appreciation. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan
Ma'am I wanted to ask that
I want to do two course
Like interior (4 years)and fashion designing (4 years)
So of I take 20-25 lakh loan
How will I pay them back?
Hi, Siddhi! You can take an education loan for only one course at a time. The repayment depends on the lender you are taking the loan from. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Suppose, someone has chosen house as a collateral. So, if he fails to repay his educational loans, will his house be sold or bought by the bank? Please reply me ma'am .
Hi, Soumik! That is the worst case scenario. You will be given multiple notices to repay your loan before the bank decides to sell it. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Ma'am I have a question please answer ma'am 🙏.. I have taken education loan of 2 lakhs form BOB. I have completed my B.tech degree in 2018. In the moritorium period I have paid some interests. Till now I didn't get a job and now I am preparing for govt. Exams. Ma'am I am really worried that will it( pending loan repayment history) creat problem in my carrier?? The bank is now saying to repay the loan amount. What to do ma'am I am really worried.. my financial condition is critical. Please give some suggestions. Thanking you🙏
Ap bhut asse kaha mem
Thank you so much 🤗🤗
Hi Sapna! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have been charged some interest from sbi during studies on my education loan ..I didn't knew that ..now after 3 years of course completion when I saw balnce sheet ..heavy interest has been levied on me ..now I have to pay more than 2 lakh extra ....at time of loan sanctioning no one told me about during studies .loan interests
Hi, Vinod! Yes, government banks charge interest during the moratorium period. It can be paid once the moratorium period ends.
Hello vinod sir I wish to take education loan and not finding the exact answers of my queries so is there any means through which I can connect to you
Maam mera SBI moratorium period 2021 me khatam hogaya aur mera EMI v start hogaya hai but mera job avi tak nahi huya hai. Mere pass kya kya options hai maam? Please help
Hi, Tuku! You will have to start repaying the loan once the moratorium period ends.
@@WeMakeScholars Maam, RBI recently has allowed individual debtors to apply for a 'restructure' of loan of upto 2 years over covid 19 national lockdown. This is RBI Resolution Framework 2.0. Maam make me sure if it is deemed to be true.
Hello.. can repay some of the principal amount along with interest during the moratorium period?
Hi! Yes, you can start repaying your loan during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Good job 👏👏👏
Hi, Sagar! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam agar papa ke naam pr already lone hai to kya hame line mil sakta hai kya education
Hi! Yes, you can take an education loan if your father already has a loan. However, we would need to evaluate all the parameters to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thanks so much man
Hi, Ankush! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thanks
Thankyou ma'am for guiding us.
Hi! Glad that you got help from our team. If you are facing any issues in your loan process feel free to reach out to us : )
Tq ma'am ❤
Great. You're awaring ppl.
Hi, Prasad! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Good job very nice
Hi Harsharaj! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Great job mam excellent way to explain
Hi, Samiya! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Ty for information..loved it
Are you guys really to help us.....??I doubt. I am from a middle class family and want to study abroad..so I really need a scholarship to support my studies and also some guidance so I requested a call back two weeks ago... everyday I wake up believing you guys will surely call today but two weeks are over like this......is We Make Scholars even real??? Do you guys enjoy first gaining our trust and then making us depressed.....
Correctly said, even I haven't received a call back. These people need to be professional.
Hi, Poulomi! Apologies for the delay caused. Due to a high number of applications, there is a slight delay in the process. Please provide your registered email address so we can arrange for the callback ASAP.
@@WeMakeScholars poulomikar727@gmail.com
@@poulomikar8817 Thanks, your Financial Officer will get in touch with you shortly.
@@WeMakeScholars yes..the financial officer called me today but she couldn't guide me regarding scholarship...she sent me a link and said to filter options and apply for scholarships but the problem is I couldn't filter my course bcoz the particular course which I want is not there....so what I have to do now?
thank you madam for your valuable information 🙏
Hi Satyajit! Glad that you found the video informative. For further one-on-one guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Very informative. Thankyou 👏
Hi Prachi! Glad that you found the video informative. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
what is the process time of this loan ?
Hi, Maninder! If you apply via WeMakeScholars, your loan can be sanctioned in 15-20 days. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam maine PNB bank se 1,59,000 ka loan liya tha aur main 42 months se 3000 emi pay kar rahu hu par abhi bhi mere loan account me 154000 pay karne k liye show kar raha please help 🙏🙏
Hi, Ashutosh! As the policies vary from bank to bank and are dependent on the agreed terms at the time of availing the loan, we will not be able to answer your question. Kindly note that your loan is not processed through WeMakeScholars, hence you need to get in touch with the bank directly for any support on repayment.
