I read "Tightwad Gazette" books 25+ years ago now and the author (Amy Dacyczyn) pointed out that those big name brands should be paying YOU to advertise their brands. She has a point. Since then I've never had a desire to advertise for someone - and pay to do it.
I've reduced spending on alcohol by 80%. I've also stopped buying unique food items that I saw in a recipe that I will probably never make. And, I now ignore the sale bins/shelves at the store entrance and go right to the items I need. Thanks all of the advice and tips!
I agree. In large part, the pandemic caused my household to rethink our spending habits and we cut out a lot of money eating out at fancy restaurants and saying yes to outings with friends.
1. Newspapers - use internet 2. Cable subscription - there's youtube 3. Movie tickets - get netflix 4. Bottled water - bring your own 5. Gas - commute by bike
I LOOOOOVE giving gift baskets as a gift but instead of ordering them like I used to, I make them and drop them off. I generally save $35 to $50 by making them myself. Also cute and inexpensive gift that everyone loves, a candy bouquet. I go to the $1 store and buy boxes of candy,attach them to a popsicle stick, insert into a floral block, set inside an open decorative box with some tissue paper all from $1 store !
I've cut out hard to maintain hairstyles and don't color my hair. I get a simple hair trim once a year. I also never get my nails or toes done. I use tools at home to keep them clean and tidy - no nail polish. I've also cut out getting take-out and eating out - only order out or go out once a month at the max.
These are really good ones! Totally agree on the hard to maintain hairstyles / coloring your hair. I used to color my hair and it made it so hard to maintain and just dried my hair out so badly.
Thanks for sharing the things you’ve cut out. While I agree on most of them, I am a sucker for a good outfit. Now that I’m in my late 20’s I feel like buying good quality clothes and reusing them for years to come is better than buy cheap clothing you will most likely have to replace again and again in return spending more money. But I am still very much in a broke girl mindset and hardly buy myself anything haha. So we shall see going into my 30’s. Thanks again Erika! :)
Thank you Erika for sharing Libby! Now I can saving some money by borrowing books and listening to audiobooks throughout the nearest library. It’s very helpful to watch your channel and gets motivated me being more independent!
I loved when you said that you cut out holiday gifts. My husband and I decided that we are donating the $ we would of spent on gifts to a charity or a person in need. We are blessed that we really don't need any new stuff. I also buy any clothes I need at the Goodwill. Many times people have complimented me on my clothes and asked where I bought them and they freak out when I say the Goodwill :-) You have inspired me to keep purging all the clothes I do not wear (from your previous videos) Love your channel!
I feel the same about designer items, a polo shirt is 95% the same as a H and M one but half the price so I don’t see a point in spending all of that money on designer stuff. Great video!
Love all of these except the first. My $20 a month gym membership is not much off a dent into my budget, yet helps me go workout when I otherwise wouldn't.
💯 agree with these. I'm glad I'm not the only one who doesn't spend money on gifts at holidays. Whenever I can, I do random nice things to show that I appreciate others at no specific time of the year. That way it is more sincere from me
I would feel sick if I stopped buying Christmas presents. It's not an option for me. What I like to do is plan ahead during the year, like saving and buying some of the gifts early.
Spend money on what truly makes YOU happy especially if other unimportant things are cut out and you still achieve your financial goals Everything in life needs balance And whats important to me may also not be important to you
Cutting out aspirational clothing, amen! I used to do this allllll the time, buying for my fantasy/future self. Needless to say I wasted so much money, time, and space holding onto these items that didn’t fit me or any occasion.
I avoid impulse buying on line by putting things I want or think I want in my cart but waiting a week before actually purchasing. Its amazing how much I end up taking out of my cart.
Whatever workout you’re doing it is getting it done. You look beautiful and fit! Always great information that you pass along. Thank you for giving us all great ideas to save money!
Hi Erika, I love watching all your videos which are very entertaining and informative. Being able to WFH during the pandemic, was able to reduce my commute so was able to cut the gas fill-up and eating out for lunches. Used to spend about $500-$600/month on Barnes and Nobles on technology books and now just use the Amazon prime ebooks.
I love Libby. When I see books marketed to me on Amazon, I train myself to check Libby first. I am going to stop taking advantage of sales. I have allot I don't wear and am going to donate it to Haiti. 🇭🇹
Great video- and I love Libby! I do occasionally buy books- (daily motivations or devotionals) but only after I preview them from the library- I find it hard to believe you ever bought “aspirational clothing” - you are so beautiful!
