Snowballing for annuals looks increasingly appealing. I’m really enjoying seeing how different cash stuffers are doing it. Love love love the happy mail ☺️. The vinyl labels are brilliant: font and colours ☺️ x
Love the new binder that’s a great method to snowball according to the first due. I can definitely see that working. Love the 5k binder cannot wait to see the cash stuffing for that 💚
Lovely happy Mail and I agree about direct debits 🥰 worked hard this year to keep them to a minimum & am loving it ♥️ Happy Christmas to you and yours too xx☃️
Love it Kerry,you have given me loads of ideas for January when I finally start my budget journey I've been buying loads of stuff over the months in preparation (Etsy is dangerous lol) so I'm set to go but I really need one of those binders from Iris or Ped lol 😆 x
Exciting you're going to smash 2023 just as you have this year. You've really gave me the confidence to just take the leap and start this journey too. Starting in January and have a huge amount to order from budget with Ped 🙈xx
Snowballing for annuals looks increasingly appealing. I’m really enjoying seeing how different cash stuffers are doing it.
Love love love the happy mail ☺️. The vinyl labels are brilliant: font and colours ☺️ x
I think snowballing Annuals will work for me but it wouldn't work for other binders as I dip into them too much x
Great annual binder and happy mail. Looking forward to seeing you smash through your goals. Very thoughtful of Ryan...bless him. Gx
Thank you Gillian, bring on 2023!
Fabulous kerry! Looking forward to the snowballs 😀😀😀 loving your gold nails xx
thanks Iris 💗
Love the new binder that’s a great method to snowball according to the first due. I can definitely see that working. Love the 5k binder cannot wait to see the cash stuffing for that 💚
Thanks so much, don't think I'll snowball other ones x
I love the idea of snowballing the sinking funds. I need to do this too. Thank you.
It sounds like it will work, hopefully. 😊
Love a bit of mail! All the bits you’ve bought are so good! Excited to see you make use of them ❤
Thank you lovely 😊
Love your new bits from Etsy! And it's great you started your new binder too. Great video!
Thanks so much Bronwen 😊
Lovely happy Mail and I agree about direct debits 🥰 worked hard this year to keep them to a minimum & am loving it ♥️ Happy Christmas to you and yours too xx☃️
Thank you Emily. I hope you & your family have a wonderful Christmas 🎄 😊
I've ordered a star sign challenge too, but a Libra one! I've also ordered one of the Tarot challenges too x Can't wait for them to come! X
I love them!💗
Ooh fab vid Kerry & beautiful binders & challenge
Merry Christmas to you & the family 🌲
Enjoy the festivities xx
Thank you MC 😊
All lovely wee bits you got ❤️ x
Thank you Jo 💗
Super excited to see you do the Zodiac challenge! Cancer is one of the most challenging ones so best of luck my lovely xx
I love it! thank you x
Fab video love your happy mail. An annuals binder is what I need x
I've never felt experienced enough to do Annuals but I feel like I can now so hopefully next year x
@@BudgetwithKerry Your doing fab xx
Love it Kerry,you have given me loads of ideas for January when I finally start my budget journey I've been buying loads of stuff over the months in preparation (Etsy is dangerous lol) so I'm set to go but I really need one of those binders from Iris or Ped lol 😆 x
Etsy is sooo dangerous, just delete it 😂😂 Looking forward to following Leigh, such a lovely comment.. made me smile 😃
Great video!! The binders look stunning 😍
I love a different way of saving and the binders are perfect for that Amber 👌
Love the new bits, iris binders are so nice 😍
They are stunning 😍
Loving the new binder and snowball plan 💛 Where did you get the vinyl and what font, I’m in love!!!
I got it from the budgeting bear Jen! It's amazing x x
Exciting you're going to smash 2023 just as you have this year. You've really gave me the confidence to just take the leap and start this journey too. Starting in January and have a huge amount to order from budget with Ped 🙈xx
aww thanks so much Louise, this is such a sweet comment & you'll do amazing! 💗
Great stuffing ☃️☃️☃️☃️☃️☃️
thank you Fatima
If do as well in 2023 as you have done in 2o22 , you will have a wonderful and successful year 👏👏👏
aww Wendy, you're too kind ❤️
Can you pay your TV licence annually? I didn't know that !
I know right!!
🥰🥰🥰🇰🇭
Some lovely bits. I have the same binder of ped 🥰🩵
Oh yeah so you do, it's stunning 😍