Maim aap bahut cute hai 🤗..aur explain to bahut achha ki 👏👏👏
Hi! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thanks mam 😊😊😊
HI Diptesh! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello ma'am mene 2nd semester se loan liya tha 02.03.2013 ko pnb se 1st colz fee submit krayi thi ,,last 8th September ki 22.12.2015 ko submit krayi thi ,, total 2,25,210 bank ne meri fees k diye or 15.02.2016 ko meri subsidy aa gyi thi 21,000 rupaye,, subsidy aane k baad 2,04,000 rupaye bche or uske baad 04.07.2017 ko mera 76,000 interest ho gya,,itna interest kese ho gya ma'am abhi tak mene 3,58,000 rupaye submit kra diye h,, ma'am mujhe puchna h kya mujhse 76,000 rupaye shi liye bank walo ne repayment holidays me,, plz help me🙏🙏
Or interest rate 10.30 approx thi
Hi, Rohit! I would suggest you contact the bank directly. They will break it up for you.
@@WeMakeScholars ok thanks ma'am
@@WeMakeScholarsplease ma'am ek video loan close pr bnao ,bank hme konse konse documents dega loan close ke time .. 🙏🙏
@@rohitashkumar6486 Thanks for the suggestion. We'll look into it.
Thank you for great information
Hi, Vishal! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Aap bhut acha bolti hi ach jankari ke liye thixs
Hi Dhurmi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Good
Mam m MBBS student hu mera admission ke time original marksheet 10 ,12 ka jama ho gaya hai to kya m photo copy ke basis pe loan ke liye apply kar sakta hu please reply kare
Hi! Yes you may apply for an education loan with photocopies of your original documents, Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I will go to Bangladesh for mbbs study
I had talked with sbi bank
Hi, Paul! We will need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thank U mam for this information💞🙂🙂
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam mein education loan ki guarnter bni hoon usne loan ki repayment nahi ki ab mein home loan le rahi hoon mera cibil score km mila mujhe loan nahi mila jabki maine koi loan nahi liya mein salaried person hoon
Hello Maya, Even though you did not take any loan you were involved in someone's education loan as a guarantor if He/She is not making the payments on time then your CIBIL will be affected. If you are seeking help from our team with the education loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank you mam...grateful vidio
Hi Pratiksha! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
👍👍 good job mam . thanks this information
Hi, Meenam! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello Mam Thanks for such a informative session. I had a question please answer me
-- I took educational loan for my 4 years undergraduate degree from vijaya bank which was a government bank the manager forced me to pay the interest in moratorium period, Somehow I paid the interest for 5 months then I didnt paid the interest. During my 4 year undergraduate degree I had leg injury which caused me a year down and took 5 years to complete my undergraduate degree. Now the Vijaya bank is merged with bank of baroda and they are asking for the repayment with hillarious interest rates and unknown charges. I have taken loan 115000/- rupees and now they are asking me to pay EMI 3050/- rupees for 108 months that means 9 years and total amount of repayment is 325000/- Please help
Hi! Please contact the bank directly for the break down of charges. As your loan was not sanctioned via WeMakeScholars, we will not be able to help you with this.
Can u help me ??
U said that ur bank had given amount of 3,25,000 rs , i want to know can we pay direct half payment one time and after that the bank reduce our repayment amount according to remaining money??
Hi, I had taken a loan of around 17 lakhs from SBIunder their scholar loan scheme. My dilemma is that should I pay the loan as soon as possible like in 3 years and plan my EMI accordingly or should I stretch it to avail tax benefits
Hi, Abhishek! You can repay the loan sooner if you are able to.
Thanks mam for the #Jugaad Information...
Hi Bhavika! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Very nice explanation.
Hi, Bharti! Glad you found it helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Best information to me thanks
Hi Sandeep! Glad you found the video informative. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thank you so much ma'am
Hi Ritik! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thanq mam thanq so much for this information
Hi, Sushma! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam ,,you are doing good job,,
Hi Mary! Thank you for your appreciation, It really means a lot. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Suppose I have 2,50,000 educational loan from SBI. i m done with graduation
1. Can i pay 50k lumpsum now.
2.Will be outstanding balance become 2 lacs? Will the emi be calculated on 2 Lac?