I stopped going to the convenience store for snacks and energy drinks. It was costing me $150 or more a month. I have been forcing myself to cook and eat at home. That save so much time and money. Also not buying any new clothes or things I don’t need or that I will only wear once or twice.
Super helpful to help me save for my upcoming wedding! Every time I think to buy something I’m like “Do I need this or would I rather put these dollars toward my wedding?”
My biggest issue is I am homebound and disabled - shopping at home is part necessity and part boredom. I went through my subscription items and cut out half of them. I placed a rule on myself - if I bring something into my wardrobe I need to remove something. I also stopped drinking those cute little cans of sparkling wine - don't need it anyway and I don't miss it - except when I am cooking Italian food - I need a glass then so I switched to sparkling water - it is satisfying my 'glass in the hand' craving. Small steps
Thanks for the tips I don't buy season decorations every year. I don't waste money in marks clothes or jewelry that never use. I save a lot of money because of that.
Several years ago I starting buying designer bags because my friends had them and I thought they would make me feel special, notice, and included. But I never use them, they were/are just sitting in my closet collecting dust. I quickly learn that they are not practical for everyday use and that I'd wasted a lot of money.
I stopped opening the sales magazines like the Target Christmas Mag/Ad. All it does is tempt one to think they want something totally useless or maybe need for one time. I just stopped looking at the ad flyers that arrive in the mail because I really don’t need stuff.
I have a rule of thumb that you shouldnt go cheap (sacrificing quality) for something you use every day. IE: dyson vacuum, refrigerator, running shoes, bath towels...etc
So true.. My gym membership was gone when the pandemic started. You are definitely a real genuine person with a big heart. Thanks for all of the valuable information.
Hi, I agree with all your suggestions. I've done most of them myself. I don't buy name brand stuff just because. I cut my gym membership and built my home gym. One of the things I really liked about your video, and I was a sucker for, was costco. I know about buying stuff in bulk and then having it go to waste. I will definitely reevaluate that one. Thanks again
Regarding buying brand name items ~ I agree. When I finally made money I did splurge to those brands because I’ve always wanted them. I am now at the point of my life and realizing that I don’t wear them as often as I should and but I keep them as investment bec of it’s value. Love your Channel 🧡
A couple of years ago I decided to cut back on clothes & only buy quality items, predominately in natural fibres, fit well & that suit my style. I wear them a lot, feel good in them & don’t care if I’m not on trend.
Great tips. We are working from the road and decided to give up our monthly obligations and just go mobile. It has been working great! Also we have applied some great money making techniques so we have more revenue as well.
I didn't quite catch the Japanese word for the tradition of buying gifts and souvenirs for everyone and their mother when returning from a vacation/trip overseas.. But my culture has the same thing! It's one thing to buy gifts to people I want to buy gifts for because I truly want to.. It's a whole other thing to have it made almost mandatory else people will get offended by it. When I visit my parents who live in my home country, I have to take a separate check in luggage for the gifts and still its never enough 🤣
@@Erika2 when I sometimes rebel and don't buy some random person a gift, my parents would buy something locally and pass it off as I bought it from abroad to avoid the social disgrace 😂😂😂
Love your ideas. Sharing Libby with friends. I don’t much care about labels or costly purses. Have budgeted food so I don’t throw away as much. Fresh nice linens & a quality mattress that you use often are a good investment. Buy plants 🪴 and shades for windows nicer than costly window treatments, drapes too. Thanks
I agree with most if not all of the items/activities you’ve stopped buying. I just have to point out that it is not correct to assume/conclude that when a person buys or wears something designer, the purpose is to show off. It does not follow…
I have done the same things EXCEPT online clothes shopping. But you are right, I do all the same things when I buy clothes online. At first, I did it because I lived in the country and did not have much access. Now it is more of a habit that I can happily cut out.
Designer/luxury/name brand items from clothes to bags, jewellery, eyewear, footwear, motor vehicles and now even the type of food to eat for me can all be classified as “keeping up with the joneses” syndrome so I avoid such things plus I absolutely refuse to be a walking billboard giving free advertising and promotion to someone or some corporation already richer than me.
I keep my gym for the sauna. Tried a blanket but sold it because it wasnt the same. Still rethinking it and considering buying a different sauna for home.
Incredible video ERIKA. Thanks for sharing. Your videos are so informative. Keep the awesome content coming. Hope you have an amazing weekend. Much love. Hugs
Today, I was at a grocery store and the checker asked me if I wanted to save 30% off my vitamins Me: No. How much is it? Checker: $90/year Me in my head: 30% off my supplements will be around $20. $20 savings to spend $70 more in the next year. 😂 Hard pass.
Agree! Great points. Been doing that for some time now as well. Although there's many worse things you could spend your money on than on your health (gym)
Zero desire for gym community or that socialization . I love working out at home. I buy TP in bulk. I don’t want to worry about this. I go to the library. But from time to time, the new book is worth it - But limited. I am going to stop shopping online for clothing. That’s a good one. I have 18 mons of cheap clothes in my closet, for the most part. I want to go to a capsule wardrobe. Neutrals, quality, timeless. Black, beige, white, navy. That’s my next project. So agree about outside entertainment. I love being at home. So much money went to overhead on that expensive glass of wine out. So sick of it. So happy to be rid of this. I am not going back to this when we go back.
Liked your video. Of course, everybody's priorities are different (you will never talk me out of books), but overall the suggestions were well thought out and valid. Unfortunately I very often run into "i stopped buying" videos, when they continue like this"buy this instead". It was very pleasant, that you did not do that.
I cut out a subscription for a streaming channel that I wasn't watching. It was tricky to figure it out, but I did it! I am still looking for other ways to save because I already had cut out so much of the fluff.
📹 Watch the Erika Taught Me podcast to level up your life: www.youtube.com/@erikataughtme
I’d rather be rich than look rich 🤑
HIDE THE WEALTH! yup :)
Word
As I get older I agree with this more and more.💸
An older friend told me often that her father always said " We are too poor to buy junk".
Hmmm 🤔
Great way to think about it!
Minimalist Lifestyle is still undefeated. I can't see myself going back now. Great video Erika!
I read "Tightwad Gazette" books 25+ years ago now and the author (Amy Dacyczyn) pointed out that those big name brands should be paying YOU to advertise their brands. She has a point. Since then I've never had a desire to advertise for someone - and pay to do it.
I read those books as well back in 1991. Helped change my life for the better.
I've reduced spending on alcohol by 80%. I've also stopped buying unique food items that I saw in a recipe that I will probably never make. And, I now ignore the sale bins/shelves at the store entrance and go right to the items I need. Thanks all of the advice and tips!
I agree. In large part, the pandemic caused my household to rethink our spending habits and we cut out a lot of money eating out at fancy restaurants and saying yes to outings with friends.
Same I had to start saving too
1. Newspapers - use internet
2. Cable subscription - there's youtube
3. Movie tickets - get netflix
4. Bottled water - bring your own
5. Gas - commute by bike
I LOOOOOVE giving gift baskets as a gift but instead of ordering them like I used to, I make them and drop them off. I generally save $35 to $50 by making them myself. Also cute and inexpensive gift that everyone loves, a candy bouquet. I go to the $1 store and buy boxes of candy,attach them to a popsicle stick, insert into a floral block, set inside an open decorative box with some tissue paper all from $1 store !
I've cut out hard to maintain hairstyles and don't color my hair. I get a simple hair trim once a year. I also never get my nails or toes done. I use tools at home to keep them clean and tidy - no nail polish. I've also cut out getting take-out and eating out - only order out or go out once a month at the max.
These are really good ones! Totally agree on the hard to maintain hairstyles / coloring your hair. I used to color my hair and it made it so hard to maintain and just dried my hair out so badly.
Same here! The last time I got a pedicure was over two years ago and I don’t regret it
Thanks for sharing the things you’ve cut out. While I agree on most of them, I am a sucker for a good outfit. Now that I’m in my late 20’s I feel like buying good quality clothes and reusing them for years to come is better than buy cheap clothing you will most likely have to replace again and again in return spending more money. But I am still very much in a broke girl mindset and hardly buy myself anything haha. So we shall see going into my 30’s. Thanks again Erika! :)
If I want to be fashionable I just to Goodwill. I just need to be patient.
Thank you Erika for sharing Libby! Now I can saving some money by borrowing books and listening to audiobooks throughout the nearest library. It’s very helpful to watch your channel and gets motivated me being more independent!
I loved when you said that you cut out holiday gifts. My husband and I decided that we are donating the $ we would of spent on gifts to a charity or a person in need. We are blessed that we really don't need any new stuff. I also buy any clothes I need at the Goodwill. Many times people have complimented me on my clothes and asked where I bought them and they freak out when I say the Goodwill :-) You have inspired me to keep purging all the clothes I do not wear (from your previous videos) Love your channel!
Love Libby and library “digital” offerings, in general. One of the most amazing free resources out there!
I feel the same about designer items, a polo shirt is 95% the same as a H and M one but half the price so I don’t see a point in spending all of that money on designer stuff. Great video!
I love how this is so value-driven. I felt so aligned with everything you said! Very refreshing!
Love all of these except the first. My $20 a month gym membership is not much off a dent into my budget, yet helps me go workout when I otherwise wouldn't.
💯 agree with these.
I'm glad I'm not the only one who doesn't spend money on gifts at holidays. Whenever I can, I do random nice things to show that I appreciate others at no specific time of the year. That way it is more sincere from me
I would feel sick if I stopped buying Christmas presents. It's not an option for me. What I like to do is plan ahead during the year, like saving and buying some of the gifts early.
Be aware of the rat race, live below your means, invest for your future, stay humble and live your life to the fullest.
Buying in bulk makes sense for a family. Plus you can use all those extra cans for your emergency food supply.
I still go to Costco I have 4 children. I did stop shopping for clothes online. Love this video
I agree with everything, except I will always have a nice quality handbag! It's so worth it!!
Why? A purse is just a bag that carries our crap.
@@dianaray1470 that’s your opinion. Other people are entitled to their own..
Spend money on what truly makes YOU happy especially if other unimportant things are cut out and you still achieve your financial goals
Everything in life needs balance
And whats important to me may also not be important to you
Cutting out aspirational clothing, amen! I used to do this allllll the time, buying for my fantasy/future self. Needless to say I wasted so much money, time, and space holding onto these items that didn’t fit me or any occasion.
Minimalism is in! No overspending for things that you don't need.
I just became a minimalist the first and biggest expense I got rid of was my gf.
I mean if she's not on board with your life style, she G2G
Definitely try Aldi ❤️ best grocery store
All things I’ve been doing for years already, but I appreciate the Libby recommendation!
You'll love it!
Thanks for supporting live music. We appreciate you 🙏
I bought my home gym,it's time efficient and you don't have an excuse anymore. So that was 2in1😎
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I avoid impulse buying on line by putting things I want or think I want in my cart but waiting a week before actually purchasing. Its amazing how much I end up taking out of my cart.
Just only go to these shops if your old stuff are broken.
Whatever workout you’re doing it is getting it done. You look beautiful and fit!
Always great information that you pass along. Thank you for giving us all great ideas to save money!
Although I disagree with the gym (personal choice), I love all of your points. Thank you for this video and your perspective .
Great list of things! However, I don’t think I’d ever be able to give up my gym membership :) Thanks for sharing Erika 🙂
same 😄
Hi Erika, I love watching all your videos which are very entertaining and informative. Being able to WFH during the pandemic, was able to reduce my commute so was able to cut the gas fill-up and eating out for lunches. Used to spend about $500-$600/month on Barnes and Nobles on technology books and now just use the Amazon prime ebooks.
I love Libby. When I see books marketed to me on Amazon, I train myself to check Libby first. I am going to stop taking advantage of sales. I have allot I don't wear and am going to donate it to Haiti. 🇭🇹
Costco is not your friend if you are single and living yourself.
What $App for more details PLUS-",,ONE SIX SEVEN
EIGHT NINE SIX SEVEN
EIGHT THREE FIVE EIGHT
Great video- and I love Libby! I do occasionally buy books- (daily motivations or devotionals) but only after I preview them from the library- I find it hard to believe you ever bought “aspirational clothing” - you are so beautiful!
Paying off your cards each month is the most important point here! Sales too! You cannot lose!!!!
I stopped going to the convenience store for snacks and energy drinks. It was costing me $150 or more a month. I have been forcing myself to cook and eat at home. That save so much time and money. Also not buying any new clothes or things I don’t need or that I will only wear once or twice.
Super helpful to help me save for my upcoming wedding! Every time I think to buy something I’m like “Do I need this or would I rather put these dollars toward my wedding?”
I love watch these type of videos as I’m de cluttering. 🧡
Great video! I cut Netflix out of my budget. And that’s why I’m here watching RUclips instead.
I stopped buying food. I just dine and dash now. Actually I have stopped eating out as often and cook more at home.
What $App for more details PLUS-",,ONE SIX SEVEN
EIGHT NINE SIX SEVEN
EIGHT THREE FIVE EIGHT
My biggest issue is I am homebound and disabled - shopping at home is part necessity and part boredom. I went through my subscription items and cut out half of them. I placed a rule on myself - if I bring something into my wardrobe I need to remove something. I also stopped drinking those cute little cans of sparkling wine - don't need it anyway and I don't miss it - except when I am cooking Italian food - I need a glass then so I switched to sparkling water - it is satisfying my 'glass in the hand' craving. Small steps
Love that you are a swiftie, me too thanks for the video!
I stopped buying luxury makeup. Saved me a lot of money.
Thanks for the tips I don't buy season decorations every year. I don't waste money in marks clothes or jewelry that never use. I save a lot of money because of that.
Several years ago I starting buying designer bags because my friends had them and I thought they would make me feel special, notice, and included. But I never use them, they were/are just sitting in my closet collecting dust. I quickly learn that they are not practical for everyday use and that I'd wasted a lot of money.
I always go back to this video whenever I am tempted to go shopping for things I really don't need.
I stopped opening the sales magazines like the Target Christmas Mag/Ad. All it does is tempt one to think they want something totally useless or maybe need for one time. I just stopped looking at the ad flyers that arrive in the mail because I really don’t need stuff.
Thanks! You can also just buy timeless pieces for your clothes, that way you don’t fall for the "fashion trap" as mentioned.
I have a rule of thumb that you shouldnt go cheap (sacrificing quality) for something you use every day. IE: dyson vacuum, refrigerator, running shoes, bath towels...etc
Agree! Makeup and skincare too for me.
Just had to tell you again how great this video is; more people need to see/hear this.
So true.. My gym membership was gone when the pandemic started.
You are definitely a real genuine person with a big heart. Thanks for all of the valuable information.
Hi, I agree with all your suggestions. I've done most of them myself. I don't buy name brand stuff just because. I cut my gym membership and built my home gym. One of the things I really liked about your video, and I was a sucker for, was costco. I know about buying stuff in bulk and then having it go to waste. I will definitely reevaluate that one. Thanks again
You’re really amazing thank you 🙏 love from Texas I agree on the gym member ship and clothes and brand names!
I totally agree to cutting my expenses when I say NO to gym membership
Regarding buying brand name items ~ I agree. When I finally made money I did splurge to those brands because I’ve always wanted them. I am now at the point of my life and realizing that I don’t wear them as often as I should and but I keep them as investment bec of it’s value. Love your Channel 🧡
A couple of years ago I decided to cut back on clothes & only buy quality items, predominately in natural fibres, fit well & that suit my style. I wear them a lot, feel good in them & don’t care if I’m not on trend.
Wow, so I’m a minimalist and didn’t know it lol 😂
Great tips Erika!! Gonna have to check out Libby!! Which credit card came with the Peloton membership?
Chase Sapphire Reserve :)
@@Erika2 cool!! Thanks!!
Great tips. We are working from the road and decided to give up our monthly obligations and just go mobile. It has been working great! Also we have applied some great money making techniques so we have more revenue as well.
What $App for more details PLUS-",,ONE SIX SEVEN
EIGHT NINE SIX SEVEN
EIGHT THREE FIVE EIGHT
I didn't quite catch the Japanese word for the tradition of buying gifts and souvenirs for everyone and their mother when returning from a vacation/trip overseas.. But my culture has the same thing! It's one thing to buy gifts to people I want to buy gifts for because I truly want to.. It's a whole other thing to have it made almost mandatory else people will get offended by it. When I visit my parents who live in my home country, I have to take a separate check in luggage for the gifts and still its never enough 🤣
Exactly! It's called "omiyage" in Japan. It's basically mandatory which is crazy!
@@Erika2 when I sometimes rebel and don't buy some random person a gift, my parents would buy something locally and pass it off as I bought it from abroad to avoid the social disgrace 😂😂😂
Great Video!!
What $App for more details PLUS-",,ONE SIX SEVEN
EIGHT NINE SIX SEVEN
EIGHT THREE FIVE EIGHT...
Can I ask what category of things you spend enough on credit cards to amass thirty thousand points? Thanks
I just make people Christmas gifts on a simple budget for art supplies. Can't return my gift, so you gotta love it! XD
Love your ideas. Sharing Libby with friends. I don’t much care about labels or costly purses. Have budgeted food so I don’t throw away as much. Fresh nice linens & a quality mattress that you use often are a good investment. Buy plants 🪴 and shades for windows nicer than costly window treatments, drapes too. Thanks
How refreshing this was!
I agree with most if not all of the items/activities you’ve stopped buying. I just have to point out that it is not correct to assume/conclude that when a person buys or wears something designer, the purpose is to show off. It does not follow…
Many theaters have bargain nights - $5 Tuesdays.
Great video thank you for sharing 😃
minimalism is one of the best options for low-income individuals to reach early retirement.
Thanks so much for the vauable information. I have started following these recommendations already!!
Got recommended this video and loved watching what things I don’t need in my everyday life, thank you 🙏 life saver 👌
Some luxury items are investments, like the birkin bag. Doesn't help you carry anything better but it will grow in value.
I have done the same things EXCEPT online clothes shopping. But you are right, I do all the same things when I buy clothes online. At first, I did it because I lived in the country and did not have much access. Now it is more of a habit that I can happily cut out.
Costco is great, just need to pick the right things that you like.
Nicely done
Designer/luxury/name brand items from clothes to bags, jewellery, eyewear, footwear, motor vehicles and now even the type of food to eat for me can all be classified as “keeping up with the joneses” syndrome so I avoid such things plus I absolutely refuse to be a walking billboard giving free advertising and promotion to someone or some corporation already richer than me.
Well done, Erika. Very precise.
I keep my gym for the sauna. Tried a blanket but sold it because it wasnt the same. Still rethinking it and considering buying a different sauna for home.
Incredible video ERIKA. Thanks for sharing. Your videos are so informative. Keep the awesome content coming. Hope you have an amazing weekend. Much love. Hugs
What $App for more details PLUS-",,ONE SIX SEVEN
EIGHT NINE SIX SEVEN
EIGHT THREE FIVE EIGHT
Thanks for such a great video!
Great episode!
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lol....you said, "Things like a Dyson vacuum"...i love you.
I like getting out of the house and going to the gym. The best healthy investment I have ever made!
Today, I was at a grocery store and the checker asked me if I wanted to save 30% off my vitamins
Me: No. How much is it?
Checker: $90/year
Me in my head: 30% off my supplements will be around $20. $20 savings to spend $70 more in the next year. 😂 Hard pass.
Agree! Great points. Been doing that for some time now as well.
Although there's many worse things you could spend your money on than on your health (gym)
Zero desire for gym community or that socialization . I love working out at home. I buy TP in bulk. I don’t want to worry about this. I go to the library. But from time to time, the new book is worth it - But limited. I am going to stop shopping online for clothing. That’s a good one. I have 18 mons of cheap clothes in my closet, for the most part. I want to go to a capsule wardrobe. Neutrals, quality, timeless. Black, beige, white, navy. That’s my next project. So agree about outside entertainment. I love being at home. So much money went to overhead on that expensive glass of wine out. So sick of it. So happy to be rid of this. I am not going back to this when we go back.
PLUS-",,ONE SIX SEVEN
EIGHT NINE SIX SEVEN
EIGHT THREE FIVE EIGHT What $App for more details
Erika - i always live by this phrase "Never live an champagne life on a kool-aid salary"
Awesome video. I do a lot of these! Thanks for posting!
Great video & tips! Thank you 💕
Hi! Love your videos!
Thank you!!
I made my own paintings to hang. I can’t draw well but colorful abstract stuff I can do
Thank you for all great tips
I have been downsizing since we moved in a smaller place
Liked your video. Of course, everybody's priorities are different (you will never talk me out of books), but overall the suggestions were well thought out and valid. Unfortunately I very often run into "i stopped buying" videos, when they continue like this"buy this instead". It was very pleasant, that you did not do that.
I cut out a subscription for a streaming channel that I wasn't watching. It was tricky to figure it out, but I did it! I am still looking for other ways to save because I already had cut out so much of the fluff.
Great advice!