3.I want to clear this loan amount as soon as possible like paying lumpsum amount of 50k, 20k, 10k..is it possible to pay through SBI net banking
Hi Sibanjan! You can pay your education loan entirely within 1 Year after the moratorium, it is called Pre-payment and there is no penalty for that. They might ask you to pay a nominal fee to restructure your loan. If your education loan was sanctioned via WeMakeScholars, Feel free to reach out if you need any further assistance.
Ma'am... i want to take 2 lacs education loan for my 2yr MCA course in SBI....So how much i have to pay after my course ends???
Hi! You will have to pay the principal amount + interest
Right mam
Hi! If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
tnx for great information madam
Hi, Ravi! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam can you make video for mbbs abroad studies loan...
Hi Mohd! We already have a video covering the same topic,
Here's the link : ruclips.net/video/SPp1TS4KyKI/видео.html
Hope this helps, But we suggest to get in touch with our Financial Officers so they can help you clear all your doubts and get you the best Education Loan suiting your profile. Request a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thank you so much madam
Hi, Habeeb! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Really helpful video mam
Hi Hilay! Glad that you found the video helpful. For further one-on-one guidance with your education loan process you may connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thank you
If we want to repay in between holiday period than what is the condition
Hi, Ankit! You can repay the loan early if you are able to. Some lenders may charge a prepayment penalty if you repay within 6 months. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Good evening ma'am, humne 2010 m education loan liya tha 1.4 lac ka bhai ne 2009 mai B.tech kiya or 2015 m complete huyi . Fir hmne 2020 se ab tk approx 1.30 lac rs ,jma bhi kra diy h ...
Lekin abhi m aaj bnk se statement niklwaya hu to usme total amount 284489rs pay krna btaya h .kuch smjh nhi aa rha ..kya aap kuch sugges kr skte ho plzzz
Hi Neeraj! As your loan was not sanctioned via WeMakeScholars we won't be able to help you with this.
Maim education loan me interest rate monthly hoti hai ya yearly
Hi! Interest rates are charged every year and then divided into monthly EMIs, you may use our EMI calculator which will provide you more clarity about the same, Here's the link: bit.ly/3g1D1VZ, For further clarification with the education loan process connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thnks you maam.. Really beneficial...
Hi, Rohit! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mera question hai kai agar ham educatio kai dooran hi loan lootana chahtai hai to uska kya process hai
Hi, Joe! Yes, you can do that. Please watch this video which discusses the same: ruclips.net/video/leGAbV1P0yg/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
thanks maam for this video
Hi Aditya! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thanks a lot 🙏
Hi! Glad you found the videos helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thanks mam
Hi Dhirendra! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Very nice information
Hi Akshay! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
After inquiry, I didn't receive any call fro we make scholars
Hi! Kindly sahre your registered Email address, first 8 digits of your phone number or write an email to hello@wemakescholars.com so we can locate your profile and help you get in touch with your Financial Officer.
Thank you so much 😊 mam…..
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Tq mam u r really good👍
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Am trying from past a week am not geting any call back only mam
Hi, Tarun! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
मैं central bank of India से education loan liya tha
मैंने sanction limit से कम withdrawal किया था तो अब repayment के time rest amount ka क्या करेंगे
Hi, Mukesh! You will only have to repay the amount that was disbursed, not the entire sanctioned amount.
I am from Vadodara but not able to find any help from WMS.
Hi, Khushal! Please share your contact details to hello@wemakescholars.com . The team will get back to you.
Mam is it right to give interest during education and after completing education Can I repay the whole principle in one time? At that time I will be able to do that or they will ask me to deposit interest of 7 years???
Hi Kiran! It depends on the type of loan you're taking. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. Paying off a loan earlier is a good decision by the students as it helps them save a chuck on interest but you cannot pay it off at once. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Education loan lena ke bad hi interest lagata h ki padne ke bad interest lagta
Hi Gudiya! It depends on the type of lender you are processing your loan with, If you took an education loan from a private bank or an NBFC, you must pay full or partial simple interest throughout the moratorium period (Course Duration + 6 months). If you have taken an education loan from a public bank, you are not obligated to pay any interest during the moratorium. The interest accumulates and is added to the principal amount. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
how can I apply for education loan please guide me.. I'm soo confused
Hi Namra! Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Thank u so much
Hi Rani! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Central bank of India me educational loan pe outstanding amout kya hota hai
Hi, Abhimanyu! The education loan product of Central Bank of India is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your Financial Officer to see which bank will offer you the best terms. Please request a callback: bit.ly/education-loan
Thankyou mam
Hi, Shivam! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan